The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   398,349 2,104 SH   SOLE   0 0 2,104
AMAZON COM INC COM 023135106   310,876 1,417 SH   SOLE   0 0 1,417
AMERICAN CENTY ETF TR AVANTIS US LARG 025072158   22,033,104 326,175 SH   SOLE   0 0 326,175
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,837,053 39,750 SH   SOLE   0 0 39,750
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   1,338,689 28,976 SH   SOLE   0 0 28,976
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   1,414,052 27,246 SH   SOLE   0 0 27,246
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   2,986,987 48,672 SH   SOLE   0 0 48,672
AMERICAN CENTY ETF TR AVANTIS EMERGING 025072141   402,013 7,542 SH   SOLE   0 0 7,542
AMERICAN CENTY ETF TR US EQT ETF 025072885   4,831,250 49,843 SH   SOLE   0 0 49,843
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   2,492,976 45,860 SH   SOLE   0 0 45,860
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   5,348,442 90,975 SH   SOLE   0 0 90,975
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   2,101,859 31,479 SH   SOLE   0 0 31,479
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   3,705,932 56,944 SH   SOLE   0 0 56,944
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   255,658 6,099 SH   SOLE   0 0 6,099
APPLE INC COM 037833100   1,836,356 7,333 SH   SOLE   0 0 7,333
BLACKSTONE INC COM 09260D107   222,422 1,290 SH   SOLE   0 0 1,290
BLEND LABS INC CL A 09352U108   953,342 226,447 SH   SOLE   0 0 226,447
COCA COLA CO COM 191216100   841,210 13,511 SH   SOLE   0 0 13,511
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,356,167 24,365 SH   SOLE   0 0 24,365
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   7,498,916 117,630 SH   SOLE   0 0 117,630
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591   431,894 8,537 SH   SOLE   0 0 8,537
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   4,184,532 65,220 SH   SOLE   0 0 65,220
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   6,835,191 168,812 SH   SOLE   0 0 168,812
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,026,855 69,413 SH   SOLE   0 0 69,413
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,740,740 70,022 SH   SOLE   0 0 70,022
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   38,816,830 1,122,198 SH   SOLE   0 0 1,122,198
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   999,314 39,390 SH   SOLE   0 0 39,390
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   2,396,635 93,838 SH   SOLE   0 0 93,838
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   642,633 20,878 SH   SOLE   0 0 20,878
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   10,563,336 408,719 SH   SOLE   0 0 408,719
ETERNA THERAPEUTICS INC COM NEW 114082209   27,747 94,375 SH   SOLE   0 0 94,375
EXXON MOBIL CORP COM 30231G102   5,770,378 53,643 SH   SOLE   0 0 53,643
ISHARES INC EM MKT SM-CP ETF 464286475   2,289,899 39,386 SH   SOLE   0 0 39,386
ISHARES INC MSCI EMERG MRKT 464286533   283,456 4,888 SH   SOLE   0 0 4,888
ISHARES TR GLOBAL REIT ETF 46434V647   265,540 11,078 SH   SOLE   0 0 11,078
ISHARES TR IBONDS DEC2026 46435GAA0   1,420,130 59,000 SH   SOLE   0 0 59,000
ISHARES TR CORE MSCI EAFE 46432F842   556,196 7,914 SH   SOLE   0 0 7,914
ISHARES TR IBONDS DEC 2029 46436E163   2,990,560 119,718 SH   SOLE   0 0 119,718
ISHARES TR IBONDS 27 ETF 46435UAA9   359,400 15,000 SH   SOLE   0 0 15,000
ISHARES TR IBONDS DEC25 ETF 46434VBD1   751,500 30,000 SH   SOLE   0 0 30,000
ISHARES TR CORE S&P500 ETF 464287200   408,544 694 SH   SOLE   0 0 694
ISHARES TR IBONDS DEC 28 46435U325   3,009,912 119,536 SH   SOLE   0 0 119,536
ISHARES TR IBONDS DEC 25 46435U432   3,007,495 113,000 SH   SOLE   0 0 113,000
KKR & CO INC COM 48251W104   343,891 2,325 SH   SOLE   0 0 2,325
META PLATFORMS INC CL A 30303M102   2,453,287 4,190 SH   SOLE   0 0 4,190
MICROSOFT CORP COM 594918104   650,380 1,543 SH   SOLE   0 0 1,543
NETFLIX INC COM 64110L106   334,245 375 SH   SOLE   0 0 375
NEW YORK LIFE INVTS ACTIVE E NYLI MACKAY MUN 45409F827   3,180,322 132,458 SH   SOLE   0 0 132,458
OSCAR HEALTH INC CL A 687793109   154,547 11,499 SH   SOLE   0 0 11,499
PALANTIR TECHNOLOGIES INC CL A 69608A108   113,709,932 1,503,503 SH   SOLE   0 0 1,503,503
RUMBLE INC COM CL A 78137L105   245,668 18,883 SH   SOLE   0 0 18,883
SALESFORCE INC COM 79466L302   515,872 1,543 SH   SOLE   0 0 1,543
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,913,732 172,411 SH   SOLE   0 0 172,411
SCHWAB STRATEGIC TR US REIT ETF 808524847   3,312,230 157,276 SH   SOLE   0 0 157,276
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   292,794 3,202 SH   SOLE   0 0 3,202
TESLA INC COM 88160R101   6,200,560 15,354 SH   SOLE   0 0 15,354
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   656,283 13,226 SH   SOLE   0 0 13,226
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,556,515 21,645 SH   SOLE   0 0 21,645
VANGUARD INDEX FDS TOTAL STK MKT 922908769   9,928,665 34,259 SH   SOLE   0 0 34,259
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   8,841,389 16,409 SH   SOLE   0 0 16,409
VANGUARD INDEX FDS MID CAP ETF 922908629   937,662 3,550 SH   SOLE   0 0 3,550
VANGUARD INDEX FDS GROWTH ETF 922908736   957,557 2,333 SH   SOLE   0 0 2,333
VANGUARD INDEX FDS SM CP VAL ETF 922908611   457,331 2,308 SH   SOLE   0 0 2,308
VANGUARD INDEX FDS VALUE ETF 922908744   1,569,354 9,270 SH   SOLE   0 0 9,270
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,539,696 64,199 SH   SOLE   0 0 64,199
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   863,893 15,048 SH   SOLE   0 0 15,048
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,821,317 30,906 SH   SOLE   0 0 30,906
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,375,676 10,782 SH   SOLE   0 0 10,782
WISDOMTREE TR CLOUD COMPUTNG 97717Y691   367,509 9,795 SH   SOLE   0 0 9,795