The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,385,716 21,092 SH   SOLE   0 0 0
ABBOTT LABS COM 002824100   349,510 3,090 SH   DFND 5 0 3,090 0
ABBOTT LABS COM 002824100   82,005 725 SH   DFND 1 0 725 0
ABBOTT LABS COM 002824100   515,668 4,559 SH   DFND 14 0 4,559 0
ABBOTT LABS COM 002824100   373,263 3,300 SH   DFND 6 0 3,300 0
ABBVIE COM 00287Y109   228,344 1,285 SH   SOLE   1,285 0 0
ABBVIE COM 00287Y109   9,773 55 SH   DFND 5 0 55 0
ABBVIE COM 00287Y109   88,850 500 SH   DFND 14 0 500 0
ABBVIE COM 00287Y109   310,975 1,750 SH   DFND 6 0 1,750 0
ADOBE SYS COM 00724F101   276,146 621 SH   SOLE   621 0 0
ADOBE SYS COM 00724F101   84,489 190 SH   DFND 5 0 190 0
ADOBE SYS COM 00724F101   4,447 10 SH   DFND 1 0 10 0
ADOBE SYS COM 00724F101   20,011 45 SH   DFND 14 0 45 0
ADVANCED MICRO DEVICES COM 007903107   1,775,492 14,699 SH   SOLE   0 0 0
ADVANCED MICRO DEVICES COM 007903107   390,152 3,230 SH   DFND 5 0 3,230 0
ADVANCED MICRO DEVICES COM 007903107   21,138 175 SH   DFND 1 0 175 0
ADVANCED MICRO DEVICES COM 007903107   308,256 2,552 SH   DFND 14 0 2,552 0
ADVANCED MICRO DEVICES COM 007903107   300,163 2,485 SH   DFND 6 0 2,485 0
ALPHABET INC CL A COM 02079K305   3,340,956 17,649 SH   SOLE   0 0 0
ALPHABET INC CL A COM 02079K305   662,550 3,500 SH   DFND 5 0 3,500 0
ALPHABET INC CL A COM 02079K305   111,687 590 SH   DFND 1 0 590 0
ALPHABET INC CL A COM 02079K305   750,953 3,967 SH   DFND 14 0 3,967 0
ALPHABET INC CL A COM 02079K305   624,690 3,300 SH   DFND 6 0 3,300 0
ALPHABET INC CL C COM 02079K107   216,147 1,135 SH   SOLE   1,135 0 0
ALPHABET INC CL C COM 02079K107   76,177 400 SH   DFND 5 0 400 0
ALPHABET INC CL C COM 02079K107   7,616 40 SH   DFND 1 0 40 0
AMAZON.COM COM 023135106   2,864,136 13,055 SH   SOLE   0 0 0
AMAZON.COM COM 023135106   458,525 2,090 SH   DFND 5 0 2,090 0
AMAZON.COM COM 023135106   88,853 405 SH   DFND 1 0 405 0
AMAZON.COM COM 023135106   513,373 2,340 SH   DFND 14 0 2,340 0
AMAZON.COM COM 023135106   427,810 1,950 SH   DFND 6 0 1,950 0
AMPHENOL COM 032095101   478,858 6,895 SH   SOLE   6,895 0 0
ANALOG DEVICES COM 032654105   2,490,669 11,723 SH   SOLE   0 0 0
ANALOG DEVICES COM 032654105   521,164 2,453 SH   DFND 5 0 2,453 0
ANALOG DEVICES COM 032654105   88,171 415 SH   DFND 1 0 415 0
ANALOG DEVICES COM 032654105   481,859 2,268 SH   DFND 14 0 2,268 0
ANALOG DEVICES COM 032654105   361,182 1,700 SH   DFND 6 0 1,700 0
APPLE COM 037833100   4,108,891 16,408 SH   SOLE   0 0 0
APPLE COM 037833100   786,319 3,140 SH   DFND 5 0 3,140 0
APPLE COM 037833100   137,731 550 SH   DFND 1 0 550 0
