The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   1,380,188 6,989 SH   SOLE   6,974 0 15
ABBVIE INC COM 00287Y109   263,241 1,333 SH   SOLE   0 0 1,333
ADOBE INC COM 00724F101   342,770 662 SH   SOLE   0 0 662
ALPHABET INC CAP STK CL C 02079K107   1,316,788 7,876 SH   SOLE   7,355 0 521
ALPHABET INC CAP STK CL A 02079K305   4,415,664 26,624 SH   SOLE   26,124 0 500
ALPHABET INC CAP STK CL A 02079K305   1,057,792 6,378 SH   SOLE   0 0 6,378
ALPHABET INC CAP STK CL C 02079K107   300,942 1,800 SH   SOLE   0 0 1,800
ALTRIA GROUP INC COM 02209S103   465,536 9,121 SH   SOLE   0 0 9,121
AMAZON COM INC COM 023135106   545,015 2,925 SH   SOLE   0 0 2,925
AMAZON COM INC COM 023135106   4,540,391 24,367 SH   SOLE   23,569 0 798
AMERICAN ELEC PWR CO INC COM 025537101   453,595 4,421 SH   SOLE   0 0 4,421
AMERICAN EXPRESS CO COM 025816109   253,864 936 SH   SOLE   936 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   242,612 1,659 SH   SOLE   1,659 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   191,136 1,307 SH   SOLE   0 0 1,307
AMGEN INC COM 031162100   522,947 1,623 SH   SOLE   1,395 0 228
AMGEN INC COM 031162100   156,594 486 SH   SOLE   0 0 486
ANALOG DEVICES INC COM 032654105   795,468 3,456 SH   SOLE   3,444 0 12
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   204,836 3,090 SH   SOLE   0 0 3,090
APPLE INC COM 037833100   2,538,302 10,894 SH   SOLE   0 0 10,894
APPLE INC COM 037833100   13,730,608 58,930 SH   SOLE   56,811 0 2,119
APPLIED MATLS INC COM 038222105   9,900 49 SH   SOLE   0 0 49
APPLIED MATLS INC COM 038222105   478,226 2,367 SH   SOLE   2,367 0 0
ARK ETF TR NEXT GNRTN INTER 00214Q401   1,577,714 18,533 SH   SOLE   18,440 0 93
ASML HOLDING N V N Y REGISTRY SHS N07059210   210,812 253 SH   SOLE   0 0 253
AT&T INC COM 00206R102   414,766 18,853 SH   SOLE   0 0 18,853
AUTOMATIC DATA PROCESSING IN COM 053015103   232,363 840 SH   SOLE   840 0 0
BANK AMERICA CORP COM 060505104   47,259 1,191 SH   SOLE   0 0 1,191
BANK AMERICA CORP COM 060505104   243,734 6,142 SH   SOLE   6,142 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,581,035 9,953 SH   SOLE   9,911 0 42
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   426,201 926 SH   SOLE   0 0 926
BLACKROCK INC COM 09247X101   877,347 924 SH   SOLE   921 0 3
BROADCOM INC COM 11135F101   186,818 1,083 SH   SOLE   0 0 1,083
BROADCOM INC COM 11135F101   739,335 4,286 SH   SOLE   4,214 0 72
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   219,666 6,269 SH   SOLE   0 0 6,269
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   16,300,050 604,377 SH   SOLE   595,659 0 8,718
CARDINAL HEALTH INC COM 14149Y108   1,443,801 13,064 SH   SOLE   13,064 0 0
CATERPILLAR INC COM 149123101   406,948 1,040 SH   SOLE   1,040 0 0
CHEVRON CORP NEW COM 166764100   222,967 1,514 SH   SOLE   1,452 0 62
CHEVRON CORP NEW COM 166764100   321,196 2,181 SH   SOLE   0 0 2,181
CINCINNATI FINL CORP COM 172062101   606,415 4,455 SH   SOLE   0 0 4,455
CINTAS CORP COM 172908105   712,345 3,460 SH   SOLE   0 0 3,460
CITIZENS FINL GROUP INC COM 174610105   347,616 8,464 SH   SOLE   0 0 8,464
CME GROUP INC COM 12572Q105   211,603 959 SH   SOLE   0 0 959
COCA COLA CO COM 191216100   517,464 7,201 SH   SOLE   0 0 7,201
