The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Xtrackers USD High Yield Corp Bd ETF Exchange Traded Fund 233051432 648 19,804 SH   DFND 1 0 0 0
Fidelity MSCI Consumer Discret ETF Exchange Traded Fund 316092204 281 4,609 SH   DFND 1 0 0 0
Fidelity MSCI Consumer Staples ETF Exchange Traded Fund 316092303 2,356 58,679 SH   DFND 1 0 0 0
Fidelity MSCI Energy ETF Exchange Traded Fund 316092402 1,437 72,379 SH   DFND 1 0 0 0
Fidelity MSCI Health Care ETF Exchange Traded Fund 316092600 391 6,784 SH   DFND 1 0 0 0
Fidelity MSCI Information Tech ETF Exchange Traded Fund 316092808 407 4,473 SH   DFND 1 0 0 0
Fidelity MSCI Real Estate ETF Exchange Traded Fund 316092857 238 9,963 SH   DFND 1 0 0 0
Fidelity MSCI Communication ServicesETF Exchange Traded Fund 316092873 457 14,594 SH   DFND 1 0 0 0
Goldman Sachs ActiveBeta Intl Eq ETF Exchange Traded Fund 381430107 405 16,363 SH   DFND 1 0 0 0
Goldman Sachs ActiveBeta US LgCp Eq ETF Exchange Traded Fund 381430503 637 8,965 SH   DFND 1 0 0 0
Goldman Sachs Access Treasury 0-1 Yr ETF Exchange Traded Fund 381430529 4,687 46,944 SH   DFND 1 0 0 0
Goldman Sachs ActiveBeta US SmCp Eq ETF Exchange Traded Fund 381430602 466 9,220 SH   DFND 1 0 0 0
iShares Gold Trust Exchange Traded Fund 464285204 8,662 274,710 SH   DFND 1 0 0 0
iShares MSCI World Exchange Traded Fund 464286392 621 6,217 SH   DFND 1 0 0 0
iShares Core S&P Total US Stock Mkt ETF Exchange Traded Fund 464287150 7,369 92,644 SH   DFND 1 0 0 0
iShares TIPS Bond Exchange Traded Fund 464287176 11,227 107,024 SH   DFND 1 0 0 0
iShares Core S&P 500 Exchange Traded Fund 464287200 19,843 55,327 SH   DFND 1 0 0 0
iShares Core US Aggregate Bond Exchange Traded Fund 464287226 8,908 92,468 SH   DFND 1 0 0 0
iShares MSCI Emerging Markets Exchange Traded Fund 464287234 2,537 72,743 SH   DFND 1 0 0 0
iShares iBoxx $ Investment Grade Corporate Bond ETF Exchange Traded Fund 464287242 3,457 33,748 SH   DFND 1 0 0 0
iShares S&P 500 Growth Exchange Traded Fund 464287309 6,970 120,492 SH   DFND 1 0 0 0
iShares North American Natural Resources Exchange Traded Fund 464287374 1,383 39,791 SH   DFND 1 0 0 0
iShares S&P 500 Value Exchange Traded Fund 464287408 5,410 42,098 SH   DFND 1 0 0 0
Ishares 20 Plus Year Treasury Bond Etf Exchange Traded Fund 464287432 1,249 12,191 SH   DFND 1 0 0 0
iShares 7-10 Year Treasury Bond ETF Exchange Traded Fund 464287440 9,498 98,952 SH   DFND 1 0 0 0
iShares 1-3 Year Treasury Bond Exchange Traded Fund 464287457 4,069 50,101 SH   DFND 1 0 0 0
iShares MSCI EAFE Exchange Traded Fund 464287465 777 13,880 SH   DFND 1 0 0 0
iShares Russell Mid-Cap Value ETF Exchange Traded Fund 464287473 10,337 107,617 SH   DFND 1 0 0 0
iShares Russell Mid-Cap Growth ETF Exchange Traded Fund 464287481 4,456 56,816 SH   DFND 1 0 0 0
iShares Russell Mid-Cap Exchange Traded Fund 464287499 5,234 84,221 SH   DFND 1 0 0 0
iShares Core S&P Mid-Cap Exchange Traded Fund 464287507 4,380 19,978 SH   DFND 1 0 0 0
iShares Semiconductor ETF Exchange Traded Fund 464287523 1,017 3,192 SH   DFND 1 0 0 0
