The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A B M Industries Inc COM 000957100   10,213 250 SH   SOLE   0 0 250
Ametek Inc New COM 031100100   15,145 103 SH   SOLE   0 0 103
Applied Materials Inc COM 038222105   3,147 20 SH   SOLE   0 0 20
Bank Of America Corp COM 060505104   31,143 700 SH   SOLE   0 0 700
Central Pacific Finl New COM 154760409   5 0 SH   SOLE   0 0 0
Ford Motor Co Del Par $0.01 COM 345370860   16,616 800 SH   SOLE   0 0 800
General Electric Company COM 369604301   5,857 62 SH   SOLE   0 0 62
Greenbrier Co COM 393657101   4,589 100 SH   SOLE   0 0 100
Ishares Core S&P Total ETF 464287150   6,098 57 SH   SOLE   0 0 57
Ishares Tr Lehman Tips ETF 464287176   6,202 48 SH   SOLE   0 0 48
CEF Ishares Tr Funds ETF 464287200   3,005,514 6,301 SH   SOLE   0 0 6,301
Ishares Tr Lehman Bd Fd ETF 464287226   27,265 239 SH   SOLE   0 0 239
Ishares Tr S&P 500 Barra Growth ETF 464287309   2,263,022 27,047 SH   SOLE   0 0 27,047
Ishares Tr S&P 500 Barra ETF 464287408   13,273,584 84,745 SH   SOLE   0 0 84,745
Ishares Tr Lehman Bond Fund ETF 464287457   5,731 67 SH   SOLE   0 0 67
Ishares Tr Msci Eafe Fd ETF 464287465   2,146,705 27,284 SH   SOLE   0 0 27,284
Ishares Russell Mid Cap ETF 464287481   534,621 4,640 SH   SOLE   0 0 4,640
Ishares Russell Midcap ETF 464287499   102,932 1,240 SH   SOLE   0 0 1,240
Ishares Tr S&P Midcap 400 ETF 464287507   2,566,969 9,068 SH   SOLE   0 0 9,068
Ishares Global 100 Etf ETF 464287572   1,544,052 19,793 SH   SOLE   0 0 19,793
Ishares S&P Midcap Growth ETF 464287606   272,491 3,196 SH   SOLE   0 0 3,196
Ishares Tr Russell 1000 Growth Index Fd ETF 464287614   299,478 980 SH   SOLE   0 0 980
Ishares Tr Russell 1000 ETF 464287622   7,410,122 28,023 SH   SOLE   0 0 28,023
Ishares Tr Russell 2000 Value Index Fd ETF 464287630   1,827 11 SH   SOLE   0 0 11
Ishares Tr Russell 2000 Growth ETF 464287648   316,201 1,079 SH   SOLE   0 0 1,079
Ishares Tr Russell 2000 ETF 464287655   8,446,509 37,970 SH   SOLE   0 0 37,970
Ishares Tr S&P Smallcap ETF 464287804   5,341,846 46,650 SH   SOLE   0 0 46,650
Ishares S&P Smallcap ETF 464287879   303,857 2,908 SH   SOLE   0 0 2,908
Ishares Jp Morgan Usd ETF 464288281   2,836 26 SH   SOLE   0 0 26
Ishares International ETF 464288448   204,354 6,554 SH   SOLE   0 0 6,554
Ishares TRUST Barclays ETF 464288588   5,694 53 SH   SOLE   0 0 53
Ishares Int Gov Credit ETF 464288612   4,891 43 SH   SOLE   0 0 43
Ishares Msci Usa Esg ETF 464288802   72,994 687 SH   SOLE   0 0 687
Ishares Msci Eafe Growth ETF 464288885   492,224 4,463 SH   SOLE   0 0 4,463
Liberty All Star Eq Fd COM 530158104   813 97 SH   SOLE   0 0 97
McDonalds Corp COM 580135101   31,096 116 SH   SOLE   0 0 116
Micron Technology Inc COM 595112103   1,863 20 SH   SOLE   0 0 20
