The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 2,408 11,588 SH   SOLE   11,588 0 0
AT&T Inc. COM 00206R102 3,155 100,616 SH   SOLE   100,616 0 0
Abbott Laboratories COM 002824100 1,234 15,439 SH   SOLE   15,439 0 0
Abbvie Inc COM 00287Y109 1,121 13,912 SH   SOLE   13,912 0 0
Accenture PLC Ireland COM G1151C101 264 1,500 SH   SOLE   1,500 0 0
Aflac Inc COM 001055102 769 15,382 SH   SOLE   15,382 0 0
Air Prods & Chems Inc COM 009158106 714 3,738 SH   SOLE   3,738 0 0
Alphabet Inc Cl A COM 02079K305 24,882 21,142 SH   SOLE   21,142 0 0
Alphabet Inc Cl C COM 02079K107 4,827 4,114 SH   SOLE   4,114 0 0
Alps ETF Tr AlerianMLP COM 00162Q866 24,490 2,441,694 SH   SOLE   2,441,694 0 0
Altria Group Inc. COM 02209S103 536 9,334 SH   SOLE   9,334 0 0
Amazon Inc COM 023135106 862 484 SH   SOLE   484 0 0
American Electric Power COM 025537101 451 5,382 SH   SOLE   5,382 0 0
American Express Co COM 025816109 10,540 96,434 SH   SOLE   96,434 0 0
Amgen Inc COM 031162100 18,132 95,439 SH   SOLE   95,439 0 0
Analog Devices COM 032654105 513 4,875 SH   SOLE   4,875 0 0
Apple Inc COM 037833100 38,194 201,072 SH   SOLE   201,072 0 0
Applied Materials Inc COM 038222105 985 24,840 SH   SOLE   24,840 0 0
Arthur J Gallagher & Co COM 363576109 328 4,195 SH   SOLE   4,195 0 0
Automatic Data Processing Inc COM 053015103 1,881 11,777 SH   SOLE   11,777 0 0
Bank of America Corp COM 060505104 449 16,286 SH   SOLE   16,286 0 0
Bank of Montreal COM 063671101 14,944 199,727 SH   SOLE   199,727 0 0
Barings Corporate Invs COM 06759X107 282 18,227 SH   SOLE   18,227 0 0
Bearing Lithium Corp COM 073898108 4 20,000 SH   SOLE   20,000 0 0
Becton Dickinson Corp COM 075887109 8,987 35,985 SH   SOLE   35,985 0 0
Berkshire Hathaway Inc Cl A COM 084670108 301 1 SH   SOLE   1 0 0
Berkshire Hathaway Inc Del Cl COM 084670702 1,276 6,353 SH   SOLE   6,353 0 0
Berkshire Hills Bancorp COM 084680107 290 10,663 SH   SOLE   10,663 0 0
Blackrock Inc Com COM 09247X101 13,662 31,968 SH   SOLE   31,968 0 0
Boeing Co COM 097023105 1,532 4,016 SH   SOLE   4,016 0 0
Booking Holdings Inc Com COM 09857L108 6,725 3,854 SH   SOLE   3,854 0 0
Bristol Myers Squibb COM 110122108 401 8,413 SH   SOLE   8,413 0 0
CME Group Inc COM 12572Q105 516 3,135 SH   SOLE   3,135 0 0
CSX Corporation COM 126408103 303 4,052 SH   SOLE   4,052 0 0
CVS Corp COM 126650100 14,440 267,753 SH   SOLE   267,753 0 0
Capital One Financial Corp. COM 14040H105 325 3,980 SH   SOLE   3,980 0 0
Caterpillar Inc Com COM 149123101 444 3,280 SH   SOLE   3,280 0 0
Cerner Corp COM 156782104 11,004 192,347 SH   SOLE   192,347 0 0
Chevron Corp COM 166764100 1,556 12,630 SH   SOLE   12,630 0 0
Chubb Corporation COM H1467J104 14,124 100,829 SH   SOLE   100,829 0 0
Cisco COM 17275R102 22,965 425,349 SH   SOLE   425,349 0 0
Clorox Co COM 189054109 599 3,735 SH   SOLE   3,735 0 0
Coca-Cola Co COM 191216100 889 18,967 SH   SOLE   18,967 0 0
Colgate Palmolive COM 194162103 1,133 16,530 SH   SOLE   16,530 0 0
Comcast Cl A COM 20030N101 418 10,445 SH   SOLE   10,445 0 0
Corning Inc COM 219350105 4,202 126,948 SH   SOLE   126,948 0 0