iShares Cohen & Steers REIT ETF Exchange Traded Fund 464287564 497 9,258 SH   DFND 1 0 0 0
iShares Russell 1000 Value Exchange Traded Fund 464287598 1,605 11,799 SH   DFND 1 0 0 0
iShares S&P Mid-Cap 400 Growth Exchange Traded Fund 464287606 1,983 31,468 SH   DFND 1 0 0 0
iShares Russell 1000 Growth Exchange Traded Fund 464287614 8,341 39,645 SH   DFND 1 0 0 0
iShares Russell 1000 Exchange Traded Fund 464287622 787 3,986 SH   DFND 1 0 0 0
iShares Russell 2000 Value Exchange Traded Fund 464287630 1,603 12,434 SH   DFND 1 0 0 0
iShares Russell 2000 Growth Exchange Traded Fund 464287648 1,634 7,911 SH   DFND 1 0 0 0
iShares Russell 2000 Exchange Traded Fund 464287655 3,822 23,176 SH   DFND 1 0 0 0
iShares Core S&P US Value ETF Exchange Traded Fund 464287663 596 9,520 SH   DFND 1 0 0 0
Ishares Core U S Growth Etf Exchange Traded Fund 464287671 2,202 27,459 SH   DFND 1 0 0 0
iShares US Utilities Exchange Traded Fund 464287697 6,290 77,533 SH   DFND 1 0 0 0
Ishares U S Technology Etf Exchange Traded Fund 464287721 4,207 57,345 SH   DFND 1 0 0 0
iShares US Industrials Exchange Traded Fund 464287754 2,562 30,583 SH   DFND 1 0 0 0
iShares US Financial Services ETF Exchange Traded Fund 464287770 2,787 19,733 SH   DFND 1 0 0 0
iShares U.S. Energy ETF Exchange Traded Fund 464287796 240 6,100 SH   DFND 1 0 0 0
iShares Core S&P Small-Cap Exchange Traded Fund 464287804 5,603 64,257 SH   DFND 1 0 0 0
iShares US Basic Materials Exchange Traded Fund 464287838 317 2,934 SH   DFND 1 0 0 0
iShares S&P Small-Cap 600 Value ETF Exchange Traded Fund 464287879 969 11,747 SH   DFND 1 0 0 0
iShares Short-Term National Muni Bond Exchange Traded Fund 464288158 2,509 24,443 SH   DFND 1 0 0 0
iShares Global Clean Energy Exchange Traded Fund 464288224 213 11,154 SH   DFND 1 0 0 0
iShares JPMorgan USD Emerg Markets Bond Exchange Traded Fund 464288281 2,897 36,492 SH   DFND 1 0 0 0
iShares Morningstar Mid-Cap Growth ETF Exchange Traded Fund 464288307 649 12,884 SH   DFND 1 0 0 0
iShares Global Infrastructure Exchange Traded Fund 464288372 7,761 185,529 SH   DFND 1 0 0 0
iShares National Muni Bond ETF Exchange Traded Fund 464288414 1,519 14,807 SH   DFND 1 0 0 0
iShares International Select Dividend Exchange Traded Fund 464288448 635 28,165 SH   DFND 1 0 0 0
iShares iBoxx $ High Yield Corporate Bd Exchange Traded Fund 464288513 4,023 56,354 SH   DFND 1 0 0 0
iShares Core US REIT ETF Exchange Traded Fund 464288521 242 5,101 SH   DFND 1 0 0 0
iShares MBS Exchange Traded Fund 464288588 1,319 14,398 SH   DFND 1 0 0 0
Ishares Tr Intrm Tr Crp Etf Exchange Traded Fund 464288638 405 8,396 SH   DFND 1 0 0 0
iShares 3-7 Year Treasury Bond ETF Exchange Traded Fund 464288661 1,044 9,135 SH   DFND 1 0 0 0
iShares Short Treasury Bond Exchange Traded Fund 464288679 649 5,897 SH   DFND 1 0 0 0
iShares Preferred&Income Securities ETF Exchange Traded Fund 464288687 4,138 130,665 SH   DFND 1 0 0 0
iShares US Aerospace & Defense ETF Exchange Traded Fund 464288760 2,324 25,480 SH   DFND 1 0 0 0
