The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,381,817 13,298 SH   SOLE   0 0 13,298
ABBVIE INC COM 00287Y109   4,128,161 24,068 SH   SOLE   0 0 24,068
ADOBE INC COM 00724F101   832,199 1,498 SH   SOLE   0 0 1,498
AFLAC INC COM 001055102   992,320 11,111 SH   SOLE   0 0 11,111
ALPHABET INC CAP STK CL C 02079K107   1,740,104 9,487 SH   SOLE   0 0 9,487
ALPHABET INC CAP STK CL A 02079K305   5,436,813 29,848 SH   SOLE   0 0 29,848
AMAZON COM INC COM 023135106   6,418,992 33,216 SH   SOLE   0 0 33,216
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   12,556,072 205,534 SH   SOLE   0 0 205,534
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   5,584,481 88,868 SH   SOLE   0 0 88,868
AMGEN INC COM 031162100   2,270,922 7,268 SH   SOLE   0 0 7,268
ANALOG DEVICES INC COM 032654105   753,957 3,303 SH   SOLE   0 0 3,303
APPLE INC COM 037833100   12,705,615 60,325 SH   SOLE   0 0 60,325
APPLIED MATLS INC COM 038222105   2,318,869 9,826 SH   SOLE   0 0 9,826
AUTOMATIC DATA PROCESSING IN COM 053015103   1,626,684 6,815 SH   SOLE   0 0 6,815
BANK AMERICA CORP COM 060505104   619,381 15,574 SH   SOLE   0 0 15,574
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,538,346 8,698 SH   SOLE   0 0 8,698
BLACKROCK INC COM 09247X101   350,490 445 SH   SOLE   0 0 445
BROADCOM INC COM 11135F101   6,373,264 3,970 SH   SOLE   0 0 3,970
CADENCE DESIGN SYSTEM INC COM 127387108   884,781 2,875 SH   SOLE   0 0 2,875
CATERPILLAR INC COM 149123101   1,853,245 5,564 SH   SOLE   0 0 5,564
CHEVRON CORP NEW COM 166764100   3,348,684 21,408 SH   SOLE   0 0 21,408
CHUBB LIMITED COM H1467J104   1,213,933 4,759 SH   SOLE   0 0 4,759
CITIGROUP INC COM NEW 172967424   564,744 8,899 SH   SOLE   0 0 8,899
CME GROUP INC COM 12572Q105   513,627 2,613 SH   SOLE   0 0 2,613
COCA COLA CO COM 191216100   3,434,223 53,955 SH   SOLE   0 0 53,955
COLGATE PALMOLIVE CO COM 194162103   1,045,427 10,773 SH   SOLE   0 0 10,773
COMCAST CORP NEW CL A 20030N101   1,802,106 46,019 SH   SOLE   0 0 46,019
CONOCOPHILLIPS COM 20825C104   1,955,142 17,093 SH   SOLE   0 0 17,093
COSTCO WHSL CORP NEW COM 22160K105   2,767,076 3,255 SH   SOLE   0 0 3,255
DEVON ENERGY CORP NEW COM 25179M103   445,006 9,388 SH   SOLE   0 0 9,388
DIAMONDBACK ENERGY INC COM 25278X109   561,954 2,807 SH   SOLE   0 0 2,807
DUKE ENERGY CORP NEW COM NEW 26441C204   465,343 4,643 SH   SOLE   0 0 4,643
ELEVANCE HEALTH INC COM 036752103   976,983 1,803 SH   SOLE   0 0 1,803
ELI LILLY & CO COM 532457108   3,671,450 4,055 SH   SOLE   0 0 4,055
EOG RES INC COM 26875P101   1,019,514 8,100 SH   SOLE   0 0 8,100
EXXON MOBIL CORP COM 30231G102   4,064,533 35,307 SH   SOLE   0 0 35,307
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   331,142 6,701 SH   SOLE   0 0 6,701
GE AEROSPACE COM NEW 369604301   452,111 2,844 SH   SOLE   0 0 2,844
GILEAD SCIENCES INC COM 375558103   202,086 2,945 SH   SOLE   0 0 2,945
GOLDMAN SACHS GROUP INC COM 38141G104   1,675,230 3,704 SH   SOLE   0 0 3,704
GRAINGER W W INC COM 384802104   1,626,749 1,803 SH   SOLE   0 0 1,803
HOME DEPOT INC COM 437076102   3,355,425 9,747 SH   SOLE   0 0 9,747
ILLINOIS TOOL WKS INC COM 452308109   378,519 1,597 SH   SOLE   0 0 1,597
INTUIT COM 461202103   809,699 1,232 SH   SOLE   0 0 1,232
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263   469,633 8,494 SH   SOLE   0 0 8,494
