The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS Common Stock 002824100   106,508 1,025 SH   OTR   1,025 0 0
ABBOTT LABS Common Stock 002824100   2,836,327 27,296 SH   SOLE   26,429 0 867
ABBVIE INC Common Stock 00287Y109   124,352 725 SH   OTR   725 0 0
ABBVIE INC Common Stock 00287Y109   4,579,756 26,701 SH   SOLE   26,101 0 600
ACCENTURE PLC IRELAND Common Stock G1151C101   125,915 415 SH   OTR   415 0 0
ACCENTURE PLC IRELAND Common Stock G1151C101   3,268,636 10,773 SH   SOLE   10,573 0 200
AIR PRODS & CHEMS INC Common Stock 009158106   2,371,480 9,190 SH   SOLE   9,190 0 0
AIR PRODS & CHEMS INC Common Stock 009158106   52,900 205 SH   OTR   205 0 0
Alliant Energy Corp Common Stock 018802108   101,800 2,000 SH   OTR   2,000 0 0
Alliant Energy Corp Common Stock 018802108   3,026,412 59,458 SH   SOLE   58,558 0 900
Allstate Corp Common Stock 020002101   112,720 706 SH   OTR   706 0 0
Allstate Corp Common Stock 020002101   3,134,764 19,634 SH   SOLE   19,134 0 500
Amdocs Ltd Common Stock G02602103   2,778,379 35,205 SH   SOLE   35,205 0 0
Amdocs Ltd Common Stock G02602103   84,839 1,075 SH   OTR   1,075 0 0
AMERICAN ELEC PWR CO INC Common Stock 025537101   52,644 600 SH   OTR   600 0 0
AMERICAN ELEC PWR CO INC Common Stock 025537101   3,179,259 36,235 SH   SOLE   35,635 0 600
American Express Co Common Stock 025816109   57,888 250 SH   OTR   250 0 0
American Express Co Common Stock 025816109   4,345,036 18,765 SH   SOLE   18,365 0 400
AMERICAN INTL GROUP INC Common Stock 026874784   3,292,173 44,345 SH   SOLE   43,845 0 500
AMERICAN INTL GROUP INC Common Stock 026874784   118,784 1,600 SH   OTR   1,600 0 0
AMGEN INC Common Stock 031162100   7,811 25 SH   OTR   25 0 0
AMGEN INC Common Stock 031162100   3,400,081 10,882 SH   SOLE   10,682 0 200
APOLLO GLOBAL MGMT INC Common Stock 03769M106   177,105 1,500 SH   OTR   1,500 0 0
APOLLO GLOBAL MGMT INC Common Stock 03769M106   4,793,170 40,596 SH   SOLE   40,596 0 0
Apple Inc Common Stock 037833100   276,123 1,311 SH   SOLE   1,311 0 0
Apple Inc Common Stock 037833100   238,632 1,133 SH   OTR   1,133 0 0
ASTRAZENECA PLC Int'l Common Stock 046353108   3,034,981 38,915 SH   SOLE   38,915 0 0
ASTRAZENECA PLC Int'l Common Stock 046353108   15,598 200 SH   OTR   200 0 0
AT&T INC Common Stock 00206R102   3,429,251 179,448 SH   SOLE   175,248 0 4,200
AT&T INC Common Stock 00206R102   9,555 500 SH   OTR   500 0 0
Blackrock Inc Common Stock 09247X101   2,904,423 3,689 SH   SOLE   3,689 0 0
Blackrock Inc Common Stock 09247X101   106,288 135 SH   OTR   135 0 0
BOOZ ALLEN HAMILTON HLDG CORP Common Stock 099502106   4,672,558 30,361 SH   SOLE   29,761 0 600
BOOZ ALLEN HAMILTON HLDG CORP Common Stock 099502106   142,358 925 SH   OTR   925 0 0
Broadcom Inc Common Stock 11135F101   6,398,037 3,985 SH   SOLE   3,885 0 100
Broadcom Inc Common Stock 11135F101   337,161 210 SH   OTR   210 0 0
Caterpillar Inc Common Stock 149123101   248,826 747 SH   SOLE   747 0 0
CHEVRON CORP NEW Common Stock 166764100   3,894,702 24,899 SH   SOLE   23,899 0 1,000
