The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m CO Com 88579Y101   1,145,056 8,870 SH   SOLE 0 7,865 287 718
3m CO Com 88579Y101   102,627 795 SH   OTR 0 730 65 0
Abbott Labs Com 002824100   8,317,544 73,535 SH   SOLE 0 72,635 0 900
Abbott Labs Com 002824100   4,623,145 40,873 SH   OTR 0 39,041 522 1,310
Abbvie Inc Com 00287Y109   4,948,234 27,846 SH   SOLE 0 27,546 0 300
Abbvie Inc Com 00287Y109   4,763,071 26,804 SH   OTR 0 25,484 200 1,120
Aberdeen Standard Physical Gold Shs Etf COM 00326A104   75,826 3,027 SH   DFND 1 0 0 3,027
Accenture PLC Cl A Com G1151C101   414,409 1,178 SH   SOLE 0 1,178 0 0
Accenture PLC Cl A Com G1151C101   608,597 1,730 SH   OTR 0 1,700 30 0
Adobe Inc Com 00724F101   1,050,334 2,362 SH   SOLE 0 2,362 0 0
Adobe Inc Com 00724F101   770,186 1,732 SH   OTR 0 1,693 7 32
ADVANCED MICRO DEVICE IN COM 007903107   3,624 30 SH   DFND 1 0 0 30
Advanced Micro Devices Inc Com 007903107   154,490 1,279 SH   SOLE 0 1,279 0 0
Advanced Micro Devices Inc Com 007903107   88,056 729 SH   OTR 0 729 0 0
Aflac Inc Com 001055102   1,993,082 19,268 SH   SOLE 0 19,268 0 0
Aflac Inc Com 001055102   426,069 4,119 SH   OTR 0 4,119 0 0
Agilent Technologies Inc Com 00846U101   20,151 150 SH   SOLE 0 150 0 0
Agnico Eagle Mines Ltd Com 008474108   49,507 633 SH   SOLE 0 633 0 0
Agnico Eagle Mines Ltd Com 008474108   761,844 9,741 SH   OTR 0 9,741 0 0
Air Products & Chemicals Inc Com 009158106   1,656,418 5,711 SH   SOLE 0 5,711 0 0
Air Products & Chemicals Inc Com 009158106   1,241,661 4,281 SH   OTR 0 4,231 0 50
Alcon Inc ORD Shs Com H01301128   4,924 58 SH   OTR 0 58 0 0
Alexandria Real Estate Equitie Com 015271109   5,463 56 SH   OTR 0 56 0 0
Align Technology Inc Com 016255101   20,851 100 SH   SOLE 0 100 0 0
Allegion PLC Com G0176J109   87,817 672 SH   SOLE 0 672 0 0
Allegion PLC Com G0176J109   2,326,627 17,804 SH   OTR 0 17,804 0 0
ALLIANT ENERGY CORP COM 018802108   161,306 2,728 SH   DFND 1 0 0 2,728
AllianzIM US Large Cap Buffer2 Com 00888H406   92,220 2,630 SH   OTR 0 2,630 0 0
Allstate Corp Com 020002101   252,362 1,309 SH   SOLE 0 1,309 0 0
Allstate Corp Com 020002101   192,790 1,000 SH   OTR 0 1,000 0 0
Alphabet Inc Cl A Com 02079K305   17,141,664 90,553 SH   SOLE 0 89,492 0 1,061
Alphabet Inc Cl A Com 02079K305   14,372,413 75,924 SH   OTR 0 73,068 74 2,782
Alphabet Inc Cl A COM 02079K305   130,525 690 SH   DFND 1 0 0 690
Alphabet Inc Cl C Com 02079K107   12,771,600 67,064 SH   SOLE 0 65,000 0 2,064
Alphabet Inc Cl C Com 02079K107   17,183,592 90,231 SH   OTR 0 87,545 86 2,600
Altair Engineering Inc. Com 021369103   26,950 247 SH   OTR 0 247 0 0
Altria Group Inc Com 02209S103   667,796 12,771 SH   SOLE 0 11,996 0 775
Altria Group Inc Com 02209S103   1,689,856 32,317 SH   OTR 0 31,617 0 700
Amazon.Com Inc Com 023135106   9,695,283 44,192 SH   SOLE 0 43,932 0 260
Amazon.Com Inc Com 023135106   11,753,380 53,573 SH   OTR 0 52,506 0 1,067
Amentum Holdings Inc Com 023939101   547 26 SH   SOLE 0 26 0 0
Amentum Holdings Inc Com 023939101   62,564 2,975 SH   OTR 0 1,075 0 1,900
America Movil Sab DE Cv Spons Com 02390A101   129 9 SH   OTR 0 0 0 9
American Elec Pwr Inc Com 025537101   6,917 75 SH   OTR 0 75 0 0
American Express CO Com 025816109   3,119,263 10,510 SH   SOLE 0 10,360 0 150
American Express CO Com 025816109   2,511,437 8,462 SH   OTR 0 8,196 0 266
American International Group Com 026874784   3,203 44 SH   SOLE 0 44 0 0
American Tower Corp REIT Com 03027X100   176,991 965 SH   SOLE 0 965 0 0
American Tower Corp REIT Com 03027X100   91,705 500 SH   OTR 0 471 29 0
American Water Works CO Inc Com 030420103   982,849 7,895 SH   SOLE 0 7,895 0 0
American Water Works CO Inc Com 030420103   546,262 4,388 SH   OTR 0 3,650 100 638
Ameriprise Financial Inc. Com 03076C106   154,405 290 SH   OTR 0 290 0 0
Amgen Inc Com 031162100   1,086,348 4,168 SH   SOLE 0 4,168 0 0
Amgen Inc Com 031162100   352,907 1,354 SH   OTR 0 1,354 0 0
Amphenol Corp Com 032095101   919,002 13,233 SH   SOLE 0 12,230 0 1,003
Amphenol Corp Com 032095101   1,093,490 15,745 SH   OTR 0 15,745 0 0
Amplify CWP Enhanced Dividend Com 032108409   635,172 15,691 SH   SOLE 0 15,691 0 0
Amplify CWP Enhanced Dividend Com 032108409   202,400 5,000 SH   OTR 0 5,000 0 0
Analog Devices Inc Com 032654105   1,831,618 8,621 SH   SOLE 0 8,621 0 0
Analog Devices Inc Com 032654105   340,786 1,604 SH   OTR 0 1,572 32 0
Anheuser-Busch Inbev Spons ADR Com 03524A108   40,807 815 SH   SOLE 0 815 0 0
Anheuser-Busch Inbev Spons ADR Com 03524A108   152,463 3,045 SH   OTR 0 3,045 0 0
Ansys Inc Com 03662Q105   21,589 64 SH   OTR 0 64 0 0
Aon PLC ADR Com G0403H108   176,707 492 SH   SOLE 0 492 0 0
Aon PLC ADR Com G0403H108   1,164,038 3,241 SH   OTR 0 3,241 0 0
APA Corporation Com 03743Q108   181,649 7,867 SH   SOLE 0 7,867 0 0
APA Corporation Com 03743Q108   11,545 500 SH   OTR 0 500 0 0
Apple Inc Com 037833100   42,914,961 171,372 SH   SOLE 0 159,905 123 11,344
Apple Inc Com 037833100   30,052,153 120,007 SH   OTR 0 114,557 1,745 3,705
Apple Inc COM 037833100   101,289 404 SH   DFND 1 0 0 404
Applied Materials Inc Com 038222105   272,405 1,675 SH   SOLE 0 1,675 0 0
Applied Materials Inc Com 038222105   359,412 2,210 SH   OTR 0 2,210 0 0
Archrock Inc Com 03957W106   52,269 2,100 SH   OTR 0 2,100 0 0
Arrow Finl Corp Com 042744102   181,304 6,315 SH   SOLE 0 0 0 6,315
Asml Holding N V Com N07059210   35,347 51 SH   SOLE 0 51 0 0
Asml Holding N V Com N07059210   148,319 214 SH   OTR 0 214 0 0
Astrazeneca PLC Spons ADR Com 046353108   20,508 313 SH   SOLE 0 313 0 0
AT&T Inc Com 00206R102   1,801,916 79,136 SH   SOLE 0 73,961 435 4,740
AT&T Inc Com 00206R102   940,469 41,303 SH   OTR 0 38,566 147 2,590
Aurora Cannabis Inc Com 05156X850   47 11 SH   SOLE 0 11 0 0
Autodesk Inc Com 052769106   250,348 847 SH   SOLE 0 847 0 0
Autoliv Inc Com 052800109   896,539 9,559 SH   SOLE 0 8,515 0 1,044
Autoliv Inc Com 052800109   1,007,867 10,746 SH   OTR 0 10,746 0 0
Automatic Data Processing Inc Com 053015103   8,337,536 28,482 SH   SOLE 0 28,052 0 430
Automatic Data Processing Inc Com 053015103   4,661,140 15,923 SH   OTR 0 15,182 75 666
Autozone Inc Com 053332102   73,646 23 SH   SOLE 0 23 0 0
Autozone Inc Com 053332102   25,616 8 SH   OTR 0 8 0 0
Avalonbay Communities Inc REIT Com 053484101   4,399 20 SH   SOLE 0 20 0 0
Avista Corp Com 05379B107   1,062 29 SH   OTR 0 0 0 29
Baker Hughes Company Com 05722G100   116,579 2,842 SH   SOLE 0 2,842 0 0
Ball Corp Com 058498106   23,596 428 SH   SOLE 0 428 0 0
Ball Corp Com 058498106   109,598 1,988 SH   OTR 0 1,988 0 0
BANK MONTREAL QUE F COM 063671101   4,409,564 45,436 SH   DFND 1 0 0 45,436
Bank Montreal Quebec Com 063671101   38,820 400 SH   OTR 0 400 0 0
Bank of America Corp Com 060505104   2,555,956 58,156 SH   SOLE 0 57,724 0 432
Bank of America Corp Com 060505104   391,638 8,911 SH   OTR 0 8,911 0 0
BANK OF AMERICA CORP COM 060505104   34,786 792 SH   DFND 1 0 0 792
Bank of New York Mellon Corp Com 064058100   769,452 10,015 SH   SOLE 0 10,015 0 0
Bank of New York Mellon Corp Com 064058100   38,415 500 SH   OTR 0 0 0 500
Bank of Nova Scotia Halifax Com 064149107   53,720 1,000 SH   OTR 0 1,000 0 0
Barrick Gold Corp ADR Com 067901108   16,523 1,066 SH   OTR 0 1,066 0 0
Bath & Body Works Inc Com 070830104   110,805 2,858 SH   SOLE 0 2,858 0 0
Bath & Body Works Inc Com 070830104   19,269 497 SH   OTR 0 497 0 0
Baxter Intl Inc Com 071813109   190,590 6,536 SH   SOLE 0 6,536 0 0
Baxter Intl Inc Com 071813109   24,144 828 SH   OTR 0 828 0 0
BCE Inc. Com 05534B760   232 10 SH   SOLE 0 10 0 0
Becton Dickinson Com 075887109   559,008 2,464 SH   SOLE 0 2,464 0 0
Becton Dickinson Com 075887109   267,026 1,177 SH   OTR 0 1,161 16 0
BERKSHIRE HATHAWAY CLASS B COM 084670702   135,984 300 SH   DFND 1 0 0 300
Berkshire Hathaway Inc Class A Com 084670108   3,404,600 5 SH   OTR 0 5 0 0
Berkshire Hathaway Inc-Cl B Com 084670702   7,199,446 15,883 SH   SOLE 0 15,628 30 225
Berkshire Hathaway Inc-Cl B Com 084670702   9,277,282 20,467 SH   OTR 0 20,314 38 115
Best Buy Company Inc Com 086516101   266,581 3,107 SH   SOLE 0 3,107 0 0
Best Buy Company Inc Com 086516101   16,731 195 SH   OTR 0 195 0 0
BHP Group Ltd Spons ADR Com 088606108   104,350 2,137 SH   SOLE 0 1,937 0 200
Biogen Inc Com 09062X103   61,321 401 SH   SOLE 0 401 0 0
Biogen Inc Com 09062X103   44,194 289 SH   OTR 0 272 17 0
Blackrock Core Bond Trust Com 09249E101   28,493 2,724 SH   SOLE 0 2,724 0 0
Blackrock Muniyield NY Quality Com 09255E102   20,694 2,053 SH   SOLE 0 2,053 0 0
Blackstone Inc Com 09260D107   206,732 1,199 SH   SOLE 0 1,199 0 0
Blackstone Inc Com 09260D107   1,018,657 5,908 SH   OTR 0 5,865 43 0
Block Inc Com 852234103   25,497 300 SH   OTR 0 300 0 0
Blue Owl Capital Corporation Com 69121K104   33,264 2,200 SH   SOLE 0 2,200 0 0
Boeing CO Com 097023105   872,610 4,930 SH   SOLE 0 4,730 0 200
Boeing CO Com 097023105   1,309,800 7,400 SH   OTR 0 7,400 0 0
Booking Hldgs Inc Com 09857L108   278,232 56 SH   OTR 0 56 0 0
Boston Scientific Corp Com 101137107   329,501 3,689 SH   OTR 0 3,689 0 0
BP PLC Spons ADR Com 055622104   85,103 2,879 SH   SOLE 0 2,879 0 0
BP PLC Spons ADR Com 055622104   156,077 5,280 SH   OTR 0 5,280 0 0
Bristol Myers Squibb CO Com 110122108   2,446,786 43,260 SH   SOLE 0 40,480 660 2,120
Bristol Myers Squibb CO Com 110122108   2,104,598 37,210 SH   OTR 0 36,581 69 560
BRISTOL MYERS SQUIBB CO COM 110122108   14,368 254 SH   DFND 1 0 0 254
Broadcom Inc Com 11135F101   941,039 4,059 SH   SOLE 0 4,059 0 0
Broadcom Inc Com 11135F101   1,439,726 6,210 SH   OTR 0 6,090 0 120
Brookfield Asset Mgmt Inc Cl A Com 113004105   184,246 3,400 SH   SOLE 0 3,400 0 0
Brookfield Asset Mgmt Inc Cl A Com 113004105   1,264,903 23,342 SH   OTR 0 23,342 0 0
Brookfield Infrastructure Part Com G16252101   14,282 450 SH   OTR 0 450 0 0
Brookline Bancorp Inc Com 11373M107   36,599 3,102 SH   SOLE 0 0 0 3,102
Brown Forman Corp Com 115637209   36,651 965 SH   SOLE 0 965 0 0
Brunswick Corp Com 117043109   19,404 300 SH   SOLE 0 300 0 0
Cadence Design System Inc Com 127387108   166,755 555 SH   SOLE 0 405 0 150
Cadence Design System Inc Com 127387108   12,920 43 SH   OTR 0 43 0 0
California Wtr Svc Group Com 130788102   31,731 700 SH   SOLE 0 0 0 700
Cameco Corp ADR Com 13321L108   130,222 2,534 SH   SOLE 0 2,534 0 0
Canadian National Railway Comp Com 136375102   184,545 1,818 SH   SOLE 0 1,818 0 0
Canadian National Railway Comp Com 136375102   1,400,330 13,795 SH   OTR 0 13,795 0 0
Canadian Pacific Kansas City L Com 13646K108   47,041 650 SH   OTR 0 650 0 0
Capital One Financial Corp Com 14040H105   44,580 250 SH   OTR 0 250 0 0
Cardinal Health Inc Com 14149Y108   194,318 1,643 SH   SOLE 0 1,643 0 0
Cardinal Health Inc Com 14149Y108   97,573 825 SH   OTR 0 825 0 0
Carnival Corp Com 143658300   16,198 650 SH   SOLE 0 150 0 500
Carnival Corp Com 143658300   12,460 500 SH   OTR 0 500 0 0
Carrier Global Corporation Com 14448C104   2,493,811 36,534 SH   SOLE 0 35,620 100 814
Carrier Global Corporation Com 14448C104   1,647,796 24,140 SH   OTR 0 22,020 1,066 1,054
Casey's General Stores Inc Com 147528103   13,868 35 SH   SOLE 0 35 0 0
Caterpillar Inc Com 149123101   5,474,411 15,091 SH   SOLE 0 14,253 0 838
Caterpillar Inc Com 149123101   5,903,556 16,274 SH   OTR 0 15,753 30 491
CATERPILLAR INC COM 149123101   4,498,593 12,401 SH   DFND 1 0 0 12,401
CBIZ, Inc. Com 124805102   61,373 750 SH   OTR 0 750 0 0
CDW Corp Com 12514G108   82,669 475 SH   SOLE 0 475 0 0
CDW Corp Com 12514G108   15,664 90 SH   OTR 0 73 17 0
Cencora Inc. Com 03073E105   109,644 488 SH   SOLE 0 488 0 0
Cencora Inc. Com 03073E105   25,164 112 SH   OTR 0 90 22 0
Charles Schwab Corp Com 808513105   364,277 4,922 SH   SOLE 0 4,922 0 0
Charles Schwab Corp Com 808513105   282,274 3,814 SH   OTR 0 3,764 50 0
Chemung Finl Crp Com 164024101   9,762 200 SH   OTR 0 200 0 0
CHEVRON CORP NEW COM 166764100   5,189 36 SH   DFND 1 0 0 36
Chevron Corporation Com 166764100   7,298,436 50,390 SH   SOLE 0 48,191 245 1,954
Chevron Corporation Com 166764100   5,534,771 38,213 SH   OTR 0 36,443 299 1,471
Chewy Inc Com 16679L109   36,973 1,104 SH   OTR 0 1,104 0 0
