The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR BLMBRG BRC CNVRT 78464A359 2,602 31,215 SH   SOLE   0 0 31,215
DISNEY WALT CO COM 254687106 323 1,750 SH   SOLE   0 0 1,750
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 1,519 26,923 SH   SOLE   0 0 26,923
PFIZER INC COM 717081103 368 10,148 SH   SOLE   0 0 10,148
SPDR SER TR PORTFOLIO INTRMD 78464A375 19,108 527,113 SH   SOLE   0 0 527,113
NETAPP INC COM 64110D104 1,707 23,495 SH   SOLE   0 0 23,495
ISHARES TR SHRT NAT MUN ETF 464288158 700 6,494 SH   SOLE   0 0 6,494
ISHARES TR NATIONAL MUN ETF 464288414 2,387 20,569 SH   SOLE   0 0 20,569
PIMCO ETF TR ACTIVE BD ETF 72201R775 16,586 151,527 SH   SOLE   0 0 151,527
TG THERAPEUTICS INC COM 88322Q108 950 19,700 SH   SOLE   0 0 19,700
TELEDYNE TECHNOLOGIES INC COM 879360105 207 500 SH   SOLE   0 0 500
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,455 6,194 SH   SOLE   0 0 6,194
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,372 18,707 SH   SOLE   0 0 18,707
GLOBAL X FDS GLOBAL X COPPER 37954Y830 651 18,305 SH   SOLE   0 0 18,305
ABERDEEN TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 127 13,333 SH   SOLE   0 0 13,333
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 210 4,285 SH   SOLE   0 0 4,285
GLOBAL X FDS TELMDC&DIG ETF 37954Y285 549 28,722 SH   SOLE   0 0 28,722
ISHARES TR SELECT DIVID ETF 464287168 1,072 9,395 SH   SOLE   0 0 9,395
HUBBELL INC COM 443510607 1,510 8,080 SH   SOLE   0 0 8,080
CHURCH & DWIGHT INC COM 171340102 1,354 15,503 SH   SOLE   0 0 15,503
SLACK TECHNOLOGIES INC COM CL A 83088V102 433 10,647 SH   SOLE   0 0 10,647
DIAGEO PLC SPON ADR NEW 25243Q205 894 5,447 SH   SOLE   0 0 5,447
NOVARTIS AG SPONSORED ADR 66987V109 298 3,485 SH   SOLE   0 0 3,485
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340 809 14,498 SH   SOLE   0 0 14,498
AMAZON COM INC COM 023135106 1,417 458 SH   SOLE   0 0 458
SPDR SER TR BLOOMBERG BRCLYS 78468R622 331 3,040 SH   SOLE   0 0 3,040
AT&T INC COM 00206R102 671 22,171 SH   SOLE   0 0 22,171
APPLE INC COM 037833100 9,767 79,961 SH   SOLE   0 0 79,961
ISHARES TR INTL SEL DIV ETF 464288448 2,580 81,972 SH   SOLE   0 0 81,972
MERCK & CO. INC COM 58933Y105 893 11,587 SH   SOLE   0 0 11,587
QUALCOMM INC COM 747525103 1,812 13,664 SH   SOLE   0 0 13,664
STITCH FIX INC COM CL A 860897107 267 5,386 SH   SOLE   0 0 5,386
ORACLE CORP COM 68389X105 603 8,599 SH   SOLE   0 0 8,599
COLGATE PALMOLIVE CO COM 194162103 276 3,503 SH   SOLE   0 0 3,503
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,608 26,704 SH   SOLE   0 0 26,704
TRUIST FINL CORP COM 89832Q109 373 6,391 SH   SOLE   0 0 6,391
ILLUMINA INC COM 452327109 505 1,315 SH   SOLE   0 0 1,315
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 320 3,888 SH   SOLE   0 0 3,888
SPDR SER TR BBG SASB CRPT ES 78468R614 3,563 146,853 SH   SOLE   0 0 146,853
CUMMINS INC COM 231021106 1,883 7,268 SH   SOLE   0 0 7,268
BOEING CO COM 097023105 320 1,258 SH   SOLE   0 0 1,258
PROCTER AND GAMBLE CO COM 742718109 202 1,493 SH   SOLE   0 0 1,493
STRYKER CORPORATION COM 863667101 202 830 SH   SOLE   0 0 830
PHILIP MORRIS INTL INC COM 718172109 507 5,708 SH   SOLE   0 0 5,708
WALMART INC COM 931142103 1,722 12,681 SH   SOLE   0 0 12,681
INTEL CORP COM 458140100 886 13,842 SH   SOLE   0 0 13,842
ISHARES TR U.S. TECH ETF 464287721 1,310 14,941 SH   SOLE   0 0 14,941
