The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107   2,132,712 12,998 SH   SOLE   12,998 0 0
ALPHABET INC CAP STK CL A 02079K305   1,834,678 11,063 SH   SOLE   11,063 0 0
ALPHABET INC CAP STK CL C 02079K107   200,868 1,201 SH   SOLE   1,201 0 0
AMAZON COM INC COM 023135106   1,893,859 10,164 SH   SOLE   10,164 0 0
APPLE INC COM 037833100   1,358,565 5,831 SH   SOLE   5,831 0 0
AT&T INC COM 00206R102   216,976 9,863 SH   SOLE   9,863 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   509,969 1,108 SH   SOLE   1,108 0 0
BROADCOM INC COM 11135F101   1,615,781 9,367 SH   SOLE   9,367 0 0
CATERPILLAR INC COM 149123101   209,155 535 SH   SOLE   535 0 0
DEERE & CO COM 244199105   292,954 702 SH   SOLE   702 0 0
DOXIMITY INC CL A 26622P107   541,532 12,429 SH   SOLE   12,429 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   252,453 2,190 SH   SOLE   2,190 0 0
GERON CORP COM 374163103   100,829 22,209 SH   SOLE   22,209 0 0
GEVO INC COM PAR 374396406   151,231 92,780 SH   SOLE   92,780 0 0
HOME DEPOT INC COM 437076102   242,126 597 SH   SOLE   597 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   2,356,614 10,660 SH   SOLE   10,660 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   316,690 648 SH   SOLE   648 0 0
ISHARES INC JP MRGN EM HI BD 464286285   249,686 6,399 SH   SOLE   6,399 0 0
ISHARES SILVER TR ISHARES 46428Q109   266,656 9,386 SH   SOLE   9,386 0 0
ISHARES TR CORE DIV GRWTH 46434V621   12,127,417 193,449 SH   SOLE   193,449 0 0
ISHARES TR CORE TOTAL USD 46434V613   2,793,418 59,282 SH   SOLE   59,282 0 0
ISHARES TR S&P 100 ETF 464287101   5,649,979 20,414 SH   SOLE   20,414 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   10,077,543 56,205 SH   SOLE   56,205 0 0
ISHARES TR CORE S&P500 ETF 464287200   73,512,305 127,445 SH   SOLE   127,445 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   346,350 1,060 SH   SOLE   1,060 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   2,957,027 68,102 SH   SOLE   68,102 0 0
ISHARES TR JPMORGAN USD EMG 464288281   4,888,747 52,243 SH   SOLE   52,243 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   722,635 8,691 SH   SOLE   8,691 0 0
ISHARES TR MBS ETF 464288588   7,710,083 80,473 SH   SOLE   80,473 0 0
ISHARES TR S&P 500 VAL ETF 464287408   10,405,789 52,777 SH   SOLE   52,777 0 0
ISHARES TR 20 YR TR BD ETF 464287432   7,688,416 78,373 SH   SOLE   78,373 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   2,552,444 23,346 SH   SOLE   23,346 0 0
ISHARES TR EAFE VALUE ETF 464288877   9,099,383 158,167 SH   SOLE   158,167 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   5,691,719 58,008 SH   SOLE   58,008 0 0
LAM RESEARCH CORP COM 512807108   1,843,767 2,260 SH   SOLE   2,260 0 0
MICROSOFT CORP COM 594918104   2,037,917 4,735 SH   SOLE   4,735 0 0
NOKIA CORP SPONSORED ADR 654902204   52,584 12,033 SH   SOLE   12,033 0 0
NVIDIA CORPORATION COM 67066G104   2,376,759 19,571 SH   SOLE   19,571 0 0
OCCIDENTAL PETE CORP COM 674599105   1,001,552 19,432 SH   SOLE   19,432 0 0
ONEOK INC NEW COM 682680103   1,102,312 12,096 SH   SOLE   12,096 0 0
OTTER TAIL CORP COM 689648103   359,114 4,594 SH   SOLE   4,594 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   3,832,627 40,133 SH   SOLE   40,133 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,010,739 14,896 SH   SOLE   14,896 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   2,107,499 41,649 SH   SOLE   41,649 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,063,436 1,853 SH   SOLE   1,853 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,352,762 28,654 SH   SOLE   28,654 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   277,087 1,399 SH   SOLE   1,399 0 0
VISA INC COM CL A 92826C839   224,178 815 SH   SOLE   815 0 0
WALMART INC COM 931142103   317,654 3,934 SH   SOLE   3,934 0 0
WELLS FARGO CO NEW COM 949746101   262,737 4,651 SH   SOLE   4,651 0 0