The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103   400,680,183 736,247 SH   SOLE   0 0 736,247
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   303,204,906 4,208,257 SH   SOLE   0 0 4,208,257
ISHARES TR CORE MSCI EAFE 46432F842   206,291,232 2,839,912 SH   SOLE   0 0 2,839,912
ISHARES TR ISHS 1-5YR INVS 464288646   155,807,195 3,040,734 SH   SOLE   0 0 3,040,734
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   154,819,404 4,802,091 SH   SOLE   0 0 4,802,091
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   143,199,966 2,760,747 SH   SOLE   0 0 2,760,747
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   132,643,579 1,583,615 SH   SOLE   0 0 1,583,615
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   109,654,681 3,427,780 SH   SOLE   0 0 3,427,780
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   109,230,076 1,818,077 SH   SOLE   0 0 1,818,077
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   107,816,407 1,715,729 SH   SOLE   0 0 1,715,729
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   94,072,476 1,580,519 SH   SOLE   0 0 1,580,519
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   92,373,528 1,512,089 SH   SOLE   0 0 1,512,089
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   85,601,535 1,532,704 SH   SOLE   0 0 1,532,704
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   81,069,469 1,248,183 SH   SOLE   0 0 1,248,183
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   79,373,419 1,368,743 SH   SOLE   0 0 1,368,743
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   70,244,924 1,605,231 SH   SOLE   0 0 1,605,231
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   69,071,626 1,397,645 SH   SOLE   0 0 1,397,645
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   68,012,873 2,292,311 SH   SOLE   0 0 2,292,311
ISHARES TR CORE S&P TTL STK 464287150   42,785,839 360,211 SH   SOLE   0 0 360,211
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   41,679,659 83,338 SH   SOLE   0 0 83,338
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   40,888,780 840,123 SH   SOLE   0 0 840,123
APPLE INC COM 037833100   35,862,834 170,273 SH   SOLE   0 0 170,273
SCHWAB STRATEGIC TR US TIPS ETF 808524870   34,569,983 664,680 SH   SOLE   0 0 664,680
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   34,464,259 829,664 SH   SOLE   0 0 829,664
VANGUARD INDEX FDS LARGE CAP ETF 922908637   33,461,235 134,049 SH   SOLE   0 0 134,049
VANGUARD INDEX FDS TOTAL STK MKT 922908769   32,423,121 121,203 SH   SOLE   0 0 121,203
ISHARES TR 0-5 YR TIPS ETF 46429B747   30,502,746 306,591 SH   SOLE   0 0 306,591
SPDR SER TR PORTFLI TIPS ETF 78464A656   29,973,863 1,179,145 SH   SOLE   0 0 1,179,145
ISHARES TR IBOXX HI YD ETF 464288513   28,572,748 370,401 SH   SOLE   0 0 370,401
VANGUARD INDEX FDS MID CAP ETF 922908629   23,620,264 97,564 SH   SOLE   0 0 97,564
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   22,756,993 648,717 SH   SOLE   0 0 648,717
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   22,708,361 638,234 SH   SOLE   0 0 638,234
MICROSOFT CORP COM 594918104   21,497,504 48,098 SH   SOLE   0 0 48,098
