The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Common Stock 88579Y101   634,617 5,983 SH   SOLE   5,983 0 0
3M CO Common Stock 88579Y101   210,443 1,984 SH   OTR   1,484 500 0
ABBOTT LABS Common Stock 002824100   2,055,655 18,086 SH   SOLE   18,086 0 0
ABBOTT LABS Common Stock 002824100   200,042 1,760 SH   OTR   1,060 700 0
ABBVIE INC Common Stock 00287Y109   2,229,268 12,242 SH   SOLE   12,242 0 0
ABBVIE INC Common Stock 00287Y109   127,652 701 SH   OTR   467 234 0
ACCENTURE PLC IRELAND Int'l Common Stock G1151C101   1,005,516 2,901 SH   SOLE   2,901 0 0
ACCENTURE PLC IRELAND Int'l Common Stock G1151C101   202,074 583 SH   OTR   0 583 0
ADOBE INC Common Stock 00724F101   273,493 542 SH   SOLE   542 0 0
ADOBE INC Common Stock 00724F101   17,156 34 SH   OTR   34 0 0
AFLAC INC Common Stock 001055102   944,117 10,996 SH   SOLE   10,996 0 0
AFLAC INC Common Stock 001055102   215,423 2,509 SH   OTR   2,509 0 0
ALPHABET INC Common Stock 02079K107   4,021,187 26,410 SH   SOLE   26,410 0 0
ALPHABET INC Common Stock 02079K107   566,407 3,720 SH   OTR   2,680 1,040 0
ALPHABET INC Common Stock 02079K305   2,667,990 17,677 SH   SOLE   17,677 0 0
ALPHABET INC Common Stock 02079K305   283,748 1,880 SH   OTR   1,080 800 0
ALTRIA GROUP INC Common Stock 02209S103   653,079 14,972 SH   SOLE   14,972 0 0
AMAZON COM INC Common Stock 023135106   2,705,700 15,000 SH   SOLE   15,000 0 0
AMAZON COM INC Common Stock 023135106   151,519 840 SH   OTR   520 320 0
AMERICAN EXPRESS CO Common Stock 025816109   598,369 2,628 SH   SOLE   2,628 0 0
AMERICAN EXPRESS CO Common Stock 025816109   61,476 270 SH   OTR   270 0 0
AMERICAN WTR WKS CO INC NEW Common Stock 030420103   503,505 4,120 SH   SOLE   4,120 0 0
AMGEN INC Common Stock 031162100   1,354,500 4,764 SH   SOLE   4,764 0 0
APPLE INC Common Stock 037833100   10,145,443 59,164 SH   SOLE   59,164 0 0
APPLE INC Common Stock 037833100   869,747 5,072 SH   OTR   3,336 1,736 0
APPLIED MATLS INC Common Stock 038222105   47,020 228 SH   SOLE   228 0 0
APPLIED MATLS INC Common Stock 038222105   675,403 3,275 SH   OTR   0 3,275 0
AUTOMATIC DATA PROCESSING INC Common Stock 053015103   826,639 3,310 SH   SOLE   3,310 0 0
BANK AMERICA CORP Common Stock 060505104   428,306 11,295 SH   SOLE   11,295 0 0
BANK AMERICA CORP Common Stock 060505104   45,504 1,200 SH   OTR   1,200 0 0
BAXTER INTL INC Common Stock 071813109   202,801 4,745 SH   SOLE   4,745 0 0
BAXTER INTL INC Common Stock 071813109   12,822 300 SH   OTR   300 0 0
BECTON DICKINSON & CO Common Stock 075887109   321,438 1,299 SH   SOLE   1,299 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702   2,920,511 6,945 SH   SOLE   6,945 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702   538,266 1,280 SH   OTR   580 700 0
BLACKROCK INC Common Stock 09247X101   457,701 549 SH   SOLE   549 0 0
BLACKROCK INC Common Stock 09247X101   37,517 45 SH   OTR   45 0 0
BLACKSTONE INC Common Stock 09260D107   303,990 2,314 SH   SOLE   2,314 0 0
BOOKING HOLDINGS INC Common Stock 09857L108   409,950 113 SH   SOLE   113 0 0
