The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Ttl Stk ETF 922908769 87,317 462,925 SH   SOLE 0 462,925 0 0
iShs Brclys 7-10Tsy ETF 464287440 52,112 509,403 SH   SOLE 0 509,403 0 0
Schwab Inter Tsy ETF 808524854 14,297 277,072 SH   SOLE 0 277,072 0 0
Vanguard FTSE All ETF 922042775 10,293 206,018 SH   SOLE 0 206,018 0 0
SPDR Brcy 1-3 Tsy ETF 78464A680 7,036 76,911 SH   SOLE 0 76,911 0 0
Schwab US Brd ETF 808524102 5,723 129,516 SH   SOLE 0 129,516 0 0
Schwab Intl Equity ETF 808524805 2,505 79,643 SH   SOLE 0 79,643 0 0
Apple COM 037833100 548 4,011 SH   SOLE 0 4,011 0 0
SPDRS&P 500 ETF 78462F103 542 1,437 SH   SOLE 0 1,437 0 0
Microsoft COM 594918104 271 1,056 SH   SOLE 0 1,056 0 0
iShs S&P 500 ETF 464287200 235 620 SH   SOLE 0 620 0 0