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 652 10,487 SH   SOLE   0 0 10,487
GLAUKOS CORP COM 377322102 273 3,250 SH   SOLE   0 0 3,250
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 200 2,414 SH   SOLE   0 0 2,414
NIKE INC CL B 654106103 1,268 9,539 SH   SOLE   0 0 9,539
BROWN & BROWN INC COM 115236101 298 6,517 SH   SOLE   0 0 6,517
ISHARES TR JPMORGAN USD EMG 464288281 8,618 79,150 SH   SOLE   0 0 79,150
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,502 26,256 SH   SOLE   0 0 26,256
ISHARES TR US OIL EQ&SV ETF 464288844 497 37,056 SH   SOLE   0 0 37,056
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 238 2,424 SH   SOLE   0 0 2,424
BRISTOL-MYERS SQUIBB CO COM 110122108 748 11,844 SH   SOLE   0 0 11,844
COMCAST CORP NEW CL A 20030N101 1,393 25,750 SH   SOLE   0 0 25,750
ISHARES TR SP SMCP600VL ETF 464287879 1,641 16,289 SH   SOLE   0 0 16,289
ISHARES TR RUS 2000 GRW ETF 464287648 1,198 3,983 SH   SOLE   0 0 3,983
SPDR SER TR S&P 600 SMCP GRW 78464A201 702 8,182 SH   SOLE   0 0 8,182
KNIGHT-SWIFT TRANSN HLDGS IN CL A 499049104 1,445 30,039 SH   SOLE   0 0 30,039
ISHARES TR U.S. FINLS ETF 464287788 393 5,243 SH   SOLE   0 0 5,243
ISHARES TR CORE S&P SCP ETF 464287804 5,331 49,118 SH   SOLE   0 0 49,118
SPDR SER TR S&P 600 SMCP VAL 78464A300 872 10,637 SH   SOLE   0 0 10,637
EBAY INC. COM 278642103 2,008 32,782 SH   SOLE   0 0 32,782
ISHARES TR US INDUSTRIALS 464287754 215 2,035 SH   SOLE   0 0 2,035
FEDEX CORP COM 31428X106 1,716 6,040 SH   SOLE   0 0 6,040
CISCO SYS INC COM 17275R102 1,137 21,990 SH   SOLE   0 0 21,990
EXXON MOBIL CORP COM 30231G102 483 8,647 SH   SOLE   0 0 8,647
MOSAIC CO NEW COM 61945C103 1,407 44,525 SH   SOLE   0 0 44,525
JPMORGAN CHASE & CO COM 46625H100 1,581 10,384 SH   SOLE   0 0 10,384
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 627 19,303 SH   SOLE   0 0 19,303
LUMEN TECHNOLOGIES INC COM 550241103 165 12,367 SH   SOLE   0 0 12,367
SPDR SER TR BLOOMBERG SRT TR 78468R408 273 10,000 SH   SOLE   0 0 10,000
RELIANCE STEEL & ALUMINUM CO COM 759509102 1,765 11,591 SH   SOLE   0 0 11,591
CELANESE CORP DEL COM 150870103 1,831 12,219 SH   SOLE   0 0 12,219
EXACT SCIENCES CORP COM 30063P105 520 3,945 SH   SOLE   0 0 3,945
SYSCO CORP COM 871829107 291 3,700 SH   SOLE   0 0 3,700
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,601 59,350 SH   SOLE   0 0 59,350
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 150 10,000 SH   SOLE   0 0 10,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,205 4,716 SH   SOLE   0 0 4,716
ABBVIE INC COM 00287Y109 379 3,500 SH   SOLE   0 0 3,500
ISHARES TR PFD AND INCM SEC 464288687 1,011 26,338 SH   SOLE   0 0 26,338
HERSHEY CO COM 427866108 1,707 10,790 SH   SOLE   0 0 10,790
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,343 20,530 SH   SOLE   0 0 20,530
POWER INTEGRATIONS INC COM 739276103 869 10,663 SH   SOLE   0 0 10,663
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 1,678 10,961 SH   SOLE   0 0 10,961
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 476 5,180 SH   SOLE   0 0 5,180
ISHARES TR CORE DIV GRWTH 46434V621 1,260 26,111 SH   SOLE   0 0 26,111
GLOBAL X FDS US INFR DEV ETF 37954Y673 1,520 60,636 SH   SOLE   0 0 60,636
AVNET INC COM 053807103 1,565 37,696 SH   SOLE   0 0 37,696
VISA INC COM CL A 92826C839 1,747 8,252 SH   SOLE   0 0 8,252