BRISTOL-MYERS SQUIBB CO Common Stock 110122108   352,441 6,499 SH   SOLE   6,499 0 0
BRISTOL-MYERS SQUIBB CO Common Stock 110122108   5,423 100 SH   OTR   100 0 0
BROADCOM INC Common Stock 11135F101   674,634 509 SH   SOLE   509 0 0
CANADIAN PACIFIC KANSAS CITY Common Stock 13646K108   910,620 10,328 SH   SOLE   10,328 0 0
CATERPILLAR INC Common Stock 149123101   394,279 1,076 SH   SOLE   1,076 0 0
CATERPILLAR INC Common Stock 149123101   91,608 250 SH   OTR   250 0 0
CDW CORP Common Stock 12514G108   296,705 1,160 SH   SOLE   1,160 0 0
CHEVRON CORP NEW Common Stock 166764100   3,283,831 20,818 SH   SOLE   20,818 0 0
CHEVRON CORP NEW Common Stock 166764100   138,969 881 SH   OTR   881 0 0
CHUBB LIMITED Int'l Common Stock H1467J104   269,236 1,039 SH   SOLE   1,039 0 0
CISCO SYS INC Common Stock 17275R102   781,740 15,663 SH   SOLE   15,663 0 0
CISCO SYS INC Common Stock 17275R102   247,304 4,955 SH   OTR   2,155 2,800 0
CME GROUP INC Common Stock 12572Q105   223,902 1,040 SH   SOLE   1,040 0 0
CMS ENERGY CORP Common Stock 125896100   205,156 3,400 SH   SOLE   3,400 0 0
COCA COLA CO Common Stock 191216100   1,195,335 19,538 SH   SOLE   19,538 0 0
COCA COLA CO Common Stock 191216100   73,416 1,200 SH   OTR   1,200 0 0
COGNIZANT TECHNOLOGY SOLUTIONS Common Stock 192446102   449,268 6,130 SH   SOLE   6,130 0 0
COGNIZANT TECHNOLOGY SOLUTIONS Common Stock 192446102   18,323 250 SH   OTR   250 0 0
COLGATE PALMOLIVE CO Common Stock 194162103   292,122 3,244 SH   SOLE   3,244 0 0
COLGATE PALMOLIVE CO Common Stock 194162103   241,874 2,686 SH   OTR   1,619 1,067 0
COMCAST CORP NEW Common Stock 20030N101   332,061 7,660 SH   SOLE   7,660 0 0
COMCAST CORP NEW Common Stock 20030N101   71,528 1,650 SH   OTR   700 950 0
CONOCOPHILLIPS Common Stock 20825C104   416,333 3,271 SH   SOLE   3,271 0 0
CONSTELLATION ENERGY CORP Common Stock 21037T109   529,965 2,867 SH   SOLE   2,867 0 0
COSTCO WHSL CORP NEW Common Stock 22160K105   1,554,641 2,122 SH   SOLE   2,122 0 0
COSTCO WHSL CORP NEW Common Stock 22160K105   146,526 200 SH   OTR   200 0 0
CVS HEALTH CORP Common Stock 126650100   602,906 7,559 SH   SOLE   7,559 0 0
CVS HEALTH CORP Common Stock 126650100   58,863 738 SH   OTR   371 367 0
DANAHER CORPORATION Common Stock 235851102   2,114,379 8,467 SH   SOLE   8,467 0 0
DANAHER CORPORATION Common Stock 235851102   275,691 1,104 SH   OTR   304 800 0
DEERE & CO Common Stock 244199105   993,169 2,418 SH   SOLE   2,418 0 0
DEERE & CO Common Stock 244199105   689,222 1,678 SH   OTR   778 900 0
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V104   16,129,670 441,425 SH   SOLE   439,683 0 1,742
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V104   85,211 2,332 SH   OTR   2,332 0 0
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V500   5,252,581 84,257 SH   SOLE   83,928 0 329
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V500   12,780 205 SH   OTR   205 0 0
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V666   9,894,031 329,911 SH   SOLE   329,032 0 879
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V666   104,905 3,498 SH   OTR   3,498 0 0
