The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CORPORATION Equities 88579Y101   78,686 770 SH   DFND   770 0 0
3M CORPORATION Equities 88579Y101   516,468 5,054 SH   SOLE   5,054 0 0
ABBOTT LABORATORIES Equities 002824100   569,635 5,482 SH   DFND   5,482 0 0
ABBOTT LABORATORIES Equities 002824100   14,610,162 140,604 SH   SOLE   139,579 0 1,025
ABBVIE INC Equities 00287Y109   1,517,780 8,849 SH   DFND   8,849 0 0
ABBVIE INC Equities 00287Y109   42,957,184 250,450 SH   SOLE   249,375 0 1,075
ACCENTURE PLC Equities G1151C101   1,076,195 3,547 SH   DFND   3,547 0 0
ACCENTURE PLC Equities G1151C101   70,875,362 233,596 SH   SOLE   233,596 0 0
ADC THERAPEUTICS SA Equities H0036K147   357,080 113,000 SH   SOLE   113,000 0 0
ADOBE SYS INC Equities 00724F101   574,984 1,035 SH   DFND   1,035 0 0
ADOBE SYS INC Equities 00724F101   18,908,359 34,036 SH   SOLE   34,036 0 0
ADR TOYOTA MOTOR Equities 892331307   296,182 1,445 SH   DFND   1,445 0 0
ADR TOYOTA MOTOR Equities 892331307   2,255 11 SH   SOLE   11 0 0
ADVANCED MICRO DEV Equities 007903107   835,868 5,153 SH   DFND   5,153 0 0
ADVANCED MICRO DEV Equities 007903107   21,574,903 133,006 SH   SOLE   133,006 0 0
AFLAC INCORPORATED Equities 001055102   87,524 980 SH   DFND   980 0 0
AFLAC INCORPORATED Equities 001055102   1,329,558 14,887 SH   SOLE   14,887 0 0
AIR PRODS & CHEMS Equities 009158106   545,518 2,114 SH   DFND   2,114 0 0
AIR PRODS & CHEMS Equities 009158106   443,588 1,719 SH   SOLE   1,719 0 0
AKAMAI TECHNOLOGIES INC Equities 00971T101   18,917 210 SH   DFND   210 0 0
AKAMAI TECHNOLOGIES INC Equities 00971T101   1,999,145 22,193 SH   SOLE   22,193 0 0
AKOUSTIS TECHNOLOGIES ORD SHS Equities 00973N102   1,976 15,000 SH   SOLE   15,000 0 0
ALIBABA GROUP HOLDING LIMITED Equities 01609W102   806,400 11,200 SH   SOLE   11,200 0 0
ALLSTATE CORP Equities 020002101   166,046 1,040 SH   DFND   1,040 0 0
ALLSTATE CORP Equities 020002101   707,613 4,432 SH   SOLE   4,432 0 0
ALPHABET INC Equities 02079K107   3,378,596 18,420 SH   DFND   18,420 0 0
ALPHABET INC Equities 02079K107   115,401,077 629,163 SH   SOLE   628,463 0 700
ALPHABET INC CL A Equities 02079K305   2,382,522 13,080 SH   DFND   13,080 0 0
ALPHABET INC CL A Equities 02079K305   35,580,635 195,337 SH   SOLE   195,337 0 0
ALTRIA GROUP Equities 02209S103   95,200 2,090 SH   DFND   2,090 0 0
ALTRIA GROUP Equities 02209S103   1,887,683 41,442 SH   SOLE   41,442 0 0
AMAZON.COM, INC Equities 023135106   2,499,302 12,933 SH   DFND   12,933 0 0
AMAZON.COM, INC Equities 023135106   57,763,005 298,903 SH   SOLE   298,903 0 0
AMERICAN ELEC PWR Equities 025537101   49,134 560 SH   DFND   560 0 0
AMERICAN ELEC PWR Equities 025537101   261,202 2,977 SH   SOLE   2,977 0 0
AMERICAN EXPRESS CO Equities 025816109   373,953 1,615 SH   DFND   1,615 0 0
AMERICAN EXPRESS CO Equities 025816109   10,024,957 43,295 SH   SOLE   43,295 0 0
AMERICAN TOWER CORP Equities 03027X100   305,565 1,572 SH   DFND   1,572 0 0
AMERICAN TOWER CORP Equities 03027X100   296,235 1,524 SH   SOLE   1,524 0 0
AMERICAN WTR WKS CO INC NEW Equities 030420103   29,707 230 SH   DFND   230 0 0
AMERICAN WTR WKS CO INC NEW Equities 030420103   632,238 4,895 SH   SOLE   4,895 0 0
AMERIPRISE FINANCIAL, INC. Equities 03076C106   85,438 200 SH   DFND   200 0 0
AMERIPRISE FINANCIAL, INC. Equities 03076C106   1,285,415 3,009 SH   SOLE   3,009 0 0
AMGEN INC Equities 031162100   868,923 2,781 SH   DFND   2,781 0 0
AMGEN INC Equities 031162100   24,420,155 78,157 SH   SOLE   78,157 0 0
AMPHENOL CORP NEW Equities 032095101   86,234 1,280 SH   DFND   1,280 0 0
AMPHENOL CORP NEW Equities 032095101   2,943,328 43,689 SH   SOLE   43,689 0 0
ANALOG DEVICES INC Equities 032654105   70,761 310 SH   DFND   310 0 0
ANALOG DEVICES INC Equities 032654105   440,542 1,930 SH   SOLE   1,930 0 0
APPLE COMPUTER INC Equities 037833100   6,609,887 31,383 SH   DFND   31,383 0 0
APPLE COMPUTER INC Equities 037833100   138,814,377 659,075 SH   SOLE   659,075 0 0
APPLIED MATERIALS Equities 038222105   240,710 1,020 SH   DFND   1,020 0 0
APPLIED MATERIALS Equities 038222105   1,830,102 7,755 SH   SOLE   7,755 0 0
ARES CAP CORP Equities 04010L103   250,080 12,000 SH   SOLE   12,000 0 0
ASML HOLDING NV Equities N07059210   504,206 493 SH   DFND   493 0 0
ASML HOLDING NV Equities N07059210   1,514,663 1,481 SH   SOLE   1,481 0 0
ASTRAZENECA ADR Equities 046353108   211,197 2,708 SH   DFND   2,708 0 0
ASTRAZENECA ADR Equities 046353108   1,150,119 14,747 SH   SOLE   14,747 0 0
AT&T INC COM Equities 00206R102   71,815 3,758 SH   DFND   3,758 0 0
AT&T INC COM Equities 00206R102   1,515,423 79,300 SH   SOLE   79,300 0 0
AUTODESK INC Equities 052769106   413,736 1,672 SH   DFND   1,672 0 0
AUTODESK INC Equities 052769106   9,885,628 39,950 SH   SOLE   39,950 0 0
AUTOMATIC DATA PRO Equities 053015103   675,254 2,829 SH   DFND   2,829 0 0
AUTOMATIC DATA PRO Equities 053015103   2,510,780 10,519 SH   SOLE   10,519 0 0
AUTOZONE INC Equities 053332102   506,861 171 SH   DFND   171 0 0
AUTOZONE INC Equities 053332102   10,069,048 3,397 SH   SOLE   3,397 0 0
BANCO BILBAO VIZCAYA Equities 05946K101   80,561 8,032 SH   DFND   8,032 0 0
BANCO BILBAO VIZCAYA Equities 05946K101   42,577 4,245 SH   SOLE   4,245 0 0
BANCO SANTANDER ADR Equities 05964H105   62,524 13,504 SH   DFND   13,504 0 0
BANCO SANTANDER ADR Equities 05964H105   153,985 33,258 SH   SOLE   33,258 0 0
BANK NEW YORK MELLON CORPCOM Equities 064058100   53,901 900 SH   DFND   900 0 0
BANK NEW YORK MELLON CORPCOM Equities 064058100   866,788 14,473 SH   SOLE   14,473 0 0
BANK OF AMERICA CORP Equities 060505104   544,929 13,702 SH   DFND   13,702 0 0
BANK OF AMERICA CORP Equities 060505104   9,337,598 234,790 SH   SOLE   234,790 0 0
BAXTER INTRNL Equities 071813109   21,743 650 SH   DFND   650 0 0
BAXTER INTRNL Equities 071813109   519,679 15,536 SH   SOLE   15,536 0 0
BECTON, DICKINSON Equities 075887109   49,079 210 SH   DFND   210 0 0
BECTON, DICKINSON Equities 075887109   1,804,709 7,722 SH   SOLE   7,722 0 0
BERKSHIRE HATHAWAY Equities 084670108   2,448,964 4 SH   SOLE   4 0 0
BERKSHIRE HATHAWAY INC DELCL B Equities 084670702   1,152,464 2,833 SH   DFND   2,833 0 0
BERKSHIRE HATHAWAY INC DELCL B Equities 084670702   46,902,006 115,295 SH   SOLE   114,375 0 920
