The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 37 13,452,024 SH   SOLE   0 0 13,452,024
ABBVIE INC COM 00287Y109 8 753,139 SH   SOLE   0 0 753,139
ADOBE INC COM 00724F101 21 9,057,930 SH   SOLE   0 0 9,057,930
AUTOMATIC DATA PROCESSING IN COM 053015103 1 216,899 SH   SOLE   0 0 216,899
AMERICAN ELEC PWR CO INC COM 025537101 4 287,899 SH   SOLE   0 0 287,899
AMGEN INC COM 031162100 8 1,811,075 SH   SOLE   0 0 1,811,075
AMERICAN TOWER CORP NEW COM 03027X100 3 829,138 SH   SOLE   0 0 829,138
AMAZON COM INC COM 023135106 1 3,324,378 SH   SOLE   0 0 3,324,378
ARES CAPITAL CORP COM 04010L103 18 253,171 SH   SOLE   0 0 253,171
ARK ETF TR INNOVATION ETF 00214Q104 4 313,907 SH   SOLE   0 0 313,907
ASPEN GROUP INC COM NEW 04530L203 710 6,428,622 SH   SOLE   0 0 6,428,622
BROADCOM INC COM 11135F101 2 548,978 SH   SOLE   0 0 548,978
AXSOME THERAPEUTICS INC COM 05464T104 4 308,385 SH   SOLE   0 0 308,385
BOEING CO COM 097023105 9 1,684,554 SH   SOLE   0 0 1,684,554
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4 824,405 SH   SOLE   0 0 824,405
BK OF AMERICA CORP COM 060505104 23 538,959 SH   SOLE   0 0 538,959
BECTON DICKINSON & CO COM 075887109 7 1,739,516 SH   SOLE   0 0 1,739,516
VANGUARD BD INDEX FDS INTERMED TERM 921937819 12 1,136,403 SH   SOLE   0 0 1,136,403
BLACKROCK INC COM 09247X101 1 272,045 SH   SOLE   0 0 272,045
BRISTOL-MYERS SQUIBB CO COM 110122108 16 950,078 SH   SOLE   0 0 950,078
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 10 1,847,936 SH   SOLE   0 0 1,847,936
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 17 1,396,947 SH   SOLE   0 0 1,396,947
BOSTON SCIENTIFIC CORP COM 101137107 7 245,068 SH   SOLE   0 0 245,068
BLACKSTONE GROUP INC COM CL A 09260D107 25 1,396,497 SH   SOLE   0 0 1,396,497
CROWN CASTLE INTL CORP NEW COM 22822V101 2 341,561 SH   SOLE   0 0 341,561
CLEARBRIDGE MLP AND MIDSTRM COM 184692101 64 203,047 SH   SOLE   0 0 203,047
COMCAST CORP NEW CL A 20030N101 24 949,851 SH   SOLE   0 0 949,851
COSTCO WHSL CORP NEW COM 22160K105 2 644,500 SH   SOLE   0 0 644,500
SALESFORCE COM INC COM 79466L302 4 759,998 SH   SOLE   0 0 759,998
CISCO SYS INC COM 17275R102 27 1,267,853 SH   SOLE   0 0 1,267,853
CVS HEALTH CORP COM 126650100 15 968,345 SH   SOLE   0 0 968,345
CHEVRON CORP NEW COM 166764100 6 508,611 SH   SOLE   0 0 508,611
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1 248,955 SH   SOLE   0 0 248,955
DISNEY WALT CO COM DISNEY 254687106 10 1,063,123 SH   SOLE   0 0 1,063,123
DUFF & PHELPS UTLITY AND INF COM 26433C105 56 619,824 SH   SOLE   0 0 619,824
CONSOLIDATED EDISON INC COM 209115104 21 1,536,459 SH   SOLE   0 0 1,536,459
ISHARES TR MSCI EAFE ETF 464287465 4 225,441 SH   SOLE   0 0 225,441
EMERSON ELEC CO COM 291011104 12 758,128 SH   SOLE   0 0 758,128
EVOLUS INC COM 30052C107 23 121,238 SH   SOLE   0 0 121,238
ISHARES TR GLOB INDSTRL ETF 464288729 6 504,691 SH   SOLE   0 0 504,691
FORD MTR CO DEL COM 345370860 42 252,515 SH   SOLE   0 0 252,515
FACEBOOK INC CL A 30303M102 7 1,674,868 SH   SOLE   0 0 1,674,868
FIRST TR NASDAQ-100 TECH IND DJ INTERNT IDX 33733E302 2 354,320 SH   SOLE   0 0 354,320
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
FIRST TR INTER DUR PFD & IN COM 33718W103 10 205,763 SH   SOLE   0 0 205,763