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V732   4,688,656 183,941 SH   SOLE   183,170 0 771
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V732   26,815 1,052 SH   OTR   1,052 0 0
DIMENSIONAL ETF TRUST International Equity ETF 25434V799   9,404,765 351,580 SH   SOLE   350,261 0 1,319
DIMENSIONAL ETF TRUST International Equity ETF 25434V799   28,141 1,052 SH   OTR   1,052 0 0
DIMENSIONAL ETF TRUST International Equity ETF 25434V807   7,573,881 206,092 SH   SOLE   205,816 0 276
DIMENSIONAL ETF TRUST International Equity ETF 25434V807   165,596 4,506 SH   OTR   3,703 803 0
DISNEY WALT CO Common Stock 254687106   228,568 1,868 SH   SOLE   1,868 0 0
DOMINION ENERGY INC Common Stock 25746U109   381,813 7,762 SH   SOLE   7,762 0 0
DOMINION ENERGY INC Common Stock 25746U109   75,408 1,533 SH   OTR   733 800 0
DUKE ENERGY CORP NEW Common Stock 26441C204   199,513 2,063 SH   SOLE   2,063 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204   48,355 500 SH   OTR   500 0 0
EATON CORP PLC Int'l Common Stock G29183103   762,314 2,438 SH   SOLE   2,438 0 0
ELI LILLY & CO Common Stock 532457108   2,862,115 3,679 SH   SOLE   3,679 0 0
EXELON CORP Common Stock 30161N101   349,401 9,300 SH   SOLE   9,300 0 0
EXXON MOBIL CORP Common Stock 30231G102   4,419,445 38,020 SH   SOLE   38,020 0 0
EXXON MOBIL CORP Common Stock 30231G102   957,469 8,237 SH   OTR   5,897 2,340 0
FISERV INC Common Stock 337738108   917,207 5,739 SH   SOLE   5,739 0 0
FISERV INC Common Stock 337738108   170,368 1,066 SH   OTR   0 1,066 0
FLEXSHARES TR Exchange Traded Fund 33939L407   10,188,933 248,087 SH   SOLE   247,795 0 292
FLEXSHARES TR Exchange Traded Fund 33939L407   276,935 6,743 SH   OTR   5,599 1,144 0
FLEXSHARES TR Exchange Traded Fund 33939L860   25,966,233 393,965 SH   SOLE   393,574 0 391
FLEXSHARES TR Exchange Traded Fund 33939L860   820,184 12,444 SH   OTR   10,641 1,803 0
FLEXSHARES TR Fixed Income ETF 33939L506   7,888,491 332,147 SH   SOLE   331,744 0 403
FLEXSHARES TR Fixed Income ETF 33939L506   80,180 3,376 SH   OTR   3,376 0 0
FLEXSHARES TR Fixed Income ETF 33939L605   2,792,899 118,093 SH   SOLE   118,093 0 0
FLEXSHARES TR Fixed Income ETF 33939L605   24,501 1,036 SH   OTR   1,036 0 0
FORTIVE CORP Common Stock 34959J108   410,229 4,769 SH   SOLE   4,769 0 0
FORTIVE CORP Common Stock 34959J108   22,881 266 SH   OTR   0 266 0
GALLAGHER ARTHUR J & CO Common Stock 363576109   825,132 3,300 SH   SOLE   3,300 0 0
GENERAL DYNAMICS CORP Common Stock 369550108   292,942 1,037 SH   SOLE   1,037 0 0
GENERAL MLS INC Common Stock 370334104   280,370 4,007 SH   SOLE   4,007 0 0
GOLDMAN SACHS ETF TR Exchange Traded Fund 381430503   267,052 2,573 SH   SOLE   2,573 0 0
HALLIBURTON CO Common Stock 406216101   725,959 18,416 SH   SOLE   18,416 0 0
HALLIBURTON CO Common Stock 406216101   148,574 3,769 SH   OTR   2,792 977 0
HCA HEALTHCARE INC Common Stock 40412C101   730,431 2,190 SH   SOLE   2,190 0 0
HCA HEALTHCARE INC Common Stock 40412C101   61,036 183 SH   OTR   0 183 0
