The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   23,095 152 SH   OTR 1 0 0 152
AMAZON COM INC COM Stock 023135106   608,520 4,005 SH   SOLE 0 0 0 4,005
ISHARES MORNINGSTAR GROWTH ETF ETF 464287119   412,810 6,087 SH   SOLE 0 0 0 6,086
CUBESMART COM REIT 229663109   7,092 153 SH   OTR 1 0 0 153
GLOBAL PMTS INC COM Stock 37940X102   2,413 19 SH   OTR 1 0 0 19
ROLLINS INC COM Stock 775711104   7,118 163 SH   OTR 1 0 0 163
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109   11,833 697 SH   SOLE 0 0 0 696
INVESCO QQQ TRUST SERIES I ETF 46090E103   38,518 94 SH   SOLE 0 0 0 94
STARBUCKS CORP COM Stock 855244109   12,673 132 SH   OTR 1 0 0 132
STARBUCKS CORP COM Stock 855244109   13,825 144 SH   SOLE 0 0 0 144
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106   6,054 99 SH   OTR 1 0 0 99
XPO INC COM Stock 983793100   1,489 17 SH   OTR 1 0 0 17
EBAY INC. COM Stock 278642103   0 0 SH   SOLE 0 0 0 0
DOLLAR GEN CORP NEW COM Stock 256677105   3,127 23 SH   OTR 1 0 0 23
JOHNSON & JOHNSON COM Stock 478160104   52,508 335 SH   OTR 1 0 0 335
JOHNSON & JOHNSON COM Stock 478160104   141,720 904 SH   SOLE 0 0 0 904
AKAMAI TECHNOLOGIES INC COM Stock 00971T101   2,367 20 SH   OTR 1 0 0 20
TAKE-TWO INTERACTIVE SOFTWARE COM Stock 874054109   0 0 SH   SOLE 0 0 0 0
SCHWAB 1000 INDEX ETF ETF 808524722   1,029,825 22,358 SH   SOLE 0 0 0 22,358
WILLIAMS SONOMA INC COM Stock 969904101   14,528 72 SH   OTR 1 0 0 72
LKQ CORP COM Stock 501889208   8,985 188 SH   OTR 1 0 0 188
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   286,005 1,206 SH   SOLE 0 0 0 1,205
DEXCOM INC COM Stock 252131107   4,964 40 SH   OTR 1 0 0 40
HCA HEALTHCARE INC COM Stock 40412C101   42,497 157 SH   OTR 1 0 0 157
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   1,139,931 28,349 SH   SOLE 0 0 0 28,349
GOLDMAN SACHS GROUP INC COM Stock 38141G104   8,873 23 SH   OTR 1 0 0 23
SCOTTS MIRACLE-GRO CO CL A Stock 810186106   1,913 30 SH   OTR 1 0 0 30
SENSEONICS HLDGS INC COM Stock 81727U105   0 0 SH   SOLE 0 0 0 0
SHELL PLC SPON ADS ADR 780259305   6,778 103 SH   SOLE 0 0 0 103
YUM BRANDS INC COM Stock 988498101   89,274 683 SH   SOLE 0 0 0 683
OLD DOMINION FREIGHT LINE INC COM Stock 679580100   7,701 19 SH   OTR 1 0 0 19
KNIGHT-SWIFT TRANSN HLDGS INC CL A Stock 499049104   1,787 31 SH   OTR 1 0 0 31
ATLANTA BRAVES HLDGS INC COM SER C Stock 047726302   79 2 SH   OTR 1 0 0 2
PROCTER AND GAMBLE CO COM Stock 742718109   39,566 270 SH   OTR 1 0 0 270
PROCTER AND GAMBLE CO COM Stock 742718109   365,535 2,494 SH   SOLE 0 0 0 2,494
COCA COLA CO COM Stock 191216100   9,311 158 SH   SOLE 0 0 0 158
COCA COLA CO COM Stock 191216100   24,161 410 SH   OTR 1 0 0 410
EMERGENT BIOSOLUTIONS INC COM Stock 29089Q105   1,567 653 SH   OTR 1 0 0 653
GENERAL MLS INC COM Stock 370334104   3,778 58 SH   OTR 1 0 0 58
AMEREN CORP COM Stock 023608102   940 13 SH   OTR 1 0 0 13
