The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD COM 000375204 523 21,680 SH   SOLE   21,680 0 0
ACCENTURE PLC COM G1151C101 2,490 11,824 SH   SOLE   11,824 0 0
ALPHABET INC CAP STK CL A 02079K305 1,483 1,107 SH   SOLE   1,107 0 0
AMGEN INC COM 031162100 1,092 4,520 SH   SOLE   4,520 0 0
ANHEUSER-BUSCH INC COM 03524A108 315 3,861 SH   SOLE   3,861 0 0
APPLE INC COM 037833100 1,433 4,884 SH   SOLE   4,884 0 0
ASML HOLDING NV COM N07059210 1,583 5,350 SH   SOLE   5,350 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 276 5,518 SH   SOLE   5,518 0 0
AT&T INC COM 00206R102 998 25,484 SH   SOLE   25,484 0 0
AUTOLIV INC COM 052800109 280 3,338 SH   SOLE   3,338 0 0
BANK OF AMERICA CORP COM 060505104 1,102 31,298 SH   SOLE   31,298 0 0
BAXTER INTERNATIONAL INC COM 071813109 1,408 16,898 SH   SOLE   16,898 0 0
BECTON DICKINSON AND COMPANY COM 075887109 1,104 4,059 SH   SOLE   4,059 0 0
BLACKROCK INC COM 09247X101 1,184 2,328 SH   SOLE   2,328 0 0
BOEING CO COM 097023105 957 2,928 SH   SOLE   2,928 0 0
BP PLC SPONSORED ADR 055622104 433 11,399 SH   SOLE   11,399 0 0
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 1,341 20,953 SH   SOLE   20,953 0 0
BRITISH AMERICAN TOBACCO PLC COM 110448107 588 13,855 SH   SOLE   13,855 0 0
CHEVRON CORP COM 166764100 1,039 8,597 SH   SOLE   8,597 0 0
CISCO SYSTEMS INC COM 17275R102 1,226 25,577 SH   SOLE   25,577 0 0
CME GROUP INC COM 12572Q105 1,104 5,507 SH   SOLE   5,507 0 0
COCA COLA CO COM 191216100 1,062 19,132 SH   SOLE   19,132 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 1,392 4,750 SH   SOLE   4,750 0 0
CSX CORP COM 126408103 1,027 14,145 SH   SOLE   14,145 0 0
DEERE & CO COM 244199105 664 3,843 SH   SOLE   3,843 0 0
DIAGEO COM 25243Q205 660 3,910 SH   SOLE   3,910 0 0
DOW INC COM 260557103 675 12,327 SH   SOLE   12,327 0 0
DUPONT DE NEMOURS INC COM 26614N102 347 5,286 SH   SOLE   5,286 0 0
EATON CORP PLC COM G29183103 1,397 14,749 SH   SOLE   14,749 0 0
ELI LILLY & CO COM 532457108 1,152 8,767 SH   SOLE   8,767 0 0
EMERSON ELECTRIC CO COM 291011104 1,047 13,733 SH   SOLE   13,733 0 0
EQUIFAX INC COM 294429105 1,002 7,165 SH   SOLE   7,165 0 0
EQUINOR ASA NPV - ADR SPONSORED ADR 29446M102 488 24,648 SH   SOLE   24,648 0 0
EXPEDITORS INTL WASH INC COM 302130109 942 12,049 SH   SOLE   12,049 0 0
EXXON MOBIL CORP COM 30231G102 686 9,835 SH   SOLE   9,835 0 0
GENERAL DYNAMICS CORP COM 369550108 1,156 6,537 SH   SOLE   6,537 0 0
GLAXOSMITHKLINE COM 37733W105 526 11,229 SH   SOLE   11,229 0 0
HOME DEPOT INC COM 437076102 1,347 6,165 SH   SOLE   6,165 0 0
INTEL CORP COM 458140100 988 16,528 SH   SOLE   16,528 0 0
ISHARES MSCI EUROPE FINANCIALS ETF 464289180 445 22,758 SH   SOLE   22,758 0 0
JOHNSON & JOHNSON CO COM 478160104 1,042 7,126 SH   SOLE   7,126 0 0
JPMORGAN CHASE & CO COM 46625H100 1,626 11,640 SH   SOLE   11,640 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 1,108 5,585 SH   SOLE   5,585 0 0
LOCKHEED MARTIN CORPORATION COM 539830109 1,140 2,919 SH   SOLE   2,919 0 0
MASTERCARD INC CL A 57636Q104 2,302 7,693 SH   SOLE   7,693 0 0
MCDONALDS CORP COM 580135101 1,392 7,062 SH   SOLE   7,062 0 0
MEDTRONIC PLC COM G5960L103 1,217 10,715 SH   SOLE   10,715 0 0
MICROSOFT CORP COM 594918104 2,398 15,201 SH   SOLE   15,201 0 0
NATIONAL GRID PLC SPONSORED ADR 636274409 0 0 SH   SOLE   0 0 0
NEXTERA ENERGY INC COM 65339F101 1,478 6,105 SH   SOLE   6,105 0 0
NIKE INC COM 654106103 1,443 14,323 SH   SOLE   14,323 0 0
NOVARTIS A G SPONSORED ADR 66987V109 582 6,128 SH   SOLE   6,128 0 0
NOVO NORDISH A/S COM 670100205 685 11,785 SH   SOLE   11,785 0 0
NVENT ELECTRIC PLC COM G6700G107 274 10,627 SH   SOLE   10,627 0 0
PAYCHEX INC COM 704326107 1,030 12,091 SH   SOLE   12,091 0 0
PEPSICO INC COM 713448108 1,004 7,336 SH   SOLE   7,336 0 0
PFIZER INC COM 717081103 813 20,721 SH   SOLE   20,721 0 0
