The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 39,198 2,058,712 SH   SOLE   2,058,712 0 0
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 634 22,972 SH   SOLE   22,972 0 0
ISHARES INC CORE MSCI EMKT 46434G103 61,972 1,173,722 SH   SOLE   1,173,722 0 0
ISHARES TR MSCI ACWI ETF 464288257 5,052 63,206 SH   SOLE   63,206 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 3,462 45,434 SH   SOLE   45,434 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 3,986 68,326 SH   SOLE   68,326 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 664 3,390 SH   SOLE   3,390 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 7,266 61,502 SH   SOLE   61,502 0 0
ISHARES TR NATIONAL MUN ETF 464288414 98,618 850,662 SH   SOLE   850,662 0 0
ISHARES TR S&P MC 400VL ETF 464287705 666 4,942 SH   SOLE   4,942 0 0
ISHARES TR IBOXX HI YD ETF 464288513 996 11,864 SH   SOLE   11,864 0 0
ISHARES TR SP SMCP600VL ETF 464287879 2,840 23,198 SH   SOLE   23,198 0 0
ISHARES TR EAFE VALUE ETF 464288877 592 14,694 SH   SOLE   14,694 0 0
ISHARES TR GOV/CRED BD ETF 464288596 766 6,114 SH   SOLE   6,114 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 3,148 14,214 SH   SOLE   14,214 0 0
ISHARES TR GLB INFRASTR ETF 464288372 18,096 469,042 SH   SOLE   469,042 0 0
ISHARES TR S&P MC 400GR ETF 464287606 528 2,208 SH   SOLE   2,208 0 0
ISHARES TR CORE S&P SCP ETF 464287804 21,176 301,528 SH   SOLE   301,528 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 13,100 131,890 SH   SOLE   131,890 0 0
ISHARES TR CORE MSCI EAFE 46432F842 48,812 809,760 SH   SOLE   809,760 0 0
ISHARES TR RUS MD CP GR ETF 464287481 2,560 14,812 SH   SOLE   14,812 0 0
ISHARES TR CORE MSCI INTL 46435G326 21,596 400,204 SH   SOLE   400,204 0 0
ISHARES TR TIPS BD ETF 464287176 940 7,426 SH   SOLE   7,426 0 0
ISHARES TR CORE S&P TTL STK 464287150 49,905 661,079 SH   SOLE   661,079 0 0
ISHARES TR CALIF MUN BD ETF 464288356 14,072 225,536 SH   SOLE   225,536 0 0
ISHARES TR EAFE GRWTH ETF 464288885 3,468 38,580 SH   SOLE   38,580 0 0
ISHARES TR JPMORGAN USD EMG 464288281 14,702 132,576 SH   SOLE   132,576 0 0
ISHARES TR IBOXX INV CP ETF 464287242 14,004 103,950 SH   SOLE   103,950 0 0
ISHARES TR RUS 1000 ETF 464287622 31,906 170,484 SH   SOLE   170,484 0 0
ISHARES TR SHORT TREAS BD 464288679 5,234 47,276 SH   SOLE   47,276 0 0
ISHARES TR GLOBAL TECH ETF 464287291 1,012 3,836 SH   SOLE   3,836 0 0
ISHARES TR RUS MID CAP ETF 464287499 6,404 111,594 SH   SOLE   111,594 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 4,854 36,339 SH   SOLE   36,339 0 0
ISHARES TR MSCI EAFE ETF 464287465 19,916 312,908 SH   SOLE   312,908 0 0
ISHARES TR CORE US AGGBD ET 464287226 16,800 142,304 SH   SOLE   142,304 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 10,536 97,458 SH   SOLE   97,458 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 456 8,296 SH   SOLE   8,296 0 0
ISHARES TR EAFE SML CP ETF 464288273 2,000 33,902 SH   SOLE   33,902 0 0
ISHARES TR CORE S&P500 ETF 464287200 76,966 229,024 SH   SOLE   229,024 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 23,032 266,236 SH   SOLE   266,236 0 0
ISHARES TR S&P 500 VAL ETF 464287408 21,604 192,114 SH   SOLE   192,114 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 12,176 56,138 SH   SOLE   56,138 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 11,674 144,414 SH   SOLE   144,414 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 6,949 46,389 SH   SOLE   46,389 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 5,840 96,020 SH   SOLE   96,020 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 912 18,280 SH   SOLE   18,280 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 33,672 360,216 SH   SOLE   360,216 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 46,362 558,236 SH   SOLE   558,236 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 72,824 1,251,554 SH   SOLE   1,251,554 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 14,692 64,550 SH   SOLE   64,550 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,976 9,196 SH   SOLE   9,196 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 196,887 639,971 SH   SOLE   639,971 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,154 6,408 SH   SOLE   6,408 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 28,486 257,490 SH   SOLE   257,490 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,484 28,668 SH   SOLE   28,668 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 46,816 447,966 SH   SOLE   447,966 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 192,419 1,129,814 SH   SOLE   1,129,814 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 33,248 256,304 SH   SOLE   256,304 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,082 52,550 SH   SOLE   52,550 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 10,770 61,108 SH   SOLE   61,108 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 26,366 333,918 SH   SOLE   333,918 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 25,163 248,224 SH   SOLE   248,224 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 13,206 163,772 SH   SOLE   163,772 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 226,970 5,249,064 SH   SOLE   5,249,064 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,214 24,984 SH   SOLE   24,984 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 5,404 107,120 SH   SOLE   107,120 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 6,558 128,520 SH   SOLE   128,520 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 11,330 208,134 SH   SOLE   208,134 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,032 24,520 SH   SOLE   24,520 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 57,656 601,840 SH   SOLE   601,840 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 424 6,008 SH   SOLE   6,008 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 552 3,560 SH   SOLE   3,560 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 65,282 1,051,394 SH   SOLE   1,051,394 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 18,170 141,228 SH   SOLE   141,228 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 17,414 333,774 SH   SOLE   333,774 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 283,283 6,926,225 SH   SOLE   6,926,225 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 910 11,252 SH   SOLE   11,252 0 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 36,876 467,370 SH   SOLE   467,370 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,820 8,922 SH   SOLE   8,922 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 838 2,690 SH   SOLE   2,690 0 0