The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,326 11,221 SH   SOLE   0 0 11,221
AMAZON COM INC COM 023135106 2,474 753 SH   SOLE   0 0 753
ANTHEM INC COM 036752103 235 631 SH   SOLE   0 0 631
APPLE INC COM 037833100 2,894 20,452 SH   SOLE   0 0 20,452
AUTOMATIC DATA PROCESSING IN COM 053015103 2,343 11,719 SH   SOLE   0 0 11,719
BECTON DICKINSON & CO COM 075887109 1,175 4,780 SH   SOLE   0 0 4,780
BRIGHT HORIZONS FAM SOL IN D COM 109194100 689 4,940 SH   SOLE   0 0 4,940
CVS HEALTH CORP COM 126650100 1,343 15,823 SH   SOLE   0 0 15,823
CATALENT INC COM 148806102 1,067 8,016 SH   SOLE   0 0 8,016
COCA COLA CO COM 191216100 1,178 22,452 SH   SOLE   0 0 22,452
DISNEY WALT CO COM 254687106 944 5,579 SH   SOLE   0 0 5,579
EQUIFAX INC COM 294429105 982 3,875 SH   SOLE   0 0 3,875
FISERV INC COM 337738108 705 6,498 SH   SOLE   0 0 6,498
GENERAL DYNAMICS CORP COM 369550108 1,172 5,976 SH   SOLE   0 0 5,976
HOME DEPOT INC COM 437076102 1,538 4,686 SH   SOLE   0 0 4,686
INTUIT COM 461202103 1,268 2,351 SH   SOLE   0 0 2,351
ISHARES GOLD TR ISHARES NEW 464285204 3,590 107,462 SH   SOLE   0 0 107,462
ISHARES TR MSCI EMG MKT ETF 464287234 493 9,790 SH   SOLE   0 0 9,790
ISHARES TR RUS 1000 GRW ETF 464287614 7,108 25,936 SH   SOLE   0 0 25,936
ISHARES TR RUS 1000 ETF 464287622 221 916 SH   SOLE   0 0 916
ISHARES TR CORE S&P SCP ETF 464287804 4,189 38,362 SH   SOLE   0 0 38,362
ISHARES TR SP SMCP600VL ETF 464287879 4,862 48,293 SH   SOLE   0 0 48,293
ISHARES TR S&P SML 600 GWT 464287887 3,853 29,629 SH   SOLE   0 0 29,629
ISHARES TR EAFE SML CP ETF 464288273 212 2,848 SH   SOLE   0 0 2,848
JOHNSON & JOHNSON COM 478160104 1,704 10,549 SH   SOLE   0 0 10,549
LOCKHEED MARTIN CORP COM 539830109 955 2,766 SH   SOLE   0 0 2,766
LOWES COS INC COM 548661107 972 4,793 SH   SOLE   0 0 4,793
MARTIN MARIETTA MATLS INC COM 573284106 842 2,465 SH   SOLE   0 0 2,465
MCDONALDS CORP COM 580135101 1,336 5,541 SH   SOLE   0 0 5,541
MICROSOFT CORP COM 594918104 2,677 9,495 SH   SOLE   0 0 9,495
MOODYS CORP COM 615369105 856 2,412 SH   SOLE   0 0 2,412
MORNINGSTAR INC COM 617700109 755 2,916 SH   SOLE   0 0 2,916
PAYCHEX INC COM 704326107 252 2,239 SH   SOLE   0 0 2,239
PHILIP MORRIS INTL INC COM 718172109 1,038 10,949 SH   SOLE   0 0 10,949
PROGRESSIVE CORP COM 743315103 1,138 12,590 SH   SOLE   0 0 12,590
REPUBLIC SVCS INC COM 760759100 1,322 11,012 SH   SOLE   0 0 11,012
RITCHIE BROS AUCTIONEERS COM 767744105 1,165 18,901 SH   SOLE   0 0 18,901
SCHWAB CHARLES CORP COM 808513105 1,488 20,435 SH   SOLE   0 0 20,435
SPLUNK INC COM 848637104 712 4,923 SH   SOLE   0 0 4,923
STARBUCKS CORP COM 855244109 1,420 12,870 SH   SOLE   0 0 12,870
SYSCO CORP COM 871829107 1,633 20,798 SH   SOLE   0 0 20,798
TJX COS INC NEW COM 872540109 767 11,619 SH   SOLE   0 0 11,619
THERMO FISHER SCIENTIFIC INC COM 883556102 243 425 SH   SOLE   0 0 425
TRANSDIGM GROUP INC COM 893641100 960 1,537 SH   SOLE   0 0 1,537
UNION PAC CORP COM 907818108 1,156 5,896 SH   SOLE   0 0 5,896
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 6,346 41,313 SH   SOLE   0 0 41,313
VANGUARD WORLD FD MEGA GRWTH IND 921910816 2,113 9,000 SH   SOLE   0 0 9,000
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 231 4,585 SH   SOLE   0 0 4,585
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,633 44,825 SH   SOLE   0 0 44,825
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 275 3,154 SH   SOLE   0 0 3,154
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 578 11,552 SH   SOLE   0 0 11,552
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 353 6,451 SH   SOLE   0 0 6,451
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 317 803 SH   SOLE   0 0 803
