The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 5,555 1,704 SH   SOLE   1,704 0 0
BLACKROCK SHORT MATURITY MUNICIPAL BOND ETF ETF 46431W838 1,650 33,163 SH   SOLE   33,162 0 0
INVESCO QQQ TRUST ETF 46090E103 241 665 SH   SOLE   665 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 38,273 240,819 SH   SOLE   240,818 0 0
STARBUCKS CORP COM Stock 855244109 668 7,347 SH   SOLE   7,347 0 0
SEMPRA COM Stock 816851109 259 1,542 SH   SOLE   1,541 0 0
ANTHEM INC COM Stock 036752103 231 469 SH   SOLE   469 0 0
DOLLAR GEN CORP NEW COM Stock 256677105 420 1,885 SH   SOLE   1,884 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,949 10,997 SH   SOLE   10,996 0 0
WASTE MGMT INC DEL COM Stock 94106L109 635 4,009 SH   SOLE   4,008 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 29,346 128,898 SH   SOLE   128,898 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 674 1,171 SH   SOLE   1,171 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 327 7,233 SH   SOLE   7,233 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 642 1,946 SH   SOLE   1,946 0 0
YUM BRANDS INC COM Stock 988498101 1,872 15,795 SH   SOLE   15,794 0 0
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860 4,313 89,262 SH   SOLE   89,262 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 3,468 22,693 SH   SOLE   22,693 0 0
COCA COLA CO COM Stock 191216100 765 12,342 SH   SOLE   12,341 0 0
TRUIST FINL CORP COM Stock 89832Q109 427 7,538 SH   SOLE   7,537 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 514 2,399 SH   SOLE   2,398 0 0
MARRIOTT INTL INC NEW CL A Stock 571903202 275 1,566 SH   SOLE   1,566 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 964 8,900 SH   SOLE   8,899 0 0
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 485 5,009 SH   SOLE   5,008 0 0
ISHARES MSCI ACWI EX US INDEX FUND ETF 464288240 2,737 52,367 SH   SOLE   52,366 0 0
INTEL CORP COM Stock 458140100 3,395 68,498 SH   SOLE   68,498 0 0
OUTLOOK THERAPEUTICS INC COM NEW Stock 69012T206 89 50,000 SH   SOLE   50,000 0 0
MEDTRONIC PLC SHS Stock G5960L103 512 4,611 SH   SOLE   4,611 0 0
ISHARES U.S. FINANCIALS ETF ETF 464287788 359 4,244 SH   SOLE   4,244 0 0
FORTIVE CORP COM Stock 34959J108 1,335 21,903 SH   SOLE   21,903 0 0
NETFLIX INC COM Stock 64110L106 728 1,944 SH   SOLE   1,944 0 0
HERC HLDGS INC COM Stock 42704L104 823 4,924 SH   SOLE   4,924 0 0
PAYCHEX INC COM Stock 704326107 356 2,609 SH   SOLE   2,609 0 0
SPDR MSCI USA STRATEGICFACTORS ETF ETF 78468R812 311 2,499 SH   SOLE   2,499 0 0
ISHARES MSCI UNITED KINGDOM ETF ETF 46435G334 230 6,835 SH   SOLE   6,835 0 0
WELLS FARGO CO NEW PERP PFD CNV A Convertible Preferred 949746804 522 394 SH   SOLE   394 0 0
PROLOGIS INC. COM REIT 74340W103 336 2,083 SH   SOLE   2,082 0 0
MERCK & CO INC COM Stock 58933Y105 2,873 35,016 SH   SOLE   35,015 0 0
SPDR S&P 500 ETF ETF 78462F103 45,610 100,988 SH   SOLE   100,988 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 5,874 16,436 SH   SOLE   16,436 0 0
FIRST REP BK SAN FRANCISCO CAL COM Stock 33616C100 8,886 54,821 SH   SOLE   54,820 0 0
UNITED RENTALS INC COM Stock 911363109 650 1,830 SH   SOLE   1,830 0 0
ALLSTATE CORP COM Stock 020002101 6,621 47,804 SH   SOLE   47,803 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 263 1,296 SH   SOLE   1,295 0 0
ISHARES TIPS BOND ETF ETF 464287176 1,201 9,640 SH   SOLE   9,640 0 0
LIONS GATE ENTMNT CORP CL B NON VTG Stock 535919500 577 38,385 SH   SOLE   38,385 0 0
ISHARES U.S. HOME CONSTRUCTION ETF ETF 464288752 241 4,063 SH   SOLE   4,063 0 0