VANGUARD INDEX FDS SMALL CP ETF 922908751   19,401,397 88,981 SH   SOLE   0 0 88,981
ISHARES TR CORE S&P500 ETF 464287200   19,158,723 35,010 SH   SOLE   0 0 35,010
SPDR SER TR PRTFLO S&P500 VL 78464A508   18,747,826 384,650 SH   SOLE   0 0 384,650
ISHARES TR MSCI USA QLT FCT 46432F339   18,529,418 108,511 SH   SOLE   0 0 108,511
ISHARES TR TIPS BD ETF 464287176   16,885,534 158,134 SH   SOLE   0 0 158,134
FLEXSHARES TR MORNSTAR UPSTR 33939L407   16,657,831 414,993 SH   SOLE   0 0 414,993
ISHARES TR CORE US AGGBD ET 464287226   16,351,218 168,448 SH   SOLE   0 0 168,448
SPDR SER TR PORTFOLI S&P1500 78464A805   16,331,423 246,141 SH   SOLE   0 0 246,141
ISHARES INC EMNG MKTS EQT 46434G889   14,967,064 320,700 SH   SOLE   0 0 320,700
ISHARES TR PFD AND INCM SEC 464288687   14,425,924 457,240 SH   SOLE   0 0 457,240
VANGUARD INDEX FDS VALUE ETF 922908744   14,333,423 89,355 SH   SOLE   0 0 89,355
ISHARES TR JPMORGAN USD EMG 464288281   14,129,071 159,687 SH   SOLE   0 0 159,687
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   12,851,897 267,025 SH   SOLE   0 0 267,025
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   11,675,386 460,749 SH   SOLE   0 0 460,749
SPDR SER TR PORTFOLIO S&P600 78468R853   11,071,020 266,579 SH   SOLE   0 0 266,579
NVIDIA CORPORATION COM 67066G104   10,999,424 89,035 SH   SOLE   0 0 89,035
ISHARES TR CRE U S REIT ETF 464288521   10,935,926 204,181 SH   SOLE   0 0 204,181
ISHARES TR CALIF MUN BD ETF 464288356   10,770,590 189,356 SH   SOLE   0 0 189,356
ISHARES TR EAFE SML CP ETF 464288273   10,725,627 174,004 SH   SOLE   0 0 174,004
ISHARES INC CORE MSCI EMKT 46434G103   10,569,584 197,452 SH   SOLE   0 0 197,452
ISHARES TR MSCI EAFE ETF 464287465   9,625,881 122,889 SH   SOLE   0 0 122,889
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   9,554,024 375,847 SH   SOLE   0 0 375,847
ISHARES TR RUS 2000 VAL ETF 464287630   8,988,203 59,016 SH   SOLE   0 0 59,016
AMAZON COM INC COM 023135106   8,658,946 44,807 SH   SOLE   0 0 44,807
SPDR SER TR PORTFOLIO AGRGTE 78464A649   7,312,058 291,433 SH   SOLE   0 0 291,433
ISHARES TR S&P 500 VAL ETF 464287408   6,809,487 37,413 SH   SOLE   0 0 37,413
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   6,771,268 144,070 SH   SOLE   0 0 144,070
INVESCO QQQ TR UNIT SER 1 46090E103   6,755,478 14,100 SH   SOLE   0 0 14,100
ISHARES TR 1 3 YR TREAS BD 464287457   6,521,478 79,871 SH   SOLE   0 0 79,871
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,491,905 15,958 SH   SOLE   0 0 15,958
COSTCO WHSL CORP NEW COM 22160K105   5,739,412 6,752 SH   SOLE   0 0 6,752
VANGUARD WELLINGTON FD US QUALITY 921935706   5,735,864 42,775 SH   SOLE   0 0 42,775
ISHARES TR CORE S&P MCP ETF 464287507   5,546,363 94,777 SH   SOLE   0 0 94,777
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   5,516,214 70,875 SH   SOLE   0 0 70,875
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   5,462,106 94,304 SH   SOLE   0 0 94,304
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,313,632 29,113 SH   SOLE   0 0 29,113
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,985,886 132,357 SH   SOLE   0 0 132,357
