The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,216 7,590 SH   SOLE   7,590 0 0
3M CO COM 88579Y101 493 3,077 SH   OTR   3,077 0 0
ABBOTT LABS COM 002824100 2,257 20,742 SH   OTR   20,437 0 305
ABBOTT LABS COM 002824100 3,096 28,445 SH   SOLE   28,445 0 0
ABBVIE INC COM 00287Y109 1,492 17,030 SH   SOLE   17,030 0 0
ABBVIE INC COM 00287Y109 1,875 21,411 SH   OTR   20,961 0 450
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,129 4,994 SH   SOLE   4,994 0 0
ACTIVISION BLIZZARD INC COM 00507V109 944 11,662 SH   SOLE   11,662 0 0
AGNC INVT CORP COM 00123Q104 585 42,039 SH   SOLE   42,039 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 1,247 10,895 SH   SOLE   10,895 0 0
ALLIANT ENERGY CORP COM 018802108 657 12,726 SH   SOLE   12,726 0 0
ALLSTATE CORP COM 020002101 1,400 14,876 SH   SOLE   14,876 0 0
ALLY FINL INC COM 02005N100 461 18,372 SH   SOLE   18,372 0 0
ALPHABET INC CAP STK CL A 02079K305 1,822 1,243 SH   SOLE   1,243 0 0
ALPHABET INC CAP STK CL A 02079K305 302 206 SH   OTR   142 0 64
ALPHABET INC CAP STK CL C 02079K107 1,293 880 SH   SOLE   880 0 0
ALPHABET INC CAP STK CL C 02079K107 428 291 SH   OTR   284 0 7
ALTRIA GROUP INC COM 02209S103 428 11,089 SH   SOLE   11,089 0 0
AMAZON COM INC COM 023135106 315 100 SH   OTR   62 0 38
AMAZON COM INC COM 023135106 1,965 624 SH   SOLE   624 0 0
AMERICAN AXLE & MFG HLDGS IN COM 024061103 498 86,289 SH   SOLE   86,289 0 0
AMERICAN EXPRESS CO COM 025816109 224 2,231 SH   SOLE   2,231 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 472 17,134 SH   SOLE   17,134 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 591 83,071 SH   SOLE   83,071 0 0
AON PLC SHS CL A G0403H108 1,977 9,583 SH   SOLE   9,583 0 0
APPLE INC COM 037833100 2,269 19,596 SH   OTR   14,609 0 4,987
APPLE INC COM 037833100 14,704 126,967 SH   SOLE   126,967 0 0
APPLIED MATLS INC COM 038222105 431 7,244 SH   SOLE   7,244 0 0
APTIV PLC SHS G6095L109 220 2,399 SH   SOLE   2,399 0 0
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L203 1,101 83,131 SH   SOLE   83,131 0 0
AT&T INC COM 00206R102 1,121 39,333 SH   OTR   36,883 0 2,450
AT&T INC COM 00206R102 2,829 99,222 SH   SOLE   98,984 0 238
BALL CORP COM 058498106 758 9,115 SH   SOLE   9,115 0 0
BANK NEW YORK MELLON CORP COM 064058100 923 26,875 SH   OTR   26,875 0 0
BAUSCH HEALTH COS INC COM 071734107 529 34,044 SH   SOLE   34,044 0 0
BAXTER INTL INC COM 071813109 580 7,207 SH   SOLE   7,207 0 0
BECTON DICKINSON & CO COM 075887109 864 3,715 SH   SOLE   3,715 0 0
BERKLEY W R CORP COM 084423102 2,089 34,170 SH   OTR   0 0 34,170
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,123 5,273 SH   SOLE   5,273 0 0
BK OF AMERICA CORP COM 060505104 473 19,619 SH   SOLE   19,619 0 0
BLACKROCK INC COM 09247X101 742 1,316 SH   SOLE   1,316 0 0
BNY MELLON STRATEGIC MUN BD COM 09662E109 87 11,899 SH   SOLE   11,899 0 0
BOEING CO COM 097023105 1,516 9,171 SH   SOLE   9,171 0 0