CORNING INC COM Stock 219350105 371 10,042 SH   SOLE   10,042 0 0
JPMORGAN RESEARCH ENHANCED HIGH YIELD ETF ETF 46641Q878 817 16,700 SH   SOLE   16,699 0 0
BANK NEW YORK MELLON CORP COM Stock 064058100 256 5,150 SH   SOLE   5,149 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 1,740 34,154 SH   SOLE   34,153 0 0
CHUBB LIMITED COM Stock H1467J104 258 1,207 SH   SOLE   1,206 0 0
FEDEX CORP COM Stock 31428X106 439 1,897 SH   SOLE   1,897 0 0
PEPSICO INC COM Stock 713448108 1,024 6,120 SH   SOLE   6,120 0 0
HONEYWELL INTL INC COM Stock 438516106 226 1,163 SH   SOLE   1,163 0 0
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF ETF 78464A383 671 28,017 SH   SOLE   28,017 0 0
US BANCORP DEL COM NEW Stock 902973304 482 9,062 SH   SOLE   9,062 0 0
HOME DEPOT INC COM Stock 437076102 3,393 11,335 SH   SOLE   11,335 0 0
BAXTER INTL INC COM Stock 071813109 1,392 17,946 SH   SOLE   17,946 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 494 2,171 SH   SOLE   2,170 0 0
KALA PHARMACEUTICALS INC COM Stock 483119103 672 487,106 SH   SOLE   487,106 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 330 4,491 SH   SOLE   4,490 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 585 3,627 SH   SOLE   3,627 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 21,577 157,511 SH   SOLE   157,511 0 0
SOUTHERN CO COM Stock 842587107 226 3,123 SH   SOLE   3,122 0 0
BECTON DICKINSON & CO COM Stock 075887109 1,698 6,384 SH   SOLE   6,383 0 0
REGIONS FINANCIAL CORP NEW COM Stock 7591EP100 435 19,555 SH   SOLE   19,555 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 40,609 146,271 SH   SOLE   146,270 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 2,966 39,088 SH   SOLE   39,087 0 0
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 586 12,421 SH   SOLE   12,421 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 4,363 86,782 SH   SOLE   86,782 0 0
AON PLC SHS CL A Stock G0403H108 268 823 SH   SOLE   823 0 0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 1,056 35,061 SH   SOLE   35,061 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 23,259 215,598 SH   SOLE   215,597 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 4,855 13,757 SH   SOLE   13,757 0 0
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 715 1,569 SH   SOLE   1,569 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 9,758 124,952 SH   SOLE   124,952 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 983 11,430 SH   SOLE   11,430 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 5,638 2,027 SH   SOLE   2,027 0 0
VANGUARD U.S. VALUE FACTOR ETF ETF 921935805 534 5,000 SH   SOLE   5,000 0 0
VANGUARD U.S. MOMENTUM FACTOR ETF ETF 921935508 467 3,694 SH   SOLE   3,694 0 0
FISERV INC COM Stock 337738108 6,107 60,222 SH   SOLE   60,222 0 0
INTUIT COM Stock 461202103 352 732 SH   SOLE   732 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 1,191 26,142 SH   SOLE   26,142 0 0
GRAPHIC PACKAGING HLDG CO COM Stock 388689101 397 19,820 SH   SOLE   19,820 0 0
COMCAST CORP NEW CL A Stock 20030N101 762 16,271 SH   SOLE   16,271 0 0
MICROSOFT CORP COM Stock 594918104 16,839 54,617 SH   SOLE   54,617 0 0
VALERO ENERGY CORP COM Stock 91913Y100 4,572 45,026 SH   SOLE   45,026 0 0
DOCUSIGN INC COM Stock 256163106 278 2,599 SH   SOLE   2,599 0 0
CVS HEALTH CORP COM Stock 126650100 801 7,910 SH   SOLE   7,909 0 0
DTE ENERGY CO COM Stock 233331107 1,051 7,950 SH   SOLE   7,949 0 0
SPROTT PHYSICAL GOLD TR UNIT CEF 85207H104 318 20,679 SH   SOLE   20,679 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDRA FUND ETF 81369Y852 14,086 204,798 SH   SOLE   204,798 0 0
