The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 663 3,794 SH   SOLE   3,794 0 0
3M COM 88579Y101 208 1,191 SH   DFND 13 0 1,191 0
3M COM 88579Y101 1,857 10,625 SH   DFND 5 0 10,625 0
3M COM 88579Y101 1,060 6,065 SH   DFND 1 0 6,065 0
3M COM 88579Y101 66 380 SH   DFND 6 0 380 0
3M COM 88579Y101 280 1,600 SH   DFND 12 0 1,600 0
ABBOTT LABS COM 002824100 1,640 14,974 SH   SOLE   14,974 0 0
ABBOTT LABS COM 002824100 743 6,782 SH   DFND 13 0 6,782 0
ABBOTT LABS COM 002824100 4,372 39,927 SH   DFND 5 0 39,927 0
ABBOTT LABS COM 002824100 2,935 26,805 SH   DFND 1 0 26,805 0
ABBOTT LABS COM 002824100 1,095 10,000 SH   DFND 12 0 10,000 0
ABBOTT LABS COM 002824100 11 100 SH   DFND 6 0 100 0
ABBVIE COM 00287Y109 289 2,693 SH   SOLE   2,693 0 0
ABBVIE COM 00287Y109 1,094 10,210 SH   DFND 1 0 10,210 0
ABBVIE COM 00287Y109 131 1,227 SH   DFND 13 0 1,227 0
ABBVIE COM 00287Y109 536 5,000 SH   DFND 12 0 5,000 0
ABBVIE COM 00287Y109 8 75 SH   DFND 6 0 75 0
AIR PRODUCTS & CHEM COM 009158106 355 1,300 SH   DFND 1 0 1,300 0
ALPHABET INC CL A COM 02079K305 1,716 979 SH   SOLE   979 0 0
ALPHABET INC CL A COM 02079K305 745 425 SH   DFND 13 0 425 0
ALPHABET INC CL A COM 02079K305 4,781 2,728 SH   DFND 5 0 2,728 0
ALPHABET INC CL A COM 02079K305 3,260 1,860 SH   DFND 1 0 1,860 0
ALPHABET INC CL A COM 02079K305 797 455 SH   DFND 12 0 455 0
ALPHABET INC CL A COM 02079K305 37 21 SH   DFND 6 0 21 0
ALPHABET INC CL C COM 02079K107 2 1 SH   SOLE   1 0 0
ALPHABET INC CL C COM 02079K107 447 255 SH   DFND 1 0 255 0
AMAZON.COM COM 023135106 1,140 350 SH   SOLE   350 0 0
AMAZON.COM COM 023135106 3,195 981 SH   DFND 5 0 981 0
AMAZON.COM COM 023135106 2,876 883 SH   DFND 1 0 883 0
AMAZON.COM COM 023135106 326 100 SH   DFND 12 0 100 0
AMAZON.COM COM 023135106 410 126 SH   DFND 13 0 126 0
AMAZON.COM COM 023135106 10 3 SH   DFND 6 0 3 0
AMGEN INC COM 031162100 195 850 SH   SOLE   850 0 0
AMGEN INC COM 031162100 17 75 SH   DFND 13 0 75 0
AMGEN INC COM 031162100 69 300 SH   DFND 1 0 300 0
ANALOG DEVICES COM 032654105 1,522 10,305 SH   SOLE   10,305 0 0
ANALOG DEVICES COM 032654105 760 5,146 SH   DFND 13 0 5,146 0
ANALOG DEVICES COM 032654105 3,973 26,894 SH   DFND 5 0 26,894 0
ANALOG DEVICES COM 032654105 2,541 17,200 SH   DFND 1 0 17,200 0
ANALOG DEVICES COM 032654105 340 2,300 SH   DFND 12 0 2,300 0
ANALOG DEVICES COM 032654105 23 155 SH   DFND 6 0 155 0
APPLE INC COM 037833100 2,407 18,139 SH   SOLE   18,139 0 0
APPLE INC COM 037833100 1,074 8,096 SH   DFND 13 0 8,096 0
APPLE INC COM 037833100 7,495 56,485 SH   DFND 5 0 56,485 0
APPLE INC COM 037833100 12,852 96,854 SH   DFND 1 0 96,854 0