HOME DEPOT INC Common Stock 437076102   590,360 1,539 SH   SOLE   1,539 0 0
HONEYWELL INTL INC Common Stock 438516106   811,148 3,952 SH   SOLE   3,952 0 0
INTEL CORP Common Stock 458140100   1,217,855 27,572 SH   SOLE   27,572 0 0
INTEL CORP Common Stock 458140100   141,344 3,200 SH   OTR   1,950 1,250 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104   536,802 3,906 SH   SOLE   3,906 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101   153,723 805 SH   SOLE   805 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101   139,019 728 SH   OTR   238 490 0
INVESCO ACTVELY MNGD ETC FD TR Exchange Traded Fund 46090F100   288,357 20,790 SH   SOLE   20,790 0 0
ISHARES TR Exchange Traded Fund 464287150   1,062,605 9,216 SH   SOLE   9,216 0 0
ISHARES TR Exchange Traded Fund 464287200   13,255,756 25,214 SH   SOLE   25,113 0 101
ISHARES TR Exchange Traded Fund 464287200   37,853 72 SH   OTR   72 0 0
ISHARES TR Exchange Traded Fund 464287507   1,446,948 23,822 SH   SOLE   23,822 0 0
ISHARES TR Exchange Traded Fund 464287507   327,996 5,400 SH   OTR   5,400 0 0
ISHARES TR Exchange Traded Fund 464287598   1,139,677 6,363 SH   SOLE   6,363 0 0
ISHARES TR Exchange Traded Fund 464287606   256,139 2,807 SH   SOLE   2,807 0 0
ISHARES TR Exchange Traded Fund 464287614   1,669,409 4,953 SH   SOLE   4,953 0 0
ISHARES TR Exchange Traded Fund 464287655   989,462 4,705 SH   SOLE   4,705 0 0
ISHARES TR Exchange Traded Fund 464287804   2,392,979 21,652 SH   SOLE   21,652 0 0
ISHARES TR Exchange Traded Fund 464287804   140,250 1,269 SH   OTR   1,269 0 0
ISHARES TR International Equity ETF 464287465   1,635,852 20,484 SH   SOLE   20,484 0 0
J P MORGAN EXCHANGE TRADED FD Exchange Traded Fund 46641Q332   11,260,424 194,615 SH   SOLE   194,398 0 217
J P MORGAN EXCHANGE TRADED FD Exchange Traded Fund 46641Q332   68,738 1,188 SH   OTR   1,188 0 0
JOHNSON & JOHNSON Common Stock 478160104   1,834,846 11,599 SH   SOLE   11,599 0 0
JOHNSON & JOHNSON Common Stock 478160104   146,326 925 SH   OTR   700 225 0
JPMORGAN CHASE & CO Common Stock 46625H100   4,140,401 20,671 SH   SOLE   20,671 0 0
JPMORGAN CHASE & CO Common Stock 46625H100   164,246 820 SH   OTR   820 0 0
KIMBERLY-CLARK CORP Common Stock 494368103   214,333 1,657 SH   SOLE   1,657 0 0
KROGER CO Common Stock 501044101   229,891 4,024 SH   SOLE   4,024 0 0
LABORATORY CORP AMER HLDGS Common Stock 50540R409   218,460 1,000 SH   SOLE   1,000 0 0
LAM RESEARCH CORP Common Stock 512807108   550,880 567 SH   SOLE   567 0 0
LINDE PLC Common Stock G54950103   506,109 1,090 SH   SOLE   1,090 0 0
LINDE PLC Common Stock G54950103   46,432 100 SH   OTR   100 0 0
LOCKHEED MARTIN CORP Common Stock 539830109   276,561 608 SH   SOLE   608 0 0
LOWES COS INC Common Stock 548661107   2,828,012 11,102 SH   SOLE   11,102 0 0
LOWES COS INC Common Stock 548661107   922,632 3,622 SH   OTR   2,252 1,370 0
MARATHON PETE CORP Common Stock 56585A102   221,650 1,100 SH   SOLE   1,100 0 0
MARATHON PETE CORP Common Stock 56585A102   130,975 650 SH   OTR   650 0 0
MARSH & MCLENNAN COS INC Common Stock 571748102   743,588 3,610 SH   SOLE   3,610 0 0
