The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,205,740 11,799 SH   SOLE   0 0 11,799
AIRBNB INC COM CL A 009066101   517,513 3,413 SH   SOLE   0 0 3,413
BEST BUY INC COM 086516101   859,674 10,199 SH   SOLE   0 0 10,199
BLOOMIN BRANDS INC COM 094235108   908,175 47,227 SH   SOLE   0 0 47,227
CHARTER COMMUNICATIONS INC N CL A 16119P108   640,671 2,143 SH   SOLE   0 0 2,143
CISCO SYS INC COM 17275R102   1,282,906 27,003 SH   SOLE   0 0 27,003
CLEVELAND-CLIFFS INC NEW COM 185899101   1,152,480 74,885 SH   SOLE   0 0 74,885
DOW INC COM 260557103   1,107,949 20,885 SH   SOLE   0 0 20,885
ERIE INDTY CO CL A 29530P102   926,679 2,557 SH   SOLE   0 0 2,557
EXTRA SPACE STORAGE INC COM 30225T102   518,759 3,338 SH   SOLE   0 0 3,338
FEDEX CORP COM 31428X106   993,370 3,313 SH   SOLE   0 0 3,313
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   1,082,326 22,525 SH   SOLE   0 0 22,525
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   968,519 19,171 SH   SOLE   0 0 19,171
FIRST TR EXCHANGE-TRADED FD MANAGD MUN ETF 33739N108   1,988,634 38,947 SH   SOLE   0 0 38,947
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   992,180 18,122 SH   SOLE   0 0 18,122
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   366,913 10,992 SH   SOLE   0 0 10,992
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   3,049,942 124,742 SH   SOLE   0 0 124,742
FIRST TR NAS100 EQ WEIGHTED SHS 337344105   568,490 4,611 SH   SOLE   0 0 4,611
FIRSTENERGY CORP COM 337932107   636,439 16,630 SH   SOLE   0 0 16,630
FLEXSHARES TR MORNSTAR UPSTR 33939L407   3,526,379 87,852 SH   SOLE   0 0 87,852
FULTON FINL CORP PA COM 360271100   651,489 38,368 SH   SOLE   0 0 38,368
GILEAD SCIENCES INC COM 375558103   1,250,738 18,230 SH   SOLE   0 0 18,230
HERSHEY CO COM 427866108   1,253,400 6,818 SH   SOLE   0 0 6,818
HEWLETT PACKARD ENTERPRISE C COM 42824C109   1,077,913 50,917 SH   SOLE   0 0 50,917
HONEYWELL INTL INC COM 438516106   1,212,480 5,678 SH   SOLE   0 0 5,678
HUBBELL INC COM 443510607   464,032 1,270 SH   SOLE   0 0 1,270
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   1,308,178 55,244 SH   SOLE   0 0 55,244
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   1,453,921 27,699 SH   SOLE   0 0 27,699
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,271,199 7,738 SH   SOLE   0 0 7,738
INVITATION HOMES INC COM 46187W107   549,117 15,300 SH   SOLE   0 0 15,300
ISHARES GOLD TR ISHARES NEW 464285204   1,507,150 34,308 SH   SOLE   0 0 34,308
ISHARES SILVER TR ISHARES 46428Q109   1,905,096 71,701 SH   SOLE   0 0 71,701
ISHARES TR 0-5YR HI YL CP 46434V407   1,112,392 26,360 SH   SOLE   0 0 26,360
ISHARES TR ISHS 1-5YR INVS 464288646   1,550,471 30,259 SH   SOLE   0 0 30,259
ISHARES TR CORE MSCI EAFE 46432F842   8,136,552 112,012 SH   SOLE   0 0 112,012
ISHARES TR CORE S&P MCP ETF 464287507   3,632,336 62,070 SH   SOLE   0 0 62,070
ISHARES TR CORE S&P SCP ETF 464287804   7,178,325 67,301 SH   SOLE   0 0 67,301
ISHARES TR CORE US AGGBD ET 464287226   11,130,337 114,663 SH   SOLE   0 0 114,663
ISHARES TR ISHARES BIOTECH 464287556   445,820 3,248 SH   SOLE   0 0 3,248
ISHARES TR MSCI USA QLT FCT 46432F339   1,840,110 10,776 SH   SOLE   0 0 10,776
ISHARES TR CONV BD ETF 46435G102   1,128,970 14,358 SH   SOLE   0 0 14,358
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   4,923,813 106,277 SH   SOLE   0 0 106,277
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,158,709 20,443 SH   SOLE   0 0 20,443
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   2,421,200 53,260 SH   SOLE   0 0 53,260
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   746,475 13,450 SH   SOLE   0 0 13,450
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   2,619,648 49,474 SH   SOLE   0 0 49,474
KIMBERLY-CLARK CORP COM 494368103   986,886 7,141 SH   SOLE   0 0 7,141
KRAFT HEINZ CO COM 500754106   1,218,850 37,829 SH   SOLE   0 0 37,829
