The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 341 2,632 SH   SOLE   0 0 2,632
ABBVIE INC COM 00287Y109 1,211 7,907 SH   SOLE   0 0 7,907
ADOBE INC COM 00724F101 317 866 SH   SOLE   0 0 866
ALLSTATE CORP COM 020002101 204 1,613 SH   SOLE   0 0 1,613
ALPHABET INC CAP STK CL C 02079K107 807 369 SH   SOLE   0 0 369
ALPHABET INC CAP STK CL A 02079K305 2,974 1,365 SH   SOLE   0 0 1,365
ALTRIA GROUP COM 02209S103 813 19,466 SH   SOLE   0 0 19,466
AMAZON COM COM 023135106 4,555 42,887 SH   SOLE   0 0 42,887
AMERICAN EXPRESS COM 025816109 309 2,226 SH   SOLE   0 0 2,226
AMERN AXLE & MFG HLDGS COM 024061103 83 10,974 SH   SOLE   0 0 10,974
AMGEN INC COM 031162100 2,888 11,868 SH   SOLE   0 0 11,868
ANNALY CAPITAL COM 035710409 116 19,632 SH   SOLE   0 0 19,632
APOGEE ENTERPRISES COM 037598109 353 9,000 SH   SOLE   0 0 9,000
APOLLO GLOBAL COM 03769M106 606 12,504 SH   SOLE   0 0 12,504
APPLE INC COM 037833100 26,021 190,323 SH   SOLE   0 0 190,323
APPLIED INDUSTRIAL TECH COM 03820C105 3,385 35,197 SH   SOLE   0 0 35,197
ARK INNOVATION INNOVATION ETF 00214Q104 1,099 27,553 SH   SOLE   0 0 27,553
AT&T INC COM 00206R102 328 15,640 SH   SOLE   0 0 15,640
BALCHEM CORP COM 057665200 649 5,000 SH   SOLE   0 0 5,000
BANK AMERICA COM 060505104 204 6,566 SH   SOLE   0 0 6,566
BERKSHIRE HATHAWAY CL A 084670108 818 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY CL B NEW 084670702 6,859 25,125 SH   SOLE   0 0 25,125
BLACKROCK INC COM 09247X101 450 739 SH   SOLE   0 0 739
BLACKROCK ULTRA BLACKROCK ULTRA 46434V878 2,004 40,055 SH   SOLE   0 0 40,055
BLACKSTONE INC COM 09260D107 1,053 11,536 SH   SOLE   0 0 11,536
BNY MELLON US LRG CP CORE 09661T107 21,963 314,246 SH   SOLE   0 0 314,246
BNY MELLON US MDCP CORE EQT 09661T206 1,171 15,561 SH   SOLE   0 0 15,561
BNY MELLON INTERNATIONL EQT 09661T404 3,468 57,317 SH   SOLE   0 0 57,317
BNY MELLON EMRG MKT EQUIT 09661T503 879 15,495 SH   SOLE   0 0 15,495
BNY MELLON CORE BOND ETF 09661T602 7,962 182,280 SH   SOLE   0 0 182,280
BRISTOL MYERS COM 110122108 647 8,396 SH   SOLE   0 0 8,396
BROADCOM INC COM 11135F101 634 1,305 SH   SOLE   0 0 1,305
CARLYLE GROUP COM 14316J108 531 16,787 SH   SOLE   0 0 16,787
CATERPILLAR INC COM 149123101 582 3,254 SH   SOLE   0 0 3,254
CHEVRON CORP COM 166764100 477 3,292 SH   SOLE   0 0 3,292
CISCO SYSTEMS COM 17275R102 771 18,070 SH   SOLE   0 0 18,070
CMS ENERGY COM 125896100 1,487 22,024 SH   SOLE   0 0 22,024
