The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   8,525,023 62,363 SH   SOLE   58,305 0 4,058
ADVANCED MICRO DEVICES INC COM 007903107   331,278 2,019 SH   SOLE   0 0 2,019
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   209,119 1,761 SH   SOLE   1,761 0 0
ALPHABET INC CAP STK CL A 02079K305   4,791,263 28,889 SH   SOLE   28,889 0 0
ALPHABET INC CAP STK CL C 02079K107   10,801,509 64,606 SH   SOLE   61,994 0 2,612
AMERICAN TOWER CORP NEW COM 03027X100   864,193 3,716 SH   SOLE   3,596 0 120
APPLE INC COM 037833100   17,438,742 74,844 SH   SOLE   71,489 0 3,355
AUTOMATIC DATA PROCESSING IN COM 053015103   247,674 895 SH   SOLE   110 0 785
AVALONBAY CMNTYS INC COM 053484101   329,992 1,465 SH   SOLE   1,465 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,875,219 12,765 SH   SOLE   6,550 0 6,215
BROWN FORMAN CORP CL A 115637100   1,282,110 26,666 SH   SOLE   25,752 0 914
BROWN FORMAN CORP CL B 115637209   361,578 7,349 SH   SOLE   7,221 0 128
CHEVRON CORP NEW COM 166764100   3,594,861 24,410 SH   SOLE   23,221 0 1,189
CISCO SYS INC COM 17275R102   475,042 8,926 SH   SOLE   8,350 0 576
COLGATE PALMOLIVE CO COM 194162103   529,285 5,099 SH   SOLE   0 0 5,099
CROWN CASTLE INC COM 22822V101   457,794 3,859 SH   SOLE   3,859 0 0
DIGITAL RLTY TR INC COM 253868103   498,113 3,078 SH   SOLE   3,078 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   5,461,290 126,448 SH   SOLE   122,563 0 3,885
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   6,383,548 226,769 SH   SOLE   180,771 0 45,998
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   296,098 10,404 SH   SOLE   8,235 0 2,169
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,484,554 54,161 SH   SOLE   40,782 0 13,379
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   1,468,911 26,659 SH   SOLE   18,447 0 8,212
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   6,047,421 209,543 SH   SOLE   152,938 0 56,605
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,566,345 41,133 SH   SOLE   40,756 0 377
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,221,581 69,905 SH   SOLE   62,145 0 7,760
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   9,999,230 355,339 SH   SOLE   233,739 0 121,600
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   4,424,519 91,152 SH   SOLE   58,271 0 32,881
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,039,062 21,765 SH   SOLE   17,826 0 3,939
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,365,892 34,414 SH   SOLE   31,054 0 3,360
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   381,888 11,137 SH   SOLE   9,987 0 1,150
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   39,780,238 639,554 SH   SOLE   608,976 0 30,578
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   1,579,758 46,368 SH   SOLE   29,428 0 16,940
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   2,618,729 84,996 SH   SOLE   29,325 0 55,671
DIMENSIONAL ETF TRUST US LARGE CAP VEC 25434V641   837,720 12,785 SH   SOLE   1,869 0 10,916
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   37,316,760 895,101 SH   SOLE   796,835 0 98,266
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,098,623 42,848 SH   SOLE   38,488 0 4,360
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   11,275,397 173,842 SH   SOLE   147,930 0 25,912
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   3,498,210 113,578 SH   SOLE   64,190 0 49,388
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   9,098,861 163,560 SH   SOLE   139,847 0 23,713
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   669,733 10,554 SH   SOLE   7,516 0 3,038
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   10,602,593 392,543 SH   SOLE   314,805 0 77,738
DISNEY WALT CO COM 254687106   1,370,516 14,248 SH   SOLE   14,244 0 4
DOW INC COM 260557103   8,518,258 155,926 SH   SOLE   147,039 0 8,887
ELI LILLY & CO COM 532457108   1,442,311 1,628 SH   SOLE   1,595 0 33
EQUINIX INC COM 29444U700   789,991 890 SH   SOLE   890 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107   270,663 3,635 SH   SOLE   3,635 0 0
ESSEX PPTY TR INC COM 297178105   204,431 692 SH   SOLE   692 0 0
EXTRA SPACE STORAGE INC COM 30225T102   391,553 2,173 SH   SOLE   2,173 0 0
EXXON MOBIL CORP COM 30231G102   1,986,411 16,946 SH   SOLE   15,939 0 1,007
GE AEROSPACE COM NEW 369604301   317,003 1,681 SH   SOLE   1,495 0 186
GLOBAL X FDS US PFD ETF 37954Y657   222,824 10,723 SH   SOLE   10,723 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104   284,970 2,423 SH   SOLE   2,423 0 0
