The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   744,191 7,016 SH   SOLE   7,016 0 0
ABBOTT LABS COM 002824100   2,672,206 23,511 SH   SOLE   23,511 0 0
ABBVIE INC COM 00287Y109   11,682,549 64,155 SH   SOLE   64,155 0 0
ADOBE INC COM 00724F101   498,040 987 SH   SOLE   987 0 0
ADVANCED MICRO DEVICES INC COM 007903107   1,930,521 10,696 SH   SOLE   10,696 0 0
AIR PRODS & CHEMS INC COM 009158106   2,302,837 9,505 SH   SOLE   9,505 0 0
AIRBNB INC COM CL A 009066101   3,530,804 21,404 SH   SOLE   21,404 0 0
ALPHABET INC CAP STK CL A 02079K305   17,140,667 113,567 SH   SOLE   113,567 0 0
ALPHABET INC CAP STK CL C 02079K107   1,057,598 6,946 SH   SOLE   6,946 0 0
ALTRIA GROUP INC COM 02209S103   433,462 9,937 SH   SOLE   9,937 0 0
AMAZON COM INC COM 023135106   23,587,391 130,765 SH   SOLE   130,765 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,087,036 11,600 SH   SOLE   11,600 0 0
AMERICAN ELEC PWR CO INC COM 025537101   2,234,984 25,958 SH   SOLE   25,958 0 0
AMERICAN EXPRESS CO COM 025816109   1,037,998 4,559 SH   SOLE   4,559 0 0
AMGEN INC COM 031162100   1,949,331 6,856 SH   SOLE   6,856 0 0
APPLE INC COM 037833100   37,419,928 218,217 SH   SOLE   218,217 0 0
APPLIED MATLS INC COM 038222105   202,740 983 SH   SOLE   983 0 0
ARK ETF TR INNOVATION ETF 00214Q104   773,085 15,437 SH   SOLE   15,437 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302   317,309 11,033 SH   SOLE   11,033 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   309,889 4,574 SH   SOLE   4,574 0 0
AT&T INC COM 00206R102   2,670,056 151,708 SH   SOLE   151,708 0 0
ATLASSIAN CORPORATION CL A 049468101   253,448 1,299 SH   SOLE   1,299 0 0
BANK AMERICA CORP COM 060505104   1,130,405 29,810 SH   SOLE   29,810 0 0
BARRICK GOLD CORP COM 067901108   487,885 29,320 SH   SOLE   29,320 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,353,220 12,730 SH   SOLE   12,730 0 0
BLACKROCK RES & COMMODITIES SHS 09257A108   149,420 16,456 SH   SOLE   16,456 0 0
BLACKSTONE MTG TR INC COM CL A 09257W100   1,668,458 83,800 SH   SOLE   83,800 0 0
BLUE FOUNDRY BANCORP COM 09549B104   135,439 14,470 SH   SOLE   14,470 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   202,443 3,483 SH   SOLE   3,483 0 0
CATERPILLAR INC COM 149123101   1,970,194 5,377 SH   SOLE   5,377 0 0
CHENIERE ENERGY INC COM NEW 16411R208   2,121,118 13,152 SH   SOLE   13,152 0 0
CHEVRON CORP NEW COM 166764100   3,701,493 23,466 SH   SOLE   23,466 0 0
CHIMERA INVT CORP COM NEW 16934Q208   92,915 20,155 SH   SOLE   20,155 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   209,287 72 SH   SOLE   72 0 0
CHUBB LIMITED COM H1467J104   317,434 1,225 SH   SOLE   1,225 0 0
CISCO SYS INC COM 17275R102   1,290,174 25,850 SH   SOLE   25,850 0 0
CITIZENS FINL GROUP INC COM 174610105   878,218 24,200 SH   SOLE   24,200 0 0
COCA COLA CO COM 191216100   1,226,031 20,040 SH   SOLE   20,040 0 0
COHEN & STEERS QUALITY INCOM COM 19247L106   388,138 32,131 SH   SOLE   32,131 0 0
COHEN & STEERS TOTAL RETURN COM 19247R103   131,991 11,101 SH   SOLE   11,101 0 0
COMCAST CORP NEW CL A 20030N101   493,097 11,375 SH   SOLE   11,375 0 0
CONSOLIDATED EDISON INC COM 209115104   462,859 5,097 SH   SOLE   5,097 0 0
CONSTELLATION ENERGY CORP COM 21037T109   253,748 1,373 SH   SOLE   1,373 0 0
CORTEVA INC COM 22052L104   277,801 4,817 SH   SOLE   4,817 0 0
COSTCO WHSL CORP NEW COM 22160K105   3,292,467 4,494 SH   SOLE   4,494 0 0
CREDIT SUISSE ASSET MGMT INC COM 224916106   42,417 14,379 SH   SOLE   14,379 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   4,306,806 13,434 SH   SOLE   13,434 0 0
CVS HEALTH CORP COM 126650100   2,195,268 27,523 SH   SOLE   27,523 0 0
DANAHER CORPORATION COM 235851102   866,044 3,468 SH   SOLE   3,468 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   2,267,154 55,391 SH   SOLE   55,391 0 0
DELTA AIR LINES INC DEL COM NEW 247361702   956,108 19,973 SH   SOLE   19,973 0 0