BHP BILLITON LIMITED Equities 088606108   170,471 2,986 SH   DFND   2,986 0 0
BHP BILLITON LIMITED Equities 088606108   60,401 1,058 SH   SOLE   1,058 0 0
BLACKROCK INC Equities 09247X101   1,168,383 1,484 SH   DFND   1,484 0 0
BLACKROCK INC Equities 09247X101   27,562,499 35,008 SH   SOLE   35,008 0 0
BLACKSTONE GROUP ORD SHS CLASS Equities 09260D107   2,598,067 20,986 SH   SOLE   20,986 0 0
BLACKSTONE SECURED LENDING ORD Equities 09261X102   459,300 15,000 SH   SOLE   15,000 0 0
BOEING COMPANY Equities 097023105   231,153 1,270 SH   DFND   1,270 0 0
BOEING COMPANY Equities 097023105   3,129,844 17,196 SH   SOLE   17,196 0 0
BOOKING HOLDINGS INC. Equities 09857L108   562,533 142 SH   DFND   142 0 0
BOOKING HOLDINGS INC. Equities 09857L108   11,119,931 2,807 SH   SOLE   2,807 0 0
BP AMOCO PLC ADR Equities 055622104   102,019 2,826 SH   DFND   2,826 0 0
BP AMOCO PLC ADR Equities 055622104   1,452,556 40,237 SH   SOLE   40,237 0 0
BRISTOL MYERS SQUIBB Equities 110122108   66,406 1,599 SH   DFND   1,599 0 0
BRISTOL MYERS SQUIBB Equities 110122108   930,521 22,406 SH   SOLE   22,406 0 0
BROADCOM INC Equities 11135F101   2,671,602 1,664 SH   DFND   1,664 0 0
BROADCOM INC Equities 11135F101   12,813,735 7,981 SH   SOLE   7,981 0 0
BROADSTONE NET LEASE INC Equities 11135E203   274,551 17,300 SH   SOLE   17,300 0 0
BROOKFIELD ASSET MANAGEMENT VOT Equities 113004105   39,610 1,041 SH   DFND   1,041 0 0
BROOKFIELD ASSET MANAGEMENT VOT Equities 113004105   3,843,202 101,004 SH   SOLE   101,004 0 0
BROOKFIELD INFRAST PARTNERS LP Equities G16252101   61,740 2,250 SH   DFND   2,250 0 0
BROOKFIELD INFRAST PARTNERS LP Equities G16252101   3,110,379 113,352 SH   SOLE   113,352 0 0
BROOKFIELD INFRASTRUCTURE CORP Equities 11275Q107   8,381 249 SH   DFND   249 0 0
BROOKFIELD INFRASTRUCTURE CORP Equities 11275Q107   669,329 19,885 SH   SOLE   19,885 0 0
BROOKFIELD ORD SHS CLASS A Equities 11271J107   634,897 15,284 SH   DFND   15,284 0 0
BROOKFIELD ORD SHS CLASS A Equities 11271J107   35,519,649 855,071 SH   SOLE   855,071 0 0
CABOT CORP Equities 127055101   459,450 5,000 SH   SOLE   5,000 0 0
CACI INTL INC CLASS A Equities 127190304   430,130 1,000 SH   SOLE   1,000 0 0
CANADIAN NATL RR Equities 136375102   127,817 1,082 SH   DFND   1,082 0 0
CANADIAN NATL RR Equities 136375102   293,199 2,482 SH   SOLE   2,482 0 0
CAPITAL ONE FINL Equities 14040H105   107,991 780 SH   DFND   780 0 0
CAPITAL ONE FINL Equities 14040H105   1,508,413 10,895 SH   SOLE   10,895 0 0
CARRIER GLOBAL CORPORATION COM Equities 14448C104   85,663 1,358 SH   DFND   1,358 0 0
CARRIER GLOBAL CORPORATION COM Equities 14448C104   1,544,072 24,478 SH   SOLE   24,478 0 0
CATERPILLAR INC Equities 149123101   521,635 1,566 SH   DFND   1,566 0 0
CATERPILLAR INC Equities 149123101   14,969,514 44,940 SH   SOLE   44,940 0 0
CBOE HOLDINGS INC Equities 12503M108   3,384,874 19,904 SH   SOLE   19,904 0 0
CBRE GROUP, INC. Equities 12504L109   246,656 2,768 SH   DFND   2,768 0 0
CBRE GROUP, INC. Equities 12504L109   20,324,743 228,086 SH   SOLE   225,286 0 2,800
CDW CORPORATION Equities 12514G108   1,545,615 6,905 SH   SOLE   6,905 0 0
CENTERPOINT ENERGY Equities 15189T107   11,153 360 SH   DFND   360 0 0
CENTERPOINT ENERGY Equities 15189T107   254,408 8,212 SH   SOLE   8,212 0 0
CHARLES RIVER LABS Equities 159864107   122,915 595 SH   DFND   595 0 0
CHARLES RIVER LABS Equities 159864107   5,952,809 28,816 SH   SOLE   28,816 0 0
CHECK POINT SOFTWARE TECH Equities M22465104   15,426,015 93,491 SH   SOLE   93,491 0 0
CHEVRON CORP Equities 166764100   1,186,289 7,584 SH   DFND   7,584 0 0
CHEVRON CORP Equities 166764100   22,524,011 143,997 SH   SOLE   143,997 0 0
CHIPOTLE MEXICAN GRILL INC Equities 169656105   1,456,613 23,250 SH   SOLE   23,250 0 0
CHURCH & DWIGHT CO INC Equities 171340102   445,824 4,300 SH   SOLE   4,300 0 0
CIGNA CORPORATION Equities 125523100   297,182 899 SH   DFND   899 0 0
CIGNA CORPORATION Equities 125523100   7,404,768 22,400 SH   SOLE   22,400 0 0
CINTAS CORP Equities 172908105   84,031 120 SH   DFND   120 0 0
CINTAS CORP Equities 172908105   227,585 325 SH   SOLE   325 0 0
CISCO SYSTEMS INC Equities 17275R102   566,937 11,933 SH   DFND   11,933 0 0
CISCO SYSTEMS INC Equities 17275R102   5,820,165 122,504 SH   SOLE   122,504 0 0
CITIGROUP INC COM NEW Equities 172967424   181,115 2,854 SH   DFND   2,854 0 0
CITIGROUP INC COM NEW Equities 172967424   532,429 8,390 SH   SOLE   8,390 0 0
CME GROUP INC Equities 12572Q105   78,640 400 SH   DFND   400 0 0
CME GROUP INC Equities 12572Q105   3,234,463 16,452 SH   SOLE   16,452 0 0
COCA COLA CO Equities 191216100   333,526 5,240 SH   DFND   5,240 0 0
COCA COLA CO Equities 191216100   3,969,532 62,365 SH   SOLE   62,365 0 0
COLGATE-PALMOLIVE CO Equities 194162103   310,528 3,200 SH   DFND   3,200 0 0
COLGATE-PALMOLIVE CO Equities 194162103   5,109,350 52,652 SH   SOLE   52,652 0 0
COMCAST CORP NEW A Equities 20030N101   641,832 16,390 SH   DFND   16,390 0 0
COMCAST CORP NEW A Equities 20030N101   15,165,650 387,274 SH   SOLE   387,274 0 0
CONOCOPHILLIPS COM Equities 20825C104   450,543 3,939 SH   DFND   3,939 0 0
CONOCOPHILLIPS COM Equities 20825C104   3,775,341 33,007 SH   SOLE   33,007 0 0
CONSTELLATION BRANDS Equities 21036P108   46,310 180 SH   DFND   180 0 0
CONSTELLATION BRANDS Equities 21036P108   2,066,216 8,031 SH   SOLE   8,031 0 0
CORNING INC Equities 219350105   326,146 8,395 SH   DFND   8,395 0 0
CORNING INC Equities 219350105   13,398,005 344,865 SH   SOLE   344,865 0 0
CORTEVA INC Equities 22052L104   57,015 1,057 SH   DFND   1,057 0 0
CORTEVA INC Equities 22052L104   652,296 12,093 SH   SOLE   12,093 0 0
COSTCO WHSL CORP NEW Equities 22160K105   611,143 719 SH   DFND   719 0 0
COSTCO WHSL CORP NEW Equities 22160K105   40,359,225 47,482 SH   SOLE   47,482 0 0
CROWN CASTLE INTERNATIONAL CORP Equities 22822V101   274,635 2,811 SH   DFND   2,811 0 0
CROWN CASTLE INTERNATIONAL CORP Equities 22822V101   52,074 533 SH   SOLE   533 0 0
CROWN HOLDINGS INC Equities 228368106   334,755 4,500 SH   SOLE   4,500 0 0
CSX CORP Equities 126408103   150,525 4,500 SH   DFND   4,500 0 0
CSX CORP Equities 126408103   1,314,986 39,312 SH   SOLE   39,312 0 0
