The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 317 2,954 SH   SOLE   2,954 0 0
AFLAC INC COM 001055102 412 9,254 SH   SOLE   9,254 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 557 3,567 SH   SOLE   3,567 0 0
AMGEN INC COM 031162100 306 1,331 SH   SOLE   1,331 0 0
AMPLIFY ETF TR ONLIN RETL ETF 032108102 1,209 10,576 SH   SOLE   10,576 0 0
APPLE INC COM 037833100 1,487 11,206 SH   SOLE   11,206 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 1,657 17,763 SH   SOLE   17,763 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 905 18,108 SH   SOLE   18,108 0 0
BANK NEW YORK MELLON CORP COM 064058100 346 8,148 SH   SOLE   8,148 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 404 6,470 SH   SOLE   6,470 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 271 2,872 SH   SOLE   2,872 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 314 2,302 SH   SOLE   2,302 0 0
CARDINAL HEALTH INC COM 14149Y108 989 18,440 SH   SOLE   18,440 0 0
CHEVRON CORP NEW COM 166764100 383 4,530 SH   SOLE   4,530 0 0
CISCO SYS INC COM 17275R102 2,351 52,530 SH   SOLE   52,530 0 0
CITRIX SYS INC COM 177376100 355 2,726 SH   SOLE   2,726 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 271 3,312 SH   SOLE   3,312 0 0
CVS HEALTH CORP COM 126650100 2,026 29,657 SH   SOLE   29,657 0 0
DBX ETF TR XTRACK HRVST CSI 233051879 5,857 146,203 SH   SOLE   146,203 0 0
DBX ETF TR XTRACK MSCI ALL 233051598 10,331 430,149 SH   SOLE   430,149 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 1,868 55,565 SH   SOLE   55,565 0 0
DBX ETF TR XTRACK MUN INFRA 233051705 487 16,642 SH   SOLE   16,642 0 0
DBX ETF TR XTRACK USD HIGH 233051432 5,289 105,585 SH   SOLE   105,585 0 0
DBX ETF TR XTRCK JP MRGN ES 233051713 9,838 437,941 SH   SOLE   437,941 0 0
DISCOVERY INC COM SER A 25470F104 389 12,942 SH   SOLE   12,942 0 0
EBAY INC. COM 278642103 336 6,695 SH   SOLE   6,695 0 0
EMERSON ELEC CO COM 291011104 370 4,600 SH   SOLE   4,600 0 0
EOG RES INC COM 26875P101 218 4,367 SH   SOLE   4,367 0 0
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 1,244 21,608 SH   SOLE   21,608 0 0
EXXON MOBIL CORP COM 30231G102 1,056 25,626 SH   SOLE   25,626 0 0
F5 NETWORKS INC COM 315616102 485 2,759 SH   SOLE   2,759 0 0
FIFTH THIRD BANCORP COM 316773100 1,226 44,390 SH   SOLE   44,390 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 469 3,190 SH   SOLE   3,190 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 1,063 11,187 SH   SOLE   11,187 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 4,444 86,348 SH   SOLE   86,348 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 1,135 23,856 SH   SOLE   23,856 0 0
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 1,048 32,369 SH   SOLE   32,369 0 0
FLEXSHARES TR INTL QLTDV IDX 33939L837 5,044 208,774 SH   SOLE   208,774 0 0
GENERAL DYNAMICS CORP COM 369550108 1,235 8,296 SH   SOLE   8,296 0 0
GILEAD SCIENCES INC COM 375558103 1,414 24,266 SH   SOLE   24,266 0 0
GLOBAL X FDS US PFD ETF 37954Y657 5,174 200,419 SH   SOLE   200,419 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 5,424 287,144 SH   SOLE   287,144 0 0
HUMANA INC COM 444859102 336 819 SH   SOLE   819 0 0
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 481 14,141 SH   SOLE   14,141 0 0
INVESCO CURRENCYSHARES AUSTR AUSTRALIAN DOL 46090N103 1,081 14,073 SH   SOLE   14,073 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 529 19,521 SH   SOLE   19,521 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,817 8,980 SH   SOLE   8,980 0 0
ISHARES GOLD TRUST ISHARES 464285105 196 10,826 SH   SOLE   10,826 0 0
ISHARES INC CORE MSCI EMKT 46434G103 10,890 175,538 SH   SOLE   175,538 0 0
ISHARES INC JP MRGN EM HI BD 464286285 1,199 25,860 SH   SOLE   25,860 0 0
ISHARES INC MSCI EMERG MRKT 464286533 2,324 38,049 SH   SOLE   38,049 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 517 7,648 SH   SOLE   7,648 0 0
