The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Common Stock 002824100   443,499 3,890 SH   SOLE   3,890 0 0
AbbVie Inc Common Stock 00287Y109   1,207,195 6,113 SH   SOLE   6,113 0 0
Adobe Systems Inc Common Stock 00724F101   365,035 705 SH   SOLE   705 0 0
Air Products & Chemicials Inc Common Stock 009158106   350,738 1,178 SH   SOLE   1,178 0 0
Alphabet Inc Cap Stk Class C Common Stock 02079K107   531,163 3,177 SH   SOLE   3,177 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305   1,621,681 9,778 SH   SOLE   9,778 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305   66,340 400 SH   OTR   400 0 0
Amazon Com Inc Common Stock 023135106   346,574 1,860 SH   SOLE   1,860 0 0
American Electric Power Inc Common Stock 025537101   346,275 3,375 SH   SOLE   3,375 0 0
Apollo Global Management Inc Common Stock 03769M106   190,738 1,527 SH   OTR   1,527 0 0
Apollo Global Management Inc Common Stock 03769M106   3,402,548 27,240 SH   SOLE   27,240 0 0
Apple Inc Common Stock 037833100   203,176 872 SH   OTR   872 0 0
Apple Inc Common Stock 037833100   5,079,167 21,799 SH   SOLE   21,799 0 0
Armstrong World Industries Common Stock 04247X102   349,735 2,661 SH   SOLE   2,661 0 0
Automatic Data Processing Inc Common Stock 053015103   332,076 1,200 SH   SOLE   1,200 0 0
Avantis Emerging Markets Equity ETF Exchange Traded Fund 025072604   226,100 3,500 SH   SOLE   3,500 0 0
Avantis International Equity ETF Exchange Traded Fund 025072703   14,670,387 218,863 SH   SOLE   218,863 0 0
Avantis Intl Small Cap Value ETF Exchange Traded Fund 025072802   3,886,002 54,988 SH   SOLE   54,988 0 0
Avantis US Large Cap Value ETF Exchange Traded Fund 025072349   10,380,140 157,681 SH   SOLE   157,681 0 0
Avantis US Small Cap Value ETF Exchange Traded Fund 025072877   5,948,708 61,998 SH   SOLE   61,998 0 0
Bank of America Corp Common Stock 060505104   63,488 1,600 SH   OTR   1,600 0 0
Bank of America Corp Common Stock 060505104   1,227,620 30,938 SH   SOLE   30,938 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702   5,097,840 11,076 SH   SOLE   11,076 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702   141,300 307 SH   OTR   307 0 0
Black Hills Corp Common Stock 092113109   335,121 5,483 SH   SOLE   5,483 0 0
BlackRock Core Bond Fixed Income ETF 09249E101   481,600 40,000 SH   SOLE   40,000 0 0
BlackRock Inc Common Stock 09247X101   213,640 225 SH   SOLE   225 0 0
Blackrock Taxable Municipal Bond Trust Fixed Income ETF 09248X100   1,041,508 58,446 SH   SOLE   58,446 0 0
Blackstone Inc Common Stock 09260D107   122,504 800 SH   OTR   800 0 0
Blackstone Inc Common Stock 09260D107   2,433,695 15,893 SH   SOLE   15,893 0 0
Bristol Myers Squibb Co Common Stock 110122108   475,749 9,195 SH   SOLE   9,195 0 0
Broadcom Inc Common Stock 11135F101   434,700 2,520 SH   SOLE   2,520 0 0
Cambria Shareholder Yield ETF Exchange Traded Fund 132061201   364,890 5,042 SH   SOLE   5,042 0 0
Caterpillar Inc Common Stock 149123101   1,834,744 4,691 SH   SOLE   4,691 0 0
Caterpillar Inc Common Stock 149123101   453,699 1,160 SH   OTR   1,160 0 0
CENCORA, INC. Common Stock 03073E105   225,080 1,000 SH   SOLE   1,000 0 0
Chevron Corp Common Stock 166764100   639,741 4,344 SH   SOLE   4,344 0 0
Cisco Systems Inc Common Stock 17275R102   515,010 9,677 SH   SOLE   9,677 0 0
Conocophillips Common Stock 20825C104   258,884 2,459 SH   SOLE   2,459 0 0