BOSTON SCIENTIFIC CORP COM 101137107 595 15,573 SH   SOLE   15,573 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 472 7,835 SH   OTR   6,885 0 950
BRISTOL-MYERS SQUIBB CO COM 110122108 1,544 25,610 SH   SOLE   22,810 0 2,800
BROADCOM INC COM 11135F101 207 568 SH   OTR   318 0 250
BROADCOM INC COM 11135F101 2,282 6,264 SH   SOLE   6,264 0 0
BUNGE LIMITED COM G16962105 797 17,449 SH   SOLE   17,449 0 0
CAPITAL ONE FINL CORP COM 14040H105 877 12,200 SH   SOLE   12,200 0 0
CATERPILLAR INC DEL COM 149123101 898 6,024 SH   SOLE   6,024 0 0
CHEMED CORP NEW COM 16359R103 961 2,000 SH   OTR   2,000 0 0
CHEVRON CORP NEW COM 166764100 1,295 17,984 SH   SOLE   17,984 0 0
CIGNA CORP NEW COM 125523100 816 4,816 SH   SOLE   4,816 0 0
CISCO SYS INC COM 17275R102 342 8,675 SH   OTR   5,875 0 2,800
CISCO SYS INC COM 17275R102 1,514 38,446 SH   SOLE   38,446 0 0
CITIGROUP INC COM NEW 172967424 1,229 28,513 SH   SOLE   28,513 0 0
CITIZENS FINL GROUP INC COM 174610105 864 34,175 SH   SOLE   34,175 0 0
COCA COLA CO COM 191216100 628 12,722 SH   SOLE   12,722 0 0
COCA COLA CO COM 191216100 541 10,950 SH   OTR   10,950 0 0
COLGATE PALMOLIVE CO COM 194162103 343 4,446 SH   SOLE   4,446 0 0
COMCAST CORP NEW CL A 20030N101 390 8,420 SH   OTR   8,420 0 0
COMCAST CORP NEW CL A 20030N101 863 18,646 SH   SOLE   18,646 0 0
COMMUNITY BK SYS INC COM 203607106 218 4,000 SH   OTR   4,000 0 0
CONCHO RES INC COM 20605P101 263 5,967 SH   SOLE   5,967 0 0
CONOCOPHILLIPS COM 20825C104 220 6,688 SH   SOLE   6,288 0 400
CONSTELLATION BRANDS INC CL A 21036P108 340 1,796 SH   OTR   1,763 0 33
CONSTELLATION BRANDS INC CL A 21036P108 538 2,840 SH   SOLE   2,840 0 0
COSTCO WHSL CORP NEW COM 22160K105 918 2,587 SH   SOLE   2,587 0 0
CSX CORP COM 126408103 434 5,591 SH   SOLE   5,591 0 0
CUMMINS INC COM 231021106 554 2,622 SH   SOLE   2,622 0 0
CURIS INC COM NEW 231269200 12 10,000 SH   SOLE   10,000 0 0
CVS HEALTH CORP COM 126650100 1,775 30,393 SH   SOLE   30,393 0 0
DANAHER CORPORATION COM 235851102 1,062 4,932 SH   SOLE   4,932 0 0
DEERE & CO COM 244199105 500 2,254 SH   OTR   515 0 1,739
DEERE & CO COM 244199105 1,674 7,553 SH   SOLE   7,553 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 778 25,447 SH   SOLE   25,447 0 0
DIAMONDBACK ENERGY INC COM 25278X109 289 9,586 SH   SOLE   9,586 0 0
DISCOVER FINL SVCS COM 254709108 488 8,454 SH   SOLE   8,454 0 0
DISNEY WALT CO COM DISNEY 254687106 2,123 17,108 SH   SOLE   17,108 0 0
DOLLAR GEN CORP NEW COM 256677105 2,154 10,275 SH   SOLE   10,275 0 0
DOMINION ENERGY INC COM 25746U109 300 3,797 SH   OTR   3,463 0 334
DOMINION ENERGY INC COM 25746U109 968 12,263 SH   SOLE   11,813 0 450
DONALDSON INC COM 257651109 874 18,834 SH   SOLE   18,834 0 0
DOVER CORP COM 260003108 433 4,000 SH   OTR   4,000 0 0
DOW INC COM 260557103 228 4,838 SH   SOLE   3,304 0 1,534
DUKE ENERGY CORP NEW COM NEW 26441C204 815 9,204 SH   SOLE   9,204 0 0
