The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABACUS LIFE INC *W EXP 06/30/202 00258Y112   9,600 15,000 SH   SOLE   15,000 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 462,299 3,063 SH   SOLE   748 0 2,315
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,117,815 151,136 SH   SOLE   146,483 0 4,653
APPLE INC COM 037833100 BBG001S5N8V8 1,883,708 98,100 SH   SOLE   89,312 0 8,788
ARBE ROBOTICS LTD *W EXP 99/99/999 M1R95N118   2,834 15,000 SH   SOLE   15,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 601,873 2,410 SH   SOLE   2,410 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 545,374 104,930 SH   SOLE   94,926 0 10,004
BREEZE HOLDINGS ACQUISITN CO *W EXP 05/25/202 106762115   25,200 20,000 SH   SOLE   20,000 0 0
CONSTELLATION BRANDS INC CL A 21036P108 BBG001SD31G5 349,755 1,287 SH   SOLE   95 0 1,192
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 328,951 449 SH   SOLE   148 0 301
FIRST SOLAR INC COM 336433107 BBG001S991Z7 254,213 1,506 SH   SOLE   98 0 1,408
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 349,068 4,765 SH   SOLE   504 0 4,261
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 376,723 3,734 SH   SOLE   12 0 3,722
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 1,011,429 2,421 SH   SOLE   249 0 2,172
HOME DEPOT INC COM 437076102 BBG001S5RTW7 848,402 2,212 SH   SOLE   961 0 1,251
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 287,345 720 SH   SOLE   94 0 626
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 784,228 1,766 SH   SOLE   608 0 1,158
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 339,180 7,971 SH   SOLE   33 0 7,938
ISHARES TR 0-5YR INVT GR CP 46434V100 BBG005DW0468 6,973,387 141,678 SH   SOLE   13,092 0 128,586
ISHARES TR BLACKROCK ULTRA 46434V878 BBG005PCDCZ5 7,092,405 140,277 SH   SOLE   18,826 0 121,451
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 27,287,123 51,903 SH   SOLE   6,343 0 45,560
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 820,662 16,004 SH   SOLE   191 0 15,813
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 1,077,807 6,558 SH   SOLE   0 0 6,558
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 33,703,260 99,995 SH   SOLE   9,655 0 90,340
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 3,940,684 34,525 SH   SOLE   274 0 34,251
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 356,879 1,697 SH   SOLE   9 0 1,688
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 22,181,966 262,695 SH   SOLE   15,561 0 247,134
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 18,868,184 101,002 SH   SOLE   12,403 0 88,599
ISHARES TR U.S. REAL ES ETF 464287739 BBG001SFGXJ3 293,973 3,270 SH   SOLE   472 0 2,798
ISHARES TR USD INV GRDE ETF 464288620 BBG001SSD876 14,064,007 277,014 SH   SOLE   26,288 0 250,726
J P MORGAN EXCHANGE TRADED F JPMORGAM LTD DUR 46654Q773 BBG01H5050G2 1,359,436 26,687 SH   SOLE   0 0 26,687
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 14,193,082 281,330 SH   SOLE   25,489 0 255,841
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 433,005 899 SH   SOLE   293 0 606
MERCK & CO INC COM 58933Y105 BBG001S5TC52 363,203 2,753 SH   SOLE   635 0 2,118
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 272,410 561 SH   SOLE   41 0 520
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,462,282 3,476 SH   SOLE   616 0 2,860
MICROVAST HOLDINGS INC *W EXP 04/01/202 59516C114   1,278 12,000 SH   SOLE   12,000 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 672,249 744 SH   SOLE   145 0 599
PAYONEER GLOBAL INC *W EXP 99/99/999 70451X112   5,130 19,000 SH   SOLE   19,000 0 0
PAYSAFE LIMITED *W EXP 03/30/202 G6964L115   1,413 45,000 SH   SOLE   45,000 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 534,896 1,776 SH   SOLE   249 0 1,527
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 987,723 6,686 SH   SOLE   566 0 6,120
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 18,548,633 35,461 SH   SOLE   1,396 0 34,065
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 14,591,518 158,949 SH   SOLE   13,680 0 145,269
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 5,881,867 197,577 SH   SOLE   22,239 0 175,338
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 1,334,463 3,877 SH   SOLE   58 0 3,819
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 5,963,564 12,406 SH   SOLE   82 0 12,324
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 579,969 3,176 SH   SOLE   167 0 3,009
VERISK ANALYTICS INC COM 92345Y106 BBG001SBRX64 575,509 2,441 SH   SOLE   328 0 2,113
VISA INC COM CL A 92826C839 BBG001SRCFY3 799,476 2,865 SH   SOLE   511 0 2,354
WISDOMTREE TR INTL QULTY DIV 97717X131 BBG00CMD6MV1 203,469 5,346 SH   SOLE   0 0 5,346
WM TECHNOLOGY INC *W EXP 06/16/202 92971A117   1,820 28,000 SH   SOLE   28,000 0 0
XOS INC *W EXP 08/20/202 98423B116   419 14,000 SH   SOLE   14,000 0 0