PNC FINANCIAL SERVICES GROUP INC COM 693475105 1,114 6,984 SH   SOLE   6,984 0 0
PROCTER & GAMBLE CO COM 742718109 1,059 8,501 SH   SOLE   8,501 0 0
PRUDENTIAL FINANCIAL INC COM 744320102 819 8,756 SH   SOLE   8,756 0 0
QUALCOMM INC COM 747525103 737 8,356 SH   SOLE   8,356 0 0
RELX PLC SPON ADR COM 759530108 636 25,254 SH   SOLE   25,254 0 0
ROSS STORES INC COM 778296103 1,247 10,722 SH   SOLE   10,722 0 0
ROYAL DUTCH SHELL PLC COM 780259206 502 8,525 SH   SOLE   8,525 0 0
SANOFI-AVENTIS COM 80105N105 702 14,061 SH   SOLE   14,061 0 0
SAP AG COM 803054204 1,115 8,306 SH   SOLE   8,306 0 0
STARBUCKS CORP COM 855244109 1,372 15,639 SH   SOLE   15,639 0 0
STATE STREET CORPORATION COM 857477103 787 9,943 SH   SOLE   9,943 0 0
STRYKER CORP COM 863667101 1,228 5,838 SH   SOLE   5,838 0 0
TAPESTRY INC COM 876030107 426 15,789 SH   SOLE   15,789 0 0
TE CONNECTIVITY LTD COM H84989104 689 7,186 SH   SOLE   7,186 0 0
TEXAS INSTRUMENTS INC COM 882508104 1,274 9,916 SH   SOLE   9,916 0 0
TJX COMPANIES INC COM 872540109 1,250 20,480 SH   SOLE   20,480 0 0
TRUIST FINL CORP COM 89832Q109 1,151 20,399 SH   SOLE   20,399 0 0
UNILEVER PLC COM 904767704 692 12,075 SH   SOLE   12,075 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,246 8,335 SH   SOLE   8,335 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,063 7,016 SH   SOLE   7,016 0 0
US BANCORP COM 902973304 1,070 18,004 SH   SOLE   18,004 0 0
VALERO ENERGY CORP COM 91913Y100 1,085 11,623 SH   SOLE   11,623 0 0
WALGREENS BOOS ALLIANCE INC COM 931427108 474 7,984 SH   SOLE   7,984 0 0
WALT DISNEY CO COM 254687106 1,207 8,352 SH   SOLE   8,352 0 0
WISDOMTREE INVESTMENTS ETF 97717X701 604 8,540 SH   SOLE   8,540 0 0
WPP PLC COM 92937A102 310 4,426 SH   SOLE   4,426 0 0
YUM BRANDS INC COM 988498101 942 9,296 SH   SOLE   9,296 0 0
ALPHABET INC CAP STK CL C 02079K107 3,668 2,744 SH   DFND   0 2,744 0
ALTRIA GROUP INC COM 02209S103 1,674 33,554 SH   DFND   0 33,554 0
APPLE INC COM 037833100 4,418 15,099 SH   DFND   0 15,099 0
BANK OF AMERICA CORP COM 060505104 2,886 82,033 SH   DFND   0 82,033 0
BIOGEN INC COM 09062X103 1,290 4,354 SH   DFND   0 4,354 0
BP PLC SPONSORED ADR 055622104 2,218 58,892 SH   DFND   0 58,892 0
CISCO SYSTEMS INC COM 17275R102 2,329 48,739 SH   DFND   0 48,739 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,776 28,720 SH   DFND   0 28,720 0
COMCAST CORP NEW CL A 20030N101 2,341 51,928 SH   DFND   0 51,928 0
CORTEVA INC COM 22052L104 1,651 56,523 SH   DFND   0 56,523 0
D R HORTON INC COM 23331A109 1,662 31,562 SH   DFND   0 31,562 0
DELTA AIR LINES INC DEL COM NEW 247361702 1,531 26,136 SH   DFND   0 26,136 0
DOLLAR TREE INC COM 256746108 1,572 16,766 SH   DFND   0 16,766 0
HUMANA INC COM 444859102 402 1,096 SH   DFND   0 1,096 0
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 321 14,110 SH   DFND   0 14,110 0
INVESCO QQQ TR UNIT SER 1 46090E103 932 4,387 SH   DFND   0 4,387 0
ISHARES INC JP MORGAN EM ETF 464286517 76 1,730 SH   DFND   0 1,730 0
ISHARES TR MSCI MIN VOL ETF 46429B697 4,924 75,135 SH   DFND   0 75,135 0
LOWES COS INC COM 548661107 1,627 13,573 SH   DFND   0 13,573 0
MARATHON OIL CORP COM 565849106 1,257 93,140 SH   DFND   0 93,140 0
MICROSOFT CORP COM 594918104 5,055 32,067 SH   DFND   0 32,067 0
PFIZER INC COM 717081103 2,129 54,522 SH   DFND   0 54,522 0
QUANTA SVCS INC COM 74762E102 1,925 47,179 SH   DFND   0 47,179 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 19 60 SH   DFND   0 60 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 2,880 61,841 SH   DFND   0 61,841 0
UNITEDHEALTH GROUP INC COM 91324P102 2,798 9,520 SH   DFND   0 9,520 0
US BANCORP DEL COM NEW 902973304 3,472 58,613 SH   DFND   0 58,613 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,024 19,254 SH   DFND   0 19,254 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,226 35,289 SH   DFND   0 35,289 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,212 36,088 SH   DFND   0 36,088 0
