The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   278,656 3,783 SH   SOLE   0 0 3,783
ALPHABET INC CAP STK CL A 02079K305   218,824 1,201 SH   SOLE   0 0 1,201
ALPS ETF TR ALERIAN ENERGY 00162Q676   733,598 27,610 SH   SOLE   0 0 27,610
AMAZON COM INC COM 023135106   403,639 2,089 SH   SOLE   0 0 2,089
AMERICAN CENTY ETF TR US SML CP VALU 025072877   4,221,302 47,050 SH   SOLE   0 0 47,050
APPLE INC COM 037833100   3,323,157 15,778 SH   SOLE   0 0 15,778
ARK 21SHARES BITCOIN ETF SHS BEN INT 040919102   369,477 6,160 SH   SOLE   0 0 6,160
ARK ETF TR INNOVATION ETF 00214Q104   496,055 11,287 SH   SOLE   0 0 11,287
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   210,722 518 SH   SOLE   0 0 518
CHIPOTLE MEXICAN GRILL INC COM 169656105   388,430 6,200 SH   SOLE   0 0 6,200
DBX ETF TR XTRACK MSCI EAFE 233051200   53,889,996 1,300,434 SH   SOLE   0 0 1,300,434
ETF SER SOLUTIONS AAM LW DUR PFD 26922A198   12,636,231 597,740 SH   SOLE   0 0 597,740
HOME DEPOT INC COM 437076102   362,079 1,052 SH   SOLE   0 0 1,052
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   7,051,886 299,189 SH   SOLE   0 0 299,189
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   16,632,552 101,245 SH   SOLE   0 0 101,245
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   21,291,782 709,017 SH   SOLE   0 0 709,017
INVESCO QQQ TR UNIT SER 1 46090E103   7,859,165 16,378 SH   SOLE   0 0 16,378
ISHARES TR US HLTHCARE ETF 464287762   3,137,163 51,202 SH   SOLE   0 0 51,202
ISHARES TR S&P SML 600 GWT 464287887   296,545 2,309 SH   SOLE   0 0 2,309
ISHARES TR RUS 1000 VAL ETF 464287598   274,875 1,575 SH   SOLE   0 0 1,575
ISHARES TR CORE S&P SCP ETF 464287804   579,943 5,437 SH   SOLE   0 0 5,437
ISHARES TR S&P 500 GRWT ETF 464287309   292,241 3,158 SH   SOLE   0 0 3,158
ISHARES TR S&P 500 VAL ETF 464287408   391,732 2,152 SH   SOLE   0 0 2,152
ISHARES TR MSCI EAFE MIN VL 46429B689   234,515 3,381 SH   SOLE   0 0 3,381
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   563,051 18,731 SH   SOLE   0 0 18,731
MCDONALDS CORP COM 580135101   4,161,509 16,330 SH   SOLE   0 0 16,330
META PLATFORMS INC CL A 30303M102   391,007 775 SH   SOLE   0 0 775
OMEGA HEALTHCARE INVS INC COM 681936100   5,889,407 171,954 SH   SOLE   0 0 171,954
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   485,006 5,232 SH   SOLE   0 0 5,232
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   56,076,811 555,508 SH   SOLE   0 0 555,508
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   67,600,050 907,154 SH   SOLE   0 0 907,154
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   40,732,311 855,552 SH   SOLE   0 0 855,552
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   26,130,035 982,548 SH   SOLE   0 0 982,548
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   679,906 8,652 SH   SOLE   0 0 8,652
SOUTHERN CO COM 842587107   271,960 3,506 SH   SOLE   0 0 3,506
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301   10,143,646 91,055 SH   SOLE   0 0 91,055
SPDR SER TR S&P 600 SMCP GRW 78464A201   8,772,490 102,172 SH   SOLE   0 0 102,172
SPDR SER TR BLOOMBERG EMERGI 78464A391   874,980 43,991 SH   SOLE   0 0 43,991
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   6,133,801 146,742 SH   SOLE   0 0 146,742
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,489,334 28,835 SH   SOLE   0 0 28,835
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   50,562,878 701,775 SH   SOLE   0 0 701,775
VANGUARD INDEX FDS GROWTH ETF 922908736   384,676 1,027 SH   SOLE   0 0 1,027
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   912,300 20,848 SH   SOLE   0 0 20,848
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,788,769 44,330 SH   SOLE   0 0 44,330
WELLTOWER INC COM 95040Q104   3,178,580 30,490 SH   SOLE   0 0 30,490
WISDOMTREE TR INDIA ERNGS FD 97717W422   204,905 4,244 SH   SOLE   0 0 4,244