The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC MSCI EURZONE ETF 464286608 3,049 63,359 SH   SOLE 0 0 0 63,359
ISHARES TR CORE S&P MCP ETF 464287507 1,575 5,988 SH   SOLE 0 0 0 5,988
ISHARES TR S&P MC 400VL ETF 464287705 1,540 14,950 SH   SOLE 0 0 0 14,950
ISHARES TR CORE S&P SCP ETF 464287804 370 3,391 SH   SOLE 0 0 0 3,391
ISHARES TR S&P 500 VAL ETF 464287408 769 5,289 SH   SOLE 0 0 0 5,289
ISHARES TR CORE S&P500 ETF 464287200 9,809 22,769 SH   SOLE 0 0 0 22,769
ISHARES TR S&P 500 GRWT ETF 464287309 837 11,326 SH   SOLE 0 0 0 11,326
ISHARES TR RUSSELL 2000 ETF 464287655 419 1,915 SH   SOLE 0 0 0 1,915
AMAZON COM INC COM 023135106 493 150 SH   SOLE 0 0 0 150
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 898 3,290 SH   SOLE 0 0 0 3,290
INVESCO QQQ TR UNIT SER 1 46090E103 13,127 36,671 SH   SOLE 0 0 0 36,671
SYSCO CORP COM 871829107 475 6,056 SH   SOLE 0 0 0 6,056
JOHNSON & JOHNSON COM 478160104 995 6,161 SH   SOLE 0 0 0 6,161
MEDTRONIC PLC SHS G5960L103 669 5,340 SH   SOLE 0 0 0 5,340
PFIZER INC COM 717081103 778 18,080 SH   SOLE 0 0 0 18,080
ISHARES TR MSCI EAFE ETF 464287465 2,580 33,078 SH   SOLE 0 0 0 33,078
CHEVRON CORP NEW COM 166764100 551 5,435 SH   SOLE 0 0 0 5,435
MICROSOFT CORP COM 594918104 1,548 5,490 SH   SOLE 0 0 0 5,490
CISCO SYS INC COM 17275R102 1,175 21,588 SH   SOLE 0 0 0 21,588
COCA COLA CO COM 191216100 354 6,749 SH   SOLE 0 0 0 6,749
PEPSICO INC COM 713448108 646 4,295 SH   SOLE 0 0 0 4,295
VERIZON COMMUNICATIONS INC COM 92343V104 620 11,478 SH   SOLE 0 0 0 11,478
SPDR SER TR PRTFLO S&P500 GW 78464A409 232 3,629 SH   SOLE 0 0 0 3,629
SPDR SER TR PORTFOLI S&P1500 78464A805 1,296 24,459 SH   SOLE 0 0 0 24,459
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 426 2,855 SH   SOLE 0 0 0 2,855
STARBUCKS CORP COM 855244109 412 3,734 SH   SOLE 0 0 0 3,734
EXXON MOBIL CORP COM 30231G102 528 8,975 SH   SOLE 0 0 0 8,975
WALMART INC COM 931142103 834 5,981 SH   SOLE 0 0 0 5,981
COLGATE PALMOLIVE CO COM 194162103 590 7,800 SH   SOLE 0 0 0 7,800
MERCK & CO INC COM 58933Y105 827 11,010 SH   SOLE 0 0 0 11,010
PROCTER AND GAMBLE CO COM 742718109 543 3,885 SH   SOLE 0 0 0 3,885
HOME DEPOT INC COM 437076102 1,183 3,603 SH   SOLE 0 0 0 3,603
MCDONALDS CORP COM 580135101 764 3,168 SH   SOLE 0 0 0 3,168
JPMORGAN CHASE & CO COM 46625H100 1,617 9,880 SH   SOLE 0 0 0 9,880
ISHARES TR IBOXX INV CP ETF 464287242 717 5,391 SH   SOLE 0 0 0 5,391
UNITEDHEALTH GROUP INC COM 91324P102 643 1,645 SH   SOLE 0 0 0 1,645
APPLE INC COM 037833100 3,395 23,993 SH   SOLE 0 0 0 23,993
SPDR SER TR PRTFLO S&P500 VL 78464A508 304 7,796 SH   SOLE 0 0 0 7,796
ISHARES TR MSCI EMG MKT ETF 464287234 843 16,738 SH   SOLE 0 0 0 16,738
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 12,330 82,300 SH   SOLE 0 0 0 82,300
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 396 7,909 SH   SOLE 0 0 0 7,909
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,468 6 SH   SOLE 0 0 0 6
PNC FINL SVCS GROUP INC COM 693475105 404 2,066 SH   SOLE 0 0 0 2,066
ISHARES TR CORE US AGGBD ET 464287226 3,116 27,132 SH   SOLE 0 0 0 27,132
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 235 2,310 SH   SOLE 0 0 0 2,310
FIRST TR VALUE LINE DIVID IN SHS 33734H106 798 20,363 SH   SOLE 0 0 0 20,363
ROYAL BK CDA COM 780087102 506 5,087 SH   SOLE 0 0 0 5,087
ISHARES TR CORE S&P TTL STK 464287150 305 3,100 SH   SOLE 0 0 0 3,100
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 539 8,847 SH   SOLE 0 0 0 8,847
ISHARES TR IBOXX HI YD ETF 464288513 366 4,180 SH   SOLE 0 0 0 4,180
ISHARES TR ISHS 1-5YR INVS 464288646 3,392 62,080 SH   SOLE 0 0 0 62,080
DISCOVER FINL SVCS COM 254709108 491 4,000 SH   SOLE 0 0 0 4,000
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 554 13,022 SH   SOLE 0 0 0 13,022
