The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
3M Company | COM | 88579Y101 | 3,890 | 19,586 | SH | SOLE | 19,586 | 0 | 0 | ||
AT&T Corp New | COM | 00206r102 | 6,328 | 219,872 | SH | SOLE | 219,872 | 0 | 0 | ||
Abbott Laboratories | COM | 002824100 | 7,309 | 63,046 | SH | SOLE | 63,046 | 0 | 0 | ||
Abbvie Inc | COM | 00287Y109 | 304 | 2,695 | SH | SOLE | 2,695 | 0 | 0 | ||
Accenture PLC-Cl A | COM | G1151c101 | 1,901 | 6,448 | SH | SOLE | 6,448 | 0 | 0 | ||
Adobe Systems Inc | COM | 00724F101 | 340 | 581 | SH | SOLE | 581 | 0 | 0 | ||
Agilent Technologies Inc | COM | 00846U101 | 20,148 | 136,308 | SH | SOLE | 136,308 | 0 | 0 | ||
Air Products & Chemicals Inc | COM | 009158106 | 300 | 1,043 | SH | SOLE | 1,043 | 0 | 0 | ||
Alphabet Inc - Class A | COM | 02079K305 | 24,100 | 9,870 | SH | SOLE | 9,870 | 0 | 0 | ||
Alphabet Inc - Class C | COM | 02079K107 | 2,416 | 964 | SH | SOLE | 964 | 0 | 0 | ||
Amazon.com Inc | COM | 023135106 | 1,995 | 580 | SH | SOLE | 580 | 0 | 0 | ||
American Express Company | COM | 025816109 | 362 | 2,191 | SH | SOLE | 2,191 | 0 | 0 | ||
Amgen Inc | COM | 031162100 | 660 | 2,706 | SH | SOLE | 2,706 | 0 | 0 | ||
Analog Devices | COM | 032654105 | 6,597 | 38,319 | SH | SOLE | 38,319 | 0 | 0 | ||
Anthem Inc | COM | 036752103 | 1,109 | 2,904 | SH | SOLE | 2,904 | 0 | 0 | ||
Apple Computer | COM | 037833100 | 5,697 | 41,595 | SH | SOLE | 41,595 | 0 | 0 | ||
Astrazeneca PLC- Spons ADR | COM | 046353108 | 640 | 10,677 | SH | SOLE | 10,677 | 0 | 0 | ||
Bank of America Corp | COM | 060505104 | 369 | 8,960 | SH | SOLE | 8,960 | 0 | 0 | ||
Berkshire Hathaway Inc - Class | COM | 084670702 | 16,943 | 60,965 | SH | SOLE | 60,965 | 0 | 0 | ||
Berkshire Hathaway Inc-CL A | COM | 084670108 | 837 | 2 | SH | SOLE | 2 | 0 | 0 | ||
Blackstone Group Inc | COM | 09260D107 | 1,221 | 12,566 | SH | SOLE | 12,566 | 0 | 0 | ||
Booking Holdings Inc | COM | 09857L108 | 6,079 | 2,778 | SH | SOLE | 2,778 | 0 | 0 | ||
Bristol-Myers Squibb Co | COM | 110122108 | 324 | 4,844 | SH | SOLE | 4,844 | 0 | 0 | ||
Broadridge Financial Solutions | COM | 11133T103 | 2,214 | 13,705 | SH | SOLE | 13,705 | 0 | 0 | ||
Chevron Corp | COM | 166764100 | 4,699 | 44,866 | SH | SOLE | 44,866 | 0 | 0 | ||
Chubb Ltd | COM | H1467J104 | 390 | 2,452 | SH | SOLE | 2,452 | 0 | 0 | ||
Cigna Corp | COM | 125523100 | 215 | 909 | SH | SOLE | 909 | 0 | 0 | ||
Cisco Systems Inc | COM | 17275R102 | 18,321 | 345,687 | SH | SOLE | 345,687 | 0 | 0 | ||
Citizens Financial Group | COM | 174610105 | 10,158 | 221,460 | SH | SOLE | 221,460 | 0 | 0 | ||
