The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 279 111 SH   SOLE   111 0 0
AMAZON COM INC COM 023135106 351 102 SH   SOLE   102 0 0
AMBEV SA SPONSORED ADR 02319V103 99 28,898 SH   SOLE   28,898 0 0
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505 1,875 33,822 SH   SOLE   33,822 0 0
AMERICAN CENTY ETF TR QUALITY DIVRSFED 025072406 3,165 60,953 SH   SOLE   60,953 0 0
ANTERO MIDSTREAM CORP COM 03676B102 588 56,257 SH   SOLE   56,257 0 0
ANTERO RESOURCES CORP COM 03674X106 300 20,129 SH   SOLE   20,129 0 0
APPLE INC COM 037833100 801 5,858 SH   SOLE   5,858 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 692 2,484 SH   SOLE   2,484 0 0
DISNEY WALT CO COM 254687106 233 1,318 SH   SOLE   1,318 0 0
FEDERATED HERMES PREM MUNI I COM 31423P108 217 13,802 SH   SOLE   13,802 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,379 25,871 SH   SOLE   25,871 0 0
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQ 33740F755 791 34,498 SH   SOLE   34,498 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 4,217 109,288 SH   SOLE   109,288 0 0
FLEXSHARES TR READY ACC VARI 33939L886 1,398 18,356 SH   SOLE   18,356 0 0
INNOVATOR ETFS TR MSCI EMGR MKT 45782C516 3,096 99,717 SH   SOLE   99,717 0 0
INNOVATOR ETFS TR RUSSELL 2000 P 45782C474 3,392 108,416 SH   SOLE   108,416 0 0
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 994 19,695 SH   SOLE   19,695 0 0
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631 4,831 140,041 SH   SOLE   140,041 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 329 15,613 SH   SOLE   15,613 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 10,011 463,544 SH   SOLE   463,544 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 4,977 213,056 SH   SOLE   213,056 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,048 48,240 SH   SOLE   48,240 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 5,215 204,667 SH   SOLE   204,667 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 10,689 482,050 SH   SOLE   482,050 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 421 16,733 SH   SOLE   16,733 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 853 38,233 SH   SOLE   38,233 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 226 9,141 SH   SOLE   9,141 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 925 43,012 SH   SOLE   43,012 0 0
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 2,142 23,028 SH   SOLE   23,028 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,467 4,139 SH   SOLE   4,139 0 0
ISHARES TR CORE MSCI EAFE 46432F842 390 5,205 SH   SOLE   5,205 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,772 33,206 SH   SOLE   33,206 0 0
ISHARES TR CORE S&P US GWT 464287671 209 2,070 SH   SOLE   2,070 0 0
ISHARES TR CORE S&P US VLU 464287663 4,144 57,315 SH   SOLE   57,315 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,894 4,391 SH   SOLE   4,391 0 0
ISHARES TR EAFE SML CP ETF 464288273 901 12,134 SH   SOLE   12,134 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 228 4,129 SH   SOLE   4,129 0 0
ISHARES TR INTL SEL DIV ETF 464288448 325 10,002 SH   SOLE   10,002 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,335 42,213 SH   SOLE   42,213 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 450 5,959 SH   SOLE   5,959 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 2,477 64,215 SH   SOLE   64,215 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 757 10,249 SH   SOLE   10,249 0 0
ISHARES TR MSCI USA MMENTM 46432F396 203 1,169 SH   SOLE   1,169 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 2,532 19,008 SH   SOLE   19,008 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,585 13,545 SH   SOLE   13,545 0 0
ISHARES TR RUS 1000 ETF 464287622 1,106 4,552 SH   SOLE   4,552 0 0
ISHARES TR RUS MID CAP ETF 464287499 2,070 25,980 SH   SOLE   25,980 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 773 3,350 SH   SOLE   3,350 0 0
ISHARES TR S&P MC 400GR ETF 464287606 327 4,014 SH   SOLE   4,014 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 8,433 168,212 SH   SOLE   168,212 0 0
KINDER MORGAN INC DEL COM 49456B101 349 19,019 SH   SOLE   19,019 0 0
MICROSOFT CORP COM 594918104 564 2,084 SH   SOLE   2,084 0 0
NATURAL HEALTH TRENDS CORP COM 63888P406 224 32,204 SH   SOLE   32,204 0 0
NIKE INC CL B 654106103 237 1,515 SH   SOLE   1,515 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 213 13,480 SH   SOLE   13,480 0 0
ORACLE CORP COM 68389X105 809 10,266 SH   SOLE   10,266 0 0
PGIM ETF TR ULTRA SHORT 69344A107 3,622 72,856 SH   SOLE   72,856 0 0
SALESFORCE COM INC COM 79466L302 1,205 4,913 SH   SOLE   4,913 0 0
SCHWAB CHARLES CORP COM 808513105 397 5,431 SH   SOLE   5,431 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,988 121,516 SH   SOLE   121,516 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 14,064 356,194 SH   SOLE   356,194 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 262 6,290 SH   SOLE   6,290 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,665 49,891 SH   SOLE   49,891 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,113 10,637 SH   SOLE   10,637 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,276 148,722 SH   SOLE   148,722 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 17,986 122,923 SH   SOLE   122,923 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 10,929 159,171 SH   SOLE   159,171 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 10,263 98,340 SH   SOLE   98,340 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 16,612 211,067 SH   SOLE   211,067 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 7,152 68,265 SH   SOLE   68,265 0 0
SPDR GOLD TR GOLD SHS 78463V107 201 1,205 SH   SOLE   1,205 0 0
SPDR SER TR BLOMBERG BRC INT 78464A334 234 7,358 SH   SOLE   7,358 0 0
SPDR SER TR NUVEEN BRC MUNIC 78468R721 265 5,096 SH   SOLE   5,096 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 2,129 27,346 SH   SOLE   27,346 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 1,203 26,054 SH   SOLE   26,054 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 3,084 93,854 SH   SOLE   93,854 0 0
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 7,354 98,990 SH   SOLE   98,990 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,050 11,679 SH   SOLE   11,679 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 998 9,695 SH   SOLE   9,695 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,638 19,959 SH   SOLE   19,959 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,205 21,115 SH   SOLE   21,115 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,320 15,051 SH   SOLE   15,051 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,352 5,961 SH   SOLE   5,961 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,135 5,073 SH   SOLE   5,073 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 238 4,304 SH   SOLE   4,304 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 289 1,864 SH   SOLE   1,864 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 2,403 27,489 SH   SOLE   27,489 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 293 4,566 SH   SOLE   4,566 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 364 4,547 SH   SOLE   4,547 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 276 691 SH   SOLE   691 0 0
WELLS FARGO CO NEW COM 949746101 591 13,056 SH   SOLE   13,056 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 2,125 50,663 SH   SOLE   50,663 0 0
WISDOMTREE TR YIELD ENHANCD US 97717X511 230 4,405 SH   SOLE   4,405 0 0