The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY Equities 88579Y101 527 3,002 SH   SOLE   3,002 0 0
ABBOTT LABS Equities 002824100 3,110 26,328 SH   SOLE   26,268 60 0
ABBVIE INC. Equities 00287Y109 885 8,206 SH   SOLE   8,156 50 0
ACCENTURE PLC Equities G1151C101 1,946 6,082 SH   SOLE   6,082 0 0
ADOBE SYSTEMS, INC. Equities 00724F101 4,039 7,015 SH   SOLE   7,000 15 0
ADVANCED MICRO DEVICES INC Equities 007903107 488 4,740 SH   SOLE   4,740 0 0
ALBEMARLE CORPORATION Equities 012653101 1,088 4,970 SH   SOLE   4,935 35 0
ALLSTATE CORP Equities 020002101 813 6,385 SH   SOLE   6,385 0 0
ALPHABET INC CL A Equities 02079K305 5,470 2,046 SH   SOLE   2,041 5 0
ALPHABET INC CL C Equities 02079K107 632 237 SH   SOLE   237 0 0
AMAZON.COM INC Equities 023135106 3,528 1,074 SH   SOLE   1,072 2 0
AMERICAN EXPRESS CO Equities 025816109 63 375 SH   DFND   375 0 0
AMERICAN EXPRESS CO Equities 025816109 2,575 15,373 SH   SOLE   15,343 30 0
AMERICAN TOWER CORPORATION Equities 03027X100 276 1,040 SH   SOLE   1,040 0 0
AMERICAN WATER WORKS Equities 030420103 1,368 8,090 SH   SOLE   8,050 40 0
AMERISOURCEBERGEN Equities 03073E105 372 3,117 SH   SOLE   3,117 0 0
ANALOG DEVICES Equities 032654105 2,511 14,990 SH   SOLE   14,950 40 0
APPLE COMPUTER INC Equities 037833100 8,428 59,560 SH   SOLE   59,480 80 0
AT&T INC Equities 00206R102 316 11,699 SH   SOLE   11,699 0 0
AT&T INC Equities 00206R102 14 530 SH   DFND   530 0 0
BECTON DICKINSON AND CO Equities 075887109 1,321 5,374 SH   SOLE   5,374 0 0
BRISTOL-MYERS SQUIBB Equities 110122108 433 7,325 SH   SOLE   7,325 0 0
CATERPILLAR INC. Equities 149123101 201 1,048 SH   SOLE   1,048 0 0
CHEVRON CORPORATION Equities 166764100 2,021 19,919 SH   SOLE   19,874 45 0
CHEVRON CORPORATION Equities 166764100 26 257 SH   DFND   257 0 0
COCA COLA CO Equities 191216100 280 5,336 SH   SOLE   5,336 0 0
COMCAST CORP CL A Equities 20030N101 21 378 SH   DFND   378 0 0
COMCAST CORP CL A Equities 20030N101 2,712 48,482 SH   SOLE   48,357 125 0
CONAGRA FOODS INC Equities 205887102 421 12,433 SH   SOLE   12,433 0 0
COSTCO WHOLESALE Equities 22160K105 4,717 10,497 SH   SOLE   10,479 18 0
CUMMINS Equities 231021106 1,839 8,191 SH   SOLE   8,163 28 0
CVS HEALTH CORP Equities 126650100 377 4,442 SH   SOLE   4,442 0 0
DANAHER CORP Equities 235851102 2,739 8,998 SH   SOLE   8,973 25 0
DEERE & CO Equities 244199105 375 1,120 SH   SOLE   1,120 0 0
DOLLAR GENERAL CORP Equities 256677105 1,113 5,245 SH   SOLE   5,210 35 0
EBAY INC Equities 278642103 241 3,453 SH   SOLE   3,453 0 0
ELECTRONIC ARTS INC. Equities 285512109 1,026 7,210 SH   SOLE   7,210 0 0
EMERSON ELEC CO Equities 291011104 254 2,700 SH   SOLE   2,700 0 0