Coca-Cola Co | COM | 191216100 | 2,282 | 42,180 | SH | SOLE | 42,180 | 0 | 0 | ||
Comcast Corp-Class A | COM | 20030N101 | 15,869 | 278,300 | SH | SOLE | 278,300 | 0 | 0 | ||
ConocoPhillips | COM | 20825C104 | 574 | 9,425 | SH | SOLE | 9,425 | 0 | 0 | ||
Constellation Brands Inc-A | COM | 21036p108 | 5,570 | 23,815 | SH | SOLE | 23,815 | 0 | 0 | ||
Consumer Discretionary Select | COM | 81369y407 | 1,936 | 10,844 | SH | SOLE | 10,844 | 0 | 0 | ||
Consumer Staples Select Sector | COM | 81369y308 | 1,123 | 16,056 | SH | SOLE | 16,056 | 0 | 0 | ||
Corteva Inc | COM | 22052L104 | 757 | 17,060 | SH | SOLE | 17,060 | 0 | 0 | ||
Crown Castle International Cor | COM | 22822v101 | 1,627 | 8,339 | SH | SOLE | 8,339 | 0 | 0 | ||
DXC Technology Company | COM | 23355L106 | 1,270 | 32,625 | SH | SOLE | 32,625 | 0 | 0 | ||
Danaher Corp | COM | 235851102 | 15,781 | 58,804 | SH | SOLE | 58,804 | 0 | 0 | ||
Dassault Systemes S-Spon ADR | COM | 237545108 | 1,972 | 8,132 | SH | SOLE | 8,132 | 0 | 0 | ||
Disney (Walt) Co | COM | 254687106 | 2,087 | 11,875 | SH | SOLE | 11,875 | 0 | 0 | ||
Dominion Energy Inc | COM | 25746U109 | 10,728 | 145,818 | SH | SOLE | 145,818 | 0 | 0 | ||
Dow US | COM | 260557103 | 7,107 | 112,304 | SH | SOLE | 112,304 | 0 | 0 | ||
DuPont de Nemours Inc | COM | 26614N102 | 1,181 | 15,257 | SH | SOLE | 15,257 | 0 | 0 | ||
Eaton Corp | COM | G29183103 | 1,897 | 12,803 | SH | SOLE | 12,803 | 0 | 0 | ||
Ecolab Inc | COM | 278865100 | 2,300 | 11,169 | SH | SOLE | 11,169 | 0 | 0 | ||
Electronic Arts Inc | COM | 285512109 | 8,649 | 60,133 | SH | SOLE | 60,133 | 0 | 0 | ||
Emerson Electric Co | COM | 291011104 | 452 | 4,693 | SH | SOLE | 4,693 | 0 | 0 | ||
Energy Select Sector SPDR | COM | 81369y506 | 3,681 | 68,334 | SH | SOLE | 68,334 | 0 | 0 | ||
Enterprise Products Partners L | COM | 293792107 | 724 | 30,000 | SH | SOLE | 30,000 | 0 | 0 | ||
Evergy Inc | COM | 30034W106 | 10,699 | 177,045 | SH | SOLE | 177,045 | 0 | 0 | ||
Exxon Mobil Corporation | COM | 30231G102 | 5,632 | 89,286 | SH | SOLE | 89,286 | 0 | 0 | ||
Facebook Inc | COM | 30303M102 | 13,065 | 37,573 | SH | SOLE | 37,573 | 0 | 0 | ||
Fastenal Co | COM | 311900104 | 1,787 | 34,360 | SH | SOLE | 34,360 | 0 | 0 | ||
Financial Select Sector SPDR | COM | 81369y605 | 809 | 22,044 | SH | SOLE | 22,044 | 0 | 0 | ||
FirstEnergy Corp | COM | 337932107 | 7,846 | 210,867 | SH | SOLE | 210,867 | 0 | 0 | ||
Franklin Resources Inc | COM | 354613101 | 8,648 | 270,336 | SH | SOLE | 270,336 | 0 | 0 | ||
General Electric Co | COM | 369604301 | 731 | 54,298 | SH | SOLE | 54,298 | 0 | 0 | ||
General Motors Corp | COM | 37045V100 | 9,821 | 165,975 | SH | SOLE | 165,975 | 0 | 0 | ||
