The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   268,847 2,365 SH   OTR   2,365 0 0
ABBVIE INC COM 00287Y109   229,810 1,262 SH   OTR   1,262 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   470,696 1,358 SH   OTR   1,358 0 0
ALLSTATE CORP COM 020002101   653,459 3,777 SH   OTR   3,777 0 0
ALPHABET INC CAP STK CL A 02079K305   719,634 4,768 SH   OTR   4,768 0 0
ALPHABET INC CAP STK CL C 02079K107   553,617 3,636 SH   OTR   3,636 0 0
AMAZON COM INC COM 023135106   712,501 3,950 SH   OTR   3,950 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   66,337,421 707,901 SH   SOLE   680,405 0 27,496
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   87,104,378 1,355,499 SH   SOLE   1,305,920 0 49,579
AMERICAN EXPRESS CO COM 025816109   204,921 900 SH   OTR   900 0 0
APPLE INC COM 037833100   5,721,672 33,366 SH   OTR   32,340 0 1,027
ASHLAND INC COM 044186104   1,133,289 11,639 SH   OTR   11,639 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   512,376 2,052 SH   OTR   2,052 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,431,443 8,160 SH   OTR   8,160 0 0
BLACKROCK MUNIYIELD QUALITY COM 09254E103   163,878 14,300 SH   SOLE   14,300 0 0
BLACKROCK MUNIYILD QULT FD I COM 09254F100   151,741 12,387 SH   SOLE   12,387 0 0
BOEING CO COM 097023105   253,589 1,314 SH   OTR   1,314 0 0
BROADCOM INC COM 11135F101   290,265 219 SH   OTR   219 0 0
BROADSTONE NET LEASE INC COM 11135E203   2,428,051 154,949 SH   OTR   136,109 0 18,840
CATERPILLAR INC COM 149123101   402,707 1,099 SH   OTR   1,099 0 0
CHEMUNG FINL CORP COM 164024101   561,331 13,214 SH   OTR   13,214 0 0
CINTAS CORP COM 172908105   212,979 310 SH   OTR   310 0 0
CONSTELLATION BRANDS INC CL A 21036P108   437,726 1,611 SH   OTR   1,611 0 0
DEERE & CO COM 244199105   248,087 604 SH   OTR   604 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   588,735 16,020 SH   SOLE   16,020 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   83,520,727 2,642,225 SH   SOLE   2,537,655 0 104,570
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   4,578,025 182,683 SH   SOLE   173,323 0 9,360
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   4,218,796 162,511 SH   SOLE   150,344 0 12,167
DISNEY WALT CO COM 254687106   476,723 3,896 SH   OTR   3,896 0 0
EMERSON ELEC CO COM 291011104   249,524 2,200 SH   OTR   2,200 0 0
EXXON MOBIL CORP COM 30231G102   1,552,269 13,354 SH   OTR   13,354 0 0
GENERAL ELECTRIC CO COM NEW 369604301   254,694 1,451 SH   OTR   1,451 0 0
GLOBAL X FDS S&P EX US ETF 37954Y368   393,185 12,500 SH   SOLE   0 0 12,500
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   1,153,666 18,128 SH   SOLE   0 0 18,128
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   699,269 6,931 SH   SOLE   6,931 0 0
HOME DEPOT INC COM 437076102   423,969 1,105 SH   OTR   1,105 0 0
INTEL CORP COM 458140100   319,261 7,228 SH   OTR   7,228 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   616,427 6,970 SH   SOLE   6,970 0 0
INVESCO TR INVT GRADE MUNS COM 46131M106   108,460 11,000 SH   SOLE   11,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204   1,141,076 27,162 SH   SOLE   20,862 0 6,300
ISHARES INC ESG AWR MSCI EM 46434G863   5,313,986 164,877 SH   SOLE   161,667 0 3,210
ISHARES INC MSCI EMRG CHN 46434G764   299,364 5,200 SH   SOLE   5,200 0 0
ISHARES INC MSCI GBL MIN VOL 464286525   1,099,124 10,441 SH   SOLE   10,441 0 0
ISHARES INC CORE MSCI EMKT 46434G103   134,245,788 2,601,663 SH   SOLE   2,482,233 0 119,430
ISHARES TR CORE MSCI EAFE 46432F842   318,910,407 4,296,826 SH   SOLE   4,093,299 0 203,527
ISHARES TR US TREAS BD ETF 46429B267   66,171,224 2,906,070 SH   SOLE   2,772,066 0 134,004
ISHARES TR FLTG RATE NT ETF 46429B655   1,078,643 21,125 SH   SOLE   21,015 0 110
ISHARES TR MSCI EAFE MIN VL 46429B689   279,976 3,950 SH   SOLE   3,950 0 0
