The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   429,407 3,796 SH   OTR   3,796 0 0
ABBVIE INC COM 00287Y109   291,606 1,641 SH   OTR   1,641 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   477,731 1,358 SH   OTR   1,358 0 0
ALLSTATE CORP COM 020002101   455,370 2,362 SH   OTR   2,362 0 0
ALPHABET INC CAP STK CL A 02079K305   852,607 4,504 SH   OTR   4,301 0 203
ALPHABET INC CAP STK CL C 02079K107   603,504 3,169 SH   OTR   3,169 0 0
AMAZON COM INC COM 023135106   2,794,151 12,736 SH   OTR   12,571 0 165
AMERICAN CENTY ETF TR US SML CP VALU 025072877   69,027,487 715,088 SH   SOLE   687,275 0 27,814
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   89,423,904 1,339,283 SH   SOLE   1,289,503 0 49,780
AMERICAN EXPRESS CO COM 025816109   292,338 985 SH   OTR   985 0 0
APPLE INC COM 037833100   7,660,372 30,590 SH   OTR   26,063 0 4,527
ASHLAND INC COM 044186104   831,723 11,639 SH   OTR   11,639 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   374,402 1,279 SH   OTR   1,279 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,776,729 8,332 SH   OTR   8,332 0 0
BLACKROCK MUNIYIELD QUALITY COM 09254E103   130,272 11,800 SH   SOLE   11,800 0 0
BLACKROCK MUNIYILD QULT FD I COM 09254F100   116,548 10,117 SH   SOLE   10,117 0 0
BOEING CO COM 097023105   204,258 1,154 SH   OTR   1,154 0 0
BROADCOM INC COM 11135F101   664,917 2,868 SH   OTR   2,840 0 28
BROADSTONE NET LEASE INC COM 11135E203   2,331,959 147,034 SH   OTR   128,194 0 18,840
CATERPILLAR INC COM 149123101   408,831 1,127 SH   OTR   1,127 0 0
CBDMD INC 8% SER A CUM PFD 12482W200   32,581 41,765 SH   OTR   41,765 0 0
CHEMUNG FINL CORP COM 164024101   644,975 13,214 SH   OTR   13,214 0 0
CINTAS CORP COM 172908105   226,548 1,240 SH   OTR   1,240 0 0
CONSTELLATION BRANDS INC CL A 21036P108   443,704 2,008 SH   OTR   2,008 0 0
COSTCO WHSL CORP NEW COM 22160K105   223,570 244 SH   OTR   244 0 0
DEERE & CO COM 244199105   274,981 649 SH   OTR   649 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   554,730 15,635 SH   SOLE   15,635 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   88,157,718 2,608,988 SH   SOLE   2,500,526 0 108,462
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   8,039,493 327,408 SH   SOLE   312,290 0 15,117
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   6,764,105 258,073 SH   SOLE   241,399 0 16,675
DISNEY WALT CO COM 254687106   402,650 3,616 SH   OTR   3,616 0 0
ELI LILLY & CO COM 532457108   236,232 306 SH   OTR   288 0 18
EMERSON ELEC CO COM 291011104   324,573 2,619 SH   OTR   2,619 0 0
EXXON MOBIL CORP COM 30231G102   1,417,342 13,176 SH   OTR   13,176 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST U.S EQT 33740F482   826,573 22,065 SH   SOLE   22,065 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST U.S 33740U786   230,887 6,190 SH   SOLE   6,190 0 0
GE AEROSPACE COM NEW 369604301   242,513 1,454 SH   OTR   1,454 0 0
GLOBAL X FDS S&P EX US ETF 37954Y368   380,837 12,665 SH   SOLE   0 0 12,665
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   1,192,096 16,828 SH   SOLE   0 0 16,828
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   2,512,588 25,146 SH   SOLE   25,146 0 0
GRAYSCALE ETHEREUM TRUST ETF SHS 389638107   282,217 10,072 SH   OTR   10,072 0 0
HOME DEPOT INC COM 437076102   368,855 948 SH   OTR   948 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   425,340 4,715 SH   SOLE   4,715 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   378,343 740 SH   SOLE   740 0 0
INVESCO TR INVT GRADE MUNS COM 46131M106   111,100 11,000 SH   SOLE   11,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204   1,338,602 27,037 SH   SOLE   20,737 0 6,300
ISHARES INC MSCI GBL MIN VOL 464286525   1,140,157 10,441 SH   SOLE   10,441 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   5,057,850 151,478 SH   SOLE   148,268 0 3,210
ISHARES INC MSCI EMRG CHN 46434G764   288,340 5,200 SH   SOLE   5,200 0 0
ISHARES INC CORE MSCI EMKT 46434G103   134,427,612 2,574,255 SH   SOLE   2,461,050 0 113,205