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   16,743,145 795,777 SH   SOLE   0 0 795,777
INVESCO EXCH TRADED FD TR II S&P SMLCAP HIG 46138E131   468,330 32,773 SH   SOLE   0 0 32,773
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   5,286,888 54,487 SH   SOLE   0 0 54,487
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   378,393 4,536 SH   SOLE   0 0 4,536
INVESCO QQQ TR UNIT SER 1 46090E103   576,369 1,203 SH   SOLE   0 0 1,203
ISHARES INC ASIA/PAC DIV ETF 464286293   543,599 15,488 SH   SOLE   0 0 15,488
ISHARES INC EM MKTS DIV ETF 464286319   585,231 21,532 SH   SOLE   0 0 21,532
ISHARES TR ESG AW MSCI EAFE 46435G516   401,778 5,100 SH   SOLE   0 0 5,100
ISHARES TR INTL DIV GRWTH 46435G524   271,065 4,022 SH   SOLE   0 0 4,022
ISHARES TR CORE DIV GRWTH 46434V621   13,268,500 230,316 SH   SOLE   0 0 230,316
ISHARES TR EXPONENTIAL TECH 46434V381   4,604,232 78,263 SH   SOLE   0 0 78,263
ISHARES TR SHORT TREAS BD 464288679   16,786,756 151,916 SH   SOLE   0 0 151,916
ISHARES TR MSCI KLD400 SOC 464288570   1,063,216 10,238 SH   SOLE   0 0 10,238
ISHARES TR MSCI USA MIN VOL 46429B697   215,441 2,566 SH   SOLE   0 0 2,566
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   200,080 3,530 SH   SOLE   0 0 3,530
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   8,989,062 169,765 SH   SOLE   0 0 169,765
JOHNSON & JOHNSON COM 478160104   3,334,581 22,815 SH   SOLE   0 0 22,815
JPMORGAN CHASE & CO. COM 46625H100   4,967,674 24,561 SH   SOLE   0 0 24,561
KLA CORP COM NEW 482480100   1,042,194 1,264 SH   SOLE   0 0 1,264
LAM RESEARCH CORP COM 512807108   1,013,752 952 SH   SOLE   0 0 952
LENNAR CORP CL A 526057104   536,735 3,581 SH   SOLE   0 0 3,581
LINDE PLC SHS G54950103   1,861,159 4,241 SH   SOLE   0 0 4,241
LOCKHEED MARTIN CORP COM 539830109   509,628 1,091 SH   SOLE   0 0 1,091
LOWES COS INC COM 548661107   827,841 3,755 SH   SOLE   0 0 3,755
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   431,550 4,511 SH   SOLE   0 0 4,511
MARSH & MCLENNAN COS INC COM 571748102   1,256,734 5,964 SH   SOLE   0 0 5,964
MASTERCARD INCORPORATED CL A 57636Q104   2,080,085 4,715 SH   SOLE   0 0 4,715
MCDONALDS CORP COM 580135101   1,930,600 7,576 SH   SOLE   0 0 7,576
MEDTRONIC PLC SHS G5960L103   314,014 3,990 SH   SOLE   0 0 3,990
MERCK & CO INC COM 58933Y105   4,040,869 32,640 SH   SOLE   0 0 32,640
META PLATFORMS INC CL A 30303M102   5,977,541 11,855 SH   SOLE   0 0 11,855
MICROSOFT CORP COM 594918104   12,157,719 27,202 SH   SOLE   0 0 27,202
MORGAN STANLEY COM NEW 617446448   1,274,930 13,118 SH   SOLE   0 0 13,118
NEWMONT CORP COM 651639106   273,928 6,542 SH   SOLE   0 0 6,542
NEXTERA ENERGY INC COM 65339F101   2,394,957 33,822 SH   SOLE   0 0 33,822
NUCOR CORP COM 670346105   849,748 5,375 SH   SOLE   0 0 5,375
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   211,590 6,406 SH   SOLE   0 0 6,406
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   1,405,939 37,204 SH   SOLE   0 0 37,204
NVIDIA CORPORATION COM 67066G104   10,244,448 82,924 SH   SOLE   0 0 82,924
PALO ALTO NETWORKS INC COM 697435105   783,791 2,312 SH   SOLE   0 0 2,312
PEPSICO INC COM 713448108   2,601,655 15,774 SH   SOLE   0 0 15,774
PROCTER AND GAMBLE CO COM 742718109   3,654,405 22,159 SH   SOLE   0 0 22,159
PROSHARES TR S&P TECH DIVIDEN 74347G606   1,439,291 19,294 SH   SOLE   0 0 19,294