ISHARES TR CORE INTL AGGR 46435G672   4,935,910 98,876 SH   SOLE   0 0 98,876
ISHARES TR NORTH AMERN NAT 464287374   4,819,115 109,525 SH   SOLE   0 0 109,525
ELI LILLY & CO COM 532457108   4,783,663 5,284 SH   SOLE   0 0 5,284
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   4,730,160 80,664 SH   SOLE   0 0 80,664
TESLA INC COM 88160R101   4,714,876 23,827 SH   SOLE   0 0 23,827
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   4,524,715 30,079 SH   SOLE   0 0 30,079
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,499,639 58,229 SH   SOLE   0 0 58,229
ISHARES TR RUS 1000 ETF 464287622   4,405,407 14,806 SH   SOLE   0 0 14,806
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,356,862 56,804 SH   SOLE   0 0 56,804
JPMORGAN CHASE & CO. COM 46625H100   4,271,264 21,118 SH   SOLE   0 0 21,118
HOME DEPOT INC COM 437076102   3,834,575 11,139 SH   SOLE   0 0 11,139
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   3,776,988 22,377 SH   SOLE   0 0 22,377
SCHWAB STRATEGIC TR US REIT ETF 808524847   3,726,376 186,599 SH   SOLE   0 0 186,599
ISHARES TR RUS 1000 GRW ETF 464287614   3,626,614 9,949 SH   SOLE   0 0 9,949
SPDR SER TR PORTFOLIO S&P400 78464A847   3,610,155 70,373 SH   SOLE   0 0 70,373
CATERPILLAR INC COM 149123101   3,555,843 10,675 SH   SOLE   0 0 10,675
ALPHABET INC CAP STK CL A 02079K305   3,537,324 19,420 SH   SOLE   0 0 19,420
QUALCOMM INC COM 747525103   3,444,860 17,295 SH   SOLE   0 0 17,295
LEIDOS HOLDINGS INC COM 525327102   3,404,839 23,340 SH   SOLE   0 0 23,340
EXXON MOBIL CORP COM 30231G102   3,403,162 29,562 SH   SOLE   0 0 29,562
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,397,816 88,439 SH   SOLE   0 0 88,439
ALPHABET INC CAP STK CL C 02079K107   3,314,825 18,072 SH   SOLE   0 0 18,072
MERCK & CO INC COM 58933Y105   3,257,197 26,310 SH   SOLE   0 0 26,310
ISHARES TR NATIONAL MUN ETF 464288414   3,180,071 29,846 SH   SOLE   0 0 29,846
ABBVIE INC COM 00287Y109   3,103,478 18,094 SH   SOLE   0 0 18,094
PROCTER AND GAMBLE CO COM 742718109   3,017,260 18,295 SH   SOLE   0 0 18,295
ISHARES TR CORE S&P SCP ETF 464287804   3,009,527 28,216 SH   SOLE   0 0 28,216
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,853,142 12,612 SH   SOLE   0 0 12,612
ISHARES TR MSCI EMG MKT ETF 464287234   2,792,553 65,568 SH   SOLE   0 0 65,568
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   2,728,919 85,977 SH   SOLE   0 0 85,977
JOHNSON & JOHNSON COM 478160104   2,728,417 18,667 SH   SOLE   0 0 18,667
AON PLC SHS CL A G0403H108   2,673,494 9,107 SH   SOLE   0 0 9,107
SEMPRA COM 816851109   2,671,097 35,118 SH   SOLE   0 0 35,118
UNITED PARCEL SERVICE INC CL B 911312106   2,505,644 18,309 SH   SOLE   0 0 18,309
NVR INC COM 62944T105   2,428,567 320 SH   SOLE   0 0 320
UNITEDHEALTH GROUP INC COM 91324P102   2,275,837 4,469 SH   SOLE   0 0 4,469
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,039,507 27,531 SH   SOLE   0 0 27,531
META PLATFORMS INC CL A 30303M102   2,032,392 4,031 SH   SOLE   0 0 4,031
NORTHROP GRUMMAN CORP COM 666807102   1,997,279 4,581 SH   SOLE   0 0 4,581
LOCKHEED MARTIN CORP COM 539830109   1,952,998 4,181 SH   SOLE   0 0 4,181
