The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   9,116,532 41,554 SH   SOLE   40,754 0 800
AUTOMATIC DATA PROCESSING IN COM 053015103   5,024,009 17,074 SH   SOLE   16,264 0 810
BECTON DICKINSON & CO COM 075887109   2,035,931 8,974 SH   SOLE   8,749 0 225
BROADCOM INC COM 11135F101   7,108,678 30,662 SH   SOLE   29,462 0 1,200
CHECK POINT SOFTWARE TECH LT ORD M22465104   2,855,203 15,293 SH   SOLE   14,903 0 390
CHEVRON CORP NEW COM 166764100   2,641,737 18,239 SH   SOLE   17,514 0 725
COCA COLA CO COM 191216100   2,804,938 45,052 SH   SOLE   43,502 0 1,550
COLGATE PALMOLIVE CO COM 194162103   1,501,560 16,517 SH   SOLE   16,057 0 460
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115   2,556,037 53,552 SH   SOLE   53,102 0 450
ISHARES TR ISHARES BIOTECH 464287556   5,483,939 41,479 SH   SOLE   39,964 0 1,515
KIMBERLY-CLARK CORP COM 494368103   2,282,035 17,256 SH   SOLE   16,426 0 830
NEXTERA ENERGY INC COM 65339F101   3,105,539 43,319 SH   SOLE   40,969 0 2,350
NORFOLK SOUTHN CORP COM 655844108   2,980,455 12,699 SH   SOLE   11,749 0 950
NVIDIA CORPORATION COM 67066G104   1,091,106 8,125 SH   SOLE   7,095 0 1,030
PFIZER INC COM 717081103   888,755 33,500 SH   SOLE   32,400 0 1,100
PHILLIPS 66 COM 718546104   1,671,467 14,671 SH   SOLE   14,146 0 525
RTX CORPORATION COM 75513E101   3,055,516 26,404 SH   SOLE   25,994 0 410
SNAP ON INC COM 833034101   3,704,406 10,912 SH   SOLE   10,267 0 645
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,814,735 33,453 SH   SOLE   32,953 0 500
UNITED PARCEL SERVICE INC CL B 911312106   1,892,761 15,010 SH   SOLE   14,585 0 425
VANGUARD WORLD FD FINANCIALS ETF 92204A405   2,217,709 18,783 SH   SOLE   17,853 0 930
WASTE MGMT INC DEL COM 94106L109   4,406,488 21,837 SH   SOLE   21,087 0 750
DANAHER CORPORATION COM 235851102   2,485,963 10,817 SH   SOLE   10,543 0 274
JOHNSON & JOHNSON COM 478160104   740,888 5,123 SH   SOLE   5,123 0 0
JPMORGAN CHASE & CO. COM 46625H100   322,410 1,345 SH   SOLE   1,345 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   256,101 492 SH   SOLE   453 0 39
ABBOTT LABS COM 002824100   3,209,496 28,375 SH   SOLE   27,450 0 925
ALPHABET INC CAP STK CL C 02079K107   3,558,371 18,685 SH   SOLE   17,925 0 760
APPLE INC COM 037833100   13,246,171 52,896 SH   SOLE   51,393 0 1,503
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,564,919 12,277 SH   SOLE   11,758 0 519
BLACKROCK INC COM 09290D101   3,547,906 3,461 SH   SOLE   3,329 0 132
COSTCO WHSL CORP NEW COM 22160K105   17,983,631 19,627 SH   SOLE   18,877 0 750
ISHARES INC MSCI GERMANY ETF 464286806   1,087,512 34,177 SH   SOLE   32,917 0 1,260
MICROSOFT CORP COM 594918104   25,938,695 61,539 SH   SOLE   58,994 0 2,545
PACCAR INC COM 693718108   5,798,898 54,202 SH   SOLE   53,652 0 550
PEPSICO INC COM 713448108   2,229,107 14,510 SH   SOLE   14,070 0 440
PROCTER AND GAMBLE CO COM 742718109   2,994,732 17,863 SH   SOLE   16,629 0 1,234
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   545,181 13,405 SH   SOLE   12,455 0 950
UNITEDHEALTH GROUP INC COM 91324P102   2,722,033 5,381 SH   SOLE   5,376 0 5
WEC ENERGY GROUP INC COM 92939U106   1,097,447 11,670 SH   SOLE   11,470 0 200
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,280,857 13,269 SH   SOLE   12,399 0 870
BRISTOL-MYERS SQUIBB CO COM 110122108   1,689,447 29,870 SH   SOLE   28,520 0 1,350
L3HARRIS TECHNOLOGIES INC COM 502431109   2,803,874 13,334 SH   SOLE   12,543 0 791
NOVO-NORDISK A S ADR 670100205   7,218,024 83,911 SH   SOLE   81,411 0 2,500
STARBUCKS CORP COM 855244109   4,321,235 47,356 SH   SOLE   45,771 0 1,585
INTEL CORP COM 458140100   743,991 37,107 SH   SOLE   35,982 0 1,125
SHELL PLC SPON ADS 780259305   1,960,820 31,298 SH   SOLE   30,998 0 300
VISA INC COM CL A 92826C839   2,119,048 6,705 SH   SOLE   6,350 0 355
CONOCOPHILLIPS COM 20825C104   1,607,050 16,205 SH   SOLE   15,975 0 230