TILRAY BRANDS INC COM CL 2 Stock 88688T100 201 25,905 SH   SOLE   25,905 0 0
AMERIPRISE FINL INC COM Stock 03076C106 1,577 5,250 SH   SOLE   5,250 0 0
AQUESTIVE THERAPEUTICS INC COM Stock 03843E104 1,080 413,817 SH   SOLE   413,817 0 0
VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF ETF 92206C706 1,103 17,527 SH   SOLE   17,526 0 0
ARES CAPITAL CORP COM CEF 04010L103 7,373 351,924 SH   SOLE   351,924 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 1,587 3 SH   SOLE   3 0 0
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 4,100 19,290 SH   SOLE   19,290 0 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 7,391 31,077 SH   SOLE   31,077 0 0
NEXTERA ENERGY INC COM Stock 65339F101 529 6,240 SH   SOLE   6,239 0 0
CLOUDFLARE INC CL A COM Stock 18915M107 644 5,380 SH   SOLE   5,380 0 0
NIKE INC CL B Stock 654106103 458 3,402 SH   SOLE   3,402 0 0
ALIGN TECHNOLOGY INC COM Stock 016255101 347 796 SH   SOLE   796 0 0
URBAN OUTFITTERS INC COM Stock 917047102 444 17,676 SH   SOLE   17,676 0 0
TESLA INC COM Stock 88160R101 1,767 1,640 SH   SOLE   1,640 0 0
MSCI INC COM Stock 55354G100 255 508 SH   SOLE   508 0 0
LINDE PLC SHS Stock G5494J103 267 835 SH   SOLE   834 0 0
BAIN CAP SPECIALTY FIN INC COM STK CEF 05684B107 385 24,699 SH   SOLE   24,698 0 0
HILTON WORLDWIDE HLDGS INC COM Stock 43300A203 238 1,568 SH   SOLE   1,568 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 10,068 262,744 SH   SOLE   262,743 0 0
GOLDMAN SACHS ACCESS INFLATION PROTECTED USD BOND ETF ETF 381430362 231 4,106 SH   SOLE   4,106 0 0
ALERIAN MLP ETF ETF 00162Q452 919 24,000 SH   SOLE   24,000 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 517 8,302 SH   SOLE   8,302 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 503 1,208 SH   SOLE   1,208 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 669 14,936 SH   SOLE   14,935 0 0
INTERNATIONAL FLAVORS&FRAGRANC COM Stock 459506101 285 2,172 SH   SOLE   2,172 0 0
HANESBRANDS INC COM Stock 410345102 447 29,994 SH   SOLE   29,994 0 0
PINTEREST INC CL A Stock 72352L106 371 15,063 SH   SOLE   15,063 0 0
VANGUARD S&P 500 ETF ETF 922908363 2,872 6,918 SH   SOLE   6,917 0 0
IROBOT CORP COM Stock 462726100 390 6,144 SH   SOLE   6,144 0 0
BROWN FORMAN CORP CL A Stock 115637100 257 4,101 SH   SOLE   4,101 0 0
FIFTH THIRD BANCORP COM Stock 316773100 1,735 40,322 SH   SOLE   40,322 0 0
WISDOMTREE EUROPE HEDGED EQUITY FUND ETF 97717X701 354 4,812 SH   SOLE   4,812 0 0
SPDR S&P MIDCAP 400 ETF ETF 78467Y107 1,205 2,456 SH   SOLE   2,456 0 0
ILLUMINA INC COM Stock 452327109 287 822 SH   SOLE   822 0 0
GENERAL MTRS CO COM Stock 37045V100 563 12,878 SH   SOLE   12,878 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 1,151 7,300 SH   SOLE   7,300 0 0
JPMORGAN CORPORATE BOND RESEARCH ENHANCED ETF ETF 46641Q449 1,602 31,923 SH   SOLE   31,922 0 0
OWL ROCK CAPITAL CORPORATION COM CEF 69121K104 2,692 182,119 SH   SOLE   182,119 0 0
CUSTOM TRUCK ONE SOURCE INC COM CL A Stock 23204X103 382 45,525 SH   SOLE   45,525 0 0
WABTEC COM Stock 929740108 386 4,011 SH   SOLE   4,011 0 0
LILLY ELI & CO COM Stock 532457108 654 2,282 SH   SOLE   2,282 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 252 1,008 SH   SOLE   1,007 0 0
GRANITESHARES XOUT U.S. LARGE CAP ETF ETF 38747R603 687 16,583 SH   SOLE   16,583 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 254 4,255 SH   SOLE   4,255 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 869 7,265 SH   SOLE   7,265 0 0