Cummins Inc COM 231021106 14,267 90,369 SH   SOLE   90,369 0 0
Danaher Corp Del COM 235851102 1,884 14,272 SH   SOLE   14,272 0 0
Deere & Co COM 244199105 402 2,513 SH   SOLE   2,513 0 0
Dollar Gen Corp New Com COM 256677105 234 1,960 SH   SOLE   1,960 0 0
Dominion Resources Inc COM 25746U109 1,102 14,378 SH   SOLE   14,378 0 0
Dowdupont Inc COM 26078J100 1,806 33,886 SH   SOLE   33,886 0 0
Duke Energy Corp COM 26441C204 392 4,360 SH   SOLE   4,360 0 0
Eaton Corp PLC COM G29183103 701 8,697 SH   SOLE   8,697 0 0
Ecolab COM 278865100 209 1,186 SH   SOLE   1,186 0 0
Emerging Markets MSCI COM 464287234 8,397 195,636 SH   SOLE   195,636 0 0
Emerging Markets-Vanguard COM 922042858 34,060 801,410 SH   SOLE   801,410 0 0
Emerson Electric COM 291011104 1,342 19,603 SH   SOLE   19,603 0 0
Entergy Corp COM 29364G103 338 3,539 SH   SOLE   3,539 0 0
Enterprise Product Partners COM 293792107 595 20,460 SH   SOLE   20,460 0 0
Eversource Energy COM 30040W108 851 11,995 SH   SOLE   11,995 0 0
ExxonMobil Corp COM 30231G102 16,776 207,624 SH   SOLE   207,624 0 0
Facebook, Inc. COM 30303M102 9,705 58,221 SH   SOLE   58,221 0 0
First American Financial Corp COM 31847R102 5,705 110,780 SH   SOLE   110,780 0 0
First Data Corp COM 32008D106 324 12,340 SH   SOLE   12,340 0 0
Fluor Corp New COM 343412102 2,243 60,963 SH   SOLE   60,963 0 0
Freedom Environmental Services COM 35637A203 0 12,000 SH   SOLE   12,000 0 0
General Electric COM 369604103 771 77,210 SH   SOLE   77,210 0 0
General Mills Inc COM 370334104 16,401 316,931 SH   SOLE   316,931 0 0
Gilead Sciences Inc COM 375558103 391 6,016 SH   SOLE   6,016 0 0
Global X MLP COM 37950E473 12,531 1,412,729 SH   SOLE   1,412,729 0 0
Goldman Sachs COM 38141G104 3,542 18,449 SH   SOLE   18,449 0 0
Green Energy Res Inc Comm COM 39303P106 0 200,000 SH   SOLE   200,000 0 0
Harris Corp COM 413875105 1,565 9,798 SH   SOLE   9,798 0 0
Home Depot Inc COM 437076102 3,066 15,976 SH   SOLE   15,976 0 0
Honeywell Intl COM 438516106 1,244 7,827 SH   SOLE   7,827 0 0
Hormel Foods COM 440452100 2,110 47,139 SH   SOLE   47,139 0 0
IBM COM 459200101 736 5,218 SH   SOLE   5,218 0 0
IShares Russell 2000 COM 464287655 1,044 6,820 SH   SOLE   6,820 0 0
IShares Tr Russell 1000 Value COM 464287598 360 2,917 SH   SOLE   2,917 0 0
IShares Tr Russell 3000 Growth COM 464287671 326 5,400 SH   SOLE   5,400 0 0
IShares Tr Russell 3000 Value COM 464287663 268 4,890 SH   SOLE   4,890 0 0
Illinois Tool Works Inc COM 452308109 1,128 7,860 SH   SOLE   7,860 0 0
Ingersoll Rand PLC COM G47791101 685 6,350 SH   SOLE   6,350 0 0
Intel Corp COM 458140100 4,279 79,690 SH   SOLE   79,690 0 0
Invesco ETF Tr II Pfd COM 46138E511 193 13,326 SH   SOLE   13,326 0 0
Invesco QQQ Tr Unit Ser 1 COM 46090E103 204 1,135 SH   SOLE   1,135 0 0
Invictus MD Strategies Corp COM 46183X802 13 20,090 SH   SOLE   20,090 0 0
Ishares Dow Sel Div Idx Fd COM 464287168 539 5,490 SH   SOLE   5,490 0 0
Ishares TR Russell 2000 Growth COM 464287648 417 2,120 SH   SOLE   2,120 0 0
Ishares TR Russell Midcap Valu COM 464287473 261 3,005 SH   SOLE   3,005 0 0