COCA COLA CO COM 191216100   2,383,012 33,162 SH   SOLE   33,162 0 0
CONSTELLATION BRANDS INC CL A 21036P108   709,163 2,752 SH   SOLE   2,752 0 0
CORNING INC COM 219350105   562,550 12,460 SH   SOLE   12,460 0 0
COSTCO WHSL CORP NEW COM 22160K105   909,668 1,026 SH   SOLE   1,017 0 9
COSTCO WHSL CORP NEW COM 22160K105   883,860 997 SH   SOLE   0 0 997
DEERE & CO COM 244199105   526,416 1,261 SH   SOLE   1,261 0 0
DISNEY WALT CO COM 254687106   1,344,296 13,975 SH   SOLE   13,534 0 441
DISNEY WALT CO COM 254687106   246,920 2,567 SH   SOLE   0 0 2,567
DOMINION ENERGY INC COM 25746U109   236,997 4,101 SH   SOLE   0 0 4,101
DUKE ENERGY CORP NEW COM NEW 26441C204   376,224 3,263 SH   SOLE   0 0 3,263
EATON CORP PLC SHS G29183103   1,133,515 3,420 SH   SOLE   3,325 0 95
ELI LILLY & CO COM 532457108   1,270,438 1,434 SH   SOLE   1,434 0 0
ENTERGY CORP NEW COM 29364G103   400,621 3,044 SH   SOLE   0 0 3,044
EQUIFAX INC COM 294429105   235,088 800 SH   SOLE   800 0 0
EVERSOURCE ENERGY COM 30040W108   266,076 3,910 SH   SOLE   0 0 3,910
EXXON MOBIL CORP COM 30231G102   494,375 4,217 SH   SOLE   4,217 0 0
EXXON MOBIL CORP COM 30231G102   134,803 1,150 SH   SOLE   0 0 1,150
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   225,746 1,294 SH   SOLE   1,294 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   262,638 4,232 SH   SOLE   0 0 4,232
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   323,597 5,214 SH   SOLE   5,214 0 0
FIFTH THIRD BANCORP COM 316773100   421,845 9,847 SH   SOLE   0 0 9,847
FIRSTENERGY CORP COM 337932107   230,930 5,207 SH   SOLE   0 0 5,207
FORD MTR CO COM 345370860   146,319 13,856 SH   SOLE   0 0 13,856
GENERAL MLS INC COM 370334104   272,285 3,687 SH   SOLE   0 0 3,687
GILEAD SCIENCES INC COM 375558103   529,625 6,317 SH   SOLE   6,317 0 0
GILEAD SCIENCES INC COM 375558103   44,016 525 SH   SOLE   0 0 525
GLOBAL X FDS CYBRSCURTY ETF 37954Y384   676,598 21,861 SH   SOLE   21,760 0 101
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   383,102 5,521 SH   SOLE   5,521 0 0
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   1,260,307 39,201 SH   SOLE   39,191 0 10
GOLDMAN SACHS GROUP INC COM 38141G104   211,907 428 SH   SOLE   420 0 8
GRAHAM HLDGS CO COM CL B 384637104   322,307 392 SH   SOLE   392 0 0
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   242,552 4,803 SH   SOLE   4,803 0 0
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   4,887,490 124,048 SH   SOLE   123,013 0 1,035
HARTFORD FINL SVCS GROUP INC COM 416515104   276,972 2,355 SH   SOLE   0 0 2,355
HCA HEALTHCARE INC COM 40412C101   446,667 1,099 SH   SOLE   0 0 1,099
HOME DEPOT INC COM 437076102   1,203,654 2,971 SH   SOLE   2,950 0 21
HOME DEPOT INC COM 437076102   547,830 1,352 SH   SOLE   0 0 1,352
HONEYWELL INTL INC COM 438516106   925,647 4,478 SH   SOLE   4,433 0 45
INTERNATIONAL BUSINESS MACHS COM 459200101   365,445 1,653 SH   SOLE   0 0 1,653
INTERNATIONAL PAPER CO COM 460146103   464,564 9,510 SH   SOLE   0 0 9,510
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   22,686,109 112,951 SH   SOLE   111,255 0 1,695
INVESCO QQQ TR UNIT SER 1 46090E103   394,218 808 SH   SOLE   808 0 0
IQVIA HLDGS INC COM 46266C105   433,181 1,828 SH   SOLE   1,828 0 0