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 782 15,489 SH   SOLE 0 0 0 15,489
ISHARES TR NATIONAL MUN ETF 464288414 1,315 11,322 SH   SOLE 0 0 0 11,322
SPDR SER TR BLMBRG BRC CNVRT 78464A359 934 10,948 SH   SOLE 0 0 0 10,948
ISHARES TR JPMORGAN USD EMG 464288281 2,155 19,576 SH   SOLE 0 0 0 19,576
ISHARES TR ISHS 5-10YR INVT 464288638 474 7,899 SH   SOLE 0 0 0 7,899
VANGUARD WORLD FD MEGA GRWTH IND 921910816 354 1,508 SH   SOLE 0 0 0 1,508
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 322 3,293 SH   SOLE 0 0 0 3,293
VISA INC COM CL A 92826C839 295 1,325 SH   SOLE 0 0 0 1,325
ISHARES TR MSCI ACWI EX US 464288240 404 7,285 SH   SOLE 0 0 0 7,285
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 9,238 255,126 SH   SOLE 0 0 0 255,126
SPDR SER TR PORTFOLIO AGRGTE 78464A649 6,483 217,199 SH   SOLE 0 0 0 217,199
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 4,147 275,899 SH   SOLE 0 0 0 275,899
ISHARES TR SHRT NAT MUN ETF 464288158 904 8,400 SH   SOLE 0 0 0 8,400
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 446 4,296 SH   SOLE 0 0 0 4,296
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 295 2,832 SH   SOLE 0 0 0 2,832
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 10,376 70,062 SH   SOLE 0 0 0 70,062
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 10,078 149,347 SH   SOLE 0 0 0 149,347
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 335 5,454 SH   SOLE 0 0 0 5,454
SPDR SER TR PORTFOLIO SHORT 78464A474 428 13,710 SH   SOLE 0 0 0 13,710
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,356 26,485 SH   SOLE 0 0 0 26,485
PIMCO ETF TR INV GRD CRP BD 72201R817 4,956 43,634 SH   SOLE 0 0 0 43,634
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 621 8,101 SH   SOLE 0 0 0 8,101
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 3,277 148,236 SH   SOLE 0 0 0 148,236
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 512 9,442 SH   SOLE 0 0 0 9,442
FLEXSHARES TR MORNSTAR UPSTR 33939L407 220 6,000 SH   SOLE 0 0 0 6,000
ISHARES TR MSCI USA MIN VOL 46429B697 10,635 144,692 SH   SOLE 0 0 0 144,692
ISHARES TR MSCI EAFE MIN VL 46429B689 2,701 35,856 SH   SOLE 0 0 0 35,856
SPDR SER TR BLOOMBERG SRT TR 78468R408 1,281 46,770 SH   SOLE 0 0 0 46,770
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 3,436 103,974 SH   SOLE 0 0 0 103,974
ISHARES TR CORE MSCI EAFE 46432F842 323 4,350 SH   SOLE 0 0 0 4,350
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 710 13,512 SH   SOLE 0 0 0 13,512
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 299 6,343 SH   SOLE 0 0 0 6,343
ISHARES TR MSCI USA MMENTM 46432F396 10,780 61,387 SH   SOLE 0 0 0 61,387
WISDOMTREE TR US QTLY DIV GRT 97717X669 7,902 134,304 SH   SOLE 0 0 0 134,304
ISHARES TR MSCI USA QLT FCT 46432F339 13,969 106,039 SH   SOLE 0 0 0 106,039
SPDR SER TR PORTFOLIO S&P600 78468R853 292 6,860 SH   SOLE 0 0 0 6,860
ALPHABET INC CAP STK CL C 02079K107 1,778 667 SH   SOLE 0 0 0 667
ISHARES TR IBONDS DEC21 ETF 46434VBK5 398 16,100 SH   SOLE 0 0 0 16,100
ISHARES TR IBONDS DEC23 ETF 46434VAX8 395 15,200 SH   SOLE 0 0 0 15,200
ISHARES TR IBONDS DEC22 ETF 46434VBA7 398 15,700 SH   SOLE 0 0 0 15,700
WISDOMTREE TR YIELD ENHANCD US 97717X511 6,921 133,304 SH   SOLE 0 0 0 133,304
ISHARES TR CORE MSCI INTL 46435G326 6,029 90,228 SH   SOLE 0 0 0 90,228
DBX ETF TR XTRACK USD HIGH 233051432 5,568 138,929 SH   SOLE 0 0 0 138,929
DBX ETF TR XTRCKR MSCI US 233051150 3,220 80,906 SH   SOLE 0 0 0 80,906
ISHARES TR IBONDS 23 TRM HG 46435U150 395 16,000 SH   SOLE 0 0 0 16,000
ISHARES TR IBONDS 22 TRM HG 46435U176 368 15,200 SH   SOLE 0 0 0 15,200
ISHARES TR IBONDS 21 TRM HG 46435U226 379 15,700 SH   SOLE 0 0 0 15,700
DBX ETF TR XTRACKERS S&P 233051143 6,665 175,582 SH   SOLE 0 0 0 175,582