CSX Corp Common Stock 126408103   1,398,465 40,500 SH   SOLE   40,500 0 0
Cummins Inc Common Stock 231021106   518,064 1,600 SH   SOLE   1,600 0 0
Deere & Co Common Stock 244199105   249,563 598 SH   SOLE   598 0 0
Dimensional California Municipal Bond ETF Fixed Income ETF 25434V633   557,480 11,000 SH   SOLE   11,000 0 0
Dimensional International Core Equity Market ETF Exchange Traded Fund 25434V203   330,798 10,409 SH   SOLE   10,409 0 0
Dimensional US Core Equity Market ETF Exchange Traded Fund 25434V104   791,577 19,944 SH   SOLE   19,944 0 0
Dimensional US Marketwide Value ETF Exchange Traded Fund 25434V724   5,597,049 134,254 SH   SOLE   134,254 0 0
Dimensional US Small Cap ETF Exchange Traded Fund 25434V500   6,817,045 105,104 SH   SOLE   105,104 0 0
Dimensional World EX US Core Equity 2 ETF Exchange Traded Fund 25434V880   8,443,218 312,596 SH   SOLE   312,596 0 0
Dollar General Common Stock 256677105   264,958 3,133 SH   SOLE   3,133 0 0
Dollar Tree Inc Common Stock 256746108   360,179 5,122 SH   SOLE   5,122 0 0
Electronic Arts Inc Common Stock 285512109   326,183 2,274 SH   SOLE   2,274 0 0
Eli Lilly & Co Common Stock 532457108   1,104,767 1,247 SH   SOLE   1,247 0 0
Emerson Electric Co Common Stock 291011104   32,702 299 SH   SOLE   299 0 0
Emerson Electric Co Common Stock 291011104   196,866 1,800 SH   OTR   1,800 0 0
Envirochem, Inc Common Stock 29403U105   3 27,500 SH   SOLE   27,500 0 0
Expedia Group Inc Common Stock 30212P303   618,132 4,176 SH   SOLE   4,176 0 0
Exxon Mobil Corp Common Stock 30231G102   157,661 1,345 SH   OTR   1,345 0 0
Exxon Mobil Corp Common Stock 30231G102   875,933 7,473 SH   SOLE   7,473 0 0
GE AEROSPACE Common Stock 369604301   230,445 1,222 SH   SOLE   1,222 0 0
GE AEROSPACE Common Stock 369604301   74,489 395 SH   OTR   395 0 0
General Dynamics Corp Common Stock 369550108   446,349 1,477 SH   SOLE   1,477 0 0
Hingham Institution For Saving Common Stock 433323102   299,271 1,230 SH   SOLE   1,230 0 0
Home Depot Inc Common Stock 437076102   431,943 1,066 SH   SOLE   1,066 0 0
Huntington Bancshares Inc Common Stock 446150104   233,230 15,866 SH   OTR   15,866 0 0
International Business Machines Common Stock 459200101   298,458 1,350 SH   SOLE   1,350 0 0
International Business Machines Common Stock 459200101   370,309 1,675 SH   OTR   1,675 0 0
Invesco DB Agriculture Fund Exchange Traded Fund 46140H106   514,808 19,732 SH   SOLE   19,732 0 0
Invesco S&P 500 Equal Weight ETF Exchange Traded Fund 46137V357   2,853,840 15,929 SH   SOLE   15,929 0 0
iShares California Muni Bond ETF Fixed Income ETF 464288356   581,100 10,000 SH   SOLE   10,000 0 0
Ishares Core MSCI EAFE ETF Exchange Traded Fund 46432F842   671,776 8,607 SH   SOLE   8,607 0 0
iShares Core MSCI International Exchange Traded Fund 46435G326   15,822,147 223,382 SH   SOLE   223,382 0 0
IShares Core S&P 500 ETF Exchange Traded Fund 464287200   268,221 465 SH   SOLE   465 0 0
IShares Core S&P Mid-Cap ETF Exchange Traded Fund 464287507   721,354 11,575 SH   SOLE   11,575 0 0
iShares Gold Trust Exchange Traded Fund 464285204   323,050 6,500 SH   SOLE   6,500 0 0
IShares Msci Eafe Index Fund Exchange Traded Fund 464287465   215,264 2,574 SH   SOLE   2,574 0 0
IShares MSCI Emerging Markets Exchange Traded Fund 464287234   789,847 17,223 SH   SOLE   17,223 0 0