Chipotle Mexican Grill Inc Com 169656105   769,730 12,765 SH   SOLE 0 12,765 0 0
Chipotle Mexican Grill Inc Com 169656105   191,453 3,175 SH   OTR 0 2,605 0 570
Choice Hotels International In Com 169905106   168,104 1,184 SH   SOLE 0 1,184 0 0
Chubb Ltd Com H1467J104   1,131,172 4,094 SH   SOLE 0 4,044 0 50
Chubb Ltd Com H1467J104   1,104,095 3,996 SH   OTR 0 3,877 30 89
Church & Dwight Inc Com 171340102   71,203 680 SH   SOLE 0 680 0 0
Church & Dwight Inc Com 171340102   31,413 300 SH   OTR 0 300 0 0
Cigna Group Com 125523100   279,730 1,013 SH   SOLE 0 976 0 37
Cintas Corp Com 172908105   73,080 400 SH   SOLE 0 400 0 0
CISCO SYS INC COM 17275R102   1,573 27 SH   DFND 1 0 0 27
Cisco Systems Inc Com 17275R102   6,522,731 110,181 SH   SOLE 0 105,452 0 4,729
Cisco Systems Inc Com 17275R102   3,912,706 66,093 SH   OTR 0 64,675 710 708
Citigroup Inc Com 172967424   280,645 3,987 SH   SOLE 0 3,987 0 0
Citigroup Inc Com 172967424   139,372 1,980 SH   OTR 0 1,980 0 0
Clean Harbors Inc Com 184496107   124,736 542 SH   SOLE 0 542 0 0
Clorox Company Com 189054109   588,411 3,623 SH   SOLE 0 3,623 0 0
Clorox Company Com 189054109   285,842 1,760 SH   OTR 0 1,330 0 430
CME Group Inc. Com 12572Q105   337,662 1,454 SH   SOLE 0 1,454 0 0
CME Group Inc. Com 12572Q105   47,143 203 SH   OTR 0 163 40 0
Coca Cola CO Com 191216100   4,405,206 70,755 SH   SOLE 0 65,290 481 4,984
Coca Cola CO Com 191216100   1,343,695 21,582 SH   OTR 0 17,044 84 4,454
Cognizant Technology Solutions Com 192446102   118,272 1,538 SH   SOLE 0 1,538 0 0
Cognizant Technology Solutions Com 192446102   17,995 234 SH   OTR 0 234 0 0
Cohen & Steers Qual Inc Rlty Com 19247L106   40,759 3,330 SH   OTR 0 3,330 0 0
Colgate Palmolive CO Com 194162103   1,729,745 19,027 SH   SOLE 0 17,307 270 1,450
Colgate Palmolive CO Com 194162103   245,912 2,705 SH   OTR 0 2,125 0 580
ComCast Corp-Cl A Com 20030N101   868,693 23,147 SH   SOLE 0 20,021 0 3,126
ComCast Corp-Cl A Com 20030N101   519,978 13,855 SH   OTR 0 11,618 945 1,292
Communication Services Select Com 81369Y852   197,783 2,043 SH   SOLE 0 2,043 0 0
Communication Services Select Com 81369Y852   328,186 3,390 SH   OTR 0 3,001 389 0
Community Financial System, In Com 203607106   74,139 1,202 SH   SOLE 0 1,000 0 202
Conagra Brands Inc Com 205887102   2,858 103 SH   OTR 0 103 0 0
Conocophillips Com 20825C104   956,098 9,641 SH   SOLE 0 9,610 31 0
Conocophillips Com 20825C104   434,365 4,380 SH   OTR 0 4,230 150 0
Consolidated Edison Inc Com 209115104   91,907 1,030 SH   SOLE 0 1,030 0 0
Consolidated Edison Inc Com 209115104   8,298 93 SH   OTR 0 93 0 0
Constellation Energy Corp Com 21037T109   14,765 66 SH   SOLE 0 66 0 0
Constellation Energy Corp Com 21037T109   181,429 811 SH   OTR 0 811 0 0
Consumer Discretionary Selt Com 81369Y407   2,077,032 9,258 SH   SOLE 0 7,528 0 1,730
Consumer Discretionary Selt Com 81369Y407   216,049 963 SH   OTR 0 504 355 104
Consumer Staples Select Sector Com 81369Y308   572,303 7,280 SH   SOLE 0 5,919 0 1,361
Consumer Staples Select Sector Com 81369Y308   47,638 606 SH   OTR 0 130 305 171
Core & Main Inc Com 21874C102   85,427 1,678 SH   OTR 0 1,678 0 0
Corning Inc Com 219350105   192,741 4,056 SH   SOLE 0 4,056 0 0
Corning Inc Com 219350105   180,576 3,800 SH   OTR 0 3,100 700 0
Corteva Inc Com Com 22052L104   281,098 4,935 SH   SOLE 0 4,844 0 91
Corteva Inc Com Com 22052L104   469,635 8,245 SH   OTR 0 8,245 0 0
Costco Wholesale Corp Com 22160K105   7,118,502 7,769 SH   SOLE 0 7,694 0 75
Costco Wholesale Corp Com 22160K105   8,191,454 8,940 SH   OTR 0 8,388 0 552
Coupang Inc Com 22266T109   31,431 1,430 SH   SOLE 0 1,430 0 0
Coupang Inc Com 22266T109   145,178 6,605 SH   OTR 0 6,605 0 0
Crispr Therapeutic Com H17182108   79 2 SH   SOLE 0 2 0 0
Crown Castle Inc Com 22822V101   115,084 1,268 SH   SOLE 0 1,268 0 0
Crown Castle Inc Com 22822V101   3,630 40 SH   OTR 0 40 0 0
Csx Corp Com 126408103   228,923 7,094 SH   SOLE 0 7,094 0 0
Csx Corp Com 126408103   204,398 6,334 SH   OTR 0 6,334 0 0
Cummins Inc Com 231021106   283,412 813 SH   SOLE 0 813 0 0
Cummins Inc Com 231021106   225,893 648 SH   OTR 0 623 25 0
CVS Health Corp Com 126650100   1,480,528 32,981 SH   SOLE 0 31,950 0 1,031
CVS Health Corp Com 126650100   651,354 14,510 SH   OTR 0 13,178 251 1,081
D R Horton Inc Com 23331A109   325,082 2,325 SH   OTR 0 2,325 0 0
Danaher Corp Com 235851102   5,517,005 24,034 SH   SOLE 0 22,114 0 1,920
Danaher Corp Com 235851102   4,990,876 21,742 SH   OTR 0 20,504 120 1,118
Darden Restaurants Inc Com 237194105   12,695 68 SH   SOLE 0 68 0 0
Deere & CO Com 244199105   5,513,139 13,012 SH   SOLE 0 12,234 13 765
Deere & CO Com 244199105   9,182,003 21,671 SH   OTR 0 21,460 70 141
Dell Technologies Inc Cl C Com 24703L202   3,227 28 SH   OTR 0 28 0 0
Delta Air Lines Inc Com 247361702   17,445 288 SH   SOLE 0 0 0 288
Deutsche Bank Ag ADR Com D18190898   170,500 10,000 SH   SOLE 0 10,000 0 0
Devon Energy Corporation COM 25179M103   3,273 100 SH   DFND 1 0 0 100
Diageo PLC Spons ADR Com 25243Q205   57,209 450 SH   OTR 0 450 0 0
Diamondback Energy Inc Com 25278X109   28,506 174 SH   OTR 0 174 0 0
Dicks Sporting Goods Inc Com 253393102   948,900 4,147 SH   SOLE 0 3,391 0 756
Dicks Sporting Goods Inc Com 253393102   57,897 253 SH   OTR 0 253 0 0
Dick's Sporting Goods Inc. COM 253393102   24,083 105 SH   DFND 1 0 0 105
Digital Realty Trust Inc REIT Com 253868103   314,938 1,776 SH   SOLE 0 1,776 0 0
Digital World Acquisitio COM 25400Q105   17,596 516 SH   DFND 1 0 0 516
Dimensional Intl Core Equity E Com 25434V799   7,030 272 SH   SOLE 0 272 0 0
Dimensional Intl Small Cap E E Com 25434V773   4,886 199 SH   SOLE 0 199 0 0
Dimensional U.S. Equity ETF COM 25434V401   2,356,136 36,959 SH   DFND 1 0 0 36,959
Dimensional US High Profitab E Com 25434V831   3,818 113 SH   SOLE 0 113 0 0
Dimensional US Small Cap Val E Com 25434V815   15,882 516 SH   SOLE 0 516 0 0
Dimensional World ex U.S. Core E COM 25434V880   551,743 22,194 SH   DFND 1 0 0 22,194
Disney Walt CO New Com 254687106   4,237,962 38,060 SH   SOLE 0 36,752 0 1,308
Disney Walt CO New Com 254687106   2,997,097 26,916 SH   OTR 0 25,508 519 889
DNP Select Income Fund Inc COM 23325P104   12,948 1,468 SH   DFND 1 0 0 1,468
Docusign Inc Com 256163106   90 1 SH   SOLE 0 1 0 0
Dollar General Corp Com 256677105   11,373 150 SH   SOLE 0 150 0 0
Dominion Resources Inc Com 25746U109   482,262 8,954 SH   SOLE 0 8,644 0 310
Dominion Resources Inc Com 25746U109   407,774 7,571 SH   OTR 0 5,736 0 1,835
Dominion Resources, Inc. COM 25746U109   115,607 2,146 SH   DFND 1 0 0 2,146
Dover Corp Com 260003108   175,781 937 SH   SOLE 0 537 0 400
Dover Corp Com 260003108   70,350 375 SH   OTR 0 375 0 0
Dow Inc Com Com 260557103   750,190 18,694 SH   SOLE 0 18,603 0 91
Dow Inc Com Com 260557103   503,591 12,549 SH   OTR 0 12,258 0 291
DT Midstream Inc Com 23345M107   149,344 1,502 SH   SOLE 0 1,502 0 0
DTE Energy Co Com 233331107   324,093 2,684 SH   SOLE 0 2,684 0 0
Duke Energy Corp Com 26441C204   538,808 5,001 SH   SOLE 0 4,716 285 0
Duke Energy Corp Com 26441C204   134,890 1,252 SH   OTR 0 1,252 0 0
Dupont De Nemours Inc Com 26614N102   1,028,308 13,486 SH   SOLE 0 13,395 0 91
Dupont De Nemours Inc Com 26614N102   827,999 10,859 SH   OTR 0 10,647 34 178
Dutch Bros Inc COM 26701L100   2,619 50 SH   DFND 1 0 0 50
East West Bancorp Inc Com 27579R104   21,067 220 SH   OTR 0 220 0 0
Eaton Corp PLC Com G29183103   1,824,289 5,497 SH   SOLE 0 5,497 0 0
Eaton Corp PLC Com G29183103   2,052,948 6,186 SH   OTR 0 5,404 0 782
Eaton Corp Plc COM G29183103   20,908 63 SH   DFND 1 0 0 63
Eaton Vance Tax Man Gl D COM 27829F108   6,536 800 SH   DFND 1 0 0 800
Ecolab Inc Com 278865100   1,415,527 6,041 SH   SOLE 0 6,041 0 0
Ecolab Inc Com 278865100   646,723 2,760 SH   OTR 0 2,340 0 420
Edwards Lifesciences Corp Com 28176E108   40,420 546 SH   OTR 0 546 0 0
EI DuPont de Nemours & Co. COM 26614N102   15,784 207 SH   DFND 1 0 0 207
Electrovaya Inc New Com 28617B606   9,166 3,696 SH   SOLE 0 3,696 0 0
ELI LILLY AND CO COM 532457108   99,660 129 SH   DFND 1 0 0 129
Emerson Elec CO Com 291011104   1,703,666 13,747 SH   SOLE 0 13,747 0 0
Emerson Elec CO Com 291011104   422,601 3,410 SH   OTR 0 3,410 0 0
Enbridge Incorporated Com 29250N105   326,244 7,689 SH   SOLE 0 7,689 0 0
Enbridge Incorporated Com 29250N105   86,769 2,045 SH   OTR 0 2,045 0 0
Energy Select Sector SPDR Com 81369Y506   952,134 11,115 SH   SOLE 0 9,698 0 1,417
Energy Select Sector SPDR Com 81369Y506   144,166 1,683 SH   OTR 0 1,470 80 133
Energy Select Sector SPDR COM 81369Y506   12,849 150 SH   DFND 1 0 0 150
Energy Transfer Equity LP Com 29273V100   39,180 2,000 SH   OTR 0 2,000 0 0
Entergy Corp Com 29364G103   3,791 50 SH   SOLE 0 50 0 0
Entergy Corp Com 29364G103   21,988 290 SH   OTR 0 290 0 0
Enterprise Prods Partners LP Com 293792107   51,681 1,648 SH   SOLE 0 1,648 0 0
Enterprise Prods Partners LP Com 293792107   504,896 16,100 SH   OTR 0 16,100 0 0
Eog Res Inc Com 26875P101   161,070 1,314 SH   SOLE 0 1,314 0 0
Eog Res Inc Com 26875P101   134,470 1,097 SH   OTR 0 1,097 0 0
Equinix Inc Com 29444U700   165,006 175 SH   OTR 0 175 0 0
Essential Utils Inc Com 29670G102   29,056 800 SH   OTR 0 800 0 0
Etsy, Inc. COM 29786A106   18,512 350 SH   DFND 1 0 0 350
Eversource Energy Com 30040W108   149,318 2,600 SH   SOLE 0 2,600 0 0
Exelon Corp Com 30161N101   136,596 3,629 SH   SOLE 0 3,629 0 0
Exelon Corp Com 30161N101   69,973 1,859 SH   OTR 0 1,509 0 350
EXXON MOBIL CORP COM 30231G102   16,267 151 SH   DFND 1 0 0 151
Exxon Mobil Corporation COM 30231G102   829,580 7,712 SH   DFND 1 0 0 7,712
Exxonmobil Corp Com 30231G102   11,164,152 103,785 SH   SOLE 0 100,239 425 3,121
Exxonmobil Corp Com 30231G102   7,175,995 66,710 SH   OTR 0 64,219 560 1,931
Fastenal CO Com 311900104   115,056 1,600 SH   SOLE 0 1,600 0 0
Fastenal CO Com 311900104   531,415 7,390 SH   OTR 0 7,390 0 0
Fedex Corporation Com 31428X106   358,133 1,273 SH   SOLE 0 1,273 0 0
Fedex Corporation Com 31428X106   7,315 26 SH   OTR 0 26 0 0
FedEx Corporation COM 31428X106   7,033 25 SH   DFND 1 0 0 25
Fidelity Wise Origin Bitcoin F Com 315948109   4,405 54 SH   OTR 0 54 0 0
Financial Instns Inc Com 317585404   13,645 500 SH   OTR 0 500 0 0
Financial Select Sector SPDR Com 81369Y605   1,407,225 29,117 SH   SOLE 0 26,428 0 2,689
Financial Select Sector SPDR Com 81369Y605   55,869 1,156 SH   OTR 0 1,010 146 0
First Solar Inc Com 336433107   17,624 100 SH   SOLE 0 100 0 0
First Solar Inc Com 336433107   320,757 1,820 SH   OTR 0 1,820 0 0
First Solar Inc COM 336433107   5,992 34 SH   DFND 1 0 0 34
First Trust DW Dynamic Focus 5 COM 33738R878   497,239 13,607 SH   DFND 1 0 0 13,607
First Trust DW Focus 5 COM 33738R605   1,446,911 24,499 SH   DFND 1 0 0 24,499
First Trust Enhanced Short Matur COM 33739Q408   459,034 7,680 SH   DFND 1 0 0 7,680
First Trust ISE Water Index Fd COM 33733B100   413,507 4,052 SH   DFND 1 0 0 4,052
First Trust Low Duration COM 33739Q200   379,188 7,791 SH   DFND 1 0 0 7,791
First Trust Morningstar Div COM 336917109   11,877 295 SH   DFND 1 0 0 295
First Trust NASDAQ Cln EdgeSt COM 33737A108   87,476 733 SH   DFND 1 0 0 733
First TRUST Preferred COM 33739E108   79,438 4,488 SH   DFND 1 0 0 4,488
First Trust Rising Dividend COM 33738R506   789,874 13,356 SH   DFND 1 0 0 13,356
First Trust Senior Loan COM 33738D309   280,862 6,074 SH   DFND 1 0 0 6,074
First Trust Small Cap AlphaDEX COM 33734Y109   25,972 257 SH   DFND 1 0 0 257
First Trust Value Line Div Index COM 33734H106   615,324 14,100 SH   DFND 1 0 0 14,100
First Trust Value Line Dividen Com 33734H106   654,600 15,000 SH   SOLE 0 15,000 0 0
FirstTrust NASDAQ Clean Edge Gre COM 33733E500   1,188 35 SH   DFND 1 0 0 35
Fiserv Inc Com 337738108   850,644 4,141 SH   SOLE 0 4,141 0 0
Fiserv Inc Com 337738108   720,613 3,508 SH   OTR 0 3,508 0 0
Flagstar Financial, Inc. Com 649445400   774 83 SH   OTR 0 83 0 0
Flexshares Disciplined Duratio Com 33939L779   323,396 15,982 SH   SOLE 0 15,982 0 0
FlexShares Emerging Mkts Facto Com 33939L308   61,244 1,202 SH   SOLE 0 1,202 0 0
FlexShares Global Quality Real Com 33939L787   935,322 16,414 SH   SOLE 0 16,414 0 0