Genuine Parts Co | COM | 372460105 | 10,730 | 84,841 | SH | SOLE | 84,841 | 0 | 0 | ||
Goldman Sachs Group Inc | COM | 38141G104 | 643 | 1,694 | SH | SOLE | 1,694 | 0 | 0 | ||
HP Inc | COM | 40434L105 | 12,728 | 421,597 | SH | SOLE | 421,597 | 0 | 0 | ||
Health Care Select Sector SPDR | COM | 81369Y209 | 1,879 | 14,915 | SH | SOLE | 14,915 | 0 | 0 | ||
Hershey Foods Corp | COM | 427866108 | 871 | 5,000 | SH | SOLE | 5,000 | 0 | 0 | ||
Hewlett Packard Enterprise Co | COM | 42824C109 | 6,300 | 432,091 | SH | SOLE | 432,091 | 0 | 0 | ||
Home Depot Inc | COM | 437076102 | 19,396 | 60,824 | SH | SOLE | 60,824 | 0 | 0 | ||
Honeywell International | COM | 438516106 | 347 | 1,584 | SH | SOLE | 1,584 | 0 | 0 | ||
IShare Russell 1000 Growth | COM | 464287614 | 355 | 1,308 | SH | SOLE | 1,308 | 0 | 0 | ||
IShares Core Dividend Growth | COM | 46434V621 | 672 | 13,335 | SH | SOLE | 13,335 | 0 | 0 | ||
IShares Core EAFE ETF | COM | 46432F842 | 2,858 | 38,184 | SH | SOLE | 38,184 | 0 | 0 | ||
IShares Core High Dividend ETF | COM | 46429B663 | 201 | 2,080 | SH | SOLE | 2,080 | 0 | 0 | ||
IShares Core MSCI Emerging Mar | COM | 46434G103 | 961 | 14,341 | SH | SOLE | 14,341 | 0 | 0 | ||
IShares Core MSCI Europe ETF | COM | 46434V738 | 282 | 4,930 | SH | SOLE | 4,930 | 0 | 0 | ||
IShares Core S&P Total US Stoc | COM | 464287150 | 528 | 5,350 | SH | SOLE | 5,350 | 0 | 0 | ||
IShares Core S&P US Value | COM | 464287663 | 476 | 6,620 | SH | SOLE | 6,620 | 0 | 0 | ||
IShares Expanded Tech Sector E | COM | 464287549 | 364 | 900 | SH | SOLE | 900 | 0 | 0 | ||
IShares MSCI EAFE Index Fund | COM | 464287465 | 664 | 8,412 | SH | SOLE | 8,412 | 0 | 0 | ||
IShares NASDAQ Biotech Fd | COM | 464287556 | 270 | 1,650 | SH | SOLE | 1,650 | 0 | 0 | ||
IShares Russell 2000 ETF | COM | 464287655 | 1,584 | 6,904 | SH | SOLE | 6,904 | 0 | 0 | ||
IShares Russell Top 200 Growth | COM | 464289438 | 20,329 | 134,985 | SH | SOLE | 134,985 | 0 | 0 | ||
IShares S&P 500 Index Fund | COM | 464287200 | 1,175 | 2,733 | SH | SOLE | 2,733 | 0 | 0 | ||
IShares S&P Midcap 400 | COM | 464287507 | 2,153 | 8,010 | SH | SOLE | 8,010 | 0 | 0 | ||
IShares S&P Small Cap 600 | COM | 464287804 | 1,259 | 11,146 | SH | SOLE | 11,146 | 0 | 0 | ||
IShares Trust S&P 500/Barra Gr | COM | 464287309 | 1,042 | 14,324 | SH | SOLE | 14,324 | 0 | 0 | ||
IShares Trust S&P 500/Barra Va | COM | 464287408 | 499 | 3,378 | SH | SOLE | 3,378 | 0 | 0 | ||
Industrial Select Sector SPDR | COM | 81369Y704 | 1,184 | 11,565 | SH | SOLE | 11,565 | 0 | 0 | ||
