The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 9,892 3,700 SH   SOLE   0 0 3,700
AMAZON COM INC COM 023135106 851 259 SH   SOLE   0 0 259
AMERISOURCEBERGEN CORP COM 03073E105 442 3,700 SH   SOLE   0 0 3,700
APPLE INC COM 037833100 14,029 99,147 SH   SOLE   0 0 99,147
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 539 1,974 SH   SOLE   0 0 1,974
BOXLIGHT CORP COM CL A 103197109 34 15,000 SH   SOLE   0 0 15,000
CVS HEALTH CORP COM 126650100 5,523 65,079 SH   SOLE   0 0 65,079
CANADIAN NATL RY CO COM 136375102 6,937 59,981 SH   SOLE   0 0 59,981
CARMAX INC COM 143130102 205 1,605 SH   SOLE   0 0 1,605
CATERPILLAR INC COM 149123101 7,169 37,347 SH   SOLE   0 0 37,347
CHEVRON CORP NEW COM 166764100 309 3,041 SH   SOLE   0 0 3,041
COCA COLA CO COM 191216100 5,720 109,020 SH   SOLE   0 0 109,020
COMCAST CORP NEW CL A 20030N101 3,634 64,967 SH   SOLE   0 0 64,967
CUMMINS INC COM 231021106 6,583 29,316 SH   SOLE   0 0 29,316
DIAGEO PLC SPON ADR NEW 25243Q205 6,593 34,161 SH   SOLE   0 0 34,161
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 2,377 89,455 SH   SOLE   0 0 89,455
DISNEY WALT CO COM 254687106 7,410 43,802 SH   SOLE   0 0 43,802
EXXON MOBIL CORP COM 30231G102 375 6,373 SH   SOLE   0 0 6,373
FIFTH THIRD BANCORP COM 316773100 288 6,777 SH   SOLE   0 0 6,777
FULTON FINL CORP PA COM 360271100 237 15,512 SH   SOLE   0 0 15,512
GOLDMAN SACHS GROUP INC COM 38141G104 8,191 21,668 SH   SOLE   0 0 21,668
HERSHEY CO COM 427866108 445 2,632 SH   SOLE   0 0 2,632
INTEL CORP COM 458140100 6,256 117,420 SH   SOLE   0 0 117,420
ISHARES TR TIPS BD ETF 464287176 200 1,569 SH   SOLE   0 0 1,569
ISHARES TR CORE S&P500 ETF 464287200 1,175 2,728 SH   SOLE   0 0 2,728
ISHARES TR CORE US AGGBD ET 464287226 2,233 19,448 SH   SOLE   0 0 19,448
ISHARES TR MSCI ACWI ETF 464288257 4,068 40,713 SH   SOLE   0 0 40,713
ISHARES TR CALIF MUN BD ETF 464288356 203 3,272 SH   SOLE   0 0 3,272
ISHARES TR NATIONAL MUN ETF 464288414 243 2,094 SH   SOLE   0 0 2,094
ISHARES TR IBONDS DEC23 ETF 46434VAX8 293 11,281 SH   SOLE   0 0 11,281
ISHARES TR IBONDS DEC22 ETF 46434VBA7 219 8,637 SH   SOLE   0 0 8,637
ISHARES TR IBONDS DEC25 ETF 46434VBD1 245 9,135 SH   SOLE   0 0 9,135
ISHARES TR IBONDS DEC24 ETF 46434VBG4 357 13,588 SH   SOLE   0 0 13,588
ISHARES TR IBONDS DEC2026 46435GAA0 220 8,301 SH   SOLE   0 0 8,301
ISHARES TR IBONDS 24 TRM TS 46436E874 234 9,126 SH   SOLE   0 0 9,126
JOHNSON & JOHNSON COM 478160104 6,276 38,859 SH   SOLE   0 0 38,859
LOWES COS INC COM 548661107 3,554 17,518 SH   SOLE   0 0 17,518
MASTERCARD INCORPORATED CL A 57636Q104 549 1,578 SH   SOLE   0 0 1,578
MCDONALDS CORP COM 580135101 7,843 32,528 SH   SOLE   0 0 32,528
MICROSOFT CORP COM 594918104 233 828 SH   SOLE   0 0 828
NOVO-NORDISK A S ADR 670100205 8,307 86,524 SH   SOLE   0 0 86,524
NVIDIA CORPORATION COM 67066G104 242 1,167 SH   SOLE   0 0 1,167
PEPSICO INC COM 713448108 308 2,046 SH   SOLE   0 0 2,046
PFIZER INC COM 717081103 5,776 134,292 SH   SOLE   0 0 134,292
PROCTER AND GAMBLE CO COM 742718109 7,236 51,761 SH   SOLE   0 0 51,761
QUEST DIAGNOSTICS INC COM 74834L100 6,303 43,376 SH   SOLE   0 0 43,376
SPDR GOLD TR GOLD SHS 78463V107 312 1,900 SH   SOLE   0 0 1,900
SCIENTIFIC GAMES CORP COM 80874P109 208 2,500 SH   SOLE   0 0 2,500
SMITH A O CORP COM 831865209 5,147 84,282 SH   SOLE   0 0 84,282
STARBUCKS CORP COM 855244109 287 2,602 SH   SOLE   0 0 2,602
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 202 1,805 SH   SOLE   0 0 1,805
TRUIST FINL CORP COM 89832Q109 251 4,274 SH   SOLE   0 0 4,274
UNITED PARCEL SERVICE INC CL B 911312106 3,688 20,255 SH   SOLE   0 0 20,255
VERIZON COMMUNICATIONS INC COM 92343V104 4,428 81,988 SH   SOLE   0 0 81,988
WALMART INC COM 931142103 5,864 42,070 SH   SOLE   0 0 42,070
WASTE MGMT INC DEL COM 94106L109 8,562 57,326 SH   SOLE   0 0 57,326
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 9,951 31,105 SH   SOLE   0 0 31,105