The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 417 1,904 SH   SOLE 0 0 0 1,904
ISHARES TR CORE S&P MCP ETF 464287507 3,655 25,407 SH   SOLE 0 928 0 24,479
ISHARES TR CORE S&P SCP ETF 464287804 1,194 21,278 SH   SOLE 0 348 0 20,930
ISHARES TR S&P 500 VAL ETF 464287408 233 2,417 SH   SOLE 0 0 0 2,417
ISHARES TR CORE S&P500 ETF 464287200 4,461 17,265 SH   SOLE 0 31 0 17,234
ISHARES TR S&P 500 GRWT ETF 464287309 7,812 47,331 SH   SOLE 0 17 0 47,314
ISHARES TR RUS 1000 ETF 464287622 427 3,019 SH   SOLE 0 185 0 2,834
ISHARES TR RUS 1000 VAL ETF 464287598 203 2,051 SH   SOLE 0 0 0 2,051
ISHARES TR RUS 1000 GRW ETF 464287614 1,839 12,208 SH   SOLE 0 387 0 11,821
ISHARES TR RUSSELL 2000 ETF 464287655 4,052 35,401 SH   SOLE 0 1,448 0 33,953
ISHARES TR RUS 2000 VAL ETF 464287630 375 4,574 SH   SOLE 0 0 0 4,574
ISHARES TR CORE S&P US GWT 464287671 3,958 69,334 SH   SOLE 0 1,626 0 67,708
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,289 8,881 SH   SOLE 0 70 0 8,811
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 16,223 292,790 SH   SOLE 0 3,229 0 289,561
AMAZON COM INC COM 023135106 3,650 1,872 SH   SOLE 0 0 0 1,872
BRISTOL-MYERS SQUIBB CO COM 110122108 225 4,029 SH   SOLE 0 0 0 4,029
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,619 14,323 SH   SOLE 0 0 0 14,323
EMERSON ELEC CO COM 291011104 13,992 293,637 SH   SOLE 0 1,914 0 291,723
BOEING CO COM 097023105 340 2,278 SH   SOLE 0 0 0 2,278
INVESCO QQQ TR UNIT SER 1 46090E103 966 5,072 SH   SOLE 0 0 0 5,072
AMGEN INC COM 031162100 30,598 150,931 SH   SOLE 0 1,151 0 149,780
ABBOTT LABS COM 002824100 6,682 84,680 SH   SOLE 0 0 0 84,680
EBAY INC COM 278642103 332 11,031 SH   SOLE 0 0 0 11,031
ALTRIA GROUP INC COM 02209S103 309 7,988 SH   SOLE 0 0 0 7,988
FEDEX CORP COM 31428X106 2,725 22,469 SH   SOLE 0 0 0 22,469
INTEL CORP COM 458140100 31,516 582,342 SH   SOLE 0 4,051 0 578,291
ISHARES TR RUS 2000 GRW ETF 464287648 1,802 11,392 SH   SOLE 0 120 0 11,272
ORACLE CORP COM 68389X105 4,541 93,967 SH   SOLE 0 442 0 93,525
QUALCOMM INC COM 747525103 1,019 15,061 SH   SOLE 0 0 0 15,061
DISNEY WALT CO COM DISNEY 254687106 13,979 144,712 SH   SOLE 0 580 0 144,132
HONEYWELL INTL INC COM 438516106 316 2,365 SH   SOLE 0 0 0 2,365
SYSCO CORP COM 871829107 8,993 197,094 SH   SOLE 0 1,662 0 195,432
US BANCORP DEL COM NEW 902973304 239 6,941 SH   SOLE 0 0 0 6,941
JOHNSON & JOHNSON COM 478160104 23,184 176,803 SH   SOLE 0 838 0 175,965
PFIZER INC COM 717081103 505 15,470 SH   SOLE 0 0 0 15,470
LOWES COS INC COM 548661107 21,509 249,963 SH   SOLE 0 1,723 0 248,240
ISHARES TR MSCI EAFE ETF 464287465 1,520 28,423 SH   SOLE 0 425 0 27,998
AMERISOURCEBERGEN CORP COM 03073E105 310 3,501 SH   SOLE 0 0 0 3,501
CHEVRON CORP NEW COM 166764100 9,010 124,343 SH   SOLE 0 860 0 123,483