IShares National Muni Bond ETF Fixed Income ETF 464288414   1,289,438 11,870 SH   SOLE   11,870 0 0
IShares National Muni Bond ETF Fixed Income ETF 464288414   73,977 681 SH   OTR   681 0 0
IShares Russell 1000 Growth Index Fund Exchange Traded Fund 464287614   2,601,008 6,929 SH   SOLE   6,929 0 0
IShares Russell 2000 Growth Fund Exchange Traded Fund 464287648   897,156 3,159 SH   SOLE   3,159 0 0
IShares Russell MidCap Growth Exchange Traded Fund 464287481   1,793,364 15,290 SH   SOLE   15,290 0 0
iShares S&P 500 Growth ETF Exchange Traded Fund 464287309   1,054,399 11,012 SH   SOLE   11,012 0 0
J P Morgan Chase & Co Common Stock 46625H100   99,315 471 SH   OTR   471 0 0
J P Morgan Chase & Co Common Stock 46625H100   1,713,870 8,128 SH   SOLE   8,128 0 0
Johnson & Johnson Common Stock 478160104   659,098 4,067 SH   SOLE   4,067 0 0
Johnson & Johnson Common Stock 478160104   160,926 993 SH   OTR   993 0 0
KKR & Company Inc Common Stock 48251W104   1,813,495 13,888 SH   SOLE   13,888 0 0
Lockheed Martin Corp Common Stock 539830109   536,626 918 SH   SOLE   918 0 0
Lockheed Martin Corp Common Stock 539830109   43,842 75 SH   OTR   75 0 0
Lowes Companies Inc Common Stock 548661107   426,318 1,574 SH   SOLE   1,574 0 0
Marathon Petroleum Corp Common Stock 56585A102   268,476 1,648 SH   SOLE   1,648 0 0
Mastercard Inc Common Stock 57636Q104   1,402,886 2,841 SH   SOLE   2,841 0 0
Mastercard Inc Common Stock 57636Q104   203,446 412 SH   OTR   412 0 0
McDonalds Corp Common Stock 580135101   462,551 1,519 SH   SOLE   1,519 0 0
Merck and Co Inc Common Stock 58933Y105   365,209 3,216 SH   SOLE   3,216 0 0
Meta Platforms Inc Common Stock 30303M102   947,388 1,655 SH   SOLE   1,655 0 0
Meta Platforms Inc Common Stock 30303M102   200,354 350 SH   OTR   350 0 0
Microsoft Corp Common Stock 594918104   129,090 300 SH   OTR   300 0 0
Microsoft Corp Common Stock 594918104   2,599,012 6,040 SH   SOLE   6,016 0 24
Minnehaha Banshares Inc-Common Common Stock 603995002   1,811,865 9,174 SH   SOLE   9,174 0 0
Monster Beverage Common Stock 61174X109   375,624 7,200 SH   SOLE   7,200 0 0
Monster Beverage Common Stock 61174X109   57,909 1,110 SH   OTR   1,110 0 0
Nextera Energy Inc Common Stock 65339F101   415,719 4,918 SH   SOLE   4,918 0 0
Nike Common Stock 654106103   324,163 3,667 SH   SOLE   3,667 0 0
NVIDIA Corp Common Stock 67066G104   569,554 4,690 SH   SOLE   4,690 0 0
Oracle Corp Common Stock 68389X105   340,800 2,000 SH   OTR   2,000 0 0
Oracle Corp Common Stock 68389X105   1,841,683 10,808 SH   SOLE   10,808 0 0
O'Reilly Automotive Inc Common Stock 67103H107   548,162 476 SH   SOLE   476 0 0
O'Reilly Automotive Inc Common Stock 67103H107   161,224 140 SH   OTR   140 0 0
Paypal Holdings Inc Common Stock 70450Y103   234,012 2,999 SH   SOLE   2,999 0 0
Pepsico Inc Common Stock 713448108   480,561 2,826 SH   SOLE   2,826 0 0
Pfizer Inc Common Stock 717081103   249,318 8,615 SH   SOLE   8,615 0 0
Philip Morris International Common Stock 718172109   694,044 5,717 SH   SOLE   5,717 0 0
Phillips 66 Common Stock 718546104   418,537 3,184 SH   SOLE   3,184 0 0
Procter & Gamble Co Common Stock 742718109   768,315 4,436 SH   SOLE   4,436 0 0
Qualcomm Inc Common Stock 747525103   127,538 750 SH   OTR   750 0 0
Qualcomm Inc Common Stock 747525103   109,172 642 SH   SOLE   642 0 0