Ishares Tr MSCI EAFE ETF COM 464287465 790 12,186 SH   SOLE   12,186 0 0
Ishares Tr Russell 1000 Growth COM 464287614 415 2,740 SH   SOLE   2,740 0 0
Ishares Tr Russell 2000 Value COM 464287630 437 3,645 SH   SOLE   3,645 0 0
JP Morgan Chase COM 46625H100 19,127 188,948 SH   SOLE   188,948 0 0
JP Morgan Diversified Equity COM 46641Q407 35,927 491,138 SH   SOLE   491,138 0 0
Johnson & Johnson COM 478160104 20,266 144,978 SH   SOLE   144,978 0 0
Kimberly-Clark Corp COM 494368103 786 6,344 SH   SOLE   6,344 0 0
L Brands Inc COM 501797104 6,052 219,440 SH   SOLE   219,440 0 0
Linde PLC COM G5494J103 331 1,881 SH   SOLE   1,881 0 0
Lockheed Martin Corp COM 539830109 506 1,685 SH   SOLE   1,685 0 0
Lyondellbasell Ind N V Ord Shs COM N53745100 6,156 73,218 SH   SOLE   73,218 0 0
Magellan Midstream Partners COM 559080106 294 4,850 SH   SOLE   4,850 0 0
Mastercard, Inc COM 57636Q104 362 1,538 SH   SOLE   1,538 0 0
McCormick Co COM 579780206 454 3,015 SH   SOLE   3,015 0 0
McDonald's Corp COM 580135101 2,520 13,268 SH   SOLE   13,268 0 0
Medtronic PLC SHS COM G5960L103 6,062 66,557 SH   SOLE   66,557 0 0
Merck & Co Inc COM 58933Y105 1,622 19,504 SH   SOLE   19,504 0 0
Microsoft Corp COM 594918104 4,396 37,275 SH   SOLE   37,275 0 0
Mondelez Intl Inc Class A COM 609207105 239 4,780 SH   SOLE   4,780 0 0
National Oilwell Varco, Inc. COM 637071101 7,991 299,966 SH   SOLE   299,966 0 0
Nextera Energy Inc Com COM 65339F101 1,031 5,332 SH   SOLE   5,332 0 0
Nike Inc Cl B COM 654106103 939 11,156 SH   SOLE   11,156 0 0
Norfolk Southern Corp COM 655844108 403 2,154 SH   SOLE   2,154 0 0
Northwest Bancshares Inc MD Co COM 667340103 3,476 204,816 SH   SOLE   204,816 0 0
Novartis AG Sponsored Adr COM 66987V109 455 4,735 SH   SOLE   4,735 0 0
Novo-Nordisk A S COM 670100205 9,480 181,234 SH   SOLE   181,234 0 0
Oracle Corp COM 68389X105 10,309 191,937 SH   SOLE   191,937 0 0
Palo Alto Networks Inc Com COM 697435105 6,439 26,510 SH   SOLE   26,510 0 0
Peoples Financial COM 712704105 2,986 181,651 SH   SOLE   181,651 0 0
Pepsico Inc COM 713448108 13,100 106,897 SH   SOLE   106,897 0 0
Pfizer Inc COM 717081103 4,783 112,609 SH   SOLE   112,609 0 0
Phillip Morris International, COM 718172109 481 5,445 SH   SOLE   5,445 0 0
Phillips 66 COM 718546104 218 2,287 SH   SOLE   2,287 0 0
Procter & Gamble COM 742718109 17,378 167,013 SH   SOLE   167,013 0 0
Qualcomm INC COM 747525103 14,777 259,107 SH   SOLE   259,107 0 0
Rayonier Inc COM 754907103 19,665 623,883 SH   SOLE   623,883 0 0
Raytheon Co COM 755111507 380 2,088 SH   SOLE   2,088 0 0
SPDR Gold Trust COM 78463V107 216 1,774 SH   SOLE   1,774 0 0
Sally Beauty Company COM 79546E104 6,017 326,818 SH   SOLE   326,818 0 0
Schlumberger Ltd COM 806857108 6,112 140,289 SH   SOLE   140,289 0 0
Seagate Technology PLC Shrs COM G7945M107 212 4,420 SH   SOLE   4,420 0 0
Southern Co Com COM 842587107 359 6,955 SH   SOLE   6,955 0 0
Spdr Tr Unit Ser 1 COM 78462F103 7,956 28,165 SH   SOLE   28,165 0 0
State Street Corp COM 857477103 418 6,355 SH   SOLE   6,355 0 0
Stryker Corp COM 863667101 336 1,701 SH   SOLE   1,701 0 0
