The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 2,368 70,526 SH   SOLE 0 69,526 0 1,000
AT&T Inc Com 00206R102 1,403 41,774 SH   OTR 0 36,081 280 5,413
Abbott Labs Com 002824100 5,379 73,325 SH   SOLE 0 72,825 0 500
Abbott Labs Com 002824100 1,731 23,599 SH   OTR 0 21,259 621 1,719
Abbvie Inc Com 00287Y109 3,380 35,733 SH   SOLE 0 35,533 0 200
Abbvie Inc Com 00287Y109 1,828 19,329 SH   OTR 0 17,464 395 1,470
Activision Blizzard, Inc Com 00507V109 785 9,442 SH   SOLE 0 9,442 0 0
Activision Blizzard, Inc Com 00507V109 539 6,480 SH   OTR 0 6,480 0 0
Air Products & Chemicals Inc Com 009158106 1,290 7,722 SH   SOLE 0 7,722 0 0
Air Products & Chemicals Inc Com 009158106 370 2,215 SH   OTR 0 2,215 0 0
Allstate Corp Com 020002101 182 1,840 SH   SOLE 0 1,840 0 0
Allstate Corp Com 020002101 39 400 SH   OTR 0 400 0 0
Alphabet Inc Cl C Com 02079K107 3,583 3,002 SH   SOLE 0 2,947 0 55
Alphabet Inc Cl C Com 02079K107 2,398 2,009 SH   OTR 0 2,009 0 0
Alphabet Inc Cl A Com 02079K305 2,664 2,207 SH   SOLE 0 2,187 0 20
Alphabet Inc Cl A Com 02079K305 688 570 SH   OTR 0 570 0 0
Altria Group Inc Com 02209S103 826 13,693 SH   SOLE 0 12,618 0 1,075
Altria Group Inc Com 02209S103 2,388 39,600 SH   OTR 0 38,550 200 850
Amazon.Com Inc Com 023135106 827 413 SH   SOLE 0 413 0 0
Amazon.Com Inc Com 023135106 282 141 SH   OTR 0 141 0 0
American Express CO Com 025816109 650 6,108 SH   SOLE 0 5,903 0 205
American Express CO Com 025816109 196 1,841 SH   OTR 0 1,555 0 286
American Water Works CO Inc Com 030420103 1,003 11,396 SH   SOLE 0 11,396 0 0
American Water Works CO Inc Com 030420103 900 10,235 SH   OTR 0 8,125 100 2,010
Amgen Inc Com 031162100 358 1,725 SH   SOLE 0 1,725 0 0
Amgen Inc Com 031162100 391 1,885 SH   OTR 0 1,885 0 0
Anadarko Petroleum Corporation Com 032511107 108 1,609 SH   SOLE 0 1,609 0 0
Anadarko Petroleum Corporation Com 032511107 184 2,725 SH   OTR 0 2,725 0 0
Apache Corp Com 037411105 819 17,189 SH   SOLE 0 17,189 0 0
Apache Corp Com 037411105 611 12,820 SH   OTR 0 12,820 0 0
Apple Inc Com 037833100 13,410 59,405 SH   SOLE 0 56,160 105 3,140
Apple Inc Com 037833100 5,722 25,349 SH   OTR 0 23,624 875 850
Autoliv Inc Com 052800109 929 10,712 SH   SOLE 0 9,962 0 750
Autoliv Inc Com 052800109 1,074 12,389 SH   OTR 0 12,389 0 0
Automatic Data Processing Inc Com 053015103 4,286 28,447 SH   SOLE 0 28,167 0 280
Automatic Data Processing Inc Com 053015103 1,382 9,170 SH   OTR 0 8,525 165 480
BP PLC Spons ADR Com 055622104 107 2,314 SH   SOLE 0 2,314 0 0
BP PLC Spons ADR Com 055622104 216 4,676 SH   OTR 0 4,676 0 0
Bank of America Corp Com 060505104 498 16,903 SH   SOLE 0 16,903 0 0
Bank of America Corp Com 060505104 399 13,540 SH   OTR 0 13,540 0 0
Bank of New York Mellon Corp Com 064058100 566 11,103 SH   SOLE 0 11,103 0 0
Bank of New York Mellon Corp Com 064058100 43 838 SH   OTR 0 338 0 500
Baxter Intl Inc Com 071813109 702 9,103 SH   SOLE 0 9,103 0 0
Baxter Intl Inc Com 071813109 328 4,249 SH   OTR 0 2,689 100 1,460
Becton Dickinson Com 075887109 505 1,936 SH   SOLE 0 1,846 0 90
Becton Dickinson Com 075887109 328 1,257 SH   OTR 0 1,257 0 0