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,926,557 30,644 SH   SOLE   0 0 30,644
SCIENCE APPLICATIONS INTL CO COM 808625107   1,825,669 15,531 SH   SOLE   0 0 15,531
GENERAL DYNAMICS CORP COM 369550108   1,766,903 6,090 SH   SOLE   0 0 6,090
ISHARES INC EM MKT SM-CP ETF 464286475   1,758,789 28,778 SH   SOLE   0 0 28,778
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,744,772 34,819 SH   SOLE   0 0 34,819
ABBOTT LABS COM 002824100   1,733,692 16,685 SH   SOLE   0 0 16,685
RTX CORPORATION COM 75513E101   1,703,113 16,965 SH   SOLE   0 0 16,965
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   1,701,659 64,726 SH   SOLE   0 0 64,726
PURE STORAGE INC CL A 74624M102   1,681,660 26,190 SH   SOLE   0 0 26,190
ORACLE CORP COM 68389X105   1,638,456 11,604 SH   SOLE   0 0 11,604
ISHARES TR MSCI ACWI ETF 464288257   1,629,908 14,501 SH   SOLE   0 0 14,501
WALMART INC COM 931142103   1,604,411 23,695 SH   SOLE   0 0 23,695
CHEVRON CORP NEW COM 166764100   1,594,578 10,194 SH   SOLE   0 0 10,194
MVB FINL CORP COM 553810102   1,581,119 84,824 SH   SOLE   0 0 84,824
ISHARES TR RUS 1000 VAL ETF 464287598   1,573,125 9,017 SH   SOLE   0 0 9,017
ISHARES TR S&P MC 400VL ETF 464287705   1,477,624 13,023 SH   SOLE   0 0 13,023
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206   1,411,691 57,223 SH   SOLE   0 0 57,223
ISHARES TR GL CLEAN ENE ETF 464288224   1,405,583 105,524 SH   SOLE   0 0 105,524
ISHARES TR RUS MDCP VAL ETF 464287473   1,385,820 11,478 SH   SOLE   0 0 11,478
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   1,382,905 37,115 SH   SOLE   0 0 37,115
SPDR SER TR S&P 400 MDCP VAL 78464A839   1,330,174 18,237 SH   SOLE   0 0 18,237
BOEING CO COM 097023105   1,317,484 7,239 SH   SOLE   0 0 7,239
ALPS ETF TR ALERIAN MLP 00162Q452   1,307,898 27,259 SH   SOLE   0 0 27,259
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,275,884 10,860 SH   SOLE   0 0 10,860
SPDR GOLD TR GOLD SHS 78463V107   1,245,553 5,793 SH   SOLE   0 0 5,793
HONEYWELL INTL INC COM 438516106   1,219,077 5,709 SH   SOLE   0 0 5,709
SPDR SER TR BLOOMBERG HIGH Y 78468R622   1,212,794 12,865 SH   SOLE   0 0 12,865
ELEVANCE HEALTH INC COM 036752103   1,193,724 2,203 SH   SOLE   0 0 2,203
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,192,739 14,189 SH   SOLE   0 0 14,189
ISHARES TR RUSSELL 3000 ETF 464287689   1,172,094 3,797 SH   SOLE   0 0 3,797
VISA INC COM CL A 92826C839   1,145,988 4,366 SH   SOLE   0 0 4,366
BANK AMERICA CORP COM 060505104   1,125,638 28,304 SH   SOLE   0 0 28,304
DISNEY WALT CO COM 254687106   1,104,887 11,128 SH   SOLE   0 0 11,128
AMGEN INC COM 031162100   1,057,815 3,386 SH   SOLE   0 0 3,386
INTEL CORP COM 458140100   1,032,800 33,348 SH   SOLE   0 0 33,348
VANGUARD INDEX FDS GROWTH ETF 922908736   1,031,787 2,759 SH   SOLE   0 0 2,759
VANGUARD WORLD FD INF TECH ETF 92204A702   1,008,263 1,749 SH   SOLE   0 0 1,749
WELLS FARGO CO NEW COM 949746101   998,938 16,820 SH   SOLE   0 0 16,820
NETFLIX INC COM 64110L106   951,527 1,410 SH   SOLE   0 0 1,410
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   913,271 19,118 SH   SOLE   0 0 19,118