FlexShares Global Quality Real Com 33939L787   184,910 3,245 SH   OTR 0 3,245 0 0
FlexShares Global Quality Real E COM 33939L787   3,761 66 SH   DFND 1 0 0 66
FlexShares International Quali Com 33939L837   320,777 13,785 SH   SOLE 0 13,785 0 0
FlexShares Mstar Glbl Upstrm N Com 33939L407   39,683,595 1,091,408 SH   SOLE 0 1,084,072 0 7,336
FlexShares Mstar Glbl Upstrm N Com 33939L407   2,765,542 76,060 SH   OTR 0 74,405 340 1,315
FlexShares Real Assets Allocat Com 33939L738   350,061 11,750 SH   SOLE 0 11,750 0 0
FlexShares STOXX Glbl Brd Infr Com 33939L795   5,180,412 95,539 SH   SOLE 0 95,539 0 0
FlexShares STOXX Glbl Brd Infr Com 33939L795   1,131,363 20,865 SH   OTR 0 20,630 0 235
FlexShares STOXX Global Broad In COM 33939L795   3,362 62 SH   DFND 1 0 0 62
Flexshares Upstream COM 33939L407   6,690 184 SH   DFND 1 0 0 184
Flowr Corp New COM 34354X108   0 100 SH   DFND 1 0 0 100
Ford Motor CO Del Com 345370860   23,760 2,400 SH   SOLE 0 1,400 0 1,000
Ford Motor CO Del Com 345370860   23,909 2,415 SH   OTR 0 2,415 0 0
Ford Motor Co. COM 345370860   32,670 3,300 SH   DFND 1 0 0 3,300
Fortinet Inc Com 34959E109   9,448 100 SH   OTR 0 100 0 0
Fortive Corp Com 34959J108   635,665 8,476 SH   SOLE 0 7,675 0 801
Fortive Corp Com 34959J108   714,600 9,528 SH   OTR 0 8,716 50 762
Freeport-McMoran Inc Com 35671D857   237,695 6,242 SH   SOLE 0 6,242 0 0
Freeport-McMoran Inc Com 35671D857   223,492 5,869 SH   OTR 0 5,810 59 0
GE Aerospace Com 369604301   1,518,123 9,102 SH   SOLE 0 8,748 0 354
GE Aerospace Com 369604301   209,822 1,258 SH   OTR 0 1,249 0 9
Ge Healthcare Technologi COM 36266G107   24,793 317 SH   DFND 1 0 0 317
GE Healthcare Technologies Inc Com 36266G107   237,980 3,044 SH   SOLE 0 3,044 0 0
GE Healthcare Technologies Inc Com 36266G107   235,322 3,010 SH   OTR 0 3,010 0 0
GE Vernova Inc Com 36828A101   530,893 1,614 SH   SOLE 0 1,526 0 88
GE Vernova Inc Com 36828A101   14,473 44 SH   OTR 0 42 0 2
Ge Vernova Inc COM 36828A101   70,062 213 SH   DFND 1 0 0 213
Generac Hldgs Inc Com 368736104   28,684 185 SH   OTR 0 185 0 0
General Dynamics Corp Com 369550108   4,155,237 15,770 SH   SOLE 0 15,620 0 150
General Dynamics Corp Com 369550108   412,098 1,564 SH   OTR 0 1,545 19 0
General Dynamics Corp. COM 369550108   15,282 58 SH   DFND 1 0 0 58
General Electric Co. COM 369604301   72,959 437 SH   DFND 1 0 0 437
General Mls Inc Com 370334104   2,072,580 32,501 SH   SOLE 0 31,695 0 806
General Mls Inc Com 370334104   301,951 4,735 SH   OTR 0 4,735 0 0
General Motors CO Com 37045V100   24,717 464 SH   SOLE 0 464 0 0
Generex Biotech Corp Xxx COM 371485301   0 235 SH   DFND 1 0 0 235
Genuine Parts CO Com 372460105   200,827 1,720 SH   SOLE 0 1,720 0 0
Genuine Parts Co COM 372460105   9,808 84 SH   DFND 1 0 0 84
Gerdau S.A. COM 373737105   904 314 SH   DFND 1 0 0 314
Gilead Sciences Inc Com 375558103   496,581 5,376 SH   SOLE 0 5,376 0 0
Gilead Sciences Inc Com 375558103   354,701 3,840 SH   OTR 0 3,840 0 0
Gilead Sciences Inc. COM 375558103   4,619 50 SH   DFND 1 0 0 50
Gldmn Schs Acs Inv Grd COM 381430479   2,344 52 SH   DFND 1 0 0 52
Global X Lithium Battery COM 37954Y855   979 24 SH   DFND 1 0 0 24
GLOBAL X ROBOTICS ARTFCLINTLGNC ETF COM 37954Y715   13,214 414 SH   DFND 1 0 0 414
Global X US Preferred ETF Com 37954Y657   234,120 12,000 SH   OTR 0 12,000 0 0
Goldman Sachs Group Inc Com 38141G104   2,620,309 4,576 SH   SOLE 0 4,546 20 10
Goldman Sachs Group Inc Com 38141G104   2,200,579 3,843 SH   OTR 0 3,749 0 94
Goldman Sachs Group Inc COM 38141G104   20,614 36 SH   DFND 1 0 0 36
Golub Cap Bdc Inc Com 38173M102   156,148 10,300 SH   SOLE 0 10,300 0 0
Golub Cap Bdc Inc Com 38173M102   1,000,363 65,987 SH   OTR 0 65,987 0 0
GOODYEAR TIRE & RUBR CO COM 382550101   6,345 705 SH   DFND 1 0 0 705
Grail Inc Com 384747101   54 3 SH   OTR 0 3 0 0
Grainger W W Inc Com 384802104   7,295,080 6,921 SH   SOLE 0 6,921 0 0
Grainger W W Inc Com 384802104   1,343,914 1,275 SH   OTR 0 607 100 568
Graphic Packaging Holding Compan COM 388689101   7,306 269 SH   DFND 1 0 0 269
Grayscale Ethereum Mini Trust ET COM 38964R203   567 18 SH   DFND 1 0 0 18
Grayscale Ethereum Trust ETF COM 389638107   5,044 180 SH   DFND 1 0 0 180
Greenpower Motor Co COM 39540E302   274 356 SH   DFND 1 0 0 356
GSK PLC Sponsored ADR Com 37733W204   287,842 8,511 SH   SOLE 0 8,511 0 0
GSK PLC Sponsored ADR Com 37733W204   107,480 3,178 SH   OTR 0 2,578 0 600
Guardant Health Inc Com 40131M109   9,165 300 SH   SOLE 0 300 0 0
Guardant Health Inc Com 40131M109   46,589 1,525 SH   OTR 0 0 0 1,525
Haleon PLC Spon ADR Com 405552100   2,862 300 SH   SOLE 0 300 0 0
Haleon PLC Spon ADR Com 405552100   16,056 1,683 SH   OTR 0 1,683 0 0
Halliburton CO Com 406216101   69,797 2,567 SH   SOLE 0 2,567 0 0
Halliburton CO Com 406216101   16,613 611 SH   OTR 0 611 0 0
Harley Davidson Inc Com 412822108   31,154 1,034 SH   SOLE 0 1,034 0 0
HARLEY DAVIDSON INC COM 412822108   851 28 SH   DFND 1 0 0 28
HCA Holdings Inc Com 40412C101   45,023 150 SH   SOLE 0 150 0 0
Health Care Select Sector SPDR Com 81369Y209   1,103,546 8,022 SH   SOLE 0 7,486 0 536
Health Care Select Sector SPDR Com 81369Y209   20,636 150 SH   OTR 0 150 0 0
Healthier Choices Manage COM 42226N109   0 500,000 SH   DFND 1 0 0 500,000
Healthier Choices Mgmt C COM 422CNT022   0 7 SH   DFND 1 0 0 7
Healthy Choice Wellness COM 42227T105   2 2 SH   DFND 1 0 0 2
Helios & Matheson Analyt COM 42327L309   0 15,000 SH   DFND 1 0 0 15,000
Hereuare Inc COM 427177100   0 7 SH   DFND 1 0 0 7
Hershey Co. COM 427866108   142,593 842 SH   DFND 1 0 0 842
Hess Corporation Com 42809H107   60,387 454 SH   SOLE 0 454 0 0
Home Depot Inc Com 437076102   3,060,061 7,867 SH   SOLE 0 7,562 0 305
Home Depot Inc Com 437076102   3,223,949 8,288 SH   OTR 0 7,288 150 850
Honda Motor Co Ltd COM 438128308   18,558 650 SH   DFND 1 0 0 650
Honeywell International Inc Com 438516106   4,985,844 22,072 SH   SOLE 0 21,157 0 915
Honeywell International Inc Com 438516106   1,510,075 6,685 SH   OTR 0 5,686 220 779
Honeywell Intl Inc COM 438516106   11,295 50 SH   DFND 1 0 0 50
HUMBL, Inc. COM 44501Q104   0 125 SH   DFND 1 0 0 125
iCAD, Inc. COM 44934S206   553 302 SH   DFND 1 0 0 302
Icahn Enterprise LP Com 451100101   1,734 200 SH   OTR 0 200 0 0
Idacorp Inc Com 451107106   10,928 100 SH   SOLE 0 100 0 0
IDEXX Laboratories, Inc. COM 45168D104   4,961 12 SH   DFND 1 0 0 12
Idexx Labs Inc Com 45168D104   227,392 550 SH   OTR 0 550 0 0
Illinois Tool Wks Inc Com 452308109   484,807 1,912 SH   SOLE 0 1,912 0 0
Illinois Tool Wks Inc Com 452308109   221,611 874 SH   OTR 0 874 0 0
Illinois Tool Works Inc. COM 452308109   15,721 62 SH   DFND 1 0 0 62
Illumina Inc Com 452327109   2,673 20 SH   OTR 0 20 0 0
Impact Shares YWCA Women's Emp Com 45259A100   23,117 600 SH   SOLE 0 600 0 0
Industrial Select Sector SPDR Com 81369Y704   1,206,661 9,158 SH   SOLE 0 8,895 0 263
Industrial Select Sector SPDR Com 81369Y704   68,647 521 SH   OTR 0 435 0 86
Ingersoll Rand Inc Com 45687V106   255,097 2,820 SH   SOLE 0 2,820 0 0
Ingersoll Rand Inc Com 45687V106   5,030,842 55,614 SH   OTR 0 55,614 0 0
Ingredion Inc Com 457187102   13,756 100 SH   SOLE 0 100 0 0
Innovator MSCI EAFE Power Buff Com 45782C722   85,304 3,080 SH   OTR 0 3,080 0 0
Innovator U.S. Equity Power Bu Com 45782C813   164,186 3,988 SH   OTR 0 3,988 0 0
Insulet Corp Com 45784P101   69,184 265 SH   OTR 0 265 0 0
Intel Corp Com 458140100   1,189,406 59,322 SH   SOLE 0 56,919 903 1,500
Intel Corp Com 458140100   406,414 20,270 SH   OTR 0 18,755 1,015 500
Intercontinental Exchange Inc Com 45866F104   1,513,346 10,156 SH   SOLE 0 10,116 0 40
Intercontinental Exchange Inc Com 45866F104   330,355 2,217 SH   OTR 0 2,182 35 0
Intercontinental Hotels Group Com 45857P806   874 7 SH   OTR 0 7 0 0
Intl Business Machines Corp. COM 459200101   672,613 3,060 SH   DFND 1 0 0 3,060
Intl. Business Machines Corp Com 459200101   4,818,382 21,919 SH   SOLE 0 19,822 390 1,707
Intl. Business Machines Corp Com 459200101   3,922,207 17,842 SH   OTR 0 16,169 0 1,673
Intuit Com 461202103   73,535 117 SH   SOLE 0 117 0 0
Intuit Com 461202103   883,043 1,405 SH   OTR 0 1,405 0 0
Intuitive Surgical COM 46120E602   48,542 93 SH   DFND 1 0 0 93
Intuitive Surgical Inc Com 46120E602   492,208 943 SH   SOLE 0 783 0 160
Intuitive Surgical Inc Com 46120E602   758,408 1,453 SH   OTR 0 1,453 0 0
Invesco California Value Muni Com 46132H106   9,562 874 SH   SOLE 0 874 0 0
Invesco Global Water ETF Com 46138E651   15,233 390 SH   SOLE 0 390 0 0
Invesco Global Water ETF Com 46138E651   43,512 1,114 SH   OTR 0 1,114 0 0
Invesco High Yield Eq Div ETF Com 46137V563   24,279 1,142 SH   SOLE 0 1,142 0 0
Invesco Intl Divi Achi ETF Com 46137V548   34,789 1,900 SH   SOLE 0 1,900 0 0
Invesco Muni Income Opp Trust Com 46132X101   10,762 1,824 SH   SOLE 0 1,824 0 0
Invesco Preferred ETF Com 46138E511   32,976 2,860 SH   SOLE 0 2,860 0 0
Invesco Preferred ETF Com 46138E511   46,581 4,040 SH   OTR 0 4,040 0 0
Invesco QQQ Trust COM 46090E103   29,140 57 SH   DFND 1 0 0 57
Invesco QQQ Trust Unit Ser 1 Com 46090E103   102,757 201 SH   SOLE 0 201 0 0
Invesco S&P 500 Equal Weight E Com 46137V357   337,493 1,926 SH   SOLE 0 1,926 0 0
Invesco S&P 500 Low Volatility E COM 46138E354   36,120 516 SH   DFND 1 0 0 516
Invesco Solar ETF Com 46138G706   6,790 205 SH   SOLE 0 205 0 0
Invesco SP 500 Low Volatility Com 46138E354   244,510 3,493 SH   SOLE 0 3,493 0 0
Invesco Tr II Senior Loan ETF Com 46138G508   176,777 8,390 SH   SOLE 0 8,390 0 0
Invesco Tr II Senior Loan ETF Com 46138G508   92,181 4,375 SH   OTR 0 4,375 0 0
Invesco Water Resources ETF Com 46137V142   6,776 103 SH   SOLE 0 103 0 0
Invesco Water Resources ETF Com 46137V142   55,264 840 SH   OTR 0 840 0 0
Invitation Homes Inc Com 46187W107   118,033 3,692 SH   OTR 0 3,692 0 0
Ionis Pharmaceuticals Inc Com 462222100   596,068 17,050 SH   OTR 0 17,050 0 0
IQVIA Holdings Inc Com 46266C105   112,011 570 SH   SOLE 0 570 0 0
IQVIA Holdings Inc Com 46266C105   730,624 3,718 SH   OTR 0 3,718 0 0
Ishar Tru Esg Awr Usd COM 46435G193   25,946 1,142 SH   DFND 1 0 0 1,142
iShares 0-5 Year High Yield Corp COM 46434V407   26,631 625 SH   DFND 1 0 0 625
iShares 0-5 Year TIPS Bond ETF COM 46429B747   4,829 48 SH   DFND 1 0 0 48
IShares 0-5 Yr TIPs ETF Com 46429B747   6,546,847 65,078 SH   SOLE 0 65,078 0 0
IShares 0-5 Yr TIPs ETF Com 46429B747   2,128,696 21,160 SH   OTR 0 19,294 305 1,561
Ishares 10-20 Year Tsury COM 464288653   79,532 799 SH   DFND 1 0 0 799
Ishares 1-3 Year Treasury ETF Com 464287457   7,243,343 88,355 SH   SOLE 0 87,755 0 600
Ishares 1-3 Year Treasury ETF Com 464287457   274,633 3,350 SH   OTR 0 3,350 0 0
iShares 20 Year Treasury Bond COM 464287432   4,921,133 56,351 SH   DFND 1 0 0 56,351
Ishares 3-7 Year Treasury Bond Com 464288661   1,019,729 8,825 SH   SOLE 0 8,825 0 0
Ishares 5-10 Yr Inv Gr Corp Bd Com 464288638   185,539 3,602 SH   SOLE 0 3,602 0 0
Ishares 5-10 Yr Inv Gr Corp Bd Com 464288638   164,832 3,200 SH   OTR 0 3,200 0 0
Ishares Aaa-A Rated Corp Bond Com 46429B291   73,460 1,570 SH   SOLE 0 1,570 0 0
Ishares Barclays 7-10 Year Tr Com 464287440   224,469 2,428 SH   SOLE 0 2,428 0 0
Ishares Barclays Mbs Bond ETF Com 464288588   652,395 7,116 SH   SOLE 0 7,116 0 0
Ishares Barclays TIPS Bond ETF Com 464287176   10,655 100 SH   SOLE 0 100 0 0
Ishares Barclays TIPS Bond ETF Com 464287176   21,310 200 SH   OTR 0 200 0 0
IShares Broad USD High Yield C Com 46435U853   93,815 2,550 SH   SOLE 0 2,550 0 0
IShares Broad USD High Yield C Com 46435U853   39,733 1,080 SH   OTR 0 1,080 0 0
Ishares Broad Usd High Yield Corporate Bd Etf COM 46435U853   4,341 118 SH   DFND 1 0 0 118
IShares Cohen Steers REIT ETF Com 464287564   80,447 1,335 SH   SOLE 0 1,335 0 0
iShares Convertible Bond ETF COM 46435G102   60,754 715 SH   DFND 1 0 0 715
Ishares Core Emerging Markets Com 46434G103   2,616,744 50,110 SH   SOLE 0 50,110 0 0
Ishares Core Emerging Markets Com 46434G103   917,244 17,565 SH   OTR 0 16,840 725 0
iShares Core Growth ETF COM 464289867   5,387,621 93,992 SH   DFND 1 0 0 93,992
iShares Core High Dividend ETF Com 46429B663   966,110 8,606 SH   SOLE 0 8,606 0 0