Berkshire Hathaway Inc-Cl B Com 084670702 3,046 14,226 SH   SOLE 0 13,996 30 200
Berkshire Hathaway Inc-Cl B Com 084670702 1,720 8,032 SH   OTR 0 8,012 20 0
Best Buy Company Inc Com 086516101 617 7,778 SH   SOLE 0 7,778 0 0
Best Buy Company Inc Com 086516101 31 395 SH   OTR 0 395 0 0
BHP Billiton Ltd Spons ADR Com 088606108 183 3,674 SH   SOLE 0 3,374 0 300
BHP Billiton Ltd Spons ADR Com 088606108 88 1,775 SH   OTR 0 1,725 0 50
Biogen Inc Com 09062X103 206 583 SH   SOLE 0 583 0 0
Biogen Inc Com 09062X103 205 580 SH   OTR 0 580 0 0
Blackrock Strategic Income Opp Com 09260B382 5,794 596,131 SH   SOLE 0 583,353 0 12,778
Blackrock Strategic Income Opp Com 09260B382 879 90,386 SH   OTR 0 74,318 0 16,068
Blackrock High Yield Bond Port Com 09260B630 3,013 392,862 SH   SOLE 0 389,194 1,662 2,006
Blackrock High Yield Bond Port Com 09260B630 927 120,820 SH   OTR 0 86,120 2,820 31,880
Boeing CO Com 097023105 2,073 5,574 SH   SOLE 0 5,339 0 235
Boeing CO Com 097023105 2,974 7,996 SH   OTR 0 7,996 0 0
Bristol Myers Squibb CO Com 110122108 3,940 63,466 SH   SOLE 0 60,621 725 2,120
Bristol Myers Squibb CO Com 110122108 2,235 35,995 SH   OTR 0 33,085 360 2,550
Csx Corp Com 126408103 245 3,314 SH   SOLE 0 3,314 0 0
Csx Corp Com 126408103 249 3,360 SH   OTR 0 3,360 0 0
CVS Health Corp Com 126650100 2,391 30,368 SH   SOLE 0 30,368 0 0
CVS Health Corp Com 126650100 1,190 15,112 SH   OTR 0 13,972 340 800
Caterpillar Inc Com 149123101 2,484 16,288 SH   SOLE 0 16,238 0 50
Caterpillar Inc Com 149123101 1,255 8,230 SH   OTR 0 7,885 45 300
Celgene Corp Com 151020104 377 4,216 SH   SOLE 0 4,216 0 0
Celgene Corp Com 151020104 279 3,118 SH   OTR 0 3,118 0 0
Chevron Corporation Com 166764100 6,190 50,622 SH   SOLE 0 49,132 475 1,015
Chevron Corporation Com 166764100 4,425 36,184 SH   OTR 0 34,044 510 1,630
Cisco Systems Inc Com 17275R102 4,055 83,359 SH   SOLE 0 80,604 0 2,755
Cisco Systems Inc Com 17275R102 2,178 44,764 SH   OTR 0 44,239 525 0
Citigroup Inc Com 172967424 781 10,884 SH   SOLE 0 10,884 0 0
Citigroup Inc Com 172967424 571 7,965 SH   OTR 0 7,065 150 750
Clorox Company Com 189054109 861 5,727 SH   SOLE 0 5,727 0 0
Clorox Company Com 189054109 596 3,960 SH   OTR 0 3,475 0 485
Coca Cola CO Com 191216100 2,374 51,405 SH   SOLE 0 45,305 1,100 5,000
Coca Cola CO Com 191216100 1,329 28,770 SH   OTR 0 23,590 150 5,030
Cognizant Technology Solutions Com 192446102 221 2,866 SH   SOLE 0 2,866 0 0
Cognizant Technology Solutions Com 192446102 18 234 SH   OTR 0 234 0 0
Colgate Palmolive CO Com 194162103 1,380 20,613 SH   SOLE 0 18,713 500 1,400
Colgate Palmolive CO Com 194162103 831 12,410 SH   OTR 0 10,710 0 1,700
ComcAst Corp-Cl A Com 20030N101 625 17,644 SH   SOLE 0 16,362 0 1,282
ComcAst Corp-Cl A Com 20030N101 169 4,786 SH   OTR 0 3,438 400 948
Conocophillips Com 20825C104 962 12,426 SH   SOLE 0 11,956 100 370
Conocophillips Com 20825C104 267 3,447 SH   OTR 0 3,197 100 150
Corning Inc Com 219350105 442 12,516 SH   SOLE 0 12,516 0 0
Corning Inc Com 219350105 411 11,650 SH   OTR 0 10,950 700 0
Costco Wholesale Corp Com 22160K105 278 1,182 SH   SOLE 0 1,182 0 0