WALMART INC COM 931142103 2,738 22,982 SH   DFND   0 22,982 0
ALPHABET INC CAP STK CL C 02079K107 468 350 SH   DFND   0 350 0
ALTRIA GROUP INC COM 02209S103 218 4,372 SH   DFND   0 4,372 0
APPLE INC COM 037833100 561 1,918 SH   DFND   0 1,918 0
BANK OF AMERICA CORP COM 060505104 368 10,470 SH   DFND   0 10,470 0
BIOGEN INC COM 09062X103 169 569 SH   DFND   0 569 0
BP PLC SPONSORED ADR 055622104 289 7,681 SH   DFND   0 7,681 0
CISCO SYSTEMS INC COM 17275R102 297 6,211 SH   DFND   0 6,211 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 225 3,640 SH   DFND   0 3,640 0
COMCAST CORP NEW CL A 20030N101 304 6,736 SH   DFND   0 6,736 0
CORTEVA INC COM 22052L104 215 7,376 SH   DFND   0 7,376 0
D R HORTON INC COM 23331A109 215 4,084 SH   DFND   0 4,084 0
DELTA AIR LINES INC DEL COM NEW 247361702 196 3,340 SH   DFND   0 3,340 0
DOLLAR TREE INC COM 256746108 199 2,122 SH   DFND   0 2,122 0
LOWES COS INC COM 548661107 213 1,774 SH   DFND   0 1,774 0
MARATHON OIL CORP COM 565849106 162 11,994 SH   DFND   0 11,994 0
MICROSOFT CORP COM 594918104 643 4,080 SH   DFND   0 4,080 0
PFIZER INC COM 717081103 274 7,005 SH   DFND   0 7,005 0
QUANTA SVCS INC COM 74762E102 247 6,043 SH   DFND   0 6,043 0
UNITEDHEALTH GROUP INC COM 91324P102 356 1,211 SH   DFND   0 1,211 0
US BANCORP DEL COM NEW 902973304 441 7,451 SH   DFND   0 7,451 0
VERIZON COMMUNICATIONS INC COM 92343V104 284 4,637 SH   DFND   0 4,637 0
WALMART INC COM 931142103 353 2,964 SH   DFND   0 2,964 0
ABBVIE INC COM 00287Y109 2,289 25,852 SH   DFND 2 0 25,852 0
AES CORP COM 00130H105 6,300 315,468 SH   DFND 2 0 315,468 0
ALGONQUIN PWR UTILS CORP COM 015857105 1,277 69,700 SH   DFND 2 0 69,700 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 5,420 25,503 SH   DFND 2 0 25,503 0
ALLISON TRANSMISSION HLDGS I COM 01973R101 1,201 24,839 SH   DFND 2 0 24,839 0
ALLY FINL INC COM 02005N100 5,041 165,481 SH   DFND 2 0 165,481 0
ALPHABET INC CAP STK CL C 02079K107 9,819 7,346 SH   DFND 2 0 7,346 0
ALPHABET INC CAP STK CL A 02079K305 9,384 7,005 SH   DFND 2 0 7,005 0
ALTRIA GROUP INC COM 02209S103 8,349 167,320 SH   DFND 2 0 167,320 0
AMERICAN TOWER CORP NEW COM 03027X100 1,884 8,213 SH   DFND 2 0 8,213 0
AMGEN INC COM 031162100 2,482 10,311 SH   DFND 2 0 10,311 0
APPLE INC COM 037833100 28,517 97,466 SH   DFND 2 0 97,466 0
APTARGROUP INC COM 038336103 1,244 10,756 SH   DFND 2 0 10,756 0
ASE TECHNOLOGY HOLDING CO LT SPONSORED ADS 00215W100 585 105,248 SH   DFND 2 0 105,248 0
ASPEN TECHNOLOGY INC COM 045327103 2,025 16,747 SH   DFND 2 0 16,747 0
ASSURED GUARANTY LTD COM G0585R106 3,134 63,839 SH   DFND 2 0 63,839 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,470 8,643 SH   DFND 2 0 8,643 0
AVERY DENNISON CORP COM 053611109 849 6,484 SH   DFND 2 0 6,484 0
BAIDU INC SPON ADR REP A 056752108 63 500 SH   DFND 2 0 500 0
BANCO BRADESCO S A SP ADR PFD NEW 059460303 331 36,928 SH   DFND 2 0 36,928 0
BANCOLOMBIA S A SPON ADR PREF 05968L102 15 278 SH   DFND 2 0 278 0
BANK MONTREAL QUE COM 063671101 2,529 25,100 SH   DFND 2 0 25,100 0
BANK N S HALIFAX COM 064149107 2,587 35,200 SH   DFND 2 0 35,200 0
BANK OF AMERICA CORP COM 060505104 10,211 290,195 SH   DFND 2 0 290,195 0
BAXTER INTERNATIONAL INC COM 071813109 655 7,846 SH   DFND 2 0 7,846 0
BCE INC COM NEW 05534B760 2,265 37,800 SH   DFND 2 0 37,800 0
BIOGEN INC COM 09062X103 4,260 14,373 SH   DFND 2 0 14,373 0
BLACK KNIGHT INC COM 09215C105 2,457 38,210 SH   DFND 2 0 38,210 0
BP PLC SPONSORED ADR 055622104 5,467 145,125 SH   DFND 2 0 145,125 0
CANADIAN NATL RY CO COM 136375102 1,881 15,900 SH   DFND 2 0 15,900 0
CDK GLOBAL INC COM 12508E101 3,885 71,147 SH   DFND 2 0 71,147 0