MICROSOFT CORP COM 594918104 56,954 361,129 SH   SOLE 0 2,106 0 359,023
UNITED PARCEL SERVICE INC CL B 911312106 14,456 154,740 SH   SOLE 0 1,209 0 153,531
AT&T INC COM 00206R102 1,683 57,735 SH   SOLE 0 0 0 57,735
PRUDENTIAL FINL INC COM 744320102 5,125 98,285 SH   SOLE 0 714 0 97,571
TRUIST FINL CORP COM 89832Q109 5,789 187,719 SH   SOLE 0 1,581 0 186,138
CITIGROUP INC COM NEW 172967424 3,394 80,580 SH   SOLE 0 0 0 80,580
CISCO SYS INC COM 17275R102 26,431 672,372 SH   SOLE 0 4,019 0 668,353
INTERNATIONAL BUSINESS MACHS COM 459200101 594 5,355 SH   SOLE 0 0 0 5,355
COCA COLA CO COM 191216100 2,711 61,257 SH   SOLE 0 640 0 60,617
PEPSICO INC COM 713448108 23,064 192,040 SH   SOLE 0 789 0 191,251
STRYKER CORP COM 863667101 9,846 59,140 SH   SOLE 0 529 0 58,611
VERIZON COMMUNICATIONS INC COM 92343V104 555 10,331 SH   SOLE 0 0 0 10,331
SPDR SER TR PRTFLO S&P500 GW 78464A409 2,784 77,898 SH   SOLE 0 0 0 77,898
ISHARES TR RUS MID CAP ETF 464287499 2,765 64,044 SH   SOLE 0 844 0 63,200
ISHARES TR RUS MD CP GR ETF 464287481 2,975 24,471 SH   SOLE 0 110 0 24,361
ISHARES TR RUS MDCP VAL ETF 464287473 2,521 39,333 SH   SOLE 0 702 0 38,631
ISHARES TR U.S. FINLS ETF 464287788 354 3,637 SH   SOLE 0 0 0 3,637
ISHARES TR US INDUSTRIALS 464287754 293 2,363 SH   SOLE 0 0 0 2,363
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 5,435 92,098 SH   SOLE 0 551 0 91,547
ISHARES TR NASDAQ BIOTECH 464287556 3,475 32,250 SH   SOLE 0 102 0 32,148
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 392 3,787 SH   SOLE 0 0 0 3,787
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,126 46,463 SH   SOLE 0 0 0 46,463
DEERE & CO COM 244199105 857 6,206 SH   SOLE 0 0 0 6,206
BK OF AMERICA CORP COM 060505104 452 21,287 SH   SOLE 0 0 0 21,287
STARBUCKS CORP COM 855244109 15,938 242,439 SH   SOLE 0 546 0 241,893
AUTOMATIC DATA PROCESSING IN COM 053015103 8,402 61,475 SH   SOLE 0 1,071 0 60,404
EXXON MOBIL CORP COM 30231G102 3,829 100,834 SH   SOLE 0 524 0 100,310
AFLAC INC COM 001055102 2,588 75,585 SH   SOLE 0 0 0 75,585
WALMART INC COM 931142103 22,791 200,591 SH   SOLE 0 1,025 0 199,566
APPLIED MATLS INC COM 038222105 452 9,862 SH   SOLE 0 0 0 9,862
ANTHEM INC COM 036752103 3,311 14,582 SH   SOLE 0 0 0 14,582
UNION PAC CORP COM 907818108 572 4,057 SH   SOLE 0 0 0 4,057
UNILEVER PLC SPON ADR NEW 904767704 15,081 298,221 SH   SOLE 0 1,405 0 296,816
TEXAS INSTRS INC COM 882508104 221 2,215 SH   SOLE 0 0 0 2,215
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 14,936 312,532 SH   SOLE 0 2,772 0 309,760
CARDINAL HEALTH INC COM 14149Y108 701 14,631 SH   SOLE 0 0 0 14,631
TOTAL S.A. SPONSORED ADS 89151E109 12,578 337,746 SH   SOLE 0 1,482 0 336,264
TARGET CORP COM 87612E106 20,387 219,288 SH   SOLE 0 1,704 0 217,584
COLGATE PALMOLIVE CO COM 194162103 1,771 26,694 SH   SOLE 0 169 0 26,525