DUPONT DE NEMOURS INC COM 26614N102 209 3,773 SH   SOLE   2,239 0 1,534
DWS MUN INCOME TR COM 233368109 142 12,816 SH   SOLE   12,816 0 0
EMERSON ELEC CO COM 291011104 240 3,666 SH   SOLE   3,666 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 88 16,251 SH   OTR   15,291 0 960
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 56 10,242 SH   SOLE   10,242 0 0
ESSENTIAL UTILS INC COM 29670G102 252 6,250 SH   SOLE   6,250 0 0
EXXON MOBIL CORP COM 30231G102 864 25,165 SH   SOLE   23,053 0 2,112
FACEBOOK INC CL A 30303M102 816 3,115 SH   OTR   545 0 2,570
FACEBOOK INC CL A 30303M102 1,462 5,581 SH   SOLE   5,581 0 0
FEDEX CORP COM 31428X106 1,070 4,253 SH   SOLE   4,253 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 257 1,743 SH   SOLE   1,394 0 349
FLEXSTEEL INDS INC COM 339382103 10,574 440,588 SH   OTR   0 0 440,588
FORTIVE CORP COM 34959J108 246 3,227 SH   SOLE   3,227 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 623 7,200 SH   OTR   7,200 0 0
GABELLI EQUITY TR INC COM 362397101 97 19,142 SH   SOLE   19,142 0 0
GENERAL ELECTRIC CO COM 369604103 349 55,979 SH   SOLE   55,979 0 0
GENERAL ELECTRIC CO COM 369604103 152 24,475 SH   OTR   24,000 0 475
GENERAL MLS INC COM 370334104 212 3,429 SH   SOLE   2,629 0 800
GENERAL MTRS CO COM 37045V100 933 31,531 SH   SOLE   31,531 0 0
GLOBAL PMTS INC COM 37940X102 281 1,582 SH   OTR   1,582 0 0
GLOBAL PMTS INC COM 37940X102 1,281 7,216 SH   SOLE   7,216 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 928 4,616 SH   SOLE   4,616 0 0
GRACO INC COM 384109104 2,025 33,000 SH   SOLE   33,000 0 0
HEARTLAND FINL USA INC COM 42234Q102 3,944 131,487 SH   SOLE   131,487 0 0
HOME DEPOT INC COM 437076102 1,110 3,996 SH   SOLE   3,996 0 0
HONEYWELL INTL INC COM 438516106 322 1,956 SH   OTR   1,875 0 81
HONEYWELL INTL INC COM 438516106 431 2,618 SH   SOLE   2,618 0 0
HP INC COM 40434L105 775 40,833 SH   SOLE   40,833 0 0
HUNTSMAN CORP COM 447011107 222 10,000 SH   SOLE   10,000 0 0
ILLINOIS TOOL WKS INC COM 452308109 835 4,320 SH   SOLE   4,320 0 0
INTEL CORP COM 458140100 2,191 42,322 SH   SOLE   42,322 0 0
INTEL CORP COM 458140100 237 4,576 SH   OTR   4,576 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 210 1,730 SH   OTR   1,680 0 50
INTERNATIONAL BUSINESS MACHS COM 459200101 728 5,987 SH   SOLE   5,981 0 6
INVESCO QQQ TR UNIT SER 1 46090E103 337 1,214 SH   SOLE   1,214 0 0
ISHARES INC CORE MSCI EMKT 46434G103 315 5,973 SH   SOLE   5,973 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 993 6,629 SH   SOLE   6,629 0 0
ISHARES TR MBS ETF 464288588 1,987 17,995 SH   SOLE   17,995 0 0
ISHARES TR IBOXX INV CP ETF 464287242 300 2,226 SH   OTR   1,428 0 798
ISHARES TR MSCI EAFE ETF 464287465 2,000 31,420 SH   SOLE   31,420 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 589 3,930 SH   OTR   0 0 3,930