CDW CORP COM 12514G108 3,828 26,806 SH   DFND 2 0 26,806 0
CELANESE CORP DEL COM 150870103 868 7,065 SH   DFND 2 0 7,065 0
CENTRAIS ELETRICAS BRASILEIR SPONSORED ADR 15234Q207 73 7,823 SH   DFND 2 0 7,823 0
CHEVRON CORP NEW COM 166764100 5,946 49,475 SH   DFND 2 0 49,475 0
CHINA LIFE INS CO LTD SPON ADR REP H 16939P106 546 39,659 SH   DFND 2 0 39,659 0
CHINA MOBILE LIMITED SPONSORED ADR 16941M109 2,153 50,972 SH   DFND 2 0 50,972 0
CHINA TELECOM CORP LTD SPON ADR H SHS 169426103 100 2,415 SH   DFND 2 0 2,415 0
CHINA UNICOM (HONG KONG) LTD SPONSORED ADR 16945R104 366 39,217 SH   DFND 2 0 39,217 0
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502 3,274 88,649 SH   DFND 2 0 88,649 0
CISCO SYSTEMS INC COM 17275R102 8,765 183,467 SH   DFND 2 0 183,467 0
CITRIX SYS INC COM 177376100 2,438 22,038 SH   DFND 2 0 22,038 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 6,711 108,525 SH   DFND 2 0 108,525 0
COLGATE PALMOLIVE CO COM 194162103 1,328 19,295 SH   DFND 2 0 19,295 0
COMCAST CORP NEW CL A 20030N101 10,018 222,251 SH   DFND 2 0 222,251 0
COMPANHIA BRASILEIRA DE DIST SPN ADR PFD CL A 20440T201 45 2,049 SH   DFND 2 0 2,049 0
COMPANHIA DE SANEAMENTO BASI SPONSORED ADR 20441A102 92 6,141 SH   DFND 2 0 6,141 0
CONOCOPHILLIPS COM 20825C104 4,713 72,715 SH   DFND 2 0 72,715 0
CORTEVA INC COM 22052L104 7,109 243,374 SH   DFND 2 0 243,374 0
CREDICORP LTD COM G2519Y108 894 4,187 SH   DFND 2 0 4,187 0
D R HORTON INC COM 23331A109 6,860 130,290 SH   DFND 2 0 130,290 0
DELTA AIR LINES INC DEL COM NEW 247361702 5,136 87,690 SH   DFND 2 0 87,690 0
DISH NETWORK CORP CL A 25470M109 3,726 105,169 SH   DFND 2 0 105,169 0
DOLLAR GEN CORP NEW COM 256677105 7,140 45,574 SH   DFND 2 0 45,574 0
DOLLAR TREE INC COM 256746108 7,718 82,310 SH   DFND 2 0 82,310 0
DR REDDYS LABS LTD ADR 256135203 632 15,532 SH   DFND 2 0 15,532 0
E TRADE FINANCIAL CORP COM NEW 269246401 4,740 104,468 SH   DFND 2 0 104,468 0
EASTMAN CHEMICAL CO COM 277432100 128 1,624 SH   DFND 2 0 1,624 0
ECOPETROL S A SPONSORED ADS 279158109 231 11,473 SH   DFND 2 0 11,473 0
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106 252 2,670 SH   DFND 2 0 2,670 0
FOX CORP CL A COM 35137L105 3,488 94,076 SH   DFND 2 0 94,076 0
GAMING & LEISURE PPTYS INC COM 36467J108 2,459 57,240 SH   DFND 2 0 57,240 0
GENERAL MTRS CO COM 37045V100 1,354 37,084 SH   DFND 2 0 37,084 0
GERDAU S A SPON ADR REP PFD 373737105 278 56,614 SH   DFND 2 0 56,614 0
GILEAD SCIENCES INC COM 375558103 2,013 30,993 SH   DFND 2 0 30,993 0
GPO AEROPORTUARIO DEL PAC SA SPON ADR B 400506101 93 785 SH   DFND 2 0 785 0
GRACO INC COM 384109104 1,273 24,424 SH   DFND 2 0 24,424 0
HDFC BANK LTD SPONSORED ADS 40415F101 2,847 45,084 SH   DFND 2 0 45,084 0
HERSHEY CO COM 427866108 1,336 9,093 SH   DFND 2 0 9,093 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 2,025 128,031 SH   DFND 2 0 128,031 0
HOME DEPOT INC COM 437076102 2,219 10,188 SH   DFND 2 0 10,188 0
HONEYWELL INTL INC COM 438516106 3,333 18,862 SH   DFND 2 0 18,862 0
HUANENG PWR INTL INC SPON ADR H SHS 443304100 453 22,711 SH   DFND 2 0 22,711 0
HUMANA INC COM 444859102 7,210 19,639 SH   DFND 2 0 19,639 0
IDEXX LABS INC COM 45168D104 1,895 7,250 SH   DFND 2 0 7,250 0
ILLINOIS TOOL WKS INC COM 452308109 1,418 7,888 SH   DFND 2 0 7,888 0
INTERNATIONAL BUSINESS MACHS COM 459200101 5,166 38,718 SH   DFND 2 0 38,718 0
ISHARES TR US MED DVC ETF 464288810 1,245 4,719 SH   DFND 2 0 4,719 0
ITAU UNIBANCO HLDG SA SPON ADR REP PFD 465562106 343 37,453 SH   DFND 2 0 37,453 0
J2 GLOBAL INC COM 48123V102 1,945 20,689 SH   DFND 2 0 20,689 0
JOHNSON & JOHNSON COM 478160104 3,078 21,140 SH   DFND 2 0 21,140 0
JPMORGAN CHASE & CO COM 46625H100 12,719 91,497 SH   DFND 2 0 91,497 0
KAR AUCTION SVCS INC COM 48238T109 4,477 206,007 SH   DFND 2 0 206,007 0
KB FINANCIAL GROUP INC SPONSORED ADR 48241A105 605 14,692 SH   DFND 2 0 14,692 0