Salesforce, Inc Common Stock 79466L302   328,452 1,200 SH   SOLE   1,200 0 0
Schwab U.S. Large-Cap Growth ETF Exchange Traded Fund 808524300   6,081,612 58,376 SH   SOLE   58,376 0 0
Servicenow Inc Common Stock 81762P102   661,849 740 SH   SOLE   740 0 0
Sherwin Williams Co Common Stock 824348106   1,404,927 3,681 SH   SOLE   3,681 0 0
Simon Property Group Inc Common Stock 828806109   425,085 2,515 SH   SOLE   2,515 0 0
Simon Property Group Inc Common Stock 828806109   76,059 450 SH   OTR   450 0 0
SPDR Dow Jones Industrial Ave ETF Trust Exchange Traded Fund 78467X109   298,300 705 SH   OTR   705 0 0
SPDR Dow Jones Industrial Ave ETF Trust Exchange Traded Fund 78467X109   336,804 796 SH   SOLE   796 0 0
SPDR Gold Trust Exchange Traded Fund 78463V107   486,120 2,000 SH   SOLE   2,000 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   516,384 900 SH   OTR   900 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   2,885,439 5,029 SH   SOLE   5,029 0 0
Starbucks Corporation Common Stock 855244109   613,407 6,292 SH   SOLE   6,292 0 0
Steven Madden LTD Common Stock 556269108   396,819 8,100 SH   SOLE   8,100 0 0
Target Corp Common Stock 87612E106   368,141 2,362 SH   SOLE   2,362 0 0
Target Corp Common Stock 87612E106   93,516 600 SH   OTR   600 0 0
The Travelers Companies Inc Common Stock 89417E109   596,772 2,549 SH   SOLE   2,549 0 0
TJX Companies Inc Common Stock 872540109   752,256 6,400 SH   SOLE   6,400 0 0
Uber Technologies Inc Common Stock 90353T100   928,752 12,357 SH   SOLE   12,357 0 0
Union Pacific Corp Common Stock 907818108   1,246,203 5,056 SH   SOLE   5,056 0 0
UnitedHealth Group Inc Common Stock 91324P102   950,105 1,625 SH   SOLE   1,625 0 0
Vanguard 500 Index Fund ETF Exchange Traded Fund 922908363   23,003,774 43,595 SH   SOLE   43,595 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858   21,124 400 SH   OTR   400 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858   901,572 17,072 SH   SOLE   17,072 0 0
Vanguard Growth Vipers Fund ETF Exchange Traded Fund 922908736   1,312,657 3,419 SH   SOLE   3,419 0 0
Vanguard Mid-Cap Index ETF Exchange Traded Fund 922908629   9,078,918 34,412 SH   SOLE   34,412 0 0
Vanguard Real Estate ETF Exchange Traded Fund 922908553   772,346 7,928 SH   SOLE   7,928 0 0
Vanguard Small-Cap Value ETF Exchange Traded Fund 922908611   487,494 2,428 SH   SOLE   2,428 0 0
Vanguard Value ETF Exchange Traded Fund 922908744   7,508,256 43,010 SH   SOLE   43,010 0 0
Vanguard Whitehall Funds High Dividend Yield Etf Exchange Traded Fund 921946406   831,249 6,484 SH   SOLE   6,484 0 0
Visa Inc Common Stock 92826C839   3,533,657 12,852 SH   SOLE   12,852 0 0
Vornado Realty Trust Common Stock 929042109   603,253 15,311 SH   SOLE   15,311 0 0
WalMart Inc Common Stock 931142103   157,463 1,950 SH   OTR   1,950 0 0
WalMart Inc Common Stock 931142103   164,246 2,034 SH   SOLE   2,034 0 0
Walt Disney Co/The Common Stock 254687106   25,971 270 SH   OTR   270 0 0
Walt Disney Co/The Common Stock 254687106   954,109 9,919 SH   SOLE   9,919 0 0
Waste Management Inc Common Stock 94106L109   436,998 2,105 SH   SOLE   2,105 0 0
Wells Fargo & Co Common Stock 949746101   798,599 14,137 SH   SOLE   14,137 0 0
WisdomTree US Quality Dividend Growth ETF Exchange Traded Fund 97717X669   283,413 3,406 SH   SOLE   3,406 0 0
Xcel Energy Inc Common Stock 98389B100   222,281 3,404 SH   SOLE   3,404 0 0