APPLE COM 037833100   851,678 3,401 SH   DFND 14 0 3,401 0
APPLE COM 037833100   751,260 3,000 SH   DFND 6 0 3,000 0
APTARGROUP COM 038336103   2,201,914 14,016 SH   SOLE   0 0 0
APTARGROUP COM 038336103   368,399 2,345 SH   DFND 5 0 2,345 0
APTARGROUP COM 038336103   47,130 300 SH   DFND 1 0 300 0
APTARGROUP COM 038336103   461,874 2,940 SH   DFND 14 0 2,940 0
APTARGROUP COM 038336103   392,750 2,500 SH   DFND 6 0 2,500 0
AUTOMATIC DATA PROCESSING COM 053015103   2,751,662 9,400 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING COM 053015103   516,668 1,765 SH   DFND 5 0 1,765 0
AUTOMATIC DATA PROCESSING COM 053015103   87,819 300 SH   DFND 1 0 300 0
AUTOMATIC DATA PROCESSING COM 053015103   639,615 2,185 SH   DFND 14 0 2,185 0
AUTOMATIC DATA PROCESSING COM 053015103   439,095 1,500 SH   DFND 6 0 1,500 0
BALL CORP COM 058498106   960,916 17,430 SH   SOLE   0 0 0
BALL CORP COM 058498106   170,903 3,100 SH   DFND 5 0 3,100 0
BALL CORP COM 058498106   31,700 575 SH   DFND 1 0 575 0
BALL CORP COM 058498106   187,166 3,395 SH   DFND 14 0 3,395 0
BALL CORP COM 058498106   137,825 2,500 SH   DFND 6 0 2,500 0
BECTON DICKINSON COM 075887109   888,877 3,918 SH   SOLE   0 0 0
BECTON DICKINSON COM 075887109   158,809 700 SH   DFND 5 0 700 0
BECTON DICKINSON COM 075887109   36,299 160 SH   DFND 1 0 160 0
BECTON DICKINSON COM 075887109   185,126 816 SH   DFND 14 0 816 0
BECTON DICKINSON COM 075887109   113,435 500 SH   DFND 6 0 500 0
BERKSHIRE HATHAWAY CL B COM 084670702   268,342 592 SH   DFND 5 0 592 0
CANADIAN NATL RAILWAY COM 136375102   1,789,114 17,625 SH   SOLE   0 0 0
CANADIAN NATL RAILWAY COM 136375102   275,092 2,710 SH   DFND 5 0 2,710 0
CANADIAN NATL RAILWAY COM 136375102   60,906 600 SH   DFND 1 0 600 0
CANADIAN NATL RAILWAY COM 136375102   394,366 3,885 SH   DFND 14 0 3,885 0
CANADIAN NATL RAILWAY COM 136375102   284,228 2,800 SH   DFND 6 0 2,800 0
CARRIER GLOBAL COM 14448C104   1,436,873 21,050 SH   SOLE   0 0 0
CARRIER GLOBAL COM 14448C104   247,442 3,625 SH   DFND 5 0 3,625 0
CARRIER GLOBAL COM 14448C104   40,956 600 SH   DFND 1 0 600 0
CARRIER GLOBAL COM 14448C104   235,497 3,450 SH   DFND 14 0 3,450 0
CARRIER GLOBAL COM 14448C104   204,780 3,000 SH   DFND 6 0 3,000 0
CHEVRON COM 166764100   1,660,591 11,465 SH   SOLE   0 0 0
CHEVRON COM 166764100   435,968 3,010 SH   DFND 5 0 3,010 0
CHEVRON COM 166764100   10,863 75 SH   DFND 1 0 75 0
CHEVRON COM 166764100   173,518 1,198 SH   DFND 14 0 1,198 0
COSTCO WHOLESALE COM 22160K105   185,087 202 SH   SOLE   202 0 0
COSTCO WHOLESALE COM 22160K105   371,089 405 SH   DFND 5 0 405 0