DEVON ENERGY CORP NEW COM 25179M103   858,078 17,100 SH   SOLE   17,100 0 0
DISNEY WALT CO COM 254687106   4,986,470 40,752 SH   SOLE   40,752 0 0
DOMINION ENERGY INC COM 25746U109   4,001,847 81,355 SH   SOLE   81,355 0 0
DOW INC COM 260557103   937,192 16,178 SH   SOLE   16,178 0 0
DTE ENERGY CO COM 233331107   5,476,693 48,838 SH   SOLE   48,838 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   6,414,558 66,328 SH   SOLE   66,328 0 0
EATON CORP PLC SHS G29183103   2,588,052 8,277 SH   SOLE   8,277 0 0
ELEVANCE HEALTH INC COM 036752103   1,036,857 2,000 SH   SOLE   2,000 0 0
ELI LILLY & CO COM 532457108   1,214,133 1,561 SH   SOLE   1,561 0 0
EMERSON ELEC CO COM 291011104   7,261,332 64,022 SH   SOLE   64,022 0 0
ENBRIDGE INC COM 29250N105   5,176,128 143,066 SH   SOLE   143,066 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   222,793 7,635 SH   SOLE   7,635 0 0
EXELON CORP COM 30161N101   315,570 8,400 SH   SOLE   8,400 0 0
EXXON MOBIL CORP COM 30231G102   2,820,073 24,261 SH   SOLE   24,261 0 0
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   527,871 20,405 SH   SOLE   20,405 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   361,009 6,402 SH   SOLE   6,402 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   434,024 4,540 SH   SOLE   4,540 0 0
FIRSTENERGY CORP COM 337932107   1,776,095 45,989 SH   SOLE   45,989 0 0
FOOT LOCKER INC COM 344849104   213,750 7,500 SH   SOLE   7,500 0 0
FORD MTR CO DEL COM 345370860   544,954 41,036 SH   SOLE   41,036 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   1,737,108 19,108 SH   SOLE   19,108 0 0
GENERAL ELECTRIC CO COM NEW 369604301   364,049 2,074 SH   SOLE   2,074 0 0
GENERAL MTRS CO COM 37045V100   2,345,683 51,724 SH   SOLE   51,724 0 0
GILEAD SCIENCES INC COM 375558103   783,775 10,700 SH   SOLE   10,700 0 0
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   491,337 15,446 SH   SOLE   15,446 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673   1,808,648 45,432 SH   SOLE   45,432 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   442,377 24,700 SH   SOLE   24,700 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   7,336,109 17,564 SH   SOLE   17,564 0 0
GRAINGER W W INC COM 384802104   455,833 448 SH   SOLE   448 0 0
HEICO CORP NEW CL A 422806208   1,186,621 7,708 SH   SOLE   7,708 0 0
HOME DEPOT INC COM 437076102   16,131,490 42,053 SH   SOLE   42,053 0 0
HONEYWELL INTL INC COM 438516106   976,848 4,759 SH   SOLE   4,759 0 0
ILLINOIS TOOL WKS INC COM 452308109   321,416 1,198 SH   SOLE   1,198 0 0
INGERSOLL RAND INC COM 45687V106   417,870 4,401 SH   SOLE   4,401 0 0
INTEL CORP COM 458140100   1,259,581 28,517 SH   SOLE   28,517 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   230,882 1,680 SH   SOLE   1,680 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   3,735,941 19,564 SH   SOLE   19,564 0 0
INTERNATIONAL PAPER CO COM 460146103   2,009,530 51,500 SH   SOLE   51,500 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   247,037 619 SH   SOLE   619 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,036,400 5,673 SH   SOLE   5,673 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365   1,468,024 17,670 SH   SOLE   17,670 0 0
INVESCO EXCHANGE TRADED FD T BIOTECHNOLOGY 46137V787   226,569 3,501 SH   SOLE   3,501 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   297,448 4,923 SH   SOLE   4,923 0 0
INVESCO LTD SHS G491BT108   738,255 44,500 SH   SOLE   44,500 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   7,252,631 16,334 SH   SOLE   16,334 0 0
ISHARES INC MSCI GBL ETF NEW 46434G848   695,639 16,682 SH   SOLE   16,682 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   2,774,258 27,547 SH   SOLE   27,547 0 0
ISHARES TR RUS 1000 ETF 464287622   1,655,618 5,748 SH   SOLE   5,748 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,004,822 16,543 SH   SOLE   16,543 0 0