CHEVRON CORP NEW Common Stock 166764100   93,852 600 SH   OTR   600 0 0
CISCO SYS INC Common Stock 17275R102   4,751 100 SH   OTR   100 0 0
CISCO SYS INC Common Stock 17275R102   2,894,927 60,933 SH   SOLE   59,278 0 1,655
COCA COLA CO Common Stock 191216100   105,023 1,650 SH   OTR   1,650 0 0
COCA COLA CO Common Stock 191216100   3,059,210 48,063 SH   SOLE   47,063 0 1,000
COMCAST CORP NEW Common Stock 20030N101   241,226 6,160 SH   SOLE   6,160 0 0
Commerce Bancshares Inc Common Stock 200525103   334,903 6,004 SH   SOLE   6,004 0 0
Conocophillips Common Stock 20825C104   97,223 850 SH   OTR   850 0 0
Conocophillips Common Stock 20825C104   4,170,638 36,463 SH   SOLE   35,763 0 700
CONSTELLATION BRANDS INC Common Stock 21036P108   135,072 525 SH   OTR   525 0 0
CONSTELLATION BRANDS INC Common Stock 21036P108   3,032,045 11,785 SH   SOLE   11,785 0 0
CONSTELLATION ENERGY CORP Common Stock 21037T109   13,218 66 SH   OTR   66 0 0
CONSTELLATION ENERGY CORP Common Stock 21037T109   1,735,139 8,664 SH   SOLE   8,264 0 400
CVS Health Corp Common Stock 126650100   7,383 125 SH   OTR   125 0 0
CVS Health Corp Common Stock 126650100   2,322,357 39,322 SH   SOLE   38,622 0 700
DEERE & CO Common Stock 244199105   18,682 50 SH   OTR   50 0 0
DEERE & CO Common Stock 244199105   3,907,423 10,458 SH   SOLE   10,158 0 300
DISNEY WALT CO Common Stock 254687106   9,929 100 SH   OTR   100 0 0
DISNEY WALT CO Common Stock 254687106   2,594,944 26,135 SH   SOLE   25,235 0 900
DOMINION ENERGY INC Common Stock 25746U109   2,142,672 43,728 SH   SOLE   43,028 0 700
DOMINION ENERGY INC Common Stock 25746U109   22,050 450 SH   OTR   450 0 0
DT Midstream Inc Common Stock 23345M107   334,551 4,710 SH   SOLE   3,710 0 1,000
Dte Energy Co Common Stock 233331107   69,381 625 SH   OTR   625 0 0
Dte Energy Co Common Stock 233331107   3,038,233 27,369 SH   SOLE   26,969 0 400
DUKE ENERGY CORP NEW Common Stock 26441C204   10,023 100 SH   OTR   100 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204   3,342,871 33,352 SH   SOLE   32,752 0 600
EASTMAN CHEM CO Common Stock 277432100   9,797 100 SH   OTR   100 0 0
EASTMAN CHEM CO Common Stock 277432100   2,629,025 26,835 SH   SOLE   26,335 0 500
EATON CORP PLC Common Stock G29183103   5,404,975 17,238 SH   SOLE   16,938 0 300
EATON CORP PLC Common Stock G29183103   15,678 50 SH   OTR   50 0 0
ELI LILLY & CO Common Stock 532457108   977,810 1,080 SH   SOLE   1,080 0 0
ENBRIDGE INC Common Stock 29250N105   62,283 1,750 SH   OTR   1,750 0 0
ENBRIDGE INC Common Stock 29250N105   2,554,935 71,788 SH   SOLE   70,013 0 1,775
ENTERGY CORP NEW Common Stock 29364G103   107,000 1,000 SH   OTR   1,000 0 0
ENTERGY CORP NEW Common Stock 29364G103   3,356,911 31,373 SH   SOLE   30,873 0 500
EOG RES INC Common Stock 26875P101   109,507 870 SH   OTR   870 0 0
EOG RES INC Common Stock 26875P101   3,097,031 24,605 SH   SOLE   24,605 0 0
Exelon Corp Common Stock 30161N101   74,412 2,150 SH   OTR   2,150 0 0
Exelon Corp Common Stock 30161N101   2,627,003 75,903 SH   SOLE   74,703 0 1,200