Costco Wholesale Corp Com 22160K105 286 1,219 SH   OTR 0 579 0 640
Danaher Corp Com 235851102 3,212 29,561 SH   SOLE 0 27,731 0 1,830
Danaher Corp Com 235851102 1,681 15,473 SH   OTR 0 13,543 140 1,790
Deere & CO Com 244199105 1,133 7,540 SH   SOLE 0 7,350 25 165
Deere & CO Com 244199105 1,752 11,654 SH   OTR 0 11,584 70 0
Digital Realty Trust Inc REIT Com 253868103 97 860 SH   SOLE 0 860 0 0
Digital Realty Trust Inc REIT Com 253868103 135 1,196 SH   OTR 0 1,196 0 0
Disney Walt CO New Com 254687106 5,135 43,912 SH   SOLE 0 43,177 0 735
Disney Walt CO New Com 254687106 2,561 21,896 SH   OTR 0 20,366 420 1,110
Dominion Resources Inc Com 25746U109 1,068 15,203 SH   SOLE 0 14,893 0 310
Dominion Resources Inc Com 25746U109 954 13,580 SH   OTR 0 10,550 80 2,950
DowDuPont Inc Com 26078J100 3,095 48,120 SH   SOLE 0 47,575 0 545
DowDuPont Inc Com 26078J100 3,067 47,695 SH   OTR 0 43,515 152 4,028
Duke Energy Corp Com 26441C204 209 2,606 SH   SOLE 0 2,273 333 0
Duke Energy Corp Com 26441C204 162 2,028 SH   OTR 0 1,928 100 0
Ecolab Inc Com 278865100 1,340 8,544 SH   SOLE 0 8,544 0 0
Ecolab Inc Com 278865100 475 3,030 SH   OTR 0 2,540 40 450
Emerson Elec CO Com 291011104 1,048 13,688 SH   SOLE 0 13,368 0 320
Emerson Elec CO Com 291011104 535 6,981 SH   OTR 0 6,881 100 0
Exelon Corp Com 30161N101 222 5,080 SH   SOLE 0 5,080 0 0
Exelon Corp Com 30161N101 122 2,799 SH   OTR 0 2,449 0 350
Express Scripts Hldg Com 30219G108 1,222 12,863 SH   SOLE 0 12,184 75 604
Express Scripts Hldg Com 30219G108 168 1,766 SH   OTR 0 1,766 0 0
Exxonmobil Corp Com 30231G102 8,886 104,512 SH   SOLE 0 100,142 925 3,445
Exxonmobil Corp Com 30231G102 6,526 76,762 SH   OTR 0 73,702 635 2,425
Facebook Inc-A Com 30303M102 372 2,264 SH   SOLE 0 2,264 0 0
Facebook Inc-A Com 30303M102 173 1,054 SH   OTR 0 1,054 0 0
Fidelity 500 Index Instl Premi Com 315911750 11,927 116,615 SH   SOLE 0 116,615 0 0
Fidelity 500 Index Instl Premi Com 315911750 386 3,771 SH   OTR 0 3,771 0 0
Fidelity US Bond Index Instl Com 316146356 25,709 2,301,615 SH   SOLE 0 2,301,615 0 0
Fidelity US Bond Index Instl Com 316146356 133 11,907 SH   OTR 0 11,907 0 0
Fidelity Magellan Fd Com 316184100 118 10,403 SH   SOLE 0 10,403 0 0
Fidelity Inflation Protected B Com 31635T104 6,565 674,673 SH   SOLE 0 674,673 0 0
Fiserv Inc Com 337738108 1,221 14,823 SH   SOLE 0 14,823 0 0
Fiserv Inc Com 337738108 105 1,274 SH   OTR 0 1,274 0 0
FlexShares Mstar Glbl Upstrm N Com 33939L407 38,924 1,150,247 SH   SOLE 0 1,140,427 0 9,820
FlexShares Mstar Glbl Upstrm N Com 33939L407 4,576 135,212 SH   OTR 0 126,260 340 8,612
Fortive Corp Com 34959J108 632 7,510 SH   SOLE 0 6,900 0 610
Fortive Corp Com 34959J108 229 2,724 SH   OTR 0 1,880 50 794
General Dynamics Corp Com 369550108 1,129 5,513 SH   SOLE 0 5,363 0 150
General Dynamics Corp Com 369550108 270 1,320 SH   OTR 0 1,270 0 50
General Electric Corp Com 369604103 968 85,705 SH   SOLE 0 83,780 1,200 725
General Electric Corp Com 369604103 895 79,274 SH   OTR 0 74,061 1,088 4,125
General Mls Inc Com 370334104 673 15,679 SH   SOLE 0 15,679 0 0
General Mls Inc Com 370334104 465 10,832 SH   OTR 0 8,887 100 1,845