HOME DEPOT INC COM 437076102   864,697 2,134 SH   SOLE   2,134 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   4,714,531 21,325 SH   SOLE   20,118 0 1,207
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,023,792 11,296 SH   SOLE   11,196 0 100
INVESCO QQQ TR UNIT SER 1 46090E103   16,187,728 33,167 SH   SOLE   32,533 0 634
INVITATION HOMES INC COM 46187W107   222,949 6,323 SH   SOLE   6,323 0 0
IRON MTN INC DEL COM 46284V101   368,730 3,103 SH   SOLE   3,103 0 0
ISHARES GOLD TR ISHARES NEW 464285204   10,186,811 204,966 SH   SOLE   175,531 0 29,435
ISHARES INC MSCI EMRG CHN 46434G764   389,271 6,370 SH   SOLE   3,708 0 2,662
ISHARES TR 1 3 YR TREAS BD 464287457   3,376,311 40,605 SH   SOLE   33,992 0 6,613
ISHARES TR 20 YR TR BD ETF 464287432   223,178 2,275 SH   SOLE   1,265 0 1,010
ISHARES TR COHEN STEER REIT 464287564   412,663 6,261 SH   SOLE   6,261 0 0
ISHARES TR CORE S&P SCP ETF 464287804   715,445 6,117 SH   SOLE   5,841 0 276
ISHARES TR CORE S&P500 ETF 464287200   948,711 1,645 SH   SOLE   1,645 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,913,295 18,893 SH   SOLE   7,639 0 11,254
ISHARES TR MSCI EAFE ETF 464287465   324,401 3,879 SH   SOLE   2,879 0 1,000
ISHARES TR MSCI EMG MKT ETF 464287234   623,330 13,592 SH   SOLE   12,330 0 1,262
ISHARES TR NEW YORK MUN ETF 464288323   267,576 4,925 SH   SOLE   4,925 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,449,718 3,862 SH   SOLE   3,424 0 438
ISHARES TR RUS 1000 VAL ETF 464287598   859,035 4,526 SH   SOLE   2,530 0 1,996
ISHARES TR RUSSELL 2000 ETF 464287655   720,102 3,260 SH   SOLE   3,260 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,792,942 18,725 SH   SOLE   15,964 0 2,761
ISHARES TR S&P 500 VAL ETF 464287408   370,089 1,877 SH   SOLE   1,306 0 571
ISHARES TR SHORT TREAS BD 464288679   3,712,743 33,560 SH   SOLE   23,269 0 10,291
ISHARES TR SP SMCP600VL ETF 464287879   1,311,192 12,179 SH   SOLE   10,707 0 1,472
ISHARES TR TIPS BD ETF 464287176   1,958,220 17,726 SH   SOLE   9,851 0 7,875
JOHNSON CTLS INTL PLC SHS G51502105   242,920 3,130 SH   SOLE   3,130 0 0
JPMORGAN CHASE & CO. COM 46625H100   2,434,421 11,545 SH   SOLE   10,355 0 1,190
LOCKHEED MARTIN CORP COM 539830109   233,945 400 SH   SOLE   21 0 379
MARTIN MARIETTA MATLS INC COM 573284106   3,903,590 7,252 SH   SOLE   6,961 0 291
MASTERCARD INCORPORATED CL A 57636Q104   7,654,426 15,501 SH   SOLE   14,145 0 1,356
MCDONALDS CORP COM 580135101   1,152,246 3,784 SH   SOLE   3,784 0 0
MEDTRONIC PLC SHS G5960L103   258,207 2,868 SH   SOLE   2,868 0 0
MERCK & CO INC COM 58933Y105   260,053 2,290 SH   SOLE   1,500 0 790
MICROSOFT CORP COM 594918104   527,979 1,227 SH   SOLE   737 0 490
MID-AMER APT CMNTYS INC COM 59522J103   210,702 1,326 SH   SOLE   1,326 0 0
MONDELEZ INTL INC CL A 609207105   3,007,264 40,821 SH   SOLE   40,690 0 131
NEXTERA ENERGY INC COM 65339F101   645,641 7,638 SH   SOLE   7,638 0 0
PEPSICO INC COM 713448108   720,672 4,238 SH   SOLE   4,187 0 51
PHILIP MORRIS INTL INC COM 718172109   2,719,996 22,405 SH   SOLE   18,789 0 3,616
PROCTER AND GAMBLE CO COM 742718109   904,796 5,224 SH   SOLE   3,620 0 1,604
PROLOGIS INC. COM 74340W103   795,943 6,303 SH   SOLE   6,303 0 0
PUBLIC STORAGE OPER CO COM 74460D109   497,775 1,368 SH   SOLE   1,368 0 0
REALTY INCOME CORP COM 756109104   423,392 6,676 SH   SOLE   6,676 0 0
SAP SE SPON ADR 803054204   305,391 1,333 SH   SOLE   1,333 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104   292,210 1,214 SH   SOLE   1,214 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   862,262 29,550 SH   SOLE   29,470 0 80
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,094,137 26,608 SH   SOLE   26,587 0 21
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,708,301 55,294 SH   SOLE   55,294 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   24,191,284 363,669 SH   SOLE   363,559 0 110
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   462,851 5,759 SH   SOLE   5,750 0 9
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,035,568 30,001 SH   SOLE   29,941 0 60
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,019,427 39,212 SH   SOLE   34,292 0 4,920
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   232,533 1,030 SH   SOLE   1,030 0 0
SIMON PPTY GROUP INC NEW COM 828806109   541,372 3,203 SH   SOLE   3,203 0 0
SOLVENTUM CORP COM SHS 83444M101   938,571 13,462 SH   SOLE   12,635 0 827
