The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   670,760 3,543 SH   SOLE 0 0 0 3,543
ALPHABET INC CAP STK CL C 02079K107   249,546 1,310 SH   SOLE 0 0 0 1,310
AMAZON COM INC COM 023135106   817,008 3,724 SH   SOLE 0 0 0 3,724
APPLE INC COM 037833100   2,616,327 10,448 SH   SOLE 0 0 0 10,448
AUTOMATIC DATA PROCESSING IN COM 053015103   274,525 938 SH   SOLE 0 0 0 938
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   335,880 741 SH   SOLE 0 0 0 741
BITWISE BITCOIN ETF TR SHS BEN INT 09174C104   1,406,598 27,662 SH   SOLE 0 0 0 27,662
BITWISE ETHEREUM ETF SHS 091955104   565,577 23,595 SH   SOLE 0 0 0 23,595
BROADCOM INC COM 11135F101   370,480 1,598 SH   SOLE 0 0 0 1,598
ELI LILLY & CO COM 532457108   227,049 294 SH   SOLE 0 0 0 294
EXXON MOBIL CORP COM 30231G102   204,364 1,900 SH   SOLE 0 0 0 1,900
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   454,620 2,459 SH   SOLE 0 0 0 2,459
HOME DEPOT INC COM 437076102   1,717,379 4,415 SH   SOLE 0 0 0 4,415
ISHARES TR CORE S&P SCP ETF 464287804   2,603,285 22,594 SH   SOLE 0 0 0 22,594
ISHARES TR CORE S&P500 ETF 464287200   16,901,063 28,710 SH   SOLE 0 0 0 28,710
ISHARES TR SHRT NAT MUN ETF 464288158   1,739,338 16,490 SH   SOLE 0 0 0 16,490
ISHARES TR 0-5YR INVT GR CP 46434V100   18,489,696 371,727 SH   SOLE 0 0 0 371,727
ISHARES TR CORE MSCI EAFE 46432F842   1,688,196 24,021 SH   SOLE 0 0 0 24,021
ISHARES TR CORE INTL AGGR 46435G672   2,261,734 45,307 SH   SOLE 0 0 0 45,307
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   41,074,273 891,562 SH   SOLE 0 0 0 891,562
JPMORGAN CHASE & CO. COM 46625H100   306,205 1,277 SH   SOLE 0 0 0 1,277
LOWES COS INC COM 548661107   211,745 858 SH   SOLE 0 0 0 858
META PLATFORMS INC CL A 30303M102   447,915 765 SH   SOLE 0 0 0 765
MICROSOFT CORP COM 594918104   1,300,624 3,086 SH   SOLE 0 0 0 3,086
NETFLIX INC COM 64110L106   209,460 235 SH   SOLE 0 0 0 235
NORFOLK SOUTHN CORP COM 655844108   248,547 1,059 SH   SOLE 0 0 0 1,059
NVIDIA CORPORATION COM 67066G104   1,215,594 9,052 SH   SOLE 0 0 0 9,052
PACER FDS TR US CASH COWS 100 69374H881   22,277,518 394,432 SH   SOLE 0 0 0 394,432
PROCTER AND GAMBLE CO COM 742718109   448,447 2,675 SH   SOLE 0 0 0 2,675
SOUTHERN CO COM 842587107   1,092,822 13,275 SH   SOLE 0 0 0 13,275
SPDR S&P 500 ETF TR TR UNIT 78462F103   848,520 1,448 SH   SOLE 0 0 0 1,448
SPDR SER TR PORTFOLI S&P1500 78464A805   691,371 9,679 SH   SOLE 0 0 0 9,679
TESLA INC COM 88160R101   449,878 1,114 SH   SOLE 0 0 0 1,114
UNITEDHEALTH GROUP INC COM 91324P102   243,825 482 SH   SOLE 0 0 0 482
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   13,005,766 122,650 SH   SOLE 0 0 0 122,650
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   14,681,964 190,009 SH   SOLE 0 0 0 190,009
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   10,445,047 145,252 SH   SOLE 0 0 0 145,252
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   18,746,179 382,185 SH   SOLE 0 0 0 382,185
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   118,825,169 220,533 SH   SOLE 0 0 0 220,533
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,534,699 9,398 SH   SOLE 0 0 0 9,398
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,521,523 8,701 SH   SOLE 0 0 0 8,701
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   753,524 3,848 SH   SOLE 0 0 0 3,848
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,868,073 31,700 SH   SOLE 0 0 0 31,700
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   25,734,336 538,150 SH   SOLE 0 0 0 538,150
VANGUARD WORLD FD INF TECH ETF 92204A702   21,720,540 34,932 SH   SOLE 0 0 0 34,932
VISA INC COM CL A 92826C839   226,285 716 SH   SOLE 0 0 0 716
WALMART INC COM 931142103   299,059 3,310 SH   SOLE 0 0 0 3,310
WEYERHAEUSER CO MTN BE COM NEW 962166104   237,164 8,425 SH   SOLE 0 0 0 8,425