SITIME CORP COM Stock 82982T106 1,642 6,625 SH   SOLE   6,625 0 0
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771 696 13,900 SH   SOLE   13,900 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 1,896 9,238 SH   SOLE   9,238 0 0
ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663 7,858 73,519 SH   SOLE   73,518 0 0
ALTO INGREDIENTS INC COM Stock 021513106 1,287 188,660 SH   SOLE   188,660 0 0
MICRON TECHNOLOGY INC COM Stock 595112103 432 5,551 SH   SOLE   5,551 0 0
CARRIER GLOBAL CORPORATION COM Stock 14448C104 788 17,168 SH   SOLE   17,168 0 0
FREEPORT-MCMORAN INC CL B Stock 35671D857 237 4,768 SH   SOLE   4,767 0 0
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760 241 2,174 SH   SOLE   2,174 0 0
ATHERSYS INC NEW COM Stock 04744L106 1,282 2,117,497 SH   SOLE   2,117,497 0 0
ROYALTY PHARMA PLC SHS CLASS A Stock G7709Q104 22,039 565,674 SH   SOLE   565,674 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101 2,077 20,814 SH   SOLE   20,813 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 1,488 14,806 SH   SOLE   14,806 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 930 12,553 SH   SOLE   12,553 0 0
FIRST TR EXCHANGE TRADED FD II CLOUD COMPUTING ETF 33734X192 979 10,814 SH   SOLE   10,814 0 0
REGENERON PHARMACEUTICALS COM Stock 75886F107 634 908 SH   SOLE   908 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877 947 18,850 SH   SOLE   18,850 0 0
AIRBNB INC COM CL A Stock 009066101 464 2,703 SH   SOLE   2,703 0 0
WHEELS UP EXPERIENCE INC COM CL A Stock 96328L106 62 20,024 SH   SOLE   20,024 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525 973 9,285 SH   SOLE   9,285 0 0
VISA INC COM CL A Stock 92826C839 1,591 7,173 SH   SOLE   7,172 0 0
ISHARES CMBS ETF ETF 46429B366 1,117 22,415 SH   SOLE   22,414 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 341 2,305 SH   SOLE   2,305 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 257 1,022 SH   SOLE   1,022 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 440 4,363 SH   SOLE   4,363 0 0
META PLATFORMS INC CL A Stock 30303M102 3,067 13,791 SH   SOLE   13,791 0 0
SERVICENOW INC COM Stock 81762P102 634 1,138 SH   SOLE   1,138 0 0
PALO ALTO NETWORKS INC COM Stock 697435105 538 864 SH   SOLE   864 0 0
MONDELEZ INTL INC CL A Stock 609207105 640 10,202 SH   SOLE   10,201 0 0
BROADCOM INC COM Stock 11135F101 4,255 6,757 SH   SOLE   6,756 0 0
EATON VANCE TAX MNGED BUY WRIT COM CEF 27828X100 175 10,372 SH   SOLE   10,372 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 454 8,868 SH   SOLE   8,868 0 0
METLIFE INC COM Stock 59156R108 229 3,265 SH   SOLE   3,265 0 0
MARTIN MARIETTA MATLS INC COM Stock 573284106 433 1,125 SH   SOLE   1,125 0 0
MAGNA INTL INC COM Stock 559222401 793 12,329 SH   SOLE   12,329 0 0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834 209 3,140 SH   SOLE   3,140 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 852 9,706 SH   SOLE   9,705 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 8,180 117,674 SH   SOLE   117,674 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 805 2,387 SH   SOLE   2,387 0 0
MOHAWK INDS INC COM Stock 608190104 236 1,900 SH   SOLE   1,900 0 0
SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF ETF 78468R200 1,144 37,534 SH   SOLE   37,534 0 0
NVIDIA CORPORATION COM Stock 67066G104 25,457 93,298 SH   SOLE   93,298 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 5,501 106,370 SH   SOLE   106,370 0 0
ARCHER DANIELS MIDLAND CO COM Stock 039483102 204 2,257 SH   SOLE   2,257 0 0