iShares US Medical Devices Exchange Traded Fund 464288810 5,405 114,571 SH   DFND 1 0 0 0
iShares MSCI EAFE Value Exchange Traded Fund 464288877 376 9,747 SH   DFND 1 0 0 0
iShares MSCI EAFE Growth ETF Exchange Traded Fund 464288885 307 4,236 SH   DFND 1 0 0 0
Schwab US Large-Cap ETF Exchange Traded Fund 808524201 2,303 54,384 SH   DFND 1 0 0 0
Schwab US Large-Cap Growth ETF Exchange Traded Fund 808524300 654 11,726 SH   DFND 1 0 0 0
Schwab US Mid-Cap ETF Exchange Traded Fund 808524508 3,579 59,135 SH   DFND 1 0 0 0
Schwab US Small-Cap ETF Exchange Traded Fund 808524607 2,973 78,648 SH   DFND 1 0 0 0
Schwab Emerging Markets Equity ETF Exchange Traded Fund 808524706 523 23,340 SH   DFND 1 0 0 0
Schwab US Dividend Equity ETF Exchange Traded Fund 808524797 8,470 127,498 SH   DFND 1 0 0 0
Schwab International Equity ETF Exchange Traded Fund 808524805 659 23,422 SH   DFND 1 0 0 0
Schwab US Aggregate Bond ETF Exchange Traded Fund 808524839 2,660 58,705 SH   DFND 1 0 0 0
Schwab US REIT ETF Exchange Traded Fund 808524847 1,338 71,564 SH   DFND 1 0 0 0
Schwab Short-Term US Treasury ETF Exchange Traded Fund 808524862 1,240 25,704 SH   DFND 1 0 0 0
Schwab US TIPS ETF Exchange Traded Fund 808524870 8,109 156,537 SH   DFND 1 0 0 0
Schwab International Small-Cap Eq ETF Exchange Traded Fund 808524888 452 16,277 SH   DFND 1 0 0 0
Vanguard Total International Stock ETF Exchange Traded Fund 921909768 3,893 85,051 SH   DFND 1 0 0 0
Vanguard Mega Cap Growth ETF Exchange Traded Fund 921910816 844 4,833 SH   DFND 1 0 0 0
Vanguard Mega Cap ETF Exchange Traded Fund 921910873 624 4,977 SH   DFND 1 0 0 0
Vanguard S&P 500 Growth ETF Exchange Traded Fund 921932505 4,257 20,363 SH   DFND 1 0 0 0
Vanguard S&P 500 Value ETF Exchange Traded Fund 921932703 1,016 8,128 SH   DFND 1 0 0 0
Vanguard S&P Small-Cap 600 Value ETF Exchange Traded Fund 921932778 4,155 28,937 SH   DFND 1 0 0 0
Vanguard S&P Mid-Cap 400 Value ETF Exchange Traded Fund 921932844 358 2,579 SH   DFND 1 0 0 0
Vanguard S&P Mid-Cap 400 ETF Exchange Traded Fund 921932885 948 6,343 SH   DFND 1 0 0 0
Vanguard Intermediate-Term Bond ETF Exchange Traded Fund 921937819 1,725 23,478 SH   DFND 1 0 0 0
Vanguard Short-Term Bond ETF Exchange Traded Fund 921937827 5,684 75,967 SH   DFND 1 0 0 0
Vanguard Total Bond Market ETF Exchange Traded Fund 921937835 6,686 93,736 SH   DFND 1 0 0 0
Vanguard FTSE Developed Markets ETF Exchange Traded Fund 921943858 5,657 155,595 SH   DFND 1 0 0 0
Vanguard High Dividend Yield ETF Exchange Traded Fund 921946406 641 6,761 SH   DFND 1 0 0 0
Vanguard Short-Term Infl-Prot Secs ETF Exchange Traded Fund 922020805 2,765 57,478 SH   DFND 1 0 0 0
Vanguard Global ex-US Real Estate ETF Exchange Traded Fund 922042676 784 20,540 SH   DFND 1 0 0 0
Vanguard Total World Stock ETF Exchange Traded Fund 922042742 4,127 52,319 SH   DFND 1 0 0 0
Vanguard FTSE Emerging Markets ETF Exchange Traded Fund 922042858 2,675 73,312 SH   DFND 1 0 0 0
Vanguard Tax-Exempt Bond ETF Exchange Traded Fund 922907746 769 15,977 SH   DFND 1 0 0 0