COSTCO WHSL CORP NEW COM 22160K105 266 933 SH   SOLE 0 0 0 933
LILLY ELI & CO COM 532457108 12,034 86,752 SH   SOLE 0 388 0 86,364
CVS HEALTH CORP COM 126650100 20,772 350,111 SH   SOLE 0 897 0 349,214
DOMINION ENERGY INC COM 25746U109 409 5,662 SH   SOLE 0 0 0 5,662
SCHLUMBERGER LTD COM 806857108 251 18,598 SH   SOLE 0 0 0 18,598
DANAHER CORPORATION COM 235851102 474 3,426 SH   SOLE 0 0 0 3,426
MERCK & CO. INC COM 58933Y105 1,134 14,733 SH   SOLE 0 2,561 0 12,172
PROCTER & GAMBLE CO COM 742718109 4,883 44,388 SH   SOLE 0 1,814 0 42,574
GENERAL ELECTRIC CO COM 369604103 189 23,840 SH   SOLE 0 0 0 23,840
KIMBERLY CLARK CORP COM 494368103 239 1,869 SH   SOLE 0 0 0 1,869
GILEAD SCIENCES INC COM 375558103 14,291 191,154 SH   SOLE 0 1,146 0 190,008
HOME DEPOT INC COM 437076102 12,187 65,271 SH   SOLE 0 765 0 64,506
TRANE TECHNOLOGIES PLC SHS G8994E103 217 2,633 SH   SOLE 0 0 0 2,633
MCDONALDS CORP COM 580135101 528 3,193 SH   SOLE 0 0 0 3,193
NIKE INC CL B 654106103 230 2,776 SH   SOLE 0 0 0 2,776
JPMORGAN CHASE & CO COM 46625H100 28,381 315,243 SH   SOLE 0 2,132 0 313,111
BOOKING HLDGS INC COM 09857L108 5,292 3,934 SH   SOLE 0 7 0 3,927
WELLS FARGO CO NEW COM 949746101 779 27,143 SH   SOLE 0 0 0 27,143
ROLLINS INC COM 775711104 228 6,300 SH   SOLE 0 0 0 6,300
CORNING INC COM 219350105 225 10,953 SH   SOLE 0 0 0 10,953
GOODYEAR TIRE & RUBR CO COM 382550101 78 13,400 SH   SOLE 0 0 0 13,400
FORD MTR CO DEL COM 345370860 50 10,334 SH   SOLE 0 0 0 10,334
UNITEDHEALTH GROUP INC COM 91324P102 6,001 24,065 SH   SOLE 0 88 0 23,977
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 831 5,092 SH   SOLE 0 0 0 5,092
ZIMMER BIOMET HOLDINGS INC COM 98956P102 947 9,366 SH   SOLE 0 0 0 9,366
UNITED TECHNOLOGIES CORP COM 913017109 13,618 144,368 SH   SOLE 0 938 0 143,430
INTUIT COM 461202103 254 1,105 SH   SOLE 0 0 0 1,105
3M CO COM 88579Y101 5,875 43,034 SH   SOLE 0 586 0 42,448
COMCAST CORP NEW CL A 20030N101 13,807 401,611 SH   SOLE 0 2,746 0 398,865
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,043 31,363 SH   SOLE 0 325 0 31,038
NORFOLK SOUTHERN CORP COM 655844108 416 2,851 SH   SOLE 0 0 0 2,851
NEXTERA ENERGY INC COM 65339F101 2,094 8,701 SH   SOLE 0 0 0 8,701
DUKE ENERGY CORP NEW COM NEW 26441C204 1,518 18,770 SH   SOLE 0 0 0 18,770
CSX CORP COM 126408103 401 7,005 SH   SOLE 0 0 0 7,005
APPLE INC COM 037833100 58,880 231,547 SH   SOLE 0 803 0 230,744
AMERICAN AIRLS GROUP INC COM 02376R102 151 12,428 SH   SOLE 0 0 0 12,428
CATERPILLAR INC DEL COM 149123101 291 2,509 SH   SOLE 0 0 0 2,509
CHINA MOBILE LIMITED SPONSORED ADR 16941M109 270 7,167 SH   SOLE 0 0 0 7,167
KINDER MORGAN INC DEL COM 49456B101 8,906 639,822 SH   SOLE 0 3,370 0 636,452
APACHE CORP COM 037411105 105 25,003 SH   SOLE 0 0 0 25,003
ISHARES TR MSCI EMG MKT ETF 464287234 2,361 69,182 SH   SOLE 0 320 0 68,862