ISHARES INC MSCI SWEDEN ETF 464286756 1,012 25,424 SH   SOLE   25,424 0 0
ISHARES INC MSCI TAIWAN ETF 46434G772 551 10,379 SH   SOLE   10,379 0 0
ISHARES SILVER TR ISHARES 46428Q109 1,484 60,393 SH   SOLE   60,393 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 402 3,847 SH   SOLE   3,847 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 6,857 79,382 SH   SOLE   79,382 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 3,474 28,961 SH   SOLE   28,961 0 0
ISHARES TR BROAD USD HIGH 46435U853 315 7,644 SH   SOLE   7,644 0 0
ISHARES TR CORE MSCI EAFE 46432F842 6,696 96,910 SH   SOLE   96,910 0 0
ISHARES TR CORE MSCI INTL 46435G326 4,363 70,796 SH   SOLE   70,796 0 0
ISHARES TR CORE MSCI PAC 46434V696 3,525 54,724 SH   SOLE   54,724 0 0
ISHARES TR CORE S&P TTL STK 464287150 554 6,430 SH   SOLE   6,430 0 0
ISHARES TR CORE S&P US GWT 464287671 319 3,596 SH   SOLE   3,596 0 0
ISHARES TR CORE S&P US VLU 464287663 1,239 19,922 SH   SOLE   19,922 0 0
ISHARES TR CORE S&P500 ETF 464287200 250 667 SH   SOLE   667 0 0
ISHARES TR CORE US AGGBD ET 464287226 7,291 61,689 SH   SOLE   61,689 0 0
ISHARES TR CR 5 10 YR ETF 46435G417 371 7,077 SH   SOLE   7,077 0 0
ISHARES TR EAFE SML CP ETF 464288273 2,183 31,931 SH   SOLE   31,931 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 2,661 52,456 SH   SOLE   52,456 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3,051 22,088 SH   SOLE   22,088 0 0
ISHARES TR JPMORGAN USD EMG 464288281 1,805 15,575 SH   SOLE   15,575 0 0
ISHARES TR MSCI ACWI ETF 464288257 8,214 90,541 SH   SOLE   90,541 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,314 11,213 SH   SOLE   11,213 0 0
ISHARES TR RUS 1000 ETF 464287622 548 2,586 SH   SOLE   2,586 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,432 7,306 SH   SOLE   7,306 0 0
ISHARES TR SELECT DIVID ETF 464287168 697 7,245 SH   SOLE   7,245 0 0
ISHARES TR SHORT TREAS BD 464288679 559 5,058 SH   SOLE   5,058 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 2,677 24,759 SH   SOLE   24,759 0 0
ISHARES TR TIPS BD ETF 464287176 4,199 32,896 SH   SOLE   32,896 0 0
ISHARES TR TRANS AVG ETF 464287192 947 4,293 SH   SOLE   4,293 0 0
JOHNSON & JOHNSON COM 478160104 1,400 8,897 SH   SOLE   8,897 0 0
JPMORGAN CHASE & CO COM 46625H100 541 4,258 SH   SOLE   4,258 0 0
KIMBERLY-CLARK CORP COM 494368103 950 7,033 SH   SOLE   7,033 0 0
KRAFT HEINZ CO COM 500754106 1,541 44,450 SH   SOLE   44,450 0 0
LOUISIANA PAC CORP COM 546347105 294 7,922 SH   SOLE   7,922 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 214 2,334 SH   SOLE   2,334 0 0
MCKESSON CORP COM 58155Q103 242 1,389 SH   SOLE   1,389 0 0
MERCK & CO. INC COM 58933Y105 1,931 23,568 SH   SOLE   23,568 0 0
NUCOR CORP COM 670346105 1,101 20,682 SH   SOLE   20,682 0 0
OMNICOM GROUP INC COM 681919106 1,407 22,490 SH   SOLE   22,490 0 0
ORACLE CORP COM 68389X105 386 5,961 SH   SOLE   5,961 0 0
PAYCHEX INC COM 704326107 2,089 22,423 SH   SOLE   22,423 0 0
PEPSICO INC COM 713448108 422 2,839 SH   SOLE   2,839 0 0
PFIZER INC COM 717081103 1,792 48,694 SH   SOLE   48,694 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 261 4,816 SH   SOLE   4,816 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 2,295 22,480 SH   SOLE   22,480 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 1,924 38,792 SH   SOLE   38,792 0 0
PROCTER AND GAMBLE CO COM 742718109 877 6,300 SH   SOLE   6,300 0 0
PUBLIC STORAGE COM 74460D109 1,746 7,560 SH   SOLE   7,560 0 0