CUMMINS INC Equities 231021106   105,787 382 SH   DFND   382 0 0
CUMMINS INC Equities 231021106   18,383,167 66,382 SH   SOLE   66,382 0 0
CVS HEALTH CORPORATION Equities 126650100   323,117 5,471 SH   DFND   5,471 0 0
CVS HEALTH CORPORATION Equities 126650100   4,939,719 83,639 SH   SOLE   83,639 0 0
D B A CHUBB LIMITED Equities H1467J104   574,950 2,254 SH   DFND   2,254 0 0
D B A CHUBB LIMITED Equities H1467J104   17,424,005 68,308 SH   SOLE   68,308 0 0
D R HORTON INC Equities 23331A109   35,233 250 SH   DFND   250 0 0
D R HORTON INC Equities 23331A109   723,676 5,135 SH   SOLE   5,135 0 0
DANAHER CORP Equities 235851102   378,023 1,513 SH   DFND   1,513 0 0
DANAHER CORP Equities 235851102   4,035,327 16,152 SH   SOLE   16,152 0 0
DEERE & CO Equities 244199105   145,716 390 SH   DFND   390 0 0
DEERE & CO Equities 244199105   3,139,987 8,404 SH   SOLE   8,404 0 0
DEXCOM INC Equities 252131107   103,743 915 SH   DFND   915 0 0
DEXCOM INC Equities 252131107   1,209,198 10,665 SH   SOLE   10,665 0 0
DEXCOM INC CV 0.250 11/15/25 Fixed Income 252131AK3   20,000 20,000 PRN   SOLE   20,000 0 0
DFA INTERNATIONAL CORE EQUITY M Mutual Funds 25434V203   2,423,446 81,680 SH   SOLE   81,680 0 0
DFA T.A.WORLD EX U.S. CORE EQUI Mutual Funds 25434V880   342,738 13,483 SH   SOLE   13,483 0 0
DIAGEO PLC SPON ADR Equities 25243Q205   107,798 855 SH   DFND   855 0 0
DIAGEO PLC SPON ADR Equities 25243Q205   5,786,316 45,894 SH   SOLE   45,894 0 0
DIAMONDBACK ENERGY INC Equities 25278X109   41,239 206 SH   DFND   206 0 0
DIAMONDBACK ENERGY INC Equities 25278X109   202,993 1,014 SH   SOLE   1,014 0 0
DIGITAL REALTY TRUST Equities 253868103   9,123 60 SH   DFND   60 0 0
DIGITAL REALTY TRUST Equities 253868103   1,838,589 12,092 SH   SOLE   12,092 0 0
DIMENSIONAL U S CORE EQUITY 2 E Mutual Funds 25434V708   1,244,260 38,593 SH   SOLE   38,593 0 0
DIMENSIONAL U S SMALL CAP ETF Mutual Funds 25434V500   931,841 15,510 SH   SOLE   15,510 0 0
DISCOVER FINANCIAL SERVICES Equities 254709108   82,410 630 SH   DFND   630 0 0
DISCOVER FINANCIAL SERVICES Equities 254709108   2,223,901 17,001 SH   SOLE   17,001 0 0
DISNEY WALT CO Equities 254687106   867,497 8,737 SH   DFND   8,737 0 0
DISNEY WALT CO Equities 254687106   25,542,452 257,251 SH   SOLE   257,251 0 0
DOLLAR TREE INC Equities 256746108   11,424 107 SH   DFND   107 0 0
DOLLAR TREE INC Equities 256746108   1,169,559 10,954 SH   SOLE   10,954 0 0
DOMINION RES INC VA Equities 25746U109   66,493 1,357 SH   DFND   1,357 0 0
DOMINION RES INC VA Equities 25746U109   209,034 4,266 SH   SOLE   4,266 0 0
DOW INC Equities 260557103   147,479 2,780 SH   DFND   2,780 0 0
DOW INC Equities 260557103   11,028,830 207,895 SH   SOLE   207,895 0 0
DUKE ENERGY CORP NEW Equities 26441C204   273,027 2,724 SH   DFND   2,724 0 0
DUKE ENERGY CORP NEW Equities 26441C204   7,937,915 79,197 SH   SOLE   79,197 0 0
DUPONT DE NEMOURS INC Equities 26614N102   71,717 891 SH   DFND   891 0 0
DUPONT DE NEMOURS INC Equities 26614N102   1,784,866 22,175 SH   SOLE   22,175 0 0
EATON CORP NEW Equities G29183103   555,297 1,771 SH   DFND   1,771 0 0
EATON CORP NEW Equities G29183103   923,405 2,945 SH   SOLE   2,945 0 0
ECOLAB INC Equities 278865100   38,080 160 SH   DFND   160 0 0
ECOLAB INC Equities 278865100   514,556 2,162 SH   SOLE   2,162 0 0
EDISON INTL Equities 281020107   28,006 390 SH   DFND   390 0 0
EDISON INTL Equities 281020107   290,902 4,051 SH   SOLE   4,051 0 0
EDWARDS LIFESCIENCES Equities 28176E108   70,663 765 SH   DFND   765 0 0
EDWARDS LIFESCIENCES Equities 28176E108   672,546 7,281 SH   SOLE   7,281 0 0
ELEVANCE HEALTH ORD SHS Equities 036752103   287,186 530 SH   DFND   530 0 0
ELEVANCE HEALTH ORD SHS Equities 036752103   520,727 961 SH   SOLE   961 0 0
EMERSON ELECTRIC CO Equities 291011104   263,062 2,388 SH   DFND   2,388 0 0
EMERSON ELECTRIC CO Equities 291011104   15,195,140 137,937 SH   SOLE   137,937 0 0
ENBRIDGE INC Equities 29250N105   584,067 16,411 SH   DFND   16,411 0 0
ENBRIDGE INC Equities 29250N105   23,867,045 670,611 SH   SOLE   670,611 0 0
ENERGY SELECT SECTOR SPDR Mutual Funds 81369Y506   1,064,632 11,680 SH   SOLE   11,680 0 0
ENERGY TRANSFER EQ LP Equities 29273V100   387,253 23,875 SH   SOLE   23,875 0 0
ENTERPRISE PRODUCTS PARTNERS LP Equities 293792107   501,238 17,296 SH   SOLE   17,296 0 0
EOG RES INC Equities 26875P101   95,158 756 SH   DFND   756 0 0
EOG RES INC Equities 26875P101   295,039 2,344 SH   SOLE   2,344 0 0
EPAM SYSTEMS INC Equities 29414B104   13,168 70 SH   DFND   70 0 0
EPAM SYSTEMS INC Equities 29414B104   190,932 1,015 SH   SOLE   1,015 0 0
EQUIFAX, INC. Equities 294429105   37,581 155 SH   DFND   155 0 0
EQUIFAX, INC. Equities 294429105   1,714,435 7,071 SH   SOLE   7,071 0 0
ESSENTIAL UTILITIES INC Equities 29670G102   37,330 1,000 SH   DFND   1,000 0 0
ESSENTIAL UTILITIES INC Equities 29670G102   192,511 5,157 SH   SOLE   5,157 0 0
EXTRA SPACE STORAGE INC Equities 30225T102   21,913 141 SH   DFND   141 0 0
EXTRA SPACE STORAGE INC Equities 30225T102   195,817 1,260 SH   SOLE   1,260 0 0
EXXON MOBIL CORP Equities 30231G102   894,137 7,767 SH   DFND   7,767 0 0
EXXON MOBIL CORP Equities 30231G102   18,355,769 159,449 SH   SOLE   159,449 0 0
FACTSET RESH SYS Equities 303075105   161,267 395 SH   DFND   395 0 0
FACTSET RESH SYS Equities 303075105   2,399,811 5,878 SH   SOLE   5,878 0 0
FASTENAL CO Equities 311900104   143,904 2,290 SH   DFND   2,290 0 0
FASTENAL CO Equities 311900104   11,920,497 189,696 SH   SOLE   189,696 0 0
FEDEX CORPORATION Equities 31428X106   193,397 645 SH   DFND   645 0 0
FEDEX CORPORATION Equities 31428X106   6,790,476 22,647 SH   SOLE   22,647 0 0
FIDELITY NATL INFORMATION SVCS Equities 31620M106   52,752 700 SH   DFND   700 0 0
FIDELITY NATL INFORMATION SVCS Equities 31620M106   620,514 8,234 SH   SOLE   8,234 0 0
FINANCIAL SEL SPDR Mutual Funds 81369Y605   310,915 7,563 SH   SOLE   7,563 0 0
FIRSTENERGY CORP Equities 337932107   278,414 7,275 SH   SOLE   7,275 0 0
FISERV INC Equities 337738108   89,424 600 SH   DFND   600 0 0
FISERV INC Equities 337738108   816,888 5,481 SH   SOLE   5,481 0 0
FORD MOTOR CO Equities 345370860   63,327 5,050 SH   DFND   5,050 0 0
FORD MOTOR CO Equities 345370860   627,552 50,044 SH   SOLE   50,044 0 0