Vanguard 500 ETF Exchange Traded Fund 922908363 20,295 61,544 SH   DFND 1 0 0 0
Vanguard Mid-Cap Value ETF Exchange Traded Fund 922908512 3,324 27,301 SH   DFND 1 0 0 0
Vanguard Mid-Cap Growth ETF Exchange Traded Fund 922908538 4,137 24,259 SH   DFND 1 0 0 0
Vanguard REIT ETF Exchange Traded Fund 922908553 866 10,806 SH   DFND 1 0 0 0
Vanguard Small-Cap Growth ETF Exchange Traded Fund 922908595 2,852 14,615 SH   DFND 1 0 0 0
Vanguard Small-Cap Value ETF Exchange Traded Fund 922908611 3,253 22,685 SH   DFND 1 0 0 0
Vanguard Mid-Cap ETF Exchange Traded Fund 922908629 2,383 12,678 SH   DFND 1 0 0 0
Vanguard Growth ETF Exchange Traded Fund 922908736 10,353 48,388 SH   DFND 1 0 0 0
Vanguard Value ETF Exchange Traded Fund 922908744 12,245 99,165 SH   DFND 1 0 0 0
Vanguard Small-Cap ETF Exchange Traded Fund 922908751 3,749 21,936 SH   DFND 1 0 0 0
Vanguard Total Stock Market ETF Exchange Traded Fund 922908769 8,729 48,637 SH   DFND 1 0 0 0
Alerian MLP ETF Exchange Traded Fund 00162Q452 9,042 247,311 SH   DFND 1 0 0 0
First Trust Water ETF Exchange Traded Fund 33733B100 1,170 16,290 SH   DFND 1 0 0 0
First Trust Health Care AlphaDEX ETF Exchange Traded Fund 33734X143 2,500 25,718 SH   DFND 1 0 0 0
First Trust Cloud Computing ETF Exchange Traded Fund 33734X192 229 3,791 SH   DFND 1 0 0 0
First Trust Rising Dividend Achiev ETF Exchange Traded Fund 33738R506 31,998 822,984 SH   DFND 1 0 0 0
FlexShares Mstar Glbl Upstrm Nat Res ETF Exchange Traded Fund 33939L407 213 5,678 SH   DFND 1 0 0 0
Global X US Preferred ETF Exchange Traded Fund 37954Y657 678 33,074 SH   DFND 1 0 0 0
Global X US Infrastructure Dev ETF Exchange Traded Fund 37954Y673 1,007 43,661 SH   DFND 1 0 0 0
Global X Lithium & Battery Tech ETF Exchange Traded Fund 37954Y855 1,313 19,870 SH   DFND 1 0 0 0
Invesco Water Resources ETF Exchange Traded Fund 46137V142 212 4,640 SH   DFND 1 0 0 0
Invesco S&P 500 Equal Weight Tech ETF Exchange Traded Fund 46137V282 1,832 8,090 SH   DFND 1 0 0 0
Invesco S&P 500 Eql Wt Cnsm Stapl ETF Exchange Traded Fund 46137V373 1,557 10,124 SH   DFND 1 0 0 0
Invesco DB Commodity Index Tracking Fund Exchange Traded Fund 46138B103 4,307 180,135 SH   DFND 1 0 0 0
Invesco S&P 500 Low Volatility ETF Exchange Traded Fund 46138E354 1,906 32,955 SH   DFND 1 0 0 0
Invesco S&P 500 High Div Low Vol ETF Exchange Traded Fund 46138E362 1,401 35,825 SH   DFND 1 0 0 0
Invesco Preferred ETF Exchange Traded Fund 46138E511 555 46,714 SH   DFND 1 0 0 0
Invesco National AMT-Free Muni Bd ETF Exchange Traded Fund 46138E537 3,745 169,600 SH   DFND 1 0 0 0
Invesco Fundamental Hi Yld Corp Bd ETF Exchange Traded Fund 46138E719 517 31,442 SH   DFND 1 0 0 0
Invesco DWA SmallCap Momentum ETF Exchange Traded Fund 46138E842 414 6,050 SH   DFND 1 0 0 0
Invesco Senior Loan ETF Exchange Traded Fund 46138G508 9,363 463,755 SH   DFND 1 0 0 0
Invesco Solar ETF Exchange Traded Fund 46138G706 573 7,780 SH   DFND 1 0 0 0
Invesco DB Agriculture Fund Exchange Traded Fund 46140H106 1,908 95,327 SH   DFND 1 0 0 0
Invesco DB Oil Fund Exchange Traded Fund 46140H403 2,812 185,237 SH   DFND 1 0 0 0