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 629 6,181 SH   SOLE   0 0 6,181
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,143 4,081 SH   SOLE   0 0 4,081
VANGUARD INDEX FDS SM CP VAL ETF 922908611 714 4,216 SH   SOLE   0 0 4,216
VANGUARD INDEX FDS MID CAP ETF 922908629 225 952 SH   SOLE   0 0 952
VANGUARD INDEX FDS GROWTH ETF 922908736 1,518 5,231 SH   SOLE   0 0 5,231
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,104 4,970 SH   SOLE   0 0 4,970
WALMART INC COM 931142103 1,258 9,026 SH   SOLE   0 0 9,026
FIRSTSERVICE CORP NEW COM 33767E202 1,061 5,877 SH   SOLE   0 0 5,877
WORLD GOLD TR SPDR GLD MINIS 98149E204 3,062 175,367 SH   SOLE   0 0 175,367
ALPHABET INC CAP STK CL C 02079K107 2,098 787 SH   SOLE   0 0 787
ALPHABET INC CAP STK CL A 02079K305 559 209 SH   SOLE   0 0 209
ALTISOURCE ASSET MGMT CORP COM 02153X108 274 12,340 SH   SOLE   0 0 12,340
ALTRIA GROUP INC COM 02209S103 947 20,801 SH   SOLE   0 0 20,801
AMERICAN TOWER CORP NEW COM 03027X100 763 2,875 SH   SOLE   0 0 2,875
BLACKROCK INC COM 09247X101 1,411 1,682 SH   SOLE   0 0 1,682
BOOKING HOLDINGS INC COM 09857L108 845 356 SH   SOLE   0 0 356
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 390 2,341 SH   SOLE   0 0 2,341
CME GROUP INC COM 12572Q105 1,035 5,350 SH   SOLE   0 0 5,350
COMCAST CORP NEW CL A 20030N101 1,567 28,011 SH   SOLE   0 0 28,011
CROWN CASTLE INTL CORP NEW COM 22822V101 1,149 6,632 SH   SOLE   0 0 6,632
DIAGEO PLC SPON ADR NEW 25243Q205 1,252 6,485 SH   SOLE   0 0 6,485
EQUINIX INC COM 29444U700 1,152 1,458 SH   SOLE   0 0 1,458
ETSY INC COM 29786A106 1,130 5,435 SH   SOLE   0 0 5,435
FACEBOOK INC CL A 30303M102 1,404 4,136 SH   SOLE   0 0 4,136
FARFETCH LTD ORD SH CL A 30744W107 585 15,600 SH   SOLE   0 0 15,600
INTERCONTINENTAL EXCHANGE IN COM 45866F104 738 6,431 SH   SOLE   0 0 6,431
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 4,175 126,856 SH   SOLE   0 0 126,856
IQVIA HLDGS INC COM 46266C105 314 1,310 SH   SOLE   0 0 1,310
ISHARES INC CORE MSCI EMKT 46434G103 1,386 22,446 SH   SOLE   0 0 22,446
MARATHON PETE CORP COM 56585A102 1,285 20,786 SH   SOLE   0 0 20,786
MARKETAXESS HLDGS INC COM 57060D108 672 1,597 SH   SOLE   0 0 1,597
MASTERCARD INCORPORATED CL A 57636Q104 730 2,098 SH   SOLE   0 0 2,098
MONSTER BEVERAGE CORP NEW COM 61174X109 747 8,412 SH   SOLE   0 0 8,412
PAYPAL HLDGS INC COM 70450Y103 1,288 4,949 SH   SOLE   0 0 4,949
PINTEREST INC CL A 72352L106 962 18,876 SH   SOLE   0 0 18,876
S&P GLOBAL INC COM 78409V104 964 2,269 SH   SOLE   0 0 2,269
SALESFORCE COM INC COM 79466L302 1,254 4,622 SH   SOLE   0 0 4,622
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,326 36,406 SH   SOLE   0 0 36,406
SNAP INC CL A 83304A106 1,042 14,104 SH   SOLE   0 0 14,104
TWITTER INC COM 90184L102 939 15,551 SH   SOLE   0 0 15,551
UBER TECHNOLOGIES INC COM 90353T100 774 17,281 SH   SOLE   0 0 17,281
UNITEDHEALTH GROUP INC COM 91324P102 1,539 3,939 SH   SOLE   0 0 3,939
VAIL RESORTS INC COM 91879Q109 1,398 4,186 SH   SOLE   0 0 4,186
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 541 1,745 SH   SOLE   0 0 1,745
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 786 3,182 SH   SOLE   0 0 3,182
VANGUARD WORLD FDS INF TECH ETF 92204A702 560 1,395 SH   SOLE   0 0 1,395
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 359 3,802 SH   SOLE   0 0 3,802
VERISK ANALYTICS INC COM 92345Y106 804 4,013 SH   SOLE   0 0 4,013
VISA INC COM CL A 92826C839 780 3,502 SH   SOLE   0 0 3,502
WASTE MGMT INC DEL COM 94106L109 1,340 8,970 SH   SOLE   0 0 8,970
ZILLOW GROUP INC CL C CAP STK 98954M200 897 10,177 SH   SOLE   0 0 10,177
WILLIS TOWERS WATSON PLC LTD SHS G96629103 1,148 4,939 SH   SOLE   0 0 4,939
SPOTIFY TECHNOLOGY S A SHS L8681T102 608 2,696 SH   SOLE   0 0 2,696