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   906,511 9,877 SH   SOLE   0 0 9,877
SPDR SER TR BLOOMBERG INTL T 78464A516   889,898 41,526 SH   SOLE   0 0 41,526
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   879,412 3,831 SH   SOLE   0 0 3,831
RXSIGHT INC COM 78349D107   867,170 14,412 SH   SOLE   0 0 14,412
INTERNATIONAL BUSINESS MACHS COM 459200101   855,057 4,944 SH   SOLE   0 0 4,944
PEPSICO INC COM 713448108   847,512 5,139 SH   SOLE   0 0 5,139
AVERY DENNISON CORP COM 053611109   836,992 3,828 SH   SOLE   0 0 3,828
BROADCOM INC COM 11135F101   814,180 507 SH   SOLE   0 0 507
ISHARES TR ESG AWR MSCI USA 46435G425   809,272 6,782 SH   SOLE   0 0 6,782
TJX COS INC NEW COM 872540109   797,218 7,241 SH   SOLE   0 0 7,241
ISHARES TR RUSSELL 2000 ETF 464287655   791,820 3,903 SH   SOLE   0 0 3,903
ISHARES TR SHRT NAT MUN ETF 464288158   779,093 7,452 SH   SOLE   0 0 7,452
PFIZER INC COM 717081103   775,074 27,701 SH   SOLE   0 0 27,701
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   752,871 21,597 SH   SOLE   0 0 21,597
MCDONALDS CORP COM 580135101   750,562 2,945 SH   SOLE   0 0 2,945
ISHARES TR CORE S&P US VLU 464287663   741,438 8,413 SH   SOLE   0 0 8,413
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   729,033 19,446 SH   SOLE   0 0 19,446
ADVANCED MICRO DEVICES INC COM 007903107   724,616 4,467 SH   SOLE   0 0 4,467
SERVICENOW INC COM 81762P102   715,964 910 SH   SOLE   0 0 910
RELIANCE INC COM 759509102   685,347 2,400 SH   SOLE   0 0 2,400
TETRA TECH INC NEW COM 88162G103   679,981 3,325 SH   SOLE   0 0 3,325
INTUITIVE SURGICAL INC COM NEW 46120E602   669,873 1,506 SH   SOLE   0 0 1,506
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   666,399 3,651 SH   SOLE   0 0 3,651
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   664,848 3,645 SH   SOLE   0 0 3,645
ISHARES INC MSCI EMRG CHN 46434G764   645,517 10,904 SH   SOLE   0 0 10,904
ISHARES INC MSCI BIC ETF 464286657   642,475 17,906 SH   SOLE   0 0 17,906
PNC FINL SVCS GROUP INC COM 693475105   641,874 4,128 SH   SOLE   0 0 4,128
M & T BK CORP COM 55261F104   637,226 4,210 SH   SOLE   0 0 4,210
AMEREN CORP COM 023608102   637,064 8,959 SH   SOLE   0 0 8,959
PHILIP MORRIS INTL INC COM 718172109   622,106 6,139 SH   SOLE   0 0 6,139
VANGUARD WORLD FD ESG INTL STK ETF 921910725   621,684 10,855 SH   SOLE   0 0 10,855
VANGUARD STAR FDS VG TL INTL STK F 921909768   619,824 10,279 SH   SOLE   0 0 10,279
ISHARES TR S&P 500 GRWT ETF 464287309   619,760 6,697 SH   SOLE   0 0 6,697
BERKSHIRE HATHAWAY INC DEL CL A 084670108   612,241 1 SH   SOLE   0 0 1
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A305   608,039 18,848 SH   SOLE   0 0 18,848
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   605,446 4,154 SH   SOLE   0 0 4,154
ADOBE INC COM 00724F101   595,637 1,072 SH   SOLE   0 0 1,072
NXP SEMICONDUCTORS N V COM N6596X109   588,769 2,188 SH   SOLE   0 0 2,188
FIRSTENERGY CORP COM 337932107   580,381 15,165 SH   SOLE   0 0 15,165
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   575,924 1,898 SH   SOLE   0 0 1,898