BLACKROCK FLOATING RATE INCO COM 09255X100 88 988,681 SH   SOLE   0 0 988,681
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 16 1,619,396 SH   SOLE   0 0 1,619,396
GENERAL ELECTRIC CO COM 369604103 11 74,228 SH   SOLE   0 0 74,228
GERON CORP COM 374163103 66 143,717 SH   SOLE   0 0 143,717
SPDR GOLD TR GOLD SHS 78463V107 3 574,749 SH   SOLE   0 0 574,749
ALPHABET INC CAP STK CL C 02079K107 1 1,919,968 SH   SOLE   0 0 1,919,968
ALPHABET INC CAP STK CL A 02079K305 2 2,635,881 SH   SOLE   0 0 2,635,881
GOLDMAN SACHS GROUP IN COM 38141G104 2 409,951 SH   SOLE   0 0 409,951
GOLDMAN SACHS BDC INC SHS 38147U107 20 320,160 SH   SOLE   0 0 320,160
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
GW PHARMACEUTICALS PLC ADS 36197T103 4 458,114 SH   SOLE   0 0 458,114
HOME DEPOT INC COM 437076102 7 1,811,747 SH   SOLE   0 0 1,811,747
HONEYWELL INTL INC COM 438516106 10 1,475,196 SH   SOLE   0 0 1,475,196
TEKLA HEALTHCARE INVS SH BEN INT 87911J103 75 1,603,994 SH   SOLE   0 0 1,603,994
HUMANA INC COM 444859102 1 277,241 SH   SOLE   0 0 277,241
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR NASDAQ BIOTECH 464287556 6 828,557 SH   SOLE   0 0 828,557
INTERNATIONAL BUSINESS MACHS COM 459200101 15 1,798,995 SH   SOLE   0 0 1,798,995
ISHARES TR IBONDS DEC2023 46435G318 12 315,161 SH   SOLE   0 0 315,161
ISHARES TR CORE MSCI EAFE 46432F842 19 1,063,408 SH   SOLE   0 0 1,063,408
ISHARES TR 3 7 YR TREAS BD 464288661 3 450,434 SH   SOLE   0 0 450,434
ISHARES INC CORE MSCI EMKT 46434G103 14 643,687 SH   SOLE   0 0 643,687
IMMUTEP LTD SPONSORED ADS 45257L108 14 14,904 SH   SOLE   0 0 14,904
INTEL CORP COM 458140100 21 1,227,428 SH   SOLE   0 0 1,227,428
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 5 245,690 SH   SOLE   0 0 245,690
INTUITIVE SURGICAL INC COM NEW 46120E602 0 283,775 SH   SOLE   0 0 283,775
VANECK VECTORS ETF TR VANECK VECTORS ETF TR 92189H201 8 406,043 SH   SOLE   0 0 406,043
INVESCO MORTGAGE CAPITAL INC COM 46131B100 20 74,729 SH   SOLE   0 0 74,729
ISHARES TR CORE S&P500 ETF 464287200 2 598,124 SH   SOLE   0 0 598,124
ISHARES TR GBL COMM SVC ETF 464287275 16 974,520 SH   SOLE   0 0 974,520
ISHARES TR U.S. CNSM SV ETF 464287580 1 203,470 SH   SOLE   0 0 203,470
JOHN HANCOCK EXCHANGE TRADED MLTFACTR UTILS 47804J867 9 251,179 SH   SOLE   0 0 251,179
JOHNSON & JOHNSON COM 478160104 13 1,795,879 SH   SOLE   0 0 1,795,879
JPMORGAN CHASE & CO COM 46625H100 15 1,405,415 SH   SOLE   0 0 1,405,415
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 19 742,006 SH   SOLE   0 0 742,006
COCA COLA CO COM 191216100 8 366,292 SH   SOLE   0 0 366,292
LINEAGE CELL THERAPEUTICS IN COM 53566P109 120 104,077 SH   SOLE   0 0 104,077
LOCKHEED MARTIN CORP COM 539830109 1 210,924 SH   SOLE   0 0 210,924
ISHARES TR IBOXX INV CP ETF 464287242 5 698,340 SH   SOLE   0 0 698,340
MASTERCARD INCORPORATED CL A 57636Q104 3 752,557 SH   SOLE   0 0 752,557
ISHARES TR MBS ETF 464288588 12 1,293,592 SH   SOLE   0 0 1,293,592
MCDONALDS CORP COM 580135101 3 644,502 SH   SOLE   0 0 644,502
MEDTRONIC PLC SHS G5960L103 3 261,895 SH   SOLE   0 0 261,895
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
3M CO COM 88579Y101 2 265,512 SH   SOLE   0 0 265,512
ALTRIA GROUP INC SHS 02209S103 8 311,841 SH   SOLE   0 0 311,841