KIMBERLY CLARK CORP COM 494368103 2,767 20,162 SH   DFND 2 0 20,162 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 3,337 68,389 SH   DFND 2 0 68,389 0
KOREA ELECTRIC PWR SPONSORED ADR 500631106 376 31,806 SH   DFND 2 0 31,806 0
KT CORP SPONSORED ADR 48268K101 997 86,283 SH   DFND 2 0 86,283 0
LAMB WESTON HLDGS INC COM 513272104 1,338 15,609 SH   DFND 2 0 15,609 0
LATAM AIRLS GROUP S A SPONSORED ADR 51817R106 169 16,532 SH   DFND 2 0 16,532 0
LEAR CORP COM NEW 521865204 173 1,259 SH   DFND 2 0 1,259 0
LENNOX INTL INC COM 526107107 704 2,892 SH   DFND 2 0 2,892 0
LG DISPLAY CO LTD SPONS ADR REP 50186V102 203 29,275 SH   DFND 2 0 29,275 0
LOWES COS INC COM 548661107 7,789 64,959 SH   DFND 2 0 64,959 0
MARATHON OIL CORP COM 565849106 3,605 267,026 SH   DFND 2 0 267,026 0
MARRIOTT INTL INC NEW CL A 571903202 1,158 7,636 SH   DFND 2 0 7,636 0
MASTERCARD INC CL A 57636Q104 2,518 8,444 SH   DFND 2 0 8,444 0
MCDONALDS CORP COM 580135101 1,474 7,473 SH   DFND 2 0 7,473 0
MERCK & CO INC COM 58933Y105 5,149 56,584 SH   DFND 2 0 56,584 0
METTLER TOLEDO INTERNATIONAL COM 592688105 2,623 3,310 SH   DFND 2 0 3,310 0
MICROSOFT CORP COM 594918104 22,315 141,552 SH   DFND 2 0 141,552 0
MOBILE TELESYSTEMS PJSC SPONSORED ADR 607409109 2,051 201,634 SH   DFND 2 0 201,634 0
MOLSON COORS BREWING CO CL B 60871R209 3,491 64,842 SH   DFND 2 0 64,842 0
MOODYS CORP COM 615369105 1,662 6,998 SH   DFND 2 0 6,998 0
NETEASE INC SPONSORED ADS 64110W102 107 352 SH   DFND 2 0 352 0
NEXSTAR MEDIA GROUP INC CL A 65336K103 1,397 11,927 SH   DFND 2 0 11,927 0
NORFOLK SOUTHERN CORP COM 655844108 3,203 16,519 SH   DFND 2 0 16,519 0
NOVARTIS A G SPONSORED ADR 66987V109 3,294 34,817 SH   DFND 2 0 34,817 0
NOVO-NORDISK A S ADR 670100205 4,534 78,432 SH   DFND 2 0 78,432 0
OMNICOM GROUP INC COM 681919106 1,775 21,917 SH   DFND 2 0 21,917 0
ORACLE CORP COM 68389X105 4,939 93,466 SH   DFND 2 0 93,466 0
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106 1,103 38,795 SH   DFND 2 0 38,795 0
PACKAGING CORP AMER COM 695156109 3,182 28,452 SH   DFND 2 0 28,452 0
PAYCHEX INC COM 704326107 2,576 30,310 SH   DFND 2 0 30,310 0
PEPSICO INC COM 713448108 3,671 26,844 SH   DFND 2 0 26,844 0
PETROLEO BRASILEIRO SA PETRO SP ADR NON VTG 71654V101 333 22,297 SH   DFND 2 0 22,297 0
PFIZER INC COM 717081103 7,591 194,423 SH   DFND 2 0 194,423 0
PLDT INC SPONSORED ADR 69344D408 528 26,276 SH   DFND 2 0 26,276 0
POSCO SPONSORED ADR 693483109 489 9,656 SH   DFND 2 0 9,656 0
PROCTER & GAMBLE CO COM 742718109 2,257 18,102 SH   DFND 2 0 18,102 0
PUBLIC STORAGE COM 74460D109 1,137 5,363 SH   DFND 2 0 5,363 0
QUANTA SVCS INC COM 74762E102 5,999 147,064 SH   DFND 2 0 147,064 0
RADIAN GROUP INC COM 750236101 1,454 57,866 SH   DFND 2 0 57,866 0
REGIONS FINL CORP NEW COM 7591EP100 2,324 135,578 SH   DFND 2 0 135,578 0
RITCHIE BROS AUCTIONEERS COM 767744105 1,344 31,246 SH   DFND 2 0 31,246 0
ROCKWELL AUTOMATION INC COM 773903109 1,286 6,341 SH   DFND 2 0 6,341 0
ROSS STORES INC COM 778296103 1,494 12,827 SH   DFND 2 0 12,827 0
ROYAL BK CDA MONTREAL QUE COM 780087102 2,803 27,200 SH   DFND 2 0 27,200 0
S&P GLOBAL INC COM 78409V104 1,720 6,313 SH   DFND 2 0 6,313 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 1,646 62,300 SH   DFND 2 0 62,300 0
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100 811 21,425 SH   DFND 2 0 21,425 0
SILGAN HOLDINGS INC COM 827048109 1,221 39,201 SH   DFND 2 0 39,201 0
SK TELECOM LTD SPONSORED ADR 78440P108 409 17,762 SH   DFND 2 0 17,762 0
SLM CORP COM 78442P106 1,153 129,266 SH   DFND 2 0 129,266 0
SONY CORP SPONSORED ADR 835699307 4,590 67,635 SH   DFND 2 0 67,635 0
STARBUCKS CORP COM 855244109 1,302 14,846 SH   DFND 2 0 14,846 0
SUZANO SA SPON ADS 86959K105 249 25,268 SH   DFND 2 0 25,268 0
SYNNEX CORP COM 87162W100 2,012 15,613 SH   DFND 2 0 15,613 0