MACYS INC COM 55616P104 195 39,779 SH   SOLE 0 0 0 39,779
AON PLC SHS CL A G0408V102 328 1,985 SH   SOLE 0 0 0 1,985
AMERICAN EXPRESS CO COM 025816109 269 3,147 SH   SOLE 0 0 0 3,147
GENERAL MLS INC COM 370334104 732 13,880 SH   SOLE 0 0 0 13,880
INTERPUBLIC GROUP COS INC COM 460690100 7,419 458,224 SH   SOLE 0 2,448 0 455,776
PITNEY BOWES INC COM 724479100 377 185,000 SH   SOLE 0 0 0 185,000
AKAMAI TECHNOLOGIES INC COM 00971T101 2,284 24,965 SH   SOLE 0 0 0 24,965
SOUTHERN CO COM 842587107 328 6,064 SH   SOLE 0 0 0 6,064
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 23,791 709,108 SH   SOLE 0 6,022 0 703,086
PAYCHEX INC COM 704326107 254 4,040 SH   SOLE 0 0 0 4,040
ALIGN TECHNOLOGY INC COM 016255101 448 2,574 SH   SOLE 0 47 0 2,527
WATERS CORP COM 941848103 317 1,740 SH   SOLE 0 0 0 1,740
PNC FINL SVCS GROUP INC COM 693475105 10,899 113,859 SH   SOLE 0 571 0 113,288
NETFLIX INC COM 64110L106 238 633 SH   SOLE 0 0 0 633
ISHARES TR CORE US AGGBD ET 464287226 2,742 23,765 SH   SOLE 0 0 0 23,765
ISHARES TR TIPS BD ETF 464287176 2,308 19,576 SH   SOLE 0 13 0 19,563
DOLLAR GEN CORP NEW COM 256677105 1,728 11,442 SH   SOLE 0 0 0 11,442
CENTURYLINK INC COM 156700106 134 14,183 SH   SOLE 0 0 0 14,183
SAP SE SPON ADR 803054204 752 6,808 SH   SOLE 0 0 0 6,808
SEI INVESTMENTS CO COM 784117103 3,206 69,176 SH   SOLE 0 0 0 69,176
NUCOR CORP COM 670346105 1,235 34,298 SH   SOLE 0 0 0 34,298
AMERICAN ELEC PWR CO INC COM 025537101 241 3,013 SH   SOLE 0 0 0 3,013
MONSTER BEVERAGE CORP NEW COM 61174X109 239 4,249 SH   SOLE 0 0 0 4,249
L3HARRIS TECHNOLOGIES INC COM 502431109 369 2,046 SH   SOLE 0 0 0 2,046
TD AMERITRADE HLDG CORP COM 87236Y108 5,554 160,242 SH   SOLE 0 3,075 0 157,167
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,868 40,188 SH   SOLE 0 0 0 40,188
LAUDER ESTEE COS INC CL A 518439104 3,862 24,236 SH   SOLE 0 0 0 24,236
JACOBS ENGR GROUP INC COM 469814107 6,681 84,280 SH   SOLE 0 0 0 84,280
LEGG MASON INC COM 524901105 649 13,280 SH   SOLE 0 0 0 13,280
INFOSYS LTD SPONSORED ADR 456788108 4,007 488,009 SH   SOLE 0 1,468 0 486,541
DOVER CORP COM 260003108 14,508 172,840 SH   SOLE 0 862 0 171,978
NOVO-NORDISK A S ADR 670100205 21,618 359,108 SH   SOLE 0 493 0 358,615
CUMMINS INC COM 231021106 337 2,490 SH   SOLE 0 0 0 2,490
BECTON DICKINSON & CO COM 075887109 223 969 SH   SOLE 0 0 0 969
ENTERPRISE PRODS PARTNERS L COM 293792107 192 13,424 SH   SOLE 0 0 0 13,424
TOLL BROTHERS INC COM 889478103 444 23,057 SH   SOLE 0 0 0 23,057
POLARIS INC COM 731068102 4,017 83,433 SH   SOLE 0 818 0 82,615
TYSON FOODS INC CL A 902494103 1,022 17,653 SH   SOLE 0 0 0 17,653
ALPHABET INC CAP STK CL A 02079K305 3,723 3,204 SH   SOLE 0 0 0 3,204
SPDR GOLD TRUST GOLD SHS 78463V107 578 3,901 SH   SOLE 0 0 0 3,901
RIO TINTO PLC SPONSORED ADR 767204100 7,742 169,934 SH   SOLE 0 1,141 0 168,793