MERCK & CO. INC COM 58933Y105 9 677,471 SH   SOLE   0 0 677,471
MICROSOFT CORP COM 594918104 24 4,931,688 SH   SOLE   0 0 4,931,688
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101 110 1,467,743 SH   SOLE   0 0 1,467,743
BLACKROCK MUNIYIELD QUALITY COM 09254E103 42 546,840 SH   SOLE   0 0 546,840
BLACKROCK MUNIYIELD N J FD I COM 09254Y109 115 1,566,269 SH   SOLE   0 0 1,566,269
NEXTERA ENERGY INC COM 65339F101 6 1,354,371 SH   SOLE   0 0 1,354,371
NETFLIX INC COM 64110L106 1 261,648 SH   SOLE   0 0 261,648
NEW JERSEY RES COM 646025106 8 248,092 SH   SOLE   0 0 248,092
NIKE INC CL B 654106103 7 674,516 SH   SOLE   0 0 674,516
NVIDIA CORPORATION COM 67066G104 3 955,541 SH   SOLE   0 0 955,541
ETF SER SOLUTIONS CLEARSHS ULTRA 26922A453 5 453,298 SH   SOLE   0 0 453,298
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 9 253,003 SH   SOLE   0 0 253,003
PEPSICO INC COM 713448108 12 1,535,649 SH   SOLE   0 0 1,535,649
PFIZER INC COM 717081103 20 657,140 SH   SOLE   0 0 657,140
PROCTER AND GAMBLE CO COM 742718109 11 1,287,535 SH   SOLE   0 0 1,287,535
POLARIS INC COM 731068102 2 206,942 SH   SOLE   0 0 206,942
PHILIP MORRIS INTL INC COM 718172109 7 464,855 SH   SOLE   0 0 464,855
PAYPAL HLDGS INC COM 70450Y103 3 565,551 SH   SOLE   0 0 565,551
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ETF SER SOLUTIONS DEFIANCE QUANT 26922A420 8 241,555 SH   SOLE   0 0 241,555
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 5 615,081 SH   SOLE   0 0 615,081
RAYTHEON TECHNOLOGIES CORP COM 75513E101 11 652,877 SH   SOLE   0 0 652,877
ISHARES TR GLB CNS DISC ETF 464288745 5 560,259 SH   SOLE   0 0 560,259
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 6 1,227,376 SH   SOLE   0 0 1,227,376
STARBUCKS CORP COM 855244109 15 1,091,547 SH   SOLE   0 0 1,091,547
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 18 1,368,050 SH   SOLE   0 0 1,368,050
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 26 1,485,784 SH   SOLE   0 0 1,485,784
SPDR SER TR NUVEEN BLMBRG SR 78468R739 9 468,778 SH   SOLE   0 0 468,778
SHOPIFY INC CL A 82509L107 0 337,915 SH   SOLE   0 0 337,915
ISHARES SILVER TR ISHARES 46428Q109 17 281,516 SH   SOLE   0 0 281,516
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
CONSTELLATION BRANDS INC CL A 21036P108 2 350,250 SH   SOLE   0 0 350,250
STRYKER CORP COM 863667101 2 367,588 SH   SOLE   0 0 367,588
AT&T INC COM 00206R102 80 2,416,596 SH   SOLE   0 0 2,416,596
ISHARES TR TIPS BD ETF 464287176 5 575,013 SH   SOLE   0 0 575,013
TJX COS INC NEW COM 872540109 6 326,163 SH   SOLE   0 0 326,163
THERMO FISHER SCIENTIFIC INC COM 883556102 2 711,273 SH   SOLE   0 0 711,273
TESLA INC COM 88160R101 0 217,042 SH   SOLE   0 0 217,042
THE TRADE DESK INC COM CL A 88339J105 1 221,543 SH   SOLE   0 0 221,543
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 1 200,981 SH   SOLE   0 0 200,981
TEXAS INSTRS INC COM 882508104 2 314,718 SH   SOLE   0 0 314,718
UBER TECHNOLOGIES INC COM 90353T100 10 304,056 SH   SOLE   0 0 304,056
UNITEDHEALTH GROUP INC COM 91324P102 5 1,480,102 SH   SOLE   0 0 1,480,102
UNION PAC CORP COM 907818108 2 297,285 SH   SOLE   0 0 297,285
UNITED RENTALS INC COM 911363109 2 296,142 SH   SOLE   0 0 296,142
VISA INC COM CL A 92826C839 9 1,815,008 SH   SOLE   0 0 1,815,008