FORTINET INC Equities 34959E109   290,501 4,820 SH   DFND   4,820 0 0
FORTINET INC Equities 34959E109   9,178,217 152,285 SH   SOLE   152,285 0 0
FORTUNE BRANDS HOME & SECURITY, Equities 34964C106   395,679 6,093 SH   SOLE   6,093 0 0
FREEPORT MCMORAN COPPER & GOLD Equities 35671D857   91,854 1,890 SH   DFND   1,890 0 0
FREEPORT MCMORAN COPPER & GOLD Equities 35671D857   266,231 5,478 SH   SOLE   5,478 0 0
GATX CORP Equities 361448103   423,552 3,200 SH   SOLE   3,200 0 0
GE HEALTHCARE TECHNOLOGIES INC Equities 36266G107   22,285 286 SH   DFND   286 0 0
GE HEALTHCARE TECHNOLOGIES INC Equities 36266G107   220,358 2,828 SH   SOLE   2,828 0 0
GENERAL DYNAMICS Equities 369550108   614,807 2,119 SH   DFND   2,119 0 0
GENERAL DYNAMICS Equities 369550108   30,647,778 105,632 SH   SOLE   105,632 0 0
GENERAL ELEC CO Equities 369604301   136,555 859 SH   DFND   859 0 0
GENERAL ELEC CO Equities 369604301   2,402,196 15,111 SH   SOLE   15,111 0 0
GENERAL MILLS Equities 370334104   31,630 500 SH   DFND   500 0 0
GENERAL MILLS Equities 370334104   1,217,818 19,251 SH   SOLE   19,251 0 0
GENUINE PARTS CO Equities 372460105   55,328 400 SH   DFND   400 0 0
GENUINE PARTS CO Equities 372460105   1,043,348 7,543 SH   SOLE   7,543 0 0
GILEAD SCIENCES INC Equities 375558103   131,731 1,920 SH   DFND   1,920 0 0
GILEAD SCIENCES INC Equities 375558103   1,196,490 17,439 SH   SOLE   17,439 0 0
GLOBAL X ROBO & AI THEMATIC ETF Mutual Funds 37954Y715   351,690 11,400 SH   SOLE   11,400 0 0
GLOBALFOUNDRIES INC ORDINARY SH Equities G39387108   250,272 4,950 SH   SOLE   4,950 0 0
GOLDMAN SACHS GROUP Equities 38141G104   158,312 350 SH   DFND   350 0 0
GOLDMAN SACHS GROUP Equities 38141G104   6,600,253 14,592 SH   SOLE   14,592 0 0
GRAINGER W W INC Equities 384802104   72,179 80 SH   DFND   80 0 0
GRAINGER W W INC Equities 384802104   206,613 229 SH   SOLE   229 0 0
GSK PLC SPONSORED ADR Equities 37733W204   70,609 1,834 SH   DFND   1,834 0 0
GSK PLC SPONSORED ADR Equities 37733W204   573,535 14,897 SH   SOLE   14,897 0 0
HARTFORD FINL SVCS Equities 416515104   45,243 450 SH   DFND   450 0 0
HARTFORD FINL SVCS Equities 416515104   283,020 2,815 SH   SOLE   2,815 0 0
HEICO CORP Equities 422806109   206,392 923 SH   SOLE   923 0 0
HEXCEL CORP NEW Equities 428291108   437,150 7,000 SH   SOLE   7,000 0 0
HOME DEPOT, INC. Equities 437076102   1,644,779 4,778 SH   DFND   4,778 0 0
HOME DEPOT, INC. Equities 437076102   84,222,447 244,663 SH   SOLE   244,663 0 0
HONEYWELL INTL INC Equities 438516106   416,403 1,950 SH   DFND   1,950 0 0
HONEYWELL INTL INC Equities 438516106   26,120,426 122,321 SH   SOLE   122,321 0 0
HORMEL FOODS CORP Equities 440452100   9,757 320 SH   DFND   320 0 0
HORMEL FOODS CORP Equities 440452100   367,252 12,045 SH   SOLE   12,045 0 0
HP INC Equities 40434L105   54,281 1,550 SH   DFND   1,550 0 0
HP INC Equities 40434L105   611,239 17,454 SH   SOLE   17,454 0 0
HUMANA INC Equities 444859102   78,467 210 SH   DFND   210 0 0
HUMANA INC Equities 444859102   1,120,950 3,000 SH   SOLE   3,000 0 0
IAC INTERACTIVECORP NEW Equities 44891N208   323,265 6,900 SH   SOLE   6,900 0 0
IBM CORP. Equities 459200101   324,281 1,875 SH   DFND   1,875 0 0
IBM CORP. Equities 459200101   23,650,567 136,748 SH   SOLE   136,748 0 0
IDEXX LABS INC Equities 45168D104   30,694 63 SH   DFND   63 0 0
IDEXX LABS INC Equities 45168D104   499,380 1,025 SH   SOLE   1,025 0 0
ILLINOIS TOOL WORKS Equities 452308109   535,056 2,258 SH   DFND   2,258 0 0
ILLINOIS TOOL WORKS Equities 452308109   11,972,878 50,527 SH   SOLE   49,487 0 1,040
INTEL CORP Equities 458140100   709,399 22,906 SH   DFND   22,906 0 0
INTEL CORP Equities 458140100   6,439,282 207,920 SH   SOLE   207,920 0 0
INTERCONTINENTAL EXCHANGE INC Equities 45866F104   118,684 867 SH   DFND   867 0 0
INTERCONTINENTAL EXCHANGE INC Equities 45866F104   3,753,113 27,417 SH   SOLE   27,417 0 0
INTUIT Equities 461202103   667,068 1,015 SH   DFND   1,015 0 0
INTUIT Equities 461202103   21,175,306 32,220 SH   SOLE   32,220 0 0
INTUITIVE SURGICAL, INC. Equities 46120E602   160,146 360 SH   DFND   360 0 0
INTUITIVE SURGICAL, INC. Equities 46120E602   117,885 265 SH   SOLE   265 0 0
INVESCO KBW BANK ETF Mutual Funds 46138E628   439,770 8,220 SH   SOLE   8,220 0 0
INVESCO PREFERRED ETF Mutual Funds 46138E511   4,620 400 SH   DFND   400 0 0
INVESCO PREFERRED ETF Mutual Funds 46138E511   2,671,862 231,330 SH   SOLE   231,330 0 0
INVESCO QQQ TRUST SERIES 1 Mutual Funds 46090E103   277,405 579 SH   DFND   579 0 0
INVESCO QQQ TRUST SERIES 1 Mutual Funds 46090E103   2,084,608 4,351 SH   SOLE   4,351 0 0
INVESCO WATER RESOURCES ETF TRU Mutual Funds 46137V142   233,676 3,600 SH   SOLE   3,600 0 0
IQVIA HOLDINGS INC Equities 46266C105   48,843 231 SH   DFND   231 0 0
IQVIA HOLDINGS INC Equities 46266C105   1,784,765 8,441 SH   SOLE   8,441 0 0
ISHARES S&P MIDCAP 400 Mutual Funds 464287507   421,344 7,200 SH   SOLE   7,200 0 0
ISHARES CORE MSCI EAFE Mutual Funds 46432F842   63,487 874 SH   DFND   874 0 0
ISHARES CORE MSCI EAFE Mutual Funds 46432F842   1,455,052 20,031 SH   SOLE   20,031 0 0
ISHARES CORE MSCI EMERGING MARK Mutual Funds 46434G103   864,135 16,143 SH   SOLE   16,143 0 0
ISHARES CORE S&P TOTAL US STOCK Mutual Funds 464287150   535,817 4,511 SH   SOLE   4,511 0 0
ISHARES CORE US AGGREGATE BOND Mutual Funds 464287226   12,283,626 126,544 SH   SOLE   126,544 0 0
ISHARES DJ SELECT DIVIDEND Mutual Funds 464287168   120,980 1,000 SH   DFND   1,000 0 0
ISHARES DJ SELECT DIVIDEND Mutual Funds 464287168   206,876 1,710 SH   SOLE   1,710 0 0
ISHARES GOLD TRUST ETF Mutual Funds 464285204   760,121 17,304 SH   SOLE   17,304 0 0
ISHARES HIGH YIELD CORP BND FD Mutual Funds 464288513   61,712 800 SH   DFND   800 0 0
ISHARES HIGH YIELD CORP BND FD Mutual Funds 464288513   1,422,153 18,436 SH   SOLE   18,436 0 0
ISHARES MSCI EAFE Mutual Funds 464287465   1,731,720 22,108 SH   SOLE   22,108 0 0
ISHARES RUSSELL 1000 Mutual Funds 464287622   2,677,860 9,000 SH   DFND   9,000 0 0
ISHARES RUSSELL 1000 Mutual Funds 464287622   1,893,247 6,363 SH   SOLE   6,363 0 0
ISHARES RUSSELL 1000 GROWTH Mutual Funds 464287614   451,263 1,238 SH   SOLE   1,238 0 0
ISHARES RUSSELL 1000 VALUE Mutual Funds 464287598   962,202 5,515 SH   SOLE   5,515 0 0