Gilead Sciences Inc Com 375558103 406 5,254 SH   SOLE 0 5,254 0 0
Gilead Sciences Inc Com 375558103 76 983 SH   OTR 0 983 0 0
Glaxo Smithkline Spons ADR Com 37733W105 388 9,671 SH   SOLE 0 9,671 0 0
Glaxo Smithkline Spons ADR Com 37733W105 330 8,212 SH   OTR 0 7,207 255 750
Goldman Sachs Group Inc Com 38141G104 1,038 4,631 SH   SOLE 0 4,611 20 0
Goldman Sachs Group Inc Com 38141G104 854 3,810 SH   OTR 0 3,810 0 0
Grainger W W Inc Com 384802104 1,430 4,000 SH   SOLE 0 4,000 0 0
Grainger W W Inc Com 384802104 1,042 2,915 SH   OTR 0 1,945 100 870
Home Depot Inc Com 437076102 824 3,978 SH   SOLE 0 3,978 0 0
Home Depot Inc Com 437076102 1,081 5,220 SH   OTR 0 4,895 0 325
Honeywell International Inc Com 438516106 3,160 18,993 SH   SOLE 0 17,993 0 1,000
Honeywell International Inc Com 438516106 1,288 7,740 SH   OTR 0 6,216 300 1,224
Illinois Tool Wks Inc Com 452308109 375 2,657 SH   SOLE 0 2,657 0 0
Illinois Tool Wks Inc Com 452308109 85 599 SH   OTR 0 599 0 0
Intel Corp Com 458140100 6,373 134,768 SH   SOLE 0 131,568 1,200 2,000
Intel Corp Com 458140100 2,159 45,665 SH   OTR 0 42,565 1,250 1,850
Intercontinental Exchange Inc Com 45866F104 456 6,083 SH   SOLE 0 6,083 0 0
Intercontinental Exchange Inc Com 45866F104 24 325 SH   OTR 0 125 0 200
Intl. Business Machines Corp Com 459200101 2,905 19,211 SH   SOLE 0 17,461 435 1,315
Intl. Business Machines Corp Com 459200101 2,281 15,082 SH   OTR 0 13,474 0 1,608
Ishares Core S&P 500 ETF Com 464287200 210 719 SH   SOLE 0 719 0 0
Ishares Core Total U.S. Aggreg Com 464287226 225 2,130 SH   SOLE 0 2,130 0 0
Ishares Msci Emerging Mkt ETF Com 464287234 3,501 81,566 SH   SOLE 0 80,900 525 141
Ishares Msci Emerging Mkt ETF Com 464287234 589 13,719 SH   OTR 0 12,639 355 725
Ishares Msci Eafe ETF Com 464287465 4,053 59,610 SH   SOLE 0 59,610 0 0
Ishares Msci Eafe ETF Com 464287465 816 11,999 SH   OTR 0 11,329 345 325
Ishares Core S&P Mid-Cap ETF Com 464287507 1,928 9,578 SH   SOLE 0 9,578 0 0
Ishares Core S&P Mid-Cap ETF Com 464287507 641 3,186 SH   OTR 0 2,986 0 200
Ishares Nasdaq Biotech ETF Com 464287556 3,681 30,187 SH   SOLE 0 29,599 96 492
Ishares Nasdaq Biotech ETF Com 464287556 1,651 13,539 SH   OTR 0 12,729 660 150
Ishares Russell 2000 ETF Com 464287655 6,614 39,243 SH   SOLE 0 38,460 0 783
Ishares Russell 2000 ETF Com 464287655 739 4,383 SH   OTR 0 4,018 330 35
Ishares DJ US Telcom Sector ET Com 464287713 786 26,443 SH   SOLE 0 26,443 0 0
Ishares DJ US Telcom Sector ET Com 464287713 581 19,530 SH   OTR 0 19,330 200 0
Ishares IBoxx High Yield Corpo Com 464288513 236 2,735 SH   SOLE 0 2,735 0 0
ISHARES TR SHORT-TERM CORP BD Com 464288646 232 4,478 SH   SOLE 0 4,478 0 0
Ishares S&P Pref Stk ETF Com 464288687 2,410 64,901 SH   SOLE 0 64,901 0 0
Ishares S&P Pref Stk ETF Com 464288687 701 18,889 SH   OTR 0 15,589 0 3,300
JP Morgan Chase & CO Com 46625H100 9,244 81,919 SH   SOLE 0 80,832 112 975
JP Morgan Chase & CO Com 46625H100 5,388 47,748 SH   OTR 0 44,748 640 2,360
Johnson & Johnson Com 478160104 10,306 74,588 SH   SOLE 0 70,350 150 4,088
Johnson & Johnson Com 478160104 4,916 35,577 SH   OTR 0 31,567 320 3,690