iShares Core High Dividend ETF COM 46429B663   153,010 1,363 SH   DFND 1 0 0 1,363
iShares Core Intl Aggregate Bond COM 46435G672   1,298 26 SH   DFND 1 0 0 26
IShares Core Intnl Agg Bond ET Com 46435G672   555,610 11,130 SH   SOLE 0 11,130 0 0
IShares Core Intnl Agg Bond ET Com 46435G672   61,901 1,240 SH   OTR 0 1,240 0 0
iShares Core Moderate Allocation COM 464289875   3,258 75 SH   DFND 1 0 0 75
Ishares Core Msci Eafe ETF Com 46432F842   6,904,659 98,245 SH   SOLE 0 98,195 0 50
Ishares Core Msci Eafe ETF Com 46432F842   1,305,802 18,580 SH   OTR 0 18,580 0 0
iShares Core MSCI EM ETF COM 46434G103   32,533 623 SH   DFND 1 0 0 623
IShares Core MSCI Total Intl S Com 46432F834   84,659 1,280 SH   SOLE 0 1,280 0 0
iShares Core MSCI Total Int'l St COM 46432F834   5,091,193 76,976 SH   DFND 1 0 0 76,976
iShares Core S&P 500 COM 464287200   2,290,554 3,891 SH   DFND 1 0 0 3,891
Ishares Core S&P 500 ETF Com 464287200   2,461,271 4,181 SH   SOLE 0 4,181 0 0
iShares Core S&P Mid-Cap COM 464287507   52,340 840 SH   DFND 1 0 0 840
Ishares Core S&P Mid-Cap ETF Com 464287507   2,860,154 45,902 SH   SOLE 0 45,902 0 0
Ishares Core S&P Mid-Cap ETF Com 464287507   1,205,387 19,345 SH   OTR 0 18,620 0 725
iShares Core S&P Small-Cap COM 464287804   189,998 1,649 SH   DFND 1 0 0 1,649
Ishares Core S&P Small-Cap ETF Com 464287804   1,651,563 14,334 SH   SOLE 0 14,334 0 0
Ishares Core S&P Small-Cap ETF Com 464287804   46,088 400 SH   OTR 0 400 0 0
Ishares Core S&P US COM 464287671   17,724,763 127,196 SH   DFND 1 0 0 127,196
Ishares Core Total U.S. Aggreg Com 464287226   430,527 4,443 SH   SOLE 0 4,443 0 0
Ishares Core Total U.S. Aggreg Com 464287226   110,175 1,137 SH   OTR 0 516 0 621
iShares Core US Aggregate Bond E COM 464287226   6,366,911 65,706 SH   DFND 1 0 0 65,706
Ishares DJ Select Dividend ETF Com 464287168   181,574 1,383 SH   SOLE 0 1,383 0 0
Ishares DJ Select Dividend ETF Com 464287168   19,694 150 SH   OTR 0 150 0 0
iShares DJ US Consumer Goods COM 464287812   12,790 195 SH   DFND 1 0 0 195
Ishares DJ US Telcom Sector ET Com 464287713   473,335 17,642 SH   SOLE 0 17,642 0 0
Ishares DJ US Telcom Sector ET Com 464287713   555,408 20,701 SH   OTR 0 20,501 200 0
iShares DowJones EPAC Select D COM 464288448   57,169 2,088 SH   DFND 1 0 0 2,088
IShares Edge Intl Quality Fact Com 46434V456   91,315 2,460 SH   SOLE 0 2,460 0 0
IShares Edge MSCI Min Vol USA Com 46429B697   190,455 2,145 SH   SOLE 0 2,145 0 0
iShares Edge MSCI Min Vol USA COM 46429B697   119,511 1,346 SH   DFND 1 0 0 1,346
iShares Edge MSCI USA Quality Com 46432F339   152,793 858 SH   SOLE 0 858 0 0
iShares Edge MSCI USA Value Fact COM 46432F388   36,435 345 SH   DFND 1 0 0 345
Ishares Esg Advanced MSCI USA ETF COM 46436E767   32,915 662 SH   DFND 1 0 0 662
iShares ESG Advanced Hi Yld Co Com 46435G441   22,867 495 SH   SOLE 0 495 0 0
iShares ESG Advanced Hi Yld Co Com 46435G441   16,261 352 SH   OTR 0 352 0 0
iShares ESG Advanced MSCI EAFE Com 46436E759   35,864 555 SH   SOLE 0 555 0 0
iShares ESG Advanced MSCI EAFE Com 46436E759   33,409 517 SH   OTR 0 367 0 150
Ishares Esg Advanced MSCI EAFE ETF COM 46436E759   20,549 318 SH   DFND 1 0 0 318
iShares ESG Advanced MSCI EM E Com 46436E742   29,630 795 SH   SOLE 0 795 0 0
iShares ESG Advanced MSCI EM E Com 46436E742   54,676 1,467 SH   OTR 0 1,022 0 445
Ishares Esg Advnc Ttl COM 46436E619   1,997 47 SH   DFND 1 0 0 47
iShares ESG AW MSCI EAFE ETF Com 46435G516   28,705 377 SH   SOLE 0 377 0 0
iShares ESG Aware MSCI USA ETF Com 46435G425   173,907 1,350 SH   SOLE 0 1,350 0 0
iShares ESG Aware MSCI USA Sma Com 46435U663   73,419 1,746 SH   SOLE 0 1,746 0 0
iShares ESG Aware MSCI USA Sma Com 46435U663   20,689 492 SH   OTR 0 246 0 246
Ishares Esg Awr 1-5 Y COM 46435G243   4,100 166 SH   DFND 1 0 0 166
iShares ESG MSCI EM COM 46434G863   31,587 946 SH   DFND 1 0 0 946
iShares ESG MSCI USA COM 46435G425   1,059,029 8,221 SH   DFND 1 0 0 8,221
iShares ESG U.S. Aggregate Bond COM 46435U549   2,136 46 SH   DFND 1 0 0 46
Ishares Fallen Angels COM 46435G474   96,717 3,621 SH   DFND 1 0 0 3,621
ISHARES FUTURE AI AND TECH ETF COM 46435U556   14,336 387 SH   DFND 1 0 0 387
iShares Global Clean Energy ET Com 464288224   31,515 2,769 SH   SOLE 0 2,769 0 0
iShares Global Clean Energy ET Com 464288224   9,909 871 SH   OTR 0 871 0 0
iShares Global Energy COM 464287341   1,756 46 SH   DFND 1 0 0 46
iShares Global Financials ETF COM 464287333   29,201 304 SH   DFND 1 0 0 304
iShares Global Tech COM 464287291   73,394 866 SH   DFND 1 0 0 866
iShares Gold Trust New Com 464285204   65,254 1,318 SH   SOLE 0 1,318 0 0
iShares GSCI Commodity Dynamic R COM 46431W853   26,019 1,028 SH   DFND 1 0 0 1,028
Ishares Iboxx High Yield COM 464288513   1,242,749 15,801 SH   DFND 1 0 0 15,801
Ishares IBoxx High Yield Corpo Com 464288513   3,161,258 40,194 SH   SOLE 0 40,194 0 0
Ishares IBoxx High Yield Corpo Com 464288513   204,175 2,596 SH   OTR 0 2,596 0 0
iShares iBoxx InvGrade Corp Bd COM 464287242   149,255 1,397 SH   DFND 1 0 0 1,397
iShares International Treasury Com 464288117   238,012 6,195 SH   SOLE 0 6,195 0 0
iShares International Treasury B COM 464288117   38 1 SH   DFND 1 0 0 1
iShares J.P. Morgan USD Emerging COM 464288281   10,863 122 SH   DFND 1 0 0 122
iShares JPMorgan USD Emerging Com 464288281   2,760 31 SH   SOLE 0 31 0 0
iShares KLD 400 Social Index COM 464288570   433,944 3,936 SH   DFND 1 0 0 3,936
Ishares Mbs Etf IV COM 464288588   122,484 1,336 SH   DFND 1 0 0 1,336
Ishares Morgstar Mid Cap COM 464288307   124,776 1,652 SH   DFND 1 0 0 1,652
ISHARES MORNINGSTAR GROWTH ETF COM 464287119   25,626 286 SH   DFND 1 0 0 286
iShares MSCI Denmark ETF Com 46429B523   6,382 60 SH   OTR 0 60 0 0
Ishares Msci Eafe ETF Com 464287465   4,138,069 54,729 SH   SOLE 0 51,761 0 2,968
Ishares Msci Eafe ETF Com 464287465   1,630,227 21,561 SH   OTR 0 21,286 200 75
iShares MSCI EAFE Growth COM 464288885   352,558 3,641 SH   DFND 1 0 0 3,641
Ishares MSCI EAFE Growth ETF Com 464288885   21,527,468 222,322 SH   SOLE 0 219,209 0 3,113
Ishares MSCI EAFE Growth ETF Com 464288885   3,785,733 39,097 SH   OTR 0 39,017 0 80
Ishares Msci Eafe Small Cap ET Com 464288273   2,496,096 41,088 SH   SOLE 0 41,078 0 10
Ishares Msci Eafe Small Cap ET Com 464288273   475,065 7,820 SH   OTR 0 7,820 0 0
iShares MSCI EAFE Small-Cap COM 464288273   3,584 59 SH   DFND 1 0 0 59
Ishares Msci Eafe Value COM 464288877   477,792 9,106 SH   DFND 1 0 0 9,106
iShares MSCI Emerg Mkt Min Vol Com 464286533   1,220,110 21,040 SH   SOLE 0 21,040 0 0
iShares MSCI Emerg Mkt Min Vol Com 464286533   364,177 6,280 SH   OTR 0 6,280 0 0
Ishares Msci Emerging COM 46434G764   2,662 48 SH   DFND 1 0 0 48
Ishares MSCI Emerging Markets Com 46434G764   932,946 16,825 SH   SOLE 0 16,825 0 0
Ishares MSCI Emerging Markets Com 46434G764   32,716 590 SH   OTR 0 590 0 0
Ishares Msci Emerging Mkt ETF Com 464287234   2,836,872 67,835 SH   SOLE 0 66,069 525 1,241
Ishares Msci Emerging Mkt ETF Com 464287234   716,326 17,129 SH   OTR 0 16,193 561 375
iShares MSCI Finland Capped Com 46429B515   8,940 276 SH   OTR 0 276 0 0
Ishares Msci Japan ETF Com 46434G822   6,710 100 SH   SOLE 0 100 0 0
Ishares MSCI KLD 400 Social In Com 464288570   97,571 885 SH   SOLE 0 885 0 0
iShares MSCI Norway Capped Com 46429B499   9,096 405 SH   OTR 0 405 0 0
iShares MSCI South Korea Index Com 464286772   7,990 157 SH   OTR 0 157 0 0
iShares MSCI Sweden Index Com 464286756   15,455 414 SH   OTR 0 414 0 0
iShares MSCI Switzerland Index Com 464286749   9,192 200 SH   OTR 0 200 0 0
iShares MSCI Taiwan ETF Com 46434G772   12,629 244 SH   OTR 0 244 0 0
iShares MSCI USA ESG Select ET Com 464288802   503,991 4,145 SH   SOLE 0 4,145 0 0
Ishares Msci Usa Momntum COM 46432F396   32,073 155 SH   DFND 1 0 0 155
Ishares Msci Usa Qlty COM 46432F339   109,163 613 SH   DFND 1 0 0 613
iShares MSCI USA Value ETF Com 46432F388   14,891 141 SH   SOLE 0 141 0 0
Ishares Nasdaq Biotech ETF Com 464287556   2,378,368 17,989 SH   SOLE 0 17,196 96 697
Ishares Nasdaq Biotech ETF Com 464287556   1,453,120 10,991 SH   OTR 0 9,210 240 1,541
Ishares National Muni Bond ETF Com 464288414   575,903 5,405 SH   SOLE 0 5,405 0 0
Ishares New York Muni Bond ETF Com 464288323   4,291,022 80,628 SH   SOLE 0 76,888 0 3,740
Ishares New York Muni Bond ETF Com 464288323   1,459,133 27,417 SH   OTR 0 23,592 0 3,825
IShares Russell 1000 ETF Com 464287622   301,220 935 SH   SOLE 0 935 0 0
iShares Russell 1000 Growth COM 464287614   55,016 137 SH   DFND 1 0 0 137
Ishares Russell 1000 Growth ET Com 464287614   389,533 970 SH   SOLE 0 970 0 0
iShares Russell 2000 COM 464287655   161,964 733 SH   DFND 1 0 0 733
Ishares Russell 2000 ETF Com 464287655   6,612,291 29,925 SH   SOLE 0 28,025 0 1,900
Ishares Russell 2000 ETF Com 464287655   1,049,670 4,751 SH   OTR 0 4,617 100 34
Ishares Russell 2000 Growth ET Com 464287648   666,303 2,315 SH   SOLE 0 2,315 0 0
Ishares Russell 2000 Growth ET Com 464287648   629,462 2,187 SH   OTR 0 2,004 40 143
Ishares Russell 2000 Value ETF Com 464287630   210,958 1,285 SH   SOLE 0 1,285 0 0
Ishares Russell 2000 Value ETF Com 464287630   15,596 95 SH   OTR 0 0 95 0
Ishares Russell Mid Cap ETF Com 464287499   927,316 10,490 SH   SOLE 0 10,490 0 0
Ishares Russell Mid Cap ETF Com 464287499   28,288 320 SH   OTR 0 320 0 0
Ishares Russell Midcap Growth Com 464287481   779,132 6,147 SH   OTR 0 6,147 0 0
Ishares Russell MidCap Value Com 464287473   298,517 2,308 SH   SOLE 0 2,308 0 0
IShares Russell Top 200 Growth Com 464289438   359,963 1,530 SH   SOLE 0 1,530 0 0
Ishares S&P 100 Etf COM 464287101   33,487 116 SH   DFND 1 0 0 116
Ishares S&P 500 Growth COM 464287309   18,682 184 SH   DFND 1 0 0 184
Ishares S&P 500 Growth ETF Com 464287309   842,090 8,294 SH   SOLE 0 8,294 0 0
Ishares S&P 500 Value COM 464287408   12,025 63 SH   DFND 1 0 0 63
Ishares S&P 500 Value ETF Com 464287408   958,408 5,021 SH   SOLE 0 5,021 0 0
Ishares S&P Midcap 400/Grwth E Com 464287606   353,718 3,890 SH   SOLE 0 3,881 0 9
Ishares S&P Midcap 400/Value E Com 464287705   81,224 650 SH   SOLE 0 650 0 0
Ishares S&P Pref Stk ETF Com 464288687   2,125,155 67,594 SH   SOLE 0 67,594 0 0
Ishares S&P Pref Stk ETF Com 464288687   215,616 6,858 SH   OTR 0 3,678 0 3,180
iShares S&P Small-Cap 600 Value COM 464287879   68,424 630 SH   DFND 1 0 0 630
Ishares S&P Smallcap 600/Val E Com 464287879   10,752 99 SH   SOLE 0 99 0 0
Ishares S&P Smallcap 600/Val E Com 464287879   120,448 1,109 SH   OTR 0 1,109 0 0
Ishares S&P Smallcap/600 Growt Com 464287887   330,844 2,444 SH   SOLE 0 2,444 0 0
Ishares S&P Smallcap/600 Growt Com 464287887   122,239 903 SH   OTR 0 903 0 0
Ishares S&P Smll Cap 600 COM 464287887   5,488,035 40,541 SH   DFND 1 0 0 40,541
iShares Short-Term Corporate Bon COM 464288646   28,073 543 SH   DFND 1 0 0 543
iShares Short-Term National Mu Com 464288158   839,093 7,955 SH   SOLE 0 7,955 0 0
iShares Silver Trust Com 46428Q109   53,318 2,025 SH   SOLE 0 2,025 0 0
iShares Silver Trust COM 46428Q109   4,081 155 SH   DFND 1 0 0 155
iShares SP 100 Index Com 464287101   13,287 46 SH   SOLE 0 46 0 0
iShares TIPS Bond ETF COM 464287176   60,414 567 SH   DFND 1 0 0 567
Ishares Total Usd Bond COM 46434V613   1,204,535 26,649 SH   DFND 1 0 0 26,649
Ishares Tr 10 Yr Invst Grd Com 464289511   436,943 8,845 SH   SOLE 0 8,845 0 0
iShares TR 1-5 Yr Inv Gr Corp Com 464288646   9,449,209 182,770 SH   SOLE 0 182,770 0 0
iShares TR 1-5 Yr Inv Gr Corp Com 464288646   3,966,269 76,717 SH   OTR 0 68,651 0 8,066
iShares Tr Intrm Gov Cr ETF Com 464288612   1,294,537 12,420 SH   SOLE 0 12,420 0 0
Ishares Tr Rus 1000 Val ETF Com 464287598   254,554 1,375 SH   SOLE 0 1,375 0 0
Ishares Treasury COM 46434V860   41,991 832 SH   DFND 1 0 0 832
iShares U.S. Infrastructure ETF COM 46435U713   41,013 886 SH   DFND 1 0 0 886
iShares U.S. Medical Devices COM 464288810   18,555 318 SH   DFND 1 0 0 318
iShares U.S. Treasury Bond COM 46429B267   420,534 18,300 SH   DFND 1 0 0 18,300
iShares US Energy ETF COM 464287796   51,357 1,127 SH   DFND 1 0 0 1,127
Ishares US Technology COM 464287721   93,798 588 SH   DFND 1 0 0 588