APPLE INC COM 037833100 1,148 8,650 SH   DFND 12 0 8,650 0
APPLE INC COM 037833100 69 520 SH   DFND 6 0 520 0
APTARGROUP COM 038336103 1,505 10,997 SH   SOLE   10,997 0 0
APTARGROUP COM 038336103 549 4,012 SH   DFND 13 0 4,012 0
APTARGROUP COM 038336103 4,188 30,595 SH   DFND 5 0 30,595 0
APTARGROUP COM 038336103 2,410 17,603 SH   DFND 1 0 17,603 0
APTARGROUP COM 038336103 951 6,950 SH   DFND 12 0 6,950 0
APTARGROUP COM 038336103 11 80 SH   DFND 6 0 80 0
AUTOMATIC DATA PROCESSING COM 053015103 1,508 8,560 SH   SOLE   8,560 0 0
AUTOMATIC DATA PROCESSING COM 053015103 674 3,826 SH   DFND 13 0 3,826 0
AUTOMATIC DATA PROCESSING COM 053015103 4,367 24,785 SH   DFND 5 0 24,785 0
AUTOMATIC DATA PROCESSING COM 053015103 3,102 17,605 SH   DFND 1 0 17,605 0
AUTOMATIC DATA PROCESSING COM 053015103 929 5,275 SH   DFND 12 0 5,275 0
AUTOMATIC DATA PROCESSING COM 053015103 10 55 SH   DFND 6 0 55 0
BANK OF AMERICA COM 060505104 911 30,065 SH   DFND 1 0 30,065 0
BECTON DICKINSON COM 075887109 975 3,895 SH   SOLE   3,895 0 0
BECTON DICKINSON COM 075887109 433 1,730 SH   DFND 13 0 1,730 0
BECTON DICKINSON COM 075887109 2,241 8,955 SH   DFND 5 0 8,955 0
BECTON DICKINSON COM 075887109 1,433 5,725 SH   DFND 1 0 5,725 0
BECTON DICKINSON COM 075887109 300 1,200 SH   DFND 12 0 1,200 0
BECTON DICKINSON COM 075887109 5 20 SH   DFND 6 0 20 0
BERKSHIRE HATHAWAY CL B COM 084670702 144 623 SH   SOLE   623 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 342 1,475 SH   DFND 1 0 1,475 0
BERKSHIRE HATHAWAY CL B COM 084670702 348 1,500 SH   DFND 12 0 1,500 0
CANADIAN NATL RAILWAY COM 136375102 1,654 15,056 SH   SOLE   15,056 0 0
CANADIAN NATL RAILWAY COM 136375102 647 5,893 SH   DFND 13 0 5,893 0
CANADIAN NATL RAILWAY COM 136375102 4,094 37,270 SH   DFND 5 0 37,270 0
CANADIAN NATL RAILWAY COM 136375102 2,511 22,860 SH   DFND 1 0 22,860 0
CANADIAN NATL RAILWAY COM 136375102 846 7,700 SH   DFND 12 0 7,700 0
CANADIAN NATL RAILWAY COM 136375102 99 900 SH   DFND 6 0 900 0
CHEVRON COM 166764100 451 5,335 SH   SOLE   5,335 0 0
CHEVRON COM 166764100 84 1,000 SH   DFND 13 0 1,000 0
CHEVRON COM 166764100 1,017 12,045 SH   DFND 5 0 12,045 0
CHEVRON COM 166764100 732 8,670 SH   DFND 1 0 8,670 0
CHEVRON COM 166764100 350 4,150 SH   DFND 12 0 4,150 0
CHUBB LIMITED COM H1467J104 246 1,595 SH   SOLE   1,595 0 0
CHUBB LIMITED COM H1467J104 6 40 SH   DFND 6 0 40 0
CHUBB LIMITED COM H1467J104 23 150 SH   DFND 5 0 150 0
CHUBB LIMITED COM H1467J104 0 2 SH   DFND 13 0 2 0
CISCO SYS INC COM 17275R102 89 2,000 SH   SOLE   2,000 0 0
CISCO SYS INC COM 17275R102 7 150 SH   DFND 6 0 150 0
CISCO SYS INC COM 17275R102 224 5,000 SH   DFND 12 0 5,000 0