VANGUARD INDEX FDS VALUE ETF 922908744 620 6,956 SH   SOLE 0 0 0 6,956
REGENERON PHARMACEUTICALS COM 75886F107 3,084 6,316 SH   SOLE 0 0 0 6,316
VANGUARD INDEX FDS MID CAP ETF 922908629 422 3,208 SH   SOLE 0 0 0 3,208
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 17,692 253,284 SH   SOLE 0 1,336 0 251,948
VANGUARD WORLD FDS MATERIALS ETF 92204A801 830 8,629 SH   SOLE 0 434 0 8,195
TORONTO DOMINION BK ONT COM NEW 891160509 10,760 253,832 SH   SOLE 0 2,229 0 251,603
BLACKROCK INC COM 09247X101 32,190 73,165 SH   SOLE 0 483 0 72,682
VANGUARD INDEX FDS GROWTH ETF 922908736 222 1,414 SH   SOLE 0 0 0 1,414
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,585 17,200 SH   SOLE 0 0 0 17,200
JONES LANG LASALLE INC COM 48020Q107 877 8,685 SH   SOLE 0 0 0 8,685
CBL & ASSOC PPTYS INC COM 124830100 40 200,000 SH   SOLE 0 0 0 200,000
VIACOMCBS INC CL B 92556H206 253 18,025 SH   SOLE 0 0 0 18,025
HOLOGIC INC COM 436440101 853 24,310 SH   SOLE 0 0 0 24,310
THERMO FISHER SCIENTIFIC INC COM 883556102 566 1,995 SH   SOLE 0 0 0 1,995
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 540 17,225 SH   SOLE 0 0 0 17,225
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 742 9,741 SH   SOLE 0 236 0 9,505
ENBRIDGE INC COM 29250N105 318 10,944 SH   SOLE 0 0 0 10,944
ROYAL BK CDA COM 780087102 610 9,912 SH   SOLE 0 0 0 9,912
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,897 8,950 SH   SOLE 0 0 0 8,950
SPDR SER TR S&P BIOTECH 78464A870 2,447 31,596 SH   SOLE 0 285 0 31,311
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 234 1,612 SH   SOLE 0 0 0 1,612
SPDR SER TR NUVEEN BLMBRG SR 78468R739 258 5,267 SH   SOLE 0 0 0 5,267
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 356 77,400 SH   SOLE 0 0 0 77,400
WISDOMTREE TR INTL EQUITY FD 97717W703 18,736 474,437 SH   SOLE 0 2,065 0 472,372
WISDOMTREE TR INTL LRGCAP DV 97717W794 304 8,233 SH   SOLE 0 0 0 8,233
WISDOMTREE TR US MIDCAP DIVID 97717W505 13,281 549,700 SH   SOLE 0 4,501 0 545,199
WISDOMTREE TR US SMALLCAP DIVD 97717W604 7,035 390,380 SH   SOLE 0 1,057 0 389,323
GLOBALSTAR INC COM 378973408 31 106,100 SH   SOLE 0 0 0 106,100
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,590 19,353 SH   SOLE 0 0 0 19,353
SPDR SER TR PORTFOLIO S&P400 78464A847 3,916 154,580 SH   SOLE 0 0 0 154,580
DISCOVER FINL SVCS COM 254709108 2,412 67,610 SH   SOLE 0 142 0 67,468
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 45,906 648,843 SH   SOLE 0 2,034 0 646,809
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 81,723 2,451,196 SH   SOLE 0 8,685 0 2,442,511
ISHARES TR NATIONAL MUN ETF 464288414 567 5,013 SH   SOLE 0 0 0 5,013
INVESCO EXCHANGE-TRADED FD T GBL CLEAN ENRG 46138G847 765 66,161 SH   SOLE 0 0 0 66,161
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 882 18,483 SH   SOLE 0 0 0 18,483
