The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 808 3,095 SH   SOLE   3,095 0 0
CLARIVATE PLC ORD SHS G21810109 786 26,452 SH   SOLE   26,452 0 0
EATON CORP PLC SHS G29183103 204 1,700 SH   SOLE   1,700 0 0
EATON CORP PLC SHS G29183103 96 800 SH   OTR   0 800 0
IHS MARKIT LTD SHS G47567105 452 5,027 SH   SOLE   5,027 0 0
APTIV PLC SHS G6095L109 753 5,776 SH   SOLE   5,776 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 305 2,104 SH   SOLE   1,709 0 395
AERCAP HOLDINGS NV SHS N00985106 346 7,581 SH   SOLE   7,581 0 0
AT&T INC COM 00206R102 214 7,456 SH   SOLE   7,456 0 0
AT&T INC COM 00206R102 43 1,500 SH   OTR   0 1,500 0
ARK ETF TR GENOMIC REV ETF 00214Q302 655 7,022 SH   SOLE   7,022 0 0
ARK ETF TR FINTECH INNOVA 00214Q708 207 4,155 SH   SOLE   4,155 0 0
ABBOTT LABS COM 002824100 642 5,861 SH   SOLE   5,341 0 520
ABBOTT LABS COM 002824100 55 500 SH   OTR   500 0 0
ACTIVISION BLIZZARD INC COM 00507V109 747 8,050 SH   SOLE   8,050 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,051 2,102 SH   SOLE   2,102 0 0
AIR PRODS & CHEMS INC COM 009158106 448 1,638 SH   SOLE   1,638 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 993 4,266 SH   SOLE   4,266 0 0
ALPHABET INC CAP STK CL C 02079K107 338 193 SH   SOLE   193 0 0
ALPHABET INC CAP STK CL A 02079K305 1,746 996 SH   SOLE   996 0 0
AMAZON COM INC COM 023135106 1,944 597 SH   SOLE   597 0 0
AMERICAN EXPRESS CO COM 025816109 33 275 SH   SOLE   275 0 0
AMERICAN EXPRESS CO COM 025816109 169 1,400 SH   OTR   1,400 0 0
ANALOG DEVICES INC COM 032654105 293 1,980 SH   SOLE   1,980 0 0
ANTHEM INC COM 036752103 1,328 4,135 SH   SOLE   3,945 0 190
APPLE INC COM 037833100 4,551 34,297 SH   SOLE   34,297 0 0
ARISTA NETWORKS INC COM 040413106 286 984 SH   SOLE   984 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 354 2,010 SH   SOLE   2,010 0 0
BALL CORP COM 058498106 431 4,624 SH   SOLE   4,624 0 0
BK OF AMERICA CORP COM 060505104 1,280 42,227 SH   SOLE   41,077 0 1,150
BK OF AMERICA CORP COM 060505104 55 1,825 SH   OTR   1,825 0 0
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 349 230 SH   SOLE   210 0 20
BECTON DICKINSON & CO COM 075887109 543 2,172 SH   SOLE   2,172 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 829 3,577 SH   SOLE   3,577 0 0
BOSTON SCIENTIFIC CORP COM 101137107 611 16,983 SH   SOLE   16,983 0 0
CARMAX INC COM 143130102 356 3,770 SH   SOLE   3,770 0 0
CATALENT INC COM 148806102 659 6,331 SH   SOLE   6,331 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,293 3,432 SH   SOLE   3,432 0 0
DANAHER CORPORATION COM 235851102 1,766 7,952 SH   SOLE   7,952 0 0
DEERE & CO COM 244199105 610 2,266 SH   SOLE   2,026 0 240
DISNEY WALT CO COM DISNEY 254687106 631 3,482 SH   SOLE   2,832 0 650
DUKE ENERGY CORP NEW COM NEW 26441C204 365 3,985 SH   SOLE   3,985 0 0
ECOLAB INC COM 278865100 504 2,330 SH   SOLE   2,330 0 0
EXPEDITORS INTL WASH INC COM 302130109 206 2,165 SH   SOLE   365 0 1,800
FACEBOOK INC CL A 30303M102 549 2,011 SH   SOLE   2,011 0 0
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 350 34,460 SH   SOLE   31,941 0 2,519
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 15 1,482 SH   OTR   1,482 0 0
FISERV INC COM 337738108 631 5,545 SH   SOLE   5,545 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 216 820 SH   SOLE   820 0 0
GRACO INC COM 384109104 239 3,300 SH   SOLE   0 0 3,300
HALOZYME THERAPEUTICS INC COM 40637H109 666 15,598 SH   SOLE   15,598 0 0
HOME DEPOT INC COM 437076102 993 3,738 SH   SOLE   3,738 0 0
HONEYWELL INTL INC COM 438516106 1,019 4,792 SH   SOLE   4,792 0 0
HONEYWELL INTL INC COM 438516106 57 270 SH   OTR   270 0 0
ILLINOIS TOOL WKS INC COM 452308109 403 1,979 SH   SOLE   1,979 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 241 1,915 SH   SOLE   1,915 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,105 6,708 SH   SOLE   6,656 0 52