COCA COLA COMPANY COM 191216100 578 9,183 SH   SOLE   0 0 9,183
COMCAST CORP CL A 20030N101 332 8,459 SH   SOLE   0 0 8,459
COMERICA INC COM 200340107 398 5,430 SH   SOLE   0 0 5,430
CORTEVA INC COM 22052L104 798 14,734 SH   SOLE   0 0 14,734
COSTCO WHOLESALE COM 22160K105 472 984 SH   SOLE   0 0 984
CVS HEALTH COM 126650100 607 6,554 SH   SOLE   0 0 6,554
DANAHER CORP COM 235851102 415 1,635 SH   SOLE   0 0 1,635
DIMENSIONAL INTL INTERNATNAL VAL 25434V807 559 19,346 SH   SOLE   0 0 19,346
DIMENSIONAL US US TARGETED VLU 25434V609 1,095 27,235 SH   SOLE   0 0 27,235
DIMENSIONAL US US CORE EQUITY 2 25434V708 10,640 456,631 SH   SOLE   0 0 456,631
DIMENSIONAL US US CORE EQT MKT 25434V104 5,820 220,205 SH   SOLE   0 0 220,205
DIMENSIONAL US US MKTWIDE VALUE 25434V724 814 25,765 SH   SOLE   0 0 25,765
DIMENSIONAL WORLD WORLD EX US CORE 25434V880 1,179 54,971 SH   SOLE   0 0 54,971
DOLLAR GENL COM 256677105 1,253 5,106 SH   SOLE   0 0 5,106
DOW INC COM 260557103 1,407 27,261 SH   SOLE   0 0 27,261
DUPONT DE COM 26614N102 391 7,027 SH   SOLE   0 0 7,027
EATON CORP SHS G29183103 593 4,705 SH   SOLE   0 0 4,705
ELEVANCE HEALTH COM 036752103 250 518 SH   SOLE   0 0 518
ELI LILLY COM 532457108 419 1,293 SH   SOLE   0 0 1,293
EXXON MOBIL COM 30231G102 881 10,285 SH   SOLE   0 0 10,285
FIRST MERCHANTS COM 320817109 472 13,258 SH   SOLE   0 0 13,258
FIRST SOLAR COM 336433107 341 5,000 SH   SOLE   0 0 5,000
FORD MOTOR COM 345370860 347 31,160 SH   SOLE   0 0 31,160
FORTINET INC COM 34959E109 416 7,365 SH   SOLE   0 0 7,365
GENERAL MILLS COM 370334104 438 5,809 SH   SOLE   0 0 5,809
GILEAD SCIENCES COM 375558103 339 5,486 SH   SOLE   0 0 5,486
GLOBAL X LITHIUM BTRY ETF 37954Y855 217 2,990 SH   SOLE   0 0 2,990
GSX TECHEDU SPONSORED ADS 36257Y109 47 24,129 SH   SOLE   0 0 24,129
HERSHEY COMPANY COM 427866108 346 1,610 SH   SOLE   0 0 1,610
HOME DEPOT COM 437076102 1,085 3,956 SH   SOLE   0 0 3,956
HONEYWELL INTL COM 438516106 2,431 13,986 SH   SOLE   0 0 13,986
INTEL CORP COM 458140100 525 14,030 SH   SOLE   0 0 14,030
INTL BUSINESS COM 459200101 2,340 16,571 SH   SOLE   0 0 16,571
INVESCO EXCHANGE S&P500 LOW VOL 46138E354 262 4,227 SH   SOLE   0 0 4,227
INVESCO QQQ UNIT SER 1 46090E103 2,113 7,540 SH   SOLE   0 0 7,540
INVESCO S&P S&P500 EQL TEC 46137V282 252 1,068 SH   SOLE   0 0 1,068
INVESCO S&P S&P500 EQL WGT 46137V357 233 1,734 SH   SOLE   0 0 1,734
ISHARES 1-3YR 1 3 YR TREAS BD 464287457 2,529 30,552 SH   SOLE   0 0 30,552
