The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 10,403 89,737 SH   SOLE   83,951 0 5,786
AIR PRODS & CHEMS INC COM 009158106 11,795 41,002 SH   SOLE   39,200 0 1,802
ALIGN TECHNOLOGY INC COM 016255101 5,821 9,527 SH   SOLE   9,164 0 363
ALLSTATE CORP COM 020002101 248 1,903 SH   SOLE   1,903 0 0
ALPHABET INC CAP STK CL A 02079K305 16,069 6,581 SH   SOLE   6,248 0 333
ALPHABET INC CAP STK CL C 02079K107 962 384 SH   SOLE   335 0 49
ALTRIA GROUP INC COM 02209S103 1,996 41,870 SH   SOLE   41,870 0 0
AMAZON COM INC COM 023135106 16,079 4,674 SH   SOLE   4,351 0 323
AMERICAN TOWER CORP NEW COM 03027X100 12,970 48,014 SH   SOLE   45,961 0 2,053
AMGEN INC COM 031162100 4,862 19,946 SH   SOLE   18,854 0 1,092
ANTHEM INC COM 036752103 302 790 SH   SOLE   790 0 0
APPLE INC COM 037833100 25,960 189,542 SH   SOLE   177,566 0 11,976
BECTON DICKINSON & CO COM 075887109 9,883 40,640 SH   SOLE   38,587 0 2,053
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,944 14,191 SH   SOLE   8,974 0 5,217
BK OF AMERICA CORP COM 060505104 491 11,904 SH   SOLE   9,490 0 2,414
BLACKROCK INC COM 09247X101 12,790 14,617 SH   SOLE   14,046 0 571
BRISTOL-MYERS SQUIBB CO COM 110122108 583 8,722 SH   SOLE   7,722 0 1,000
CAPITAL ONE FINL CORP COM 14040H105 237 1,531 SH   SOLE   0 0 1,531
CATERPILLAR INC COM 149123101 345 1,584 SH   SOLE   1,584 0 0
CHEVRON CORP NEW COM 166764100 9,613 91,779 SH   SOLE   87,078 0 4,701
CISCO SYS INC COM 17275R102 560 10,559 SH   SOLE   10,359 0 200
COCA COLA CO COM 191216100 3,568 65,941 SH   SOLE   52,537 0 13,404
COMCAST CORP NEW CL A 20030N101 657 11,524 SH   SOLE   11,484 0 40
COSTCO WHSL CORP NEW COM 22160K105 14,000 35,384 SH   SOLE   33,763 0 1,621
CSX CORP COM 126408103 9,668 301,381 SH   SOLE   287,614 0 13,767
DANAHER CORPORATION COM 235851102 355 1,323 SH   SOLE   1,323 0 0
DBX ETF TR XTRACK MSCI EAFE 233051630 7,671 315,929 SH   SOLE   310,248 0 5,681
DEERE & CO COM 244199105 16,076 45,580 SH   SOLE   43,532 0 2,048
DENNYS CORP COM 24869P104 356 21,600 SH   SOLE   21,600 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 10,497 54,761 SH   SOLE   51,958 0 2,803
DISNEY WALT CO COM 254687106 11,806 67,169 SH   SOLE   64,083 0 3,086
EXXON MOBIL CORP COM 30231G102 289 4,586 SH   SOLE   3,818 0 768
FACEBOOK INC CL A 30303M102 731 2,101 SH   SOLE   2,061 0 40
GENERAL DYNAMICS CORP COM 369550108 446 2,371 SH   SOLE   2,371 0 0
GENERAL MLS INC COM 370334104 217 3,557 SH   SOLE   3,557 0 0
HOME DEPOT INC COM 437076102 14,840 46,536 SH   SOLE   43,989 0 2,547
HONEYWELL INTL INC COM 438516106 465 2,120 SH   SOLE   1,611 0 509
ILLINOIS TOOL WKS INC COM 452308109 279 1,250 SH   SOLE   1,250 0 0
INTEL CORP COM 458140100 995 17,719 SH   SOLE   17,058 0 661
INTERNATIONAL BUSINESS MACHS COM 459200101 203 1,384 SH   SOLE   1,162 0 222
ISHARES TR BLACKROCK ULTRA 46434V878 3,932 77,832 SH   SOLE   2,490 0 75,342
ISHARES TR CORE MSCI TOTAL 46432F834 191,659 2,614,725 SH   SOLE   2,125,393 0 489,332
ISHARES TR CORE S&P MCP ETF 464287507 433 1,613 SH   SOLE   1,372 0 241
ISHARES TR CORE S&P SCP ETF 464287804 321 2,842 SH   SOLE   2,579 0 263
ISHARES TR CORE S&P500 ETF 464287200 439,185 1,021,550 SH   SOLE   378,496 0 643,054
ISHARES TR HDG MSCI EAFE 46434V803 233 6,738 SH   SOLE   0 0 6,738
ISHARES TR MSCI ACWI ETF 464288257 1,016 10,039 SH   SOLE   1,316 0 8,723
ISHARES TR MSCI ACWI EX US 464288240 558 9,705 SH   SOLE   0 0 9,705
ISHARES TR MSCI EMG MKT ETF 464287234 422 7,649 SH   SOLE   2,428 0 5,221
ISHARES TR RUS 1000 ETF 464287622 1,940 8,013 SH   SOLE   477 0 7,536
ISHARES TR RUS 1000 GRW ETF 464287614 1,848 6,807 SH   SOLE   3,740 0 3,067
ISHARES TR RUS 1000 VAL ETF 464287598 2,112 13,314 SH   SOLE   2,224 0 11,090