Parker-Hannifin Corp COM 701094104   22,905 72 SH   SOLE   0 0 72
Pfizer Incorporated COM 717081103   29,525 500 SH   SOLE   0 0 500
Pioneer Natural Res Co COM 723787107   3,638 20 SH   SOLE   0 0 20
Schw US Brd Mkt Etf ETF 808524102   6,554,058 57,995 SH   SOLE   0 0 57,995
Schwab US Large Cap ETF ETF 808524201   35,607,615 312,841 SH   SOLE   0 0 312,841
Schwab US Large Cap ETF 808524300   8,131,170 49,656 SH   SOLE   0 0 49,656
Schw US Lcap Val Etf ETF 808524409   81,347 1,111 SH   SOLE   0 0 1,111
Schwab US SC ETF ETF 808524607   2,004,275 19,573 SH   SOLE   0 0 19,573
Sch Fnd Intl Lg Etf ETF 808524755   8,631,503 265,503 SH   SOLE   0 0 265,503
Sch Fnd US Lg Etf ETF 808524771   11,943,861 203,785 SH   SOLE   0 0 203,785
Schwab Int'l Equity ETF ETF 808524805   2,535,024 65,218 SH   SOLE   0 0 65,218
Sch St US Trsr Etf ETF 808524862   381,782 7,508 SH   SOLE   0 0 7,508
Teva Pharmaceutical Industries Ltd-Adr COM 881624209   3,204 400 SH   SOLE   0 0 400
Vanguard Esg U.S. Stock ETF 921910733   72,509 825 SH   SOLE   0 0 825
Vanguard S&P Small Cap ETF 921932794   178,654 747 SH   SOLE   0 0 747
Vanguard Long Term Bond ETF 921937793   3,088 30 SH   SOLE   0 0 30
Vanguard Msci Eafe Etf ETF 921943858   1,674,615 32,797 SH   SOLE   0 0 32,797
Vanguard Total World ETF 922042742   354,259 3,298 SH   SOLE   0 0 3,298
Vanguard Msci Emerging ETF 922042858   3,314 67 SH   SOLE   0 0 67
Vanguard S&P 500 Etf New ETF 922908363   781,460 1,790 SH   SOLE   0 0 1,790
Vanguard Mid Cap Value ETF 922908512   1,654 11 SH   SOLE   0 0 11
Vanguard Small Cap ETF 922908595   260,656 925 SH   SOLE   0 0 925
Vanguard Mid Cap ETF 922908629   2,802 11 SH   SOLE   0 0 11
Vanguard Large Cap ETF 922908637   18,864,278 85,351 SH   SOLE   0 0 85,351
Vanguard Growth Etf ETF 922908736   5,042,302 15,713 SH   SOLE   0 0 15,713
Vanguard Value ETF 922908744   6,179 42 SH   SOLE   0 0 42
Western Digital Corp COM 958102105   1,304 20 SH   SOLE   0 0 20
Whirlpool Corp COM 963320106   6,336 27 SH   SOLE   0 0 27
Spdr Msci Eafe Fsl Fuel ETF 78470E106   36,082 430 SH   SOLE   0 0 430
AT&T Corp COM 00206R102   34,440 1,400 SH   SOLE   0 0 1,400
Agilent Technologies Inc COM 00846U101   6,705 42 SH   SOLE   0 0 42
B W X Technologies I COM 05605H100   5,841 122 SH   SOLE   0 0 122
Comcast Corp New Cl A COM 20030N101   6,744 134 SH   SOLE   0 0 134
Conocophillips COM 20825C104   21,654 300 SH   SOLE   0 0 300
Cisco Systems Inc COM 22160K105   31,685 500 SH   SOLE   0 0 500
Dimensional U S Core ETF 25434V708   55,912 1,930 SH   SOLE   0 0 1,930
Dutch Bros Inc COM 26701L100   10,386 204 SH   SOLE   0 0 204
Emergent Biosolution COM 29089Q105   1,304 30 SH   SOLE   0 0 30
Enbridge Inc COM 29250N105   2,228 57 SH   SOLE   0 0 57