IDEX CORP COM Stock 45167R104   4,342 20 SH   OTR 1 0 0 20
VENTAS INC COM REIT 92276F100   4,984 100 SH   OTR 1 0 0 100
SPDR PORTFOLIO LONG TERM TREASURY ETF ETF 78464A664   1,254,774 43,238 SH   SOLE 0 0 0 43,238
ISHARES MSCI ACWI EX U.S. ETF ETF 464288240   2,269,665 44,468 SH   SOLE 0 0 0 44,468
ESSEX PPTY TR INC COM REIT 297178105   3,223 13 SH   OTR 1 0 0 13
AVALONBAY CMNTYS INC COM REIT 053484101   3,557 19 SH   OTR 1 0 0 19
INTEL CORP COM Stock 458140100   0 0 SH   SOLE 0 0 0 0
INTEL CORP COM Stock 458140100   9,799 195 SH   OTR 1 0 0 195
PRESTIGE CONSMR HEALTHCARE INC COM Stock 74112D101   5,571 91 SH   OTR 1 0 0 91
PERRIGO CO PLC SHS Stock G97822103   2,800 87 SH   OTR 1 0 0 87
RELIANCE STEEL & ALUMINUM CO COM Stock 759509102   10,068 36 SH   OTR 1 0 0 36
CME GROUP INC COM Stock 12572Q105   9,266 44 SH   OTR 1 0 0 44
WILEY JOHN & SONS INC CL A Stock 968223206   1,936 61 SH   OTR 1 0 0 61
STATE STR CORP COM Stock 857477103   9,218 119 SH   OTR 1 0 0 119
MEDTRONIC PLC SHS Stock G5960L103   4,613 56 SH   SOLE 0 0 0 56
MEDTRONIC PLC SHS Stock G5960L103   8,732 106 SH   OTR 1 0 0 106
COMERICA INC COM Stock 200340107   8,985 161 SH   OTR 1 0 0 161
FORTIVE CORP COM Stock 34959J108   0 0 SH   SOLE 0 0 0 0
NETFLIX INC COM Stock 64110L106   13,633 28 SH   OTR 1 0 0 28
PAYCHEX INC COM Stock 704326107   10,124 85 SH   OTR 1 0 0 85
GLOBAL MED REIT INC COM NEW REIT 37954A204   5,783 521 SH   OTR 1 0 0 521
HORMEL FOODS CORP COM Stock 440452100   5,362 167 SH   OTR 1 0 0 167
U HAUL HOLDING COMPANY COM Stock 023586100   215 3 SH   OTR 1 0 0 3
PACCAR INC COM Stock 693718108   3,027 31 SH   OTR 1 0 0 31
SEI INVTS CO COM Stock 784117103   2,097 33 SH   OTR 1 0 0 33
PROLOGIS INC. COM REIT 74340W103   2,933 22 SH   OTR 1 0 0 22
ISHARES AGENCY BOND ETF ETF 464288166   4,885 45 SH   SOLE 0 0 0 45
MERCK & CO INC COM Stock 58933Y105   27,364 251 SH   OTR 1 0 0 251
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   425,183 4,033 SH   SOLE 0 0 0 4,032
OSHKOSH CORP COM Stock 688239201   2,493 23 SH   OTR 1 0 0 23
SPDR S&P 500 ETF TRUST ETF 78462F103   855,021 1,799 SH   SOLE 0 0 0 1,798
SBA COMMUNICATIONS CORP NEW CL A REIT 78410G104   3,044 12 SH   OTR 1 0 0 12
NORDSON CORP COM Stock 655663102   3,434 13 SH   OTR 1 0 0 13
YUM CHINA HLDGS INC COM Stock 98850P109   28,917 682 SH   SOLE 0 0 0 681
HERITAGE FINL CORP WASH COM Stock 42722X106   3,187 149 SH   OTR 1 0 0 149
ALLSTATE CORP COM Stock 020002101   6,828 49 SH   SOLE 0 0 0 48
HORACE MANN EDUCATORS CORP NEW COM Stock 440327104   8,502 260 SH   OTR 1 0 0 260
MATTEL INC COM Stock 577081102   1,076 57 SH   SOLE 0 0 0 57
ISHARES TIPS BOND ETF ETF 464287176   199,742 1,858 SH   SOLE 0 0 0 1,858
KALVISTA PHARMACEUTICALS INC COM Stock 483497103   2,291 187 SH   OTR 1 0 0 187
COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102   4,154 55 SH   SOLE 0 0 0 55
COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102   12,009 159 SH   OTR 1 0 0 159