Ishrs 0-5 Year Inv Grd COM 46434V100   56,952 1,145 SH   DFND 1 0 0 1,145
Ishs Msci Emerg Mrkt Min COM 464286533   161,444 2,784 SH   DFND 1 0 0 2,784
Itt Inc Com 45073V108   27,719 194 SH   SOLE 0 194 0 0
Jacobs Solutions Inc Com 46982L108   80,172 600 SH   SOLE 0 600 0 0
Jacobs Solutions Inc Com 46982L108   397,520 2,975 SH   OTR 0 1,075 0 1,900
JetBlue Airways Corporation COM 477143101   1,690 215 SH   DFND 1 0 0 215
Jm Smucker CO Com 832696405   52,307 475 SH   SOLE 0 75 0 400
Jm Smucker CO Com 832696405   13,875 126 SH   OTR 0 126 0 0
Johnson & Johnson Com 478160104   11,218,463 77,572 SH   SOLE 0 72,465 0 5,107
Johnson & Johnson Com 478160104   5,721,023 39,559 SH   OTR 0 36,489 145 2,925
Johnson & Johnson COM 478160104   381,797 2,640 SH   DFND 1 0 0 2,640
Johnson Controls International Com G51502105   7,104 90 SH   SOLE 0 90 0 0
Johnson Controls International Com G51502105   4,894 62 SH   OTR 0 0 62 0
JP Morgan Chase & CO Com 46625H100   19,337,722 80,671 SH   SOLE 0 78,784 65 1,822
JP Morgan Chase & CO Com 46625H100   13,893,831 57,961 SH   OTR 0 53,097 555 4,309
JPMorgan Chase & Co. COM 46625H100   484,026 2,019 SH   DFND 1 0 0 2,019
JPMorgan Core Plus Bond ETF Com 46641Q670   42,062 913 SH   OTR 0 913 0 0
JPMorgan Equity Premium Income Com 46641Q332   259,748 4,515 SH   SOLE 0 4,515 0 0
JPMorgan Equity Premium Income E COM 46641Q332   39,811 692 SH   DFND 1 0 0 692
JPMorgan Municipal ETF Com 46641Q647   1,786,845 35,630 SH   SOLE 0 35,630 0 0
JPMorgan Municipal ETF Com 46641Q647   378,382 7,545 SH   OTR 0 7,545 0 0
JPMorgan NASDAQ Eqt Prem ETF Com 46654Q203   112,760 2,000 SH   OTR 0 2,000 0 0
JPMorgan Ultra-Short Income ET Com 46641Q837   111,620 2,216 SH   SOLE 0 2,216 0 0
Kellanova Com 487836108   9,797 121 SH   SOLE 0 121 0 0
Kellanova Com 487836108   45,505 562 SH   OTR 0 562 0 0
Kenvue Inc Com 49177J102   11,913 558 SH   OTR 0 558 0 0
Keycorp Com 493267108   47,341 2,762 SH   SOLE 0 2,762 0 0
KeyCorp COM 493267108   34,972 2,040 SH   DFND 1 0 0 2,040
Kimberly Clark Corp Com 494368103   690,974 5,273 SH   SOLE 0 5,273 0 0
Kimberly Clark Corp Com 494368103   91,728 700 SH   OTR 0 700 0 0
Kimberly-Clark Corporation COM 494368103   13,759 105 SH   DFND 1 0 0 105
Kimco Realty Corp Com 49446R109   82,005 3,500 SH   SOLE 0 3,500 0 0
Kinder Morgan Inc Com 49456B101   27,400 1,000 SH   OTR 0 1,000 0 0
Kkr & Co Inc COM 48251W104   127,203 860 SH   DFND 1 0 0 860
Kraft Heinz CO Com 500754106   161,197 5,249 SH   SOLE 0 5,249 0 0
Kraft Heinz CO Com 500754106   217,458 7,081 SH   OTR 0 7,081 0 0
Kraft Heinz Company COM 500754106   1,013 33 SH   DFND 1 0 0 33
Kroger CO Com 501044101   12,842 210 SH   SOLE 0 210 0 0
Kyndryl Hldgs Inc COM 50155Q100   18,719 541 SH   DFND 1 0 0 541
Kyndryl Holdings Inc Com 50155Q100   346 10 SH   SOLE 0 10 0 0
L M Funding America Inc COM 502074503   73 34 SH   DFND 1 0 0 34
L3 Harris Technologies Inc Com 502431109   1,030,372 4,900 SH   SOLE 0 4,900 0 0
Ladrx Corp COM 232828707   2 1 SH   DFND 1 0 0 1
Lam Research Corporation COM 512807108   93,899 1,300 SH   DFND 1 0 0 1,300
Lamb Weston Holdings Inc Com 513272104   4,411 66 SH   OTR 0 66 0 0
Las Vegas Sands Corp Com 517834107   21,041 410 SH   SOLE 0 0 0 410
Lauder Estee Cos Cl-A Com 518439104   27,668 369 SH   SOLE 0 369 0 0
Lauder Estee Cos Cl-A Com 518439104   23,019 307 SH   OTR 0 307 0 0
Lexington Realty C PFD Series C COM 529043309   4,875 100 SH   DFND 1 0 0 100
Liberty Media Corp Del Com 531229755   404,554 4,366 SH   OTR 0 4,366 0 0
Lilly Eli & CO Com 532457108   2,759,128 3,574 SH   SOLE 0 3,031 0 543
Lilly Eli & CO Com 532457108   5,037,300 6,525 SH   OTR 0 5,347 25 1,153
Lincoln Elec Hldgs Inc Com 533900106   84,362 450 SH   SOLE 0 450 0 0
Lincoln National Corp. COM 534187109   30,442 960 SH   DFND 1 0 0 960
Linde PLC Com G54950103   2,321,106 5,544 SH   SOLE 0 5,544 0 0
Linde PLC Com G54950103   1,422,641 3,398 SH   OTR 0 2,518 0 880
Lockheed Martin Corp Com 539830109   3,509,725 7,223 SH   SOLE 0 6,670 0 553
Lockheed Martin Corp Com 539830109   1,107,943 2,280 SH   OTR 0 2,280 0 0
Lockheed Martin Corp COM 539830109   185,143 381 SH   DFND 1 0 0 381
Logitech International S.A. Com H50430232   8,235 100 SH   OTR 0 100 0 0
Lowes Companies Inc COM 548661107   181,803 737 SH   DFND 1 0 0 737
Lowes Cos Inc Com 548661107   16,611,614 67,308 SH   SOLE 0 66,758 25 525
Lowes Cos Inc Com 548661107   7,597,491 30,784 SH   OTR 0 29,845 215 724
LPL Financial COM 50212V100   96,647 296 SH   DFND 1 0 0 296
Lvmh Moet Hennessy Lou COM 502441306   3,267 25 SH   DFND 1 0 0 25
Lyft Inc COM 55087P104   3,225 250 SH   DFND 1 0 0 250
M & T Bank Corp Com 55261F104   94,005 500 SH   OTR 0 500 0 0
M&T Bank Corp. COM 55261F104   31,398 167 SH   DFND 1 0 0 167
Manulife Finl Corp ADR Com 56501R106   3,624 118 SH   SOLE 0 118 0 0
Marathon Digital Hldgs I COM 565788106   956 57 SH   DFND 1 0 0 57
Markel Group INC COM Com 570535104   155,361 90 SH   SOLE 0 90 0 0
Markel Group INC COM Com 570535104   343,520 199 SH   OTR 0 199 0 0
Marriott International Inc Com 571903202   582,427 2,088 SH   SOLE 0 2,088 0 0
Marriott International Inc Com 571903202   20,921 75 SH   OTR 0 75 0 0
Marsh & Mc Lennan Co COM 571748102   10,621 50 SH   DFND 1 0 0 50
Marsh & McLennan Companies Inc Com 571748102   2,854,578 13,439 SH   SOLE 0 13,384 0 55
Marsh & McLennan Companies Inc Com 571748102   3,219,923 15,159 SH   OTR 0 14,767 0 392
Martin Marietta Matls Inc Com 573284106   92,970 180 SH   SOLE 0 180 0 0
Martin Marietta Matls Inc Com 573284106   118,795 230 SH   OTR 0 230 0 0
Masco Corp Com 574599106   524,101 7,222 SH   SOLE 0 7,172 0 50
Masco Corp Com 574599106   11,466 158 SH   OTR 0 158 0 0
Mastercard Inc Cl A Com 57636Q104   1,491,246 2,832 SH   SOLE 0 2,832 0 0
Mastercard Inc Cl A Com 57636Q104   2,207,381 4,192 SH   OTR 0 4,150 0 42
Mastercard Incorporated COM 57636Q104   2,633 5 SH   DFND 1 0 0 5
Materials Select SPDR Fund Com 81369Y100   2,771,377 32,938 SH   SOLE 0 30,905 0 2,033
Materials Select SPDR Fund Com 81369Y100   671,185 7,977 SH   OTR 0 7,427 257 293
Mc Donalds Corp COM 580135101   24,931 86 SH   DFND 1 0 0 86
McCormick & CO Inc Com 579780206   175,733 2,305 SH   SOLE 0 2,305 0 0
McCormick & CO Inc Com 579780206   201,655 2,645 SH   OTR 0 2,645 0 0
McDonalds Corp Com 580135101   13,666,284 47,143 SH   SOLE 0 46,830 58 255
McDonalds Corp Com 580135101   6,170,888 21,287 SH   OTR 0 20,286 217 784
McEwen Mining Inc Com 58039P305   778 100 SH   SOLE 0 100 0 0
McKesson Corp Com 58155Q103   261,019 458 SH   SOLE 0 458 0 0
Medclean Tech Inc Xxx COM 58405Y302   0 1 SH   DFND 1 0 0 1
Medtronic Inc. COM G5960L103   8,947 112 SH   DFND 1 0 0 112
Medtronic PLC Com G5960L103   1,593,926 19,954 SH   SOLE 0 19,954 0 0
Medtronic PLC Com G5960L103   710,932 8,900 SH   OTR 0 8,329 71 500
MercadoLibre, Inc. Com 58733R102   20,405 12 SH   SOLE 0 12 0 0
MercadoLibre, Inc. Com 58733R102   175,145 103 SH   OTR 0 103 0 0
Mercadolibre, Inc. COM 58733R102   34,046 20 SH   DFND 1 0 0 20
Merck & CO Inc Com 58933Y105   5,633,751 56,632 SH   SOLE 0 55,089 543 1,000
Merck & CO Inc Com 58933Y105   4,291,368 43,138 SH   OTR 0 41,807 281 1,050
Merck & Co. Inc. COM 58933Y105   92,915 934 SH   DFND 1 0 0 934
Meta Platforms Inc Com 30303M102   2,725,549 4,655 SH   SOLE 0 4,655 0 0
Meta Platforms Inc Com 30303M102   2,014,740 3,441 SH   OTR 0 3,409 32 0
Meta Platforms, Inc. COM 30303M102   47,426 81 SH   DFND 1 0 0 81
Metlife Inc Com 59156R108   539,999 6,595 SH   SOLE 0 6,595 0 0
Metlife Inc Com 59156R108   131,909 1,611 SH   OTR 0 1,300 111 200
MetLife, Inc. COM 59156R108   37,092 453 SH   DFND 1 0 0 453
Mettler Toledo International Com 592688105   61,184 50 SH   OTR 0 50 0 0
MGE ENERGY INC COM 55277P104   165,506 1,761 SH   DFND 1 0 0 1,761
Microchip Technology Inc Com 595017104   1,681,158 29,314 SH   SOLE 0 29,314 0 0
Microchip Technology Inc Com 595017104   411,773 7,180 SH   OTR 0 6,294 136 750
Micron Technology Inc Com 595112103   18,515 220 SH   SOLE 0 220 0 0
Microsoft Corp Com 594918104   41,507,213 98,475 SH   SOLE 0 95,129 93 3,253
Microsoft Corp Com 594918104   48,242,361 114,454 SH   OTR 0 112,179 672 1,603
Microsoft Corporation COM 594918104   393,862 934 SH   DFND 1 0 0 934
Midcap SPDR Trust Series 1 Com 78467Y107   8,937,079 15,691 SH   SOLE 0 14,718 0 973
Midcap SPDR Trust Series 1 Com 78467Y107   1,129,306 1,983 SH   OTR 0 1,901 50 32
Middlesex Water CO Com 596680108   43,157 820 SH   SOLE 0 0 0 820
Mind Medicine Mindmed Inc Com 60255C885   42 6 SH   SOLE 0 6 0 0
Moelis & Company COM 60786M105   4,292 58 SH   DFND 1 0 0 58
Mondelez International Inc Com 609207105   2,013,365 33,708 SH   SOLE 0 32,509 0 1,199
Mondelez International Inc Com 609207105   2,171,783 36,360 SH   OTR 0 35,849 0 511
Mondelez International, Inc. COM 609207105   5,973 100 SH   DFND 1 0 0 100
Monster Beverage Corp New Com 61174X109   99,076 1,885 SH   SOLE 0 1,885 0 0
Monster Beverage Corp New Com 61174X109   157,417 2,995 SH   OTR 0 2,995 0 0
Moodys Corp Com 615369105   144,378 305 SH   SOLE 0 305 0 0
Moodys Corp Com 615369105   182,247 385 SH   OTR 0 385 0 0
Moody's Corporation COM 615369105   3,787 8 SH   DFND 1 0 0 8
Morgan Stanley Com 617446448   1,750,525 13,924 SH   SOLE 0 13,924 0 0
Morgan Stanley COM 617446448   12,572 100 SH   DFND 1 0 0 100
Motley Fool 100 Index ETF COM 74933W601   30,060 500 SH   DFND 1 0 0 500
Motorola Solutions, Inc Com 620076307   92,446 200 SH   SOLE 0 200 0 0
Nano X Imaging Ltd Com M70700105   2,880 400 SH   SOLE 0 400 0 0
National Fuel Gas CO Com 636180101   40,049 660 SH   SOLE 0 660 0 0
National Fuel Gas CO Com 636180101   6,068 100 SH   OTR 0 100 0 0
National Grid PLC ADR Com 636274409   5,407 91 SH   SOLE 0 91 0 0
National Grid PLC ADR Com 636274409   5,407 91 SH   OTR 0 91 0 0
NBT Bancorp Inc Com 628778102   9,952,961 208,395 SH   SOLE 0 13,941 0 194,454
NBT Bancorp Inc Com 628778102   2,280,114 47,741 SH   OTR 0 9,394 0 38,347
NBT Bancorp Inc. COM 628778102   731,771 15,322 SH   DFND 1 0 0 15,322
Netapp Inc Com 64110D104   23,216 200 SH   OTR 0 200 0 0
Netease Inc Spons ADR Com 64110W102   9,189 103 SH   OTR 0 50 0 53
Netflix Inc Com 64110L106   1,576,745 1,769 SH   SOLE 0 1,759 0 10
Netflix Inc Com 64110L106   1,216,652 1,365 SH   OTR 0 1,330 0 35
Netflix, Inc. COM 64110L106   118,546 133 SH   DFND 1 0 0 133
Neurocrine Biosciences Inc Com 64125C109   14,333 105 SH   SOLE 0 105 0 0
New York Cmnty Banco COM 649445103   4,348 466 SH   DFND 1 0 0 466
Newmont Mining Corp. COM 651639106   3,908 105 SH   DFND 1 0 0 105
Nextdoor Hldgs Inc COM 65345M108   1,185 500 SH   DFND 1 0 0 500
Nextera Energy Inc Com 65339F101   4,090,703 57,061 SH   SOLE 0 55,261 0 1,800
Nextera Energy Inc Com 65339F101   2,380,610 33,207 SH   OTR 0 23,722 84 9,401
Nextera Energy Inc COM 65339F101   77,927 1,087 SH   DFND 1 0 0 1,087
Nike Inc-Class B Com 654106103   1,898,106 25,084 SH   SOLE 0 24,884 0 200
Nike Inc-Class B Com 654106103   985,223 13,020 SH   OTR 0 13,020 0 0
Nokia Corp Sponsored ADR Com 654902204   13 3 SH   OTR 0 3 0 0
Norfolk Southern Corp Com 655844108   913,218 3,891 SH   SOLE 0 3,891 0 0
Norfolk Southern Corp Com 655844108   697,998 2,974 SH   OTR 0 2,674 0 300
Northern Tr Corp Com 665859104   10,250 100 SH   SOLE 0 100 0 0
Northrop Grumman Corporation Com 666807102   333,665 711 SH   OTR 0 711 0 0
Northrop Grumman Corporation COM 666807102   47,579 101 SH   DFND 1 0 0 101
Norwegian Cruise Line Holdings Com G66721104   5,146 200 SH   SOLE 0 200 0 0
Norwood Financial Corp Com 669549107   54,709 2,011 SH   SOLE 0 2,011 0 0
NOV Inc Com 62955J103   4,365 299 SH   SOLE 0 299 0 0
NOV Inc Com 62955J103   4,774 327 SH   OTR 0 327 0 0
Novartis AG COM 66987V109   5,547 57 SH   DFND 1 0 0 57
Novartis Ag Spons ADR Com 66987V109   1,921,581 19,747 SH   SOLE 0 19,497 0 250
Novartis Ag Spons ADR Com 66987V109   1,053,478 10,826 SH   OTR 0 10,726 100 0
Novo Nordisk As Spons ADR Com 670100205   1,729,002 20,100 SH   SOLE 0 20,100 0 0
Novo Nordisk As Spons ADR Com 670100205   111,826 1,300 SH   OTR 0 1,200 0 100
Nucor Corp Com 670346105   635,136 5,442 SH   SOLE 0 5,442 0 0