ISHARES TR CORE MSCI EAFE 46432F842   115,615,561 1,645,071 SH   SOLE   1,511,792 0 133,278
ISHARES TR 0-5YR HI YL CP 46434V407   2,651,407 62,225 SH   SOLE   62,225 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   200,383 8,325 SH   SOLE   8,325 0 0
ISHARES TR CORE MSCI INTL 46435G326   198,719,077 3,082,350 SH   SOLE   3,009,055 0 73,295
ISHARES TR ESG AWR MSCI USA 46435G425   37,738,463 292,955 SH   SOLE   287,030 0 5,925
ISHARES TR ESG AWRE 1 5 YR 46435G243   245,889 9,955 SH   SOLE   9,955 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   200,066 8,350 SH   SOLE   8,350 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   200,400 8,000 SH   SOLE   8,000 0 0
ISHARES TR MSCI INTL MOMENT 46434V449   236,555 6,325 SH   SOLE   6,325 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   438,016 11,800 SH   SOLE   11,800 0 0
ISHARES TR ESG AWARE MSCI 46435U663   5,249,943 124,850 SH   SOLE   121,845 0 3,005
ISHARES TR ESG AWR US AGRGT 46435U549   31,217,061 672,202 SH   SOLE   613,072 0 59,130
ISHARES TR ESG AW MSCI EAFE 46435G516   10,881,929 142,920 SH   SOLE   138,795 0 4,125
ISHARES TR 0-3 MNTH TREASRY 46436E718   4,717,648 47,026 SH   SOLE   29,716 0 17,310
ISHARES TR ESG MSCI USA ETF 46436E767   339,090 6,820 SH   SOLE   6,820 0 0
ISHARES TR ESG SCRD S&P MID 46436E551   320,004 7,649 SH   SOLE   7,649 0 0
ISHARES TR US TREAS BD ETF 46429B267   73,368,736 3,192,721 SH   SOLE   3,067,391 0 125,330
ISHARES TR SHRT NAT MUN ETF 464288158   16,594,728 157,326 SH   SOLE   153,078 0 4,248
ISHARES TR MSCI EAFE MIN VL 46429B689   279,305 3,950 SH   SOLE   3,950 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   10,481,632 104,191 SH   SOLE   101,692 0 2,499
ISHARES TR FLTG RATE NT ETF 46429B655   1,265,386 24,870 SH   SOLE   14,760 0 10,110
ISHARES TR JPMORGAN USD EMG 464288281   739,477 8,305 SH   SOLE   8,305 0 0
ISHARES TR INTRM GOV CR ETF 464288612   1,854,773 17,795 SH   SOLE   17,795 0 0
ISHARES TR EAFE SML CP ETF 464288273   9,474,293 155,955 SH   SOLE   141,010 0 14,945
ISHARES TR NEW YORK MUN ETF 464288323   16,922,523 317,973 SH   SOLE   285,542 0 32,431
ISHARES TR EAFE VALUE ETF 464288877   74,815,735 1,425,876 SH   SOLE   1,359,972 0 65,904
ISHARES TR MICRO-CAP ETF 464288869   22,078,712 169,341 SH   SOLE   161,108 0 8,233
ISHARES TR SHORT TREAS BD 464288679   843,222 7,658 SH   SOLE   7,658 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   11,403,211 220,565 SH   SOLE   220,565 0 0
ISHARES TR MBS ETF 464288588   694,934 7,580 SH   SOLE   7,580 0 0
ISHARES TR PFD AND INCM SEC 464288687   200,902 6,390 SH   SOLE   6,390 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   298,581 2,584 SH   SOLE   2,584 0 0
ISHARES TR NATIONAL MUN ETF 464288414   19,162,148 179,842 SH   SOLE   177,893 0 1,949
ISHARES TR RUS 2000 GRW ETF 464287648   863,460 3,000 SH   SOLE   3,000 0 0
ISHARES TR MSCI EAFE ETF 464287465   3,845,449 50,859 SH   SOLE   49,499 0 1,360
ISHARES TR CORE S&P MCP ETF 464287507   327,627,258 5,258,021 SH   SOLE   5,027,797 0 230,223
ISHARES TR S&P MC 400VL ETF 464287705   3,551,863 28,424 SH   SOLE   26,544 0 1,880
ISHARES TR S&P MC 400GR ETF 464287606   2,032,467 22,352 SH   SOLE   21,732 0 620
ISHARES TR CORE S&P SCP ETF 464287804   217,274,500 1,885,736 SH   SOLE   1,812,186 0 73,550
ISHARES TR SP SMCP600VL ETF 464287879   1,337,057 12,311 SH   SOLE   11,626 0 685
ISHARES TR S&P SML 600 GWT 464287887   1,384,835 10,230 SH   SOLE   10,230 0 0
ISHARES TR S&P 500 VAL ETF 464287408   14,561,673 76,287 SH   SOLE   66,485 0 9,802
ISHARES TR CORE S&P500 ETF 464287200   763,487,971 1,296,949 SH   SOLE   1,244,110 0 52,839
ISHARES TR S&P 500 GRWT ETF 464287309   2,306,965 22,722 SH   SOLE   22,722 0 0
ISHARES TR RUS 1000 ETF 464287622   285,112 885 SH   SOLE   885 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   7,683,832 19,134 SH   SOLE   19,134 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,575,445 7,130 SH   SOLE   7,130 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   545,865 3,325 SH   SOLE   3,325 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   3,207,518 9,596 SH   SOLE   9,596 0 0