Ingredion Inc | COM | 457187102 | 5,330 | 58,900 | SH | SOLE | 58,900 | 0 | 0 | ||
Intel Corp | COM | 458140100 | 8,145 | 145,082 | SH | SOLE | 145,082 | 0 | 0 | ||
International Business Machine | COM | 459200101 | 7,649 | 52,180 | SH | SOLE | 52,180 | 0 | 0 | ||
International Paper Co | COM | 460146103 | 337 | 5,500 | SH | SOLE | 5,500 | 0 | 0 | ||
Intuitive Surgical Inc | COM | 46120E602 | 441 | 480 | SH | SOLE | 480 | 0 | 0 | ||
Invesco QQQ Trust Series 1 | COM | 46090E103 | 1,227 | 3,463 | SH | SOLE | 3,463 | 0 | 0 | ||
Invesco S&P 500 Equal Weight E | COM | 46137V357 | 441 | 2,925 | SH | SOLE | 2,925 | 0 | 0 | ||
Invesco S&P 500 Equal Wt Tech | COM | 46137V282 | 1,229 | 4,237 | SH | SOLE | 4,237 | 0 | 0 | ||
JP Morgan Chase & Company | COM | 46625H100 | 21,005 | 135,048 | SH | SOLE | 135,048 | 0 | 0 | ||
Jacobs Engineering Group Inc | COM | 469814107 | 6,466 | 48,460 | SH | SOLE | 48,460 | 0 | 0 | ||
Johnson & Johnson | COM | 478160104 | 4,798 | 29,125 | SH | SOLE | 29,125 | 0 | 0 | ||
Johnson Controls International | COM | g51502105 | 12,522 | 182,450 | SH | SOLE | 182,450 | 0 | 0 | ||
Keysight Technologies Inc | COM | 49338L103 | 10,766 | 69,724 | SH | SOLE | 69,724 | 0 | 0 | ||
Kraft Heinz Company | COM | 500754106 | 11,779 | 288,851 | SH | SOLE | 288,851 | 0 | 0 | ||
Lam Research Corp | COM | 512807108 | 1,396 | 2,145 | SH | SOLE | 2,145 | 0 | 0 | ||
Lehman Bros Holding IXXX Escro | COM | 524ESC100 | 0 | 10,400 | SH | SOLE | 10,400 | 0 | 0 | ||
Lilly Eli & Co | COM | 532457108 | 275 | 1,198 | SH | SOLE | 1,198 | 0 | 0 | ||
Linde PLC | COM | G5494J103 | 1,219 | 4,217 | SH | SOLE | 4,217 | 0 | 0 | ||
Lockheed Martin Corporation | COM | 539830109 | 611 | 1,614 | SH | SOLE | 1,614 | 0 | 0 | ||
Lowe's Companies | COM | 548661107 | 252 | 1,300 | SH | SOLE | 1,300 | 0 | 0 | ||
M & T Bank Corporation | COM | 55261F104 | 210 | 1,445 | SH | SOLE | 1,445 | 0 | 0 | ||
Martin Marietta Materials | COM | 573284106 | 994 | 2,825 | SH | SOLE | 2,825 | 0 | 0 | ||
MasterCard Inc - Class A | COM | 57636Q104 | 1,353 | 3,707 | SH | SOLE | 3,707 | 0 | 0 | ||
McDonald's Corp | COM | 580135101 | 7,696 | 33,319 | SH | SOLE | 33,319 | 0 | 0 | ||
McKesson Corp | COM | 58155Q103 | 331 | 1,731 | SH | SOLE | 1,731 | 0 | 0 | ||
Merck & Co Inc | COM | 58933Y105 | 17,932 | 230,577 | SH | SOLE | 230,577 | 0 | 0 | ||
Microsoft Corp | COM | 594918104 | 38,364 | 141,617 | SH | SOLE | 141,617 | 0 | 0 | ||
Midcap SPDR Trust Series 1 | COM | 78467y107 | 391 | 797 | SH | SOLE | 797 | 0 | 0 | ||
Mondelez International Inc | COM | 609207105 | 15,729 | 251,910 | SH | SOLE | 251,910 | 0 | 0 | ||