Nucor Corp Com 670346105   84,615 725 SH   OTR 0 725 0 0
Nucor Corporation COM 670346105   11,671 100 SH   DFND 1 0 0 100
Nugenerex Immuno-Oncolog COM 629998659   0 67 SH   DFND 1 0 0 67
Nugenerex Immuno-Oncoxxx COM 67053X102   0 42 SH   DFND 1 0 0 42
Nuveen ESG Large Cap Growth ET Com 67092P201   48,070 560 SH   SOLE 0 560 0 0
Nuveen ESG Large Cap Growth ET Com 67092P201   33,563 391 SH   OTR 0 391 0 0
Nuveen Municipal Value Fund Com 670928100   12,885 1,500 SH   SOLE 0 1,500 0 0
Nuveen New York Amt-Free Quali Com 670656107   13,661 1,306 SH   SOLE 0 1,306 0 0
Nuveen Quality Muni Income Fun Com 67066V101   33,313 2,857 SH   SOLE 0 2,857 0 0
Nvidia Corp Com 67066G104   7,378,185 54,942 SH   SOLE 0 50,836 0 4,106
Nvidia Corp Com 67066G104   2,180,735 16,239 SH   OTR 0 15,209 280 750
NVIDIA Corporation COM 67066G104   182,769 1,361 SH   DFND 1 0 0 1,361
NXP Semiconductors NV Com N6596X109   21,409 103 SH   SOLE 0 103 0 0
Occidental Pete Corp Com 674599105   14,576 295 SH   SOLE 0 295 0 0
Occidental Pete Corp Com 674599105   59,292 1,200 SH   OTR 0 650 0 550
Occidental Pete Corp Wt Exp 08 Com 674599162   5,317 193 SH   OTR 0 125 0 68
Ocugen, Inc. COM 67577C105   40 50 SH   DFND 1 0 0 50
Oge Energy Corp Com 670837103   24,750 600 SH   SOLE 0 600 0 0
Omnicom Group Com 681919106   1,635 19 SH   SOLE 0 19 0 0
Omnicom Group Com 681919106   8,604 100 SH   OTR 0 100 0 0
Oneok Inc Com 682680103   10,040 100 SH   SOLE 0 100 0 0
Oneok Inc Com 682680103   50,200 500 SH   OTR 0 500 0 0
Oracle Corp. COM 68389X105   202,301 1,214 SH   DFND 1 0 0 1,214
Oracle Corporation Com 68389X105   5,684,257 34,111 SH   SOLE 0 32,611 0 1,500
Oracle Corporation Com 68389X105   2,908,868 17,456 SH   OTR 0 14,719 109 2,628
O'Reilly Automotive Inc Com 67103H107   634,403 535 SH   SOLE 0 535 0 0
Organon & Co Com 68622V106   2,999 201 SH   SOLE 0 201 0 0
Organon & Co Com 68622V106   11,608 778 SH   OTR 0 778 0 0
Organon & Co. Common Stock COM 68622V106   879 59 SH   DFND 1 0 0 59
O'Shares FTSE U.S. Quality Divid COM 67110P407   12,855 242 SH   DFND 1 0 0 242
O'Shares Global Internet COM 67110P704   21,017 457 SH   DFND 1 0 0 457
Otis Worldwide Corp Com 68902V107   1,164,200 12,571 SH   SOLE 0 12,114 50 407
Otis Worldwide Corp Com 68902V107   690,408 7,455 SH   OTR 0 6,922 433 100
Ouster Inc COM 68989M103   611 50 SH   DFND 1 0 0 50
Paccar Inc Com 693718108   906,950 8,719 SH   SOLE 0 8,719 0 0
Pacer US Small Cap Cash Cows 1 Com 69374H857   224,948 5,111 SH   OTR 0 5,111 0 0
Palantir Technologies, Inc. Com 69608A108   30,252 400 SH   SOLE 0 0 0 400
Palantir Technologies, Inc. Com 69608A108   22,689 300 SH   OTR 0 300 0 0
Palatin Technologies Inc. COM 696077502   89 80 SH   DFND 1 0 0 80
Palo Alto Networks Com 697435105   2,843,489 15,627 SH   SOLE 0 15,567 0 60
Palo Alto Networks Com 697435105   933,091 5,128 SH   OTR 0 4,246 40 842
Parker Hannifin Corp Com 701094104   75,052 118 SH   SOLE 0 118 0 0
Paychex Inc Com 704326107   2,229,358 15,899 SH   SOLE 0 15,899 0 0
Paychex Inc Com 704326107   65,202 465 SH   OTR 0 390 75 0
Paypal Holdings Inc Com 70450Y103   793,584 9,298 SH   SOLE 0 9,298 0 0
Paypal Holdings Inc Com 70450Y103   176,931 2,073 SH   OTR 0 223 0 1,850
PayPal Holdings, Inc. COM 70450Y103   5,548 65 SH   DFND 1 0 0 65
Pepsico Inc Com 713448108   7,937,684 52,201 SH   SOLE 0 51,518 0 683
Pepsico Inc Com 713448108   4,578,983 30,113 SH   OTR 0 28,748 282 1,083
Pepsico, Inc. COM 713448108   181,103 1,191 SH   DFND 1 0 0 1,191
Petrochina Co 'H'CNY1 Com 011014674   13,372 17,000 SH   SOLE 0 17,000 0 0
Petroleo Brasileiro COM 71654V408   3,344 260 SH   DFND 1 0 0 260
Petroleo Brasileiro Sa Petrobr Com 71654V408   25,720 2,000 SH   OTR 0 2,000 0 0
Pfizer Inc Com 717081103   3,719,699 140,207 SH   SOLE 0 134,578 0 5,629
Pfizer Inc Com 717081103   1,729,411 65,187 SH   OTR 0 62,693 994 1,500
Pfizer Inc. COM 717081103   321,733 12,127 SH   DFND 1 0 0 12,127
Philip Morris International Com 718172109   1,060,524 8,812 SH   SOLE 0 8,137 0 675
Philip Morris International Com 718172109   2,844,593 23,636 SH   OTR 0 23,636 0 0
Philip Morris Intl, Inc. COM 718172109   14,442 120 SH   DFND 1 0 0 120
Phillips 66 Com 718546104   59,016 518 SH   SOLE 0 518 0 0
Phillips 66 Com 718546104   10,709 94 SH   OTR 0 94 0 0
Phillips 66 COM 718546104   108,369 951 SH   DFND 1 0 0 951
PIMCO 0-5 Year High Yield Corp Com 72201R783   18,736 200 SH   SOLE 0 200 0 0
PIMCO 0-5 Year High Yield Corp Com 72201R783   157,851 1,685 SH   OTR 0 1,685 0 0
PIMCO California Municipal Inc Com 72200M108   6,469 1,131 SH   SOLE 0 1,131 0 0
Pimco Dynamic Income Cf COM 72201Y101   8,932 487 SH   DFND 1 0 0 487
PIMCO MUNICIPAL INCOME C COM 72200R107   19,756 2,200 SH   DFND 1 0 0 2,200
PLUG PWR INC COM 72919P202   107 50 SH   DFND 1 0 0 50
PNC Financial Services Group Com 693475105   73,283 380 SH   SOLE 0 380 0 0
PORTILLOS INC CLASS A COM 73642K106   9,400 1,000 SH   DFND 1 0 0 1,000
Ppg Industries Inc Com 693506107   47,780 400 SH   OTR 0 400 0 0
PPL Corporation COM 709051106   38,173 1,176 SH   DFND 1 0 0 1,176
Predictive Technology Group, Inc COM 74039H102   0 5 SH   DFND 1 0 0 5
Procter & Gamble CO Com 742718109   14,430,977 86,078 SH   SOLE 0 81,426 125 4,527
Procter & Gamble CO Com 742718109   8,022,388 47,852 SH   OTR 0 43,566 321 3,965
ProShares Bitcoin Strategy ETF Com 74347G440   27,103 1,190 SH   SOLE 0 100 0 1,090
ProShares S&P 500 Div Aristocrat COM 74348A467   275,853 2,771 SH   DFND 1 0 0 2,771
Proshares Trust Pet Care ETF Com 74348A145   7,077 130 SH   OTR 0 130 0 0
Prudential Financial, Inc. COM 744320102   69,910 590 SH   DFND 1 0 0 590
Prudential Finl Inc Com 744320102   1,561,870 13,177 SH   SOLE 0 13,177 0 0
Prudential Finl Inc Com 744320102   1,475,343 12,447 SH   OTR 0 12,097 150 200
Public Service Enterprise Grou Com 744573106   98,177 1,162 SH   SOLE 0 1,162 0 0
Public Service Enterprise Grou Com 744573106   215,450 2,550 SH   OTR 0 2,550 0 0
Public Srvc Enterprise Grp Inc COM 744573106   80,603 954 SH   DFND 1 0 0 954
Public Storage Inc REIT Com 74460D109   8,085 27 SH   OTR 0 27 0 0
Qualcomm Inc Com 747525103   3,569,822 23,238 SH   SOLE 0 22,813 0 425
Qualcomm Inc Com 747525103   1,739,747 11,325 SH   OTR 0 10,650 175 500
Quanta Services Inc COM 74762E102   31,605 100 SH   DFND 1 0 0 100
Quanta Services Incorporated Com 74762E102   1,944,656 6,153 SH   OTR 0 3,053 0 3,100
Raytheon Technologies Co COM 75513E101   272,058 2,351 SH   DFND 1 0 0 2,351
RBB Fd Motley Fool Glbl ETF Com 74933W635   29,407 1,038 SH   OTR 0 0 0 1,038
Rbc Bearings Inc Com 75524B104   119,656 400 SH   SOLE 0 400 0 0
Rbc Bearings Inc Com 75524B104   738,577 2,469 SH   OTR 0 2,286 0 183
Real Estate Select Sect SPDR Com 81369Y860   1,138,719 27,999 SH   SOLE 0 25,881 105 2,013
Real Estate Select Sect SPDR Com 81369Y860   1,417,553 34,855 SH   OTR 0 34,704 26 125
Realty Income Corp REIT Com 756109104   57,202 1,071 SH   OTR 0 1,071 0 0
Regeneron Pharmaceuticals Inc Com 75886F107   21,370 30 SH   SOLE 0 30 0 0
Regeneron Pharmaceuticals Inc Com 75886F107   94,028 132 SH   OTR 0 132 0 0
Reliance, Inc. Com 759509102   26,926 100 SH   OTR 0 100 0 0
Resmed Inc Com 761152107   46,881 205 SH   OTR 0 205 0 0
Restaurant Brands COM 76131D103   4,954 76 SH   DFND 1 0 0 76
Revelyst Inc COM 690045109   1,923 100 SH   DFND 1 0 0 100
Rivian Automotive, Inc. COM 76954A103   6,650 500 SH   DFND 1 0 0 500
Rockwell Automation Inc Com 773903109   162,900 570 SH   SOLE 0 570 0 0
Rockwell Automation Inc Com 773903109   14,290 50 SH   OTR 0 50 0 0
ROCKWELL AUTOMATION INC COM 773903109   5,217 18 SH   DFND 1 0 0 18
Roku Inc Com 77543R102   14,868 200 SH   OTR 0 200 0 0
Roper Technologies Inc Com 776696106   90,974 175 SH   SOLE 0 175 0 0
Roper Technologies Inc Com 776696106   842,157 1,620 SH   OTR 0 1,620 0 0
Royal Bank of Canada Com 780087102   60,255 500 SH   OTR 0 500 0 0
Royce Micro-Cap Trust, Inc. Com 780915104   39,302 4,031 SH   OTR 0 4,031 0 0
RTX Corporation Com 75513E101   5,746,655 49,660 SH   SOLE 0 48,614 56 990
RTX Corporation Com 75513E101   4,219,267 36,461 SH   OTR 0 33,942 1,186 1,333
S E I Investments Co COM 784117103   249,611 3,026 SH   DFND 1 0 0 3,026
S&P Global Inc Com 78409V104   8,248,373 16,562 SH   SOLE 0 16,562 0 0
S&P Global Inc Com 78409V104   1,613,119 3,239 SH   OTR 0 1,739 0 1,500
Salesforce Inc Com 79466L302   2,909,096 8,701 SH   SOLE 0 8,638 0 63
Salesforce Inc Com 79466L302   1,753,561 5,245 SH   OTR 0 5,136 34 75
salesforce.com, inc. COM 79466L302   8,358 25 SH   DFND 1 0 0 25
Sandoz Group Ag COM 799926100   446 11 SH   DFND 1 0 0 11
Savient Pharmaceuticaxxx COM 80517Q100   0 500 SH   DFND 1 0 0 500
SCE Trust II Trust Preferred COM 78407R204   5,321 275 SH   DFND 1 0 0 275
Schlumberger Limited COM 806857108   1,917 50 SH   DFND 1 0 0 50
Schlumberger Ltd Com 806857108   959,650 25,030 SH   SOLE 0 24,270 0 760
Schlumberger Ltd Com 806857108   545,502 14,228 SH   OTR 0 13,942 286 0
Schwab Emerging Markets COM 808524706   53 2 SH   DFND 1 0 0 2
Schwab Emerging Markets ETF Com 808524706   9,054 340 SH   OTR 0 340 0 0
Schwab Fundamental Intl COM 808524748   34 1 SH   DFND 1 0 0 1
Schwab Fundamental Intl Lg Co Com 808524755   266,178 8,015 SH   SOLE 0 8,015 0 0
Schwab Inter Term US Treasury COM 808524854   79,574 3,276 SH   DFND 1 0 0 3,276
Schwab International COM 808524805   312,539 16,894 SH   DFND 1 0 0 16,894
Schwab International Equity ET Com 808524805   2,932,620 158,520 SH   SOLE 0 158,520 0 0
Schwab International Equity ET Com 808524805   836,348 45,208 SH   OTR 0 43,878 0 1,330
Schwab Short-Term US Treasury COM 808524862   57,359 2,384 SH   DFND 1 0 0 2,384
Schwab U.S. Large-Cap COM 808524201   473,915 20,445 SH   DFND 1 0 0 20,445
Schwab U.S. Large-Cap Growth COM 808524300   835,626 29,983 SH   DFND 1 0 0 29,983
Schwab U.S. Mid-Cap COM 808524508   359,620 12,978 SH   DFND 1 0 0 12,978
Schwab U.S. Small-Cap COM 808524607   569,075 22,006 SH   DFND 1 0 0 22,006
Schwab US Aggregate Bd ETF Com 808524839   1,131,186 49,832 SH   SOLE 0 49,832 0 0
Schwab US Aggregate Bd ETF Com 808524839   640,866 28,232 SH   OTR 0 28,232 0 0
Schwab US Aggregate Bond COM 808524839   63,061 2,778 SH   DFND 1 0 0 2,778
Schwab US Broad Market COM 808524102   2,871 126 SH   DFND 1 0 0 126
Schwab US Dividend COM 808524797   5,628 206 SH   DFND 1 0 0 206
Schwab US Dividend Equity ETF Com 808524797   6,706,076 245,464 SH   SOLE 0 243,790 0 1,674
Schwab US Dividend Equity ETF Com 808524797   1,111,815 40,696 SH   OTR 0 40,696 0 0
Schwab US Mid-Cap ETF Com 808524508   322,046 11,622 SH   SOLE 0 11,622 0 0
Schwab US Small Cap ETF Com 808524607   2,353,338 91,003 SH   SOLE 0 91,003 0 0
Schwab US Small Cap ETF Com 808524607   501,581 19,396 SH   OTR 0 19,396 0 0
Schwab US TIPs ETF Com 808524870   91,438 3,540 SH   SOLE 0 3,540 0 0
Schwab US TIPs ETF Com 808524870   148,548 5,751 SH   OTR 0 5,751 0 0
Sempra COM 816851109   8,772 100 SH   DFND 1 0 0 100
Servicenow Inc Com 81762P102   954,108 900 SH   SOLE 0 890 0 10
Servicenow Inc Com 81762P102   200,363 189 SH   OTR 0 163 0 26
Shell Plc COM 780259305   6,265 100 SH   DFND 1 0 0 100
Shell PLC Spon ADS Com 780259305   92,409 1,475 SH   SOLE 0 1,475 0 0
Shell PLC Spon ADS Com 780259305   485,538 7,750 SH   OTR 0 3,150 0 4,600
Sherwin Williams CO Com 824348106   374,603 1,102 SH   SOLE 0 1,102 0 0
Sherwin Williams CO Com 824348106   2,205,126 6,487 SH   OTR 0 6,361 0 126
Shopify Inc. COM 82509L107   4,253 40 SH   DFND 1 0 0 40
Simon Ppty Group Inc Com 828806109   86,105 500 SH   OTR 0 500 0 0
SIRIUS XM Radio Inc. COM 82968B103   228 10 SH   DFND 1 0 0 10
Siriusxm Holdings Inc Com 829933100   5,700 250 SH   SOLE 0 250 0 0
Smith A O Com 831865209   27,284 400 SH   SOLE 0 400 0 0
Smurfit Westrock Ltd COM G8267P108   19,174 356 SH   DFND 1 0 0 356
Snap Inc. COM 83304A106   1,077 100 SH   DFND 1 0 0 100
Snowflake Inc Com 833445109   35,514 230 SH   OTR 0 230 0 0
Solventum Corp Com 83444M101   6,672 101 SH   OTR 0 101 0 0
Solventum Corp COM 83444M101   1,652 25 SH   DFND 1 0 0 25
Sonos, Inc. COM 83570H108   376 25 SH   DFND 1 0 0 25
Southern Company Com 842587107   1,344,203 16,329 SH   SOLE 0 16,329 0 0