CISCO SYS INC COM 17275R102 143 3,200 SH   DFND 1 0 3,200 0
CISCO SYS INC COM 17275R102 134 3,000 SH   DFND 5 0 3,000 0
CISCO SYS INC COM 17275R102 22 500 SH   DFND 13 0 500 0
COCA COLA COM 191216100 107 1,950 SH   SOLE   1,950 0 0
COCA COLA COM 191216100 222 4,050 SH   DFND 1 0 4,050 0
COCA COLA COM 191216100 200 3,650 SH   DFND 12 0 3,650 0
COCA COLA COM 191216100 115 2,100 SH   DFND 5 0 2,100 0
COLGATE-PALMOLIVE COM 194162103 142 1,665 SH   SOLE   1,665 0 0
COLGATE-PALMOLIVE COM 194162103 75 875 SH   DFND 13 0 875 0
COLGATE-PALMOLIVE COM 194162103 20 230 SH   DFND 1 0 230 0
COLGATE-PALMOLIVE COM 194162103 77 900 SH   DFND 12 0 900 0
CVS HEALTH COM 126650100 469 6,860 SH   SOLE   6,860 0 0
CVS HEALTH COM 126650100 1,749 25,605 SH   DFND 5 0 25,605 0
CVS HEALTH COM 126650100 735 10,762 SH   DFND 1 0 10,762 0
CVS HEALTH COM 126650100 11 165 SH   DFND 6 0 165 0
CVS HEALTH COM 126650100 272 3,983 SH   DFND 13 0 3,983 0
CVS HEALTH COM 126650100 120 1,750 SH   DFND 12 0 1,750 0
DANAHER CORP COM 235851102 1,565 7,044 SH   SOLE   7,044 0 0
DANAHER CORP COM 235851102 762 3,429 SH   DFND 13 0 3,429 0
DANAHER CORP COM 235851102 4,511 20,305 SH   DFND 5 0 20,305 0
DANAHER CORP COM 235851102 1,976 8,895 SH   DFND 1 0 8,895 0
DANAHER CORP COM 235851102 461 2,075 SH   DFND 12 0 2,075 0
DANAHER CORP COM 235851102 11 50 SH   DFND 6 0 50 0
DEERE & CO COM 244199105 30 110 SH   SOLE   110 0 0
DEERE & CO COM 244199105 585 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105 1,991 7,400 SH   DFND 5 0 7,400 0
DEERE & CO COM 244199105 215 800 SH   DFND 12 0 800 0
DEERE & CO COM 244199105 27 100 SH   DFND 13 0 100 0
DISNEY COM 254687106 1,387 7,655 SH   SOLE   7,655 0 0
DISNEY COM 254687106 516 2,850 SH   DFND 13 0 2,850 0
DISNEY COM 254687106 3,569 19,700 SH   DFND 5 0 19,700 0
DISNEY COM 254687106 2,170 11,975 SH   DFND 1 0 11,975 0
DISNEY COM 254687106 580 3,200 SH   DFND 12 0 3,200 0
DISNEY COM 254687106 7 40 SH   DFND 6 0 40 0
EMERSON ELECTRIC COM 291011104 24 300 SH   SOLE   300 0 0
EMERSON ELECTRIC COM 291011104 301 3,750 SH   DFND 1 0 3,750 0
EMERSON ELECTRIC COM 291011104 241 3,000 SH   DFND 12 0 3,000 0
EMERSON ELECTRIC COM 291011104 104 1,300 SH   DFND 13 0 1,300 0
EMERSON ELECTRIC COM 291011104 56 700 SH   DFND 5 0 700 0
EXXON MOBIL COM 30231G102 180 4,370 SH   SOLE   4,370 0 0
EXXON MOBIL COM 30231G102 358 8,690 SH   DFND 1 0 8,690 0
EXXON MOBIL COM 30231G102 161 3,900 SH   DFND 5 0 3,900 0
EXXON MOBIL COM 30231G102 53 1,275 SH   DFND 13 0 1,275 0
EXXON MOBIL COM 30231G102 45 1,100 SH   DFND 12 0 1,100 0
EXXON MOBIL COM 30231G102 4 90 SH   DFND 6 0 90 0
