The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 2,080,285 16,115 SH   SOLE   16,115 0 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 830,793 7,345 SH   SOLE   7,345 0 0
ADOBE INC COM 00724F101 BBG001S5NCQ5 3,202,585 7,202 SH   SOLE   7,202 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 12,338,819 102,151 SH   SOLE   102,151 0 0
AFLAC INC COM 001055102 BBG001S5NGJ4 206,880 2,000 SH   SOLE   2,000 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 48,382,242 255,585 SH   SOLE   255,585 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 246,049 1,292 SH   SOLE   1,292 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 21,273,371 96,966 SH   SOLE   96,966 0 0
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 385,827 1,300 SH   SOLE   1,300 0 0
APPLE INC COM 037833100 BBG001S5N8V8 46,783,844 186,822 SH   SOLE   186,822 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 8,167,842 185,844 SH   SOLE   185,844 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 8,945,481 19,735 SH   SOLE   19,735 0 0
BOEING CO COM 097023105 BBG001S5P0V3 5,739,225 32,425 SH   SOLE   32,425 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 352,199 6,227 SH   SOLE   6,227 0 0
CANADIAN NATL RY CO COM 136375102 BBG001S8WVQ7 439,031 4,325 SH   SOLE   4,325 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 578,602 1,595 SH   SOLE   1,595 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 10,076,436 69,569 SH   SOLE   69,569 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 BBG001SP50B3 336,776 5,585 SH   SOLE   5,585 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 541,434 8,696 SH   SOLE   8,696 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 346,096 10,725 SH   SOLE   10,725 0 0
DEERE & CO COM 244199105 BBG001S5QFF7 769,439 1,816 SH   SOLE   1,816 0 0
DELL TECHNOLOGIES INC CL C 24703L202 BBG00DW3SZT0 3,353,714 29,102 SH   SOLE   29,102 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 4,338,641 38,964 SH   SOLE   38,964 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 342,301 3,177 SH   SOLE   3,177 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 288,125 3,892 SH   SOLE   3,892 0 0
ENPHASE ENERGY INC COM 29355A107 BBG001V28NC6 1,507,869 21,955 SH   SOLE   21,955 0 0
EQUINIX INC COM 29444U700 BBG001SKBNS9 1,941,455 2,059 SH   SOLE   2,059 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 4,579,919 42,576 SH   SOLE   42,576 0 0
FEDEX CORP COM 31428X106 BBG001S5R3M5 7,819,849 27,796 SH   SOLE   27,796 0 0
FIRST TR EXCHANGE-TRADED FD RBA INDL ETF 33738R704 BBG0063G4FX3 4,573,634 59,367 SH   SOLE   59,367 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 3,689,920 85,872 SH   SOLE   85,872 0 0
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888 BBG00L2NXWJ3 8,323,270 337,658 SH   SOLE   337,658 0 0
FORTINET INC COM 34959E109 BBG001S77BL6 5,533,221 58,565 SH   SOLE   58,565 0 0
GE AEROSPACE COM NEW 369604301 BBG001S5PVD5 927,393 5,560 SH   SOLE   5,560 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 BBG01BFR8YW0 1,800,876 23,035 SH   SOLE   23,035 0 0
GE VERNOVA INC COM 36828A101 BBG013G17W77 342,745 1,042 SH   SOLE   1,042 0 0
GRAYSCALE BITCOIN MINI TR ET SHS NEW 389930207 BBG01NX636V7 522,328 12,475 SH   SOLE   12,475 0 0
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 BBG008748J97 3,294,482 44,508 SH   SOLE   44,508 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 986,462 4,367 SH   SOLE   4,367 0 0
IDEX CORP COM 45167R104 BBG001S67N14 705,307 3,370 SH   SOLE   3,370 0 0
INTEL CORP COM 458140100 BBG001S5SF65 380,930 18,999 SH   SOLE   18,999 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 422,074 1,920 SH   SOLE   1,920 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 BBG001STKGB3 520,716 19,913 SH   SOLE   19,913 0 0
INVESCO EXCHANGE TRADED FD T DORSEY WRGT INDS 46137V845 BBG001SRNLL2 634,260 4,125 SH   SOLE   4,125 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 501,005 980 SH   SOLE   980 0 0
IONQ INC COM 46222L108 BBG00XZP0LC3 463,062 11,086 SH   SOLE   11,086 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 201,304 1,565 SH   SOLE   1,565 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 472,121 802 SH   SOLE   802 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 13,236,216 136,597 SH   SOLE   136,597 0 0
ISHARES TR DOW JONES US ETF 464287846 BBG001S7Y593 200,326 1,400 SH   SOLE   1,400 0 0
ISHARES TR GLOBAL 100 ETF 464287572 BBG001SGL748 4,313,449 42,805 SH   SOLE   42,805 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841 BBG00RYR47N8 7,340,094 330,684 SH   SOLE   330,684 0 0
ISHARES TR IBONDS 29 TRM TS 46436E825 BBG00RYR4R90 6,179,480 289,759 SH   SOLE   289,759 0 0
ISHARES TR IBONDS DEC 2031 46436E460 BBG011R6KC59 4,936,149 249,300 SH   SOLE   249,300 0 0
ISHARES TR IBONDS DEC 2033 46436E148 BBG01H7B1FH6 1,740,822 73,670 SH   SOLE   73,670 0 0
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 2,193,311 69,762 SH   SOLE   69,762 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,709,451 7,736 SH   SOLE   7,736 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 797,925 6,078 SH   SOLE   6,078 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609 BBG018R2GN27 320,717 3,958 SH   SOLE   3,958 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167 BBG012NLLCC9 2,940,981 46,461 SH   SOLE   46,461 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 BBG00N6W8XF5 5,072,768 110,110 SH   SOLE   110,110 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 15,548,661 270,270 SH   SOLE   270,270 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 BBG016NKZFF7 6,493,397 115,172 SH   SOLE   115,172 0 0
J P MORGAN EXCHANGE TRADED F U S TECH LEADERS 46654Q732 BBG01J9W2923 7,235,717 95,622 SH   SOLE   95,622 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 7,483,659 51,747 SH   SOLE   51,747 0 0
