The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107   204,000 1,258 SH   SOLE   0 0 1,258
ALPHABET INC CAP STK CL A 02079K305   621,000 3,409 SH   SOLE   0 0 3,409
ALTRIA GROUP INC COM 02209S103   354,000 7,764 SH   SOLE   0 0 7,764
AMAZON COM INC COM 023135106   1,048,000 5,424 SH   SOLE   0 0 5,424
APPLE INC COM 037833100   3,627,000 17,219 SH   SOLE   0 0 17,219
APPLIED MATLS INC COM 038222105   4,205,000 17,820 SH   SOLE   0 0 17,820
AUTOMATIC DATA PROCESSING IN COM 053015103   332,000 1,392 SH   SOLE   0 0 1,392
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,900,000 4,671 SH   SOLE   0 0 4,671
BOEING CO COM 097023105   918,000 5,045 SH   SOLE   0 0 5,045
EQUIFAX INC COM 294429105   1,470,000 6,062 SH   SOLE   0 0 6,062
META PLATFORMS INC CL A 30303M102   248,000 492 SH   SOLE   0 0 492
FORTUNE BRANDS INNOVATIONS I COM 34964C106   299,000 4,599 SH   SOLE   0 0 4,599
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   46,302,000 432,932 SH   SOLE   0 0 432,932
HONEYWELL INTL INC COM 438516106   353,000 1,652 SH   SOLE   0 0 1,652
INVESCO QQQ TR UNIT SER 1 46090E103   17,685,000 36,913 SH   SOLE   0 0 36,913
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   3,621,000 112,048 SH   SOLE   0 0 112,048
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   215,000 1,089 SH   SOLE   0 0 1,089
ISHARES TR CORE S&P500 ETF 464287200   52,238,000 95,458 SH   SOLE   0 0 95,458
ISHARES TR CORE US AGGBD ET 464287226   297,000 3,062 SH   SOLE   0 0 3,062
ISHARES TR S&P 500 GRWT ETF 464287309   24,638,000 266,247 SH   SOLE   0 0 266,247
ISHARES TR S&P 500 VAL ETF 464287408   23,740,000 130,433 SH   SOLE   0 0 130,433
ISHARES TR CORE S&P MCP ETF 464287507   851,000 14,534 SH   SOLE   0 0 14,534
ISHARES TR COHEN STEER REIT 464287564   213,000 3,720 SH   SOLE   0 0 3,720
ISHARES TR RUS 2000 VAL ETF 464287630   4,458,000 29,274 SH   SOLE   0 0 29,274
ISHARES TR CORE S&P US GWT 464287671   798,000 6,262 SH   SOLE   0 0 6,262
ISHARES TR CORE S&P SCP ETF 464287804   651,000 6,104 SH   SOLE   0 0 6,104
ISHARES TR EAFE SML CP ETF 464288273   2,026,000 32,873 SH   SOLE   0 0 32,873
ISHARES TR GLB INFRASTR ETF 464288372   2,697,000 56,281 SH   SOLE   0 0 56,281
ISHARES TR EAFE VALUE ETF 464288877   1,075,000 20,269 SH   SOLE   0 0 20,269
ISHARES TR EAFE GRWTH ETF 464288885   370,000 3,617 SH   SOLE   0 0 3,617
ISHARES TR CORE MSCI EAFE 46432F842   1,401,000 19,291 SH   SOLE   0 0 19,291
ISHARES TR IBONDS DEC25 ETF 46434VBD1   3,990,000 160,488 SH   SOLE   0 0 160,488
ISHARES TR IBONDS DEC24 ETF 46434VBG4   4,364,000 173,642 SH   SOLE   0 0 173,642
ISHARES TR IBONDS DEC2026 46435GAA0   3,920,000 164,583 SH   SOLE   0 0 164,583
ISHARES TR CORE INTL AGGR 46435G672   654,000 13,093 SH   SOLE   0 0 13,093
ISHARES TR IBONDS 27 ETF 46435UAA9   3,880,000 163,514 SH   SOLE   0 0 163,514
ISHARES TR IBDS DEC28 ETF 46435U515   3,044,000 122,885 SH   SOLE   0 0 122,885
MATTERPORT INC COM CL A 577096100   45,000 10,000 SH   SOLE   0 0 10,000
MERCK & CO INC COM 58933Y105   352,000 2,841 SH   SOLE   0 0 2,841
MICROSOFT CORP COM 594918104   4,455,000 9,967 SH   SOLE   0 0 9,967
NVIDIA CORPORATION COM 67066G104   770,000 6,236 SH   SOLE   0 0 6,236
PHILIP MORRIS INTL INC COM 718172109   689,000 6,798 SH   SOLE   0 0 6,798
PIMCO ETF TR ACTIVE BD ETF 72201R775   428,000 4,695 SH   SOLE   0 0 4,695
PROCTER AND GAMBLE CO COM 742718109   327,000 1,980 SH   SOLE   0 0 1,980
PROSHARES TR ULTRAPRO QQQ 74347X831   221,000 3,000 SH   SOLE   0 0 3,000
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,092,000 3,844 SH   SOLE   0 0 3,844
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,235,000 14,386 SH   SOLE   0 0 14,386
SPDR SER TR NUVEEN BLOOMBERG 78464A284   630,000 24,748 SH   SOLE   0 0 24,748
SPDR SER TR PRTFLO S&P500 GW 78464A409   316,000 3,946 SH   SOLE   0 0 3,946
SPDR SER TR PRTFLO S&P500 VL 78464A508   245,000 5,021 SH   SOLE   0 0 5,021
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   204,000 3,253 SH   SOLE   0 0 3,253
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   5,636,000 87,720 SH   SOLE   0 0 87,720
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,378,000 51,883 SH   SOLE   0 0 51,883
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   4,399,000 65,671 SH   SOLE   0 0 65,671
SCHWAB STRATEGIC TR US REIT ETF 808524847   444,000 22,232 SH   SOLE   0 0 22,232
TESLA INC COM 88160R101   3,598,000 18,184 SH   SOLE   0 0 18,184
UNITEDHEALTH GROUP INC COM 91324P102   966,000 1,897 SH   SOLE   0 0 1,897
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   370,000 6,311 SH   SOLE   0 0 6,311
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   272,000 544 SH   SOLE   0 0 544
VANGUARD INDEX FDS SM CP VAL ETF 922908611   440,000 2,410 SH   SOLE   0 0 2,410
VANGUARD INDEX FDS MID CAP ETF 922908629   1,441,000 5,953 SH   SOLE   0 0 5,953
VANGUARD INDEX FDS GROWTH ETF 922908736   5,276,000 14,108 SH   SOLE   0 0 14,108
VANGUARD INDEX FDS VALUE ETF 922908744   20,445,000 127,454 SH   SOLE   0 0 127,454
VANGUARD INDEX FDS SMALL CP ETF 922908751   890,000 4,083 SH   SOLE   0 0 4,083