The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon.com Inc COM 023135106   207 1,147 SH   SOLE   0 0 1,147
Automatic Data Processing Inc COM 053015103   212 848 SH   SOLE   0 0 848
Ishares Msci Usa Value Factor Etf ETF 46432F388   218 2,010 SH   SOLE   0 0 2,010
Spdr S&p Regional Banking Etf ETF 78464A698   230 4,575 SH   SOLE   0 0 4,575
Johnson & Johnson COM 478160104   231 1,461 SH   SOLE   0 0 1,461
Coca-cola Company COM 191216100   232 3,800 SH   SOLE   0 0 3,800
Sector Healthcare Select Sector Spdr Etf ETF 81369Y209   234 1,585 SH   SOLE   0 0 1,585
Eaton Corp Plc COM G29183103   237 757 SH   SOLE   0 0 757
Jp Morgan Ultra Short Municipal Income Etf ETF 46641Q654   244 4,800 SH   SOLE   0 0 4,800
Pepsico Inc COM 713448108   255 1,458 SH   SOLE   0 0 1,458
Rtx Corp COM 75513E101   276 2,829 SH   SOLE   0 0 2,829
Costco Wholesale Corp COM 22160K105   279 380 SH   SOLE   0 0 380
Spdr Gold Trust Gold Shares ETF 78463V107   283 1,376 SH   SOLE   0 0 1,376
Walt Disney Co COM 254687106   286 2,337 SH   SOLE   0 0 2,337
Sector Energy Select Sector Spdr Etf ETF 81369Y506   287 3,035 SH   SOLE   0 0 3,035
Ishares Msci Eafe Etf ETF 464287465   301 3,769 SH   SOLE   0 0 3,769
Procter & Gamble Co COM 742718109   321 1,976 SH   SOLE   0 0 1,976
Ishares Iboxx $ High Yield Corp Bond Etf ETF 464288513   326 4,191 SH   SOLE   0 0 4,191
Spdr Series Trust S&p Dividend Etf ETF 78464A763   328 2,500 SH   SOLE   0 0 2,500
Ishares Msci Emerging Markets Etf ETF 464287234   331 8,063 SH   SOLE   0 0 8,063
Anheuser Busch Inbev Sa/nv COM 03524A108   334 5,500 SH   SOLE   0 0 5,500
Nextera Energy Inc COM 65339F101   341 5,331 SH   SOLE   0 0 5,331
Fidelity Msci Information Tech Index Etf ETF 316092808   351 2,254 SH   SOLE   0 0 2,254
Alphabet Inc Cl C COM 02079K107   364 2,388 SH   SOLE   0 0 2,388
Verizon Communications Inc COM 92343V104   369 8,786 SH   SOLE   0 0 8,786
Broadcom Inc COM 11135F101   370 279 SH   SOLE   0 0 279
Intl Business Machines Corp COM 459200101   377 1,974 SH   SOLE   0 0 1,974
Home Depot Inc COM 437076102   381 993 SH   SOLE   0 0 993
General Electric Co COM 369604301   387 2,204 SH   SOLE   0 0 2,204
Ishares U S Healthcare Etf ETF 464287762   403 6,511 SH   SOLE   0 0 6,511
Ishares Russell 3000 Etf ETF 464287689   409 1,364 SH   SOLE   0 0 1,364
Thermo Fisher Scientific Inc COM 883556102   410 705 SH   SOLE   0 0 705
Vanguard Total Intl Stock Index Fund Etf ETF 921909768   420 6,966 SH   SOLE   0 0 6,966
Meta Platforms Inc Cl A COM 30303M102   422 870 SH   SOLE   0 0 870
Vanguard S&p 500 Index Etf ETF 922908363   444 924 SH   SOLE   0 0 924
Spdr Portfolio S&p 400 Mid Cap Etf ETF 78464A847   451 8,461 SH   SOLE   0 0 8,461
W P Carey Inc COM 92936U109   501 8,875 SH   SOLE   0 0 8,875
Ishares S&p 500 Growth Etf ETF 464287309   504 5,964 SH   SOLE   0 0 5,964
First Trust Cap Strength Etf ETF 33733E104   528 6,164 SH   SOLE   0 0 6,164
Ishares 0-5 Year Tips Bond Etf ETF 46429B747   547 5,500 SH   SOLE   0 0 5,500