ISHARES TR MSCI INTL MOMENT 46434V449   248,130 6,325 SH   SOLE   6,325 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   467,988 11,800 SH   SOLE   11,800 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   2,584,913 60,750 SH   SOLE   60,750 0 0
ISHARES TR ESG AWARE MSCI 46435U663   5,303,962 131,710 SH   SOLE   128,705 0 3,005
ISHARES TR ESG AWR US AGRGT 46435U549   29,549,068 627,902 SH   SOLE   572,762 0 55,140
ISHARES TR 0-3 MNTH TREASRY 46436E718   3,387,381 33,635 SH   SOLE   33,635 0 0
ISHARES TR ESG MSCI USA ETF 46436E767   307,923 6,820 SH   SOLE   6,820 0 0
ISHARES TR ESG SCRD S&P MID 46436E551   309,949 7,545 SH   SOLE   7,545 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   10,928,172 136,756 SH   SOLE   132,736 0 4,020
ISHARES TR CORE MSCI INTL 46435G326   544,089 8,105 SH   SOLE   8,105 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   36,115,834 314,160 SH   SOLE   308,235 0 5,925
ISHARES TR ESG AWRE 1 5 YR 46435G243   8,349,271 341,065 SH   SOLE   341,065 0 0
ISHARES TR EAFE VALUE ETF 464288877   75,621,021 1,390,092 SH   SOLE   1,325,527 0 64,566
ISHARES TR SHORT TREAS BD 464288679   1,103,742 9,985 SH   SOLE   9,985 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   2,633,074 51,347 SH   SOLE   51,347 0 0
ISHARES TR MICRO-CAP ETF 464288869   21,765,426 179,598 SH   SOLE   171,143 0 8,454
ISHARES TR MBS ETF 464288588   702,854 7,605 SH   SOLE   7,605 0 0
ISHARES TR PFD AND INCM SEC 464288687   205,950 6,390 SH   SOLE   6,390 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   437,183 3,775 SH   SOLE   3,775 0 0
ISHARES TR NEW YORK MUN ETF 464288323   14,609,792 271,507 SH   SOLE   243,715 0 27,792
ISHARES TR NATIONAL MUN ETF 464288414   16,814,560 156,269 SH   SOLE   154,849 0 1,420
ISHARES TR JPMORGAN USD EMG 464288281   714,670 7,970 SH   SOLE   7,970 0 0
ISHARES TR INTRM GOV CR ETF 464288612   1,784,297 17,160 SH   SOLE   17,160 0 0
ISHARES TR EAFE SML CP ETF 464288273   11,256,777 177,748 SH   SOLE   163,165 0 14,583
ISHARES TR SHRT NAT MUN ETF 464288158   14,940,057 142,653 SH   SOLE   139,135 0 3,518
ISHARES TR 0-5 YR TIPS ETF 46429B747   10,073,671 101,314 SH   SOLE   98,965 0 2,349
ISHARES TR RUS 2000 GRW ETF 464287648   812,400 3,000 SH   SOLE   3,000 0 0
ISHARES TR MSCI EAFE ETF 464287465   3,708,619 46,439 SH   SOLE   44,979 0 1,460
ISHARES TR CORE S&P MCP ETF 464287507   321,207,814 5,288,242 SH   SOLE   5,053,810 0 234,432
ISHARES TR S&P MC 400VL ETF 464287705   3,802,432 32,145 SH   SOLE   30,254 0 1,891
ISHARES TR S&P MC 400GR ETF 464287606   2,039,620 22,352 SH   SOLE   22,352 0 0
ISHARES TR CORE S&P SCP ETF 464287804   212,755,164 1,925,038 SH   SOLE   1,846,232 0 78,806
ISHARES TR SP SMCP600VL ETF 464287879   1,317,961 12,826 SH   SOLE   12,091 0 735
ISHARES TR S&P SML 600 GWT 464287887   1,404,694 10,745 SH   SOLE   10,745 0 0
ISHARES TR S&P 500 VAL ETF 464287408   15,590,612 83,457 SH   SOLE   72,963 0 10,494
ISHARES TR CORE S&P500 ETF 464287200   698,570,358 1,328,763 SH   SOLE   1,270,045 0 58,718
ISHARES TR S&P 500 GRWT ETF 464287309   1,918,646 22,722 SH   SOLE   22,722 0 0
ISHARES TR RUS 1000 ETF 464287622   269,308 935 SH   SOLE   935 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   6,263,737 18,584 SH   SOLE   18,584 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,472,100 7,000 SH   SOLE   7,000 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   532,014 3,350 SH   SOLE   3,350 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   2,867,258 9,555 SH   SOLE   9,555 0 0
ISHARES TR CORE S&P US GWT 464287671   281,304 2,400 SH   SOLE   2,400 0 0
ISHARES TR RUS MID CAP ETF 464287499   521,358 6,200 SH   SOLE   6,200 0 0
ISHARES TR RUS MD CP GR ETF 464287481   1,632,202 14,300 SH   SOLE   14,300 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   631,663 5,040 SH   SOLE   5,040 0 0