ISHARES INC MSCI EMRG CHN 46434G764   5,762,298 94,294 SH   SOLE   92,927 0 1,367
ISHARES TR JPMORGAN USD EMG 464288281   271,101 2,897 SH   SOLE   0 0 2,897
ISHARES TR NATIONAL MUN ETF 464288414   2,320,771 21,364 SH   SOLE   21,364 0 0
ISHARES TR U.S. MED DVC ETF 464288810   612,469 10,342 SH   SOLE   10,336 0 6
ISHARES TR RUS MDCP VAL ETF 464287473   397,808 3,008 SH   SOLE   0 0 3,008
ISHARES TR RUS 1000 GRW ETF 464287614   2,092,744 5,575 SH   SOLE   5,575 0 0
ISHARES TR S&P SML 600 GWT 464287887   407,869 2,924 SH   SOLE   2,900 0 24
ISHARES TR MSCI USA QLT FCT 46432F339   473,789 2,642 SH   SOLE   2,642 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   1,599,202 22,018 SH   SOLE   22,018 0 0
ISHARES TR CORE S&P US GWT 464287671   2,101,169 15,929 SH   SOLE   15,929 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   2,756,706 27,370 SH   SOLE   25,735 0 1,635
ISHARES TR CORE DIV GRWTH 46434V621   2,171,288 34,635 SH   SOLE   33,978 0 657
ISHARES TR SHRT NAT MUN ETF 464288158   204,097 1,922 SH   SOLE   0 0 1,922
ISHARES TR CORE S&P SCP ETF 464287804   4,555,063 38,945 SH   SOLE   38,316 0 629
ISHARES TR S&P 500 VAL ETF 464287408   2,080,209 10,550 SH   SOLE   10,550 0 0
ISHARES TR U S EQUITY FACTR 46434V282   256,296 4,361 SH   SOLE   4,361 0 0
ISHARES TR CORE S&P TTL STK 464287150   219,734 1,749 SH   SOLE   1,749 0 0
ISHARES TR CORE S&P500 ETF 464287200   6,849,724 11,875 SH   SOLE   11,837 0 38
ISHARES TR 0-5YR HI YL CP 46434V407   745,000 17,158 SH   SOLE   0 0 17,158
ISHARES TR S&P MC 400GR ETF 464287606   233,043 2,535 SH   SOLE   2,535 0 0
ISHARES TR ISHARES BIOTECH 464287556   221,458 1,521 SH   SOLE   1,521 0 0
ISHARES TR EXPANDED TECH 464287515   801,023 8,963 SH   SOLE   8,963 0 0
ISHARES TR CORE S&P MCP ETF 464287507   10,599,686 170,085 SH   SOLE   165,781 0 4,304
ISHARES TR S&P 500 GRWT ETF 464287309   27,710,794 289,408 SH   SOLE   283,972 0 5,436
ISHARES TR IBOXX HI YD ETF 464288513   1,420,909 17,695 SH   SOLE   0 0 17,695
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   20,874,221 350,768 SH   SOLE   344,669 0 6,099
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134   239,029 3,620 SH   SOLE   0 0 3,620
JOHNSON & JOHNSON COM 478160104   744,522 4,594 SH   SOLE   4,363 0 231
JPMORGAN CHASE & CO. COM 46625H100   670,957 3,182 SH   SOLE   0 0 3,182
JPMORGAN CHASE & CO. COM 46625H100   2,858,183 13,555 SH   SOLE   13,262 0 293
LINDE PLC SHS G54950103   76,298 160 SH   SOLE   0 0 160
LINDE PLC SHS G54950103   236,046 495 SH   SOLE   383 0 112
LITHIUM AMERICAS ARGENTINA C COM SHS 53681K100   89,875 27,569 SH   SOLE   100 0 27,469
LITHIUM AMERS CORP NEW COM SHS 53681J103   74,639 27,644 SH   SOLE   100 0 27,544
LOCKHEED MARTIN CORP COM 539830109   564,685 966 SH   SOLE   0 0 966
LOWES COS INC COM 548661107   498,364 1,840 SH   SOLE   1,827 0 13
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   238,887 2,491 SH   SOLE   0 0 2,491
M & T BK CORP COM 55261F104   1,032,894 5,799 SH   SOLE   5,799 0 0
MARATHON PETE CORP COM 56585A102   261,471 1,605 SH   SOLE   0 0 1,605
MASTERCARD INCORPORATED CL A 57636Q104   576,758 1,168 SH   SOLE   0 0 1,168
MASTERCARD INCORPORATED CL A 57636Q104   217,766 441 SH   SOLE   441 0 0