COSTCO WHOLESALE COM 22160K105   59,558 65 SH   DFND 1 0 65 0
COSTCO WHOLESALE COM 22160K105   23,823 26 SH   DFND 14 0 26 0
DANAHER CORP COM 235851102   2,184,857 9,518 SH   SOLE   0 0 0
DANAHER CORP COM 235851102   375,314 1,635 SH   DFND 5 0 1,635 0
DANAHER CORP COM 235851102   68,865 300 SH   DFND 1 0 300 0
DANAHER CORP COM 235851102   500,419 2,180 SH   DFND 14 0 2,180 0
DANAHER CORP COM 235851102   298,415 1,300 SH   DFND 6 0 1,300 0
ECOLAB INC COM 278865100   234,320 1,000 SH   SOLE   1,000 0 0
EXXON MOBIL COM 30231G102   32,271 300 SH   DFND 1 0 300 0
EXXON MOBIL COM 30231G102   322,710 3,000 SH   DFND 6 0 3,000 0
FISERV COM 337738108   3,194,281 15,550 SH   SOLE   0 0 0
FISERV COM 337738108   588,528 2,865 SH   DFND 5 0 2,865 0
FISERV COM 337738108   97,574 475 SH   DFND 1 0 475 0
FISERV COM 337738108   719,997 3,505 SH   DFND 14 0 3,505 0
FISERV COM 337738108   472,466 2,300 SH   DFND 6 0 2,300 0
HOME DEPOT COM 437076102   2,200,127 5,656 SH   SOLE   0 0 0
HOME DEPOT COM 437076102   416,219 1,070 SH   DFND 5 0 1,070 0
HOME DEPOT COM 437076102   79,743 205 SH   DFND 1 0 205 0
HOME DEPOT COM 437076102   374,208 962 SH   DFND 14 0 962 0
HOME DEPOT COM 437076102   388,990 1,000 SH   DFND 6 0 1,000 0
HONEYWELL INTL COM 438516106   97,133 430 SH   SOLE   0 0 0
HONEYWELL INTL COM 438516106   80,191 355 SH   DFND 5 0 355 0
HONEYWELL INTL COM 438516106   49,696 220 SH   DFND 1 0 220 0
HONEYWELL INTL COM 438516106   274,230 1,214 SH   DFND 14 0 1,214 0
JOHNSON AND JOHNSON COM 478160104   1,697,260 11,736 SH   SOLE   0 0 0
JOHNSON AND JOHNSON COM 478160104   246,577 1,705 SH   DFND 5 0 1,705 0
JOHNSON AND JOHNSON COM 478160104   58,571 405 SH   DFND 1 0 405 0
JOHNSON AND JOHNSON COM 478160104   418,241 2,892 SH   DFND 14 0 2,892 0
JOHNSON AND JOHNSON COM 478160104   289,240 2,000 SH   DFND 6 0 2,000 0
MASTERCARD COM 57636Q104   3,283,691 6,236 SH   SOLE   0 0 0
MASTERCARD COM 57636Q104   518,671 985 SH   DFND 5 0 985 0
MASTERCARD COM 57636Q104   97,415 185 SH   DFND 1 0 185 0
MASTERCARD COM 57636Q104   709,290 1,347 SH   DFND 14 0 1,347 0
MASTERCARD COM 57636Q104   500,241 950 SH   DFND 6 0 950 0
MCCORMICK & CO COM 579780206   967,486 12,690 SH   SOLE   0 0 0
MCCORMICK & CO COM 579780206   125,796 1,650 SH   DFND 5 0 1,650 0
MCCORMICK & CO COM 579780206   32,021 420 SH   DFND 1 0 420 0
MCCORMICK & CO COM 579780206   166,584 2,185 SH   DFND 14 0 2,185 0
MCCORMICK & CO COM 579780206   171,540 2,250 SH   DFND 6 0 2,250 0
MEDTRONIC COM G5960L103   274,787 3,440 SH   SOLE   0 0 0
MEDTRONIC COM G5960L103   150,334 1,882 SH   DFND 14 0 1,882 0
MERCK COM 58933Y105   153,498 1,543 SH   SOLE   1,543 0 0