ISHARES CORE CORE S&P TTL STK 464287150 45,427 542,213 SH   SOLE   0 0 542,213
ISHARES CORE CORE S&P500 ETF 464287200 2,584 6,816 SH   SOLE   0 0 6,816
ISHARES CORE CORE US AGGBD ET 464287226 1,635 16,077 SH   SOLE   0 0 16,077
ISHARES CORE CORE S&P MCP ETF 464287507 1,001 4,423 SH   SOLE   0 0 4,423
ISHARES CORE CORE S&P SCP ETF 464287804 1,370 14,826 SH   SOLE   0 0 14,826
ISHARES CORE CORE MSCI TOTAL 46432F834 883 15,484 SH   SOLE   0 0 15,484
ISHARES ESG ESG AWR US AGRGT 46435U549 258 5,278 SH   SOLE   0 0 5,278
ISHARES GOLD ISHARES NEW 464285204 29,674 864,893 SH   SOLE   0 0 864,893
ISHARES MSCI MSCI EAFE ETF 464287465 987 15,796 SH   SOLE   0 0 15,796
ISHARES MSCI EAFE VALUE ETF 464288877 3,838 88,441 SH   SOLE   0 0 88,441
ISHARES NATIONAL NATIONAL MUN 464288414 5,904 55,513 SH   SOLE   0 0 55,513
ISHARES RUSS RUS MDCP VAL ETF 464287473 395 3,885 SH   SOLE   0 0 3,885
ISHARES RUSSELL RUS MID CAP ETF 464287499 318 4,910 SH   SOLE   0 0 4,910
ISHARES RUSSELL RUS 1000 GRW ETF 464287614 583 2,664 SH   SOLE   0 0 2,664
ISHARES RUSSELL RUS 1000 ETF 464287622 1,124 5,408 SH   SOLE   0 0 5,408
ISHARES RUSSELL RUS 2000 VAL ETF 464287630 18,542 136,186 SH   SOLE   0 0 136,186
ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2,198 10,109 SH   SOLE   0 0 10,109
ISHARES S&P S&P 500 GRWT ETF 464287309 255 4,222 SH   SOLE   0 0 4,222
ISHARES S&P S&P 500 VAL ETF 464287408 350 2,543 SH   SOLE   0 0 2,543
ISHARES S&P S&P MC 400VL ETF 464287705 263 2,790 SH   SOLE   0 0 2,790
ISHARES S&P SP SMCP600VL ETF 464287879 1,194 13,415 SH   SOLE   0 0 13,415
ISHARES SELECT SELECT DIVID ETF 464287168 2,266 19,254 SH   SOLE   0 0 19,254
ISHARES SHORT SHRT NAT MUN ETF 464288158 2,241 21,402 SH   SOLE   0 0 21,402
ISHARES SILVER ISHARES 46428Q109 269 14,448 SH   SOLE   0 0 14,448
ISHARES TIPS TIPS BD ETF 464287176 9,747 85,569 SH   SOLE   0 0 85,569
ISHARES U S US HOME CONS ETF 464288752 811 15,450 SH   SOLE   0 0 15,450
JOHNSON & JOHNSON COM 478160104 4,759 26,807 SH   SOLE   0 0 26,807
JPMORGAN CHASE COM 46625H100 539 4,786 SH   SOLE   0 0 4,786
KELLOGG CO COM 487836108 948 13,295 SH   SOLE   0 0 13,295
KIMBERLY CLARK COM 494368103 510 3,775 SH   SOLE   0 0 3,775
KKR & CO COM 48251W104 490 10,586 SH   SOLE   0 0 10,586
KLA CORP COM NEW 482480100 662 2,075 SH   SOLE   0 0 2,075
LCI INDS COM 50189K103 1,325 11,844 SH   SOLE   0 0 11,844
LINCOLN NATL CORP IN COM 534187109 242 5,175 SH   SOLE   0 0 5,175