EXXON MOBIL CORP Common Stock 30231G102   106,486 925 SH   OTR   925 0 0
EXXON MOBIL CORP Common Stock 30231G102   3,207,589 27,863 SH   SOLE   27,863 0 0
Firstenergy Corp Common Stock 337932107   82,281 2,150 SH   OTR   2,150 0 0
Firstenergy Corp Common Stock 337932107   3,312,230 86,549 SH   SOLE   85,349 0 1,200
FREEPORT-MCMORAN INC Common Stock 35671D857   223,657 4,602 SH   SOLE   4,602 0 0
GENERAL DYNAMICS CORP Common Stock 369550108   70,504 243 SH   OTR   243 0 0
GENERAL DYNAMICS CORP Common Stock 369550108   200,197 690 SH   SOLE   290 0 400
GENERAL MLS INC Common Stock 370334104   9,489 150 SH   OTR   150 0 0
GENERAL MLS INC Common Stock 370334104   2,479,729 39,199 SH   SOLE   39,099 0 100
Genuine Parts Co Common Stock 372460105   3,079,142 22,261 SH   SOLE   21,761 0 500
Genuine Parts Co Common Stock 372460105   10,374 75 SH   OTR   75 0 0
GOLDMAN SACHS GROUP INC Common Stock 38141G104   63,325 140 SH   OTR   140 0 0
GOLDMAN SACHS GROUP INC Common Stock 38141G104   2,842,831 6,285 SH   SOLE   6,285 0 0
HOME DEPOT INC Common Stock 437076102   104,993 305 SH   OTR   305 0 0
HOME DEPOT INC Common Stock 437076102   3,828,982 11,123 SH   SOLE   11,123 0 0
HONEYWELL INTL INC Common Stock 438516106   3,552,879 16,638 SH   SOLE   16,338 0 300
HONEYWELL INTL INC Common Stock 438516106   113,176 530 SH   OTR   530 0 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104   3,248,126 23,728 SH   SOLE   23,228 0 500
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104   140,312 1,025 SH   OTR   1,025 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J643   4,012,743 201,140 SH   SOLE   201,140 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J783   4,407,530 229,320 SH   SOLE   229,320 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J791   4,625,893 241,246 SH   SOLE   241,246 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J825   4,969,779 243,021 SH   SOLE   243,021 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J841   5,471,809 259,820 SH   SOLE   259,820 0 0
ISHARES TR Exchange Traded Fund 46429B747   318,368 3,200 SH   SOLE   3,200 0 0
ISHARES TR Exchange Traded Fund 46434V621   14,958,321 259,648 SH   SOLE   259,648 0 0
Johnson & Johnson Common Stock 478160104   3,493,955 23,905 SH   SOLE   23,505 0 400
Johnson & Johnson Common Stock 478160104   110,643 757 SH   OTR   757 0 0
JPMORGAN CHASE & CO. Common Stock 46625H100   151,695 750 SH   OTR   750 0 0
JPMORGAN CHASE & CO. Common Stock 46625H100   5,099,581 25,213 SH   SOLE   24,713 0 500
Kimberly-Clark Corp Common Stock 494368103   2,952,781 21,366 SH   SOLE   21,366 0 0
Kimberly-Clark Corp Common Stock 494368103   6,910 50 SH   OTR   50 0 0
LAM RESEARCH CORP Common Stock 512807108   298,158 280 SH   OTR   280 0 0
LAM RESEARCH CORP Common Stock 512807108   5,722,504 5,374 SH   SOLE   5,374 0 0
LINCOLN ELEC HLDGS INC Common Stock 533900106   138,650 735 SH   OTR   735 0 0
LINCOLN ELEC HLDGS INC Common Stock 533900106   3,620,379 19,192 SH   SOLE   18,692 0 500
Lockheed Martin Corp Common Stock 539830109   9,342 20 SH   OTR   20 0 0