Select Utilities Select Sector Spdr Etf ETF 81369Y886   551 8,395 SH   SOLE   0 0 8,395
Ishares Msci Usa Min Volatility Factor Etf ETF 46429B697   560 6,706 SH   SOLE   0 0 6,706
Tesla Inc COM 88160R101   596 3,390 SH   SOLE   0 0 3,390
Mckesson Corp COM 58155Q103   623 1,161 SH   SOLE   0 0 1,161
Spdr Dow Jones Industrial Average Etf ETF 78467X109   658 1,655 SH   SOLE   0 0 1,655
Waste Management Inc Del COM 94106L109   676 3,170 SH   SOLE   0 0 3,170
Chevron Corp COM 166764100   740 4,689 SH   SOLE   0 0 4,689
Ishares Core S&p U S Growth Etf ETF 464287671   819 6,986 SH   SOLE   0 0 6,986
Vanguard High Dividend Yield Etf ETF 921946406   858 7,092 SH   SOLE   0 0 7,092
Jpmorgan Chase & Co COM 46625H100   872 4,353 SH   SOLE   0 0 4,353
Sector Technology Select Sector Spdr Etf ETF 81369Y803   872 4,189 SH   SOLE   0 0 4,189
Abbott Laboratories COM 002824100   934 8,216 SH   SOLE   0 0 8,216
Mcdonalds Corp COM 580135101   1,039 3,684 SH   SOLE   0 0 3,684
Merck & Company Inc COM 58933Y105   1,048 7,944 SH   SOLE   0 0 7,944
United Parcel Service Inc Cl B COM 911312106   1,103 7,424 SH   SOLE   0 0 7,424
Vanguard Growth Etf ETF 922908736   1,113 3,233 SH   SOLE   0 0 3,233
Ishares Russell Mid Cap Growth Etf ETF 464287481   1,136 9,953 SH   SOLE   0 0 9,953
Ishares Msci Usa Momentum Factor Etf ETF 46432F396   1,152 6,150 SH   SOLE   0 0 6,150
Ishares S&p 500 Value Etf ETF 464287408   1,544 8,264 SH   SOLE   0 0 8,264
Abbvie Inc COM 00287Y109   1,643 9,024 SH   SOLE   0 0 9,024
Caterpillar Inc COM 149123101   1,733 4,730 SH   SOLE   0 0 4,730
Berkshire Hathaway Inc Cl B COM 084670702   1,837 4,369 SH   SOLE   0 0 4,369
Spdr S&p Mid Cap 400 Etf ETF 78467Y107   2,176 3,911 SH   SOLE   0 0 3,911
Spdr S&p 500 Etf ETF 78462F103   2,229 4,262 SH   SOLE   0 0 4,262
Vanguard Total Stock Market Etf ETF 922908769   2,337 8,994 SH   SOLE   0 0 8,994
Microsoft Corp COM 594918104   2,767 6,577 SH   SOLE   0 0 6,577
Ishares Russell 1000 Value Etf ETF 464287598   1,805 10,075 SH   SOLE   0 0 10,075
Pfizer Inc COM 717081103   284 10,240 SH   SOLE   0 0 10,240
Sector Financial Select Sector Spdr Etf ETF 81369Y605   436 10,353 SH   SOLE   0 0 10,353
Vanguard Short Term Tax Exempt Bond Etf ETF 921935870   1,054 10,462 SH   SOLE   0 0 10,462
Ishares Russell 2000 Etf ETF 464287655   2,304 10,957 SH   SOLE   0 0 10,957
Ishares Select Dividend Etf ETF 464287168   1,434 11,638 SH   SOLE   0 0 11,638
Vanguard Dividend Appreciation Etf ETF 921908844   2,130 11,665 SH   SOLE   0 0 11,665
Ishares Russell 1000 Growth Etf ETF 464287614   4,253 12,619 SH   SOLE   0 0 12,619
Wisdomtree India Earnings Etf ETF 97717W422   610 14,000 SH   SOLE   0 0 14,000
Exxon Mobil Corp COM 30231G102   1,710 14,713 SH   SOLE   0 0 14,713
Dimensional U S Core Etf ETF 25434V104   541 14,802 SH   SOLE   0 0 14,802
Invesco Nasdaq 100 Etf ETF 46138G649   2,848 15,587 SH   SOLE   0 0 15,587
Ishares Global Tech Etf ETF 464287291   1,279 17,097 SH   SOLE   0 0 17,097