ISHARES RUSSELL 2000 Mutual Funds 464287655   35,303 174 SH   DFND   174 0 0
ISHARES RUSSELL 2000 Mutual Funds 464287655   993,755 4,898 SH   SOLE   4,898 0 0
ISHARES RUSSELL 3000 Mutual Funds 464287689   208,352 675 SH   SOLE   675 0 0
ISHARES RUSSELL MID CAP Mutual Funds 464287499   70,864 874 SH   DFND   874 0 0
ISHARES RUSSELL MID CAP Mutual Funds 464287499   495,399 6,110 SH   SOLE   6,110 0 0
ISHARES RUSSELL MIDCAP GROWTH F Mutual Funds 464287481   392,846 3,560 SH   SOLE   3,560 0 0
ISHARES RUSSELL MIDCAP VALUE FD Mutual Funds 464287473   310,060 2,568 SH   SOLE   2,568 0 0
ISHARES S P GLOBAL ETF Mutual Funds 464288372   287,520 6,000 SH   SOLE   6,000 0 0
ISHARES S&P 100 Mutual Funds 464287101   422,087 1,597 SH   SOLE   1,597 0 0
ISHARES S&P 500 Mutual Funds 464287200   2,417,115 4,417 SH   SOLE   4,417 0 0
ISHARES S&P 500 BARRA GROWTH Mutual Funds 464287309   684,426 7,396 SH   SOLE   7,396 0 0
ISHARES S&P 500 BARRA VALUE Mutual Funds 464287408   3,298,567 18,123 SH   SOLE   18,123 0 0
ISHARES S&P SMALL CAP 600 Mutual Funds 464287804   2,117,201 19,850 SH   SOLE   19,850 0 0
ISHARES TR SP US PFD Mutual Funds 464288687   188,511 5,975 SH   DFND   5,975 0 0
ISHARES TR SP US PFD Mutual Funds 464288687   13,143,446 416,591 SH   SOLE   416,591 0 0
J.P. MORGAN CHASE & Equities 46625H100   1,398,021 6,912 SH   DFND   6,912 0 0
J.P. MORGAN CHASE & Equities 46625H100   48,192,692 238,271 SH   SOLE   238,271 0 0
JACOBS SOLUTIONS INC Equities 46982L108   44,707 320 SH   DFND   320 0 0
JACOBS SOLUTIONS INC Equities 46982L108   360,172 2,578 SH   SOLE   2,578 0 0
JETBLUE AIRWAYS CORP Equities 477143101   91,350 15,000 SH   SOLE   15,000 0 0
JOHNSON & JOHNSON Equities 478160104   997,542 6,825 SH   DFND   6,825 0 0
JOHNSON & JOHNSON Equities 478160104   59,914,346 409,923 SH   SOLE   409,463 0 460
JONES LANG LASALLE INC Equities 48020Q107   184,752 900 SH   DFND   900 0 0
JONES LANG LASALLE INC Equities 48020Q107   85,191 415 SH   SOLE   415 0 0
KEMPER CORP Equities 488401100   747,558 12,600 SH   SOLE   12,600 0 0
KENVUE INC COM Equities 49177J102   30,924 1,701 SH   DFND   1,701 0 0
KENVUE INC COM Equities 49177J102   695,785 38,272 SH   SOLE   36,546 0 1,726
KEURIG DR PEPPER INC. Equities 49271V100   352,403 10,551 SH   DFND   10,551 0 0
KEURIG DR PEPPER INC. Equities 49271V100   11,592,940 347,094 SH   SOLE   347,094 0 0
KEYSIGHT TECHNOLOGIES INC Equities 49338L103   28,034 205 SH   DFND   205 0 0
KEYSIGHT TECHNOLOGIES INC Equities 49338L103   198,288 1,450 SH   SOLE   1,450 0 0
KIMBERLY-CLARK Equities 494368103   207,991 1,505 SH   DFND   1,505 0 0
KIMBERLY-CLARK Equities 494368103   2,522,012 18,249 SH   SOLE   18,249 0 0
KRAFT HEINZ CO Equities 500754106   15,498 481 SH   DFND   481 0 0
KRAFT HEINZ CO Equities 500754106   4,622,152 143,456 SH   SOLE   143,456 0 0
L3HARRIS TECHNOLOGIES ORD SHS Equities 502431109   61,984 276 SH   DFND   276 0 0
L3HARRIS TECHNOLOGIES ORD SHS Equities 502431109   377,968 1,683 SH   SOLE   1,683 0 0
LAM RESEARCH CORPORATION Equities 512807108   236,397 222 SH   DFND   222 0 0
LAM RESEARCH CORPORATION Equities 512807108   201,257 189 SH   SOLE   189 0 0
LILLY ELI & CO. Equities 532457108   2,028,957 2,241 SH   DFND   2,241 0 0
LILLY ELI & CO. Equities 532457108   16,319,475 18,025 SH   SOLE   18,025 0 0
LINDE PLC SHS Equities G54950103   309,361 705 SH   DFND   705 0 0
LINDE PLC SHS Equities G54950103   349,293 796 SH   SOLE   796 0 0
LIVE NATION Equities 538034109   1,031 11 SH   DFND   11 0 0
LIVE NATION Equities 538034109   1,106,694 11,806 SH   SOLE   11,806 0 0
LLOYDS TSB GROUP PLC Equities 539439109   62,118 22,754 SH   DFND   22,754 0 0
LLOYDS TSB GROUP PLC Equities 539439109   30,516 11,178 SH   SOLE   11,178 0 0
LOCKHEED MARTIN CORP Equities 539830109   502,600 1,076 SH   DFND   1,076 0 0
LOCKHEED MARTIN CORP Equities 539830109   5,731,317 12,270 SH   SOLE   12,270 0 0
LOWES COMPANIES Equities 548661107   484,130 2,196 SH   DFND   2,196 0 0
LOWES COMPANIES Equities 548661107   8,967,211 40,675 SH   SOLE   40,675 0 0
LUMEN TECHNOLOGIES INC LA Equities 550241103   16,500 15,000 SH   SOLE   15,000 0 0
LYONDELLBASELL INDUSTRIES Equities N53745100   1,200,055 12,545 SH   SOLE   12,545 0 0
M&T BANK CORP Equities 55261F104   171,794 1,135 SH   DFND   1,135 0 0
M&T BANK CORP Equities 55261F104   5,779,379 38,183 SH   SOLE   38,183 0 0
MANULIFE FINL CORP Equities 56501R106   65,299 2,453 SH   DFND   2,453 0 0
MANULIFE FINL CORP Equities 56501R106   185,302 6,961 SH   SOLE   6,961 0 0
MARATHON OIL CORP Equities 565849106   29,530 1,030 SH   DFND   1,030 0 0
MARATHON OIL CORP Equities 565849106   1,988,465 69,357 SH   SOLE   69,357 0 0
MARATHON PETROLEUM CORPORATION Equities 56585A102   228,820 1,319 SH   DFND   1,319 0 0
MARATHON PETROLEUM CORPORATION Equities 56585A102   11,431,638 65,896 SH   SOLE   65,896 0 0
MARKEL CORP Equities 570535104   4,407,121 2,797 SH   SOLE   2,797 0 0
MARRIOTT INTL INC Equities 571903202   121,852 504 SH   DFND   504 0 0
MARRIOTT INTL INC Equities 571903202   351,292 1,453 SH   SOLE   1,453 0 0
MARSH & MCLENNAN CO Equities 571748102   645,225 3,062 SH   DFND   3,062 0 0
MARSH & MCLENNAN CO Equities 571748102   3,582 17 SH   SOLE   17 0 0
MASCO CORPORATION Equities 574599106   26,668 400 SH   DFND   400 0 0
MASCO CORPORATION Equities 574599106   417,154 6,257 SH   SOLE   6,257 0 0
MASTERCARD INC Equities 57636Q104   337,487 765 SH   DFND   765 0 0
MASTERCARD INC Equities 57636Q104   40,597,308 92,024 SH   SOLE   92,024 0 0
MATCH GROUP INC NEW Equities 57667L107   452,419 14,892 SH   SOLE   14,892 0 0
MCCORMICK & CO INC CL V Equities 579780107   301,392 4,368 SH   SOLE   4,368 0 0
MCCORMICK & CO. Equities 579780206   18,444 260 SH   DFND   260 0 0
MCCORMICK & CO. Equities 579780206   4,049,894 57,089 SH   SOLE   57,089 0 0
MCDONALDS CORP Equities 580135101   998,718 3,919 SH   DFND   3,919 0 0
MCDONALDS CORP Equities 580135101   6,499,949 25,506 SH   SOLE   25,506 0 0
MCKESSON CORP Equities 58155Q103   341,663 585 SH   DFND   585 0 0
MCKESSON CORP Equities 58155Q103   21,313,372 36,493 SH   SOLE   36,493 0 0
MEDTRONIC PLC Equities G5960L103   236,838 3,009 SH   DFND   3,009 0 0
MEDTRONIC PLC Equities G5960L103   8,715,794 110,733 SH   SOLE   110,733 0 0