AIR PRODS & CHEMS INC COM 009158106   2,866,755 9,884 SH   SOLE   9,689 0 195
KENVUE INC COM 49177J102   1,191,479 55,807 SH   SOLE   54,225 0 1,582
KNIFE RIVER CORP COMMON STOCK 498894104   308,681 3,037 SH   SOLE   2,851 0 186
STRYKER CORPORATION COM 863667101   4,918,931 13,630 SH   SOLE   13,080 0 550
DISNEY WALT CO COM 254687106   1,737,266 15,533 SH   SOLE   15,258 0 275
WISDOMTREE TR INDIA ERNGS FD 97717W422   332,146 7,337 SH   SOLE   6,872 0 465
SAP SE SPON ADR 803054204   2,008,827 8,159 SH   SOLE   8,059 0 100
TOTALENERGIES SE SPONSORED ADS 89151E109   473,695 8,564 SH   SOLE   8,209 0 355
AMERICAN WTR WKS CO INC NEW COM 030420103   405,837 3,260 SH   SOLE   3,130 0 130
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   434,911 3,702 SH   SOLE   3,702 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   657,728 35,553 SH   SOLE   35,241 0 312
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   337,054 12,164 SH   SOLE   12,164 0 0
SPDR GOLD TR GOLD SHS 78463V107   510,168 2,107 SH   SOLE   2,107 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   476,335 833 SH   SOLE   833 0 0
ALPHABET INC CAP STK CL A 02079K305   560,517 2,961 SH   SOLE   2,961 0 0
CISCO SYS INC COM 17275R102   1,702,888 28,765 SH   SOLE   28,595 0 170
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   1,614,451 31,922 SH   SOLE   30,922 0 1,000
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   333,035 9,701 SH   SOLE   9,554 0 147
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,267,721 24,920 SH   SOLE   24,520 0 400
HOME DEPOT INC COM 437076102   205,387 528 SH   SOLE   485 0 43
WALMART INC COM 931142103   277,920 3,073 SH   SOLE   2,785 0 288
FAIR ISAAC CORP COM 303250104   418,095 210 SH   SOLE   210 0 0
TRACTOR SUPPLY CO COM 892356106   209,587 3,950 SH   SOLE   3,950 0 0
UNION PAC CORP COM 907818108   326,781 1,433 SH   SOLE   1,433 0 0
EXXON MOBIL CORP COM 30231G102   675,109 6,276 SH   SOLE   5,776 0 500
ADOBE INC COM 00724F101   532,727 1,198 SH   SOLE   1,170 0 28
VANGUARD INDEX FDS GROWTH ETF 922908736   255,294 622 SH   SOLE   622 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   603,468 26,034 SH   SOLE   26,034 0 0
ISHARES TR NATIONAL MUN ETF 464288414   527,423 4,950 SH   SOLE   4,950 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,250,493 24,945 SH   SOLE   24,945 0 0
AMERICAN EXPRESS CO COM 025816109   905,210 3,050 SH   SOLE   3,050 0 0
NETFLIX INC COM 64110L106   432,290 485 SH   SOLE   485 0 0
AMERIPRISE FINL INC COM 03076C106   400,387 752 SH   SOLE   752 0 0
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118   564,049 7,189 SH   SOLE   7,189 0 0
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   655,379 6,693 SH   SOLE   6,693 0 0
ORACLE CORP COM 68389X105   239,295 1,436 SH   SOLE   1,436 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   997,029 33,570 SH   SOLE   33,570 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   572,491 20,955 SH   SOLE   20,955 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   230,923 4,829 SH   SOLE   4,727 0 102
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   377,708 7,887 SH   SOLE   7,887 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   457,876 11,004 SH   SOLE   11,004 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   250,370 7,539 SH   SOLE   7,539 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   1,406,379 59,391 SH   SOLE   59,391 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,528,097 4,692 SH   SOLE   4,692 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   469,027 1,952 SH   SOLE   1,952 0 0
NU HLDGS LTD ORD SHS CL A G6683N103   129,065 12,458 SH   SOLE   12,458 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   716,820 26,000 SH   SOLE   26,000 0 0
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   926,850 37,000 SH   SOLE   37,000 0 0
PROTALIX BIOTHERAPEUTICS INC COM 74365A309   18,988 10,100 SH   SOLE   10,100 0 0