Lockheed Martin Corp Common Stock 539830109   3,789,582 8,113 SH   SOLE   7,963 0 150
MARSH & MCLENNAN COS INC Common Stock 571748102   3,872,612 18,378 SH   SOLE   17,878 0 500
MEDTRONIC PLC Common Stock G5960L103   2,769,884 35,191 SH   SOLE   34,791 0 400
MEDTRONIC PLC Common Stock G5960L103   7,871 100 SH   OTR   100 0 0
Merck & Co Inc Common Stock 58933Y105   3,786,918 30,589 SH   SOLE   29,989 0 600
Merck & Co Inc Common Stock 58933Y105   125,657 1,015 SH   OTR   1,015 0 0
Microsoft Corp Common Stock 594918104   6,099,080 13,646 SH   SOLE   12,985 0 661
Microsoft Corp Common Stock 594918104   475,555 1,064 SH   OTR   1,064 0 0
MONDELEZ INTL INC Common Stock 609207105   101,432 1,550 SH   OTR   1,550 0 0
MONDELEZ INTL INC Common Stock 609207105   2,845,724 43,486 SH   SOLE   42,686 0 800
NEXTERA ENERGY INC Common Stock 65339F101   47,797 675 SH   OTR   675 0 0
NEXTERA ENERGY INC Common Stock 65339F101   3,428,195 48,414 SH   SOLE   47,214 0 1,200
NISOURCE INC Common Stock 65473P105   3,221,534 111,820 SH   SOLE   110,020 0 1,800
NISOURCE INC Common Stock 65473P105   11,524 400 SH   OTR   400 0 0
OMNICOM GROUP INC Common Stock 681919106   3,613,923 40,289 SH   SOLE   39,289 0 1,000
ORACLE CORP Common Stock 68389X105   190,620 1,350 SH   OTR   1,350 0 0
ORACLE CORP Common Stock 68389X105   4,466,297 31,631 SH   SOLE   31,231 0 400
Pepsico Inc Common Stock 713448108   111,328 675 SH   OTR   675 0 0
Pepsico Inc Common Stock 713448108   3,159,399 19,156 SH   SOLE   18,756 0 400
PHILIP MORRIS INTL INC Common Stock 718172109   3,422,218 33,773 SH   SOLE   33,273 0 500
PHILIP MORRIS INTL INC Common Stock 718172109   7,600 75 SH   OTR   75 0 0
PNC FINL SVCS GROUP INC Common Stock 693475105   3,167,594 20,373 SH   SOLE   19,973 0 400
PNC FINL SVCS GROUP INC Common Stock 693475105   7,774 50 SH   OTR   50 0 0
PPG INDS INC Common Stock 693506107   2,673,022 21,233 SH   SOLE   20,833 0 400
PPG INDS INC Common Stock 693506107   6,295 50 SH   OTR   50 0 0
PROCTER AND GAMBLE CO Common Stock 742718109   3,246,780 19,687 SH   SOLE   19,187 0 500
PROCTER AND GAMBLE CO Common Stock 742718109   116,104 704 SH   OTR   704 0 0
Progressive Corp Common Stock 743315103   214,980 1,035 SH   SOLE   735 0 300
Qualcomm Inc Common Stock 747525103   512,889 2,575 SH   SOLE   1,975 0 600
REGIONS FINANCIAL CORP NEW Common Stock 7591EP100   4,370,524 218,090 SH   SOLE   214,590 0 3,500
REGIONS FINANCIAL CORP NEW Common Stock 7591EP100   178,356 8,900 SH   OTR   8,900 0 0
REINSURANCE GRP OF AMERICA INC Common Stock 759351604   4,782,380 23,298 SH   SOLE   22,848 0 450
REINSURANCE GRP OF AMERICA INC Common Stock 759351604   41,054 200 SH   OTR   200 0 0
RESMED INC Common Stock 761152107   88,053 460 SH   OTR   460 0 0
RESMED INC Common Stock 761152107   3,139,097 16,399 SH   SOLE   15,999 0 400
S&P GLOBAL INC Common Stock 78409V104   3,346,784 7,504 SH   SOLE   7,304 0 200
SCHLUMBERGER LTD Common Stock 806857108   2,584,756 54,785 SH   SOLE   53,985 0 800