ISHARES TR GLOBAL 100 ETF 464287572   904,382 10,115 SH   SOLE   10,115 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   627,253 7,670 SH   SOLE   7,670 0 0
ISHARES TR 20 YR TR BD ETF 464287432   1,464,245 15,475 SH   SOLE   15,475 0 0
ISHARES TR IBOXX INV CP ETF 464287242   577,276 5,300 SH   SOLE   5,300 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,952,094 30,142 SH   SOLE   24,696 0 5,446
ISHARES TR TIPS BD ETF 464287176   2,010,715 18,720 SH   SOLE   17,069 0 1,651
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   370,626 8,905 SH   SOLE   8,905 0 0
JOHNSON & JOHNSON COM 478160104   851,537 5,383 SH   OTR   5,383 0 0
JPMORGAN CHASE & CO COM 46625H100   1,493,450 7,456 SH   OTR   7,456 0 0
LOWES COS INC COM 548661107   1,490,171 5,850 SH   OTR   5,850 0 0
MCDONALDS CORP COM 580135101   449,428 1,594 SH   OTR   1,594 0 0
MERCK & CO INC COM 58933Y105   224,315 1,700 SH   OTR   1,700 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   433,529 4,833 SH   OTR   4,833 0 0
MICROSOFT CORP COM 594918104   4,576,205 10,877 SH   OTR   10,877 0 0
NEUBERGER BERMAN MUN FD INC COM 64124P101   142,800 13,639 SH   SOLE   13,639 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106   159,955 13,165 SH   SOLE   13,165 0 0
NUVEEN ARIZONA QLTY MUN INC COM 67061W104   157,014 14,300 SH   SOLE   14,300 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101   165,414 14,434 SH   SOLE   14,434 0 0
ORACLE CORP COM 68389X105   643,626 5,124 SH   OTR   5,124 0 0
PAYCHEX INC COM 704326107   1,298,894 10,577 SH   OTR   10,577 0 0
PEPSICO INC COM 713448108   507,529 2,900 SH   OTR   2,900 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205   860,617 16,711 SH   SOLE   15,000 0 1,711
PROCTER AND GAMBLE CO COM 742718109   398,324 2,455 SH   OTR   2,455 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,351,653 34,640 SH   SOLE   34,640 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,723,269 43,881 SH   SOLE   38,061 0 5,820
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,201,862 59,205 SH   SOLE   25,705 0 33,500
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   801,190 9,839 SH   SOLE   8,975 0 864
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   8,555,347 177,460 SH   SOLE   177,112 0 348
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   490,500 10,000 SH   SOLE   10,000 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   135,265,682 2,593,284 SH   SOLE   2,470,128 0 123,156
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   277,861 5,643 SH   SOLE   4,801 0 842
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   617,696 8,130 SH   SOLE   8,130 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   324,145 9,054 SH   SOLE   9,054 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   407,816 16,151 SH   SOLE   16,151 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   5,283,135 148,361 SH   SOLE   129,397 0 18,964
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,502,130 32,655 SH   SOLE   32,655 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   495,474 2,379 SH   SOLE   2,379 0 0
SHERWIN WILLIAMS CO COM 824348106   416,796 1,200 SH   OTR   1,200 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   357,984 900 SH   SOLE   900 0 0
SPDR GOLD TR GOLD SHS 78463V107   346,638 1,685 SH   SOLE   1,685 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   1,092,367 33,632 SH   SOLE   30,372 0 3,260
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   964,336 17,282 SH   SOLE   17,282 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   122,335,012 233,879 SH   SOLE   223,536 0 10,343
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   892,466 1,604 SH   SOLE   1,399 0 205
SPDR SER TR S&P 600 SMCP VAL 78464A300   793,193 9,560 SH   SOLE   9,560 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   23,996,779 478,978 SH   SOLE   455,487 0 23,490