Nasdaq Inc | COM | 631103108 | 1,071 | 6,093 | SH | SOLE | 6,093 | 0 | 0 | ||
NextEra Energy Inc | COM | 65339F101 | 1,266 | 17,280 | SH | SOLE | 17,280 | 0 | 0 | ||
Nvidia Corporation | COM | 67066G104 | 218 | 273 | SH | SOLE | 273 | 0 | 0 | ||
Oracle Corporation | COM | 68389X105 | 17,030 | 218,784 | SH | SOLE | 218,784 | 0 | 0 | ||
Organon | COM | 68622V106 | 691 | 22,850 | SH | SOLE | 22,850 | 0 | 0 | ||
PNC Financial Services Group | COM | 693475105 | 312 | 1,635 | SH | SOLE | 1,635 | 0 | 0 | ||
Parker Hannifin Corp | COM | 701094104 | 5,238 | 17,055 | SH | SOLE | 17,055 | 0 | 0 | ||
PayPal Holdings Inc | COM | 70450Y103 | 649 | 2,226 | SH | SOLE | 2,226 | 0 | 0 | ||
Pepsico Inc | COM | 713448108 | 1,993 | 13,450 | SH | SOLE | 13,450 | 0 | 0 | ||
Pfizer Inc | COM | 717081103 | 7,769 | 198,386 | SH | SOLE | 198,386 | 0 | 0 | ||
Philip Morris International | COM | 718172109 | 300 | 3,026 | SH | SOLE | 3,026 | 0 | 0 | ||
Phillips 66 | COM | 718546104 | 641 | 7,466 | SH | SOLE | 7,466 | 0 | 0 | ||
Pinnacle West Capital | COM | 723484101 | 6,999 | 85,390 | SH | SOLE | 85,390 | 0 | 0 | ||
Procter & Gamble Co | COM | 742718109 | 4,247 | 31,472 | SH | SOLE | 31,472 | 0 | 0 | ||
Public Service Enterprise Grou | COM | 744573106 | 467 | 7,819 | SH | SOLE | 7,819 | 0 | 0 | ||
Raytheon Technologies Corp | COM | 75513E101 | 12,285 | 144,007 | SH | SOLE | 144,007 | 0 | 0 | ||
Republic Services Inc | COM | 760759100 | 1,135 | 10,320 | SH | SOLE | 10,320 | 0 | 0 | ||
Robo Global Robotics & Automat | COM | 301505707 | 372 | 5,700 | SH | SOLE | 5,700 | 0 | 0 | ||
Ross Stores Inc | COM | 778296103 | 1,279 | 10,315 | SH | SOLE | 10,315 | 0 | 0 | ||
SPDR Gold Trust | COM | 78463V107 | 209 | 1,260 | SH | SOLE | 1,260 | 0 | 0 | ||
SPDR S&P 500 ETF Trust Series | COM | 78462F103 | 8,643 | 20,192 | SH | SOLE | 20,192 | 0 | 0 | ||
Schlumberger Ltd | COM | 806857108 | 893 | 27,910 | SH | SOLE | 27,910 | 0 | 0 | ||
Schwab US Dividend ETF | COM | 808524797 | 4,119 | 54,476 | SH | SOLE | 54,476 | 0 | 0 | ||
Schwab US Large Cap ETF | COM | 808524201 | 1,297 | 12,476 | SH | SOLE | 12,476 | 0 | 0 | ||
Schwab US Large Cap Value ETF | COM | 808524409 | 1,071 | 15,661 | SH | SOLE | 15,661 | 0 | 0 | ||
Shockwave Medical Inc | COM | 82489T104 | 306 | 1,612 | SH | SOLE | 1,612 | 0 | 0 | ||
Siga Technologies | COM | 826917106 | 79 | 12,500 | SH | SOLE | 12,500 | 0 | 0 | ||
Snap-On Inc | COM | 833034101 | 3,534 | 15,817 | SH | SOLE | 15,817 | 0 | 0 | ||
Southern Company | COM | 842587107 | 234 | 3,860 | SH | SOLE | 3,860 | 0 | 0 | ||
Stanley Black & Decker | COM | 854502101 | 7,583 | 36,990 | SH | SOLE | 36,990 | 0 | 0 | ||