VISTRA CORP COM Stock 92840M102   12,134 315 SH   OTR 1 0 0 315
SMUCKER J M CO COM NEW Stock 832696405   5,434 43 SH   OTR 1 0 0 43
MFS HIGH YIELD MUN TR SH BEN INT CEF 59318E102   8,944 2,702 SH   SOLE 0 0 0 2,702
EDWARDS LIFESCIENCES CORP COM Stock 28176E108   6,176 81 SH   OTR 1 0 0 81
PARK HOTELS & RESORTS INC COM REIT 700517105   459 30 SH   SOLE 0 0 0 30
BANK NEW YORK MELLON CORP COM Stock 064058100   8,692 167 SH   OTR 1 0 0 167
DAVITA INC COM Stock 23918K108   2,409 23 SH   OTR 1 0 0 23
VERIZON COMMUNICATIONS INC COM Stock 92343V104   9,312 247 SH   OTR 1 0 0 247
CHUBB LIMITED COM Stock H1467J104   8,814 39 SH   OTR 1 0 0 39
PULTE GROUP INC COM Stock 745867101   5,574 54 SH   OTR 1 0 0 54
FIRST CMNTY BANKSHARES INC VA COM Stock 31983A103   82,881 2,234 SH   SOLE 0 0 0 2,234
PEPSICO INC COM Stock 713448108   8,832 52 SH   SOLE 0 0 0 52
PEPSICO INC COM Stock 713448108   17,154 101 SH   OTR 1 0 0 101
LAUREATE EDUCATION INC COMMON STOCK Stock 518613203   2,002 146 SH   OTR 1 0 0 146
BLUE RIDGE BANKSHARES INC VA COM Stock 095825105   1,970 650 SH   OTR 1 0 0 650
MOLSON COORS BEVERAGE CO CL B Stock 60871R209   2,448 40 SH   OTR 1 0 0 40
FIRSTENERGY CORP COM Stock 337932107   2,420 66 SH   OTR 1 0 0 66
FORD MTR CO DEL COM Stock 345370860   4,230 347 SH   OTR 1 0 0 347
PEABODY ENGR CORP COM Stock 704551100   5,496 226 SH   OTR 1 0 0 226
FIRST BANCORP N C COM Stock 318910106   1,851 50 SH   OTR 1 0 0 50
US BANCORP DEL COM NEW Stock 902973304   4,155 96 SH   OTR 1 0 0 96
XCEL ENERGY INC COM Stock 98389B100   5,881 95 SH   OTR 1 0 0 95
KINETIK HOLDINGS INC COM NEW CL A Stock 02215L209   1,637 49 SH   OTR 1 0 0 49
HOME DEPOT INC COM Stock 437076102   17,674 51 SH   OTR 1 0 0 51
BAXTER INTL INC COM Stock 071813109   4,175 108 SH   OTR 1 0 0 108
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   55,432 238 SH   SOLE 0 0 0 237
BRIGHTHOUSE FINL INC COM Stock 10922N103   2,593 49 SH   OTR 1 0 0 49
PETIQ INC COM CL A Stock 71639T106   3,476 176 SH   OTR 1 0 0 176
SSR MINING IN COM Stock 784730103   2,694 251 SH   OTR 1 0 0 251
INVESCO MORTGAGE CAPITAL INC COM REIT 46131B704   1,914 216 SH   OTR 1 0 0 216
DUPONT DE NEMOURS INC COM Stock 26614N102   5,462 71 SH   OTR 1 0 0 71
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   159,523 1,027 SH   SOLE 0 0 0 1,026
COOPER COS INC COM NEW Stock 216648402   2,271 6 SH   OTR 1 0 0 6
VICI PPTYS INC COM REIT 925652109   3,857 121 SH   OTR 1 0 0 121
BECTON DICKINSON & CO COM Stock 075887109   5,120 21 SH   SOLE 0 0 0 21
BECTON DICKINSON & CO COM Stock 075887109   19,019 78 SH   OTR 1 0 0 78
BROADRIDGE FINL SOLUTIONS INC COM Stock 11133T103   2,469 12 SH   OTR 1 0 0 12
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   997,581 21,117 SH   SOLE 0 0 0 21,117
REGIONS FINANCIAL CORP NEW COM Stock 7591EP100   7,578 391 SH   OTR 1 0 0 391
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   6,997 23 SH   SOLE 0 0 0 23