MCDONALDS CORP COM 580135101   908,975 2,985 SH   SOLE   2,959 0 26
MCDONALDS CORP COM 580135101   373,938 1,228 SH   SOLE   0 0 1,228
MERCADOLIBRE INC COM 58733R102   420,652 205 SH   SOLE   205 0 0
MERCK & CO INC COM 58933Y105   289,692 2,551 SH   SOLE   0 0 2,551
MERCK & CO INC COM 58933Y105   910,004 8,013 SH   SOLE   7,738 0 275
META PLATFORMS INC CL A 30303M102   159,711 279 SH   SOLE   0 0 279
META PLATFORMS INC CL A 30303M102   2,946,450 5,147 SH   SOLE   5,147 0 0
METLIFE INC COM 59156R108   326,868 3,963 SH   SOLE   0 0 3,963
MICROSOFT CORP COM 594918104   2,065,009 4,799 SH   SOLE   0 0 4,799
MICROSOFT CORP COM 594918104   5,196,671 12,077 SH   SOLE   11,672 0 405
MONDELEZ INTL INC CL A 609207105   512,228 6,953 SH   SOLE   6,920 0 33
NEXTERA ENERGY INC COM 65339F101   221,469 2,620 SH   SOLE   0 0 2,620
NORTHROP GRUMMAN CORP COM 666807102   203,307 385 SH   SOLE   324 0 61
NORTHROP GRUMMAN CORP COM 666807102   248,721 471 SH   SOLE   0 0 471
NVIDIA CORPORATION COM 67066G104   552,188 4,547 SH   SOLE   0 0 4,547
NVIDIA CORPORATION COM 67066G104   4,133,980 34,041 SH   SOLE   33,928 0 113
NXP SEMICONDUCTORS N V COM N6596X109   204,009 850 SH   SOLE   0 0 850
ON HLDG AG NAMEN AKT A H5919C104   230,690 4,600 SH   SOLE   4,600 0 0
PALO ALTO NETWORKS INC COM 697435105   1,753,776 5,131 SH   SOLE   5,131 0 0
PARKER-HANNIFIN CORP COM 701094104   70,764 112 SH   SOLE   0 0 112
PARKER-HANNIFIN CORP COM 701094104   931,935 1,475 SH   SOLE   1,475 0 0
PAYCHEX INC COM 704326107   326,082 2,430 SH   SOLE   0 0 2,430
PEPSICO INC COM 713448108   247,933 1,458 SH   SOLE   0 0 1,458
PEPSICO INC COM 713448108   693,124 4,076 SH   SOLE   3,815 0 261
PHILIP MORRIS INTL INC COM 718172109   423,443 3,488 SH   SOLE   0 0 3,488
PROCTER AND GAMBLE CO COM 742718109   358,579 2,070 SH   SOLE   2,021 0 49
PROCTER AND GAMBLE CO COM 742718109   295,133 1,704 SH   SOLE   0 0 1,704
PROLOGIS INC. COM 74340W103   551,212 4,365 SH   SOLE   0 0 4,365
PROLOGIS INC. COM 74340W103   794,049 6,288 SH   SOLE   6,115 0 173
PROSHARES TR S&P 500 DV ARIST 74348A467   210,875 1,975 SH   SOLE   1,975 0 0
PROSHARES TR SP500 EX ENRGY 74347B581   281,286 4,547 SH   SOLE   4,547 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   321,959 3,609 SH   SOLE   0 0 3,609
PURPLE INNOVATION INC COM 74640Y106   9,887 10,000 SH   SOLE   10,000 0 0
QUANTA SVCS INC COM 74762E102   208,407 699 SH   SOLE   0 0 699
REGIONS FINANCIAL CORP NEW COM 7591EP100   243,379 10,432 SH   SOLE   0 0 10,432
SALESFORCE INC COM 79466L302   960,876 3,511 SH   SOLE   3,381 0 130
SALESFORCE INC COM 79466L302   73,354 268 SH   SOLE   0 0 268
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,530,714 17,434 SH   SOLE   17,119 0 315
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   230,619 5,089 SH   SOLE   5,089 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   871,661 9,044 SH   SOLE   9,044 0 0
SERVICENOW INC COM 81762P102   1,433,707 1,603 SH   SOLE   1,603 0 0
SOUTHERN CO COM 842587107   1,045,943 11,598 SH   SOLE   11,231 0 367
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   780,736 1,845 SH   SOLE   1,845 0 0