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   565,064 14,389 SH   SOLE   0 0 14,389
J P MORGAN EXCHANGE TRADED F USD EMRNG MKT 46641Q746   564,608 14,600 SH   SOLE   0 0 14,600
UNION PAC CORP COM 907818108   558,247 2,467 SH   SOLE   0 0 2,467
MARSH & MCLENNAN COS INC COM 571748102   547,302 2,597 SH   SOLE   0 0 2,597
SPDR SER TR PRTFLO S&P500 GW 78464A409   535,666 6,685 SH   SOLE   0 0 6,685
CSX CORP COM 126408103   527,218 15,761 SH   SOLE   0 0 15,761
CISCO SYS INC COM 17275R102   525,300 11,057 SH   SOLE   0 0 11,057
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   509,334 5,946 SH   SOLE   0 0 5,946
SPDR SER TR ICE PFD SEC ETF 78464A292   505,884 14,910 SH   SOLE   0 0 14,910
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   505,036 11,080 SH   SOLE   0 0 11,080
ISHARES TR RUS MD CP GR ETF 464287481   501,108 4,541 SH   SOLE   0 0 4,541
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   500,530 8,505 SH   SOLE   0 0 8,505
ISHARES TR SP SMCP600VL ETF 464287879   488,930 5,027 SH   SOLE   0 0 5,027
COLGATE PALMOLIVE CO COM 194162103   488,069 5,030 SH   SOLE   0 0 5,030
GE AEROSPACE COM NEW 369604301   467,391 2,940 SH   SOLE   0 0 2,940
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   466,644 4,628 SH   SOLE   0 0 4,628
YUM BRANDS INC COM 988498101   463,646 3,500 SH   SOLE   0 0 3,500
SKECHERS U S A INC CL A 830566105   463,380 6,704 SH   SOLE   0 0 6,704
ASML HOLDING N V N Y REGISTRY SHS N07059210   454,092 444 SH   SOLE   0 0 444
MICRON TECHNOLOGY INC COM 595112103   450,053 3,422 SH   SOLE   0 0 3,422
ROCKWELL AUTOMATION INC COM 773903109   443,908 1,613 SH   SOLE   0 0 1,613
MCKESSON CORP COM 58155Q103   434,145 743 SH   SOLE   0 0 743
MERIDIANLINK INC COMMON STOCK 58985J105   433,779 20,308 SH   SOLE   0 0 20,308
TEXAS INSTRS INC COM 882508104   433,465 2,228 SH   SOLE   0 0 2,228
ISHARES TR RUSEL 2500 ETF 46435G268   432,879 6,915 SH   SOLE   0 0 6,915
MASTERCARD INCORPORATED CL A 57636Q104   431,812 979 SH   SOLE   0 0 979
THE TRADE DESK INC COM CL A 88339J105   429,229 4,395 SH   SOLE   0 0 4,395
PRUDENTIAL FINL INC COM 744320102   427,902 3,651 SH   SOLE   0 0 3,651
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   419,620 13,146 SH   SOLE   0 0 13,146
ISHARES TR S&P MC 400GR ETF 464287606   416,848 4,731 SH   SOLE   0 0 4,731
FEDEX CORP COM 31428X106   411,515 1,372 SH   SOLE   0 0 1,372
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   407,824 7,774 SH   SOLE   0 0 7,774
VERIZON COMMUNICATIONS INC COM 92343V104   404,850 9,817 SH   SOLE   0 0 9,817
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   404,255 8,520 SH   SOLE   0 0 8,520
LOWES COS INC COM 548661107   399,593 1,813 SH   SOLE   0 0 1,813
REVVITY INC COM 714046109   393,904 3,756 SH   SOLE   0 0 3,756
VANECK ETF TRUST NATURAL RESOURC 92189F841   392,127 7,845 SH   SOLE   0 0 7,845
CONOCOPHILLIPS COM 20825C104   382,887 3,348 SH   SOLE   0 0 3,348
APPLIED MATLS INC COM 038222105   380,403 1,612 SH   SOLE   0 0 1,612
AMERICAN EXPRESS CO COM 025816109   374,845 1,619 SH   SOLE   0 0 1,619
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   372,143 14,011 SH   SOLE   0 0 14,011