MARSH & MCLENNAN COS INC Common Stock 571748102   37,076 180 SH   OTR   180 0 0
MASTERCARD INCORPORATED Common Stock 57636Q104   1,750,989 3,636 SH   SOLE   3,636 0 0
MASTERCARD INCORPORATED Common Stock 57636Q104   96,314 200 SH   OTR   200 0 0
MCDONALDS CORP Common Stock 580135101   1,837,468 6,517 SH   SOLE   6,517 0 0
MCDONALDS CORP Common Stock 580135101   129,133 458 SH   OTR   458 0 0
MEDTRONIC PLC Int'l Common Stock G5960L103   350,692 4,024 SH   SOLE   4,024 0 0
MERCK & CO INC Common Stock 58933Y105   1,282,686 9,721 SH   SOLE   9,721 0 0
MERCK & CO INC Common Stock 58933Y105   315,097 2,388 SH   OTR   1,738 650 0
META PLATFORMS INC Common Stock 30303M102   941,054 1,938 SH   SOLE   1,938 0 0
MICROSOFT CORP Common Stock 594918104   11,541,191 27,432 SH   SOLE   27,432 0 0
MICROSOFT CORP Common Stock 594918104   126,216 300 SH   OTR   300 0 0
MONDELEZ INTL INC Common Stock 609207105   436,520 6,236 SH   SOLE   6,236 0 0
NEXTERA ENERGY INC Common Stock 65339F101   740,525 11,587 SH   SOLE   11,587 0 0
NEXTERA ENERGY INC Common Stock 65339F101   380,904 5,960 SH   OTR   3,160 2,800 0
NIKE INC Common Stock 654106103   1,493,060 15,887 SH   SOLE   15,887 0 0
NORFOLK SOUTHN CORP Common Stock 655844108   958,566 3,761 SH   SOLE   3,761 0 0
NUCOR CORP Common Stock 670346105   546,402 2,761 SH   SOLE   2,761 0 0
NUCOR CORP Common Stock 670346105   250,739 1,267 SH   OTR   1,000 267 0
NUVEEN PFD & INCOME OPPORTUNIT Exchange Traded Fund 67073B106   98,201 13,658 SH   SOLE   13,658 0 0
NVIDIA CORPORATION Common Stock 67066G104   280,104 310 SH   SOLE   310 0 0
ORACLE CORP Common Stock 68389X105   2,004,233 15,956 SH   SOLE   15,956 0 0
ORACLE CORP Common Stock 68389X105   90,439 720 SH   OTR   720 0 0
PALO ALTO NETWORKS INC Common Stock 697435105   596,389 2,099 SH   SOLE   2,099 0 0
PEPSICO INC Common Stock 713448108   2,242,578 12,814 SH   SOLE   12,814 0 0
PEPSICO INC Common Stock 713448108   113,757 650 SH   OTR   650 0 0
PFIZER INC Common Stock 717081103   1,032,938 37,223 SH   SOLE   37,223 0 0
PFIZER INC Common Stock 717081103   22,200 800 SH   OTR   800 0 0
PHILIP MORRIS INTL INC Common Stock 718172109   549,170 5,994 SH   SOLE   5,994 0 0
PHILIP MORRIS INTL INC Common Stock 718172109   17,408 190 SH   OTR   190 0 0
PHILLIPS 66 Common Stock 718546104   294,339 1,802 SH   SOLE   1,802 0 0
PROCTER AND GAMBLE CO Common Stock 742718109   1,806,005 11,131 SH   SOLE   11,131 0 0
PROCTER AND GAMBLE CO Common Stock 742718109   355,003 2,188 SH   OTR   488 1,700 0
RTX CORPORATION Common Stock 75513E101   909,467 9,325 SH   SOLE   9,325 0 0
RTX CORPORATION Common Stock 75513E101   37,452 384 SH   OTR   384 0 0
S&P GLOBAL INC Common Stock 78409V104   266,332 626 SH   SOLE   626 0 0
SABINE RTY TR Common Stock 785688102   1,527,686 24,024 SH   SOLE   24,024 0 0
SALESFORCE INC Common Stock 79466L302   2,151,630 7,144 SH   SOLE   7,144 0 0
SALESFORCE INC Common Stock 79466L302   51,201 170 SH   OTR   170 0 0
SCHLUMBERGER LTD Int'l Common Stock 806857108   431,081 7,865 SH   SOLE   7,865 0 0