ISHARES TR CORE S&P US GWT 464287671   334,440 2,400 SH   SOLE   1,000 0 1,400
ISHARES TR 1 3 YR TREAS BD 464287457   686,173 8,370 SH   SOLE   8,370 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   947,613 10,250 SH   SOLE   0 0 10,250
ISHARES TR IBOXX INV CP ETF 464287242   566,252 5,300 SH   SOLE   5,300 0 0
ISHARES TR RUS MID CAP ETF 464287499   548,080 6,200 SH   SOLE   6,200 0 0
ISHARES TR RUS MD CP GR ETF 464287481   1,698,450 13,400 SH   SOLE   13,400 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   651,874 5,040 SH   SOLE   5,040 0 0
ISHARES TR GLOBAL 100 ETF 464287572   1,019,289 10,115 SH   SOLE   10,115 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,441,340 25,194 SH   SOLE   21,269 0 3,925
ISHARES TR TIPS BD ETF 464287176   1,580,068 14,829 SH   SOLE   13,077 0 1,752
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   374,544 8,670 SH   SOLE   8,670 0 0
JOHNSON & JOHNSON COM 478160104   776,031 5,366 SH   OTR   5,366 0 0
JPMORGAN CHASE & CO. COM 46625H100   1,927,284 8,040 SH   OTR   8,040 0 0
LOWES COS INC COM 548661107   1,277,930 5,178 SH   OTR   5,178 0 0
M & T BK CORP COM 55261F104   243,661 1,296 SH   OTR   1,296 0 0
MASTERCARD INCORPORATED CL A 57636Q104   206,942 393 SH   OTR   393 0 0
MCDONALDS CORP COM 580135101   356,565 1,230 SH   OTR   1,230 0 0
MERCK & CO INC COM 58933Y105   216,866 2,180 SH   OTR   2,180 0 0
META PLATFORMS INC CL A 30303M102   248,949 425 SH   OTR   337 0 88
MICROSOFT CORP COM 594918104   5,114,936 12,135 SH   OTR   11,931 0 204
NEUBERGER BERMAN MUN FD INC COM 64124P101   141,164 13,639 SH   SOLE   13,639 0 0
NUVEEN ARIZONA QLTY MUN INC COM 67061W104   135,818 11,940 SH   SOLE   11,940 0 0
NVIDIA CORPORATION COM 67066G104   461,834 3,439 SH   OTR   2,749 0 690
ORACLE CORP COM 68389X105   853,863 5,124 SH   OTR   5,124 0 0
PAYCHEX INC COM 704326107   2,185,232 15,584 SH   OTR   15,584 0 0
PEPSICO INC COM 713448108   442,038 2,907 SH   OTR   2,907 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205   873,972 16,711 SH   SOLE   15,000 0 1,711
PROCTER AND GAMBLE CO COM 742718109   507,812 3,029 SH   OTR   3,029 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   583,638 31,548 SH   SOLE   31,548 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,753,732 75,657 SH   SOLE   58,242 0 17,415
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   563,809 21,627 SH   SOLE   18,012 0 3,615
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   953,877 42,021 SH   SOLE   42,021 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,123,972 53,370 SH   SOLE   22,070 0 31,300
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   585,429 21,127 SH   SOLE   18,527 0 2,600
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   8,809,425 366,144 SH   SOLE   365,918 0 226
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   584,175 24,050 SH   SOLE   24,050 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   143,882,757 5,570,374 SH   SOLE   5,335,174 0 235,200
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   4,408,727 132,753 SH   SOLE   116,906 0 15,847
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   553,165 2,379 SH   SOLE   2,379 0 0
SHERWIN WILLIAMS CO COM 824348106   407,916 1,200 SH   OTR   1,200 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   524,216 1,232 SH   SOLE   1,232 0 0
SPDR GOLD TR GOLD SHS 78463V107   439,950 1,817 SH   SOLE   1,817 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   972,805 31,396 SH   SOLE   28,886 0 2,510
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   718,617 12,261 SH   SOLE   12,261 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   130,681,689 222,976 SH   SOLE   212,903 0 10,073
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   885,127 1,554 SH   SOLE   1,349 0 205