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1 239,078 SH   SOLE   0 0 239,078
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5 387,986 SH   SOLE   0 0 387,986
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 2 241,042 SH   SOLE   0 0 241,042
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6 270,121 SH   SOLE   0 0 270,121
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 7 421,906 SH   SOLE   0 0 421,906
VANGUARD WORLD FDS INF TECH ETF 92204A702 6 1,583,636 SH   SOLE   0 0 1,583,636
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3 345,894 SH   SOLE   0 0 345,894
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 2 268,629 SH   SOLE   0 0 268,629
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 35 554,266 SH   SOLE   0 0 554,266
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1 302,420 SH   SOLE   0 0 302,420
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1 217,923 SH   SOLE   0 0 217,923
VANGUARD INDEX FDS VALUE ETF 922908744 10 1,041,384 SH   SOLE   0 0 1,041,384
VANGUARD INDEX FDS GROWTH ETF 922908736 6 1,166,664 SH   SOLE   0 0 1,166,664
VERIZON COMMUNICATIONS INC COM 92343V104 36 1,967,354 SH   SOLE   0 0 1,967,354
WALMART INC COM 931142103 3 369,641 SH   SOLE   0 0 369,641
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 7 361,582 SH   SOLE   0 0 361,582
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 13 311,706 SH   SOLE   0 0 311,706
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 7 457,193 SH   SOLE   0 0 457,193
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 13 1,320,649 SH   SOLE   0 0 1,320,649
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 6 346,166 SH   SOLE   0 0 346,166
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 9 302,081 SH   SOLE   0 0 302,081
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 6 574,557 SH   SOLE   0 0 574,557
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 5 577,964 SH   SOLE   0 0 577,964
EXXON MOBIL CORP COM 30231G102 15 669,768 SH   SOLE   0 0 669,768
ZOETIS INC CL A 98978V103 2 227,349 SH   SOLE   0 0 227,349
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 10 1,847,936 SH   SOLE   0 0 1,847,936
ASPEN GROUP INC COM NEW 04530L203 710 6,428,622 SH   SOLE   0 0 6,428,622
ASPEN GROUP INC COM NEW 04530L203 710 6,428,622 SH   SOLE   0 0 6,428,622
BOEING CO COM 097023105 9 1,684,554 SH   SOLE   0 0 1,684,554
ETF SER SOLUTIONS CLEARSHS ULTRA 26922A453 5 453,298 SH   SOLE   0 0 453,298
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
ETF SER SOLUTIONS CLEARSHS ULTRA 26922A453 5 453,298 SH   SOLE   0 0 453,298
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
ASPEN GROUP INC COM NEW 04530L203 710 6,428,622 SH   SOLE   0 0 6,428,622
ASPEN GROUP INC COM NEW 04530L203 710 6,428,622 SH   SOLE   0 0 6,428,622
ASPEN GROUP INC COM NEW 04530L203 710 6,428,622 SH   SOLE   0 0 6,428,622
ASPEN GROUP INC COM NEW 04530L203 710 6,428,622 SH   SOLE   0 0 6,428,622
ASPEN GROUP INC COM NEW 04530L203 710 6,428,622 SH   SOLE   0 0 6,428,622
ASPEN GROUP INC COM NEW 04530L203 710 6,428,622 SH   SOLE   0 0 6,428,622
ETF SER SOLUTIONS CLEARSHS ULTRA 26922A453 5 453,298 SH   SOLE   0 0 453,298
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4 824,405 SH   SOLE   0 0 824,405