SCHLUMBERGER LTD Common Stock 806857108   101,437 2,150 SH   OTR   2,150 0 0
SCHWAB CHARLES CORP Common Stock 808513105   774,998 10,517 SH   SOLE   9,517 0 1,000
SCHWAB CHARLES CORP Common Stock 808513105   25,792 350 SH   OTR   350 0 0
SCHWAB STRATEGIC TR Exchange Traded Fund 808524797   14,801,149 190,344 SH   SOLE   190,344 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y209   770,143 5,284 SH   SOLE   5,284 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y308   1,373,386 17,934 SH   SOLE   17,934 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y506   1,511,449 16,582 SH   SOLE   16,582 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y605   2,739,694 66,643 SH   SOLE   66,643 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y852   1,953,648 22,807 SH   SOLE   22,807 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y886   5,883,412 86,343 SH   SOLE   86,343 0 0
SERVICE CORP INTL Common Stock 817565104   3,002,397 42,210 SH   SOLE   41,410 0 800
SERVICE CORP INTL Common Stock 817565104   19,561 275 SH   OTR   275 0 0
Southern Co Common Stock 842587107   3,555,421 45,835 SH   SOLE   44,935 0 900
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103   519,186 954 SH   SOLE   954 0 0
STANLEY BLACK & DECKER INC Common Stock 854502101   2,119,641 26,532 SH   SOLE   26,032 0 500
SYSCO CORP Common Stock 871829107   2,760,294 38,665 SH   SOLE   38,665 0 0
SYSCO CORP Common Stock 871829107   92,807 1,300 SH   OTR   1,300 0 0
Target Corp Common Stock 87612E106   2,934,449 19,822 SH   SOLE   19,322 0 500
Target Corp Common Stock 87612E106   107,329 725 SH   OTR   725 0 0
TEXAS INSTRS INC Common Stock 882508104   609,852 3,135 SH   SOLE   2,635 0 500
TEXAS INSTRS INC Common Stock 882508104   84,815 436 SH   OTR   436 0 0
THE CIGNA GROUP Common Stock 125523100   3,896,759 11,788 SH   SOLE   11,788 0 0
THE CIGNA GROUP Common Stock 125523100   90,907 275 SH   OTR   275 0 0
Unitedhealth Group Inc Common Stock 91324P102   117,130 230 SH   OTR   230 0 0
Unitedhealth Group Inc Common Stock 91324P102   4,049,636 7,952 SH   SOLE   7,802 0 150
US BANCORP DEL Common Stock 902973304   2,719,053 68,490 SH   SOLE   67,590 0 900
US BANCORP DEL Common Stock 902973304   87,340 2,200 SH   OTR   2,200 0 0
VANECK ETF TRUST Exchange Traded Fund 92189F437   293,443 10,369 SH   SOLE   10,369 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104   10,310 250 SH   OTR   250 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104   3,182,285 77,165 SH   SOLE   77,041 0 124
WALMART INC Common Stock 931142103   234,412 3,462 SH   SOLE   3,462 0 0
WEC ENERGY GROUP INC Common Stock 92939U106   3,053,663 38,920 SH   SOLE   38,220 0 700
WEC ENERGY GROUP INC Common Stock 92939U106   62,768 800 SH   OTR   800 0 0
WILLIAMS COS INC Common Stock 969457100   121,125 2,850 SH   OTR   2,850 0 0
WILLIAMS COS INC Common Stock 969457100   3,869,625 91,050 SH   SOLE   89,025 0 2,025
Xcel Energy Inc Common Stock 98389B100   2,804,185 52,503 SH   SOLE   51,603 0 900
Xcel Energy Inc Common Stock 98389B100   85,456 1,600 SH   OTR   1,600 0 0