Keycorp Com 493267108 51 2,562 SH   SOLE 0 2,562 0 0
Keycorp Com 493267108 186 9,360 SH   OTR 0 9,360 0 0
Kimberly Clark Corp Com 494368103 480 4,221 SH   SOLE 0 4,221 0 0
Kimberly Clark Corp Com 494368103 125 1,100 SH   OTR 0 1,100 0 0
Kohls Corp Com 500255104 231 3,095 SH   SOLE 0 3,095 0 0
Kohls Corp Com 500255104 54 725 SH   OTR 0 725 0 0
Kraft Heinz CO Com 500754106 113 2,046 SH   SOLE 0 1,980 0 66
Kraft Heinz CO Com 500754106 424 7,702 SH   OTR 0 7,622 46 34
Lilly Eli & CO Com 532457108 401 3,734 SH   SOLE 0 3,206 0 528
Lilly Eli & CO Com 532457108 653 6,085 SH   OTR 0 5,060 0 1,025
Lockheed Martin Corp Com 539830109 3,130 9,046 SH   SOLE 0 8,531 0 515
Lockheed Martin Corp Com 539830109 1,120 3,237 SH   OTR 0 3,237 0 0
Lowes Cos Inc Com 548661107 6,700 58,353 SH   SOLE 0 57,953 25 375
Lowes Cos Inc Com 548661107 3,337 29,059 SH   OTR 0 28,024 335 700
M & T Bank Corp Com 55261F104 206 1,250 SH   OTR 0 1,250 0 0
MFS Municipal High Income Fd I Com 552984692 147 18,100 SH   SOLE 0 18,100 0 0
Mastercard Inc Cl A Com 57636Q104 62 277 SH   SOLE 0 277 0 0
Mastercard Inc Cl A Com 57636Q104 150 675 SH   OTR 0 675 0 0
McDonalds Corp Com 580135101 7,000 41,846 SH   SOLE 0 41,771 75 0
McDonalds Corp Com 580135101 3,570 21,341 SH   OTR 0 20,055 265 1,021
Merck & CO Inc Com 58933Y105 3,262 45,981 SH   SOLE 0 44,506 675 800
Merck & CO Inc Com 58933Y105 1,562 22,016 SH   OTR 0 21,026 165 825
Metlife Inc Com 59156R108 407 8,715 SH   SOLE 0 8,715 0 0
Metlife Inc Com 59156R108 104 2,225 SH   OTR 0 2,114 111 0
Microsoft Corp Com 594918104 11,842 103,539 SH   SOLE 0 100,824 225 2,490
Microsoft Corp Com 594918104 5,829 50,970 SH   OTR 0 46,500 970 3,500
Microchip Technology Inc Com 595017104 1,981 25,105 SH   SOLE 0 25,105 0 0
Microchip Technology Inc Com 595017104 672 8,510 SH   OTR 0 7,535 150 825
Mondelez International Inc Com 609207105 481 11,207 SH   SOLE 0 10,593 0 614
Mondelez International Inc Com 609207105 891 20,746 SH   OTR 0 20,505 138 103
NBT Bancorp Inc Com 628778102 5,530 144,095 SH   SOLE 0 66,444 0 77,651
NBT Bancorp Inc Com 628778102 2,008 52,323 SH   OTR 0 49,057 0 3,266
Nextera Energy Inc Com 65339F101 1,635 9,753 SH   SOLE 0 9,303 0 450
Nextera Energy Inc Com 65339F101 1,317 7,857 SH   OTR 0 5,802 30 2,025
Nike Inc-Class B Com 654106103 2,357 27,822 SH   SOLE 0 27,822 0 0
Nike Inc-Class B Com 654106103 1,189 14,035 SH   OTR 0 9,895 140 4,000
Norfolk Southern Corp Com 655844108 1,012 5,605 SH   SOLE 0 5,470 0 135
Norfolk Southern Corp Com 655844108 1,264 7,000 SH   OTR 0 5,730 70 1,200
Novartis Ag Spons ADR Com 66987V109 1,575 18,277 SH   SOLE 0 18,277 0 0
Novartis Ag Spons ADR Com 66987V109 1,188 13,792 SH   OTR 0 11,857 150 1,785
Nucor Corp Com 670346105 549 8,651 SH   SOLE 0 8,651 0 0
Nucor Corp Com 670346105 349 5,500 SH   OTR 0 3,500 0 2,000
Oracle Corporation Com 68389X105 2,216 42,970 SH   SOLE 0 41,065 0 1,905
Oracle Corporation Com 68389X105 480 9,315 SH   OTR 0 9,315 0 0
Pepsico Inc Com 713448108 6,099 54,551 SH   SOLE 0 54,151 100 300
Pepsico Inc Com 713448108 2,809 25,128 SH   OTR 0 23,898 420 810