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   2,383,399 42,813 SH   SOLE 0 0 0 42,812
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   18,701,420 505,991 SH   SOLE 0 0 0 505,990
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   6,677,723 118,399 SH   SOLE 0 0 0 118,399
WHIRLPOOL CORP COM Stock 963320106   2,922 24 SH   OTR 1 0 0 24
IRIDIUM COMMUNICATIONS INC COM Stock 46269C102   2,099 51 SH   OTR 1 0 0 51
WEBSTER FINL CORP COM Stock 947890109   13,045 257 SH   OTR 1 0 0 257
IQVIA HLDGS INC COM Stock 46266C105   3,933 17 SH   OTR 1 0 0 17
ASSURED GUARANTY LTD COM Stock G0585R106   8,531 114 SH   OTR 1 0 0 114
ATMOS ENERGY CORP COM Stock 049560105   5,331 46 SH   OTR 1 0 0 46
EVANS BANCORP INC COM NEW Stock 29911Q208   8,229 261 SH   OTR 1 0 0 261
PINNACLE WEST CAP CORP COM Stock 723484101   7,328 102 SH   OTR 1 0 0 102
TELEFLEX INCORPORATED COM Stock 879369106   4,239 17 SH   OTR 1 0 0 17
SPECTRUM BRANDS HLDGS INC NEW COM Stock 84790A105   1,436 18 SH   OTR 1 0 0 18
CENTENE CORP DEL COM Stock 15135B101   0 0 SH   SOLE 0 0 0 0
CENTENE CORP DEL COM Stock 15135B101   6,234 84 SH   OTR 1 0 0 84
TWO HBRS INVT CORP COM REIT 90187B804   2,507 180 SH   OTR 1 0 0 180
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   141,266 1,305 SH   SOLE 0 0 0 1,305
INDUSTRIAL LOGISTICS PPTYS TR COM SHS BEN INT REIT 456237106   3,252 692 SH   OTR 1 0 0 692
PRA GROUP INC COM Stock 69354N106   2,725 104 SH   OTR 1 0 0 104
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   29,959 84 SH   SOLE 0 0 0 84
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   87,025 244 SH   OTR 1 0 0 244
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   9,552,019 385,317 SH   SOLE 0 0 0 385,317
EXELON CORP COM Stock 30161N101   3,411 95 SH   OTR 1 0 0 95
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   4,552 56 SH   SOLE 0 0 0 56
ALPHABET INC CAP STK CL A Stock 02079K305   54,339 389 SH   OTR 1 0 0 389
ALPHABET INC CAP STK CL A Stock 02079K305   559,319 4,004 SH   SOLE 0 0 0 4,004
PG&E CORP COM Stock 69331C108   4,489 249 SH   OTR 1 0 0 249
FISERV INC COM Stock 337738108   8,900 67 SH   OTR 1 0 0 67
OREILLY AUTOMOTIVE INC COM Stock 67103H107   9,501 10 SH   OTR 1 0 0 10
NEWMONT CORP COM Stock 651639106   2,359 57 SH   OTR 1 0 0 57
COGENT BIOSCIENCES INC COM Stock 19240Q201   2,011 342 SH   OTR 1 0 0 342
CSX CORP COM Stock 126408103   2,115 61 SH   OTR 1 0 0 61
CSX CORP COM Stock 126408103   3,744 108 SH   SOLE 0 0 0 108
COMCAST CORP NEW CL A Stock 20030N101   0 0 SH   SOLE 0 0 0 0
COMCAST CORP NEW CL A Stock 20030N101   19,469 444 SH   OTR 1 0 0 444
MICROSOFT CORP COM Stock 594918104   87,241 232 SH   OTR 1 0 0 232
MICROSOFT CORP COM Stock 594918104   1,484,610 3,948 SH   SOLE 0 0 0 3,948
FIRST HORIZON CORPORATION COM Stock 320517105   8,793 621 SH   OTR 1 0 0 621
SS&C TECHNOLOGIES HLDGS INC COM Stock 78467J100   5,317 87 SH   OTR 1 0 0 87