Starbucks Corporation | COM | 855244109 | 1,248 | 11,162 | SH | SOLE | 11,162 | 0 | 0 | ||
Stryker Corp | COM | 863667101 | 247 | 950 | SH | SOLE | 950 | 0 | 0 | ||
TJX Companies Inc | COM | 872540109 | 8,301 | 123,120 | SH | SOLE | 123,120 | 0 | 0 | ||
Target Corp | COM | 87612e106 | 265 | 1,095 | SH | SOLE | 1,095 | 0 | 0 | ||
Technology Select Sect SPDR | COM | 81369y803 | 484 | 3,278 | SH | SOLE | 3,278 | 0 | 0 | ||
Tesla Motors Inc | COM | 88160R101 | 884 | 1,300 | SH | SOLE | 1,300 | 0 | 0 | ||
Texas Instruments Inc | COM | 882508104 | 2,237 | 11,634 | SH | SOLE | 11,634 | 0 | 0 | ||
Thermo Fisher Scientific Inc | COM | 883556102 | 1,541 | 3,055 | SH | SOLE | 3,055 | 0 | 0 | ||
Travelers Cos Inc | COM | 89417E109 | 215 | 1,438 | SH | SOLE | 1,438 | 0 | 0 | ||
Truist Financial Corp | COM | 89832q109 | 14,428 | 259,963 | SH | SOLE | 259,963 | 0 | 0 | ||
Union Pacific Corp | COM | 907818108 | 4,569 | 20,775 | SH | SOLE | 20,775 | 0 | 0 | ||
Unitedhealth Group | COM | 91324P102 | 13,925 | 34,775 | SH | SOLE | 34,775 | 0 | 0 | ||
Vanguard Communication Service | COM | 92204A884 | 567 | 3,940 | SH | SOLE | 3,940 | 0 | 0 | ||
Vanguard Growth ETF | COM | 922908736 | 524 | 1,828 | SH | SOLE | 1,828 | 0 | 0 | ||
Vanguard High Dvd Yld ETF | COM | 921946406 | 11,416 | 108,966 | SH | SOLE | 108,966 | 0 | 0 | ||
Vanguard Info Tech ETF | COM | 92204A702 | 10,047 | 25,196 | SH | SOLE | 25,196 | 0 | 0 | ||
Vanguard Large-Cap ETF | COM | 922908637 | 4,143 | 20,638 | SH | SOLE | 20,638 | 0 | 0 | ||
Vanguard MSCI EAFE ETF | COM | 921943858 | 846 | 16,420 | SH | SOLE | 16,420 | 0 | 0 | ||
Vanguard Mid-Cap ETF | COM | 922908629 | 2,163 | 9,114 | SH | SOLE | 9,114 | 0 | 0 | ||
Vanguard Small-Cap ETF | COM | 922908751 | 1,050 | 4,660 | SH | SOLE | 4,660 | 0 | 0 | ||
Vanguard U S Total Stock Mkt | COM | 922908769 | 1,260 | 5,656 | SH | SOLE | 5,656 | 0 | 0 | ||
Vanguard Utilities ETF | COM | 92204A876 | 1,453 | 10,470 | SH | SOLE | 10,470 | 0 | 0 | ||
Vanguard Value ETF | COM | 922908744 | 385 | 2,804 | SH | SOLE | 2,804 | 0 | 0 | ||
Verizon Communications | COM | 92343V104 | 9,113 | 162,641 | SH | SOLE | 162,641 | 0 | 0 | ||
Visa Inc - Class A Shares | COM | 92826C839 | 646 | 2,763 | SH | SOLE | 2,763 | 0 | 0 | ||
Wal-Mart Stores Inc | COM | 931142103 | 608 | 4,308 | SH | SOLE | 4,308 | 0 | 0 | ||
YUM! Brands Inc | COM | 988498101 | 526 | 4,577 | SH | SOLE | 4,577 | 0 | 0 | ||
Zimmer Biomet Inc | COM | 98956P102 | 11,397 | 70,865 | SH | SOLE | 70,865 | 0 | 0 | ||
Zoetis Inc | COM | 98978V103 | 362 | 1,945 | SH | SOLE | 1,945 | 0 | 0 |