ISHARES TR ESG AW MSCI EAFE 46435G516   370,527 4,703 SH   SOLE   0 0 4,703
VANGUARD WORLD FD FINANCIALS ETF 92204A405   369,360 3,698 SH   SOLE   0 0 3,698
BECTON DICKINSON & CO COM 075887109   369,164 1,580 SH   SOLE   0 0 1,580
GAMING & LEISURE PPTYS INC COM 36467J108   359,646 7,955 SH   SOLE   0 0 7,955
VANGUARD WORLD FD MEGA GRWTH IND 921910816   358,199 1,140 SH   SOLE   0 0 1,140
SCHWAB CHARLES CORP COM 808513105   357,985 4,858 SH   SOLE   0 0 4,858
MOTOROLA SOLUTIONS INC COM NEW 620076307   354,633 919 SH   SOLE   0 0 919
EXPEDITORS INTL WASH INC COM 302130109   351,333 2,815 SH   SOLE   0 0 2,815
AT&T INC COM 00206R102   350,000 18,315 SH   SOLE   0 0 18,315
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   347,026 3,340 SH   SOLE   0 0 3,340
PAYCHEX INC COM 704326107   342,868 2,892 SH   SOLE   0 0 2,892
ALTRIA GROUP INC COM 02209S103   341,485 7,497 SH   SOLE   0 0 7,497
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   340,190 8,275 SH   SOLE   0 0 8,275
CHARTER COMMUNICATIONS INC N CL A 16119P108   338,784 1,133 SH   SOLE   0 0 1,133
LAM RESEARCH CORP COM 512807108   336,322 316 SH   SOLE   0 0 316
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   331,337 5,157 SH   SOLE   0 0 5,157
PUBLIC STORAGE OPER CO COM 74460D109   321,017 1,116 SH   SOLE   0 0 1,116
RBB FD INC MOTLEY FOOL MID 74933W627   319,049 12,145 SH   SOLE   0 0 12,145
COCA COLA CO COM 191216100   318,136 4,998 SH   SOLE   0 0 4,998
STARBUCKS CORP COM 855244109   314,458 4,039 SH   SOLE   0 0 4,039
INTEGRA LIFESCIENCES HLDGS C COM NEW 457985208   312,060 10,709 SH   SOLE   0 0 10,709
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   299,853 9,103 SH   SOLE   0 0 9,103
PPL CORP COM 69351T106   297,743 10,768 SH   SOLE   0 0 10,768
WASTE MGMT INC DEL COM 94106L109   291,189 1,365 SH   SOLE   0 0 1,365
THERMO FISHER SCIENTIFIC INC COM 883556102   288,463 522 SH   SOLE   0 0 522
ISHARES TR IBOXX INV CP ETF 464287242   288,055 2,689 SH   SOLE   0 0 2,689
ISHARES TR INTL TREA BD ETF 464288117   286,871 7,430 SH   SOLE   0 0 7,430
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   285,198 533 SH   SOLE   0 0 533
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   284,787 2,529 SH   SOLE   0 0 2,529
MORGAN STANLEY COM NEW 617446448   283,849 2,921 SH   SOLE   0 0 2,921
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   282,615 1,626 SH   SOLE   0 0 1,626
THE CIGNA GROUP COM 125523100   279,302 845 SH   SOLE   0 0 845
WHEATON PRECIOUS METALS CORP COM 962879102   277,826 5,300 SH   SOLE   0 0 5,300
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   277,672 7,726 SH   SOLE   0 0 7,726
SELECT SECTOR SPDR TR INDL 81369Y704   277,132 2,274 SH   SOLE   0 0 2,274
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   276,081 1,059 SH   SOLE   0 0 1,059
BAXTER INTL INC COM 071813109   275,545 8,238 SH   SOLE   0 0 8,238
FREEPORT-MCMORAN INC CL B 35671D857   271,511 5,587 SH   SOLE   0 0 5,587
CARRIER GLOBAL CORPORATION COM 14448C104   270,724 4,292 SH   SOLE   0 0 4,292
L3HARRIS TECHNOLOGIES INC COM 502431109   270,411 1,204 SH   SOLE   0 0 1,204
RLI CORP COM 749607107   268,155 1,906 SH   SOLE   0 0 1,906