AMAZON COM INC COM 023135106 1 3,324,378 SH   SOLE   0 0 3,324,378
APPLE INC COM 037833100 37 13,452,024 SH   SOLE   0 0 13,452,024
BK OF AMERICA CORP COM 060505104 23 538,959 SH   SOLE   0 0 538,959
CISCO SYS INC COM 17275R102 27 1,267,853 SH   SOLE   0 0 1,267,853
EVOLUS INC COM 30052C107 23 121,238 SH   SOLE   0 0 121,238
FLYING EAGLE ACQUISITION COR COM 34407Y103 23 250,070 SH   SOLE   0 0 250,070
GW PHARMACEUTICALS PLC ADS 36197T103 4 458,114 SH   SOLE   0 0 458,114
ICAD INC COM NEW 44934S206 13 129,870 SH   SOLE   0 0 129,870
TRONOX HOLDINGS PLC SHS G9087Q102 15 104,690 SH   SOLE   0 0 104,690
VERASTEM INC COM 92337C104 48 82,216 SH   SOLE   0 0 82,216
VISTA OUTDOOR INC COM 928377100 16 231,200 SH   SOLE   0 0 231,200
AT&T INC COM 00206R102 80 2,416,596 SH   SOLE   0 0 2,416,596
BOEING CO COM 097023105 9 1,684,554 SH   SOLE   0 0 1,684,554
MCDONALDS CORP COM 580135101 3 644,502 SH   SOLE   0 0 644,502
FLYING EAGLE ACQUISITION COR COM 34407Y103 23 250,070 SH   SOLE   0 0 250,070
GAN LTD ORD SHS G3728V109 9 229,050 SH   SOLE   0 0 229,050
IMMUTEP LTD SPONSORED ADS 45257L108 14 14,904 SH   SOLE   0 0 14,904
JPMORGAN CHASE & CO COM 46625H100 15 1,405,415 SH   SOLE   0 0 1,405,415
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 1 200,981 SH   SOLE   0 0 200,981
TRILLIUM THERAPEUTICS INC COM NEW 89620X506 11 84,945 SH   SOLE   0 0 84,945
ACTINIUM PHARMACEUTICALS INC COM 00507W107 28 9,842 SH   SOLE   0 0 9,842
ACTINIUM PHARMACEUTICALS INC COM 00507W107 28 9,842 SH   SOLE   0 0 9,842
AMAZON COM INC COM 023135106 1 3,324,378 SH   SOLE   0 0 3,324,378
AXSOME THERAPEUTICS INC COM 05464T104 4 308,385 SH   SOLE   0 0 308,385
BOEING CO COM 097023105 9 1,684,554 SH   SOLE   0 0 1,684,554
EVOLUS INC COM 30052C107 23 121,238 SH   SOLE   0 0 121,238
FLYING EAGLE ACQUISITION COR COM 34407Y103 23 250,070 SH   SOLE   0 0 250,070
GW PHARMACEUTICALS PLC ADS 36197T103 4 458,114 SH   SOLE   0 0 458,114
VERASTEM INC COM 92337C104 48 82,216 SH   SOLE   0 0 82,216
VISTA OUTDOOR INC COM 928377100 16 231,200 SH   SOLE   0 0 231,200
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4 824,405 SH   SOLE   0 0 824,405
ALPHABET INC CAP STK CL C 02079K107 1 1,919,968 SH   SOLE   0 0 1,919,968
AXSOME THERAPEUTICS INC COM 05464T104 4 308,385 SH   SOLE   0 0 308,385
EVOLUS INC COM 30052C107 23 121,238 SH   SOLE   0 0 121,238
FLYING EAGLE ACQUISITION COR COM 34407Y103 23 250,070 SH   SOLE   0 0 250,070
GW PHARMACEUTICALS PLC ADS 36197T103 4 458,114 SH   SOLE   0 0 458,114
GW PHARMACEUTICALS PLC ADS 36197T103 4 458,114 SH   SOLE   0 0 458,114
GAN LTD ORD SHS G3728V109 9 229,050 SH   SOLE   0 0 229,050
ICAD INC COM NEW 44934S206 13 129,870 SH   SOLE   0 0 129,870
IMMUTEP LTD SPONSORED ADS 45257L108 14 14,904 SH   SOLE   0 0 14,904
VISTA OUTDOOR INC COM 928377100 16 231,200 SH   SOLE   0 0 231,200
AXSOME THERAPEUTICS INC COM 05464T104 4 308,385 SH   SOLE   0 0 308,385
EVOLUS INC COM 30052C107 23 121,238 SH   SOLE   0 0 121,238
FACEBOOK INC CL A 30303M102 7 1,674,868 SH   SOLE   0 0 1,674,868
FLYING EAGLE ACQUISITION COR COM 34407Y103 23 250,070 SH   SOLE   0 0 250,070
GW PHARMACEUTICALS PLC ADS 36197T103 4 458,114 SH   SOLE   0 0 458,114
GAN LTD ORD SHS G3728V109 9 229,050 SH   SOLE   0 0 229,050