Pfizer Inc Com 717081103 5,259 119,326 SH   SOLE 0 116,226 0 3,100
Pfizer Inc Com 717081103 3,147 71,408 SH   OTR 0 66,964 1,855 2,589
Philip Morris International Com 718172109 718 8,809 SH   SOLE 0 7,984 0 825
Philip Morris International Com 718172109 2,687 32,952 SH   OTR 0 32,652 150 150
Praxair Inc Com 74005P104 1,522 9,467 SH   SOLE 0 9,467 0 0
Praxair Inc Com 74005P104 969 6,030 SH   OTR 0 4,905 0 1,125
T Rowe Price Group Inc Com 74144T108 3,804 34,843 SH   SOLE 0 34,793 50 0
T Rowe Price Group Inc Com 74144T108 1,877 17,196 SH   OTR 0 16,601 295 300
Procter & Gamble CO Com 742718109 7,017 84,313 SH   SOLE 0 79,773 500 4,040
Procter & Gamble CO Com 742718109 3,666 44,052 SH   OTR 0 39,487 405 4,160
Prudential Finl Inc Com 744320102 1,746 17,232 SH   SOLE 0 17,182 50 0
Prudential Finl Inc Com 744320102 1,233 12,165 SH   OTR 0 11,815 150 200
Public Service Enterprise Grou Com 744573106 151 2,857 SH   SOLE 0 2,857 0 0
Public Service Enterprise Grou Com 744573106 135 2,550 SH   OTR 0 2,550 0 0
Qualcomm Inc Com 747525103 2,632 36,534 SH   SOLE 0 36,009 0 525
Qualcomm Inc Com 747525103 1,224 16,989 SH   OTR 0 16,364 125 500
Rockwell Automation Inc Com 773903109 174 930 SH   SOLE 0 930 0 0
Rockwell Automation Inc Com 773903109 109 580 SH   OTR 0 580 0 0
Royal Dutch Shell Spons ADR Com 780259206 17 245 SH   SOLE 0 245 0 0
Royal Dutch Shell Spons ADR Com 780259206 259 3,801 SH   OTR 0 3,551 0 250
SPDR S&P 500 ETF Trust Com 78462F103 3,843 13,219 SH   SOLE 0 12,910 0 309
SPDR S&P 500 ETF Trust Com 78462F103 985 3,388 SH   OTR 0 3,028 160 200
SPDR Portfolio Intermediate Te Com 78464A375 660 19,828 SH   SOLE 0 19,828 0 0
SPDR S&P Regional Banking ETF Com 78464A698 2,692 45,307 SH   SOLE 0 45,307 0 0
SPDR S&P Regional Banking ETF Com 78464A698 1,306 21,972 SH   OTR 0 21,772 100 100
SPDR S&P Dividend ETF Com 78464A763 10,588 108,122 SH   SOLE 0 108,122 0 0
SPDR S&P Dividend ETF Com 78464A763 794 8,105 SH   OTR 0 7,705 0 400
Kbw Bank ETF Com 78464A797 245 5,262 SH   SOLE 0 5,262 0 0
Kbw Bank ETF Com 78464A797 53 1,130 SH   OTR 0 1,030 0 100
SPDR Dow Jones Industrial Aver Com 78467X109 1,152 4,357 SH   SOLE 0 4,357 0 0
SPDR Dow Jones Industrial Aver Com 78467X109 457 1,730 SH   OTR 0 1,530 100 100
Midcap SPDR Trust Series 1 Com 78467Y107 9,125 24,832 SH   SOLE 0 24,456 0 376
Midcap SPDR Trust Series 1 Com 78467Y107 1,130 3,075 SH   OTR 0 2,865 175 35
Salesforce.Com Com 79466L302 687 4,323 SH   SOLE 0 4,303 20 0
Salesforce.Com Com 79466L302 665 4,180 SH   OTR 0 4,180 0 0
Schlumberger Ltd Com 806857108 2,226 36,543 SH   SOLE 0 35,828 0 715
Schlumberger Ltd Com 806857108 714 11,724 SH   OTR 0 11,564 160 0
Charles Schwab Corp Com 808513105 31 640 SH   SOLE 0 640 0 0
Charles Schwab Corp Com 808513105 176 3,575 SH   OTR 0 3,575 0 0
Materials Select SPDR Fund Com 81369Y100 1,428 24,643 SH   SOLE 0 22,663 0 1,980
Materials Select SPDR Fund Com 81369Y100 571 9,851 SH   OTR 0 9,021 375 455
Health Care Select Sector SPDR Com 81369Y209 1,053 11,069 SH   SOLE 0 10,607 0 462
Health Care Select Sector SPDR Com 81369Y209 213 2,239 SH   OTR 0 2,239 0 0