VALERO ENERGY CORP COM Stock 91913Y100   0 0 SH   SOLE 0 0 0 0
VALERO ENERGY CORP COM Stock 91913Y100   4,810 37 SH   OTR 1 0 0 37
SCHLUMBERGER LTD COM STK Stock 806857108   4,163 80 SH   OTR 1 0 0 80
CVS HEALTH CORP COM Stock 126650100   0 0 SH   SOLE 0 0 0 0
CVS HEALTH CORP COM Stock 126650100   3,158 40 SH   OTR 1 0 0 40
SCHOLAR ROCK HLDG CORP COM Stock 80706P103   4,813 256 SH   OTR 1 0 0 256
EVERGY INC COM Stock 30034W106   19,053 365 SH   SOLE 0 0 0 365
SPROTT PHYSICAL GOLD TR UNIT CEF 85207H104   89,208 5,600 SH   SOLE 0 0 0 5,600
MASCO CORP COM Stock 574599106   5,559 83 SH   OTR 1 0 0 83
SIMON PPTY GROUP INC NEW COM REIT 828806109   3,281 23 SH   OTR 1 0 0 23
RPM INTL INC COM Stock 749685103   3,349 30 SH   OTR 1 0 0 30
BROWN & BROWN INC COM Stock 115236101   10,453 147 SH   OTR 1 0 0 147
MIRATI THERAPEUTICS INC COM Stock 60468T105   2,115 36 SH   OTR 1 0 0 36
MFA FINL INC COM REIT 55272X607   2,277 202 SH   OTR 1 0 0 202
ELANCO ANIMAL HEALTH INC COM Stock 28414H103   6,079 408 SH   OTR 1 0 0 408
MASTERBRAND INC COMMON STOCK Stock 57638P104   921 62 SH   OTR 1 0 0 62
READY CAPITAL CORP COM REIT 75574U101   6,909 674 SH   OTR 1 0 0 674
BOEING CO COM Stock 097023105   11,990 46 SH   OTR 1 0 0 46
COPART INC COM Stock 217204106   4,508 92 SH   OTR 1 0 0 92
VANGUARD SMALL-CAP ETF ETF 922908751   10,116 47 SH   SOLE 0 0 0 47
NEXTERA ENERGY INC COM Stock 65339F101   12,877 212 SH   OTR 1 0 0 212
NIKE INC CL B Stock 654106103   12,486 115 SH   SOLE 0 0 0 115
NIKE INC CL B Stock 654106103   42,017 387 SH   OTR 1 0 0 387
ALIGN TECHNOLOGY INC COM Stock 016255101   4,384 16 SH   OTR 1 0 0 16
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   980,002 16,801 SH   SOLE 0 0 0 16,800
SOUTHWESTERN ENERGY CO COM Stock 845467109   15,327 2,340 SH   OTR 1 0 0 2,340
URBAN OUTFITTERS INC COM Stock 917047102   2,677 75 SH   OTR 1 0 0 75
TESLA INC COM Stock 88160R101   17,394 70 SH   OTR 1 0 0 70
EQUITY COMWLTH COM SH BEN INT REIT 294628102   8,122 423 SH   OTR 1 0 0 423
MSCI INC COM Stock 55354G100   3,960 7 SH   OTR 1 0 0 7
VANGUARD LONG-TERM TREASURY ETF ETF 92206C847   8,947,675 145,420 SH   SOLE 0 0 0 145,419
LINDE PLC SHS Stock G54950103   14,375 35 SH   OTR 1 0 0 35
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764   1,159,659 20,929 SH   SOLE 0 0 0 20,928
ATLANTIC UN BANKSHARES CORP COM Stock 04911A107   3,654 100 SH   OTR 1 0 0 100
HILTON WORLDWIDE HLDGS INC COM Stock 43300A203   7,648 42 SH   OTR 1 0 0 42
VANGUARD HEALTH CARE ETF ETF 92204A504   2,535 10 SH   SOLE 0 0 0 10
BOSTON PROPERTIES INC COM REIT 101121101   3,438 49 SH   OTR 1 0 0 49
HIGHWOODS PPTYS INC COM REIT 431284108   3,077 134 SH   OTR 1 0 0 134
HOST HOTELS & RESORTS INC COM REIT 44107P104   5,160 265 SH   OTR 1 0 0 265
KILROY RLTY CORP COM REIT 49427F108   3,586 90 SH   OTR 1 0 0 90
MACERICH CO COM REIT 554382101   2,639 171 SH   OTR 1 0 0 171