SPDR SER TR PORTFOLIO S&P500 78464A854   2,449,202 39,805 SH   SOLE   31,480 0 8,325
SPDR SER TR NUVEEN BLMBRG MU 78468R721   952,840 20,500 SH   SOLE   16,190 0 4,310
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   737,521 8,034 SH   SOLE   8,034 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   237,267 7,970 SH   SOLE   7,970 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   259,286 4,861 SH   SOLE   4,861 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839   10,252,152 134,897 SH   SOLE   125,551 0 9,345
SPDR SER TR PORT MTG BK ETF 78464A383   1,954,909 90,005 SH   SOLE   90,005 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   7,448,990 241,615 SH   SOLE   220,540 0 21,075
SPDR SER TR PORTFOLIO S&P600 78468R853   214,597 4,986 SH   SOLE   4,986 0 0
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   5,541,001 297,264 SH   SOLE   296,511 0 753
SPDR SER TR SPDR S&P 500 ETF 78468R796   1,017,356 23,770 SH   SOLE   23,770 0 0
SPDR SER TR BLOOMBERG 3-12 M 78468R523   399,072 4,014 SH   SOLE   4,014 0 0
STARBUCKS CORP COM 855244109   211,236 2,311 SH   OTR   2,311 0 0
THE CIGNA GROUP COM 125523100   264,766 729 SH   OTR   729 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   269,681 464 SH   OTR   464 0 0
TJX COS INC NEW COM 872540109   271,400 2,676 SH   OTR   2,676 0 0
TOYOTA MOTOR CORP ADS 892331307   207,133 823 SH   OTR   823 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   517,845 1,725 SH   OTR   1,725 0 0
UNITEDHEALTH GROUP INC COM 91324P102   240,919 487 SH   OTR   487 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   754,392 16,220 SH   SOLE   16,220 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   112,818,967 1,553,338 SH   SOLE   1,446,237 0 107,101
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,094,778 27,322 SH   SOLE   27,322 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   255,380 3,387 SH   SOLE   3,020 0 367
VANGUARD INDEX FDS LARGE CAP ETF 922908637   12,361,697 51,559 SH   SOLE   51,559 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   8,067,153 51,742 SH   SOLE   48,754 0 2,988
VANGUARD INDEX FDS VALUE ETF 922908744   909,085 5,582 SH   SOLE   5,582 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   3,717,741 14,879 SH   SOLE   14,879 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,240,504 6,465 SH   SOLE   6,465 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,835,028 12,402 SH   SOLE   11,002 0 1,400
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,546,933 3,218 SH   SOLE   3,069 0 149
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   672,554 15,960 SH   SOLE   4,775 0 11,185
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   24,758,582 592,736 SH   SOLE   558,140 0 34,596
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   85,110,342 1,777,205 SH   SOLE   1,690,566 0 86,639
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,024,876 79,543 SH   SOLE   79,543 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   4,823,597 20,240 SH   SOLE   20,240 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   806,031 9,300 SH   SOLE   9,300 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   687,491 11,839 SH   SOLE   11,839 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   826,435 10,265 SH   SOLE   10,265 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,197,228 54,291 SH   SOLE   50,906 0 3,385
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   48,689,693 970,494 SH   SOLE   915,888 0 54,606
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,171,788 9,685 SH   SOLE   9,685 0 0
VISA INC COM CL A 92826C839   1,083,389 3,882 SH   OTR   3,882 0 0
VUZIX CORP COM NEW 92921W300   12,100 10,000 SH   OTR   10,000 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   648,992 12,905 SH   SOLE   12,905 0 0
XYLEM INC COM 98419M100   1,177,118 9,108 SH   OTR   9,108 0 0