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 15,385,316 64,183 SH   SOLE   64,183 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 19,782,660 80,157 SH   SOLE   80,157 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 11,946,021 22,686 SH   SOLE   22,686 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 303,554 1,047 SH   SOLE   1,047 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 238,454 2,397 SH   SOLE   2,397 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 5,889,789 10,059 SH   SOLE   10,059 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 36,083,829 85,608 SH   SOLE   85,608 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 2,898,573 3,252 SH   SOLE   3,252 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 3,440,045 47,985 SH   SOLE   47,985 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 4,587,579 60,626 SH   SOLE   60,626 0 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 316,845 1,350 SH   SOLE   1,350 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 22,091,787 164,508 SH   SOLE   164,508 0 0
OCCIDENTAL PETE CORP COM 674599105 BBG001S5TZG9 4,008,668 81,131 SH   SOLE   81,131 0 0
OLD REP INTL CORP COM 680223104 BBG001S6M9Y2 209,902 5,800 SH   SOLE   5,800 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 3,003,853 18,026 SH   SOLE   18,026 0 0
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 4,652,344 82,372 SH   SOLE   82,372 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 BBG001T53796 19,232,406 254,296 SH   SOLE   254,296 0 0
PEPSICO INC COM 713448108 BBG001S695T1 525,026 3,453 SH   SOLE   3,453 0 0
PFIZER INC COM 717081103 BBG001S5V466 3,712,983 139,954 SH   SOLE   139,954 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 225,295 1,872 SH   SOLE   1,872 0 0
PIONEER BANCORP INC MD COM 723561106 BBG00PFB4RS9 195,840 17,000 SH   SOLE   17,000 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 422,888 2,522 SH   SOLE   2,522 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 9,399,958 94,424 SH   SOLE   94,424 0 0
REGENERON PHARMACEUTICALS COM 75886F107 BBG001S6PX49 9,205,441 12,923 SH   SOLE   12,923 0 0
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 5,153,176 69,628 SH   SOLE   69,628 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 813,818 43,990 SH   SOLE   43,990 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 573,572 23,613 SH   SOLE   23,613 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 7,274,572 320,466 SH   SOLE   320,466 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 4,887,873 178,912 SH   SOLE   178,912 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 4,066,846 145,922 SH   SOLE   145,922 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 2,419,052 92,791 SH   SOLE   92,791 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 3,205,670 138,295 SH   SOLE   138,295 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 1,740,913 62,826 SH   SOLE   62,826 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 325,215 12,576 SH   SOLE   12,576 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 7,741,535 90,375 SH   SOLE   90,375 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 3,475,434 71,910 SH   SOLE   71,910 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 1,041,279 7,903 SH   SOLE   7,903 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 480,109 2,140 SH   SOLE   2,140 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 2,234,009 16,239 SH   SOLE   16,239 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 2,828,156 12,163 SH   SOLE   12,163 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 330,220 4,011 SH   SOLE   4,011 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 751,433 1,766 SH   SOLE   1,766 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 3,700,006 6,313 SH   SOLE   6,313 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 635,879 1,116 SH   SOLE   1,116 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 10,452,198 114,319 SH   SOLE   114,319 0 0
SPDR SER TR GLB DOW ETF 78464A706 BBG001SG4257 5,208,344 39,448 SH   SOLE   39,448 0 0
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 294,216 2,227 SH   SOLE   2,227 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 1,964,339 21,527 SH   SOLE   21,527 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 4,021,439 9,958 SH   SOLE   9,958 0 0
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 5,694,027 94,397 SH   SOLE   94,397 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 2,960,293 5,852 SH   SOLE   5,852 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 1,201,701 16,081 SH   SOLE   16,081 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 2,022,054 28,119 SH   SOLE   28,119 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 633,076 12,907 SH   SOLE   12,907 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 255,294 622 SH   SOLE   622 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 364,225 676 SH   SOLE   676 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 358,333 1,236 SH   SOLE   1,236 0 0
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 BBG01KG1P4G1 7,312,746 96,233 SH   SOLE   96,233 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 1,628,236 28,073 SH   SOLE   28,073 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 8,451,658 105,290 SH   SOLE   105,290 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 3,327,813 42,659 SH   SOLE   42,659 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 808,519 11,911 SH   SOLE   11,911 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 210,167 612 SH   SOLE   612 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 BBG001S68LJ8 10,678,799 26,518 SH   SOLE   26,518 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 11,751,404 37,183 SH   SOLE   37,183 0 0
WALMART INC COM 931142103 BBG001S5XH92 205,021 2,269 SH   SOLE   2,269 0 0