TJX Companies Inc. COM 872540109 2,383 44,788 SH   SOLE   44,788 0 0
Taiwan Semiconductor-ADR COM 874039100 381 9,300 SH   SOLE   9,300 0 0
Target Corp COM 87612E106 740 9,224 SH   SOLE   9,224 0 0
Texas Instruments COM 882508104 688 6,490 SH   SOLE   6,490 0 0
US Bancorp Del COM 902973304 256 5,316 SH   SOLE   5,316 0 0
Union Pacific Corp COM 907818108 766 4,580 SH   SOLE   4,580 0 0
United Healthgroup Inc COM 91324P102 2,996 12,117 SH   SOLE   12,117 0 0
United Technologies COM 913017109 1,549 12,020 SH   SOLE   12,020 0 0
Vaneck Vectors ETF Oil Svcs ET COM 92189F718 6,432 373,295 SH   SOLE   373,295 0 0
Vanguard Index Fds Vanguard Sm COM 922908751 538 3,524 SH   SOLE   3,524 0 0
Vanguard Index Total Stock Mkt COM 922908769 292 2,020 SH   SOLE   2,020 0 0
Vanguard REIT ETF COM 922908553 275 3,167 SH   SOLE   3,167 0 0
Vanguard Tax Managed Intl Fd F COM 921943858 11,587 283,512 SH   SOLE   283,512 0 0
Vanguard World Fds Vanguard He COM 92204A504 533 3,090 SH   SOLE   3,090 0 0
Vanguard World Fds Vanguard In COM 92204A702 301 1,500 SH   SOLE   1,500 0 0
Verizon Communications COM 92343V104 14,216 240,415 SH   SOLE   240,415 0 0
Visa Inc Cls A COM 92826C839 2,243 14,360 SH   SOLE   14,360 0 0
Wabtec COM 929740108 257 3,492 SH   SOLE   3,492 0 0
Wal-Mart Stores Inc COM 931142103 457 4,686 SH   SOLE   4,686 0 0
Walgreen Boots COM 931427108 241 3,809 SH   SOLE   3,809 0 0
Walt Disney COM 254687106 14,531 130,878 SH   SOLE   130,878 0 0
Waste Mgmt Inc COM 94106L109 208 2,000 SH   SOLE   2,000 0 0
Wells Fargo & Co COM 949746101 10,311 213,387 SH   SOLE   213,387 0 0
Wisconsin Energy COM 92939U106 315 3,985 SH   SOLE   3,985 0 0
Yum! Brands Inc COM 988498101 304 3,045 SH   SOLE   3,045 0 0
Zimmer Hldgs Inc COM 98956P102 7,645 59,868 SH   SOLE   59,868 0 0
IShares CMBS ETF ETF 46429B366 22,233 430,364 SH   SOLE   430,364 0 0
IShares Tr Barclays 3-7 Yr Tre ETF 464288661 237 1,920 SH   SOLE   1,920 0 0
IShares Tr Barclays 7-10 YR Tr ETF 464287440 261 2,445 SH   SOLE   2,445 0 0
IShares Tr Floating Rate Nt ET ETF 46429B655 17,614 345,979 SH   SOLE   345,979 0 0
IShares Tr MBS ETF ETF 464288588 34,245 321,974 SH   SOLE   321,974 0 0
Ishares Preferred & Income Sec ETF 464288687 6,425 175,800 SH   SOLE   175,800 0 0
Ivesco ETF Tr II 1-30 Laddered ETF 46138E107 651 19,815 SH   SOLE   19,815 0 0
SPDR BBG Barc IG Floating Rate ETF 78468R200 2,639 85,952 SH   SOLE   85,952 0 0
SPDR Ser Tr Nuveen Barclays Mu ETF 78468R721 724 14,682 SH   SOLE   14,682 0 0
SPDR Wells Fargo Preferred Sto ETF 78464A292 4,160 97,468 SH   SOLE   97,468 0 0
Spdr Nuveen Barclays Cap Short ETF 78468R739 598 12,332 SH   SOLE   12,332 0 0
Vanguard Bd Index Fd Inc Total ETF 921937835 4,294 52,899 SH   SOLE   52,899 0 0
Vanguard Interm Corp Bond ETF ETF 92206C870 62,940 724,526 SH   SOLE   724,526 0 0
Vanguard Short Term BD ETF ETF 921937827 5,999 75,368 SH   SOLE   75,368 0 0
Vanguard Short Term Corp Bond ETF 92206C409 432 5,411 SH   SOLE   5,411 0 0
iShares Core US Treasury Bond ETF 46429B267 20,178 799,445 SH   SOLE   799,445 0 0