ISHARES TR SELECT DIVID ETF 464287168 223 1,916 SH   SOLE   280 0 1,636
ISHARES TR U.S. TECH ETF 464287721 2,667 26,828 SH   SOLE   26,788 0 40
JOHNSON & JOHNSON COM 478160104 1,174 7,123 SH   SOLE   6,099 0 1,024
JPMORGAN CHASE & CO COM 46625H100 3,032 19,491 SH   SOLE   18,603 0 888
LOCKHEED MARTIN CORP COM 539830109 1,754 4,635 SH   SOLE   4,232 0 403
LOWES COS INC COM 548661107 398 2,049 SH   SOLE   1,934 0 115
MARSH & MCLENNAN COS INC COM 571748102 11,574 82,275 SH   SOLE   78,115 0 4,160
MASTERCARD INCORPORATED CL A 57636Q104 1,481 4,057 SH   SOLE   3,938 0 119
MCDONALDS CORP COM 580135101 306 1,324 SH   SOLE   1,324 0 0
MERCK & CO INC COM 58933Y105 9,351 120,243 SH   SOLE   113,426 0 6,817
MICROSOFT CORP COM 594918104 5,691 21,008 SH   SOLE   19,590 0 1,418
MORGAN STANLEY COM NEW 617446448 11,225 122,427 SH   SOLE   115,314 0 7,113
NEXTERA ENERGY INC COM 65339F101 12,298 167,827 SH   SOLE   161,062 0 6,765
NVIDIA CORPORATION COM 67066G104 2,912 3,640 SH   SOLE   3,501 0 139
ORACLE CORP COM 68389X105 359 4,609 SH   SOLE   4,419 0 190
PFIZER INC COM 717081103 1,034 26,407 SH   SOLE   25,782 0 625
PNC FINL SVCS GROUP INC COM 693475105 214 1,122 SH   SOLE   1,122 0 0
PROCTER AND GAMBLE CO COM 742718109 6,780 50,249 SH   SOLE   46,968 0 3,281
QUALCOMM INC COM 747525103 453 3,168 SH   SOLE   3,168 0 0
ROYAL BK CDA COM 780087102 2,168 21,401 SH   SOLE   450 0 20,951
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,316 55,144 SH   SOLE   51,929 0 3,215
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,336 22,419 SH   SOLE   21,198 0 1,221
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 75,628 512,174 SH   SOLE   480,996 0 31,178
SPDR GOLD TR GOLD SHS 78463V107 394 2,377 SH   SOLE   2,377 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 306 10,134 SH   SOLE   0 0 10,134
SPDR S&P 500 ETF TR TR UNIT 78462F103 452 1,055 SH   SOLE   662 0 393
STRYKER CORPORATION COM 863667101 12,528 48,236 SH   SOLE   46,157 0 2,079
SYSCO CORP COM 871829107 4,079 52,461 SH   SOLE   49,919 0 2,542
TARGET CORP COM 87612E106 525 2,172 SH   SOLE   2,172 0 0
TEXAS INSTRS INC COM 882508104 1,079 5,613 SH   SOLE   5,594 0 19
UNION PAC CORP COM 907818108 832 3,782 SH   SOLE   2,977 0 805
UNITED PARCEL SERVICE INC CL B 911312106 799 3,841 SH   SOLE   2,026 0 1,815
UNITEDHEALTH GROUP INC COM 91324P102 580 1,448 SH   SOLE   1,408 0 40
US BANCORP DEL COM NEW 902973304 8,974 157,524 SH   SOLE   150,090 0 7,434
VALERO ENERGY CORP COM 91913Y100 7,117 91,152 SH   SOLE   86,571 0 4,581
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 30,495 355,051 SH   SOLE   52,889 0 302,162
VANGUARD INDEX FDS GROWTH ETF 922908736 497 1,732 SH   SOLE   0 0 1,732
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 473 1,201 SH   SOLE   0 0 1,201
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,072 40,712 SH   SOLE   3,775 0 36,937
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 501 9,219 SH   SOLE   2,597 0 6,622
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,291 41,434 SH   SOLE   39,395 0 2,039
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,388 15,431 SH   SOLE   2,043 0 13,388
VANGUARD STAR FDS VG TL INTL STK F 921909768 287 4,368 SH   SOLE   395 0 3,973
VERIZON COMMUNICATIONS INC COM 92343V104 10,292 183,680 SH   SOLE   175,075 0 8,605
VISA INC COM CL A 92826C839 14,074 60,191 SH   SOLE   57,499 0 2,692
WASTE MGMT INC DEL COM 94106L109 4,618 32,958 SH   SOLE   31,016 0 1,942
WISDOMTREE TR US QTLY DIV GRT 97717X669 242 4,059 SH   SOLE   0 0 4,059
WISDOMTREE TR US SMALLCAP DIVD 97717W604 5,264 165,054 SH   SOLE   162,068 0 2,986
YUM BRANDS INC COM 988498101 11,427 99,339 SH   SOLE   95,272 0 4,067
ZOETIS INC CL A 98978V103 442 2,370 SH   SOLE   2,010 0 360