FIDELITY NATL INFO SVCS COM 31620M106 439 3,100 SH   DFND 5 0 3,100 0
FISERV COM 337738108 1,323 11,617 SH   SOLE   11,617 0 0
FISERV COM 337738108 656 5,764 SH   DFND 13 0 5,764 0
FISERV COM 337738108 3,992 35,060 SH   DFND 5 0 35,060 0
FISERV COM 337738108 3,385 29,730 SH   DFND 1 0 29,730 0
FISERV COM 337738108 387 3,400 SH   DFND 12 0 3,400 0
FISERV COM 337738108 14 125 SH   DFND 6 0 125 0
GENERAL ELECTRIC COM 369604103 62 5,750 SH   SOLE   5,750 0 0
GENERAL ELECTRIC COM 369604103 108 10,000 SH   DFND 1 0 10,000 0
GENERAL ELECTRIC COM 369604103 42 3,910 SH   DFND 13 0 3,910 0
GENERAL ELECTRIC COM 369604103 22 2,000 SH   DFND 12 0 2,000 0
GENERAL MILLS COM 370334104 379 6,450 SH   DFND 1 0 6,450 0
GENERAL MILLS COM 370334104 18 300 SH   DFND 13 0 300 0
GENERAL MILLS COM 370334104 188 3,200 SH   DFND 5 0 3,200 0
HERSHEY COMPANY COM 427866108 218 1,429 SH   DFND 1 0 1,429 0
HOME DEPOT COM 437076102 1,240 4,670 SH   SOLE   4,670 0 0
HOME DEPOT COM 437076102 4,095 15,415 SH   DFND 5 0 15,415 0
HOME DEPOT COM 437076102 2,337 8,800 SH   DFND 1 0 8,800 0
HOME DEPOT COM 437076102 677 2,550 SH   DFND 12 0 2,550 0
HOME DEPOT COM 437076102 57 215 SH   DFND 6 0 215 0
HOME DEPOT COM 437076102 525 1,975 SH   DFND 13 0 1,975 0
HONEYWELL INTL COM 438516106 27 125 SH   SOLE   125 0 0
HONEYWELL INTL COM 438516106 476 2,240 SH   DFND 1 0 2,240 0
HONEYWELL INTL COM 438516106 741 3,485 SH   DFND 5 0 3,485 0
ILLUMINA COM 452327109 549 1,484 SH   SOLE   1,484 0 0
ILLUMINA COM 452327109 287 776 SH   DFND 13 0 776 0
ILLUMINA COM 452327109 2,274 6,145 SH   DFND 5 0 6,145 0
ILLUMINA COM 452327109 240 650 SH   DFND 12 0 650 0
ILLUMINA COM 452327109 715 1,933 SH   DFND 1 0 1,933 0
ILLUMINA COM 452327109 7 20 SH   DFND 6 0 20 0
INTEL CORP COM 458140100 555 11,140 SH   SOLE   11,140 0 0
INTEL CORP COM 458140100 157 3,150 SH   DFND 13 0 3,150 0
INTEL CORP COM 458140100 2,043 41,007 SH   DFND 5 0 41,007 0
INTEL CORP COM 458140100 1,091 21,890 SH   DFND 1 0 21,890 0
INTEL CORP COM 458140100 379 7,600 SH   DFND 12 0 7,600 0
INTEL CORP COM 458140100 5 100 SH   DFND 6 0 100 0
ISHARES S&P 500 COM 464287200 75 200 SH   SOLE   200 0 0
ISHARES S&P 500 COM 464287200 1,070 2,850 SH   DFND 13 0 2,850 0
JOHNSON & JOHNSON COM 478160104 1,661 10,554 SH   SOLE   10,554 0 0
JOHNSON & JOHNSON COM 478160104 595 3,783 SH   DFND 13 0 3,783 0
JOHNSON & JOHNSON COM 478160104 5,994 38,085 SH   DFND 5 0 38,085 0
JOHNSON & JOHNSON COM 478160104 2,668 16,955 SH   DFND 1 0 16,955 0
JOHNSON & JOHNSON COM 478160104 1,117 7,100 SH   DFND 12 0 7,100 0
JOHNSON & JOHNSON COM 478160104 10 65 SH   DFND 6 0 65 0
JPMORGAN CHASE COM 46625H100 5 37 SH   SOLE   37 0 0
