The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 803 3,814 SH   SOLE 0 0 0 3,814
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 3,054 14,400 SH   SOLE 0 0 0 14,400
ALPHABET INC CAP STK CL C 02079K107 646 483 SH   SOLE 0 0 0 483
ALPHABET INC CAP STK CL A 02079K305 1,025 765 SH   SOLE 0 0 0 765
APPLE INC COM 037833100 4,476 15,241 SH   SOLE 0 0 0 15,241
BERKSHIRE HATHAWAY INC DEL CL A 084670108 340 1 SH   SOLE 0 0 0 1
GENTEX CORP COM 371901109 580 20,000 SH   SOLE 0 0 0 20,000
HONEYWELL INTL INC COM 438516106 301 1,702 SH   SOLE 0 0 0 1,702
INVESCO EXCHNG TRADED FD TR KBW PREM YIELD 46138E594 1,116 35,773 SH   SOLE 0 0 0 35,773
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 242 4,154 SH   SOLE 0 0 0 4,154
INVESCO QQQ TR UNIT SER 1 46090E103 6,339 29,817 SH   SOLE 0 0 0 29,817
ISHARES GOLD TRUST ISHARES 464285105 1,433 98,818 SH   SOLE 0 0 0 98,818
ISHARES INC CORE MSCI EMKT 46434G103 11,333 210,815 SH   SOLE 0 0 0 210,815
ISHARES TR CORE MSCI EAFE 46432F842 6,045 92,652 SH   SOLE 0 0 0 92,652
ISHARES TR MSCI MIN VOL ETF 46429B697 247 3,770 SH   SOLE 0 0 0 3,770
ISHARES TR CORE S&P TTL STK 464287150 23,466 322,819 SH   SOLE 0 0 0 322,819
ISHARES TR RESIDNL REAL EST 464288562 3,284 43,590 SH   SOLE 0 0 0 43,590
ISHARES TR RUS 2000 GRW ETF 464287648 1,446 6,750 SH   SOLE 0 0 0 6,750
ISHARES TR CORE S&P MCP ETF 464287507 5,766 28,016 SH   SOLE 0 0 0 28,016
ISHARES TR CORE S&P SCP ETF 464287804 1,573 18,755 SH   SOLE 0 0 0 18,755
ISHARES TR CORE S&P500 ETF 464287200 4,887 15,120 SH   SOLE 0 0 0 15,120
ISHARES TR RUSSELL 2000 ETF 464287655 1,464 8,834 SH   SOLE 0 0 0 8,834
ISHARES TR RUSSELL 3000 ETF 464287689 6,020 31,939 SH   SOLE 0 0 0 31,939
ISHARES TR COHEN STEER REIT 464287564 1,325 11,324 SH   SOLE 0 0 0 11,324
MACATAWA BK CORP COM 554225102 512 46,000 SH   SOLE 0 0 0 46,000
MEDTRONIC PLC SHS G5960L103 397 3,500 SH   SOLE 0 0 0 3,500
MERCANTILE BANK CORP COM 587376104 529 14,500 SH   SOLE 0 0 0 14,500
NOVARTIS A G SPONSORED ADR 66987V109 501 5,295 SH   SOLE 0 0 0 5,295
PROSHARES TR S&P 500 DV ARIST 74348A467 242 3,206 SH   SOLE 0 0 0 3,206
RESONANT INC COM 76118L102 36 15,000 SH   SOLE 0 0 0 15,000
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 236 4,082 SH   SOLE 0 0 0 4,082
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,013 11,051 SH   SOLE 0 0 0 11,051
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,217 17,680 SH   SOLE 0 0 0 17,680
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,166 21,748 SH   SOLE 0 0 0 21,748
SPDR GOLD TRUST GOLD SHS 78463V107 2,225 15,569 SH   SOLE 0 0 0 15,569
SPDR S&P 500 ETF TR TR UNIT 78462F103 428 1,331 SH   SOLE 0 0 0 1,331
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 7,942 21,158 SH   SOLE 0 0 0 21,158
SPOTIFY TECHNOLOGY S A SHS L8681T102 401 2,681 SH   SOLE 0 0 0 2,681
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,792 19,310 SH   SOLE 0 0 0 19,310
ZOMEDICA PHARMACEUTICALS COR COM 98979F107 19 58,500 SH   SOLE 0 0 0 58,500