ENERGY SELECT SECTOR SPDR Equities 81369Y506 386 7,410 SH   SOLE   7,410 0 0
EVEREST RE GROUP LTD Equities G3223R108 573 2,286 SH   SOLE   2,286 0 0
EVERSOURCE ENERGY Equities 30040W108 96 1,178 SH   SOLE   1,178 0 0
EVERSOURCE ENERGY Equities 30040W108 107 1,312 SH   DFND   1,312 0 0
EXXON MOBIL CORP. Equities 30231G102 48 820 SH   DFND   820 0 0
EXXON MOBIL CORP. Equities 30231G102 364 6,195 SH   SOLE   6,195 0 0
FACEBOOK Equities 30303M102 1,944 5,728 SH   SOLE   5,706 22 0
FISERV INC Equities 337738108 751 6,925 SH   SOLE   6,925 0 0
GENERAL DYNAMICS Equities 369550108 654 3,337 SH   SOLE   3,307 30 0
GENERAL MILLS INC Equities 370334104 237 3,955 SH   SOLE   3,955 0 0
HOME DEPOT Equities 437076102 4,406 13,423 SH   SOLE   13,403 20 0
HONEYWELL INTERNATIONAL INC. Equities 438516106 437 2,057 SH   SOLE   2,057 0 0
INTERCONTINENTAL EXCHANGE Equities 45866F104 1,388 12,090 SH   SOLE   12,090 0 0
INTERNATIONAL BUSINESS MACHINES Equities 459200101 139 1,000 SH   DFND   1,000 0 0
INTERNATIONAL BUSINESS MACHINES Equities 459200101 229 1,650 SH   SOLE   1,650 0 0
INTUIT INC Equities 461202103 213 395 SH   SOLE   395 0 0
INTUITIVE SURGICAL INC Equities 46120E602 482 485 SH   SOLE   485 0 0
IQ MERGER ARBITRAGE ETF Equities 45409B800 329 10,000 SH   SOLE   10,000 0 0
ISHARES MSCI EM MKTS Equities 464287234 8,004 158,870 SH   SOLE   158,488 240 142
ISHARES MSCI EM MKTS Equities 464287234 22 430 SH   DFND   330 0 100
ISHARES: COHEN & STEERS REIT Equities 464287564 6,101 93,263 SH   SOLE   93,063 200 0
ISHARES: COHEN & STEERS REIT Equities 464287564 16 240 SH   DFND   240 0 0
ISHARES: MSCI EAFE INDEX FUND Equities 464287465 6,282 80,526 SH   SOLE   80,274 150 102
ISHARES: MSCI EAFE INDEX FUND Equities 464287465 36 465 SH   DFND   390 0 75
ISHARES: MSCI EAFE SMALL CAP Equities 464288273 9,510 127,801 SH   SOLE   127,537 125 139
ISHARES: MSCI EAFE SMALL CAP Equities 464288273 33 440 SH   DFND   330 0 110
ISHARES: RUSSELL 1000 GROWTH Equities 464287614 418 1,525 SH   SOLE   1,525 0 0
ISHARES: S&P 500 GROWTH INDEX Equities 464287309 142 1,925 SH   DFND   1,525 0 400
ISHARES: S&P 500 GROWTH INDEX Equities 464287309 14,616 197,750 SH   SOLE   197,210 0 540
ISHARES: S&P 500 INDEX Equities 464287200 312 725 SH   DFND 0 550 0 175
ISHARES: S&P 500 INDEX Equities 464287200 34,136 79,236 SH   SOLE 0 78,994 0 242
ISHARES: S&P 500 VALUE INDEX Equities 464287408 13,120 90,219 SH   SOLE 0 89,963 0 256
ISHARES: S&P 500 VALUE INDEX Equities 464287408 70 480 SH   DFND 0 300 0 180
ISHARES: S&P MID CAP VALUE INDE Equities 464287705 1,905 18,488 SH   SOLE 0 18,421 30 37
ISHARES: S&P MID CAP VALUE INDE Equities 464287705 7 71 SH   DFND 0 45 0 26
