The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q452   2,207,899 46,847 SH   SOLE   0 0 46,847
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   4,760,894 96,238 SH   SOLE   0 0 96,238
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   3,465,853 64,746 SH   SOLE   0 0 64,746
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479   3,456,537 73,046 SH   SOLE   0 0 73,046
GRAHAM CORP COM 384556106   2,069,110 69,926 SH   SOLE   0 0 69,926
ISHARES INC CORE MSCI EMKT 46434G103   1,551,563 27,026 SH   SOLE   0 0 27,026
ISHARES INC MSCI EMRG CHN 46434G764   1,572,238 25,728 SH   SOLE   0 0 25,728
ISHARES TR TIPS BD ETF 464287176   1,751,612 15,856 SH   SOLE   0 0 15,856
ISHARES TR S&P 500 GRWT ETF 464287309   5,591,704 58,399 SH   SOLE   0 0 58,399
ISHARES TR S&P 500 VAL ETF 464287408   2,644,838 13,414 SH   SOLE   0 0 13,414
ISHARES TR 20 YR TR BD ETF 464287432   4,087,925 41,671 SH   SOLE   0 0 41,671
ISHARES TR U.S. TECH ETF 464287721   2,288,401 15,093 SH   SOLE   0 0 15,093
ISHARES TR JPMORGAN USD EMG 464288281   1,957,039 20,913 SH   SOLE   0 0 20,913
ISHARES TR MBS ETF 464288588   8,056,663 84,090 SH   SOLE   0 0 84,090
ISHARES TR EAFE VALUE ETF 464288877   1,620,563 28,169 SH   SOLE   0 0 28,169
ISHARES TR EAFE GRWTH ETF 464288885   4,138,820 38,447 SH   SOLE   0 0 38,447
ISHARES TR US TREAS BD ETF 46429B267   3,404,870 145,197 SH   SOLE   0 0 145,197
ISHARES TR GNMA BOND ETF 46429B333   760,176 16,972 SH   SOLE   0 0 16,972
ISHARES TR MSCI USA QLT FCT 46432F339   5,182,308 28,903 SH   SOLE   0 0 28,903
ISHARES TR CORE TOTAL USD 46434V613   12,491,418 265,098 SH   SOLE   0 0 265,098
ISHARES TR HDG MSCI EAFE 46434V803   861,096 24,311 SH   SOLE   0 0 24,311
ISHARES TR TRS FLT RT BD 46434V860   2,156,825 42,625 SH   SOLE   0 0 42,625
ISHARES TR CONV BD ETF 46435G102   2,438,060 29,139 SH   SOLE   0 0 29,139
ISHARES TR US INFRASTRUC 46435U713   466,365 9,929 SH   SOLE   0 0 9,929
JANUS DETROIT STR TR HENDERSON CORPOR 47103U779   266,682 6,197 SH   SOLE   0 0 6,197
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   3,312,799 67,553 SH   SOLE   0 0 67,553
JOHN HANCOCK EXCHANGE TRADED MULTI INTL ETF 47804J859   2,939,830 83,140 SH   SOLE   0 0 83,140
LOOP MEDIA INC COM NEW 54352F206   602 12,683 SH   SOLE   0 0 12,683
PEAKSTONE REALTY TRUST COMMON SHARES 39818P799   192,387 14,115 SH   SOLE   0 0 14,115
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   13,579,078 285,755 SH   SOLE   0 0 285,755
SPDR SER TR PORTFOLIO S&P500 78464A854   13,607,653 201,565 SH   SOLE   0 0 201,565
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,250,550 15,957 SH   SOLE   0 0 15,957
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,134,410 40,050 SH   SOLE   0 0 40,050
VANGUARD WORLD FD CONSUM STP ETF 92204A207   2,839,585 12,997 SH   SOLE   0 0 12,997
VANGUARD WORLD FD INF TECH ETF 92204A702   1,014,093 1,729 SH   SOLE   0 0 1,729
VANGUARD WORLD FD UTILITIES ETF 92204A876   4,389,541 25,220 SH   SOLE   0 0 25,220
WISDOMTREE TR US TOTAL DIVIDND 97717W109   4,756,981 62,038 SH   SOLE   0 0 62,038
WISDOMTREE TR US HIGH DIVIDEND 97717W208   3,531,476 37,649 SH   SOLE   0 0 37,649
WISDOMTREE TR EMG MKTS SMCAP 97717W281   1,629,849 30,351 SH   SOLE   0 0 30,351
WISDOMTREE TR EMER MKT HIGH FD 97717W315   1,597,167 36,291 SH   SOLE   0 0 36,291
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,642,244 32,119 SH   SOLE   0 0 32,119
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,708,014 49,522 SH   SOLE   0 0 49,522
WISDOMTREE TR JAPN HEDGE EQT 97717W851   1,211,368 11,428 SH   SOLE   0 0 11,428
WISDOMTREE TR INTL QULTY DIV 97717X131   240,342 6,139 SH   SOLE   0 0 6,139
WISDOMTREE TR CURRNCY INT EQ 97717X263   4,284,338 119,474 SH   SOLE   0 0 119,474
WISDOMTREE TR US QTLY DIV GRT 97717X669   5,435,610 65,324 SH   SOLE   0 0 65,324