MERCADOLIBRE INC Equities 58733R102   384,556 234 SH   SOLE   234 0 0
MERCK & CO INC NEWCOM Equities 58933Y105   2,431,556 19,641 SH   DFND   19,641 0 0
MERCK & CO INC NEWCOM Equities 58933Y105   68,796,279 555,705 SH   SOLE   555,705 0 0
META PLATFORMS INC. CL A Equities 30303M102   1,370,974 2,719 SH   DFND   2,719 0 0
META PLATFORMS INC. CL A Equities 30303M102   11,823,455 23,449 SH   SOLE   23,449 0 0
METLIFE INC. Equities 59156R108   84,930 1,210 SH   DFND   1,210 0 0
METLIFE INC. Equities 59156R108   159,472 2,272 SH   SOLE   2,272 0 0
MICROCHIP TECH INC Equities 595017104   71,370 780 SH   DFND   780 0 0
MICROCHIP TECH INC Equities 595017104   344,955 3,770 SH   SOLE   3,770 0 0
MICRON TECHNOLOGY Equities 595112103   148,629 1,130 SH   DFND   1,130 0 0
MICRON TECHNOLOGY Equities 595112103   418,265 3,180 SH   SOLE   3,180 0 0
MICROSOFT CORPORATION Equities 594918104   6,499,547 14,542 SH   DFND   14,542 0 0
MICROSOFT CORPORATION Equities 594918104   167,432,833 374,612 SH   SOLE   372,357 0 2,255
MITSUBISHI UFJ FINL - ADR Equities 606822104   120,604 11,167 SH   DFND   11,167 0 0
MITSUBISHI UFJ FINL - ADR Equities 606822104   5,551 514 SH   SOLE   514 0 0
MIZUHO FINANCIAL GROUP ADR Equities 60687Y109   44,855 10,604 SH   DFND   10,604 0 0
MONDELEZ INTERNATIONAL INC Equities 609207105   824,479 12,599 SH   DFND   12,599 0 0
MONDELEZ INTERNATIONAL INC Equities 609207105   9,796,499 149,702 SH   SOLE   149,702 0 0
MONOLITHIC POWER SYSTEMS INC Equities 609839105   313,060 381 SH   SOLE   381 0 0
MORGAN STANLEY Equities 617446448   151,811 1,562 SH   DFND   1,562 0 0
MORGAN STANLEY Equities 617446448   391,676 4,030 SH   SOLE   4,030 0 0
NETFLIX INC Equities 64110L106   340,140 504 SH   DFND   504 0 0
NETFLIX INC Equities 64110L106   881,393 1,306 SH   SOLE   1,306 0 0
NEXTERA ENERGY INCCOM Equities 65339F101   1,080,915 15,265 SH   DFND   15,265 0 0
NEXTERA ENERGY INCCOM Equities 65339F101   17,700,942 249,978 SH   SOLE   249,978 0 0
NIKE, INC. Equities 654106103   400,139 5,309 SH   DFND   5,309 0 0
NIKE, INC. Equities 654106103   10,804,516 143,354 SH   SOLE   143,354 0 0
NORFOLK SOUTHERN Equities 655844108   282,747 1,317 SH   DFND   1,317 0 0
NORFOLK SOUTHERN Equities 655844108   1,630,571 7,595 SH   SOLE   7,595 0 0
NORTHERN TRUST CORP Equities 665859104   16,124 192 SH   DFND   192 0 0
NORTHERN TRUST CORP Equities 665859104   235,648 2,806 SH   SOLE   2,806 0 0
NORTHROP GRUMMAN Equities 666807102   309,525 710 SH   DFND   710 0 0
NORTHROP GRUMMAN Equities 666807102   3,539,478 8,119 SH   SOLE   8,119 0 0
NOVARTIS AG Equities 66987V109   279,458 2,625 SH   DFND   2,625 0 0
NOVARTIS AG Equities 66987V109   1,024,145 9,620 SH   SOLE   9,620 0 0
NOVO-NORDISK A/S ADR Equities 670100205   630,911 4,420 SH   DFND   4,420 0 0
NOVO-NORDISK A/S ADR Equities 670100205   574,671 4,026 SH   SOLE   4,026 0 0
NUVEEN MUN VALUE FD Mutual Funds 670928100   172,600 20,000 SH   SOLE   20,000 0 0
NVIDIA CORP Equities 67066G104   3,212,040 26,000 SH   DFND   26,000 0 0
NVIDIA CORP Equities 67066G104   26,029,507 210,697 SH   SOLE   210,697 0 0
NY CMTY BANCORP Equities 649445103   32,200 10,000 SH   SOLE   10,000 0 0
O REILLY AUTOMOTIVE INC NEW COM Equities 67103H107   514,301 487 SH   DFND   487 0 0
O REILLY AUTOMOTIVE INC NEW COM Equities 67103H107   12,068,654 11,428 SH   SOLE   11,428 0 0
OMNICOM GROUP INC Equities 681919106   29,601 330 SH   DFND   330 0 0
OMNICOM GROUP INC Equities 681919106   2,512,587 28,011 SH   SOLE   28,011 0 0
ONEOK INC Equities 682680103   146,627 1,798 SH   DFND   1,798 0 0
ONEOK INC Equities 682680103   437,679 5,368 SH   SOLE   5,368 0 0
ORACLE CORP Equities 68389X105   1,205,848 8,540 SH   DFND   8,540 0 0
ORACLE CORP Equities 68389X105   36,578,142 259,052 SH   SOLE   259,052 0 0
OTIS WORLDWIDE CORP Equities 68902V107   65,361 679 SH   DFND   679 0 0
OTIS WORLDWIDE CORP Equities 68902V107   1,001,682 10,406 SH   SOLE   10,406 0 0
PALO ALTO NETWORKS INC Equities 697435105   3,713,177 10,953 SH   SOLE   10,953 0 0
PARKER HANNIFIN CORP Equities 701094104   209,911 415 SH   DFND   415 0 0
PARKER HANNIFIN CORP Equities 701094104   6,356,008 12,566 SH   SOLE   12,566 0 0
PAYCHEX INC Equities 704326107   653,147 5,509 SH   DFND   5,509 0 0
PAYCHEX INC Equities 704326107   21,148,259 178,376 SH   SOLE   176,881 0 1,495
PAYPAL HOLDINGS, INC. Equities 70450Y103   111,418 1,920 SH   DFND   1,920 0 0
PAYPAL HOLDINGS, INC. Equities 70450Y103   7,191,484 123,927 SH   SOLE   123,927 0 0
PEPSICO, INC. Equities 713448108   1,401,905 8,500 SH   DFND   8,500 0 0
PEPSICO, INC. Equities 713448108   31,498,496 190,981 SH   SOLE   190,281 0 700
PFIZER INC Equities 717081103   344,014 12,295 SH   DFND   12,295 0 0
PFIZER INC Equities 717081103   1,984,062 70,910 SH   SOLE   70,910 0 0
PHILIP MORRIS INTL INC Equities 718172109   267,613 2,641 SH   DFND   2,641 0 0
PHILIP MORRIS INTL INC Equities 718172109   2,277,392 22,475 SH   SOLE   22,475 0 0
PHILLIPS 66 Equities 718546104   411,228 2,913 SH   DFND   2,913 0 0
PHILLIPS 66 Equities 718546104   529,811 3,753 SH   SOLE   3,753 0 0
PINDUODUO INC ADR Equities 722304102   210,061 1,580 SH   SOLE   1,580 0 0
PNC FINANCIAL SERVICES GROUP IN Equities 693475105   201,036 1,293 SH   DFND   1,293 0 0
PNC FINANCIAL SERVICES GROUP IN Equities 693475105   2,505,405 16,114 SH   SOLE   16,114 0 0
PPG INDUSTRIES Equities 693506107   42,803 340 SH   DFND   340 0 0
PPG INDUSTRIES Equities 693506107   249,640 1,983 SH   SOLE   1,983 0 0
PROCTER & GAMBLE CO Equities 742718109   1,670,475 10,129 SH   DFND   10,129 0 0
PROCTER & GAMBLE CO Equities 742718109   29,601,821 179,492 SH   SOLE   179,492 0 0
PROGRESSIVE CORP OH Equities 743315103   151,628 730 SH   DFND   730 0 0
PROGRESSIVE CORP OH Equities 743315103   3,081,378 14,835 SH   SOLE   14,835 0 0
PROLOGIS Equities 74340W103   374,891 3,338 SH   DFND   3,338 0 0
PROLOGIS Equities 74340W103   223,385 1,989 SH   SOLE   1,989 0 0
PRUDENTIAL FINANCIAL Equities 744320102   101,955 870 SH   DFND   870 0 0
PRUDENTIAL FINANCIAL Equities 744320102   264,381 2,256 SH   SOLE   2,256 0 0
PTC THERAPEUTICS INC Equities 69366J200   204,886 6,700 SH   SOLE   6,700 0 0
PUBLIC STORAGE INC Equities 74460D109   56,092 195 SH   DFND   195 0 0