SPDR SER TR S&P 600 SMCP VAL 78464A300   385,820 4,422 SH   SOLE   4,422 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   21,012,726 410,886 SH   SOLE   394,366 0 16,520
SPDR SER TR PORTFOLIO S&P500 78464A854   3,840,510 55,708 SH   SOLE   47,383 0 8,325
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   668,353 7,310 SH   SOLE   7,310 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   204,690 6,855 SH   SOLE   6,855 0 0
SPDR SER TR PORT MTG BK ETF 78464A383   2,022,468 93,850 SH   SOLE   93,850 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   7,125,211 231,865 SH   SOLE   196,670 0 35,195
SPDR SER TR PORTFOLIO S&P400 78464A847   575,558 10,524 SH   SOLE   10,524 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721   907,610 19,895 SH   SOLE   15,735 0 4,160
SPDR SER TR S&P 400 MDCP VAL 78464A839   9,671,457 120,592 SH   SOLE   114,877 0 5,714
SPDR SER TR PORTFOLIO S&P600 78468R853   378,406 8,424 SH   SOLE   6,744 0 1,680
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   5,817,879 314,650 SH   SOLE   313,704 0 946
SPDR SER TR BLOOMBERG 3-12 M 78468R523   1,399,106 14,111 SH   SOLE   14,111 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796   1,136,340 23,600 SH   SOLE   23,600 0 0
TESLA INC COM 88160R101   204,343 506 SH   OTR   434 0 72
THE CIGNA GROUP COM 125523100   201,306 729 SH   OTR   729 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   288,207 554 SH   OTR   554 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   637,129 1,725 SH   OTR   1,725 0 0
UNITEDHEALTH GROUP INC COM 91324P102   267,600 529 SH   OTR   529 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   702,564 15,240 SH   SOLE   15,240 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   129,758,050 1,804,451 SH   SOLE   1,682,573 0 121,877
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,870,117 37,144 SH   SOLE   37,144 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   215,447 2,883 SH   SOLE   2,543 0 340
VANGUARD INDEX FDS LARGE CAP ETF 922908637   13,638,629 50,570 SH   SOLE   50,570 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   7,865,231 48,620 SH   SOLE   45,434 0 3,186
VANGUARD INDEX FDS VALUE ETF 922908744   959,931 5,670 SH   SOLE   5,670 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   3,901,542 14,771 SH   SOLE   14,771 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,281,234 6,465 SH   SOLE   6,465 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,988,473 12,437 SH   SOLE   11,037 0 1,400
VANGUARD INDEX FDS GROWTH ETF 922908736   546,507 1,332 SH   SOLE   1,332 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,735,644 3,221 SH   SOLE   3,055 0 167
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   609,422 15,405 SH   SOLE   4,725 0 10,680
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   23,948,543 543,791 SH   SOLE   508,066 0 35,725
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   90,490,790 1,868,872 SH   SOLE   1,787,194 0 81,678
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,105,203 61,943 SH   SOLE   61,943 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   4,866,840 18,247 SH   SOLE   18,247 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   960,690 9,300 SH   SOLE   9,300 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   721,374 12,399 SH   SOLE   12,399 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,428,218 43,946 SH   SOLE   40,716 0 3,230
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   42,901,244 897,140 SH   SOLE   833,925 0 63,215
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,219,760 9,560 SH   SOLE   9,560 0 0
VISA INC COM CL A 92826C839   1,072,640 3,394 SH   OTR   2,177 0 1,217
VUZIX CORP COM NEW 92921W300   39,400 10,000 SH   OTR   10,000 0 0
WALMART INC COM 931142103   259,033 2,867 SH   OTR   2,867 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   669,508 13,305 SH   SOLE   13,305 0 0
XYLEM INC COM 98419M100   1,056,710 9,108 SH   OTR   9,108 0 0