ISHARES TR 0-5YR INVT GR CP 46434V100 1,539 29,521 SH   SOLE   29,521 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 359 2,945 SH   SOLE   2,945 0 0
ISHARES TR AGENCY BOND ETF 464288166 472 3,895 SH   SOLE   3,895 0 0
ISHARES TR CORE S&P US GWT 464287671 1,887 23,593 SH   SOLE   23,593 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 207 9,834 SH   SOLE   9,834 0 0
ISHARES TR TIPS BD ETF 464287176 352 2,782 SH   OTR   0 0 2,782
ISHARES TR EAFE SML CP ETF 464288273 232 3,927 SH   SOLE   3,927 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,125 3,348 SH   OTR   0 0 3,348
ISHARES TR CORE US AGGBD ET 464287226 675 5,715 SH   SOLE   5,715 0 0
ISHARES TR PFD AND INCM SEC 464288687 255 7,000 SH   SOLE   7,000 0 0
ISHARES TR JPMORGAN USD EMG 464288281 869 7,834 SH   SOLE   7,834 0 0
JOHNSON & JOHNSON COM 478160104 649 4,362 SH   OTR   4,362 0 0
JOHNSON & JOHNSON COM 478160104 2,258 15,165 SH   SOLE   15,165 0 0
JPMORGAN CHASE & CO COM 46625H100 472 4,901 SH   OTR   4,636 0 265
JPMORGAN CHASE & CO COM 46625H100 3,529 36,658 SH   SOLE   36,034 0 624
KELLOGG CO COM 487836108 284 4,400 SH   SOLE   4,400 0 0
KIMBERLY CLARK CORP COM 494368103 295 2,000 SH   OTR   2,000 0 0
KIMBERLY CLARK CORP COM 494368103 342 2,313 SH   SOLE   2,313 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 461 9,777 SH   SOLE   9,777 0 0
LAUDER ESTEE COS INC CL A 518439104 1,009 4,624 SH   SOLE   4,624 0 0
LENNAR CORP CL A 526057104 238 2,909 SH   SOLE   2,909 0 0
LILLY ELI & CO COM 532457108 574 3,875 SH   SOLE   3,875 0 0
LOCKHEED MARTIN CORP COM 539830109 482 1,258 SH   SOLE   1,258 0 0
MACYS INC COM 55616P104 721 126,476 SH   SOLE   126,476 0 0
MASTERCARD INCORPORATED CL A 57636Q104 579 1,711 SH   SOLE   1,711 0 0
MCDONALDS CORP COM 580135101 704 3,207 SH   SOLE   3,207 0 0
MCKESSON CORP COM 58155Q103 1,527 10,250 SH   SOLE   10,250 0 0
MEDTRONIC PLC SHS G5960L103 811 7,807 SH   SOLE   7,807 0 0
MERCK & CO. INC COM 58933Y105 702 8,466 SH   SOLE   8,466 0 0
METLIFE INC COM 59156R108 641 17,233 SH   SOLE   17,233 0 0
MICRON TECHNOLOGY INC COM 595112103 236 5,032 SH   OTR   4,043 0 989
MICRON TECHNOLOGY INC COM 595112103 1,240 26,408 SH   SOLE   26,408 0 0
MICROSOFT CORP COM 594918104 6,071 28,862 SH   SOLE   28,862 0 0
MICROSOFT CORP COM 594918104 966 4,595 SH   OTR   3,991 0 604
MICROSOFT CORP COM 594918104 4,162 19,788 SH   SOLE   19,788 0 0
MIDWESTONE FINL GROUP INC NE COM 598511103 62,348 3,488,993 SH   OTR   0 0 3,488,993
MIDWESTONE FINL GROUP INC NE COM 598511103 1,099 61,480 SH   SOLE   61,480 0 0
MONDELEZ INTL INC CL A 609207105 1,525 26,542 SH   SOLE   26,542 0 0
MORGAN STANLEY COM NEW 617446448 214 4,416 SH   SOLE   4,416 0 0
MYLAN NV SHS EURO N59465109 795 53,574 SH   SOLE   53,574 0 0
MYLAN NV SHS EURO N59465109 217 14,631 SH   OTR   13,805 0 826
NETFLIX INC COM 64110L106 959 1,917 SH   SOLE   1,917 0 0
NEXTERA ENERGY INC COM 65339F101 601 2,165 SH   SOLE   2,165 0 0