PROSHARES TR S&P 500 DV ARIST 74348A467   4,591,234 47,761 SH   SOLE   0 0 47,761
PULTE GROUP INC COM 745867101   531,663 4,829 SH   SOLE   0 0 4,829
QUALCOMM INC COM 747525103   1,317,697 6,616 SH   SOLE   0 0 6,616
REGENERON PHARMACEUTICALS COM 75886F107   958,539 912 SH   SOLE   0 0 912
S&P GLOBAL INC COM 78409V104   244,946 549 SH   SOLE   0 0 549
SALESFORCE INC COM 79466L302   1,509,180 5,870 SH   SOLE   0 0 5,870
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,053,995 39,275 SH   SOLE   0 0 39,275
SERVICENOW INC COM 81762P102   959,737 1,220 SH   SOLE   0 0 1,220
SKYWORKS SOLUTIONS INC COM 83088M102   258,843 2,429 SH   SOLE   0 0 2,429
SOUTHERN CO COM 842587107   1,998,118 25,759 SH   SOLE   0 0 25,759
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,641,891 103,817 SH   SOLE   0 0 103,817
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   2,638,105 76,622 SH   SOLE   0 0 76,622
SPDR S&P 500 ETF TR TR UNIT 78462F103   451,703 830 SH   SOLE   0 0 830
SPDR SER TR S&P 600 SMCP VAL 78464A300   8,980,894 114,684 SH   SOLE   0 0 114,684
SPDR SER TR PRTFLO S&P500 GW 78464A409   10,463,123 130,577 SH   SOLE   0 0 130,577
SPDR SER TR PORTFOLIO S&P500 78464A854   831,552 12,993 SH   SOLE   0 0 12,993
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   11,452,925 124,787 SH   SOLE   0 0 124,787
SPDR SER TR PORTFOLIO SHORT 78464A474   35,265,200 1,187,380 SH   SOLE   0 0 1,187,380
SPDR SER TR PORT MTG BK ETF 78464A383   223,810 10,376 SH   SOLE   0 0 10,376
SPDR SER TR SPDR PORTFOLIO S 78468R465   1,350,741 39,245 SH   SOLE   0 0 39,245
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   17,603,640 421,140 SH   SOLE   0 0 421,140
SYNOPSYS INC COM 871607107   850,936 1,430 SH   SOLE   0 0 1,430
TEXAS INSTRS INC COM 882508104   3,007,086 15,458 SH   SOLE   0 0 15,458
THE CIGNA GROUP COM 125523100   319,045 965 SH   SOLE   0 0 965
TJX COS INC NEW COM 872540109   744,506 6,762 SH   SOLE   0 0 6,762
TRAVELERS COMPANIES INC COM 89417E109   1,307,701 6,431 SH   SOLE   0 0 6,431
TRUIST FINL CORP COM 89832Q109   409,362 10,537 SH   SOLE   0 0 10,537
UNION PAC CORP COM 907818108   2,683,212 11,859 SH   SOLE   0 0 11,859
UNITED PARCEL SERVICE INC CL B 911312106   1,681,682 12,289 SH   SOLE   0 0 12,289
UNITEDHEALTH GROUP INC COM 91324P102   3,337,832 6,554 SH   SOLE   0 0 6,554
VALERO ENERGY CORP COM 91913Y100   434,645 2,773 SH   SOLE   0 0 2,773
VANECK ETF TRUST IG FLOATING RATE 92189F486   17,743,071 695,534 SH   SOLE   0 0 695,534
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   651,070 11,181 SH   SOLE   0 0 11,181
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   361,136 3,045 SH   SOLE   0 0 3,045
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   242,288 2,981 SH   SOLE   0 0 2,981
VANGUARD WORLD FD INF TECH ETF 92204A702   322,314 559 SH   SOLE   0 0 559
VERIZON COMMUNICATIONS INC COM 92343V104   678,472 16,452 SH   SOLE   0 0 16,452
VERTEX PHARMACEUTICALS INC COM 92532F100   1,089,774 2,325 SH   SOLE   0 0 2,325
VISA INC COM CL A 92826C839   2,043,432 7,785 SH   SOLE   0 0 7,785
WALMART INC COM 931142103   998,917 14,753 SH   SOLE   0 0 14,753
WELLS FARGO CO NEW COM 949746101   296,232 4,988 SH   SOLE   0 0 4,988
WILLIAMS SONOMA INC COM 969904101   3,211,707 11,374 SH   SOLE   0 0 11,374
WISDOMTREE TR US MIDCAP DIVID 97717W505   5,191,279 110,996 SH   SOLE   0 0 110,996