MERCK COM 58933Y105   34,818 350 SH   DFND 1 0 350 0
MERCK COM 58933Y105   149,220 1,500 SH   DFND 6 0 1,500 0
MICROSOFT COM 594918104   3,076,950 7,300 SH   SOLE   0 0 0
MICROSOFT COM 594918104   680,722 1,615 SH   DFND 5 0 1,615 0
MICROSOFT COM 594918104   126,450 300 SH   DFND 1 0 300 0
MICROSOFT COM 594918104   608,646 1,444 SH   DFND 14 0 1,444 0
MICROSOFT COM 594918104   105,375 250 SH   DFND 6 0 250 0
NESTLE SA ADR COM 641069406   939,958 11,505 SH   SOLE   0 0 0
NESTLE SA ADR COM 641069406   87,827 1,075 SH   DFND 5 0 1,075 0
NESTLE SA ADR COM 641069406   32,680 400 SH   DFND 1 0 400 0
NESTLE SA ADR COM 641069406   237,747 2,910 SH   DFND 14 0 2,910 0
NESTLE SA ADR COM 641069406   228,760 2,800 SH   DFND 6 0 2,800 0
NEXTERA ENERGY COM 65339F101   496,883 6,931 SH   SOLE   0 0 0
NEXTERA ENERGY COM 65339F101   298,947 4,170 SH   DFND 5 0 4,170 0
NEXTERA ENERGY COM 65339F101   241,954 3,375 SH   DFND 14 0 3,375 0
NOVO NORDISK A S ADR COM 670100205   309,672 3,600 SH   SOLE   3,600 0 0
NVIDIA CORP COM 67066G104   3,571,443 26,595 SH   SOLE   0 0 0
NVIDIA CORP COM 67066G104   590,876 4,400 SH   DFND 5 0 4,400 0
NVIDIA CORP COM 67066G104   134,290 1,000 SH   DFND 1 0 1,000 0
NVIDIA CORP COM 67066G104   601,619 4,480 SH   DFND 14 0 4,480 0
NVIDIA CORP COM 67066G104   1,141,465 8,500 SH   DFND 6 0 8,500 0
PEPSICO COM 713448108   271,427 1,785 SH   SOLE   1,785 0 0
PEPSICO COM 713448108   133,813 880 SH   DFND 5 0 880 0
PEPSICO COM 713448108   19,768 130 SH   DFND 1 0 130 0
PEPSICO COM 713448108   60,824 400 SH   DFND 14 0 400 0
PEPSICO COM 713448108   152,060 1,000 SH   DFND 6 0 1,000 0
PROCTER & GAMBLE COM 742718109   2,343,412 13,978 SH   SOLE   0 0 0
PROCTER & GAMBLE COM 742718109   381,068 2,273 SH   DFND 5 0 2,273 0
PROCTER & GAMBLE COM 742718109   88,016 525 SH   DFND 1 0 525 0
PROCTER & GAMBLE COM 742718109   524,744 3,130 SH   DFND 14 0 3,130 0
PROCTER & GAMBLE COM 742718109   335,300 2,000 SH   DFND 6 0 2,000 0
ROCKWELL AUTOMATION COM 773903109   2,108,844 7,379 SH   SOLE   0 0 0
ROCKWELL AUTOMATION COM 773903109   410,109 1,435 SH   DFND 5 0 1,435 0
ROCKWELL AUTOMATION COM 773903109   52,871 185 SH   DFND 1 0 185 0
ROCKWELL AUTOMATION COM 773903109   382,959 1,340 SH   DFND 14 0 1,340 0
RTX CORPORATION COM 75513E101   1,836,245 15,868 SH   SOLE   0 0 0
RTX CORPORATION COM 75513E101   477,345 4,125 SH   DFND 5 0 4,125 0
RTX CORPORATION COM 75513E101   52,074 450 SH   DFND 1 0 450 0
RTX CORPORATION COM 75513E101   31,244 270 SH   DFND 14 0 270 0
RTX CORPORATION COM 75513E101   231,440 2,000 SH   DFND 6 0 2,000 0