SPDR GOLD TR GOLD SHS 78463V107   232,851 958 SH   SOLE   958 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,385,321 4,157 SH   SOLE   4,067 0 90
SPDR SER TR PRTFLO S&P500 VL 78464A508   291,576 5,516 SH   SOLE   5,516 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   1,018,680 18,630 SH   SOLE   18,630 0 0
SPDR SER TR S&P BIOTECH 78464A870   417,035 4,221 SH   SOLE   4,101 0 120
SPDR SER TR BLOOMBERG HIGH Y 78468R622   316,351 3,235 SH   SOLE   0 0 3,235
STARBUCKS CORP COM 855244109   251,391 2,579 SH   SOLE   2,579 0 0
STRYKER CORPORATION COM 863667101   761,175 2,107 SH   SOLE   2,107 0 0
T-MOBILE US INC COM 872590104   264,554 1,282 SH   SOLE   0 0 1,282
TESLA INC COM 88160R101   781,331 2,986 SH   SOLE   2,986 0 0
TESLA INC COM 88160R101   109,361 418 SH   SOLE   0 0 418
THERMO FISHER SCIENTIFIC INC COM 883556102   945,794 1,529 SH   SOLE   1,529 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   395,885 640 SH   SOLE   0 0 640
TOMPKINS FINL CORP COM 890110109   658,459 11,394 SH   SOLE   11,394 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   434,211 1,117 SH   SOLE   0 0 1,117
UBER TECHNOLOGIES INC COM 90353T100   261,181 3,475 SH   SOLE   3,475 0 0
UNITED PARCEL SERVICE INC CL B 911312106   439,027 3,220 SH   SOLE   3,220 0 0
UNITEDHEALTH GROUP INC COM 91324P102   677,644 1,159 SH   SOLE   0 0 1,159
UNITEDHEALTH GROUP INC COM 91324P102   1,490,575 2,549 SH   SOLE   2,545 0 4
US BANCORP DEL COM NEW 902973304   362,365 7,924 SH   SOLE   0 0 7,924
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   248,232 4,937 SH   SOLE   0 0 4,937
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   397,336 753 SH   SOLE   0 0 753
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,035,478 4,253 SH   SOLE   0 0 4,253
VANGUARD INDEX FDS SM CP VAL ETF 922908611   349,759 1,742 SH   SOLE   0 0 1,742
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   368,035 2,195 SH   SOLE   0 0 2,195
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   219,366 901 SH   SOLE   901 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   273,726 1,568 SH   SOLE   1,568 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   31,073 178 SH   SOLE   0 0 178
VANGUARD INDEX FDS TOTAL STK MKT 922908769   221,697 783 SH   SOLE   783 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   382,652 1,932 SH   SOLE   1,932 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   497,369 848 SH   SOLE   848 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   368,633 1,145 SH   SOLE   0 0 1,145
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   244,738 867 SH   SOLE   867 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   271,440 2,116 SH   SOLE   0 0 2,116
VERIZON COMMUNICATIONS INC COM 92343V104   348,367 7,757 SH   SOLE   0 0 7,757
VISA INC COM CL A 92826C839   517,731 1,883 SH   SOLE   0 0 1,883
VISA INC COM CL A 92826C839   2,792,117 10,155 SH   SOLE   9,918 0 237
WALMART INC COM 931142103   335,920 4,160 SH   SOLE   0 0 4,160
WALMART INC COM 931142103   2,268,268 28,090 SH   SOLE   27,166 0 924
WILLIAMS COS INC COM 969457100   332,697 7,288 SH   SOLE   0 0 7,288
WISDOMTREE TR US SMALLCAP DIVD 97717W604   358,627 10,398 SH   SOLE   0 0 10,398
ZOETIS INC CL A 98978V103   280,175 1,434 SH   SOLE   0 0 1,434