Consumer Staples Select Sector Com 81369Y308 586 10,858 SH   SOLE 0 10,473 0 385
Consumer Staples Select Sector Com 81369Y308 89 1,643 SH   OTR 0 1,353 100 190
Consumer Discretionary Selt Com 81369Y407 1,682 14,352 SH   SOLE 0 12,612 0 1,740
Consumer Discretionary Selt Com 81369Y407 348 2,967 SH   OTR 0 2,302 530 135
Energy Select Sector SPDR Com 81369Y506 803 10,598 SH   SOLE 0 10,223 0 375
Energy Select Sector SPDR Com 81369Y506 95 1,257 SH   OTR 0 1,024 80 153
Financial Select Sector SPDR Com 81369Y605 1,000 36,275 SH   SOLE 0 34,775 0 1,500
Financial Select Sector SPDR Com 81369Y605 94 3,399 SH   OTR 0 3,241 158 0
Industrial Select Sector SPDR Com 81369Y704 1,241 15,826 SH   SOLE 0 15,776 0 50
Industrial Select Sector SPDR Com 81369Y704 118 1,509 SH   OTR 0 1,409 0 100
Technology Select Sect SPDR Com 81369Y803 2,202 29,233 SH   SOLE 0 28,871 162 200
Technology Select Sect SPDR Com 81369Y803 229 3,037 SH   OTR 0 2,637 400 0
Real Estate Select Sect SPDR Com 81369Y860 1,015 31,137 SH   SOLE 0 29,915 105 1,117
Real Estate Select Sect SPDR Com 81369Y860 793 24,318 SH   OTR 0 24,172 21 125
Utilities Select Sector SPDR Com 81369Y886 1,789 33,971 SH   SOLE 0 32,821 0 1,150
Utilities Select Sector SPDR Com 81369Y886 1,021 19,396 SH   OTR 0 18,434 450 512
Jm Smucker CO Com 832696405 94 914 SH   SOLE 0 839 0 75
Jm Smucker CO Com 832696405 117 1,144 SH   OTR 0 1,126 0 18
Southern Company Com 842587107 870 19,956 SH   SOLE 0 19,956 0 0
Southern Company Com 842587107 646 14,807 SH   OTR 0 14,682 0 125
State Street Corp Com 857477103 424 5,063 SH   SOLE 0 5,063 0 0
State Street Corp Com 857477103 74 885 SH   OTR 0 710 0 175
Stryker Corporation Com 863667101 678 3,816 SH   SOLE 0 3,816 0 0
Suncor Energy Inc Com 867224107 189 4,884 SH   SOLE 0 4,609 0 275
Suncor Energy Inc Com 867224107 70 1,800 SH   OTR 0 1,800 0 0
Sysco Corp Com 871829107 610 8,330 SH   SOLE 0 8,330 0 0
Sysco Corp Com 871829107 560 7,649 SH   OTR 0 7,224 0 425
TJX Cos Inc Com 872540109 2,393 21,365 SH   SOLE 0 20,715 150 500
TJX Cos Inc Com 872540109 1,991 17,776 SH   OTR 0 17,263 170 343
Target Corp Com 87612E106 2,489 28,216 SH   SOLE 0 27,941 0 275
Target Corp Com 87612E106 1,472 16,692 SH   OTR 0 15,467 225 1,000
Texas Instruments Inc Com 882508104 148 1,378 SH   SOLE 0 1,228 0 150
Texas Instruments Inc Com 882508104 57 532 SH   OTR 0 400 0 132
Textron Inc Com 883203101 1,304 18,250 SH   SOLE 0 18,250 0 0
3m CO Com 88579Y101 2,271 10,777 SH   SOLE 0 9,817 340 620
3m CO Com 88579Y101 377 1,790 SH   OTR 0 1,455 35 300
Toronto Dominion Bank Com 891160509 239 3,932 SH   SOLE 0 3,932 0 0
US Bancorp New Com 902973304 1,309 24,781 SH   SOLE 0 24,781 0 0
US Bancorp New Com 902973304 352 6,668 SH   OTR 0 5,982 470 216
Union Pac Corp Com 907818108 4,401 27,027 SH   SOLE 0 26,327 0 700
Union Pac Corp Com 907818108 3,367 20,677 SH   OTR 0 18,057 0 2,620
United Parcel Service Cl B Com 911312106 573 4,905 SH   SOLE 0 4,905 0 0
United Parcel Service Cl B Com 911312106 214 1,836 SH   OTR 0 1,836 0 0
United Technologies Corp Com 913017109 5,702 40,785 SH   SOLE 0 40,055 100 630