GRAINGER W W INC COM Stock 384802104 366 710 SH   SOLE   710 0 0
MOSAIC CO NEW COM Stock 61945C103 417 6,266 SH   SOLE   6,266 0 0
ABBVIE INC COM Stock 00287Y109 1,620 9,994 SH   SOLE   9,994 0 0
SPDR S&P BIOTECH ETF ETF 78464A870 286 3,179 SH   SOLE   3,179 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 6,232 112,186 SH   SOLE   112,185 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 2,033 25,563 SH   SOLE   25,563 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 1,839 31,928 SH   SOLE   31,927 0 0
CURTISS WRIGHT CORP COM Stock 231561101 287 1,910 SH   SOLE   1,910 0 0
ISHARES MSCI EMERGING MARKETS SMALL-CAP ETF ETF 464286475 641 11,246 SH   SOLE   11,245 0 0
ZOETIS INC CL A Stock 98978V103 360 1,907 SH   SOLE   1,907 0 0
TRUSTCO BK CORP N Y COM NEW Stock 898349204 371 11,611 SH   SOLE   11,611 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648 931 3,642 SH   SOLE   3,642 0 0
CHURCH & DWIGHT CO INC COM Stock 171340102 8,077 81,274 SH   SOLE   81,274 0 0
QUALCOMM INC COM Stock 747525103 390 2,549 SH   SOLE   2,549 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608 1,458 32,435 SH   SOLE   32,435 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 475 1,968 SH   SOLE   1,968 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602 380 1,261 SH   SOLE   1,261 0 0
MCDONALDS CORP COM Stock 580135101 2,690 10,879 SH   SOLE   10,878 0 0
OCEANEERING INTL INC COM Stock 675232102 252 16,648 SH   SOLE   16,648 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 527 3,989 SH   SOLE   3,988 0 0
CISCO SYS INC COM Stock 17275R102 4,157 74,547 SH   SOLE   74,546 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105 2,201 16,766 SH   SOLE   16,766 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 886 11,348 SH   SOLE   11,348 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 541 4,946 SH   SOLE   4,945 0 0
AUTODESK INC COM Stock 052769106 387 1,807 SH   SOLE   1,807 0 0
AT&T INC COM Stock 00206R102 826 34,955 SH   SOLE   34,955 0 0
VANGUARD FINANCIALS INDEX FUND ETF 92204A405 314 3,361 SH   SOLE   3,361 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 8,409 110,006 SH   SOLE   110,005 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100 9,030 102,439 SH   SOLE   102,438 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301 283 3,092 SH   SOLE   3,092 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513 2,655 32,258 SH   SOLE   32,258 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 260 2,078 SH   SOLE   2,078 0 0
INFINERA CORP COM Stock 45667G103 110 12,646 SH   SOLE   12,646 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 21,424 115,804 SH   SOLE   115,803 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 9,789 95,057 SH   SOLE   95,057 0 0
ISHARES U.S. FINANCIAL SERVICES ETF ETF 464287770 300 1,666 SH   SOLE   1,665 0 0
CHARTER COMMUNICATIONS INC NEW CL A Stock 16119P108 282 517 SH   SOLE   517 0 0
BLACKROCK SHORT MATURITY BOND ETF ETF 46431W507 708 14,283 SH   SOLE   14,283 0 0
ISHARES U.S. BASIC MATERIALS ETF ETF 464287838 415 2,773 SH   SOLE   2,773 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 8,688 55,795 SH   SOLE   55,794 0 0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853 318 7,557 SH   SOLE   7,556 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 11,482 150,328 SH   SOLE   150,327 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 32,136 70,833 SH   SOLE   70,832 0 0
WELLS FARGO CO NEW COM Stock 949746101 473 9,758 SH   SOLE   9,757 0 0
UNION PAC CORP COM Stock 907818108 15,261 55,858 SH   SOLE   55,858 0 0