Southern Company Com 842587107   449,385 5,459 SH   OTR 0 5,459 0 0
Southern Company COM 842587107   107,016 1,300 SH   DFND 1 0 0 1,300
Southwest Airlines Co. COM 844741108   2,353 70 SH   DFND 1 0 0 70
SPDR BbgBarc Inv Gr Floating R Com 78468R200   161,947 5,270 SH   SOLE 0 5,270 0 0
SPDR Bloomberg Barclays High Yie COM 78464A417   6,874 72 SH   DFND 1 0 0 72
SPDR Bloomberg Conv Sec ETF Com 78464A359   29,131 374 SH   SOLE 0 374 0 0
SPDR Dow Jones Global Real Est Com 78463X749   8,792 205 SH   SOLE 0 205 0 0
SPDR Dow Jones Global Real Est Com 78463X749   5,790 135 SH   OTR 0 135 0 0
SPDR Dow Jones Global Real Estat COM 78463X749   86 2 SH   DFND 1 0 0 2
SPDR Dow Jones Industrial Aver Com 78467X109   1,300,754 3,057 SH   SOLE 0 3,057 0 0
SPDR Dow Jones Industrial Aver Com 78467X109   312,743 735 SH   OTR 0 680 0 55
SPDR Dow Jones Industrial Averag COM 78467X109   42,927 101 SH   DFND 1 0 0 101
SPDR Gold Shares COM 78463V107   1,158,108 4,783 SH   DFND 1 0 0 4,783
SPDR Gold Trust Com 78463V107   367,553 1,518 SH   SOLE 0 1,451 0 67
SPDR Gold Trust Com 78463V107   610,652 2,522 SH   OTR 0 2,522 0 0
SPDR Nuveen Bloomberg Barclays Com 78468R739   24,358 514 SH   SOLE 0 514 0 0
SPDR Portfolio Developed Wld e Com 78463X889   2,271,352 66,550 SH   SOLE 0 66,550 0 0
SPDR Portfolio Developed Wld e Com 78463X889   666,832 19,538 SH   OTR 0 19,538 0 0
SPDR Portfolio Developed World e COM 78463X889   25,359 743 SH   DFND 1 0 0 743
SPDR Portfolio Emerging Market Com 78463X509   404,228 10,535 SH   SOLE 0 10,535 0 0
SPDR Portfolio Emerging Market Com 78463X509   33,766 880 SH   OTR 0 880 0 0
SPDR Portfolio Emerging Markets COM 78463X509   12,777 333 SH   DFND 1 0 0 333
SPDR Portfolio Intermediate Te Com 78464A375   623,947 19,046 SH   SOLE 0 19,046 0 0
Spdr Portfolio S&P 500 COM 78464A854   45,707 663 SH   DFND 1 0 0 663
SPDR Portfolio S&P 500 Growth ET COM 78464A409   15,470 176 SH   DFND 1 0 0 176
SPDR Portfolio S&P 500 Value E Com 78464A508   92,205 1,803 SH   SOLE 0 1,803 0 0
SPDR Portfolio S&P 500 Value ETF COM 78464A508   54,413 1,064 SH   DFND 1 0 0 1,064
SPDR Portfolio Short Term Corp Com 78464A474   1,192,011 39,920 SH   SOLE 0 39,920 0 0
SPDR Portfolio SP 500 High Div Com 78468R788   38,051 880 SH   OTR 0 880 0 0
SPDR Preferred Stock ETF Com 78464A292   482,842 14,636 SH   SOLE 0 14,636 0 0
SPDR Preferred Stock ETF Com 78464A292   19,299 585 SH   OTR 0 585 0 0
SPDR S&P 400 Mdcp Grw ETF Com 78464A821   29,021 334 SH   SOLE 0 334 0 0
SPDR S&P 500 ETF Trust Com 78462F103   7,827,825 13,356 SH   SOLE 0 12,777 0 579
SPDR S&P 500 ETF Trust Com 78462F103   1,449,376 2,473 SH   OTR 0 2,358 0 115
SPDR S&P 500 Growth ETF Com 78464A409   104,513 1,189 SH   SOLE 0 1,189 0 0
SPDR S&P 600 Smcp Grw ETF Com 78464A201   37,405 414 SH   SOLE 0 414 0 0
SPDR S&P Bank ETF Com 78464A797   162,028 2,921 SH   SOLE 0 2,921 0 0
SPDR S&P Bank ETF Com 78464A797   34,669 625 SH   OTR 0 530 0 95
SPDR S&P Dividend ETF Com 78464A763   10,035,241 75,967 SH   SOLE 0 75,967 0 0
SPDR S&P Dividend ETF Com 78464A763   955,083 7,230 SH   OTR 0 7,230 0 0
SPDR S&P Global Infrastructure E COM 78463X855   59 1 SH   DFND 1 0 0 1
SPDR S&P Regional Banking ETF Com 78464A698   1,602,601 26,555 SH   SOLE 0 25,579 0 976
SPDR S&P Regional Banking ETF Com 78464A698   1,298,370 21,514 SH   OTR 0 21,319 100 95
Spdr Ser Tr Com 78464A839   31,920 398 SH   SOLE 0 398 0 0
SPDR Tr Bloomberg 1-3 MO ETF Com 78468R663   206,540 2,259 SH   OTR 0 2,259 0 0
SPHERE ENTERTAINMENT CO CL A Com 55826T102   36,691 910 SH   OTR 0 910 0 0
Sprott Physical Gold & Silver Com 85208R101   142,560 6,000 SH   OTR 0 6,000 0 0
SSR Mining Inc. COM 784730103   524 75 SH   DFND 1 0 0 75
Starbucks Corp Com 855244109   570,678 6,254 SH   SOLE 0 6,254 0 0
Starbucks Corp Com 855244109   557,081 6,105 SH   OTR 0 6,105 0 0
Starbucks Corporation COM 855244109   2,432 27 SH   DFND 1 0 0 27
State Street Corp Com 857477103   165,088 1,682 SH   SOLE 0 1,682 0 0
State Street Corp Com 857477103   44,168 450 SH   OTR 0 450 0 0
Stellantis N.V ADR Com N82405106   13,050 1,000 SH   SOLE 0 1,000 0 0
Stryker Corp. COM 863667101   103,334 287 SH   DFND 1 0 0 287
Stryker Corporation Com 863667101   1,189,605 3,304 SH   SOLE 0 3,284 0 20
Stryker Corporation Com 863667101   233,672 649 SH   OTR 0 549 0 100
Suburban Propane Partners LP Com 864482104   5,160 300 SH   SOLE 0 300 0 0
Sun Life Financial Inc Com 866796105   63,731 1,074 SH   SOLE 0 1,074 0 0
Suncor Energy Inc Com 867224107   118,253 3,314 SH   SOLE 0 2,730 0 584
Suncor Energy Inc Com 867224107   10,704 300 SH   OTR 0 300 0 0
Sunpower Corp COM 867652406   0 6 SH   DFND 1 0 0 6
Svitzer Group A S Ord COM K9385K109   858 30 SH   DFND 1 0 0 30
Synchrony Financial COM 87165B103   13,000 200 SH   DFND 1 0 0 200
Synopsys Inc Com 871607107   138,328 285 SH   OTR 0 285 0 0
Synovus Financial Corp. COM 87161C501   1,900 37 SH   DFND 1 0 0 37
Sysco Corp Com 871829107   470,611 6,155 SH   SOLE 0 6,155 0 0
Sysco Corp Com 871829107   661,761 8,655 SH   OTR 0 8,655 0 0
Sysco Corporation COM 871829107   661,838 8,656 SH   DFND 1 0 0 8,656
T Rowe Price Group Inc Com 74144T108   2,932,763 25,933 SH   SOLE 0 25,883 50 0
T Rowe Price Group Inc Com 74144T108   1,412,946 12,494 SH   OTR 0 12,014 295 185
Taiwan Semiconductor Spons ADR Com 874039100   129,553 656 SH   SOLE 0 656 0 0
Taiwan Semiconductor Spons ADR Com 874039100   360,814 1,827 SH   OTR 0 1,827 0 0
Take Two Interactv COM 874054109   5,891 32 SH   DFND 1 0 0 32
Tapestry Inc Com 876030107   62,717 960 SH   SOLE 0 960 0 0
Target Corp Com 87612E106   2,116,372 15,656 SH   SOLE 0 15,062 0 594
Target Corp Com 87612E106   1,766,127 13,065 SH   OTR 0 10,300 165 2,600
TE Connectivity PLC Com G87052109   269,070 1,882 SH   SOLE 0 1,882 0 0
TE Connectivity PLC Com G87052109   495,248 3,464 SH   OTR 0 3,323 0 141
Technipfmc Plc ADR Com G87110105   23,297 805 SH   OTR 0 805 0 0
Technology Select Sect SPDR Com 81369Y803   3,660,097 15,741 SH   SOLE 0 15,521 121 99
Technology Select Sect SPDR Com 81369Y803   442,486 1,903 SH   OTR 0 1,753 150 0
Telefonaktiebolaget LM Ericsson COM 294821608   3,522 437 SH   DFND 1 0 0 437
Tesla Inc Com 88160R101   189,401 469 SH   SOLE 0 469 0 0
Tesla Inc Com 88160R101   835,949 2,070 SH   OTR 0 2,070 0 0
Tesla, Inc. COM 88160R101   804,449 1,992 SH   DFND 1 0 0 1,992
Teva Pharmaceutical Inds Spons Com 881624209   88 4 SH   OTR 0 0 0 4
Texas Instruments Inc Com 882508104   1,213,002 6,469 SH   SOLE 0 6,469 0 0
Texas Instruments Inc Com 882508104   1,005,429 5,362 SH   OTR 0 5,230 0 132
Texas Instruments Inc. COM 882508104   2,951 16 SH   DFND 1 0 0 16
Texas Pacific Land Corporation Com 88262P102   59,722 54 SH   SOLE 0 54 0 0
Texas Pacific Land Corporation Com 88262P102   310,775 281 SH   OTR 0 281 0 0
The Boeing Company COM 097023105   35,400 200 SH   DFND 1 0 0 200
The Carlyle Group Inc. COM 14316J108   13,430 266 SH   DFND 1 0 0 266
The Charles Schwab Corp COM 808513105   59,726 807 SH   DFND 1 0 0 807
The Chemours Company COM 163851108   8,450 500 SH   DFND 1 0 0 500
The Coca-Cola Company COM 191216100   14,382 231 SH   DFND 1 0 0 231
The Dow Chemical Company COM 260557103   20,346 507 SH   DFND 1 0 0 507
The Hershey Company Com 427866108   49,958 295 SH   SOLE 0 295 0 0
The Hershey Company Com 427866108   586,290 3,462 SH   OTR 0 3,462 0 0
The Procter & Gamble Company COM 742718109   594,407 3,546 SH   DFND 1 0 0 3,546
The Sherwin-Williams Company COM 824348106   9,178 27 SH   DFND 1 0 0 27
Thermo Fisher Scientific Inc Com 883556102   2,349,879 4,517 SH   SOLE 0 4,442 0 75
Thermo Fisher Scientific Inc Com 883556102   3,405,946 6,547 SH   OTR 0 5,539 0 1,008
Thermo Fisher Scientific, Inc. COM 883556102   10,405 20 SH   DFND 1 0 0 20
TJX Cos Inc Com 872540109   4,061,874 33,622 SH   SOLE 0 32,119 203 1,300
TJX Cos Inc Com 872540109   4,043,269 33,468 SH   OTR 0 32,306 508 654
T-Mobile US Inc Com 872590104   640,117 2,900 SH   OTR 0 1,600 0 1,300
Tompkins Financial Corporation Com 890110109   6,444 95 SH   SOLE 0 0 0 95
Toronto Dominion Bank Com 891160509   4,472 84 SH   SOLE 0 84 0 0
Toronto Dominion Bank Com 891160509   10,648 200 SH   OTR 0 200 0 0
TotalEnergies SE ADR Com 89151E109   122,625 2,250 SH   OTR 0 2,250 0 0
Toyota Motor Corp Spons ADR Com 892331307   17,515 90 SH   SOLE 0 90 0 0
Toyota Motor Corp Spons ADR Com 892331307   228,667 1,175 SH   OTR 0 1,175 0 0
Tractor Supply Co Com 892356106   137,956 2,600 SH   SOLE 0 2,600 0 0
Tractor Supply Co Com 892356106   175,098 3,300 SH   OTR 0 3,300 0 0
Trane Technologies Plc ADR Com G8994E103   1,344,434 3,640 SH   SOLE 0 3,640 0 0
Trane Technologies Plc ADR Com G8994E103   21,140,486 57,237 SH   OTR 0 57,237 0 0
TransCoastal Corporation Com 89355M105   0 243,486 SH   OTR 0 243,486 0 0
Transdigm Group Inc Com 893641100   139,401 110 SH   SOLE 0 110 0 0
Transdigm Group Inc Com 893641100   1,184,907 935 SH   OTR 0 935 0 0
Travelers Companies Inc Com 89417E109   295,090 1,225 SH   SOLE 0 1,225 0 0
Travelers Companies Inc Com 89417E109   32,761 136 SH   OTR 0 136 0 0
Tri Continental Corp Com 895436103   46,933 1,481 SH   SOLE 0 1,481 0 0
Trimble Inc Com 896239100   33,140 469 SH   SOLE 0 469 0 0
Truist Financial Corporation Com 89832Q109   434,234 10,010 SH   SOLE 0 10,010 0 0
Truist Financial Corporation Com 89832Q109   108,667 2,505 SH   OTR 0 2,505 0 0
Uber Technologies Inc Com 90353T100   152,187 2,523 SH   SOLE 0 2,523 0 0
Uber Technologies Inc Com 90353T100   2,329,257 38,615 SH   OTR 0 38,615 0 0
Uber Technologies Inc COM 90353T100   9,229 153 SH   DFND 1 0 0 153
Under Armour Inc COM 904311206   1,380 185 SH   DFND 1 0 0 185
Under Armour, Inc. COM 904311107   414 50 SH   DFND 1 0 0 50
Union Pac Corp Com 907818108   4,339,145 19,028 SH   SOLE 0 18,120 0 908
Union Pac Corp Com 907818108   4,201,181 18,423 SH   OTR 0 16,858 45 1,520
United Parcel Service Cl B Com 911312106   608,937 4,829 SH   SOLE 0 4,829 0 0
United Parcel Service Cl B Com 911312106   1,702,224 13,499 SH   OTR 0 13,464 35 0
United Rentals Inc Com 911363109   50,720 72 SH   SOLE 0 72 0 0
United Rentals Inc Com 911363109   214,854 305 SH   OTR 0 305 0 0
Unitedhealth Group Inc Com 91324P102   5,619,599 11,109 SH   SOLE 0 10,869 0 240
Unitedhealth Group Inc Com 91324P102   4,257,824 8,417 SH   OTR 0 8,229 69 119
Unitedhealth Group Inc COM 91324P102   30,082 59 SH   DFND 1 0 0 59
Universal Display Co COM 91347P105   14,620 100 SH   DFND 1 0 0 100
US BANCORP DEL COM 902973304   534,926 11,184 SH   DFND 1 0 0 11,184
US Bancorp New Com 902973304   1,115,013 23,312 SH   SOLE 0 23,312 0 0
US Bancorp New Com 902973304   551,719 11,535 SH   OTR 0 10,764 555 216
Utilities Select Sector SPDR Com 81369Y886   1,898,078 25,077 SH   SOLE 0 20,914 0 4,163
Utilities Select Sector SPDR Com 81369Y886   1,040,283 13,744 SH   OTR 0 12,947 444 353
Utilities Select Sector SPDR Fun COM 81369Y886   62,520 826 SH   DFND 1 0 0 826
V.F. Corp Com 918204108   12,769 595 SH   SOLE 0 595 0 0
V.F. Corp Com 918204108   11,009 513 SH   OTR 0 513 0 0
Vail Resorts Inc Com 91879Q109   4,874 26 SH   OTR 0 26 0 0
Vail Resorts Inc COM 91879Q109   1,024 5 SH   DFND 1 0 0 5
Vale Sa COM 91912E105   444 50 SH   DFND 1 0 0 50
Valero Energy Corp Com 91913Y100   36,777 300 SH   SOLE 0 300 0 0
Valero Energy Corp New COM 91913Y100   35,061 286 SH   DFND 1 0 0 286
Value Line, Inc. Com 920437100   14,784 280 SH   OTR 0 280 0 0
VanEck BDC Income ETF COM 92189F411   982 59 SH   DFND 1 0 0 59
Vaneck ETF Trust Agribusiness Com 92189F700   713,490 11,058 SH   SOLE 0 10,276 0 782
Vaneck ETF Trust Agribusiness Com 92189F700   679,783 10,536 SH   OTR 0 10,316 125 95
Vaneck Faln Angl Hy Bnd COM 92189F437   4,863,864 169,650 SH   DFND 1 0 0 169,650
VanEck Vectors Fallen Angel HY Com 92189F437   207,571 7,240 SH   SOLE 0 7,240 0 0
Vaneck Vectors Gold Miners ETF Com 92189F106   568,569 16,767 SH   SOLE 0 16,767 0 0
Vaneck Vectors Gold Miners ETF Com 92189F106   1,766,067 52,081 SH   OTR 0 49,746 0 2,335
VanEck Vectors Social Sentiment COM 92189H839   224 9 SH   DFND 1 0 0 9
Vanguard Consumer COM 92204A207   32,754 155 SH   DFND 1 0 0 155
Vanguard Consumer Staples ETF Com 92204A207   13,951 66 SH   SOLE 0 66 0 0