iShares Silver Trust Exchange Traded Fund 46428Q109 4,787 273,518 SH   DFND 1 0 0 0
iShares S&P GSCI Commodity-Indexed Trust Exchange Traded Fund 46428R107 1,842 89,494 SH   DFND 1 0 0 0
iShares US Treasury Bond Exchange Traded Fund 46429B267 1,146 50,363 SH   DFND 1 0 0 0
Ishares Core High Dividend Etf Exchange Traded Fund 46429B663 1,029 11,273 SH   DFND 1 0 0 0
iShares Edge MSCI Min Vol USA Exchange Traded Fund 46429B697 810 12,250 SH   DFND 1 0 0 0
iShares 0-5 Year TIPS Bond ETF Exchange Traded Fund 46429B747 5,054 52,581 SH   DFND 1 0 0 0
iShares MSCI USA Quality Factor ETF Exchange Traded Fund 46432F339 203 1,949 SH   DFND 1 0 0 0
iShares Core MSCI Total Intl Stk ETF Exchange Traded Fund 46432F834 287 5,642 SH   DFND 1 0 0 0
iShares Core MSCI EAFE Exchange Traded Fund 46432F842 2,587 49,120 SH   DFND 1 0 0 0
iShares Core MSCI Emerging Markets ETF Exchange Traded Fund 46434G103 844 19,636 SH   DFND 1 0 0 0
iShares MSCI Intl Quality Factor ETF Exchange Traded Fund 46434V456 500 18,001 SH   DFND 1 0 0 0
iShares Core Dividend Growth ETF Exchange Traded Fund 46434V621 15,075 338,985 SH   DFND 1 0 0 0
iShares International Dividend Gr ETF Exchange Traded Fund 46435G524 3,289 64,950 SH   DFND 1 0 0 0
iShares Broad USD High Yield Corp Bd ETF Exchange Traded Fund 46435U853 1,683 50,069 SH   DFND 1 0 0 0
ProShares S&P 500 Dividend Aristocrats Exchange Traded Fund 74348A467 1,758 21,991 SH   DFND 1 0 0 0
SPDR S&P 500 ETF Exchange Traded Fund 78462F103 14,859 41,416 SH   DFND 1 0 0 0
SPDR Gold Shares Exchange Traded Fund 78463V107 17,738 114,684 SH   DFND 1 0 0 0
SPDR Dow Jones International RelEst ETF Exchange Traded Fund 78463X863 344 14,280 SH   DFND 1 0 0 0
SPDR Portfolio Interm Term Corp Bd ETF Exchange Traded Fund 78464A375 307 9,816 SH   DFND 1 0 0 0
SPDR S&P 500 Growth Exchange Traded Fund 78464A409 376 7,513 SH   DFND 1 0 0 0
SPDR Portfolio S&P 500 Value ETF Exchange Traded Fund 78464A508 1,551 44,969 SH   DFND 1 0 0 0
SPDR Portfolio TIPS ETF Exchange Traded Fund 78464A656 318 12,540 SH   DFND 1 0 0 0
SPDR Portfolio Long Term Treasury ETF Exchange Traded Fund 78464A664 16,600 560,054 SH   DFND 1 0 0 0
SPDR S&P Regional Banking ETF Exchange Traded Fund 78464A698 1,189 20,201 SH   DFND 1 0 0 0
SPDR S&P Metals and Mining ETF Exchange Traded Fund 78464A755 1,481 34,863 SH   DFND 1 0 0 0
SPDR S&P Dividend ETF Exchange Traded Fund 78464A763 2,748 24,644 SH   DFND 1 0 0 0
SPDR S&P Biotech ETF Exchange Traded Fund 78464A870 219 2,758 SH   DFND 1 0 0 0
SPDR Dow Jones Industrial Average ETF Exchange Traded Fund 78467X109 1,128 3,914 SH   DFND 1 0 0 0
SPDR S&P MidCap 400 ETF Exchange Traded Fund 78467Y107 5,840 14,473 SH   DFND 1 0 0 0
SPDR Blmbg BarclaysST HY Bd ETF Exchange Traded Fund 78468R408 3,686 155,016 SH   DFND 1 0 0 0
SPDR Blmbg Barclays High Yield Bd ETF Exchange Traded Fund 78468R622 902 10,272 SH   DFND 1 0 0 0
SPDR Blmbg Barclays 1-3 Mth T-Bill ETF Exchange Traded Fund 78468R663 1,417 15,469 SH   DFND 1 0 0 0