PUBLIC STORAGE INC Equities 74460D109   238,462 829 SH   SOLE   829 0 0
PUBLIC SVC ENTERPRISE GROUP Equities 744573106   141,873 1,925 SH   DFND   1,925 0 0
PUBLIC SVC ENTERPRISE GROUP Equities 744573106   12,823,874 174,001 SH   SOLE   174,001 0 0
QUALCOMM INC Equities 747525103   920,809 4,623 SH   DFND   4,623 0 0
QUALCOMM INC Equities 747525103   4,275,399 21,465 SH   SOLE   21,465 0 0
QUANTA SERVICES Equities 74762E102   740,672 2,915 SH   SOLE   2,915 0 0
RAYMOND JAMES FINL Equities 754730109   1,209,524 9,786 SH   SOLE   9,786 0 0
REALTY INCOME CORP Equities 756109104   371,377 7,031 SH   DFND   7,031 0 0
REALTY INCOME CORP Equities 756109104   2,695,141 51,025 SH   SOLE   51,025 0 0
REGENERON PHARMACEUTICALS INC Equities 75886F107   15,765 15 SH   DFND   15 0 0
REGENERON PHARMACEUTICALS INC Equities 75886F107   5,268,813 5,013 SH   SOLE   5,013 0 0
ROSS STORES, INC Equities 778296103   350,948 2,415 SH   SOLE   2,415 0 0
ROYAL BANK OF CANADA Equities 780087102   160,102 1,505 SH   DFND   1,505 0 0
ROYAL BANK OF CANADA Equities 780087102   78,296 736 SH   SOLE   736 0 0
RPM INTERNATIONAL Equities 749685103   75,376 700 SH   DFND   700 0 0
RPM INTERNATIONAL Equities 749685103   129,216 1,200 SH   SOLE   1,200 0 0
RTX CORPORATION Equities 75513E101   332,090 3,308 SH   DFND   3,308 0 0
RTX CORPORATION Equities 75513E101   11,990,682 119,441 SH   SOLE   119,441 0 0
S P GLOBAL INC Equities 78409V104   210,066 471 SH   DFND   471 0 0
S P GLOBAL INC Equities 78409V104   2,209,038 4,953 SH   SOLE   4,953 0 0
SALESFORCE.COM INC Equities 79466L302   980,579 3,814 SH   DFND   3,814 0 0
SALESFORCE.COM INC Equities 79466L302   31,415,306 122,191 SH   SOLE   122,191 0 0
SANOFI ADR Equities 80105N105   127,365 2,625 SH   DFND   2,625 0 0
SANOFI ADR Equities 80105N105   85,250 1,757 SH   SOLE   1,757 0 0
SAP AKTIENGESELL Equities 803054204   224,907 1,115 SH   DFND   1,115 0 0
SAP AKTIENGESELL Equities 803054204   161,973 803 SH   SOLE   803 0 0
SCHLUMBERGER LTD Equities 806857108   373,194 7,910 SH   DFND   7,910 0 0
SCHLUMBERGER LTD Equities 806857108   9,340,083 197,967 SH   SOLE   197,967 0 0
SCHWAB US DIVIDEND EQUITY Mutual Funds 808524797   441,910 5,683 SH   SOLE   5,683 0 0
SCHWAB US LARGE CAP GROWTH Mutual Funds 808524300   950,619 9,427 SH   SOLE   9,427 0 0
SELECT SECTOR SPDR-HEALTH CARE Equities 81369Y209   241,799 1,659 SH   SOLE   1,659 0 0
SEMPRA ENERGY Equities 816851109   390,492 5,134 SH   DFND   5,134 0 0
SEMPRA ENERGY Equities 816851109   49,819 655 SH   SOLE   655 0 0
SERVICENOW INC Equities 81762P102   318,601 405 SH   DFND   405 0 0
SERVICENOW INC Equities 81762P102   9,156,052 11,639 SH   SOLE   11,639 0 0
SHELL PLC SPON ADR Equities 780259305   265,262 3,675 SH   DFND   3,675 0 0
SHELL PLC SPON ADR Equities 780259305   1,317,646 18,255 SH   SOLE   18,255 0 0
SIRIUS XM HOLDINGS INC Equities 82968B103   113,200 40,000 SH   SOLE   40,000 0 0
SNOWFLAKE INC CL A Equities 833445109   33,773 250 SH   DFND   250 0 0
SNOWFLAKE INC CL A Equities 833445109   2,321,251 17,183 SH   SOLE   17,183 0 0
SOUTHERN CO. Equities 842587107   459,370 5,922 SH   DFND   5,922 0 0
SOUTHERN CO. Equities 842587107   17,327,587 223,380 SH   SOLE   223,380 0 0
SOUTHWEST CV 1.250 05/01/25 Fixed Income 844741BG2   10,010 10,000 PRN   SOLE   10,000 0 0
SPDR DJ INDUSTRIAL AVERAGE ETF Mutual Funds 78467X109   64,145 164 SH   DFND   164 0 0
SPDR DJ INDUSTRIAL AVERAGE ETF Mutual Funds 78467X109   748,232 1,913 SH   SOLE   1,913 0 0
SPDR GOLD TRGOLD SHS Mutual Funds 78463V107   984,961 4,581 SH   SOLE   4,581 0 0
SPDR PORT S&P 500 GROWTH Mutual Funds 78464A409   26,042 325 SH   DFND   325 0 0
SPDR PORT S&P 500 GROWTH Mutual Funds 78464A409   16,915,924 211,106 SH   SOLE   211,106 0 0
SPDR PORTFOLIO S&P 500 VALUE ET Mutual Funds 78464A508   221,572 4,546 SH   SOLE   4,546 0 0
SPDR S&P 500 ETF Mutual Funds 78462F103   12,972,028 23,836 SH   SOLE   23,836 0 0
SPDR S&P DIVIDEND Mutual Funds 78464A763   1,039,188 8,171 SH   SOLE   8,171 0 0
SPDR S&P MIDCAP 400 ETF TR Mutual Funds 78467Y107   588,588 1,100 SH   SOLE   1,100 0 0
SPLASH BEVERAGE GROUP INC Equities 84862C203   13,800 60,000 SH   SOLE   60,000 0 0
STANLEY BLACK & DECKER INC Equities 854502101   186,863 2,339 SH   DFND   2,339 0 0
STANLEY BLACK & DECKER INC Equities 854502101   4,468,567 55,934 SH   SOLE   55,934 0 0
STARBUCKS CORP Equities 855244109   1,122,908 14,424 SH   DFND   14,424 0 0
STARBUCKS CORP Equities 855244109   23,722,296 304,718 SH   SOLE   304,718 0 0
STREETTRACKS DJ WILSHIRE REIT E Mutual Funds 78464A607   472,948 5,080 SH   SOLE   5,080 0 0
STRYKER CORP Equities 863667101   108,880 320 SH   DFND   320 0 0
STRYKER CORP Equities 863667101   17,600,452 51,728 SH   SOLE   51,728 0 0
SYSCO CORP Equities 871829107   101,802 1,426 SH   DFND   1,426 0 0
SYSCO CORP Equities 871829107   1,515,752 21,232 SH   SOLE   21,232 0 0
T MOBILE US INC Equities 872590104   68,710 390 SH   DFND   390 0 0
T MOBILE US INC Equities 872590104   5,233,251 29,704 SH   SOLE   29,704 0 0
TAIWAN SEMICONDUCTOR ADR Equities 874039100   715,054 4,114 SH   DFND   4,114 0 0
TAIWAN SEMICONDUCTOR ADR Equities 874039100   3,333,676 19,180 SH   SOLE   19,180 0 0
TARGET CORP. Equities 87612E106   385,348 2,603 SH   DFND   2,603 0 0
TARGET CORP. Equities 87612E106   8,255,747 55,767 SH   SOLE   55,767 0 0
TELEFONICA ADR Equities 879382208   58,414 13,875 SH   SOLE   13,875 0 0
TESLA MOTORS INC Equities 88160R101   84,099 425 SH   DFND   425 0 0
TESLA MOTORS INC Equities 88160R101   4,580,328 23,147 SH   SOLE   23,147 0 0
TEXAS INSTRUMENTS Equities 882508104   789,597 4,059 SH   DFND   4,059 0 0
TEXAS INSTRUMENTS Equities 882508104   1,572,775 8,085 SH   SOLE   8,085 0 0
THE TRAVELERS COMPANIES Equities 89417E109   105,737 520 SH   DFND   520 0 0
THE TRAVELERS COMPANIES Equities 89417E109   276,136 1,358 SH   SOLE   1,358 0 0
THERMO FISHER SCIENTIFIC, INC Equities 883556102   188,020 340 SH   DFND   340 0 0
THERMO FISHER SCIENTIFIC, INC Equities 883556102   788,578 1,426 SH   SOLE   1,426 0 0
TJX COS INC Equities 872540109   468,696 4,257 SH   DFND   4,257 0 0
TJX COS INC Equities 872540109   16,558,159 150,392 SH   SOLE   150,392 0 0
TORONTO DOMINION Equities 891160509   125,089 2,276 SH   DFND   2,276 0 0