L3HARRIS TECHNOLOGIES INC COM 502431109   765,144 3,407 SH   SOLE   0 0 3,407
LULULEMON ATHLETICA INC COM 550021109   503,011 1,684 SH   SOLE   0 0 1,684
M & T BK CORP COM 55261F104   1,360,272 8,987 SH   SOLE   0 0 8,987
NEWMONT CORP COM 651639106   481,547 11,501 SH   SOLE   0 0 11,501
PAYPAL HLDGS INC COM 70450Y103   924,302 15,928 SH   SOLE   0 0 15,928
PIMCO ETF TR ACTIVE BD ETF 72201R775   2,402,053 26,373 SH   SOLE   0 0 26,373
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,949,951 29,309 SH   SOLE   0 0 29,309
PIMCO ETF TR INTER MUN BD ACT 72201R866   3,158,741 60,675 SH   SOLE   0 0 60,675
PIMCO ETF TR MUNI INCOME OPP 72201R635   3,083,967 67,869 SH   SOLE   0 0 67,869
PIMCO ETF TR INV GRD CRP BD 72201R817   1,474,250 15,507 SH   SOLE   0 0 15,507
PIMCO ETF TR MULTISECTOR BD 72201R585   1,008,524 39,334 SH   SOLE   0 0 39,334
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   627,567 6,629 SH   SOLE   0 0 6,629
PNC FINL SVCS GROUP INC COM 693475105   250,207 1,609 SH   SOLE   0 0 1,609
PPL CORP COM 69351T106   1,224,833 44,298 SH   SOLE   0 0 44,298
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   848,619 31,951 SH   SOLE   0 0 31,951
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,127,611 23,121 SH   SOLE   0 0 23,121
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,562,349 40,665 SH   SOLE   0 0 40,665
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   690,184 14,340 SH   SOLE   0 0 14,340
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,592,636 56,881 SH   SOLE   0 0 56,881
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   838,371 13,335 SH   SOLE   0 0 13,335
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,467,920 22,847 SH   SOLE   0 0 22,847
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,668,364 21,436 SH   SOLE   0 0 21,436
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,215,954 25,626 SH   SOLE   0 0 25,626
SCHWAB STRATEGIC TR US TIPS ETF 808524870   281,114 5,405 SH   SOLE   0 0 5,405
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   551,292 5,467 SH   SOLE   0 0 5,467
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   723,465 9,766 SH   SOLE   0 0 9,766
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,265,791 16,529 SH   SOLE   0 0 16,529
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,863,095 33,366 SH   SOLE   0 0 33,366
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,692,921 44,075 SH   SOLE   0 0 44,075
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,025,893 44,407 SH   SOLE   0 0 44,407
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   1,566,796 17,742 SH   SOLE   0 0 17,742
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   6,051,685 160,650 SH   SOLE   0 0 160,650
SPDR S&P 500 ETF TR TR UNIT 78462F103   207,348 381 SH   SOLE   0 0 381
SPDR SER TR PORTFOLIO S&P500 78464A854   2,708,544 42,321 SH   SOLE   0 0 42,321
SPDR SER TR PORTFOLIO S&P600 78468R853   1,747,292 42,073 SH   SOLE   0 0 42,073
SPDR SER TR PORTFOLIO S&P400 78464A847   940,534 18,334 SH   SOLE   0 0 18,334
SPDR SER TR S&P REGL BKG 78464A698   1,217,434 24,795 SH   SOLE   0 0 24,795
STATE STR CORP COM 857477103   1,089,058 14,717 SH   SOLE   0 0 14,717
UGI CORP NEW COM 902681105   881,604 38,498 SH   SOLE   0 0 38,498
VANGUARD INDEX FDS VALUE ETF 922908744   2,479,778 15,459 SH   SOLE   0 0 15,459
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   5,630,936 74,228 SH   SOLE   0 0 74,228
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   1,141,480 12,168 SH   SOLE   0 0 12,168
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   264,512 3,423 SH   SOLE   0 0 3,423
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,204,316 24,369 SH   SOLE   0 0 24,369
VERIZON COMMUNICATIONS INC COM 92343V104   1,460,859 35,423 SH   SOLE   0 0 35,423
WESTERN UN CO COM 959802109   682,047 55,814 SH   SOLE   0 0 55,814