SALESFORCE.COM COM 79466L302   370,103 1,107 SH   SOLE   0 0 0
SALESFORCE.COM COM 79466L302   63,523 190 SH   DFND 5 0 190 0
SALESFORCE.COM COM 79466L302   15,045 45 SH   DFND 1 0 45 0
SALESFORCE.COM COM 79466L302   90,938 272 SH   DFND 14 0 272 0
SALESFORCE.COM COM 79466L302   33,433 100 SH   DFND 6 0 100 0
SCHNEIDER ELEC SA ADR COM 80687P106   1,745,094 35,155 SH   SOLE   0 0 0
SCHNEIDER ELEC SA ADR COM 80687P106   322,908 6,505 SH   DFND 5 0 6,505 0
SCHNEIDER ELEC SA ADR COM 80687P106   58,575 1,180 SH   DFND 1 0 1,180 0
SCHNEIDER ELEC SA ADR COM 80687P106   282,948 5,700 SH   DFND 14 0 5,700 0
SCHNEIDER ELEC SA ADR COM 80687P106   163,812 3,300 SH   DFND 6 0 3,300 0
SPDR S&P 500 ETF COM 78462F103   298,901 510 SH   SOLE   510 0 0
STRYKER CORP COM 863667101   291,640 810 SH   DFND 5 0 810 0
STRYKER CORP COM 863667101   45,006 125 SH   DFND 1 0 125 0
TJX COS COM 872540109   2,247,066 18,600 SH   SOLE   0 0 0
TJX COS COM 872540109   492,301 4,075 SH   DFND 5 0 4,075 0
TJX COS COM 872540109   67,654 560 SH   DFND 1 0 560 0
TJX COS COM 872540109   466,931 3,865 SH   DFND 14 0 3,865 0
TJX COS COM 872540109   265,782 2,200 SH   DFND 6 0 2,200 0
UNION PACIFIC COM 907818108   22,804 100 SH   SOLE   100 0 0
UNION PACIFIC COM 907818108   364,864 1,600 SH   DFND 6 0 1,600 0
UNITEDHEALTH GROUP COM 91324P102   1,851,448 3,660 SH   SOLE   0 0 0
UNITEDHEALTH GROUP COM 91324P102   351,573 695 SH   DFND 5 0 695 0
UNITEDHEALTH GROUP COM 91324P102   32,881 65 SH   DFND 1 0 65 0
UNITEDHEALTH GROUP COM 91324P102   334,879 662 SH   DFND 14 0 662 0
UNITEDHEALTH GROUP COM 91324P102   187,168 370 SH   DFND 6 0 370 0
VERTEX PHARMACEUTICALS COM 92532F100   1,203,670 2,989 SH   SOLE   0 0 0
VERTEX PHARMACEUTICALS COM 92532F100   203,363 505 SH   DFND 5 0 505 0
VERTEX PHARMACEUTICALS COM 92532F100   34,229 85 SH   DFND 1 0 85 0
VERTEX PHARMACEUTICALS COM 92532F100   190,477 473 SH   DFND 14 0 473 0
VERTEX PHARMACEUTICALS COM 92532F100   201,350 500 SH   DFND 6 0 500 0
XYLEM INC COM 98419M100   1,747,377 15,061 SH   SOLE   0 0 0
XYLEM INC COM 98419M100   309,773 2,670 SH   DFND 5 0 2,670 0
XYLEM INC COM 98419M100   49,889 430 SH   DFND 1 0 430 0
XYLEM INC COM 98419M100   343,419 2,960 SH   DFND 14 0 2,960 0
AMG RIVER ROAD SMALL-MID CAP V Equity Mutual Fu 00171A878   232,136 23,190 SH   SOLE   0 0 0
AMG RIVER ROAD SMALL-MID CAP V Equity Mutual Fu 00171A878   54,066 5,401 SH   DFND 5 0 5,401 0
GQG PARTNERS EMERGING MARKETS Equity Mutual Fu 00771X419   264,462 15,989 SH   SOLE   15,989 0 0
GQG PARTNERS EMERGING MARKETS Equity Mutual Fu 00771X419   41,101 2,485 SH   DFND 5 0 2,485 0