NIKE INC CL B 654106103 782 6,227 SH   SOLE   6,227 0 0
NORFOLK SOUTHN CORP COM 655844108 1,070 5,000 SH   OTR   5,000 0 0
NORFOLK SOUTHN CORP COM 655844108 262 1,224 SH   SOLE   1,224 0 0
OPEN TEXT CORP COM 683715106 1,038 24,584 SH   SOLE   24,584 0 0
ORACLE CORP COM 68389X105 1,628 27,263 SH   SOLE   27,263 0 0
ORACLE CORP COM 68389X105 258 4,315 SH   OTR   4,315 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 1,105 2,396 SH   SOLE   2,396 0 0
PEPSICO INC COM 713448108 1,723 12,431 SH   SOLE   11,431 0 1,000
PFIZER INC COM 717081103 252 6,877 SH   OTR   4,840 0 2,037
PFIZER INC COM 717081103 451 12,295 SH   SOLE   8,335 0 3,960
PHILIP MORRIS INTL INC COM 718172109 798 10,646 SH   SOLE   10,646 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 408 4,000 SH   OTR   4,000 0 0
PROCTER AND GAMBLE CO COM 742718109 635 4,572 SH   OTR   4,572 0 0
PROCTER AND GAMBLE CO COM 742718109 1,966 14,144 SH   SOLE   12,144 0 2,000
RAYTHEON TECHNOLOGIES CORP COM 75513E101 401 6,965 SH   OTR   6,965 0 0
REGENERON PHARMACEUTICALS COM 75886F107 449 802 SH   SOLE   802 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 399 6,930 SH   SOLE   6,930 0 0
ROPER TECHNOLOGIES INC COM 776696106 614 1,553 SH   SOLE   1,553 0 0
ROPER TECHNOLOGIES INC COM 776696106 308 780 SH   OTR   780 0 0
SALESFORCE COM INC COM 79466L302 1,363 5,424 SH   SOLE   5,424 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1,392 23,718 SH   SOLE   23,718 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 958 18,360 SH   SOLE   18,360 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 407 12,950 SH   SOLE   12,950 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 584 11,348 SH   SOLE   11,348 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 536 6,650 SH   OTR   6,650 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 701 29,103 SH   SOLE   29,103 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 913 2,725 SH   OTR   1,800 0 925
SPDR S&P 500 ETF TR TR UNIT 78462F103 350 1,044 SH   SOLE   1,044 0 0
SPDR SER TR BLOOMBERG BRCLYS 78468R622 783 7,513 SH   SOLE   7,513 0 0
SPDR SER TR BLOOMBERG BRCLYS 78468R622 345 3,310 SH   OTR   0 0 3,310
SPDR SER TR NUVEEN BLMBRG SR 78468R739 949 19,036 SH   SOLE   19,036 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 990 31,551 SH   SOLE   31,551 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200 298 9,756 SH   OTR   0 0 9,756
STANLEY BLACK & DECKER INC COM 854502101 783 4,826 SH   SOLE   4,826 0 0
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 171 10,500 SH   SOLE   10,500 0 0
SYNCHRONY FINANCIAL COM 87165B103 320 12,213 SH   SOLE   12,213 0 0
TARGET CORP COM 87612E106 1,070 6,800 SH   SOLE   6,800 0 0
TESLA INC COM 88160R101 230 535 SH   OTR   350 0 185
TEXAS INSTRS INC COM 882508104 428 3,000 SH   SOLE   3,000 0 0
TEXAS INSTRS INC COM 882508104 286 2,000 SH   OTR   2,000 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,138 4,842 SH   SOLE   4,842 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 227 515 SH   OTR   475 0 40