LINDE PLC COM G5494J103 739 2,569 SH   SOLE   0 0 2,569
LOWES COMPANIES COM 548661107 1,197 6,852 SH   SOLE   0 0 6,852
MASTERCARD INC CL A 57636Q104 216 686 SH   SOLE   0 0 686
MCDONALDS CORP COM 580135101 649 2,632 SH   SOLE   0 0 2,632
MCKESSON CORP COM 58155Q103 1,635 5,012 SH   SOLE   0 0 5,012
MERCK & COMPANY COM 58933Y105 1,369 15,012 SH   SOLE   0 0 15,012
META PLATFORMS CL A 30303M102 263 1,634 SH   SOLE   0 0 1,634
METLIFE INC COM 59156R108 338 5,378 SH   SOLE   0 0 5,378
MICRON TECHNOLOGY INC COM 595112103 1,132 20,484 SH   SOLE   0 0 20,484
MICROSOFT CORP COM 594918104 13,985 54,454 SH   SOLE   0 0 54,454
MONDELEZ INTERNATIONAL CL A 609207105 1,290 20,782 SH   SOLE   0 0 20,782
NORFOLK SOUTHERN COM 655844108 208 917 SH   SOLE   0 0 917
NUCOR CORP COM 670346105 535 5,125 SH   SOLE   0 0 5,125
NVIDIA CORP COM 67066G104 680 4,488 SH   SOLE   0 0 4,488
ORACLE CORP COM 68389X105 226 3,231 SH   SOLE   0 0 3,231
PAYCHEX INC COM 704326107 284 2,498 SH   SOLE   0 0 2,498
PEPSICO INC COM 713448108 2,781 16,685 SH   SOLE   0 0 16,685
PFIZER INC COM 717081103 3,781 72,116 SH   SOLE   0 0 72,116
PHILIP MORRIS COM 718172109 1,344 13,615 SH   SOLE   0 0 13,615
POLARIS INC COM 731068102 231 2,328 SH   SOLE   0 0 2,328
PROCTER & GAMBLE COM 742718109 2,970 20,655 SH   SOLE   0 0 20,655
PRUDENTIAL FINANCIAL COM 744320102 958 10,010 SH   SOLE   0 0 10,010
QORVO INC COM NEW 74736K101 354 3,750 SH   SOLE   0 0 3,750
QUALCOMM INC COM 747525103 888 6,951 SH   SOLE   0 0 6,951
QUEST DIAGNOSTICS COM 74834L100 326 2,448 SH   SOLE   0 0 2,448
RAYTHEON TECHNOLOGIES COM 75513E101 220 2,291 SH   SOLE   0 0 2,291
SANOFI SPONSORED ADR 80105N105 281 5,610 SH   SOLE   0 0 5,610
SCHWAB AGGREGATE US AGGREGATE B 808524839 3,306 69,068 SH   SOLE   0 0 69,068
SCHWAB EMERGING EMRG MKTEQ ETF 808524706 560 22,053 SH   SOLE   0 0 22,053
SCHWAB INTERMEDIATE INTRM TRM TRES 808524854 512 9,914 SH   SOLE   0 0 9,914
SCHWAB INTL INTL EQTY ETF 808524805 2,312 73,499 SH   SOLE   0 0 73,499
SCHWAB STRATEGIC 1000 INDEX ETF 808524722 726 19,910 SH   SOLE   0 0 19,910
SCHWAB US US BRD MKT ETF 808524102 6,395 144,697 SH   SOLE   0 0 144,697
SCHWAB US US LRG CAP ETF 808524201 1,226 27,456 SH   SOLE   0 0 27,456
SCHWAB US US LCAP VA ETF 808524409 706 11,303 SH   SOLE   0 0 11,303
SCHWAB US US MID-CAP ETF 808524508 542 8,645 SH   SOLE   0 0 8,645
SCHWAB US US SML CAP ETF 808524607 886 22,742 SH   SOLE   0 0 22,742