JPMORGAN CHASE COM 46625H100 457 3,600 SH   DFND 1 0 3,600 0
MASTERCARD COM 57636Q104 1,821 5,102 SH   SOLE   5,102 0 0
MASTERCARD COM 57636Q104 832 2,331 SH   DFND 13 0 2,331 0
MASTERCARD COM 57636Q104 5,505 15,423 SH   DFND 5 0 15,423 0
MASTERCARD COM 57636Q104 3,594 10,069 SH   DFND 1 0 10,069 0
MASTERCARD COM 57636Q104 816 2,285 SH   DFND 12 0 2,285 0
MASTERCARD COM 57636Q104 46 130 SH   DFND 6 0 130 0
MERCK COM 58933Y105 55 675 SH   SOLE   675 0 0
MERCK COM 58933Y105 25 300 SH   DFND 5 0 300 0
MERCK COM 58933Y105 225 2,749 SH   DFND 1 0 2,749 0
MERCK COM 58933Y105 57 700 SH   DFND 12 0 700 0
MICROSOFT CORP COM 594918104 1,616 7,264 SH   SOLE   7,264 0 0
MICROSOFT CORP COM 594918104 440 1,980 SH   DFND 13 0 1,980 0
MICROSOFT CORP COM 594918104 5,043 22,675 SH   DFND 5 0 22,675 0
MICROSOFT CORP COM 594918104 2,860 12,860 SH   DFND 1 0 12,860 0
MICROSOFT CORP COM 594918104 823 3,700 SH   DFND 12 0 3,700 0
MICROSOFT CORP COM 594918104 6 25 SH   DFND 6 0 25 0
NESTLE SA ADR COM 641069406 1,244 10,562 SH   SOLE   10,562 0 0
NESTLE SA ADR COM 641069406 4,054 34,418 SH   DFND 5 0 34,418 0
NESTLE SA ADR COM 641069406 2,244 19,045 SH   DFND 1 0 19,045 0
NESTLE SA ADR COM 641069406 807 6,850 SH   DFND 12 0 6,850 0
NESTLE SA ADR COM 641069406 39 335 SH   DFND 6 0 335 0
NESTLE SA ADR COM 641069406 568 4,823 SH   DFND 13 0 4,823 0
NIKE INC CLASS B COM 654106103 677 4,782 SH   SOLE   4,782 0 0
NIKE INC CLASS B COM 654106103 1,953 13,805 SH   DFND 5 0 13,805 0
NIKE INC CLASS B COM 654106103 811 5,735 SH   DFND 1 0 5,735 0
NIKE INC CLASS B COM 654106103 205 1,450 SH   DFND 12 0 1,450 0
NIKE INC CLASS B COM 654106103 328 2,315 SH   DFND 13 0 2,315 0
NIKE INC CLASS B COM 654106103 2 15 SH   DFND 6 0 15 0
NOVARTIS AG ADR COM 66987V109 1,085 11,490 SH   SOLE   11,490 0 0
NOVARTIS AG ADR COM 66987V109 505 5,347 SH   DFND 13 0 5,347 0
NOVARTIS AG ADR COM 66987V109 3,344 35,410 SH   DFND 5 0 35,410 0
NOVARTIS AG ADR COM 66987V109 1,513 16,024 SH   DFND 1 0 16,024 0
NOVARTIS AG ADR COM 66987V109 567 6,000 SH   DFND 12 0 6,000 0
NOVARTIS AG ADR COM 66987V109 9 100 SH   DFND 6 0 100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 610 10,650 SH   SOLE   10,650 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 2,541 44,380 SH   DFND 5 0 44,380 0
NOVOZYMES A S DKK 2.0 COM B798FW902 874 15,265 SH   DFND 1 0 15,265 0
NOVOZYMES A S DKK 2.0 COM B798FW902 501 8,750 SH   DFND 12 0 8,750 0
NOVOZYMES A S DKK 2.0 COM B798FW902 192 3,355 SH   DFND 13 0 3,355 0
NOVOZYMES A S DKK 2.0 COM B798FW902 7 125 SH   DFND 6 0 125 0
NVIDIA CORP COM 67066G104 402 770 SH   SOLE   770 0 0
