The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHUBB LIMITED COM H1467J104   247,439 858 SH   SOLE   0 0 858
TE CONNECTIVITY LTD SHS H84989104   1,739,254 11,519 SH   SOLE   0 0 11,519
ABBOTT LABS COM 002824100   1,215,005 10,657 SH   SOLE   0 0 10,657
ABBVIE INC COM 00287Y109   4,052,685 20,522 SH   SOLE   0 0 20,522
AIR PRODS & CHEMS INC COM 009158106   2,411,396 8,099 SH   SOLE   0 0 8,099
AMAZON COM INC COM 023135106   615,262 3,302 SH   SOLE   0 0 3,302
AMERICAN TOWER CORP NEW COM 03027X100   300,933 1,294 SH   SOLE   0 0 1,294
AMGEN INC COM 031162100   2,858,325 8,871 SH   SOLE   0 0 8,871
APPLE INC COM 037833100   5,664,552 24,311 SH   SOLE   0 0 24,311
ARM HOLDINGS PLC SPONSORED ADS 042068205   252,413 1,765 SH   SOLE   0 0 1,765
BECTON DICKINSON & CO COM 075887109   898,004 3,725 SH   SOLE   0 0 3,725
BRISTOL-MYERS SQUIBB CO COM 110122108   371,235 7,175 SH   SOLE   0 0 7,175
CSX CORP COM 126408103   521,403 15,100 SH   SOLE   0 0 15,100
CHEVRON CORP NEW COM 166764100   3,975,259 26,993 SH   SOLE   0 0 26,993
CISCO SYS INC COM 17275R102   2,578,740 48,454 SH   SOLE   0 0 48,454
COCA COLA CO COM 191216100   646,595 8,998 SH   SOLE   0 0 8,998
CONSTELLATION BRANDS INC CL A 21036P108   1,156,513 4,488 SH   SOLE   0 0 4,488
COSTCO WHSL CORP NEW COM 22160K105   648,933 732 SH   SOLE   0 0 732
CUMMINS INC COM 231021106   998,568 3,084 SH   SOLE   0 0 3,084
DOW INC COM 260557103   2,820,438 51,628 SH   SOLE   0 0 51,628
DUKE ENERGY CORP NEW COM NEW 26441C204   746,913 6,478 SH   SOLE   0 0 6,478
DUPONT DE NEMOURS INC COM 26614N102   696,840 7,820 SH   SOLE   0 0 7,820
EXXON MOBIL CORP COM 30231G102   3,020,975 25,772 SH   SOLE   0 0 25,772
GENERAL MLS INC COM 370334104   960,423 13,005 SH   SOLE   0 0 13,005
GENUINE PARTS CO COM 372460105   548,942 3,930 SH   SOLE   0 0 3,930
HOME DEPOT INC COM 437076102   3,391,093 8,369 SH   SOLE   0 0 8,369
HONEYWELL INTL INC COM 438516106   1,444,696 6,989 SH   SOLE   0 0 6,989
INVESCO QQQ TR UNIT SER 1 46090E103   293,818 602 SH   SOLE   0 0 602
INTUIT COM 461202103   316,089 509 SH   SOLE   0 0 509
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   349,630 9,274 SH   SOLE   0 0 9,274
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   239,630 7,435 SH   SOLE   0 0 7,435
ISHARES TR MSCI INTL QUALTY 46434V456   410,710 9,899 SH   SOLE   0 0 9,899
JPMORGAN CHASE & CO. COM 46625H100   3,856,629 18,290 SH   SOLE   0 0 18,290
JOHNSON & JOHNSON COM 478160104   3,754,374 23,167 SH   SOLE   0 0 23,167
KIMBERLY-CLARK CORP COM 494368103   875,245 6,152 SH   SOLE   0 0 6,152
L3HARRIS TECHNOLOGIES INC COM 502431109   444,817 1,870 SH   SOLE   0 0 1,870
ELI LILLY & CO COM 532457108   553,713 625 SH   SOLE   0 0 625
LOCKHEED MARTIN CORP COM 539830109   727,777 1,245 SH   SOLE   0 0 1,245
MASTERCARD INCORPORATED CL A 57636Q104   828,596 1,678 SH   SOLE   0 0 1,678
MCDONALDS CORP COM 580135101   354,145 1,163 SH   SOLE   0 0 1,163