PUBLIC STORAGE COM REIT 74460D109   3,965 13 SH   OTR 1 0 0 13
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862   4,214,786 86,992 SH   SOLE 0 0 0 86,992
NEWMARKET CORP COM Stock 651587107   2,183 4 SH   OTR 1 0 0 4
HARLEY DAVIDSON INC COM Stock 412822108   2,505 68 SH   OTR 1 0 0 68
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE ETF ETF 72201R866   69,888 1,324 SH   SOLE 0 0 0 1,323
SCHWAB US TIPS ETF ETF 808524870   3,115,353 59,681 SH   SOLE 0 0 0 59,681
AMPHENOL CORP NEW CL A Stock 032095101   14,870 150 SH   OTR 1 0 0 150
CARLISLE COS INC COM Stock 142339100   3,749 12 SH   OTR 1 0 0 12
INTERNATIONAL FLAVORS&FRAGRANC COM Stock 459506101   8,097 100 SH   OTR 1 0 0 100
STANLEY BLACK & DECKER INC COM Stock 854502101   4,807 49 SH   OTR 1 0 0 49
FIRST INDL RLTY TR INC COM REIT 32054K103   9,691 184 SH   OTR 1 0 0 184
WELLTOWER INC COM REIT 95040Q104   7,304 81 SH   OTR 1 0 0 81
DOW INC COM Stock 260557103   1,590 29 SH   OTR 1 0 0 29
ARCH CAP GROUP LTD ORD Stock G0450A105   5,125 69 SH   OTR 1 0 0 69
ENLIVEX THERAPEUTICS LTD COM Stock M4130Y106   405 150 SH   SOLE 0 0 0 150
ARMOUR RESIDENTIAL REIT INC COM SHS REIT 042315705   7,535 390 SH   OTR 1 0 0 390
CONAGRA BRANDS INC COM Stock 205887102   3,640 127 SH   OTR 1 0 0 127
FIFTH THIRD BANCORP COM Stock 316773100   0 0 SH   SOLE 0 0 0 0
FIFTH THIRD BANCORP COM Stock 316773100   7,760 225 SH   OTR 1 0 0 225
UBER TECHNOLOGIES INC COM Stock 90353T100   3,817 62 SH   OTR 1 0 0 62
WESTERN UN CO COM Stock 959802109   8,106 680 SH   OTR 1 0 0 680
CORTEVA INC COM Stock 22052L104   3,259 68 SH   OTR 1 0 0 68
CONSOLIDATED EDISON INC COM Stock 209115104   10,007 110 SH   OTR 1 0 0 110
CONSOLIDATED EDISON INC COM Stock 209115104   41,118 452 SH   SOLE 0 0 0 452
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   516,953 3,276 SH   SOLE 0 0 0 3,276
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300   761,919 9,146 SH   SOLE 0 0 0 9,145
VANGUARD RUSSELL 2000 ETF ETF 92206C664   279,725 3,449 SH   SOLE 0 0 0 3,449
WABTEC COM Stock 929740108   6,599 52 SH   OTR 1 0 0 52
ELI LILLY & CO COM Stock 532457108   4,080 7 SH   OTR 1 0 0 7
AIR PRODS & CHEMS INC COM Stock 009158106   5,750 21 SH   OTR 1 0 0 21
LEIDOS HOLDINGS INC COM Stock 525327102   0 0 SH   SOLE 0 0 0 0
GLOBAL X CANNABIS ETF ETF 37954Y145   0 0 SH   SOLE 0 0 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   511,348 4,397 SH   SOLE 0 0 0 4,397
HOLOGIC INC COM Stock 436440101   2,644 37 SH   OTR 1 0 0 37
XP INC CL A Stock G98239109   1,799 69 SH   OTR 1 0 0 69
ISHARES RUSSELL 2000 ETF ETF 464287655   1,807,344 9,005 SH   SOLE 0 0 0 9,004
APOLLO GLOBAL MGMT INC COM Stock 03769M106   3,541 38 SH   OTR 1 0 0 38
REPLIGEN CORP COM Stock 759916109   2,158 12 SH   OTR 1 0 0 12
IMMUNOVANT INC COM Stock 45258J102   10,195 242 SH   OTR 1 0 0 242
VERTIV HOLDINGS CO COM CL A Stock 92537N108   7,060 147 SH   OTR 1 0 0 147