SOUTHERN CO Common Stock 842587107   144,341 2,012 SH   SOLE   2,012 0 0
SOUTHERN CO Common Stock 842587107   71,740 1,000 SH   OTR   1,000 0 0
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103   3,347,125 6,399 SH   SOLE   6,399 0 0
SPDR S&P MIDCAP 400 ETF TR Exchange Traded Fund 78467Y107   859,638 1,545 SH   SOLE   1,545 0 0
STARBUCKS CORP Common Stock 855244109   1,554,818 17,013 SH   SOLE   17,013 0 0
STARBUCKS CORP Common Stock 855244109   53,006 580 SH   OTR   280 300 0
SYSCO CORP Common Stock 871829107   85,888 1,058 SH   SOLE   1,058 0 0
SYSCO CORP Common Stock 871829107   140,036 1,725 SH   OTR   600 1,125 0
TARGET CORP Common Stock 87612E106   285,131 1,609 SH   SOLE   1,609 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102   678,272 1,167 SH   SOLE   1,167 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102   43,591 75 SH   OTR   75 0 0
UNION PAC CORP Common Stock 907818108   834,686 3,394 SH   SOLE   3,394 0 0
UNITED PARCEL SERVICE INC Common Stock 911312106   658,431 4,430 SH   SOLE   4,430 0 0
UNITED PARCEL SERVICE INC Common Stock 911312106   96,610 650 SH   OTR   250 400 0
UNITEDHEALTH GROUP INC Common Stock 91324P102   632,227 1,278 SH   SOLE   1,278 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102   54,417 110 SH   OTR   110 0 0
US BANCORP DEL Common Stock 902973304   524,912 11,743 SH   SOLE   11,743 0 0
US BANCORP DEL Common Stock 902973304   38,755 867 SH   OTR   0 867 0
VALERO ENERGY CORP Common Stock 91913Y100   260,132 1,524 SH   SOLE   1,524 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908553   3,130,057 36,194 SH   SOLE   36,057 0 137
VANGUARD INDEX FDS Exchange Traded Fund 922908553   22,052 255 SH   OTR   255 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908629   1,801,990 7,212 SH   SOLE   7,212 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908736   9,589,412 27,860 SH   SOLE   27,750 0 110
VANGUARD INDEX FDS Exchange Traded Fund 922908736   60,235 175 SH   OTR   175 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908744   976,509 5,996 SH   SOLE   5,996 0 0
VANGUARD INTL EQUITY INDEX FDS Exchange Traded Fund 922042858   290,845 6,963 SH   SOLE   6,963 0 0
VANGUARD TAX-MANAGED FDS International Equity ETF 921943858   482,736 9,622 SH   SOLE   9,622 0 0
VANGUARD WHITEHALL FDS Exchange Traded Fund 921946406   2,305,706 19,057 SH   SOLE   19,057 0 0
VANGUARD WHITEHALL FDS International Equity ETF 921946810   23,067,935 282,938 SH   SOLE   282,635 0 303
VANGUARD WHITEHALL FDS International Equity ETF 921946810   594,109 7,287 SH   OTR   5,897 1,390 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104   782,428 18,647 SH   SOLE   18,647 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104   102,802 2,450 SH   OTR   1,750 700 0
VISA INC Common Stock 92826C839   412,480 1,478 SH   SOLE   1,478 0 0
VISA INC Common Stock 92826C839   21,210 76 SH   OTR   76 0 0
WASTE MGMT INC DEL Common Stock 94106L109   1,370,341 6,429 SH   SOLE   6,429 0 0
ZOETIS INC Common Stock 98978V103   253,815 1,500 SH   SOLE   1,500 0 0