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,660 24,886 SH   SOLE   0 0 24,886
ISHARES TR GRWT ALLOCAT ETF 464289867 296 5,519 SH   SOLE   0 0 5,519
CONSTELLATION BRANDS INC CL A 21036P108 1,502 6,589 SH   SOLE   0 0 6,589
ISHARES TR IBOXX INV CP ETF 464287242 1,322 10,165 SH   SOLE   0 0 10,165
ISHARES TR RUS 1000 VAL ETF 464287598 635 4,193 SH   SOLE   0 0 4,193
ILLINOIS TOOL WKS INC COM 452308109 853 3,850 SH   SOLE   0 0 3,850
QUEST DIAGNOSTICS INC COM 74834L100 1,771 13,801 SH   SOLE   0 0 13,801
SYNNEX CORP COM 87162W100 646 5,621 SH   SOLE   0 0 5,621
FACEBOOK INC CL A 30303M102 6,644 22,557 SH   SOLE   0 0 22,557
CITRIX SYS INC COM 177376100 1,389 9,896 SH   SOLE   0 0 9,896
MARSH & MCLENNAN COS INC COM 571748102 1,383 11,352 SH   SOLE   0 0 11,352
GALLAGHER ARTHUR J & CO COM 363576109 379 3,034 SH   SOLE   0 0 3,034
ISHARES TR RUS MDCP VAL ETF 464287473 6,907 63,194 SH   SOLE   0 0 63,194
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 1,010 3,766 SH   SOLE   0 0 3,766
INVESCO EXCHANGE TRADED FD T S&P SPIN OFF 46137V159 629 10,000 SH   SOLE   0 0 10,000
NUVEEN MUN VALUE FD INC COM 670928100 205 18,384 SH   SOLE   0 0 18,384
SPDR SER TR S&P BIOTECH 78464A870 322 2,375 SH   SOLE   0 0 2,375
LILLY ELI & CO COM 532457108 285 1,523 SH   SOLE   0 0 1,523
ELECTRONIC ARTS INC COM 285512109 914 6,753 SH   SOLE   0 0 6,753
LYFT INC CL A COM 55087P104 273 4,322 SH   SOLE   0 0 4,322
ISHARES TR CORE INTL AGGR 46435G672 2,271 41,388 SH   SOLE   0 0 41,388
CLEARWAY ENERGY INC CL C 18539C204 1,559 55,386 SH   SOLE   0 0 55,386
ISHARES TR CORE US AGGBD ET 464287226 1,141 10,021 SH   SOLE   0 0 10,021
BERKSHIRE HATHAWAY INC DEL CL A 084670108 771 2 SH   SOLE   0 0 2
SALESFORCE COM INC COM 79466L302 436 2,058 SH   SOLE   0 0 2,058
PROSHARES TR HGH YLD INT RATE 74348A541 3,628 57,376 SH   SOLE   0 0 57,376
FIRST TR EXCH TRD ALPHDX FD EURO ALPHADEX 33737J505 878 19,756 SH   SOLE   0 0 19,756
HOME DEPOT INC COM 437076102 2,576 8,439 SH   SOLE   0 0 8,439
ISHARES TR IBOXX HI YD ETF 464288513 8,358 95,866 SH   SOLE   0 0 95,866
NVIDIA CORPORATION COM 67066G104 3,921 7,344 SH   SOLE   0 0 7,344
VERIZON COMMUNICATIONS INC COM 92343V104 2,258 38,829 SH   SOLE   0 0 38,829
TESLA INC COM 88160R101 1,087 1,628 SH   SOLE   0 0 1,628
SPDR SER TR SPDR BLOOMBERG 78468R663 408 4,455 SH   SOLE   0 0 4,455
SPROTT PHYSICAL GOLD TR UNIT 85207H104 335 25,000 SH   SOLE   0 0 25,000
COCA COLA CO COM 191216100 423 8,025 SH   SOLE   0 0 8,025
LOCKHEED MARTIN CORP COM 539830109 280 759 SH   SOLE   0 0 759
WELLS FARGO CO NEW COM 949746101 1,240 31,743 SH   SOLE   0 0 31,743
UNITEDHEALTH GROUP INC COM 91324P102 1,982 5,326 SH   SOLE   0 0 5,326
YUM BRANDS INC COM 988498101 455 4,204 SH   SOLE   0 0 4,204
3M CO COM 88579Y101 1,572 8,160 SH   SOLE   0 0 8,160
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 470 5,694 SH   SOLE   0 0 5,694
PERKINELMER INC COM 714046109 912 7,105 SH   SOLE   0 0 7,105
FIRST AMERN FINL CORP COM 31847R102 1,536 27,117 SH   SOLE   0 0 27,117
ISHARES TR CORE S&P MCP ETF 464287507 984 3,780 SH   SOLE   0 0 3,780
ISHARES TR S&P 500 VAL ETF 464287408 9,048 64,058 SH   SOLE   0 0 64,058
ISHARES TR RUS MID CAP ETF 464287499 1,283 17,359 SH   SOLE   0 0 17,359
ISHARES TR MSCI EMG MKT ETF 464287234 1,233 23,120 SH   SOLE   0 0 23,120
MICROSOFT CORP COM 594918104 6,015 25,512 SH   SOLE   0 0 25,512