SYSCO CORP COM 871829107 1,551 18,108 SH   DFND 2 0 18,108 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 9,231 159,224 SH   DFND 2 0 159,224 0
TATA MTRS LTD SPONSORED ADR 876568502 324 25,232 SH   DFND 2 0 25,232 0
THOMSON REUTERS CORP COM NEW 884903709 1,670 17,900 SH   DFND 2 0 17,900 0
TORO CO COM 891092108 1,211 15,150 SH   DFND 2 0 15,150 0
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204 13 2,259 SH   DFND 2 0 2,259 0
TYSON FOODS INC CL A 902494103 547 6,030 SH   DFND 2 0 6,030 0
UNILEVER N V N Y SHS NEW 904784709 4,679 81,267 SH   DFND 2 0 81,267 0
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 682 254,052 SH   DFND 2 0 254,052 0
UNITEDHEALTH GROUP INC COM 91324P102 11,718 39,870 SH   DFND 2 0 39,870 0
URBAN OUTFITTERS INC COM 917047102 178 6,435 SH   DFND 2 0 6,435 0
US BANCORP DEL COM NEW 902973304 6,205 104,759 SH   DFND 2 0 104,759 0
VALE S A SPONSORED ADS 91912E105 2,265 171,681 SH   DFND 2 0 171,681 0
VEDANTA LTD SPONSORED ADR 92242Y100 501 57,871 SH   DFND 2 0 57,871 0
VERISK ANALYTICS INC COM 92345Y106 1,283 8,641 SH   DFND 2 0 8,641 0
VERIZON COMMUNICATIONS INC COM 92343V104 10,444 170,366 SH   DFND 2 0 170,366 0
WALMART INC COM 931142103 11,651 97,812 SH   DFND 2 0 97,812 0
WASTE MGMT INC DEL COM 94106L109 1,384 12,157 SH   DFND 2 0 12,157 0
WIPRO LTD SPON ADR 1 SH 97651M109 471 125,510 SH   DFND 2 0 125,510 0
WOORI FINANCIAL GROUP INC SPONSORED ADS 981064108 308 10,210 SH   DFND 2 0 10,210 0
YUM BRANDS INC COM 988498101 1,024 10,169 SH   DFND 2 0 10,169 0
ABBVIE INC COM 00287Y109 450 5,080 SH   DFND 1 0 5,080 0
ADOBE INC COM 00724F101 902 2,741 SH   DFND 1 0 2,741 0
AGILENT TECHNOLOGIES INC COM 00846U101 51 600 SH   DFND 1 0 600 0
ALBEMARLE CORP COM 012653101 145 2,000 SH   DFND 1 0 2,000 0
ALCOA CORP COM 013872106 44 2,068 SH   DFND 1 0 2,068 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 3,086 14,520 SH   DFND 1 0 14,520 0
ALPHABET INC CAP STK CL C 02079K107 2,135 1,597 SH   DFND 1 0 1,597 0
ALPHABET INC CAP STK CL A 02079K305 2,947 2,200 SH   DFND 1 0 2,200 0
ALTRIA GROUP INC COM 02209S103 90 1,800 SH   DFND 1 0 1,800 0
AMAZON COM INC COM 023135106 4,138 2,240 SH   DFND 1 0 2,240 0
AMERICAN INTL GROUP INC COM NEW 026874784 248 4,842 SH   DFND 1 0 4,842 0
AMERICAN TOWER CORP NEW COM 03027X100 696 3,034 SH   DFND 1 0 3,034 0
APPLE INC COM 037833100 3,158 10,793 SH   DFND 1 0 10,793 0
APPLIED MATLS INC COM 038222105 864 14,170 SH   DFND 1 0 14,170 0
AT&T INC COM 00206R102 94 2,400 SH   DFND 1 0 2,400 0
BANCO BBVA ARGENTINA SA SPONSORED ADS 058934100 45 8,000 SH   DFND 1 0 8,000 0
BANK NEW YORK MELLON CORP COM 064058100 252 5,011 SH   DFND 1 0 5,011 0
BANK OF AMERICA CORP COM 060505104 636 18,084 SH   DFND 1 0 18,084 0
BAXTER INTERNATIONAL INC COM 071813109 341 4,079 SH   DFND 1 0 4,079 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,985 35,313 SH   DFND 1 0 35,313 0
BIOGEN INC COM 09062X103 326 1,100 SH   DFND 1 0 1,100 0
BOOKING HLDGS INC COM 09857L108 329 160 SH   DFND 1 0 160 0
BOX INC CL A 10316T104 380 22,660 SH   DFND 1 0 22,660 0
BRASILAGRO BRAZILIAN AGRIC R SPONSORED ADR 10554B104 119 25,000 SH   DFND 1 0 25,000 0
BRISTOL MYERS SQUIBB CO COM 110122108 64 1,000 SH   DFND 1 0 1,000 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 92 1,584 SH   DFND 1 0 1,584 0
CAMECO CORP COM 13321L108 89 10,000 SH   DFND 1 0 10,000 0
CARNIVAL CORP UNIT 99/99/9999 143658300 252 4,950 SH   DFND 1 0 4,950 0
CATERPILLAR INC DEL COM 149123101 4,012 27,180 SH   DFND 1 0 27,180 0
CENTENE CORP DEL COM 15135B101 307 4,870 SH   DFND 1 0 4,870 0
CHEVRON CORP NEW COM 166764100 225 1,870 SH   DFND 1 0 1,870 0
CIGNA CORP NEW COM 125523100 41 200 SH   DFND 1 0 200 0
CISCO SYSTEMS INC COM 17275R102 811 16,975 SH   DFND 1 0 16,975 0
CITIGROUP INC COM NEW 172967424 493 6,189 SH   DFND 1 0 6,189 0