SCHWAB US US TIPS ETF 808524870 4,468 80,064 SH   SOLE   0 0 80,064
SECTOR FINANCIAL SBI INT-FINL 81369Y605 416 13,233 SH   SOLE   0 0 13,233
SECTOR TECHNOLOGY TECHNOLOGY 81369Y803 767 6,033 SH   SOLE   0 0 6,033
SHYFT GROUP COM 825698103 397 21,381 SH   SOLE   0 0 21,381
SMILEDIRECTCLUB INC CL A COM 83192H106 16 14,933 SH   SOLE   0 0 14,933
SOUTHERN COMPANY COM 842587107 294 4,123 SH   SOLE   0 0 4,123
SPDR DOW UT SER 1 78467X109 375 1,218 SH   SOLE   0 0 1,218
SPDR GOLD GOLD SHS 78463V107 515 3,057 SH   SOLE   0 0 3,057
SPDR S&P TR UNIT 78462F103 4,559 12,084 SH   SOLE   0 0 12,084
SPDR S&P UTSER1 S&PDCRP 78467Y107 871 2,106 SH   SOLE   0 0 2,106
SPDR SERIES S&P HOMEBUILD 78464A888 603 11,030 SH   SOLE   0 0 11,030
STARBUCKS CORP COM 855244109 317 4,154 SH   SOLE   0 0 4,154
STEELCASE INC CL A 858155203 295 27,531 SH   SOLE   0 0 27,531
STRYKER CORP COM 863667101 12,796 64,323 SH   SOLE   0 0 64,323
TARGET CORP COM 87612E106 359 2,543 SH   SOLE   0 0 2,543
TESLA INC COM 88160R101 754 1,119 SH   SOLE   0 0 1,119
TEVA PHARMACEUTICAL SPONSORED ADS 881624209 158 21,000 SH   SOLE   0 0 21,000
TEXAS INSTRUMENTS COM 882508104 317 2,064 SH   SOLE   0 0 2,064
THERMO FISHER COM 883556102 208 383 SH   SOLE   0 0 383
TIZIANA LIFE COM G88912103 14 19,200 SH   SOLE   0 0 19,200
TYSON FOODS CL A 902494103 403 4,684 SH   SOLE   0 0 4,684
U S BANCORP DE COM NEW 902973304 708 15,380 SH   SOLE   0 0 15,380
UNITED PARCEL CL B 911312106 374 2,047 SH   SOLE   0 0 2,047
VANGUARD DIVIDEND DIV APP ETF 921908844 1,951 13,605 SH   SOLE   0 0 13,605
VANGUARD ESG ESG US STK ETF 921910733 218 3,287 SH   SOLE   0 0 3,287
VANGUARD EXTENDED EXTEND MKT ETF 922908652 419 3,192 SH   SOLE   0 0 3,192
VANGUARD FSTE FTSE EMR MKT ETF 922042858 8,891 213,458 SH   SOLE   0 0 213,458
VANGUARD FTSE FTSE DEV MKT ETF 921943858 2,118 51,898 SH   SOLE   0 0 51,898
VANGUARD FTSE FTSE SMCAP ETF 922042718 953 9,234 SH   SOLE   0 0 9,234
VANGUARD GROWTH GROWTH ETF 922908736 573 2,569 SH   SOLE   0 0 2,569
VANGUARD HEALTH HEALTH CAR ETF 92204A504 494 2,097 SH   SOLE   0 0 2,097
VANGUARD HIGH HIGH DIV YLD 921946406 4,185 41,147 SH   SOLE   0 0 41,147
VANGUARD INFORMATION INF TECH ETF 92204A702 1,287 3,942 SH   SOLE   0 0 3,942
VANGUARD INTERMEDIATE INTERMED TERM 921937819 218 2,806 SH   SOLE   0 0 2,806
VANGUARD INTERMEDIATE INT-TERM CORP 92206C870 513 6,406 SH   SOLE   0 0 6,406
VANGUARD LARGE LARGE CAP ETF 922908637 664 3,855 SH   SOLE   0 0 3,855