Ishares Ibonds Dec 2025 Term Corp Etf ETF 46434VBD1   464 18,687 SH   SOLE   0 0 18,687
Spdr Bloomberg 1-3 Month T-bill Etf New ETF 78468R663   1,820 19,822 SH   SOLE   0 0 19,822
Ishares Investment Grade Corp Bd Buywrite Strategy Etf ETF 46436E288   586 20,010 SH   SOLE   0 0 20,010
First Trust Exchange Traded Fd Iii Managed Mun Etf ETF 33739N108   1,075 20,931 SH   SOLE   0 0 20,931
Vanguard Mun Bd Tax Exempt Bond Index Etf ETF 922907746   1,064 21,037 SH   SOLE   0 0 21,037
Dimensional U S Equity Etf ETF 25434V401   1,226 21,515 SH   SOLE   0 0 21,515
Spdr Series Trust S&p 600 Small Cap Value Etf ETF 78464A300   1,856 22,365 SH   SOLE   0 0 22,365
Vanguard Short Term Inflation Protected Securities Etf ETF 922020805   1,071 22,369 SH   SOLE   0 0 22,369
Blackrock Flexible Income Etf ETF 092528603   1,233 23,500 SH   SOLE   0 0 23,500
Dimensional Intl Core Etf ETF 25434V203   723 23,940 SH   SOLE   0 0 23,940
Apple Inc COM 037833100   4,171 24,324 SH   SOLE   0 0 24,324
Dimensional National Municipal Bond Etf ETF 25434V849   1,256 26,121 SH   SOLE   0 0 26,121
Spdr Portfolio S&p 600 Small Cap Etf ETF 78468R853   1,180 27,409 SH   SOLE   0 0 27,409
First Trust Growth Strength Etf ETF 33733E823   853 27,773 SH   SOLE   0 0 27,773
Fidelity Msci Healthcare Index Etf ETF 316092600   1,944 27,868 SH   SOLE   0 0 27,868
Ishares Floating Rate Bond Etf ETF 46429B655   1,430 28,013 SH   SOLE   0 0 28,013
Ishares Core Msci Total Intl Stock Etf ETF 46432F834   1,936 28,525 SH   SOLE   0 0 28,525
Dimensional U S Marketwide Value Etf ETF 25434V724   1,187 29,019 SH   SOLE   0 0 29,019
Alphatec Holdings Inc New COM 02081G201   402 29,185 SH   SOLE   0 0 29,185
Ishares Ibonds Dec 2024 Term Muni Bd Etf ETF 46435U697   758 29,227 SH   SOLE   0 0 29,227
John Hancock Multifactor Mid Cap Etf ETF 47804J206   1,725 30,057 SH   SOLE   0 0 30,057
Invesco Qqq Etf ETF 46090E103   13,785 31,046 SH   SOLE   0 0 31,046
Spdr Blackstone Senior Ln Etf ETF 78467V608   1,401 33,265 SH   SOLE   0 0 33,265
Invesco S&p 500 Equal Weight Etf ETF 46137V357   6,025 35,573 SH   SOLE   0 0 35,573
Ishares 0-3 Month Treasury Bond Etf ETF 46436E718   3,756 37,298 SH   SOLE   0 0 37,298
Schwab U S Dividend Equity Etf ETF 808524797   3,013 37,371 SH   SOLE   0 0 37,371
Spdr Ssga Ultra Short Term Bond Etf ETF 78467V707   1,692 41,788 SH   SOLE   0 0 41,788
Ssga Active Tr Spdr Doubleline Shrt Dur Total Return Tacticl Etf ETF 78470P200   2,013 42,827 SH   SOLE   0 0 42,827
Vanguard Total Intl Bond Index Etf ETF 92203J407   2,147 43,648 SH   SOLE   0 0 43,648
First Trust Exchange Traded Fund Vi Rising Div Achievers Etf ETF 33738R506   2,546 45,330 SH   SOLE   0 0 45,330
Ishares Core S&p Small Cap Etf ETF 464287804   5,084 46,005 SH   SOLE   0 0 46,005
Spdr Tips Etf ETF 78464A656   1,198 46,768 SH   SOLE   0 0 46,768
Dimensional U S Core Equity 2 Etf ETF 25434V708   1,519 47,554 SH   SOLE   0 0 47,554