Exxon Mobil Corporation COM 30231G102   12,238 200 SH   SOLE   0 0 200
GlaxoSmithKline PLC Sponsored ADR(Frm. Glaxo Well) COM 37733W204   22,050 500 SH   SOLE   0 0 500
Global X Uranium Etf ETF 37954Y871   2,282 100 SH   SOLE   0 0 100
Hewlett-Packard Company COM 40434L105   30,136 800 SH   SOLE   0 0 800
Hewlett Packard Enterpri COM 42824C109   4,731 300 SH   SOLE   0 0 300
JP Morgan Chase & Co COM 46137V522   40,854 258 SH   SOLE   0 0 258
Invesco Raymond James COM 46137V522   79,772 1,269 SH   SOLE   0 0 1,269
Ishares Core Msci Eafe ETF 46432F842   29,632 397 SH   SOLE   0 0 397
Ishares Msci Acwi Lw ETF 46434V464   36,186 208 SH   SOLE   0 0 208
iShares iBonds Dec 2023 ETF 46434VAX8   1,187,674 46,267 SH   SOLE   0 0 46,267
Ishares Ibonds Dec ETF 46434VBA7   769,787 30,620 SH   SOLE   0 0 30,620
iShare iBonds Dec 2025 ETF 46434VBD1   6,064,209 229,531 SH   SOLE   0 0 229,531
iShares iBonds Dec 2024 ETF 46434VBG4   6,346,731 244,764 SH   SOLE   0 0 244,764
iShares iBonds Dec 2026 ETF 46435GAA0   5,661,570 217,168 SH   SOLE   0 0 217,168
iShares iBonds Dec 2028 ETF 46435U515   5,242,659 185,287 SH   SOLE   0 0 185,287
Ishares Broad Usd Hg Yld ETF 46435U853   6,014 146 SH   SOLE   0 0 146
iShares iBonds Dec 2027 ETF 46435UAA9   5,486,765 206,580 SH   SOLE   0 0 206,580
Ishares Esg Screened S&P ETF 46436E569   73,607 2,004 SH   SOLE   0 0 2,004
Isoray Inc COM 46489V104   86 222 SH   SOLE   0 0 222
Keysight Tech Inc COM 49338L103   4,337 21 SH   SOLE   0 0 21
Macys Inc COM 55616P104   10,472 400 SH   SOLE   0 0 400
Market Vectors Etf ETF 57060U522   2,603 91 SH   SOLE   0 0 91
Pareteum Corporation COM 69946T207   0 1 SH   SOLE   0 0 1
Pure Storage Inc COM 74624M102   2,279 70 SH   SOLE   0 0 70
SPDR Trust Unit SR ETF 78462F103   52,094 110 SH   SOLE   0 0 110
Spdr Msci Acwi Ex-Us ETF 78463X848   10,895,714 371,740 SH   SOLE   0 0 371,740
Spdr Portfolio Dvlpd ETF 78463X889   503,388 13,799 SH   SOLE   0 0 13,799
Spdr Intrmdt Trm Crprate ETF 78464A375   3,832 106 SH   SOLE   0 0 106
Spdr Global Dow Etf ETF 78464A706   552,258 4,867 SH   SOLE   0 0 4,867
Diamonds Trust-Unit Series 1 ETF 78467X109   87,913 242 SH   SOLE   0 0 242
Spdr S&P 500 Fossil Fuel ETF 78468R796   74,622 634 SH   SOLE   0 0 634
Sorrento Therapeutcs COM 83587F202   698 150 SH   SOLE   0 0 150
Tesla Motors Inc COM 88160R101   26,956 26 SH   SOLE   0 0 26
Tusimple Hldgs Inc COM 90089L108   2,474 69 SH   SOLE   0 0 69
Vanguard Short Term Cor ETF 92206C409   3,982 49 SH   SOLE   0 0 49
Viatris Inc COM 92556V106   839 62 SH   SOLE   0 0 62
Wisdomtree Div Top ETF 97717W406   74,330 735 SH   SOLE   0 0 735
Cyberark Softwre Ltd COM M2682V108   3,466 20 SH   SOLE   0 0 20
Fiverr Interntnl Ltd COM M4R82T106   2,274 20 SH   SOLE   0 0 20