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   841,188 1,988 SH   SOLE   1,536 0 452
SPDR GOLD TR GOLD SHS 78463V107   504,107 2,074 SH   SOLE   1,946 0 128
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,551,296 94,550 SH   SOLE   85,965 0 8,585
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   818,872 19,837 SH   SOLE   14,902 0 4,935
SPDR S&P 500 ETF TR TR UNIT 78462F103   16,180,938 28,202 SH   SOLE   26,610 0 1,592
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   277,767 3,025 SH   SOLE   2,593 0 432
SPDR SER TR PORTFOLIO S&P500 78464A854   2,748,468 40,712 SH   SOLE   33,247 0 7,465
SPDR SER TR PORTFOLIO S&P600 78468R853   902,873 19,839 SH   SOLE   16,925 0 2,914
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,324,260 62,888 SH   SOLE   56,709 0 6,179
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,218,172 14,031 SH   SOLE   14,031 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   362,257 14,792 SH   SOLE   14,764 0 28
TE CONNECTIVITY PLC ORD SHS G87052109   276,161 1,829 SH   SOLE   1,829 0 0
THE CIGNA GROUP COM 125523100   715,053 2,064 SH   SOLE   2,033 0 31
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,678,451 34,038 SH   SOLE   24,728 0 9,310
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   891,406 11,868 SH   SOLE   10,662 0 1,206
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   349,197 6,945 SH   SOLE   6,643 0 302
VANGUARD INDEX FDS GROWTH ETF 922908736   41,346,682 107,693 SH   SOLE   92,077 0 15,616
VANGUARD INDEX FDS LARGE CAP ETF 922908637   5,046,536 19,167 SH   SOLE   16,183 0 2,984
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,968,926 71,535 SH   SOLE   60,794 0 10,741
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,668,353 10,742 SH   SOLE   9,359 0 1,383
VANGUARD INDEX FDS SM CP VAL ETF 922908611   7,172,704 35,724 SH   SOLE   30,748 0 4,976
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,515,702 23,252 SH   SOLE   17,744 0 5,508
VANGUARD INDEX FDS SML CP GRW ETF 922908595   317,369 1,187 SH   SOLE   1,187 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,194,618 7,750 SH   SOLE   6,685 0 1,065
VANGUARD INDEX FDS VALUE ETF 922908744   11,340,316 64,961 SH   SOLE   58,414 0 6,547
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   335,412 5,324 SH   SOLE   5,324 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,656,348 76,413 SH   SOLE   67,404 0 9,009
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   332,157 2,637 SH   SOLE   2,626 0 11
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   437,536 3,655 SH   SOLE   1,705 0 1,950
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   383,718 7,782 SH   SOLE   2,770 0 5,012
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,670,519 71,802 SH   SOLE   59,153 0 12,649
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,350,903 16,130 SH   SOLE   13,118 0 3,012
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   4,003,150 67,827 SH   SOLE   41,146 0 26,681
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   588,323 8,332 SH   SOLE   4,366 0 3,966
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   1,104,258 4,246 SH   SOLE   3,633 0 613
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   562,293 2,217 SH   SOLE   0 0 2,217
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   410,133 2,071 SH   SOLE   1,355 0 716
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,052,259 152,476 SH   SOLE   136,706 0 15,770
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   273,579 2,134 SH   SOLE   584 0 1,550
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   19,202,267 261,540 SH   SOLE   261,540 0 0
VANGUARD WORLD FD ESG US CORP BD 921910691   230,519 3,553 SH   SOLE   3,553 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   312,029 532 SH   SOLE   532 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   15,978,903 77,327 SH   SOLE   77,327 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   9,875,537 56,740 SH   SOLE   55,276 0 1,464
VERIZON COMMUNICATIONS INC COM 92343V104   10,683,529 237,888 SH   SOLE   223,670 0 14,218
VICI PPTYS INC COM 925652109   359,915 10,805 SH   SOLE   10,805 0 0
VISA INC COM CL A 92826C839   3,139,586 11,419 SH   SOLE   10,745 0 674
WALGREENS BOOTS ALLIANCE INC COM 931427108   1,693,629 189,021 SH   SOLE   181,400 0 7,621
WALMART INC COM 931142103   201,552 2,496 SH   SOLE   696 0 1,800
WORLD GOLD TR SPDR GLD MINIS 98149E303   39,460,281 756,959 SH   SOLE   667,554 0 89,405