INVESCO QQQ TR UNIT SER 1 46090E103 508 1,620 SH   OTR   1,620 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 708 865 SH   SOLE   865 0 0
INTUIT COM 461202103 337 887 SH   SOLE   887 0 0
IQVIA HLDGS INC COM 46266C105 770 4,300 SH   SOLE   4,300 0 0
ISHARES TR S&P 100 ETF 464287101 385 2,245 SH   SOLE   2,245 0 0
ISHARES TR TIPS BD ETF 464287176 1,227 9,613 SH   SOLE   9,123 0 490
ISHARES TR TIPS BD ETF 464287176 101 793 SH   OTR   793 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,909 5,085 SH   SOLE   5,085 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,329 11,243 SH   SOLE   10,819 0 424
ISHARES TR CORE US AGGBD ET 464287226 62 525 SH   OTR   525 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,417 19,428 SH   SOLE   19,108 0 320
ISHARES TR MSCI EAFE ETF 464287465 86 1,184 SH   OTR   1,184 0 0
ISHARES TR COHEN STEER REIT 464287564 239 4,430 SH   SOLE   4,430 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 213 884 SH   SOLE   884 0 0
ISHARES TR CORE S&P US VLU 464287663 1,461 23,498 SH   SOLE   23,346 0 152
ISHARES TR CORE S&P US VLU 464287663 256 4,122 SH   OTR   4,122 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,610 41,809 SH   SOLE   41,053 0 756
ISHARES TR PFD AND INCM SEC 464288687 90 2,345 SH   OTR   2,345 0 0
JPMORGAN CHASE & CO COM 46625H100 930 7,315 SH   SOLE   7,315 0 0
JOHNSON & JOHNSON COM 478160104 1,101 6,998 SH   SOLE   6,423 0 575
JOHNSON & JOHNSON COM 478160104 219 1,390 SH   OTR   390 0 1,000
LILLY ELI & CO COM 532457108 613 3,633 SH   SOLE   3,458 0 175
MARRIOTT INTL INC NEW CL A 571903202 425 3,221 SH   SOLE   2,936 0 285
MARTIN MARIETTA MATLS INC COM 573284106 228 803 SH   SOLE   803 0 0
MCDONALDS CORP COM 580135101 790 3,682 SH   SOLE   3,682 0 0
MCDONALDS CORP COM 580135101 69 320 SH   OTR   320 0 0
MCKESSON CORP COM 58155Q103 214 1,228 SH   SOLE   1,228 0 0
MERCK & CO. INC COM 58933Y105 757 9,258 SH   SOLE   9,258 0 0
MICROSOFT CORP COM 594918104 6,428 28,899 SH   SOLE   26,860 0 2,039
MICROSOFT CORP COM 594918104 218 980 SH   OTR   980 0 0
MORGAN STANLEY COM NEW 617446448 298 4,343 SH   SOLE   4,343 0 0
NEW YORK TIMES CO CL A 650111107 669 12,932 SH   SOLE   12,932 0 0
NEXTERA ENERGY INC COM 65339F101 648 8,400 SH   SOLE   8,400 0 0
NIKE INC CL B 654106103 215 1,519 SH   SOLE   1,519 0 0
NVIDIA CORPORATION COM 67066G104 317 608 SH   SOLE   608 0 0
PALO ALTO NETWORKS INC COM 697435105 834 2,346 SH   SOLE   2,346 0 0
PAYPAL HLDGS INC COM 70450Y103 1,899 8,110 SH   SOLE   8,110 0 0
PEPSICO INC COM 713448108 612 4,125 SH   SOLE   3,625 0 500
PEPSICO INC COM 713448108 28 190 SH   OTR   190 0 0
PFIZER INC COM 717081103 873 23,722 SH   SOLE   23,722 0 0
PROCTER AND GAMBLE CO COM 742718109 226 1,627 SH   SOLE   1,627 0 0
PROCTER AND GAMBLE CO COM 742718109 42 300 SH   OTR   300 0 0
PROGRESSIVE CORP OHIO COM 743315103 554 5,601 SH   SOLE   5,601 0 0
QUALCOMM INC COM 747525103 484 3,180 SH   SOLE   3,180 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 209 2,922 SH   SOLE   2,922 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 11 150 SH   OTR   150 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 909 2,431 SH   SOLE   2,431 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 550 1,471 SH   OTR   1,471 0 0
SPDR SER TR S&P KENSHO NEW 78468R648 563 9,769 SH   SOLE   9,769 0 0
SVB FINANCIAL GROUP COM 78486Q101 440 1,135 SH   SOLE   1,135 0 0
SALESFORCE COM INC COM 79466L302 2,224 9,995 SH   SOLE   9,785 0 210
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,110 17,305 SH   SOLE   17,142 0 163
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 51 790 SH   OTR   790 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,875 36,491 SH   SOLE   35,749 0 742