THERATECHNOLOGIES INC COM 88338H100 24 14,800 SH   SOLE 0 0 0 14,800
WISDOMTREE TR EMG MKTS SMCAP 97717W281 7,996 242,068 SH   SOLE 0 440 0 241,628
VISA INC COM CL A 92826C839 24,941 154,798 SH   SOLE 0 657 0 154,141
PHILIP MORRIS INTL INC COM 718172109 542 7,427 SH   SOLE 0 0 0 7,427
SPDR SER TR PORTFOLIO S&P500 78464A854 5,164 170,718 SH   SOLE 0 0 0 170,718
FIRST BANCORP N C COM 318910106 699 30,303 SH   SOLE 0 0 0 30,303
ISHARES TR GL CLEAN ENE ETF 464288224 200 20,915 SH   SOLE 0 0 0 20,915
BROADCOM INC COM 11135F101 4,182 17,639 SH   SOLE 0 273 0 17,366
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 470 18,189 SH   SOLE 0 0 0 18,189
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 29,554 482,515 SH   SOLE 0 0 0 482,515
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,039 25,781 SH   SOLE 0 0 0 25,781
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,538 49,271 SH   SOLE 0 0 0 49,271
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 22,971 288,398 SH   SOLE 0 0 0 288,398
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 205 9,885 SH   SOLE 0 0 0 9,885
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,742 30,295 SH   SOLE 0 0 0 30,295
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 750 8,620 SH   SOLE 0 0 0 8,620
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 494 2,086 SH   SOLE 0 0 0 2,086
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 25,321 600,589 SH   SOLE 0 940 0 599,649
XYLEM INC COM 98419M100 786 12,061 SH   SOLE 0 0 0 12,061
ISHARES INC MIN VOL EMRG MKT 464286533 5,606 119,484 SH   SOLE 0 765 0 118,719
FACEBOOK INC CL A 30303M102 7,989 47,897 SH   SOLE 0 0 0 47,897
ISHARES INC CORE MSCI EMKT 46434G103 449 11,106 SH   SOLE 0 1,005 0 10,101
ISHARES TR CORE MSCI EAFE 46432F842 2,819 56,509 SH   SOLE 0 1,535 0 54,974
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,384 89,983 SH   SOLE 0 762 0 89,221
ABBVIE INC COM 00287Y109 884 11,599 SH   SOLE 0 0 0 11,599
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,188 56,657 SH   SOLE 0 0 0 56,657
FIDELITY COVINGTON TR MSCI ENERGY IDX 316092402 224 29,844 SH   SOLE 0 0 0 29,844
SPDR SER TR PORTFOLIO S&P600 78468R853 220 10,092 SH   SOLE 0 0 0 10,092
ALPHABET INC CAP STK CL C 02079K107 11,876 10,213 SH   SOLE 0 10 0 10,203
KRAFT HEINZ CO COM 500754106 370 14,974 SH   SOLE 0 0 0 14,974
PAYPAL HLDGS INC COM 70450Y103 6,023 62,908 SH   SOLE 0 0 0 62,908
SPDR SER TR SPDR S&P 500 ETF 78468R796 345 5,404 SH   SOLE 0 0 0 5,404
ISHARES INC ESG MSCI EM ETF 46434G863 678 24,762 SH   SOLE 0 0 0 24,762
ISHARES TR ESG MSCI EAFE 46435G516 4,999 94,033 SH   SOLE 0 0 0 94,033
ISHARES TR ESG MSCI USA ETF 46435G425 1,361 23,665 SH   SOLE 0 0 0 23,665
NUTRIEN LTD COM 67077M108 8,194 241,412 SH   SOLE 0 1,563 0 239,849