TJX COS INC NEW COM 872540109 413 7,419 SH   SOLE   7,419 0 0
TJX COS INC NEW COM 872540109 254 4,561 SH   OTR   4,561 0 0
TOTAL SE SPONSORED ADS 89151E109 239 6,960 SH   SOLE   6,960 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 285 2,347 SH   SOLE   2,347 0 0
UNION PAC CORP COM 907818108 523 2,659 SH   SOLE   2,659 0 0
UNITED PARCEL SERVICE INC CL B 911312106 287 1,725 SH   SOLE   1,725 0 0
UNITED RENTALS INC COM 911363109 262 1,500 SH   OTR   1,184 0 316
UNITED RENTALS INC COM 911363109 2,043 11,708 SH   SOLE   11,708 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,288 4,132 SH   SOLE   4,132 0 0
US BANCORP DEL COM NEW 902973304 334 9,324 SH   SOLE   9,324 0 0
VALERO ENERGY CORP COM 91913Y100 246 5,688 SH   SOLE   5,688 0 0
VANECK VECTORS ETF TR SHORT MUNI ETF 92189F528 1,640 90,854 SH   SOLE   90,854 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 272 2,905 SH   SOLE   2,905 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,151 13,044 SH   OTR   0 0 13,044
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 228 2,580 SH   SOLE   2,580 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 858 2,788 SH   SOLE   2,788 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 337 1,913 SH   SOLE   1,913 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 428 1,990 SH   SOLE   1,990 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 917 9,051 SH   SOLE   9,051 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 771 4,282 SH   SOLE   4,282 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 279 3,528 SH   OTR   0 0 3,528
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 490 11,324 SH   SOLE   11,324 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,554 28,538 SH   SOLE   28,538 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,091 21,823 SH   SOLE   21,823 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,307 27,851 SH   SOLE   27,851 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 543 13,278 SH   SOLE   13,278 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,046 25,570 SH   OTR   0 0 25,570
VERIZON COMMUNICATIONS INC COM 92343V104 1,953 32,828 SH   SOLE   32,828 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 757 12,731 SH   OTR   10,264 0 2,467
VIACOMCBS INC CL B 92556H206 922 32,924 SH   SOLE   32,924 0 0
VISA INC COM CL A 92826C839 1,572 7,863 SH   SOLE   7,863 0 0
VISA INC COM CL A 92826C839 414 2,071 SH   OTR   1,988 0 83
VMWARE INC CL A COM 928563402 1,211 8,429 SH   SOLE   8,429 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 431 12,000 SH   OTR   12,000 0 0
WALMART INC COM 931142103 1,303 9,316 SH   SOLE   9,316 0 0
WELLS FARGO GLOBAL DIVIDEND COM 94987C103 51 12,164 SH   SOLE   12,164 0 0
WESTERN DIGITAL CORP. COM 958102105 614 16,811 SH   SOLE   16,811 0 0