NVIDIA CORP COM 67066G104 99 190 SH   DFND 1 0 190 0
PAYPAL HOLDINGS COM 70450Y103 1,517 6,477 SH   SOLE   6,477 0 0
PAYPAL HOLDINGS COM 70450Y103 457 1,950 SH   DFND 13 0 1,950 0
PAYPAL HOLDINGS COM 70450Y103 3,710 15,840 SH   DFND 5 0 15,840 0
PAYPAL HOLDINGS COM 70450Y103 2,378 10,155 SH   DFND 1 0 10,155 0
PAYPAL HOLDINGS COM 70450Y103 340 1,450 SH   DFND 12 0 1,450 0
PAYPAL HOLDINGS COM 70450Y103 9 40 SH   DFND 6 0 40 0
PEPSICO COM 713448108 622 4,195 SH   SOLE   4,195 0 0
PEPSICO COM 713448108 1,935 13,050 SH   DFND 5 0 13,050 0
PEPSICO COM 713448108 1,772 11,950 SH   DFND 1 0 11,950 0
PEPSICO COM 713448108 22 150 SH   DFND 6 0 150 0
PEPSICO COM 713448108 231 1,555 SH   DFND 13 0 1,555 0
PEPSICO COM 713448108 119 800 SH   DFND 12 0 800 0
PROCTER & GAMBLE COM 742718109 1,677 12,050 SH   SOLE   12,050 0 0
PROCTER & GAMBLE COM 742718109 591 4,247 SH   DFND 13 0 4,247 0
PROCTER & GAMBLE COM 742718109 4,485 32,237 SH   DFND 5 0 32,237 0
PROCTER & GAMBLE COM 742718109 2,261 16,250 SH   DFND 1 0 16,250 0
PROCTER & GAMBLE COM 742718109 640 4,600 SH   DFND 12 0 4,600 0
PROCTER & GAMBLE COM 742718109 29 205 SH   DFND 6 0 205 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,020 14,270 SH   SOLE   14,270 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 421 5,892 SH   DFND 13 0 5,892 0
RAYTHEON TECHNOLOGIES COM 75513E101 2,597 36,315 SH   DFND 5 0 36,315 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,786 24,981 SH   DFND 1 0 24,981 0
RAYTHEON TECHNOLOGIES COM 75513E101 229 3,200 SH   DFND 12 0 3,200 0
RAYTHEON TECHNOLOGIES COM 75513E101 17 231 SH   DFND 6 0 231 0
ROCKWELL AUTOMATION COM 773903109 1,256 5,006 SH   SOLE   5,006 0 0
ROCKWELL AUTOMATION COM 773903109 429 1,710 SH   DFND 13 0 1,710 0
ROCKWELL AUTOMATION COM 773903109 3,825 15,250 SH   DFND 5 0 15,250 0
ROCKWELL AUTOMATION COM 773903109 2,197 8,760 SH   DFND 1 0 8,760 0
ROCKWELL AUTOMATION COM 773903109 176 700 SH   DFND 12 0 700 0
ROCKWELL AUTOMATION COM 773903109 87 345 SH   DFND 6 0 345 0
SNAP ON COM 833034101 257 1,500 SH   DFND 12 0 1,500 0
SPDR S&P 500 ETF COM 78462F103 206 550 SH   SOLE   550 0 0
SPDR S&P 500 ETF COM 78462F103 411 1,100 SH   DFND 12 0 1,100 0
SPDR S&P 500 ETF COM 78462F103 750 2,005 SH   DFND 5 0 2,005 0
STITCH FIX COM 860897107 235 4,000 SH   DFND 1 0 4,000 0
STRYKER CORP COM 863667101 257 1,050 SH   DFND 1 0 1,050 0
STRYKER CORP COM 863667101 43 175 SH   DFND 13 0 175 0
SYSCO COM 871829107 45 600 SH   SOLE   600 0 0
SYSCO COM 871829107 416 5,600 SH   DFND 12 0 5,600 0
SYSCO COM 871829107 104 1,400 SH   DFND 1 0 1,400 0
TESLA MOTORS COM 88160R101 635 900 SH   SOLE   900 0 0