ISHARES: S&P MIDCAP 400 INDEX Equities 464287507 40,245 152,982 SH   SOLE 0 152,867 0 115
ISHARES: S&P MIDCAP 400 INDEX Equities 464287507 133 504 SH   DFND 0 419 0 85
ISHARES: S&P MIDCAP GROWTH Equities 464287606 3,522 44,473 SH   SOLE 0 43,973 500 0
ISHARES: S&P SMALL CAP GROWTH Equities 464287887 1,475 11,342 SH   SOLE 0 11,258 50 34
ISHARES: S&P SMALL CAP GROWTH Equities 464287887 8 60 SH   DFND 0 35 0 25
ISHARES: S&P SMALLCAP 600 INDEX Equities 464287804 22,843 209,201 SH   SOLE 0 208,836 225 140
ISHARES: S&P SMALLCAP 600 INDEX Equities 464287804 86 790 SH   DFND 0 690 0 100
JOHNSON & JOHNSON Equities 478160104 887 5,492 SH   SOLE 0 5,492 0 0
JOHNSON & JOHNSON Equities 478160104 9 55 SH   DFND 0 55 0 0
JP MORGAN CHASE & CO. Equities 46625H100 3,740 22,847 SH   SOLE 0 22,797 50 0
JP MORGAN CHASE & CO. Equities 46625H100 199 1,216 SH   DFND 0 1,216 0 0
KIMBERLY-CLARK CORP Equities 494368103 215 1,627 SH   SOLE 0 1,627 0 0
KINDER MORGAN INC Equities 49456B101 234 13,995 SH   SOLE 0 13,800 195 0
KLA CORP Equities 482480100 1,932 5,776 SH   SOLE 0 5,754 22 0
LAM RESEARCH CORP Equities 512807108 1,609 2,827 SH   SOLE 0 2,817 10 0
LENNAR CORP Equities 526057104 351 3,745 SH   SOLE 0 3,745 0 0
LOWES COMPANIES INC. Equities 548661107 561 2,765 SH   SOLE 0 2,765 0 0
MCDONALDS CORP Equities 580135101 418 1,733 SH   SOLE 0 1,733 0 0
MCKESSON HBOC INC. Equities 58155Q103 524 2,629 SH   SOLE 0 2,629 0 0
MEDTRONIC PLC Equities G5960L103 1,057 8,435 SH   SOLE 0 8,400 35 0
MERCK Equities 58933Y105 264 3,520 SH   SOLE 0 3,520 0 0
MICRON TECHNOLOGY INC Equities 595112103 1,392 19,614 SH   SOLE 0 19,524 90 0
MICROSOFT CORP. Equities 594918104 6,215 22,047 SH   SOLE 0 22,017 30 0
MONSTER BEVERAGE.COM Equities 61174X109 664 7,470 SH   SOLE 0 7,400 70 0
MORNINGSTAR INC Equities 617700109 1,666 6,432 SH   SOLE 0 6,402 30 0
NEXTERA ENERGY, INC. Equities 65339F101 2,076 26,442 SH   SOLE 0 26,352 90 0
NIKE INC. Equities 654106103 978 6,735 SH   SOLE 0 6,735 0 0
NORTHROP GRUMMAN Equities 666807102 530 1,472 SH   SOLE 0 1,472 0 0
ORACLE CORP Equities 68389X105 786 9,023 SH   SOLE 0 9,023 0 0
PACKAGING CORP OF AMERICA Equities 695156109 360 2,620 SH   SOLE 0 2,620 0 0
PARKER HANNIFIN CORP Equities 701094104 2,448 8,753 SH   SOLE 0 8,731 22 0
PAYPAL HOLDINGS Equities 70450Y103 833 3,203 SH   SOLE 0 3,203 0 0
PEPSICO INC Equities 713448108 556 3,699 SH   SOLE 0 3,699 0 0
PFIZER INC Equities 717081103 255 5,929 SH   SOLE 0 5,929 0 0
PIMCO 1-5 YEAR US TIPS INDEX ET Equities 72201R205 274 5,000 SH   SOLE 0 5,000 0 0
PIMCO MUNI INC II Equities 72200W106 147 10,000 SH   SOLE 0 10,000 0 0
PPG IND INC Equities 693506107 1,177 8,231 SH   SOLE 0 8,231 0 0