ISHARES TR S&P SML 600 GWT 464287887   265,494 2,067 SH   SOLE   0 0 2,067
ISHARES TR CORE MSCI TOTAL 46432F834   263,754 3,904 SH   SOLE   0 0 3,904
TARGET CORP COM 87612E106   263,736 1,782 SH   SOLE   0 0 1,782
NUVEEN CALIFORNIA AMT QLT MU COM 670651108   261,572 20,909 SH   SOLE   0 0 20,909
VERTEX PHARMACEUTICALS INC COM 92532F100   261,455 558 SH   SOLE   0 0 558
SPROUTS FMRS MKT INC COM 85208M102   260,852 3,118 SH   SOLE   0 0 3,118
DEXCOM INC COM 252131107   258,052 2,276 SH   SOLE   0 0 2,276
US BANCORP DEL COM NEW 902973304   253,541 6,386 SH   SOLE   0 0 6,386
SUPER MICRO COMPUTER INC COM 86800U104   253,179 309 SH   SOLE   0 0 309
MONDELEZ INTL INC CL A 609207105   252,154 3,853 SH   SOLE   0 0 3,853
TRANE TECHNOLOGIES PLC SHS G8994E103   251,766 765 SH   SOLE   0 0 765
JEFFERIES FINL GROUP INC COM 47233W109   248,949 5,003 SH   SOLE   0 0 5,003
ENTERPRISE FINL SVCS CORP COM 293712105   245,431 5,999 SH   SOLE   0 0 5,999
DUKE ENERGY CORP NEW COM NEW 26441C204   242,349 2,418 SH   SOLE   0 0 2,418
ON SEMICONDUCTOR CORP COM 682189105   241,090 3,517 SH   SOLE   0 0 3,517
DOW INC COM 260557103   239,680 4,518 SH   SOLE   0 0 4,518
PROSHARES TR PSHS ULT SEMICDT 74347R669   239,008 1,718 SH   SOLE   0 0 1,718
BROOKFIELD CORP CL A LTD VT SH 11271J107   236,903 5,703 SH   SOLE   0 0 5,703
SALESFORCE INC COM 79466L302   226,355 880 SH   SOLE   0 0 880
GOLDMAN SACHS GROUP INC COM 38141G104   221,720 490 SH   SOLE   0 0 490
LABCORP HOLDINGS INC COM SHS 504922105   221,622 1,089 SH   SOLE   0 0 1,089
RBB FD INC MOTLEY FOOL GBL 74933W635   218,712 7,434 SH   SOLE   0 0 7,434
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   218,059 2,804 SH   SOLE   0 0 2,804
ISHARES TR U.S. REAL ES ETF 464287739   216,995 2,473 SH   SOLE   0 0 2,473
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   215,600 10,780 SH   SOLE   0 0 10,780
PHILLIPS 66 COM 718546104   215,475 1,526 SH   SOLE   0 0 1,526
WESTERN DIGITAL CORP. COM 958102105   215,035 2,838 SH   SOLE   0 0 2,838
BRISTOL-MYERS SQUIBB CO COM 110122108   213,346 5,137 SH   SOLE   0 0 5,137
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   212,060 6,276 SH   SOLE   0 0 6,276
SPROTT PHYSICAL GOLD TR UNIT 85207H104   211,717 11,723 SH   SOLE   0 0 11,723
SPDR SER TR FTSE INT GVT ETF 78464A490   210,727 5,472 SH   SOLE   0 0 5,472
NUVEEN CA QUALTY MUN INCOME COM 67066Y105   207,239 17,974 SH   SOLE   0 0 17,974
STRYKER CORPORATION COM 863667101   207,140 609 SH   SOLE   0 0 609
DUPONT DE NEMOURS INC COM 26614N102   203,157 2,524 SH   SOLE   0 0 2,524
VANGUARD WORLD FD CONSUM STP ETF 92204A207   202,827 999 SH   SOLE   0 0 999
FORD MTR CO DEL COM 345370860   189,430 15,106 SH   SOLE   0 0 15,106
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601   116,486 66,185 SH   SOLE   0 0 66,185
PIMCO CALIF MUN INCOME FD II COM 72200M108   113,414 19,387 SH   SOLE   0 0 19,387
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   74,242 11,655 SH   SOLE   0 0 11,655
GLOBALSTAR INC COM 378973408   56,000 50,000 SH   SOLE   0 0 50,000
LUCID GROUP INC COM 549498103   43,423 16,637 SH   SOLE   0 0 16,637