United Technologies Corp Com 913017109 3,772 26,977 SH   OTR 0 25,041 1,186 750
Unitedhealth Group Inc Com 91324P102 2,768 10,405 SH   SOLE 0 10,205 0 200
Unitedhealth Group Inc Com 91324P102 1,156 4,347 SH   OTR 0 4,197 150 0
Univest Corp of Pennsylvania Com 915271100 312 11,812 SH   OTR 0 11,812 0 0
V.F. Corp Com 918204108 301 3,226 SH   SOLE 0 3,226 0 0
V.F. Corp Com 918204108 48 513 SH   OTR 0 513 0 0
Vaneck Vectors Agribusiness ET Com 92189F700 1,190 18,119 SH   SOLE 0 17,269 50 800
Vaneck Vectors Agribusiness ET Com 92189F700 780 11,873 SH   OTR 0 11,648 125 100
Vanguard Intermediate-Term Bon Com 921937819 322 3,995 SH   SOLE 0 3,995 0 0
Vanguard Intermediate-Term Bon Com 921937819 30 375 SH   OTR 0 375 0 0
Vanguard Total Bond Market ETF Com 921937835 265 3,361 SH   SOLE 0 3,361 0 0
Vanguard High Dividend Yield E Com 921946406 229 2,635 SH   SOLE 0 2,635 0 0
Vanguard High Dividend Yield E Com 921946406 100 1,147 SH   OTR 0 1,147 0 0
Vanguard Ftse Emerging Markets Com 922042858 1,202 29,307 SH   SOLE 0 29,307 0 0
Vanguard Ftse Emerging Markets Com 922042858 495 12,070 SH   OTR 0 11,255 0 815
Vanguard Inter Term Corp Bond Com 92206C870 830 9,941 SH   SOLE 0 9,941 0 0
Vanguard Inter Term Corp Bond Com 92206C870 221 2,650 SH   OTR 0 2,650 0 0
Vanguard S&P 500 ETF Com 922908363 6,323 23,678 SH   SOLE 0 23,475 0 203
Vanguard Real Estate ETF Com 922908553 1,321 16,370 SH   SOLE 0 16,370 0 0
Vanguard Real Estate ETF Com 922908553 456 5,649 SH   OTR 0 5,310 239 100
Veoneer Incorporated Com Com 92336X109 590 10,712 SH   SOLE 0 9,962 0 750
Veoneer Incorporated Com Com 92336X109 683 12,394 SH   OTR 0 12,394 0 0
Verizon Communications Com 92343V104 3,220 60,304 SH   SOLE 0 58,517 860 927
Verizon Communications Com 92343V104 2,537 47,527 SH   OTR 0 44,946 385 2,196
Visa Inc Cl A Com 92826C839 692 4,612 SH   SOLE 0 4,612 0 0
Visa Inc Cl A Com 92826C839 648 4,320 SH   OTR 0 4,220 100 0
Wal Mart Inc Com 931142103 1,359 14,472 SH   SOLE 0 14,072 0 400
Wal Mart Inc Com 931142103 1,221 13,002 SH   OTR 0 11,636 300 1,066
Walgreens Boots Alliance Inc Com 931427108 652 8,948 SH   SOLE 0 8,948 0 0
Walgreens Boots Alliance Inc Com 931427108 120 1,651 SH   OTR 0 847 0 804
Wells Fargo & CO Com 949746101 4,018 76,453 SH   SOLE 0 76,053 0 400
Wells Fargo & CO Com 949746101 2,484 47,260 SH   OTR 0 42,204 1,005 4,051
WisdomTree MidCap Dividend ETF Com 97717W505 208 5,630 SH   SOLE 0 5,630 0 0
WisdomTree MidCap Dividend ETF Com 97717W505 34 930 SH   OTR 0 930 0 0
Xylem Inc Com 98419M100 415 5,195 SH   SOLE 0 5,195 0 0
Xylem Inc Com 98419M100 252 3,150 SH   OTR 0 3,150 0 0
Yum! Brands Inc Com 988498101 622 6,845 SH   SOLE 0 6,845 0 0
Yum! Brands Inc Com 988498101 102 1,120 SH   OTR 0 1,045 75 0
Zimmer Biomet Holdings Inc Com 98956P102 273 2,076 SH   SOLE 0 1,746 60 270
Zimmer Biomet Holdings Inc Com 98956P102 258 1,965 SH   OTR 0 1,842 23 100
Eaton Corp PLC Com G29183103 500 5,768 SH   SOLE 0 5,513 0 255
Eaton Corp PLC Com G29183103 517 5,959 SH   OTR 0 4,884 0 1,075
Medtronic PLC Com G5960L103 1,209 12,286 SH   SOLE 0 12,286 0 0
Medtronic PLC Com G5960L103 875 8,899 SH   OTR 0 8,828 71 0