VANGUARD MID MCAP VL IDXVIP 922908512 356 2,748 SH   SOLE   0 0 2,748
VANGUARD MID MID CAP ETF 922908629 1,300 6,598 SH   SOLE   0 0 6,598
VANGUARD MORTGAGE MORTG-BACK SEC 92206C771 508 10,630 SH   SOLE   0 0 10,630
VANGUARD MUNICIPAL TAX EXEMPT BD 922907746 2,409 48,263 SH   SOLE   0 0 48,263
VANGUARD REAL REAL ESTATE ETF 922908553 3,543 38,880 SH   SOLE   0 0 38,880
VANGUARD RUSSELL VNG RUS2000VAL 92206C649 463 3,882 SH   SOLE   0 0 3,882
VANGUARD RUSSELL VNG RUS1000VAL 92206C714 1,319 20,762 SH   SOLE   0 0 20,762
VANGUARD RUSSELL VNG RUS1000IDX 92206C730 354 2,062 SH   SOLE   0 0 2,062
VANGUARD S&P S&P 500 ETF SHS 922908363 19,838 57,190 SH   SOLE   0 0 57,190
VANGUARD SHORT SHORT TRM BOND 921937827 885 11,529 SH   SOLE   0 0 11,529
VANGUARD SHORT STRM INFPROIDX 922020805 433 8,645 SH   SOLE   0 0 8,645
VANGUARD SHORT SHORT TERM TREAS 92206C102 891 15,141 SH   SOLE   0 0 15,141
VANGUARD SHORT SHRT TRM CORP BD 92206C409 4,862 63,764 SH   SOLE   0 0 63,764
VANGUARD SMALL SM CP VAL ETF 922908611 38,563 257,395 SH   SOLE   0 0 257,395
VANGUARD SMALL SMALL CP ETF 922908751 833 4,732 SH   SOLE   0 0 4,732
VANGUARD TOTAL VG TL INTL STK F 921909768 17,321 335,613 SH   SOLE   0 0 335,613
VANGUARD TOTAL TOTAL BND MRKT 921937835 8,098 107,600 SH   SOLE   0 0 107,600
VANGUARD TOTAL INTL BD IDX ETF 92203J407 456 9,205 SH   SOLE   0 0 9,205
VANGUARD TOTAL TT WRLD ST ETF 922042742 27,851 326,346 SH   SOLE   0 0 326,346
VANGUARD TOTAL TOTAL STK MKT 922908769 81,855 433,967 SH   SOLE   0 0 433,967
VANGUARD VALUE VALUE ETF 922908744 4,530 34,356 SH   SOLE   0 0 34,356
VIATRIS INC COM 92556V106 170 16,191 SH   SOLE   0 0 16,191
VISA INC COM CL A 92826C839 788 4,002 SH   SOLE   0 0 4,002
WALMART INC COM 931142103 319 2,624 SH   SOLE   0 0 2,624
WALT DISNEY COM DISNEY 254687106 417 4,415 SH   SOLE   0 0 4,415
WEYERHAEUSER CO COM NEW 962166104 215 6,490 SH   SOLE   0 0 6,490
WHIRLPOOL CORP COM 963320106 311 2,009 SH   SOLE   0 0 2,009
WORLD GOLD SPDR GLD MINIS 98149E303 4,365 121,667 SH   SOLE   0 0 121,667
WORTHINGTON INDUSTRIES COM 981811102 221 5,000 SH   SOLE   0 0 5,000
ZOETIS INC CL A 98978V103 4,179 24,309 SH   SOLE   0 0 24,309
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 323 13,382 SH   SOLE   0 0 13,382
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 215 4,471 SH   SOLE   0 0 4,471
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 200 2,855 SH   SOLE   0 0 2,855