ISHARES TR U.S. MED DVC ETF 464288810   591,173 10,090 SH   SOLE   10,090 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   678,428 3,226 SH   SOLE   3,226 0 0
JACKSON FINANCIAL INC COM CL A 46817M107   859,820 13,000 SH   SOLE   13,000 0 0
JACOBS SOLUTIONS INC COM 46982L108   2,401,570 15,622 SH   SOLE   15,622 0 0
JOHNSON & JOHNSON COM 478160104   579,213 3,662 SH   SOLE   3,662 0 0
JPMORGAN CHASE & CO COM 46625H100   8,575,742 42,814 SH   SOLE   42,814 0 0
KINSALE CAP GROUP INC COM 49714P108   258,700 493 SH   SOLE   493 0 0
LAUDER ESTEE COS INC CL A 518439104   1,503,887 9,756 SH   SOLE   9,756 0 0
LEVI STRAUSS & CO NEW CL A COM STK 52736R102   317,841 15,900 SH   SOLE   15,900 0 0
LOCKHEED MARTIN CORP COM 539830109   909,728 2,000 SH   SOLE   2,000 0 0
LOWES COS INC COM 548661107   1,037,395 4,073 SH   SOLE   4,073 0 0
LULULEMON ATHLETICA INC COM 550021109   1,775,114 4,544 SH   SOLE   4,544 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   323,716 3,165 SH   SOLE   3,165 0 0
MARVELL TECHNOLOGY INC COM 573874104   3,596,806 50,745 SH   SOLE   50,745 0 0
MASTERCARD INCORPORATED CL A 57636Q104   3,313,848 6,881 SH   SOLE   6,881 0 0
MCDONALDS CORP COM 580135101   597,646 2,120 SH   SOLE   2,120 0 0
MCKESSON CORP COM 58155Q103   589,202 1,098 SH   SOLE   1,098 0 0
MEDTRONIC PLC SHS G5960L103   3,027,940 34,744 SH   SOLE   34,744 0 0
MERCADOLIBRE INC COM 58733R102   334,143 221 SH   SOLE   221 0 0
MERCK & CO INC COM 58933Y105   1,800,347 13,644 SH   SOLE   13,644 0 0
META PLATFORMS INC CL A 30303M102   8,538,195 17,584 SH   SOLE   17,584 0 0
METLIFE INC COM 59156R108   2,055,232 27,732 SH   SOLE   27,732 0 0
MICROSOFT CORP COM 594918104   33,166,443 78,833 SH   SOLE   78,833 0 0
MORGAN STANLEY COM NEW 617446448   1,551,596 16,478 SH   SOLE   16,478 0 0
NETFLIX INC COM 64110L106   474,325 781 SH   SOLE   781 0 0
NEW YORK CMNTY BANCORP INC COM 649445103   121,552 37,749 SH   SOLE   37,749 0 0
NIKE INC CL B 654106103   375,599 3,997 SH   SOLE   3,997 0 0
NUCOR CORP COM 670346105   990,490 5,005 SH   SOLE   5,005 0 0
NVIDIA CORPORATION COM 67066G104   13,632,634 15,088 SH   SOLE   15,088 0 0
ORACLE CORP COM 68389X105   469,570 3,738 SH   SOLE   3,738 0 0
PALO ALTO NETWORKS INC COM 697435105   341,240 1,201 SH   SOLE   1,201 0 0
PARKER-HANNIFIN CORP COM 701094104   3,824,763 6,882 SH   SOLE   6,882 0 0
PEPSICO INC COM 713448108   4,463,559 25,505 SH   SOLE   25,505 0 0
PFIZER INC COM 717081103   3,469,480 125,026 SH   SOLE   125,026 0 0
PHILIP MORRIS INTL INC COM 718172109   374,883 4,092 SH   SOLE   4,092 0 0
PHILLIPS 66 COM 718546104   1,521,736 9,316 SH   SOLE   9,316 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   4,132,921 44,992 SH   SOLE   44,992 0 0
PRICE T ROWE GROUP INC COM 74144T108   682,752 5,600 SH   SOLE   5,600 0 0
PROCTER AND GAMBLE CO COM 742718109   9,408,325 57,987 SH   SOLE   57,987 0 0
PRUDENTIAL FINL INC COM 744320102   1,363,014 11,610 SH   SOLE   11,610 0 0
PTC INC COM 69370C100   1,359,234 7,194 SH   SOLE   7,194 0 0
QUALCOMM INC COM 747525103   868,869 5,132 SH   SOLE   5,132 0 0
ROBLOX CORP CL A 771049103   647,571 16,961 SH   SOLE   16,961 0 0
RTX CORPORATION COM 75513E101   386,879 3,967 SH   SOLE   3,967 0 0
SALESFORCE INC COM 79466L302   8,263,476 27,437 SH   SOLE   27,437 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   22,290,438 365,118 SH   SOLE   365,118 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   205,664 2,218 SH   SOLE   2,218 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   784,326 9,727 SH   SOLE   9,727 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,039,325 9,792 SH   SOLE   9,792 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   649,344 9,891 SH   SOLE   9,891 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,887,604 24,720 SH   SOLE   24,720 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   405,734 3,221 SH   SOLE   3,221 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,878,355 12,715 SH   SOLE   12,715 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,017,362 10,776 SH   SOLE   10,776 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,764,365 41,889 SH   SOLE   41,889 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   298,551 1,624 SH   SOLE   1,624 0 0