Vanguard Dividend Appreciation Com 921908844   161,560 825 SH   SOLE 0 825 0 0
Vanguard Dividend Appreciation Com 921908844   137,081 700 SH   OTR 0 700 0 0
Vanguard Dividend Appreciation Etf COM 921908844   29,766 152 SH   DFND 1 0 0 152
Vanguard Emerging Markt COM 921946885   63 1 SH   DFND 1 0 0 1
Vanguard Extended Market Index Com 922908652   232,844 1,226 SH   OTR 0 1,226 0 0
Vanguard FTSE All-World ex-US COM 922042775   191,946 3,343 SH   DFND 1 0 0 3,343
Vanguard Ftse All-World Ex-USI Com 922042775   560,379 9,761 SH   SOLE 0 9,761 0 0
Vanguard FTSE Developed Market Com 921943858   485,612 10,155 SH   SOLE 0 10,155 0 0
Vanguard FTSE Developed Market Com 921943858   159,671 3,339 SH   OTR 0 3,339 0 0
Vanguard FTSE EM Index Fund ETF COM 922042858   24,839 564 SH   DFND 1 0 0 564
Vanguard Ftse Emerging Markets Com 922042858   1,328,995 30,177 SH   SOLE 0 30,177 0 0
Vanguard Ftse Emerging Markets Com 922042858   172,152 3,909 SH   OTR 0 3,409 0 500
Vanguard Growth Index Fund ETF COM 922908736   36,119 88 SH   DFND 1 0 0 88
Vanguard Health Care COM 92204A504   86,404 341 SH   DFND 1 0 0 341
Vanguard High Dividend Yield E Com 921946406   218,434 1,712 SH   SOLE 0 1,712 0 0
Vanguard High Dividend Yield E Com 921946406   69,409 544 SH   OTR 0 544 0 0
Vanguard Index Fds Growth ETF Com 922908736   47,201 115 SH   SOLE 0 115 0 0
Vanguard Index Fund Mid-Cap Com 922908629   1,036,182 3,923 SH   SOLE 0 3,923 0 0
Vanguard Index Fund Mid-Cap Com 922908629   95,879 363 SH   OTR 0 363 0 0
Vanguard Information Technolog Com 92204A702   298,464 480 SH   SOLE 0 480 0 0
Vanguard InfoTechnology COM 92204A702   2,649,471 4,261 SH   DFND 1 0 0 4,261
Vanguard Inter Term Corp Bond Com 92206C870   1,011,081 12,596 SH   SOLE 0 12,596 0 0
Vanguard Inter Term Corp Bond Com 92206C870   898,061 11,188 SH   OTR 0 11,188 0 0
Vanguard Intermediate-Term Bon Com 921937819   2,139,146 28,625 SH   SOLE 0 28,625 0 0
Vanguard Intermediate-Term Bon Com 921937819   324,702 4,345 SH   OTR 0 2,015 1,500 830
Vanguard Large-Cap ETF Com 922908637   238,685 885 SH   OTR 0 885 0 0
Vanguard Long-Term Treasury ET Com 92206C847   143,246 2,588 SH   SOLE 0 2,588 0 0
Vanguard Materials COM 92204A801   24,607 131 SH   DFND 1 0 0 131
Vanguard Materials Index ETF Com 92204A801   6,574 35 SH   SOLE 0 35 0 0
Vanguard Mega Cap Etf IV COM 921910873   79,535 374 SH   DFND 1 0 0 374
Vanguard Mega Cap Growth COM 921910816   29,190 85 SH   DFND 1 0 0 85
Vanguard Mega Cap Value COM 921910840   13,116 105 SH   DFND 1 0 0 105
Vanguard Mid Cap Growth COM 922908538   6,598 26 SH   DFND 1 0 0 26
Vanguard Mid Cap Value COM 922908512   4,691 29 SH   DFND 1 0 0 29
Vanguard Mid-Cap Growth Index Com 922908538   1,441,554 5,681 SH   SOLE 0 5,681 0 0
Vanguard Mid-Cap Growth Index Com 922908538   414,374 1,633 SH   OTR 0 1,633 0 0
Vanguard Mid-Cap Index Fd ETF Sh COM 922908629   403,062 1,526 SH   DFND 1 0 0 1,526
Vanguard Mid-Cap Value Index F Com 922908512   10,030 62 SH   SOLE 0 62 0 0
Vanguard Mid-Cap Value Index F Com 922908512   17,795 110 SH   OTR 0 110 0 0
Vanguard Real Estate ETF Com 922908553   1,232,600 13,837 SH   SOLE 0 13,837 0 0
Vanguard Real Estate ETF Com 922908553   461,969 5,186 SH   OTR 0 4,995 191 0
Vanguard REIT COM 922908553   121,845 1,368 SH   DFND 1 0 0 1,368
VANGUARD RUSSELL 2000 ETF COM 92206C664   51,462 576 SH   DFND 1 0 0 576
Vanguard S&P 500 ETF Com 922908363   7,213,049 13,387 SH   SOLE 0 13,205 0 182
Vanguard S&P 500 ETF Com 922908363   72,739 135 SH   OTR 0 135 0 0
Vanguard S&P 500 Etf COM 922908363   736,118 1,366 SH   DFND 1 0 0 1,366
Vanguard S&P 500 Value ETF Com 921932703   55,353 300 SH   SOLE 0 300 0 0
Vanguard Short Term COM 92206C102   3,142 54 SH   DFND 1 0 0 54
Vanguard Short Term Bond ETF Com 921937827   535,327 6,928 SH   SOLE 0 6,928 0 0
Vanguard Short Term Bond ETF Com 921937827   77,270 1,000 SH   OTR 0 1,000 0 0
Vanguard Short Term Corp Bond Com 92206C409   790,007 10,127 SH   SOLE 0 10,127 0 0
Vanguard Short Term Corp Bond Com 92206C409   21,999 282 SH   OTR 0 282 0 0
Vanguard Short-Term Corp Bond COM 92206C409   8,361,814 107,189 SH   DFND 1 0 0 107,189
Vanguard Short-Term TIPS Com 922020805   294,684 6,086 SH   SOLE 0 6,086 0 0
Vanguard Short-Term Treasury E Com 92206C102   166,686 2,865 SH   SOLE 0 2,865 0 0
Vanguard Short-Term Treasury E Com 92206C102   20,363 350 SH   OTR 0 350 0 0
VANGUARD SHRT INF PROT SEC INDEX ETF COM 922020805   21,950 453 SH   DFND 1 0 0 453
Vanguard Small Cap Etf COM 922908751   159,786 665 SH   DFND 1 0 0 665
Vanguard Small Cap Growth COM 922908595   66,094 236 SH   DFND 1 0 0 236
Vanguard Small Cap Value ETF Com 922908611   117,521 593 SH   SOLE 0 593 0 0
Vanguard Small Cap Value ETF Com 922908611   10,900 55 SH   OTR 0 55 0 0
Vanguard Small-Cap ETF Com 922908751   221,778 923 SH   SOLE 0 923 0 0
Vanguard Small-Cap ETF Com 922908751   166,033 691 SH   OTR 0 691 0 0
Vanguard Small-Cap Growth Etf Com 922908595   12,603 45 SH   SOLE 0 45 0 0
Vanguard Small-Cap Value COM 922908611   5,725,024 28,888 SH   DFND 1 0 0 28,888
Vanguard Tax Exempt Bd Idx ETF Com 922907746   28,073 560 SH   SOLE 0 560 0 0
Vanguard Total Bond Market ETF Com 921937835   989,554 13,761 SH   SOLE 0 13,761 0 0
Vanguard Total Bond Market ETF Com 921937835   283,110 3,937 SH   OTR 0 3,937 0 0
Vanguard Total Bond Market Index COM 921937835   72,485 1,008 SH   DFND 1 0 0 1,008
Vanguard Total International B Com 92203J407   76,861 1,567 SH   SOLE 0 1,567 0 0
Vanguard Total International S Com 921909768   1,003,578 17,030 SH   SOLE 0 17,030 0 0
Vanguard Total International S Com 921909768   297,302 5,045 SH   OTR 0 5,045 0 0
Vanguard Total Stock Market COM 922908769   15,099,621 52,102 SH   DFND 1 0 0 52,102
Vanguard Total Stock Market ET Com 922908769   251,555 868 SH   SOLE 0 868 0 0
Vanguard Total Stock Market ET Com 922908769   615,064 2,122 SH   OTR 0 2,122 0 0
Vanguard Total World Stock Ind Com 922042742   1,087,395 9,256 SH   SOLE 0 9,256 0 0
Vanguard Value ETF Com 922908744   116,478 688 SH   SOLE 0 688 0 0
Vanguard Value ETF Com 922908744   147,539 871 SH   OTR 0 871 0 0
Vanguard Value Etf COM 922908744   15,483,839 91,458 SH   DFND 1 0 0 91,458
Vanguard World Fund - Utilities COM 92204A876   37,480 229 SH   DFND 1 0 0 229
Veeva Sys Inc Com 922475108   4,626 22 SH   OTR 0 22 0 0
Veralto Corp Com 92338C103   16,907 166 SH   SOLE 0 166 0 0
Veralto Corp Com 92338C103   190,561 1,871 SH   OTR 0 1,871 0 0
Verisk Analytics Inc Com 92345Y106   84,282 306 SH   OTR 0 306 0 0
Verizon Communications Com 92343V104   2,047,088 51,190 SH   SOLE 0 48,398 830 1,962
Verizon Communications Com 92343V104   1,324,709 33,126 SH   OTR 0 30,405 0 2,721
Verizon Communications Inc. COM 92343V104   308,166 7,706 SH   DFND 1 0 0 7,706
Vestas Wind Sys As Utd COM 925458101   6,116 1,350 SH   DFND 1 0 0 1,350
Viacomcbs Inc COM 92556H206   3,980 381 SH   DFND 1 0 0 381
Viatris Inc COM 92556V106   13,054 1,049 SH   DFND 1 0 0 1,049
Viking Holdings Ltd Com G93A5A101   3,305 75 SH   SOLE 0 75 0 0
Virtus Investment Partners, Inc. COM 92828Q109   2,647 12 SH   DFND 1 0 0 12
Visa Inc Cl A Com 92826C839   3,164,825 10,014 SH   SOLE 0 10,014 0 0
Visa Inc Cl A Com 92826C839   2,122,841 6,717 SH   OTR 0 6,667 50 0
Visa Inc. COM 92826C839   55,911 177 SH   DFND 1 0 0 177
Vision Technology Co COM 92834D100   0 100 SH   DFND 1 0 0 100
Vodafone Group plc COM 92857W308   4,950 583 SH   DFND 1 0 0 583
Vodafone Group Spons ADR Com 92857W308   60,194 7,090 SH   SOLE 0 7,090 0 0
Vontier Corp Com 928881101   7,294 200 SH   SOLE 0 200 0 0
Vontier Corp Com 928881101   12,983 356 SH   OTR 0 40 0 316
Wabtec COM 929740108   5,690 30 SH   DFND 1 0 0 30
Wal Mart Inc Com 931142103   6,993,180 77,401 SH   SOLE 0 76,171 0 1,230
Wal Mart Inc Com 931142103   3,961,667 43,848 SH   OTR 0 39,000 1,050 3,798
Walgreens Boots Alli COM 931427108   1,493 160 SH   DFND 1 0 0 160
Walgreens Boots Alliance Inc Com 931427108   13,995 1,500 SH   SOLE 0 1,500 0 0
Wal-Mart Stores Inc. COM 931142103   1,129,104 12,497 SH   DFND 1 0 0 12,497
Walt Disney Co. COM 254687106   95,204 855 SH   DFND 1 0 0 855
Warner Bros Discovery Inc Com 934423104   3,636 344 SH   SOLE 0 344 0 0
Warner Bros Discovery Inc Com 934423104   31,234 2,955 SH   OTR 0 2,955 0 0
Warner Bros Discovery Inc. COM 934423104   23,317 2,206 SH   DFND 1 0 0 2,206
Waste Management Inc Com 94106L109   180,400 894 SH   SOLE 0 894 0 0
Waste Management Inc Com 94106L109   243,762 1,208 SH   OTR 0 978 0 230
Waters Corp Com 941848103   25,969 70 SH   SOLE 0 70 0 0
Wd-40 Co Com Com 929236107   84,938 350 SH   SOLE 0 350 0 0
Webster Finl Co COM 947890109   2,907 53 SH   DFND 1 0 0 53
Webster Finl Corp Com 947890109   204,314 3,700 SH   OTR 0 3,700 0 0
Wec Energy Group Inc Com 92939U106   8,464 90 SH   OTR 0 90 0 0
WEC ENERGY GROUP INC COM 976657106   85,012 904 SH   DFND 1 0 0 904
Wells Fargo & CO Com 949746101   2,087,802 29,724 SH   SOLE 0 28,926 0 798
Wells Fargo & CO Com 949746101   987,574 14,060 SH   OTR 0 12,475 600 985
WELLS FARGO & CO COM 949746101   35,439 505 SH   DFND 1 0 0 505
Welltower Inc REIT Com 95040Q104   6,554 52 SH   SOLE 0 52 0 0
WELLTOWER INC REIT COM 95040Q104   17,938 142 SH   DFND 1 0 0 142
Wendy's International Inc. COM 95058W100   5,604 344 SH   DFND 1 0 0 344
Western Alliance Bancorporation COM 957638109   8,651 104 SH   DFND 1 0 0 104
Westinghouse Air Brake Technol Com 929740108   274,906 1,450 SH   OTR 0 1,450 0 0
Weyerhaeuser CO REIT Com 962166104   141,820 5,038 SH   SOLE 0 5,038 0 0
Weyerhaeuser CO REIT Com 962166104   222,948 7,920 SH   OTR 0 7,920 0 0
Wheaton Precious Metals Corp Com 962879102   10,179 181 SH   OTR 0 181 0 0
Whirlpool Corporation Com 963320106   11,448 100 SH   OTR 0 100 0 0
Williams Cos Inc Com 969457100   232,337 4,293 SH   SOLE 0 4,060 0 233
WillScot Holdings Corporation Com 971378104   127,879 3,823 SH   OTR 0 3,823 0 0
Wisdometree Intl Qulty Div ETF Com 97717X131   14,676 429 SH   SOLE 0 429 0 0
WisdomTree Emerging Mkts Small Com 97717W281   20,693 423 SH   OTR 0 423 0 0
WisdomTree Europe Hedged Small Com 97717X552   6,803 178 SH   OTR 0 178 0 0
Wisdomtree Intl Smcap Div ETF Com 97717W760   7,869 125 SH   SOLE 0 125 0 0
WisdomTree Japan SmallCap Divi Com 97717W836   11,496 153 SH   OTR 0 153 0 0
WisdomTree MidCap Dividend COM 97717W505   1,049,610 20,593 SH   DFND 1 0 0 20,593
WisdomTree MidCap Dividend ETF Com 97717W505   2,211,435 43,387 SH   SOLE 0 43,011 0 376
WisdomTree MidCap Dividend ETF Com 97717W505   332,273 6,519 SH   OTR 0 3,509 0 3,010
WisdomTree SmallCap Dividend COM 97717W604   927,828 27,011 SH   DFND 1 0 0 27,011
WisdomTree SmallCap Dividend E Com 97717W604   735,090 21,400 SH   SOLE 0 21,330 0 70
WisdomTree SmallCap Dividend E Com 97717W604   27,446 799 SH   OTR 0 799 0 0
WK Kellogg Co Com 92942W107   90 5 SH   SOLE 0 5 0 0
Wolfspeed Inc Com 977852102   7,992 1,200 SH   OTR 0 1,200 0 0
Woodward Inc Com 980745103   33,617 202 SH   OTR 0 202 0 0
World Gold Tr SPDR Gld Minis Com 98149E303   11,542 222 SH   SOLE 0 222 0 0
World Gold Tr SPDR Gld Minis Com 98149E303   35,093 675 SH   OTR 0 675 0 0
Xcel Energy Inc COM 98389B100   80,214 1,188 SH   DFND 1 0 0 1,188
Xylem Inc Com 98419M100   415,352 3,580 SH   SOLE 0 3,580 0 0
Xylem Inc Com 98419M100   116,832 1,007 SH   OTR 0 1,007 0 0
Yum China Holdings Inc Com 98850P109   12,524 260 SH   OTR 0 260 0 0
Yum China Holdings, Inc. COM 98850P109   8,815 183 SH   DFND 1 0 0 183
Yum! Brands Inc Com 988498101   236,524 1,763 SH   SOLE 0 1,763 0 0
Yum! Brands Inc Com 988498101   189,836 1,415 SH   OTR 0 1,415 0 0
Yum! Brands, Inc. COM 988498101   30,723 229 SH   DFND 1 0 0 229
Zebra Technologies Corp Com 989207105   142,129 368 SH   OTR 0 368 0 0
Zillow Group Inc Com 98954M101   7,085 100 SH   SOLE 0 100 0 0
Zillow Group Inc Cl C Com 98954M200   14,810 200 SH   SOLE 0 200 0 0
Zimmer Biomet Holdings Inc Com 98956P102   319,319 3,023 SH   SOLE 0 2,833 0 190
Zimmer Biomet Holdings Inc Com 98956P102   256,998 2,433 SH   OTR 0 2,384 49 0
Zoetis Inc Com 98978V103   24,765 152 SH   SOLE 0 152 0 0
Zoetis Inc Com 98978V103   671,272 4,120 SH   OTR 0 4,120 0 0