PROCTER & GAMBLE COMPANY Equities 742718109 252 1,806 SH   SOLE 0 1,806 0 0
PROGRESSIVE CORP Equities 743315103 1,006 11,131 SH   SOLE 0 11,081 50 0
QUALCOMM INC. Equities 747525103 1,890 14,650 SH   SOLE 0 14,590 60 0
S&P GLOBAL Equities 78409V104 467 1,100 SH   SOLE 0 1,100 0 0
SKYWORKS SOLUTIONS INC Equities 83088M102 2,233 13,553 SH   SOLE 0 13,508 45 0
SOUTHERN CO Equities 842587107 389 6,277 SH   SOLE 0 6,277 0 0
SPDR BARCLAY'S CONVERTIBLE Equities 78464A359 1,019 11,940 SH   SOLE 0 11,940 0 0
STANDARD & POORS DEP. RECEIPTS Equities 78462F103 369 860 SH   SOLE 0 860 0 0
STRYKER CORP Equities 863667101 1,981 7,513 SH   SOLE 0 7,488 25 0
T.ROWE PRICE GROUP INC Equities 74144T108 222 1,130 SH   SOLE 0 1,130 0 0
TAIWAN SEMICONDUCTOR ADR Equities 874039100 391 3,500 SH   SOLE 0 3,500 0 0
TECHNOLOGY SELECT SECTOR SPDR Equities 81369Y803 215 1,440 SH   SOLE 0 1,315 125 0
THERMO FISHER SCIENTIFIC CORP Equities 883556102 607 1,063 SH   SOLE 0 1,063 0 0
TRAVELERS COMPANIES INC Equities 89417E109 650 4,275 SH   SOLE 0 4,275 0 0
TRAVELERS COMPANIES INC Equities 89417E109 0 2 SH   DFND 0 2 0 0
UNION PAC CORP Equities 907818108 78 400 SH   DFND 0 400 0 0
UNION PAC CORP Equities 907818108 251 1,283 SH   SOLE 0 1,283 0 0
UNITED HEALTH GROUP Equities 91324P102 1,021 2,613 SH   SOLE 0 2,596 17 0
VANGUARD INDEX FDS GROWTH ETF Equities 922908736 479 1,650 SH   SOLE 0 1,650 0 0
VANGUARD INTERM-TERM BOND ETF Equities 921937819 18,187 203,343 SH   SOLE 0 202,698 250 395
VANGUARD INTERM-TERM BOND ETF Equities 921937819 118 1,320 SH   DFND 0 1,170 0 150
VANGUARD REIT FUND Equities 922908553 437 4,294 SH   SOLE 0 4,294 0 0
VANGUARD SHT-TRM INFL-PROT ETF Equities 922020805 11,129 211,658 SH   SOLE 0 211,653 0 5
VANGUARD SHT-TRM INFL-PROT ETF Equities 922020805 3 50 SH   DFND 0 0 0 50
VANGUARD TOTAL STOCK MARKET FUN Equities 922908769 360 1,622 SH   SOLE 0 1,622 0 0
VERIZON COMMUNICATIONS Equities 92343V104 1,125 20,823 SH   SOLE 0 20,723 100 0
VERIZON COMMUNICATIONS Equities 92343V104 23 425 SH   DFND 0 425 0 0
VISA INC Equities 92826C839 3,768 16,917 SH   SOLE 0 16,882 35 0
WAL MART STORES, INC Equities 931142103 2,129 15,273 SH   SOLE 0 15,228 45 0
WALT DISNEY COMPANY Equities 254687106 2,180 12,888 SH   SOLE 0 12,838 50 0
WASTE MANAGEMENT INC. Equities 94106L109 417 2,795 SH   SOLE 0 2,795 0 0
WATERS CORP. Equities 941848103 1,824 5,104 SH   SOLE 0 5,094 10 0
WEC ENERGY GROUP INC Equities 92939U106 322 3,650 SH   SOLE 0 3,650 0 0
WEC ENERGY GROUP INC Equities 92939U106 25 282 SH   DFND 0 282 0 0
WELLS FARGO & CO. Equities 949746101 2,185 47,076 SH   SOLE 0 47,076 0 0
WILLIAMS-SONOMA INC Equities 969904101 1,927 10,866 SH   SOLE 0 10,816 50 0