SERVICENOW INC COM 81762P102   1,220,602 1,601 SH   SOLE   1,601 0 0
SHELL PLC SPON ADS 780259305   368,720 5,500 SH   SOLE   5,500 0 0
SHERWIN WILLIAMS CO COM 824348106   484,085 1,394 SH   SOLE   1,394 0 0
SHOPIFY INC CL A 82509L107   554,698 7,188 SH   SOLE   7,188 0 0
SIMON PPTY GROUP INC NEW COM 828806109   1,074,773 6,868 SH   SOLE   6,868 0 0
SNOWFLAKE INC CL A 833445109   1,478,640 9,150 SH   SOLE   9,150 0 0
SOUTHERN CO COM 842587107   262,612 3,661 SH   SOLE   3,661 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   561,560 15,517 SH   SOLE   15,517 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,109,651 5,945 SH   SOLE   5,945 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   602,581 1,083 SH   SOLE   1,083 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   16,504,630 179,789 SH   SOLE   179,789 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   1,525,821 24,798 SH   SOLE   24,798 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102   1,223,440 4,636 SH   SOLE   4,636 0 0
STANLEY BLACK & DECKER INC COM 854502101   2,983,340 30,464 SH   SOLE   30,464 0 0
STARBUCKS CORP COM 855244109   271,154 2,967 SH   SOLE   2,967 0 0
STELLANTIS N.V SHS N82405106   976,350 34,500 SH   SOLE   34,500 0 0
SUPER MICRO COMPUTER INC COM 86800U104   562,587 557 SH   SOLE   557 0 0
TESLA INC COM 88160R101   3,078,962 17,515 SH   SOLE   17,515 0 0
THE TRADE DESK INC COM CL A 88339J105   242,765 2,777 SH   SOLE   2,777 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   4,232,274 7,282 SH   SOLE   7,282 0 0
TOLL BROTHERS INC COM 889478103   258,740 2,000 SH   SOLE   2,000 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   279,243 4,057 SH   SOLE   4,057 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   220,947 736 SH   SOLE   736 0 0
TRAVELERS COMPANIES INC COM 89417E109   700,209 3,043 SH   SOLE   3,043 0 0
TRUIST FINL CORP COM 89832Q109   608,084 15,600 SH   SOLE   15,600 0 0
UNILEVER PLC SPON ADR NEW 904767704   2,971,850 59,212 SH   SOLE   59,212 0 0
UNION PAC CORP COM 907818108   1,737,315 7,064 SH   SOLE   7,064 0 0
UNITED AIRLS HLDGS INC COM 910047109   215,460 4,500 SH   SOLE   4,500 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,697,358 11,420 SH   SOLE   11,420 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,085,172 6,236 SH   SOLE   6,236 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   318,336 2,042 SH   SOLE   2,042 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   343,525 1,322 SH   SOLE   1,322 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   333,813 1,336 SH   SOLE   1,336 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   572,750 13,712 SH   SOLE   13,712 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   443,953 847 SH   SOLE   847 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   2,220,933 6,990 SH   SOLE   6,990 0 0
VEEVA SYS INC CL A COM 922475108   632,977 2,732 SH   SOLE   2,732 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,143,556 27,253 SH   SOLE   27,253 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   232,414 556 SH   SOLE   556 0 0
VISA INC COM CL A 92826C839   10,470,900 37,519 SH   SOLE   37,519 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   1,156,077 53,300 SH   SOLE   53,300 0 0
WALMART INC COM 931142103   585,342 9,728 SH   SOLE   9,728 0 0
WASTE MGMT INC DEL COM 94106L109   8,451,477 39,650 SH   SOLE   39,650 0 0
WHIRLPOOL CORP COM 963320106   726,633 6,074 SH   SOLE   6,074 0 0
ZSCALER INC COM 98980G102   244,062 1,267 SH   SOLE   1,267 0 0