TJX COS COM 872540109 706 10,343 SH   SOLE   10,343 0 0
TJX COS COM 872540109 313 4,590 SH   DFND 13 0 4,590 0
TJX COS COM 872540109 1,898 27,790 SH   DFND 5 0 27,790 0
TJX COS COM 872540109 928 13,590 SH   DFND 1 0 13,590 0
TJX COS COM 872540109 212 3,100 SH   DFND 12 0 3,100 0
TJX COS COM 872540109 2 30 SH   DFND 6 0 30 0
UNILEVER PLC NEW ADR COM 904767704 976 16,175 SH   SOLE   16,175 0 0
UNILEVER PLC NEW ADR COM 904767704 323 5,347 SH   DFND 13 0 5,347 0
UNILEVER PLC NEW ADR COM 904767704 2,347 38,889 SH   DFND 5 0 38,889 0
UNILEVER PLC NEW ADR COM 904767704 1,010 16,735 SH   DFND 1 0 16,735 0
UNILEVER PLC NEW ADR COM 904767704 226 3,750 SH   DFND 12 0 3,750 0
UNILEVER PLC NEW ADR COM 904767704 14 225 SH   DFND 6 0 225 0
UNION PACIFIC COM 907818108 185 890 SH   SOLE   890 0 0
UNION PACIFIC COM 907818108 48 232 SH   DFND 5 0 232 0
UNION PACIFIC COM 907818108 36 175 SH   DFND 13 0 175 0
UNION PACIFIC COM 907818108 47 225 SH   DFND 1 0 225 0
UNITED HEALTH GROUP COM 91324P102 626 1,785 SH   SOLE   1,785 0 0
UNITED HEALTH GROUP COM 91324P102 322 918 SH   DFND 13 0 918 0
UNITED HEALTH GROUP COM 91324P102 1,562 4,455 SH   DFND 5 0 4,455 0
UNITED HEALTH GROUP COM 91324P102 896 2,554 SH   DFND 1 0 2,554 0
UNITED HEALTH GROUP COM 91324P102 189 540 SH   DFND 12 0 540 0
UNITED HEALTH GROUP COM 91324P102 4 10 SH   DFND 6 0 10 0
VIACOMCBS ORD SHS CLASS B COM 92556H206 335 9,000 SH   DFND 1 0 9,000 0
WAL-MART STORES COM 931142103 58 400 SH   SOLE   400 0 0
WAL-MART STORES COM 931142103 159 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103 317 2,200 SH   DFND 1 0 2,200 0
WAL-MART STORES COM 931142103 872 6,050 SH   DFND 5 0 6,050 0
XILINX COM 983919101 1,300 9,169 SH   SOLE   9,169 0 0
XILINX COM 983919101 582 4,105 SH   DFND 13 0 4,105 0
XILINX COM 983919101 4,347 30,660 SH   DFND 5 0 30,660 0
XILINX COM 983919101 2,005 14,140 SH   DFND 1 0 14,140 0
XILINX COM 983919101 418 2,950 SH   DFND 12 0 2,950 0
XILINX COM 983919101 11 80 SH   DFND 6 0 80 0
XYLEM INC COM 98419M100 673 6,612 SH   SOLE   6,612 0 0
XYLEM INC COM 98419M100 2,235 21,955 SH   DFND 5 0 21,955 0
XYLEM INC COM 98419M100 1,024 10,060 SH   DFND 1 0 10,060 0
XYLEM INC COM 98419M100 204 2,000 SH   DFND 12 0 2,000 0
XYLEM INC COM 98419M100 268 2,637 SH   DFND 13 0 2,637 0
FIDELITY 500 INDEX FUND FUND Equity Mutual Fu 315911750 214 1,642 SH   SOLE   1,642 0 0
FIDELITY NASDAQ COMPOSITE INDE Equity Mutual Fu 315912709 211 1,303 SH   SOLE   1,303 0 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 1,067 138,714 SH   DFND 1 0 138,714 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 332 3,501 SH   DFND 12 0 3,501 0