ICAD INC COM NEW 44934S206 13 129,870 SH   SOLE   0 0 129,870
TRILLIUM THERAPEUTICS INC COM NEW 89620X506 11 84,945 SH   SOLE   0 0 84,945
VERASTEM INC COM 92337C104 48 82,216 SH   SOLE   0 0 82,216
VISTA OUTDOOR INC COM 928377100 16 231,200 SH   SOLE   0 0 231,200
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4 824,405 SH   SOLE   0 0 824,405
AMAZON COM INC COM 023135106 1 3,324,378 SH   SOLE   0 0 3,324,378
APPLE INC COM 037833100 37 13,452,024 SH   SOLE   0 0 13,452,024
BK OF AMERICA CORP COM 060505104 23 538,959 SH   SOLE   0 0 538,959
BRISTOL-MYERS SQUIBB CO COM 110122108 16 950,078 SH   SOLE   0 0 950,078
EVOLUS INC COM 30052C107 23 121,238 SH   SOLE   0 0 121,238
GW PHARMACEUTICALS PLC ADS 36197T103 4 458,114 SH   SOLE   0 0 458,114
GAN LTD ORD SHS G3728V109 9 229,050 SH   SOLE   0 0 229,050
MEDTRONIC PLC SHS G5960L103 3 261,895 SH   SOLE   0 0 261,895
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 6 574,557 SH   SOLE   0 0 574,557
TRONOX HOLDINGS PLC SHS G9087Q102 15 104,690 SH   SOLE   0 0 104,690
AXSOME THERAPEUTICS INC COM 05464T104 4 308,385 SH   SOLE   0 0 308,385
CHIASMA INC COM 16706W102 10 53,800 SH   SOLE   0 0 53,800
EVOLUS INC COM 30052C107 23 121,238 SH   SOLE   0 0 121,238
FLYING EAGLE ACQUISITION COR COM 34407Y103 23 250,070 SH   SOLE   0 0 250,070
GW PHARMACEUTICALS PLC ADS 36197T103 4 458,114 SH   SOLE   0 0 458,114
GAN LTD ORD SHS G3728V109 9 229,050 SH   SOLE   0 0 229,050
ICAD INC COM NEW 44934S206 13 129,870 SH   SOLE   0 0 129,870
TRILLIUM THERAPEUTICS INC COM NEW 89620X506 11 84,945 SH   SOLE   0 0 84,945
TRONOX HOLDINGS PLC SHS G9087Q102 15 104,690 SH   SOLE   0 0 104,690
VERASTEM INC COM 92337C104 48 82,216 SH   SOLE   0 0 82,216
VISTA OUTDOOR INC COM 928377100 16 231,200 SH   SOLE   0 0 231,200
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 21 1,981,582 SH   SOLE   0 0 1,981,582
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 56 2,839,510 SH   SOLE   0 0 2,839,510
ISHARES TR A RATE CP BD ETF 46429B291 38 2,201,731 SH   SOLE   0 0 2,201,731
ISHARES GOLD TRUST ISHARES 464285105 122 2,069,773 SH   SOLE   0 0 2,069,773
ISHARES TR FLTG RATE NT ETF 46429B655 50 2,534,904 SH   SOLE   0 0 2,534,904
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 125 3,072,196 SH   SOLE   0 0 3,072,196
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 30 3,097,621 SH   SOLE   0 0 3,097,621
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 36 1,562,952 SH   SOLE   0 0 1,562,952
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51 5,140,970 SH   SOLE   0 0 5,140,970
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 89 4,465,284 SH   SOLE   0 0 4,465,284
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 83 2,472,565 SH   SOLE   0 0 2,472,565
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 65 1,576,477 SH   SOLE   0 0 1,576,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 48 2,470,170 SH   SOLE   0 0 2,470,170
SPDR SER TR S&P 600 SMCP GRW 78464A201 37 2,108,835 SH   SOLE   0 0 2,108,835
SPDR SER TR S&P 600 SMCP VAL 78464A300 40 1,984,960 SH   SOLE   0 0 1,984,960
SPDR SER TR S&P 400 MDCP GRW 78464A821 44 2,367,462 SH   SOLE   0 0 2,367,462
SPDR SER TR S&P 400 MDCP VAL 78464A839 51 2,175,037 SH   SOLE   0 0 2,175,037