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 83 1,611 SH   OTR   1,611 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 453 6,264 SH   SOLE   5,996 0 268
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,023 17,835 SH   SOLE   17,835 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,136 16,848 SH   SOLE   16,032 0 816
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,960 12,190 SH   SOLE   11,732 0 458
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 10 65 SH   OTR   65 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 258 6,815 SH   SOLE   6,815 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 729 24,730 SH   SOLE   22,015 0 2,715
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 32 1,074 SH   OTR   1,074 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,006 11,363 SH   SOLE   11,363 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,335 25,650 SH   SOLE   25,045 0 605
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,094 16,207 SH   SOLE   14,178 0 2,029
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 46 685 SH   OTR   685 0 0
SHERWIN WILLIAMS CO COM 824348106 670 912 SH   SOLE   912 0 0
SOUTHWEST AIRLS CO COM 844741108 612 13,128 SH   SOLE   13,128 0 0
STARBUCKS CORP COM 855244109 692 6,466 SH   SOLE   6,466 0 0
STRYKER CORPORATION COM 863667101 852 3,476 SH   SOLE   3,301 0 175
THERMO FISHER SCIENTIFIC INC COM 883556102 1,136 2,438 SH   SOLE   2,438 0 0
3M CO COM 88579Y101 348 1,991 SH   SOLE   1,991 0 0
TWITTER INC COM 90184L102 367 6,778 SH   SOLE   6,778 0 0
UDR INC COM 902653104 231 6,000 SH   OTR   6,000 0 0
UNILEVER PLC SPON ADR NEW 904767704 247 4,086 SH   SOLE   4,086 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 244 2,221 SH   SOLE   2,221 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 469 8,008 SH   SOLE   8,008 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,056 14,500 SH   SOLE   14,500 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 282 798 SH   SOLE   798 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 1,629 13,550 SH   SOLE   13,550 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,177 23,489 SH   SOLE   23,489 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 73 1,461 SH   OTR   1,461 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,728 13,758 SH   SOLE   13,407 0 351
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,255 14,780 SH   SOLE   14,598 0 182
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 151 1,780 SH   OTR   1,780 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,778 8,600 SH   SOLE   8,600 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 703 3,400 SH   OTR   3,400 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 309 1,757 SH   SOLE   1,757 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 418 2,538 SH   SOLE   2,538 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 136 700 SH   SOLE   700 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 701 3,600 SH   OTR   3,600 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,001 10,280 SH   SOLE   10,280 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 497 8,462 SH   SOLE   8,462 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 47 800 SH   OTR   800 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 205 868 SH   SOLE   868 0 0
VISA INC COM CL A 92826C839 1,932 8,832 SH   SOLE   8,832 0 0
WELLS FARGO CO NEW COM 949746101 807 26,744 SH   SOLE   26,744 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804 698 460 SH   SOLE   420 0 40
WORLD GOLD TR SPDR GLD MINIS 98149E204 303 15,990 SH   SOLE   15,990 0 0
XILINX INC COM 983919101 804 5,670 SH   SOLE   5,670 0 0
ZOETIS INC CL A 98978V103 982 5,933 SH   SOLE   5,933 0 0