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 5,693 156,318 SH   SOLE   156,317 0 0
SALESFORCE INC COM Stock 79466L302 1,118 5,267 SH   SOLE   5,267 0 0
MCCORMICK & CO INC COM NON VTG Stock 579780206 376 3,767 SH   SOLE   3,767 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102 2,409 5,387 SH   SOLE   5,386 0 0
SPDR EURO STOXX 50 ETF ETF 78463X202 2,038 49,516 SH   SOLE   49,516 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 298 505 SH   SOLE   505 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 389 881 SH   SOLE   880 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 8,970 65,798 SH   SOLE   65,797 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 1,533 27,940 SH   SOLE   27,940 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 2,360 61,073 SH   SOLE   61,073 0 0
CHEVRON CORP NEW COM Stock 166764100 6,183 37,975 SH   SOLE   37,974 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 5,408 49,324 SH   SOLE   49,324 0 0
CONOCOPHILLIPS COM Stock 20825C104 3,797 37,970 SH   SOLE   37,970 0 0
DANAHER CORPORATION COM Stock 235851102 8,436 28,758 SH   SOLE   28,757 0 0
BK OF AMERICA CORP COM Stock 060505104 3,053 74,070 SH   SOLE   74,070 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 5,973 46,625 SH   SOLE   46,624 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 840 15,106 SH   SOLE   15,106 0 0
WALMART INC COM Stock 931142103 6,496 43,618 SH   SOLE   43,618 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 451 3,471 SH   SOLE   3,470 0 0
ORACLE CORP COM Stock 68389X105 612 7,394 SH   SOLE   7,393 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 2,543 25,671 SH   SOLE   25,671 0 0
TEXAS INSTRS INC COM Stock 882508104 11,947 65,115 SH   SOLE   65,114 0 0
TARGET CORP COM Stock 87612E106 765 3,603 SH   SOLE   3,602 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 1,918 17,090 SH   SOLE   17,090 0 0
INTRA-CELLULAR THERAPIES INC COM Stock 46116X101 1,618 26,436 SH   SOLE   26,436 0 0
PFIZER INC COM Stock 717081103 3,182 61,461 SH   SOLE   61,461 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 11,877 98,210 SH   SOLE   98,209 0 0
MORGAN STANLEY COM NEW Stock 617446448 346 3,963 SH   SOLE   3,962 0 0
3M CO COM Stock 88579Y101 465 3,124 SH   SOLE   3,124 0 0
KLA CORP COM NEW Stock 482480100 706 1,928 SH   SOLE   1,928 0 0
CATERPILLAR INC COM Stock 149123101 1,539 6,907 SH   SOLE   6,906 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 5,577 1,997 SH   SOLE   1,996 0 0
AMERICAN EXPRESS CO COM Stock 025816109 1,122 5,998 SH   SOLE   5,998 0 0
AMGEN INC COM Stock 031162100 814 3,368 SH   SOLE   3,368 0 0
APPLIED MATLS INC COM Stock 038222105 201 1,522 SH   SOLE   1,521 0 0
OTIS WORLDWIDE CORP COM Stock 68902V107 576 7,489 SH   SOLE   7,488 0 0
ANALOG DEVICES INC COM Stock 032654105 461 2,788 SH   SOLE   2,788 0 0
INVESCO VARIABLE RATE PREFERRED ETF ETF 46138G870 254 10,380 SH   SOLE   10,380 0 0
CHECK POINT SOFTWARE TECH LTD ORD Stock M22465104 5,132 37,121 SH   SOLE   37,121 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 698 4,303 SH   SOLE   4,303 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 2,519 37,978 SH   SOLE   37,977 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 1,294 12,083 SH   SOLE   12,082 0 0
EATON CORP PLC SHS Stock G29183103 227 1,493 SH   SOLE   1,492 0 0
ISHARES CORE MSCI EUROPE ETF ETF 46434V738 18,506 346,548 SH   SOLE   346,547 0 0
TEXTAINER GROUP HOLDINGS LTD SHS Stock G8766E109 265 6,955 SH   SOLE   6,955 0 0