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   0 0 SH   SOLE 0 0 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   10,577 109 SH   OTR 1 0 0 109
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631   616,054 4,549 SH   SOLE 0 0 0 4,549
CARRIER GLOBAL CORPORATION COM Stock 14448C104   7,239 126 SH   SOLE 0 0 0 126
CARRIER GLOBAL CORPORATION COM Stock 14448C104   20,395 355 SH   OTR 1 0 0 355
BROOKFIELD INFRASTRUCTURE CORP COM SB VTG SHS A Stock 11275Q107   2,152 61 SH   OTR 1 0 0 61
FREEPORT-MCMORAN INC CL B Stock 35671D857   6,173 145 SH   OTR 1 0 0 145
RLJ LODGING TR COM REIT 74965L101   2,391 204 SH   OTR 1 0 0 204
CHIPOTLE MEXICAN GRILL INC COM Stock 169656105   6,861 3 SH   OTR 1 0 0 3
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760   1,528 12 SH   SOLE 0 0 0 12
DICKS SPORTING GOODS INC COM Stock 253393102   2,204 15 SH   OTR 1 0 0 15
SPIRIT AIRLS INC COM Stock 848577102   1,442 88 SH   OTR 1 0 0 88
STONEX GROUP INC COM Stock 861896108   8,047 109 SH   OTR 1 0 0 109
NKARTA INC COM Stock 65487U108   5,980 906 SH   OTR 1 0 0 906
ALX ONCOLOGY HLDGS INC COM Stock 00166B105   5,063 340 SH   OTR 1 0 0 340
QUANTA SVCS INC COM Stock 74762E102   7,553 35 SH   OTR 1 0 0 35
ISHARES SELECT DIVIDEND ETF ETF 464287168   423,983 3,617 SH   SOLE 0 0 0 3,616
ENTERGY CORP NEW COM Stock 29364G103   3,744 37 SH   OTR 1 0 0 37
CNX RES CORP COM Stock 12653C108   5,320 266 SH   OTR 1 0 0 266
MDU RES GROUP INC COM Stock 552690109   1,228 62 SH   OTR 1 0 0 62
BROWN FORMAN CORP CL B Stock 115637209   3,083 54 SH   OTR 1 0 0 54
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   555,856 5,321 SH   SOLE 0 0 0 5,321
AMC NETWORKS INC CL A Stock 00164V103   2,424 129 SH   OTR 1 0 0 129
MARATHON PETE CORP COM Stock 56585A102   26,705 180 SH   SOLE 0 0 0 180
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LAM RESEARCH CORP COM Stock 512807108   7,049 9 SH   OTR 1 0 0 9
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   3,385,257 72,598 SH   SOLE 0 0 0 72,598
QORVO INC COM Stock 74736K101   2,365 21 SH   OTR 1 0 0 21
PHILIP MORRIS INTL INC COM Stock 718172109   8,373 89 SH   OTR 1 0 0 89
NRG ENERGY INC COM NEW Stock 629377508   7,548 146 SH   OTR 1 0 0 146
BANK MARIN BANCORP COM Stock 063425102   2,686 122 SH   OTR 1 0 0 122
ROYAL GOLD INC COM Stock 780287108   2,661 22 SH   OTR 1 0 0 22
SERVICE CORP INTL COM Stock 817565104   7,050 103 SH   OTR 1 0 0 103
SYNOPSYS INC COM Stock 871607107   11,843 23 SH   OTR 1 0 0 23
TRINITY INDS INC COM Stock 896522109   2,367 89 SH   OTR 1 0 0 89
EQUINIX INC COM REIT 29444U700   1,611 2 SH   OTR 1 0 0 2
SPDR DOW JONES REIT ETF ETF 78464A607   1,754 18 SH   SOLE 0 0 0 18
EASTERLY GOVT PPTYS INC COM REIT 27616P103   3,132 233 SH   OTR 1 0 0 233
ALTRIA GROUP INC COM Stock 02209S103   5,970 148 SH   OTR 1 0 0 148
LOEWS CORP COM Stock 540424108   4,315 62 SH   OTR 1 0 0 62
CITIGROUP INC COM NEW Stock 172967424   11,986 233 SH   OTR 1 0 0 233