SPDR Nuveen Blmbg ST MunBd ETF Exchange Traded Fund 78468R739 964 20,911 SH   DFND 1 0 0 0
SPDR Portfolio S&P 500 High Div ETF Exchange Traded Fund 78468R788 371 10,469 SH   DFND 1 0 0 0
Materials Select Sector SPDR ETF Exchange Traded Fund 81369Y100 357 5,244 SH   DFND 1 0 0 0
Select Sector Spdr Trust The Health Care Select Sector Spdr Fund Exchange Traded Fund 81369Y209 14,415 119,024 SH   DFND 1 0 0 0
Consumer Staples Select Sector SPDR ETF Exchange Traded Fund 81369Y308 22,251 333,453 SH   DFND 1 0 0 0
Select Sector Spdr Fund Shs Ben Consumer Discretionary Exchange Traded Fund 81369Y407 981 6,883 SH   DFND 1 0 0 0
Select Sector Spdr Trust Shs Ben Int Energy Exchange Traded Fund 81369Y506 6,071 84,293 SH   DFND 1 0 0 0
Financial Select Sector SPDR ETF Exchange Traded Fund 81369Y605 12,758 420,238 SH   DFND 1 0 0 0
Industrial Select Sector SPDR ETF Exchange Traded Fund 81369Y704 1,916 23,131 SH   DFND 1 0 0 0
Technology Select Sector SPDR ETF Exchange Traded Fund 81369Y803 4,638 39,047 SH   DFND 1 0 0 0
Utilities Select Sector SPDR ETF Exchange Traded Fund 81369Y886 5,240 79,994 SH   DFND 1 0 0 0
VanEck Semiconductor ETF Exchange Traded Fund 92189F676 1,797 9,708 SH   DFND 1 0 0 0
VanEck JPMorgan EMLcl Ccy Bd ETF Exchange Traded Fund 92189H300 1,470 64,457 SH   DFND 1 0 0 0
Vanguard Total International Bond ETF Exchange Traded Fund 92203J407 1,363 28,556 SH   DFND 1 0 0 0
Vanguard Consumer Discretionary ETF Exchange Traded Fund 92204A108 1,192 5,057 SH   DFND 1 0 0 0
Vanguard Energy ETF Exchange Traded Fund 92204A306 2,478 24,100 SH   DFND 1 0 0 0
Vanguard Financials ETF Exchange Traded Fund 92204A405 789 10,538 SH   DFND 1 0 0 0
Vanguard Health Care ETF Exchange Traded Fund 92204A504 2,174 9,684 SH   DFND 1 0 0 0
Vanguard Industrials ETF Exchange Traded Fund 92204A603 635 4,015 SH   DFND 1 0 0 0
Vanguard Information Technology ETF Exchange Traded Fund 92204A702 4,330 14,052 SH   DFND 1 0 0 0
Vanguard Materials ETF Exchange Traded Fund 92204A801 459 3,075 SH   DFND 1 0 0 0
Vanguard Utilities ETF Exchange Traded Fund 92204A876 11,015 76,751 SH   DFND 1 0 0 0
Vanguard Telecommunication Services ETF Exchange Traded Fund 92204A884 338 4,099 SH   DFND 1 0 0 0
Vanguard Short-Term Corporate Bond ETF Exchange Traded Fund 92206C409 16,170 217,686 SH   DFND 1 0 0 0
Vanguard Russell 2000 Growth ETF Exchange Traded Fund 92206C623 4,681 31,043 SH   DFND 1 0 0 0
Vanguard Russell 2000 Value ETF Exchange Traded Fund 92206C649 1,284 11,271 SH   DFND 1 0 0 0
Vanguard Russell 2000 ETF Exchange Traded Fund 92206C664 501 7,484 SH   DFND 1 0 0 0
Vanguard Russell 1000 Growth ETF Exchange Traded Fund 92206C680 7,062 129,917 SH   DFND 1 0 0 0
Vanguard Russell 1000 Value ETF Exchange Traded Fund 92206C714 7,194 119,749 SH   DFND 1 0 0 0
Vanguard Mortgage-Backed Secs ETF Exchange Traded Fund 92206C771 421 9,329 SH   DFND 1 0 0 0
Vanguard Intermediate-Term Corp Bd ETF Exchange Traded Fund 92206C870 773 10,209 SH   DFND 1 0 0 0
WisdomTree EmMkts ex-Stt-Ownd EntrprsETF Exchange Traded Fund 97717X578 324 13,159 SH   DFND 1 0 0 0