QUALCOMM INC COM 747525103 1,217 7,986 SH   SOLE   7,986 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 862 24,532 SH   SOLE   24,532 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,663 54,250 SH   SOLE   54,250 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,161 143,311 SH   SOLE   143,311 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 5,883 156,256 SH   SOLE   156,256 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,457 26,001 SH   SOLE   26,001 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 289 2,247 SH   SOLE   2,247 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,078 51,698 SH   SOLE   51,698 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,834 53,148 SH   SOLE   53,148 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,174 17,222 SH   SOLE   17,222 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,450 16,297 SH   SOLE   16,297 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 3,244 36,633 SH   SOLE   36,633 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,089 15,045 SH   SOLE   15,045 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 747 5,746 SH   SOLE   5,746 0 0
SMUCKER J M CO COM NEW 832696405 1,390 12,026 SH   SOLE   12,026 0 0
SOUTHERN CO COM 842587107 1,067 17,373 SH   SOLE   17,373 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,064 5,966 SH   SOLE   5,966 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,434 128,900 SH   SOLE   128,900 0 0
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 4,200 151,229 SH   SOLE   151,229 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 396 1,059 SH   SOLE   1,059 0 0
SPDR SER TR BLOMBERG BRC INT 78464A334 1,182 36,026 SH   SOLE   36,026 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 1,137 42,172 SH   SOLE   42,172 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 394 7,913 SH   SOLE   7,913 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 3,451 109,917 SH   SOLE   109,917 0 0
STATE STR CORP COM 857477103 1,355 18,581 SH   SOLE   18,581 0 0
STEEL DYNAMICS INC COM 858119100 294 7,940 SH   SOLE   7,940 0 0
TARGET CORP COM 87612E106 397 2,248 SH   SOLE   2,248 0 0
VALERO ENERGY CORP COM 91913Y100 239 4,225 SH   SOLE   4,225 0 0
VANECK VECTORS ETF TR BIOTECH ETF 92189F726 1,199 7,063 SH   SOLE   7,063 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,286 11,057 SH   SOLE   11,057 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,461 21,709 SH   SOLE   21,709 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 8,519 59,903 SH   SOLE   59,903 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,811 9,300 SH   SOLE   9,300 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,284 11,735 SH   SOLE   11,735 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,258 10,578 SH   SOLE   10,578 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,365 107,068 SH   SOLE   107,068 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,808 14,840 SH   SOLE   14,840 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 16,001 313,136 SH   SOLE   313,136 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 558 10,110 SH   SOLE   10,110 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 257 3,704 SH   SOLE   3,704 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,496 15,398 SH   SOLE   15,398 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 6,722 124,317 SH   SOLE   124,317 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 479 7,776 SH   SOLE   7,776 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9,668 116,134 SH   SOLE   116,134 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,410 72,233 SH   SOLE   72,233 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,741 29,639 SH   SOLE   29,639 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 396 1,677 SH   SOLE   1,677 0 0
VMWARE INC CL A COM 928563402 448 3,193 SH   SOLE   3,193 0 0
WALMART INC COM 931142103 347 2,404 SH   SOLE   2,404 0 0
WELLS FARGO CO NEW COM 949746101 1,844 61,099 SH   SOLE   61,099 0 0
WISDOMTREE TR EM LCL DEBT FD 97717X867 1,437 41,296 SH   SOLE   41,296 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 4,026 84,358 SH   SOLE   84,358 0 0