ISHARES TR RUS 1000 GRW ETF 464287614 10,587 43,560 SH   SOLE   0 0 43,560
ISHARES TR RUSSELL 2000 ETF 464287655 1,614 7,307 SH   SOLE   0 0 7,307
SPDR GOLD TR GOLD SHS 78463V107 1,052 6,578 SH   SOLE   0 0 6,578
VANECK VECTORS ETF TR SHRT HGH YLD MUN 92189F387 895 35,745 SH   SOLE   0 0 35,745
SPDR SER TR S&P HOMEBUILD 78464A888 506 7,186 SH   SOLE   0 0 7,186
MCDONALDS CORP COM 580135101 276 1,231 SH   SOLE   0 0 1,231
SEALED AIR CORP NEW COM 81211K100 547 11,933 SH   SOLE   0 0 11,933
ALPHABET INC CAP STK CL A 02079K305 497 241 SH   SOLE   0 0 241
PHATHOM PHARMACEUTICALS INC COM 71722W107 483 12,872 SH   SOLE   0 0 12,872
MCCORMICK & CO INC COM NON VTG 579780206 205 2,300 SH   SOLE   0 0 2,300
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,576 81,685 SH   SOLE   0 0 81,685
SPDR SER TR PRTFLO S&P500 GW 78464A409 6,070 107,619 SH   SOLE   0 0 107,619
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 601 5,145 SH   SOLE   0 0 5,145
APPLIED MATLS INC COM 038222105 1,673 12,524 SH   SOLE   0 0 12,524
SPDR SER TR PORTFOLIO SHORT 78464A474 24,760 790,810 SH   SOLE   0 0 790,810
BLOCK H & R INC COM 093671105 567 25,990 SH   SOLE   0 0 25,990
ISHARES TR RUS MD CP GR ETF 464287481 7,574 74,212 SH   SOLE   0 0 74,212
AGILENT TECHNOLOGIES INC COM 00846U101 1,642 12,915 SH   SOLE   0 0 12,915
NEWMONT CORP COM 651639106 917 15,215 SH   SOLE   0 0 15,215
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 208 12,000 SH   SOLE   0 0 12,000
ISHARES TR MSCI EAFE ETF 464287465 331 4,362 SH   SOLE   0 0 4,362
SPDR SER TR S&P METALS MNG 78464A755 917 22,980 SH   SOLE   0 0 22,980
SPDR SER TR NUVEEN BLMBRG SR 78468R739 763 15,400 SH   SOLE   0 0 15,400
ROYAL CARIBBEAN GROUP COM V7780T103 231 2,700 SH   SOLE   0 0 2,700
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,778 106,857 SH   SOLE   0 0 106,857
ALPHABET INC CAP STK CL C 02079K107 796 385 SH   SOLE   0 0 385
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,132 60,182 SH   SOLE   0 0 60,182
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,647 29,305 SH   SOLE   0 0 29,305
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,704 16,718 SH   SOLE   0 0 16,718
EMERSON ELEC CO COM 291011104 1,607 17,814 SH   SOLE   0 0 17,814
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,777 99,668 SH   SOLE   0 0 99,668
SPDR SER TR S&P DIVID ETF 78464A763 1,893 16,035 SH   SOLE   0 0 16,035
WHIRLPOOL CORP COM 963320106 561 2,545 SH   SOLE   0 0 2,545
CBOE GLOBAL MKTS INC COM 12503M108 527 5,336 SH   SOLE   0 0 5,336
HP INC COM 40434L105 1,834 57,770 SH   SOLE   0 0 57,770
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,225 16,305 SH   SOLE   0 0 16,305
ISHARES TR MODERT ALLOC ETF 464289875 384 8,810 SH   SOLE   0 0 8,810
ISHARES TR MSCI USA MMENTM 46432F396 232 1,443 SH   SOLE   0 0 1,443
PROSHARES TR INVT INT RT HG 74347B607 3,915 50,780 SH   SOLE   0 0 50,780
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 547 3,468 SH   SOLE   0 0 3,468
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,049 19,200 SH   SOLE   0 0 19,200
MORGAN STANLEY COM NEW 617446448 1,993 25,659 SH   SOLE   0 0 25,659
LEGGETT & PLATT INC COM 524660107 548 11,995 SH   SOLE   0 0 11,995
PROOFPOINT INC COM 743424103 234 1,860 SH   SOLE   0 0 1,860
JOHNSON & JOHNSON COM 478160104 439 2,674 SH   SOLE   0 0 2,674
CHECKPOINT THERAPEUTICS INC COM 162828107 83 26,400 SH   SOLE   0 0 26,400