MERCK & CO INC COM 58933Y105   797,276 7,021 SH   SOLE   0 0 7,021
MICROSOFT CORP COM 594918104   4,956,324 11,518 SH   SOLE   0 0 11,518
NVIDIA CORPORATION COM 67066G104   764,465 6,295 SH   SOLE   0 0 6,295
PACCAR INC COM 693718108   752,954 7,630 SH   SOLE   0 0 7,630
PALO ALTO NETWORKS INC COM 697435105   323,001 945 SH   SOLE   0 0 945
PEPSICO INC COM 713448108   3,366,602 19,798 SH   SOLE   0 0 19,798
PHILLIPS 66 COM 718546104   1,963,074 14,934 SH   SOLE   0 0 14,934
PROCTER AND GAMBLE CO COM 742718109   4,009,301 23,148 SH   SOLE   0 0 23,148
QUALCOMM INC COM 747525103   1,598,300 9,399 SH   SOLE   0 0 9,399
QUIPT HOME MEDICAL CORP COM 74880P104   32,704 11,200 SH   SOLE   0 0 11,200
REALTY INCOME CORP COM 756109104   244,765 3,859 SH   SOLE   0 0 3,859
REGENERON PHARMACEUTICALS COM 75886F107   438,367 417 SH   SOLE   0 0 417
SHELL PLC SPON ADS 780259305   1,074,194 16,288 SH   SOLE   0 0 16,288
SPDR S&P 500 ETF TR TR UNIT 78462F103   352,862 615 SH   SOLE   0 0 615
SPDR INDEX SHS FDS S&P GLBDIV ETF 78463X459   543,248 8,147 SH   SOLE   0 0 8,147
SPDR SER TR S&P 600 SMCP GRW 78464A201   405,122 4,351 SH   SOLE   0 0 4,351
SPDR SER TR S&P 600 SMCP VAL 78464A300   421,858 4,859 SH   SOLE   0 0 4,859
SPDR SER TR PRTFLO S&P500 GW 78464A409   699,101 8,429 SH   SOLE   0 0 8,429
SPDR SER TR PRTFLO S&P500 VL 78464A508   539,806 10,212 SH   SOLE   0 0 10,212
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   2,262,121 3,971 SH   SOLE   0 0 3,971
SALESFORCE INC COM 79466L302   251,813 920 SH   SOLE   0 0 920
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,711,157 16,425 SH   SOLE   0 0 16,425
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,175,308 14,145 SH   SOLE   0 0 14,145
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,155,660 22,440 SH   SOLE   0 0 22,440
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   202,459 4,081 SH   SOLE   0 0 4,081
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   287,226 7,686 SH   SOLE   0 0 7,686
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   6,110,690 72,290 SH   SOLE   0 0 72,290
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   691,680 16,821 SH   SOLE   0 0 16,821
SELECTIVE INS GROUP INC COM 816300107   387,078 4,149 SH   SOLE   0 0 4,149
STANLEY BLACK & DECKER INC COM 854502101   2,602,042 23,627 SH   SOLE   0 0 23,627
TEXAS INSTRS INC COM 882508104   1,045,244 5,060 SH   SOLE   0 0 5,060
TORONTO DOMINION BK ONT COM NEW 891160509   1,340,100 21,184 SH   SOLE   0 0 21,184
VALERO ENERGY CORP COM 91913Y100   1,161,933 8,605 SH   SOLE   0 0 8,605
VANGUARD BD INDEX FDS INTERMED TERM 921937819   354,859 4,528 SH   SOLE   0 0 4,528
VANGUARD INDEX FDS LARGE CAP ETF 922908637   921,515 3,500 SH   SOLE   0 0 3,500
VERIZON COMMUNICATIONS INC COM 92343V104   1,362,331 30,335 SH   SOLE   0 0 30,335
WALMART INC COM 931142103   889,714 11,018 SH   SOLE   0 0 11,018