CITRIX SYS INC COM 177376100 46 420 SH   DFND 1 0 420 0
COCA COLA CO COM 191216100 1,201 21,712 SH   DFND 1 0 21,712 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 51 830 SH   DFND 1 0 830 0
COMCAST CORP NEW CL A 20030N101 195 4,335 SH   DFND 1 0 4,335 0
CONOCOPHILLIPS COM 20825C104 204 3,152 SH   DFND 1 0 3,152 0
CONTINENTAL RESOURCES INC COM 212015101 20 600 SH   DFND 1 0 600 0
CORTEVA INC COM 22052L104 673 23,046 SH   DFND 1 0 23,046 0
COSTCO WHOLESALE CORPORATION COM 22160K105 53 180 SH   DFND 1 0 180 0
DELTA AIR LINES INC DEL COM NEW 247361702 114 1,950 SH   DFND 1 0 1,950 0
DISNEY WALT CO COM DISNEY 254687106 588 4,080 SH   DFND 1 0 4,080 0
DOW INC COM 260557103 1,257 23,046 SH   DFND 1 0 23,046 0
DUPONT DE NEMOURS INC COM 26614N102 1,458 23,046 SH   DFND 1 0 23,046 0
EDISON INTL COM 281020107 325 4,324 SH   DFND 1 0 4,324 0
ELECTRONIC ARTS INC COM 285512109 107 1,000 SH   DFND 1 0 1,000 0
ENTERPRISE PRODS PARTNERS L COM 293792107 28 1,000 SH   DFND 1 0 1,000 0
EQUINIX INC COM 29444U700 652 1,120 SH   DFND 1 0 1,120 0
ERICSSON ADR B SEK 10 294821608 53 6,000 SH   DFND 1 0 6,000 0
ETF MANAGERS TR VIDEO GAME TECH 26924G706 502 11,275 SH   DFND 1 0 11,275 0
EXTRA SPACE STORAGE INC COM 30225T102 68 650 SH   DFND 1 0 650 0
EXXON MOBIL CORP COM 30231G102 607 8,720 SH   DFND 1 0 8,720 0
FACEBOOK INC CL A 30303M102 621 3,032 SH   DFND 1 0 3,032 0
FEDEX CORP COM 31428X106 53 350 SH   DFND 1 0 350 0
FRANCO NEVADA CORP COM 351858105 214 2,070 SH   DFND 1 0 2,070 0
FREEPORT-MCMORAN INC CL B 35671D857 170 13,000 SH   DFND 1 0 13,000 0
GAP INC COM 364760108 224 12,600 SH   DFND 1 0 12,600 0
GENERAL DYNAMICS CORP COM 369550108 141 800 SH   DFND 1 0 800 0
GENERAL ELECTRIC CO COM 369604103 571 51,315 SH   DFND 1 0 51,315 0
GENERAL MLS INC COM 370334104 223 4,200 SH   DFND 1 0 4,200 0
GENERAL MTRS CO COM 37045V100 152 4,150 SH   DFND 1 0 4,150 0
GILEAD SCIENCES INC COM 375558103 313 4,825 SH   DFND 1 0 4,825 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 21 1,350 SH   DFND 1 0 1,350 0
HUMANA INC COM 444859102 138 375 SH   DFND 1 0 375 0
ILLUMINA INC COM 452327109 594 1,800 SH   DFND 1 0 1,800 0
INTERNATIONAL BUSINESS MACHS COM 459200101 557 4,175 SH   DFND 1 0 4,175 0
INTUIT COM 461202103 496 1,890 SH   DFND 1 0 1,890 0
INVESCO INDIA EXCHG TRED FD INDIA ETF 46137R109 365 18,400 SH   DFND 1 0 18,400 0
INVESCO LTD SHS G491BT108 32 1,800 SH   DFND 1 0 1,800 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,600 16,948 SH   DFND 1 0 16,948 0
IPG PHOTONICS CORP COM 44980X109 58 400 SH   DFND 1 0 400 0
ISHARES INC MSCI AUST ETF 464286103 272 12,000 SH   DFND 1 0 12,000 0
ISHARES INC MSCI BRAZIL ETF 464286400 270 5,700 SH   DFND 1 0 5,700 0
ISHARES INC MSCI CHILE ETF 464286640 153 4,600 SH   DFND 1 0 4,600 0
ISHARES INC MSCI STH KOR ETF 464286772 428 6,900 SH   DFND 1 0 6,900 0
ISHARES TR GLB INFRASTR ETF 464288372 104 2,170 SH   DFND 1 0 2,170 0
ISHARES TR US AER DEF ETF 464288760 734 3,300 SH   DFND 1 0 3,300 0
ISHARES TR US MED DVC ETF 464288810 14,121 53,520 SH   DFND 1 0 53,520 0
JOHNSON & JOHNSON COM 478160104 124 850 SH   DFND 1 0 850 0
JPMORGAN CHASE & CO COM 46625H100 1,042 7,492 SH   DFND 1 0 7,492 0
KELLOGG CO COM 487836108 124 1,800 SH   DFND 1 0 1,800 0
LAUDER ESTEE COS INC CL A 518439104 619 3,000 SH   DFND 1 0 3,000 0
LINEAGE CELL THERAPEUTICS IN COM 53566P109 17 20,000 SH   DFND 1 0 20,000 0
LOCKHEED MARTIN CORP COM 539830109 592 1,515 SH   DFND 1 0 1,515 0
LOWES COS INC COM 548661107 156 1,300 SH   DFND 1 0 1,300 0
LULULEMON ATHLETICA INC COM 550021109 162 700 SH   DFND 1 0 700 0
LYFT INC CL A COM 55087P104 43 1,000 SH   DFND 1 0 1,000 0
MERCK & CO INC COM 58933Y105 127 1,400 SH   DFND 1 0 1,400 0
MICRON TECHNOLOGY INC COM 595112103 289 5,400 SH   DFND 1 0 5,400 0
MICROSOFT CORP COM 594918104 2,940 18,648 SH   DFND 1 0 18,648 0