Ishares Currency Hedged Msci Eafe Etf ETF 46434V803   1,727 49,520 SH   SOLE   0 0 49,520
Ishares Global Healthcare Etf ETF 464287325   4,635 49,762 SH   SOLE   0 0 49,762
Ishares U S Home Construction Etf ETF 464288752   6,422 55,476 SH   SOLE   0 0 55,476
Ishares Msci Usa Quality Factor Etf ETF 46432F339   9,241 56,225 SH   SOLE   0 0 56,225
Spdr Doubleline Total Return Tactical Etf ETF 78467V848   2,262 56,485 SH   SOLE   0 0 56,485
Ishares Ibonds Dec 2025 Term Treasury Etf ETF 46436E866   1,389 59,782 SH   SOLE   0 0 59,782
Ishares Core 1-5 Year Usd Bond Etf ETF 46432F859   2,897 61,069 SH   SOLE   0 0 61,069
Ishares Core Msci Emerging Markets Etf ETF 46434G103   3,187 61,765 SH   SOLE   0 0 61,765
Ishares Core S&p 500 Etf ETF 464287200   33,545 63,806 SH   SOLE   0 0 63,806
Spdr Bloomberg 1-10 Yr Tips Etf ETF 78468R861   1,202 64,500 SH   SOLE   0 0 64,500
Ishares Core U S Aggregate Bond Etf ETF 464287226   6,460 65,963 SH   SOLE   0 0 65,963
Wisdomtree Floating Rate Treasury Fund New Etf ETF 97717Y527   3,356 66,734 SH   SOLE   0 0 66,734
Dimensional Us Large Cap Value Etf ETF 25434V666   2,029 67,643 SH   SOLE   0 0 67,643
Blackrock Municipal 2030 Target Term Trust ETF 09257P105   1,630 77,400 SH   SOLE   0 0 77,400
Ishares Ibonds Dec 2024 Term Corp Etf ETF 46434VBG4   2,006 80,080 SH   SOLE   0 0 80,080
Geltech Solutions Inc COM 368537106   0 85,556 SH   SOLE   0 0 85,556
Ishares Core Msci Eafe Etf ETF 46432F842   6,436 86,715 SH   SOLE   0 0 86,715
First Trust Short Duration Managed Municipal Etf ETF 33739P830   1,744 87,915 SH   SOLE   0 0 87,915
Janus Detroit Henderson Aaa Clo Etf ETF 47103U845   4,771 94,035 SH   SOLE   0 0 94,035
Ishares Core S&p U S Value Etf ETF 464287663   8,665 95,811 SH   SOLE   0 0 95,811
Goldman Sachs Access Treasury 0-1yr Etf Pricing Basket ETF 381430529   10,673 105,791 SH   SOLE   0 0 105,791
Spdr Corp Bond Etf ETF 78464A144   3,133 107,640 SH   SOLE   0 0 107,640
Ishares Core S&p Mid Cap Etf ETF 464287507   8,561 140,952 SH   SOLE   0 0 140,952
Spdr Intermediate Term Treasury Etf ETF 78464A672   4,412 156,575 SH   SOLE   0 0 156,575
Ishares Ibonds Dec 2024 Term Treasury Etf ETF 46436E874   4,512 188,470 SH   SOLE   0 0 188,470
Jpmorgan Betabuilders Japan Etf New ETF 46641Q217   12,095 206,580 SH   SOLE   0 0 206,580
Spdr Ssga Multi Asset Real Return Etf ETF 78467V103   7,538 269,713 SH   SOLE   0 0 269,713
Ishares Core S&p Total U S Stock Market Etf ETF 464287150   32,801 284,487 SH   SOLE   0 0 284,487
Dimensional World Ex U S Core Equity 2 Etf ETF 25434V880   7,583 298,066 SH   SOLE   0 0 298,066
Spdr Portfolio S&p 500 Etf ETF 78464A854   20,332 330,445 SH   SOLE   0 0 330,445
Jp Morgan Nasdaq Equity Prem Income Etf ETF 46654Q203   17,936 330,675 SH   SOLE   0 0 330,675
Spdr Portfolio Aggregate Bond Etf ETF 78464A649   9,209 364,271 SH   SOLE   0 0 364,271
First Trust Exchange Traded Fund Iii Pfd Secs & Income Etf ETF 33739E108   9,060 523,101 SH   SOLE   0 0 523,101