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281   236,736 2,658 SH   SOLE 0 0 0 2,658
AMERICAN WTR WKS CO INC NEW COM Stock 030420103   3,828 29 SH   OTR 1 0 0 29
CADENCE DESIGN SYSTEM INC COM Stock 127387108   9,805 36 SH   OTR 1 0 0 36
AGILENT TECHNOLOGIES INC COM Stock 00846U101   97,908 704 SH   SOLE 0 0 0 704
EXXON MOBIL CORP COM Stock 30231G102   43,591 436 SH   OTR 1 0 0 436
NORTHWESTERN ENERGY GROUP INC COM NEW Stock 668074305   2,392 47 SH   OTR 1 0 0 47
UNITEDHEALTH GROUP INC COM Stock 91324P102   26,850 51 SH   OTR 1 0 0 51
PRICE T ROWE GROUP INC COM Stock 74144T108   4,308 40 SH   OTR 1 0 0 40
TRAVELERS COMPANIES INC COM Stock 89417E109   7,620 40 SH   OTR 1 0 0 40
TRAVELERS COMPANIES INC COM Stock 89417E109   9,446 50 SH   SOLE 0 0 0 49
LOWES COS INC COM Stock 548661107   70,087 315 SH   SOLE 0 0 0 314
COLFAX CORP COM Stock 194014502   1,064 19 SH   OTR 1 0 0 19
GODADDY INC CL A Stock 380237107   7,431 70 SH   OTR 1 0 0 70
SOUTHWEST AIRLS CO COM Stock 844741108   3,494 121 SH   OTR 1 0 0 121
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456   126,239 3,361 SH   SOLE 0 0 0 3,361
AMERICAN INTL GROUP INC COM NEW Stock 026874784   11,721 173 SH   OTR 1 0 0 173
EQUITY LIFESTYLE PPTYS INC COM REIT 29472R108   1,552 22 SH   OTR 1 0 0 22
CHEMOURS CO COM Stock 163851108   13,341 423 SH   OTR 1 0 0 423
TRANSUNION COM Stock 89400J107   9,207 134 SH   OTR 1 0 0 134
NOVO-NORDISK A S ADR ADR 670100205   57,932 560 SH   SOLE 0 0 0 560
BIO RAD LABS INC CL A Stock 090572207   1,937 6 SH   OTR 1 0 0 6
NASDAQ INC COM Stock 631103108   5,407 93 SH   OTR 1 0 0 93
SCHWAB CHARLES CORP COM Stock 808513105   10,182 148 SH   OTR 1 0 0 148
CROWN CASTLE INC COM REIT 22822V101   3,456 30 SH   OTR 1 0 0 30
AUTOZONE INC COM Stock 053332102   7,757 3 SH   OTR 1 0 0 3
BIO-TECHNE CORP COM Stock 09073M104   6,790 88 SH   OTR 1 0 0 88
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   540,797 10,593 SH   SOLE 0 0 0 10,593
ISHARES MSCI EAFE ETF ETF 464287465   1,040,785 13,813 SH   SOLE 0 0 0 13,812
APPLE INC COM Stock 037833100   129,188 671 SH   OTR 1 0 0 671
APPLE INC COM Stock 037833100   900,675 4,678 SH   SOLE 0 0 0 4,678
WEC ENERGY GROUP INC COM Stock 92939U106   127,451 1,514 SH   SOLE 0 0 0 1,514
ABBOTT LABS COM Stock 002824100   11,117 101 SH   OTR 1 0 0 101
DISNEY WALT CO COM Stock 254687106   13,724 152 SH   OTR 1 0 0 152
UNIVERSAL HLTH SVCS INC CL B Stock 913903100   0 0 SH   SOLE 0 0 0 0
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742   11,317 110 SH   SOLE 0 0 0 110
ISHARES RUSSELL 1000 ETF ETF 464287622   2,250,016 8,579 SH   SOLE 0 0 0 8,579
MARSH & MCLENNAN COS INC COM Stock 571748102   8,147 43 SH   OTR 1 0 0 43
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   4,819,687 29,166 SH   SOLE 0 0 0 29,166
ISHARES MORNINGSTAR U.S. EQUITY ETF ETF 464287127   483,071 7,346 SH   SOLE 0 0 0 7,345