MOBILE TELESYSTEMS PJSC SPONSORED ADR 607409109 51 5,000 SH   DFND 1 0 5,000 0
MOLSON COORS BREWING CO CL B 60871R209 603 11,195 SH   DFND 1 0 11,195 0
MONDELEZ INTL INC CL A 609207105 320 5,823 SH   DFND 1 0 5,823 0
MORGAN STANLEY COM NEW 617446448 643 12,600 SH   DFND 1 0 12,600 0
MOSAIC CO NEW COM 61945C103 43 2,000 SH   DFND 1 0 2,000 0
NETFLIX INC COM 64110L106 1,481 4,580 SH   DFND 1 0 4,580 0
NIKE INC CL B 654106103 939 9,290 SH   DFND 1 0 9,290 0
NIO INC SPON ADS 62914V106 25 6,500 SH   DFND 1 0 6,500 0
NUCOR CORP COM 670346105 52 929 SH   DFND 1 0 929 0
OCCIDENTAL PETE CORP COM 674599105 90 2,200 SH   DFND 1 0 2,200 0
ORACLE CORP COM 68389X105 211 4,000 SH   DFND 1 0 4,000 0
PALO ALTO NETWORKS INC COM 697435105 463 2,000 SH   DFND 1 0 2,000 0
PAMPA ENERGIA S A SPONS ADR LVL I 697660207 61 3,700 SH   DFND 1 0 3,700 0
PATTERSON COMPANIES INC COM 703395103 41 2,000 SH   DFND 1 0 2,000 0
PAYPAL HLDGS INC COM 70450Y103 173 1,600 SH   DFND 1 0 1,600 0
PEPSICO INC COM 713448108 455 3,330 SH   DFND 1 0 3,330 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 5,556 349,000 SH   DFND 1 0 349,000 0
PFIZER INC COM 717081103 825 21,117 SH   DFND 1 0 21,117 0
PIONEER NAT RES CO COM 723787107 151 1,000 SH   DFND 1 0 1,000 0
PROCTER & GAMBLE CO COM 742718109 1,413 11,333 SH   DFND 1 0 11,333 0
RAYTHEON CO COM NEW 755111507 132 600 SH   DFND 1 0 600 0
ROYAL GOLD INC COM 780287108 237 1,930 SH   DFND 1 0 1,930 0
S&P GLOBAL INC COM 78409V104 46 170 SH   DFND 1 0 170 0
SALESFORCE COM INC COM 79466L302 439 2,700 SH   DFND 1 0 2,700 0
SCHLUMBERGER LTD COM 806857108 48 1,200 SH   DFND 1 0 1,200 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 399 13,000 SH   DFND 1 0 13,000 0
SOUTHWEST AIRLS CO COM 844741108 168 3,114 SH   DFND 1 0 3,114 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,011 3,550 SH   DFND 1 0 3,550 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,643 14,444 SH   DFND 1 0 14,444 0
SPDR SERIES TRUST S&P OILGAS EXP 78464A730 598 25,413 SH   DFND 1 0 25,413 0
SQUARE INC CL A 852234103 551 8,860 SH   DFND 1 0 8,860 0
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 62 1,018 SH   DFND 1 0 1,018 0
STANLEY BLACK & DECKER INC COM 854502101 302 1,825 SH   DFND 1 0 1,825 0
STARBUCKS CORP COM 855244109 88 1,000 SH   DFND 1 0 1,000 0
SUNCOR ENERGY INC NEW COM 867224107 199 6,090 SH   DFND 1 0 6,090 0
TEEKAY CORPORATION COM Y8564W103 31 5,900 SH   DFND 1 0 5,900 0
TEEKAY LNG PARTNERS L P PRTNRSP UNITS Y8564M105 114 7,400 SH   DFND 1 0 7,400 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 59 6,000 SH   DFND 1 0 6,000 0
TEXAS INSTRS INC COM 882508104 41 317 SH   DFND 1 0 317 0
THERMO FISHER SCIENTIFIC INC COM 883556102 81 250 SH   DFND 1 0 250 0
TIFFANY & CO NEW COM 886547108 1,336 10,000 SH   DFND 1 0 10,000 0
TWITTER INC COM 90184L102 54 1,700 SH   DFND 1 0 1,700 0
UBER TECHNOLOGIES INC COM 90353T100 0 0 SH   DFND 1 0 0 0
UNITED STATES STL CORP NEW COM 912909108 91 8,000 SH   DFND 1 0 8,000 0
UNITED TECHNOLOGIES CORP COM 913017109 1,049 7,001 SH   DFND 1 0 7,001 0
UNITEDHEALTH GROUP INC COM 91324P102 118 400 SH   DFND 1 0 400 0
VANECK VECTORS ETF TR VIETNAM ETF 92189F817 279 17,500 SH   DFND 1 0 17,500 0
VISA INC COM CL A 92826C839 3,033 16,145 SH   DFND 1 0 16,145 0
WABTEC CORP COM 929740108 13 166 SH   DFND 1 0 166 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 133 2,250 SH   DFND 1 0 2,250 0
WALMART INC COM 931142103 131 1,100 SH   DFND 1 0 1,100 0
WELLS FARGO CO NEW COM 949746101 695 12,943 SH   DFND 1 0 12,943 0
WESTROCK CO COM 96145D105 15 360 SH   DFND 1 0 360 0
WHEATON PRECIOUS METALS CORP COM 962879102 243 8,130 SH   DFND 1 0 8,130 0
YAMANA GOLD INC COM 98462Y100 40 10,000 SH   DFND 1 0 10,000 0
YPF SOCIEDAD ANONIMA SPON ADR CL D 984245100 294 25,400 SH   DFND 1 0 25,400 0