ISHARES EXPANDED TECH SECTOR ETF ETF 464287549 631 1,624 SH   SOLE   1,623 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 954 12,347 SH   SOLE   12,347 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705 523 4,771 SH   SOLE   4,771 0 0
ISHARES INTERMEDIATE GOVERNMENT/CREDIT BOND ETF ETF 464288612 10,461 96,386 SH   SOLE   96,386 0 0
AXALTA COATING SYS LTD COM Stock G0750C108 409 16,635 SH   SOLE   16,635 0 0
CORBUS PHARMACEUTICALS HLDGS I COM Stock 21833P103 7 13,420 SH   SOLE   13,420 0 0
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 7,829 100,505 SH   SOLE   100,504 0 0
GARTNER INC COM Stock 366651107 286 962 SH   SOLE   962 0 0
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 2,403 36,300 SH   SOLE   36,299 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 948 22,697 SH   SOLE   22,697 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 578 6,156 SH   SOLE   6,155 0 0
ROPER TECHNOLOGIES INC COM Stock 776696106 3,715 7,867 SH   SOLE   7,867 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 266 1,444 SH   SOLE   1,443 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 573 7,851 SH   SOLE   7,850 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 1,244 4,742 SH   SOLE   4,742 0 0
REALTY INCOME CORP COM REIT 756109104 212 3,061 SH   SOLE   3,061 0 0
ALTRIA GROUP INC COM Stock 02209S103 255 4,877 SH   SOLE   4,877 0 0
DOMINION ENERGY INC COM Stock 25746U109 819 9,634 SH   SOLE   9,634 0 0
CITIGROUP INC COM NEW Stock 172967424 302 5,647 SH   SOLE   5,646 0 0
EXXON MOBIL CORP COM Stock 30231G102 2,248 27,216 SH   SOLE   27,216 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 1,899 3,725 SH   SOLE   3,724 0 0
PRICE T ROWE GROUP INC COM Stock 74144T108 365 2,416 SH   SOLE   2,416 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109 543 2,974 SH   SOLE   2,973 0 0
LOWES COS INC COM Stock 548661107 9,135 45,178 SH   SOLE   45,178 0 0
DEERE & CO COM Stock 244199105 2,185 5,259 SH   SOLE   5,258 0 0
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF ETF 46431W705 9,057 96,832 SH   SOLE   96,831 0 0
COLGATE PALMOLIVE CO COM Stock 194162103 493 6,506 SH   SOLE   6,505 0 0
AMERICAN INTL GROUP INC COM NEW Stock 026874784 268 4,269 SH   SOLE   4,268 0 0
DEVON ENERGY CORP NEW COM Stock 25179M103 322 5,452 SH   SOLE   5,452 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 7,154 96,078 SH   SOLE   96,077 0 0
KRAFT HEINZ CO COM Stock 500754106 938 23,816 SH   SOLE   23,816 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 538 4,648 SH   SOLE   4,648 0 0
SCHWAB CHARLES CORP COM Stock 808513105 367 4,347 SH   SOLE   4,347 0 0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 9,465 276,118 SH   SOLE   276,117 0 0
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 386 2,093 SH   SOLE   2,093 0 0
BLACKROCK INC COM Stock 09247X101 383 501 SH   SOLE   501 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 29,610 110,344 SH   SOLE   110,343 0 0
ISHARES MSCI EAFE ETF ETF 464287465 2,289 31,107 SH   SOLE   31,106 0 0
APPLE INC COM Stock 037833100 33,888 194,079 SH   SOLE   194,078 0 0
GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF ETF 381430503 3,295 37,004 SH   SOLE   37,004 0 0
ABBOTT LABS COM Stock 002824100 9,048 76,447 SH   SOLE   76,447 0 0
DISNEY WALT CO COM Stock 254687106 8,317 60,638 SH   SOLE   60,638 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 1,604 6,414 SH   SOLE   6,414 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102 379 2,222 SH   SOLE   2,221 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 20,013 120,576 SH   SOLE   120,576 0 0