TORONTO DOMINION Equities 891160509   96,125 1,749 SH   SOLE   1,749 0 0
TOTAL FINA ELF S.A. Equities 89151E109   119,357 1,790 SH   DFND   1,790 0 0
TOTAL FINA ELF S.A. Equities 89151E109   181,436 2,721 SH   SOLE   2,721 0 0
TRACTOR SUPPLY COMPANY Equities 892356106   4,150,170 15,371 SH   SOLE   15,371 0 0
TYSON FOODS INC CL A Equities 902494103   14,856 260 SH   DFND   260 0 0
TYSON FOODS INC CL A Equities 902494103   228,560 4,000 SH   SOLE   4,000 0 0
UBER TECHNOLOGIES INC Equities 90353T100   2,474,754 34,050 SH   SOLE   34,050 0 0
ULTA BEAUTY INC Equities 90384S303   202,582 525 SH   DFND   525 0 0
ULTA BEAUTY INC Equities 90384S303   2,860,840 7,414 SH   SOLE   7,414 0 0
UMB FINANCIAL CORPORATION Equities 902788108   381,563 4,574 SH   SOLE   4,574 0 0
UNILEVER PLC AMER SH Equities 904767704   148,473 2,700 SH   DFND   2,700 0 0
UNILEVER PLC AMER SH Equities 904767704   2,240,788 40,749 SH   SOLE   40,749 0 0
UNION PACIFIC CORP Equities 907818108   235,310 1,040 SH   DFND   1,040 0 0
UNION PACIFIC CORP Equities 907818108   1,009,572 4,462 SH   SOLE   4,462 0 0
UNITED PARCEL SVC Equities 911312106   177,905 1,300 SH   DFND   1,300 0 0
UNITED PARCEL SVC Equities 911312106   2,241,603 16,380 SH   SOLE   16,380 0 0
UNITED RENTALS Equities 911363109   1,985,461 3,070 SH   SOLE   3,070 0 0
UNITEDHEALTH GRP INC Equities 91324P102   1,273,150 2,500 SH   DFND   2,500 0 0
UNITEDHEALTH GRP INC Equities 91324P102   32,757,640 64,324 SH   SOLE   64,324 0 0
US BANCORP COM Equities 902973304   71,857 1,810 SH   DFND   1,810 0 0
US BANCORP COM Equities 902973304   663,268 16,707 SH   SOLE   16,707 0 0
VALERO ENERGY Equities 91913Y100   101,894 650 SH   DFND   650 0 0
VALERO ENERGY Equities 91913Y100   752,762 4,802 SH   SOLE   4,802 0 0
VANGUARD DIVIDEND APPRECIATION Mutual Funds 921908844   449,986 2,465 SH   DFND   2,465 0 0
VANGUARD DIVIDEND APPRECIATION Mutual Funds 921908844   31,390,020 171,953 SH   SOLE   171,953 0 0
VANGUARD ESG US STOCK ETF Mutual Funds 921910733   472,472 4,890 SH   SOLE   4,890 0 0
VANGUARD FTSE ALL WORLD ETF Mutual Funds 922042775   397,579 6,780 SH   DFND   6,780 0 0
VANGUARD FTSE ALL WORLD ETF Mutual Funds 922042775   47,322 807 SH   SOLE   807 0 0
VANGUARD GROWTH Mutual Funds 922908736   237,496 635 SH   DFND   635 0 0
VANGUARD GROWTH Mutual Funds 922908736   56,009,494 149,754 SH   SOLE   149,754 0 0
VANGUARD HIGH DIVDEND YIELD Mutual Funds 921946406   1,551,288 13,080 SH   DFND   13,080 0 0
VANGUARD HIGH DIVDEND YIELD Mutual Funds 921946406   92,425,573 779,305 SH   SOLE   779,305 0 0
VANGUARD INTERMEDIATE TERM CORP Mutual Funds 92206C870   4,579,429 57,293 SH   SOLE   57,293 0 0
VANGUARD INTERNATIONAL HIGH ETF Mutual Funds 921946794   205,590 3,000 SH   SOLE   3,000 0 0
VANGUARD MID-CAP ETF Mutual Funds 922908629   656,091 2,710 SH   SOLE   2,710 0 0
VANGUARD MSCI EAFE ETF Mutual Funds 921943858   32,123 650 SH   DFND   650 0 0
VANGUARD MSCI EAFE ETF Mutual Funds 921943858   2,807,254 56,804 SH   SOLE   56,804 0 0
VANGUARD S P 500 INDEX FUND ETF Mutual Funds 922908363   7,342,409 14,681 SH   SOLE   14,681 0 0
VANGUARD S&P 500 GROWTH Mutual Funds 921932505   250,088 750 SH   SOLE   750 0 0
VANGUARD SF REIT ETF Mutual Funds 922908553   23,872 285 SH   DFND   285 0 0
VANGUARD SF REIT ETF Mutual Funds 922908553   2,943,075 35,137 SH   SOLE   35,137 0 0
VANGUARD SHORT TERM CORPORATE B Mutual Funds 92206C409   2,598,217 33,623 SH   SOLE   33,623 0 0
VANGUARD SMALL-CAP ETF Mutual Funds 922908751   29,435 135 SH   DFND   135 0 0
VANGUARD SMALL-CAP ETF Mutual Funds 922908751   8,193,943 37,580 SH   SOLE   37,580 0 0
VANGUARD TAX-EXEMPT BOND INDEX Mutual Funds 922907746   9,521 190 SH   DFND   190 0 0
VANGUARD TAX-EXEMPT BOND INDEX Mutual Funds 922907746   2,095,600 41,820 SH   SOLE   41,820 0 0
VANGUARD TOTAL STOCK MKT ETF Mutual Funds 922908769   5,368,658 20,069 SH   SOLE   20,069 0 0
VANGUARD VALUE ETF Mutual Funds 922908744   1,253,283 7,813 SH   SOLE   7,813 0 0
VENTAS INC Equities 92276F100   23,323 455 SH   DFND   455 0 0
VENTAS INC Equities 92276F100   852,146 16,624 SH   SOLE   16,624 0 0
VERALTO ORD SHS Equities 92338C103   40,288 422 SH   DFND   422 0 0
VERALTO ORD SHS Equities 92338C103   382,262 4,004 SH   SOLE   4,004 0 0
VERIZON COMM INC Equities 92343V104   380,109 9,217 SH   DFND   9,217 0 0
VERIZON COMM INC Equities 92343V104   12,004,345 291,085 SH   SOLE   291,085 0 0
VISA INC Equities 92826C839   1,453,034 5,536 SH   DFND   5,536 0 0
VISA INC Equities 92826C839   74,824,160 285,078 SH   SOLE   285,078 0 0
WAL-MART STORES INC Equities 931142103   253,303 3,741 SH   DFND   3,741 0 0
WAL-MART STORES INC Equities 931142103   9,411,148 138,992 SH   SOLE   138,992 0 0
WALGREEN BOOTS ALLIANCE INC Equities 931427108   10,644 880 SH   DFND   880 0 0
WALGREEN BOOTS ALLIANCE INC Equities 931427108   298,843 24,708 SH   SOLE   24,708 0 0
WASTE MANAGEMENT INC Equities 94106L109   231,474 1,085 SH   DFND   1,085 0 0
WASTE MANAGEMENT INC Equities 94106L109   609,939 2,859 SH   SOLE   2,859 0 0
WEC ENERGY GROUP INC Equities 92939U106   212,548 2,709 SH   DFND   2,709 0 0
WEC ENERGY GROUP INC Equities 92939U106   18,987 242 SH   SOLE   242 0 0
WELLS FARGO & CO NEW Equities 949746101   83,146 1,400 SH   DFND   1,400 0 0
WELLS FARGO & CO NEW Equities 949746101   719,985 12,123 SH   SOLE   12,123 0 0
WELLTOWER INC Equities 95040Q104   54,836 526 SH   DFND   526 0 0
WELLTOWER INC Equities 95040Q104   1,006,325 9,653 SH   SOLE   9,653 0 0
WILLIAMS CO. Equities 969457100   207,273 4,877 SH   DFND   4,877 0 0
WILLIAMS CO. Equities 969457100   1,170,408 27,539 SH   SOLE   27,539 0 0
WILLIS TOWERS WATSON PUBLIC LTD Equities G96629103   41,942 160 SH   DFND   160 0 0
WILLIS TOWERS WATSON PUBLIC LTD Equities G96629103   304,082 1,160 SH   SOLE   1,160 0 0
WISDOMTREE US TTL DIV FD ETF Mutual Funds 97717W109   485,192 6,850 SH   SOLE   6,850 0 0
WORKDAY INC Equities 98138H101   259,777 1,162 SH   SOLE   1,162 0 0
XCEL ENERGY INC Equities 98389B100   25,637 480 SH   DFND   480 0 0
XCEL ENERGY INC Equities 98389B100   635,793 11,904 SH   SOLE   11,904 0 0
YUM BRANDS INC Equities 988498101   64,905 490 SH   DFND   490 0 0
YUM BRANDS INC Equities 988498101   362,411 2,736 SH   SOLE   2,736 0 0